U.S. Securities and Exchange Commission

ING Groep N.V.

100 F Street, N.E.

Bijlmerdreef 106

Washington, D.C. 20549

1102 CT Amsterdam

The Netherlands

Amsterdam, March 12, 2021

Re: Notice of Disclosure Filed in Exchange Act Annual Report Under Section 219 of the Iran

Threat Reduction and Syria Human Rights Act of 2012 and Section 13(r) of the Exchange Act

Ladies and Gentlemen:

Pursuant to Section 219 of the Iran Threat Reduction and Syria Human Rights Act of 2012 and

Section 13(r) of the Securities Exchange Act of 1934, as amended, notice is hereby provided

that ING Groep N.V. has made disclosure pursuant to such provisions in its Annual Report on

Form 20-F for the fiscal year ended December 31, 2020, which was filed with the U.S. Securities

and Exchange Commission on March 12, 2020.

Kind regards,

/s/ S.J.A. van Rijswijk

Steven van Rijswijk

CEO ING Groep N.V.

/s/ R.P.J. Graat

Rein Graat

CCO ING Groep N.V.