INDEPENDENT AUDITORS' CONSENT

The Board of Directors of Nationwide Life Insurance Company and Contract Owners
of Nationwide VLI Separate Account - 4:




We consent to the use of our reports for Nationwide VLI Separate Account-4 dated
February 20, 2003 and for Nationwide Life Insurance Company and subsidiaries
dated January 30, 2003, included herein, and to the reference to our firm under
the heading "Services" in the Statement of Additional Information (File No.
333-43671). Our report for Nationwide Life Insurance Company and subsidiaries
refers to a change to the method of accounting for derivative instruments and
hedging activities, and for purchased or retained interests in securitized
financial assets.





KPMG LLP
Columbus, Ohio
April 28, 2003