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Condensed financial information of the parent company - Statement of changes in cash flows (Details) - EUR (€)
€ in Millions
12 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
Cash flows from operating activities      
Result before taxation € 17,358 € 8,385 € 3,399
– Other non-cash items in Result before tax (6,332) (1,190) 1,671
Taxation paid 1,474 1,873 1,734
–  Net change in Loans and advances to/from banks, not available/payable on demand (32,813) 8,700 53,078
–  Other (2,671) (7,175) (3,856)
Net cash flow from/(used in) operating activities (11,112) (14,943) 101,243
Cash flows from investing activities      
Net cash flow from/(used in) investing activities (5,307) 6,220 (8,487)
Cash flows from financing activities      
Proceeds from debt securities 92,707 85,113 65,308
Repayments of debt securities (82,844) (76,150) (99,212)
Proceeds from issuance of subordinated loans 983 3,163 2,165
Repayments of subordinated loans (1,090) (2,449) (2,786)
Purchase/sale of treasury shares (1,717) (1,608) 5
Dividends paid (3,093) (2,382) (3)
Other financing 1 (1)
Net cash flow from/(used in) financing activities 4,649 5,387 (34,796)
Net cash flow (11,770) (3,335) 57,960
Cash and cash equivalents at beginning of year 107,665 111,566 54,031
Effect of exchange rate changes on cash and cash equivalents (504) (565) (425)
Cash and cash equivalents at end of year 95,391 107,665 111,566
Parent company      
Cash flows from operating activities      
Result before taxation 7 (3) (8)
– Other non-cash items in Result before tax 213 65 46
Taxation paid 16 0 2
–  Net change in Loans and advances to/from banks, not available/payable on demand (8,191) (9,298) (2,685)
–  Other (84) (86) (84)
Net cash flow from/(used in) operating activities (8,040) (9,323) (2,728)
Cash flows from investing activities      
– dividends received from group companies 6,277 3,125 198
Net cash flow from/(used in) investing activities 6,277 3,125 198
Cash flows from financing activities      
Proceeds from debt securities 11,176 7,912 2,076
Repayments of debt securities (4,302)
Proceeds from issuance of subordinated loans 993 3,182 2,179
Repayments of subordinated loans (1,090) (994) (1,562)
Purchase/sale of treasury shares (1,721) (1,604)
Dividends paid (3,052) (2,342)
Other financing 1 (1)
Net cash flow from/(used in) financing activities 2,004 6,154 2,693
Net cash flow 241 (44) 163
Cash and cash equivalents at beginning of year 142 186 22
Effect of exchange rate changes on cash and cash equivalents 0 (1) 1
Cash and cash equivalents at end of year € 383 € 142 € 186