October 23, 2002

VIA EDGAR

The United States Securities
  and Exchange Commission
Judiciary Plaza
450 Fifth Street, N.W.
Washington, D.C.  20549

Subject:   Nationwide VLI Separate Account-4 of
           Nationwide Life Insurance Company
           SEC File No.  333-43671
           CIK No. 0001041357

Ladies and Gentlemen:

Pursuant to Rule 497(j) under the Securities Act of 1933 ("1933 Act") and on
behalf of the Nationwide VLI Separate Account-4 (the "Variable Account") and
Nationwide Life Insurance Company, we certify that the form of the prospectus
which would have been filed under paragraphs (b) and (c) under Rule 497 does not
differ from the form of the prospectus contained in Post Effective Amendment No.
12 to the Registration Statement for the Company and the Variable Account which
became effective October 18, 2002.

Please contact the undersigned at (614) 249-8226 with any questions regarding
this filing.

Sincerely,


/s/MICHAEL R. MOSER
Michael R. Moser
Variable Products Securities Counsel
Nationwide Life Insurance Company

cc:  file