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Fair value of assets and liabilities - Valuation techniques and range of unobservable inputs (Details)
€ in Millions
12 Months Ended
Dec. 31, 2023
EUR (€)
€ / shares
Dec. 31, 2022
EUR (€)
€ / shares
Dec. 31, 2021
EUR (€)
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Financial assets at fair value through profit or loss € 123,015 € 113,766  
Financial assets at fair value through other comprehensive income 41,116 31,625  
Financial liabilities at fair value through profit or loss 94,638 93,019  
Debt securities      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Financial assets at fair value through other comprehensive income 38,281 29,095  
Level 3      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Financial assets at fair value through profit or loss 8,179 6,635  
Financial assets at fair value through other comprehensive income 938 891  
Total financial assets 9,118 7,526 € 6,228
Financial liabilities at fair value through profit or loss 729 732  
Financial liabilities, at fair value € 729 € 732 € 330
Level 3 | Debt securities | Price (%) | Minimum | Present value techniques      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, percentage   97.00%  
Level 3 | Debt securities | Price (%) | Maximum | Present value techniques      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, percentage   100.00%  
Level 3 | Debt securities | Price (price per share) | Minimum | Present value techniques      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, price (in EUR per share) | € / shares 97 208  
Level 3 | Debt securities | Price (price per share) | Maximum | Present value techniques      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, price (in EUR per share) | € / shares 236 208  
Level 3 | Debt securities | Credit spread (bps) | Minimum | Present value techniques      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, basis point spread 0.0094 0.0060  
Level 3 | Debt securities | Credit spread (bps) | Maximum | Present value techniques      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, basis point spread 0.0094 0.0100  
Level 3 | Loans and advances      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Financial assets at fair value through profit or loss € 2,298 € 1,485  
Financial liabilities at fair value through profit or loss € 13    
Level 3 | Loans and advances | Price (%) | Minimum | Price based      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, percentage 0.00% 0.00%  
Level 3 | Loans and advances | Price (%) | Maximum | Price based      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, percentage 117.00% 100.00%  
Level 3 | Loans and advances | Credit spread (bps) | Minimum | Present value techniques      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, basis point spread 0.0001 0.0002  
Level 3 | Loans and advances | Credit spread (bps) | Maximum | Present value techniques      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, basis point spread 0.0012 0.0012  
Level 3 | (Reverse) repo's      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Financial assets at fair value through profit or loss € 1,832 € 1,062  
Level 3 | (Reverse) repo's | Interest rate (%) | Minimum | Present value techniques      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, percentage   3.00%  
Level 3 | (Reverse) repo's | Interest rate (%) | Maximum | Present value techniques      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, percentage   5.00%  
Level 3 | Structured notes      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Financial assets at fair value through profit or loss € 3  
Financial liabilities at fair value through profit or loss € 47 € 53  
Level 3 | Structured notes | Price (%) | Minimum | Price based      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, percentage 88.00% 84.00%  
Level 3 | Structured notes | Price (%) | Maximum | Price based      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, percentage 96.00% 107.00%  
Level 3 | Structured notes | Credit spread (bps) | Minimum | Present value techniques      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, basis point spread 0.0100 0.0096  
Level 3 | Structured notes | Credit spread (bps) | Maximum | Present value techniques      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, basis point spread 0.0101 0.0096  
Level 3 | Structured notes | Equity volatility (%) | Minimum | Option pricing model      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, percentage 9.00% 13.00%  
Level 3 | Structured notes | Equity volatility (%) | Maximum | Option pricing model      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, percentage 23.00% 42.00%  
Level 3 | Structured notes | Equity/Equity correlation | Minimum | Option pricing model      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs,correlation 0.8 0.5  
Level 3 | Structured notes | Equity/Equity correlation | Maximum | Option pricing model      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs,correlation 0.9 1.0  
Level 3 | Structured notes | Equity/FX correlation | Minimum | Option pricing model      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs,correlation (0.2) (0.4)  
Level 3 | Structured notes | Equity/FX correlation | Maximum | Option pricing model      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs,correlation 0.6 0.6  
Level 3 | Structured notes | Dividend yield (%) | Minimum | Option pricing model      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, percentage 0.00% 0.00%  
Level 3 | Structured notes | Dividend yield (%) | Maximum | Option pricing model      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, percentage 4.00% 8.00%  
Level 3 | Derivatives at rates      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Financial assets at fair value through profit or loss € 283 € 431  
Financial liabilities at fair value through profit or loss € 301 € 476  
Level 3 | Derivatives at rates | Interest rate (%) | Minimum | Present value techniques      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, percentage   2.00%  
Level 3 | Derivatives at rates | Interest rate (%) | Maximum | Present value techniques      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, percentage   2.00%  
Level 3 | Derivatives at rates | Interest rate volatility (bps) | Minimum | Option pricing model      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, basis point spread 0.0001 0.0049  
Level 3 | Derivatives at rates | Interest rate volatility (bps) | Maximum | Option pricing model      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, basis point spread 0.0003 0.0148  
Level 3 | Derivatives at rates | Reset spread (%) | Minimum | Present value techniques      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, percentage   0.00%  
Level 3 | Derivatives at rates | Reset spread (%) | Maximum | Present value techniques      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, percentage   1.00%  
Level 3 | Derivatives at rates | Prepayment rate (%) | Minimum | Present value techniques      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, percentage 0.00% 5.00%  
Level 3 | Derivatives at rates | Prepayment rate (%) | Maximum | Present value techniques      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, percentage 0.00% 13.00%  
