EXHIBIT 3.78

                            ARTICLES OF INCORPORATION
                                       OF
                        RESORT PROPERTY MANAGEMENT, INC.

         We, the undersigned natural persons of the age of twenty-one years or
more, acting as incorporators of a corporation under the Utah Business
Corporation Act, adopt the following Articles of Incorporation for such
corporation.

         First: The name of the corporation is:

                  Resort Property Management, Inc.

         Second: The period of its duration is perpetual.

         Third: The purpose or purposes for which the corporation is organized
are: to primarily engage in the business of management, leasing and maintenance
of residential rental properties, and to do whatever may be necessary and
convenient to carry on said business and such other business enterprises as are
lawful, and to do all and everything necessary for the benefit and protection of
the corporation and to accomplish any of the purposes enumerated in these
Articles of Incorporation, the Bylaws, or any amendment thereto.

         To enter into any lawful arrangement for sharing profits, union of
interest, reciprocal association or cooperative association with any
corporation, association, partnership, individual or other legal entity for the
carrying on of any business and to enter into any general or limited partnership
for the carrying on or any lawful business.

         Fourth: The aggregate number of shares of stock which the corporation
shall have authority to issue and have outstanding is:

                        100,000 shares without par value.

         Fifth: The corporation shall not commence business until at least One
Thousand Dollars ($1,000.00) has been received for the issuance of shares. The
amount of capital with which this corporation will begin business is One
Thousand Dollars ($1,000.00).

         Sixth: Shareholders of the corporation shall have no, preemptive rights
to purchase or subscribe to any unissued shares or to any new issues of any
stock offered by the corporation, unless otherwise determined by resolution of
the Board of Directors.

         The corporation shall not issue any class of shares which shall have a
preference or priority over other classes of shares of the corporation as to
receipt or payment of dividends which may be declared or distributed by the
corporation.

         Seventh: Shareholders of the corporation shall have the power to
include in the Bylaws adopted by the holders of two-thirds of the issued shares
of the corporation any regulatory or restrictive provisions regarding the
proposed sale, transfer or other disposition of any of the


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outstanding shares of the corporation by any of its shareholders, or the
proposed sale, transfer or other disposition of any of the outstanding shares of
the corporation in the event of the death of any of its shareholders. No
shareholder of the corporation may will or transfer his shares therein except
to another individual who is eligible to be a shareholder of the corporation,
and such sale or transfer may be made only after the same shall have been
approved at a shareholders' meeting especially called for such purpose.

         Eighth: The principal place of business of the corporation is:

                  750 East Kearns Boulevard
                  Park City, Utah 84060

         The name and address of the registered agent for the corporation is:

                  Scott C. Welling, Esq.
                  312 Main Street
                  P.O. Box 712
                  Park City, Utah 84060

         Ninth: The number of directors constituting the initial Board of
Directors of the corporation is three. The names and addresses of the persons
who are to serve as directors until the first annual meeting of shareholders, or
until their successors are elected and qualified, are:


                  Name                                Address
                  ----                                -------
                                                   
                  Daniel Meehan                       750 East Kearns Boulevard
                                                      Park City, Utah 84060

                  Kym Meehan                          750 East Kearns Boulevard
                                                      Park City, Utah 84060

                  Michael Polichette                  750 East Kearns Boulevard
                                                      Park City, Utah 84060


         Tenth: The names and addresses of each incorporator:



                  Name                                Address
                  ----                                -------
                                                   
                  Daniel Meehan                       750 East Kearns Boulevard
                                                      Park City, Utah 84060

                  Kym Meehan                          750 East Kearns Boulevard
                                                      Park City, Utah 84060

                  Michael Polichette                  750 East Kearns Boulevard
                                                      Park City, Utah 84060



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         Eleventh: These Articles of Incorporation may be amended by the Board
of Directors upon approval at a shareholders' meeting by a majority of the
shares entitled to vote, unless all of the directors and shareholders by written
statement manifest their intention and consent that a certain amendment of these
Articles of Incorporation be made. All rights of the shareholders are subject to
this reservation.

         IN WITNESS WHEREOF, we, the undersigned incorporators have executed
these Articles of Incorporation this 1st day of October, 1987.



                                       /s/ Daniel Meehan
                                       -----------------------------------------
                                       Daniel Meehan



                                       /s/ Kym Meehan
                                       -----------------------------------------
                                       Kym Meehan



                                       /s/ Michael Polichette
                                       -----------------------------------------
                                       Michael Polichette


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