-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
 MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen
 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 WK6vpjAtTQGATn5sKKK6nYC595i2xg5yzKZ3MVOtfef121YP4uKGRHG1goUp99ih
 4Glc4eOad4vR/1aieWtS0g==

<SEC-DOCUMENT>0001190903-03-000796.txt : 20030908
<SEC-HEADER>0001190903-03-000796.hdr.sgml : 20030908
<ACCEPTANCE-DATETIME>20030908094107
ACCESSION NUMBER:		0001190903-03-000796
CONFORMED SUBMISSION TYPE:	497
PUBLIC DOCUMENT COUNT:		1
FILED AS OF DATE:		20030908
EFFECTIVENESS DATE:		20030908

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			NATIONWIDE VLI SEPARATE ACCOUNT 4
		CENTRAL INDEX KEY:			0001041357
		IRS NUMBER:				314156830
		STATE OF INCORPORATION:			OH
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		497
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-83010
		FILM NUMBER:		03885167

	BUSINESS ADDRESS:	
		STREET 1:		NATIONWIDE LIFE INSURANCE CO
		STREET 2:		ONE NATIONWIDE PLAZA
		CITY:			COLUMBUS
		STATE:			OH
		ZIP:			43215
		BUSINESS PHONE:		614-249-7111

	MAIL ADDRESS:	
		STREET 1:		NATIONWIDE LIFE INSURANCE CO
		STREET 2:		ONE NATIONWIDE PLAZA
		CITY:			COLUMBUS
		STATE:			OH
		ZIP:			43215
</SEC-HEADER>
<DOCUMENT>
<TYPE>497
<SEQUENCE>1
<FILENAME>protectionls.txt
<DESCRIPTION>PROTECTION LAST SURVIVOR SUPPLEMENT
<TEXT>
                       SUPPLEMENT DATED OCTOBER 1, 2003 TO

                        PROSPECTUS DATED MAY 1, 2003 FOR

                     LAST SURVIVOR FLEXIBLE PREMIUM VARIABLE

                        UNIVERSAL LIFE INSURANCE POLICIES

                                    ISSUED BY

                        NATIONWIDE LIFE INSURANCE COMPANY

                                   THROUGH ITS

                        NATIONWIDE VLI SEPARATE ACCOUNT-4

THIS SUPPLEMENT UPDATES CERTAIN INFORMATION CONTAINED IN YOUR PROSPECTUS. PLEASE
READ IT AND KEEP IT WITH YOUR PROSPECTUS FOR FUTURE REFERENCE.

Effective October 1, 2003, the Gartmore Variable Insurance Trust - GVIT Small
Cap Value Fund has added J.P. Morgan Investment Management Inc. as a
sub-adviser. Consequently, the information pertaining to the Gartmore Variable
Insurance Trust - GVIT Small Cap Value Fund: Class I in Appendix B is replaced
with the following:

<TABLE>
<CAPTION>
<S>                                              <C>
GARTMORE VARIABLE INSURANCE TRUST - GVIT SMALL CAP VALUE FUND: CLASS I
- ------------------------------------------------ -----------------------------------------------------------------------------------
Investment Adviser:                              Gartmore Mutual Fund Capital Trust, an indirect subsidiary of Nationwide Financial
                                                 Services, Inc.
- ------------------------------------------------ -----------------------------------------------------------------------------------
Sub-advisers:                                    The Dreyfus Corporation; J.P. Morgan Investment Management Inc.
- ------------------------------------------------ -----------------------------------------------------------------------------------
Investment Objective:                            Capital appreciation.
- ------------------------------------------------ -----------------------------------------------------------------------------------
Total Sub-Account Portfolio                      1.11%
Annual Operating Expenses:
- ------------------------------------------------ -----------------------------------------------------------------------------------
</TABLE>

</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
-----END PRIVACY-ENHANCED MESSAGE-----