Level 3 | Derivatives at foreign exchange      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Financial assets at fair value through profit or loss € 2 € 5  
Financial liabilities at fair value through profit or loss € 3 € 4  
Level 3 | Derivatives at foreign exchange | Implied volatility (%) | Minimum | Option pricing model      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, percentage 3.00% 6.00%  
Level 3 | Derivatives at foreign exchange | Implied volatility (%) | Maximum | Option pricing model      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, percentage 18.00% 20.00%  
Level 3 | Derivative at credit      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Financial assets at fair value through profit or loss € 216 € 13  
Financial liabilities at fair value through profit or loss € 343 € 175  
Level 3 | Derivative at credit | Price (%) | Minimum | Price based      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, percentage 0.00% 0.00%  
Level 3 | Derivative at credit | Price (%) | Maximum | Price based      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, percentage 100.00% 100.00%  
Level 3 | Derivative at credit | Credit spread (bps) | Minimum | Present value techniques      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, basis point spread 0.0003 0.0005  
Level 3 | Derivative at credit | Credit spread (bps) | Maximum | Present value techniques      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, basis point spread 0.0149 0.0623  
Level 3 | Derivatives at equity      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Financial assets at fair value through profit or loss € 20 € 33  
Financial liabilities at fair value through profit or loss € 17 € 22  
Level 3 | Derivatives at equity | Price (%) | Minimum | Price based      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, percentage 0.00%    
Level 3 | Derivatives at equity | Price (%) | Maximum | Price based      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, percentage 21.00%    
Level 3 | Derivatives at equity | Equity volatility (%) | Minimum | Option pricing model      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, percentage 12.00% 0.00%  
Level 3 | Derivatives at equity | Equity volatility (%) | Maximum | Option pricing model      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, percentage 75.00% 77.00%  
Level 3 | Derivatives at equity | Equity/Equity correlation | Minimum | Option pricing model      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs,correlation 0.2 0.5  
Level 3 | Derivatives at equity | Equity/Equity correlation | Maximum | Option pricing model      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs,correlation 1.0 0.9  
Level 3 | Derivatives at equity | Dividend yield (%) | Minimum | Option pricing model      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, percentage 0.00% 1.00%  
Level 3 | Derivatives at equity | Dividend yield (%) | Maximum | Option pricing model      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, percentage 14.00% 14.00%  
Level 3 | Derivatives at equity | Derivatives at equity | Minimum | Option pricing model      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs,correlation (0.5) (0.5)  
Level 3 | Derivatives at equity | Derivatives at equity | Maximum | Option pricing model      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs,correlation 1.0 0.1  
Level 3 | Other derivatives      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Financial assets at fair value through profit or loss € 14 € 1  
Financial liabilities at fair value through profit or loss € 7  
Level 3 | Other derivatives | Commodity volatility (%) | Minimum | Option pricing model      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, percentage 11.00% 0.00%  
Level 3 | Other derivatives | Commodity volatility (%) | Maximum | Option pricing model      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, percentage 94.00% 63.00%  
Level 3 | Loan and advances      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Financial assets at fair value through other comprehensive income € 676 € 643  
Level 3 | Loan and advances | Price (%) | Minimum | Price based      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, percentage 85.00% 67.00%  
Level 3 | Loan and advances | Price (%) | Maximum | Price based      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, percentage 96.00% 99.00%  
Level 3 | Loan and advances | Prepayment rate (%) | Minimum | Present value techniques      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, percentage   6.00%  
Level 3 | Loan and advances | Prepayment rate (%) | Maximum | Present value techniques      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, percentage   6.00%  
Level 3 | Equity      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Financial assets at fair value through other comprehensive income € 263 € 247  
Level 3 | Equity | Price (%) | Minimum | Price based      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, percentage 122.00%    
Level 3 | Equity | Price (%) | Maximum | Price based      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, percentage 122.00%    
Level 3 | Equity | Credit spread (bps) | Minimum | Present value techniques      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, basis point spread 0.00052 0.00067  
Level 3 | Equity | Credit spread (bps) | Maximum | Present value techniques      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, basis point spread 0.00052 0.00067  
Level 3 | Equity | Interest rate (%) | Minimum | Present value techniques      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, percentage 4.00% 4.00%  
Level 3 | Equity | Interest rate (%) | Maximum | Present value techniques      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, percentage 4.00% 4.00%  
Level 3 | Equity | Price based | Minimum | Price based      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, other   70  
Level 3 | Equity | Price based | Maximum | Price based      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, other   90  
Level 3 | Equity securities      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Financial assets at fair value through profit or loss € 150 € 156  
Level 3 | Equity securities | Price (price per share) | Minimum | Price based      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, price (in EUR per share) | € / shares 0 0  
Level 3 | Equity securities | Price (price per share) | Maximum | Price based      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, price (in EUR per share) | € / shares 5,457 5,457  
Level 3 | Debt securities      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Financial assets at fair value through profit or loss € 3,364 € 3,447  
Financial assets at fair value through other comprehensive income 0 0  
Financial liabilities at fair value through profit or loss € 0 € 1  
Level 3 | Debt securities | Debt securities | Price (%) | Minimum | Price based      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, percentage 0.00% 0.00%  
Level 3 | Debt securities | Debt securities | Price (%) | Maximum | Price based      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, percentage 122.00% 125.00%