Loans and Allowance for Loan Losses (Tables)

3 Months Ended

Mar. 31, 2016

Receivables [Abstract]

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

At March 31, 2016 and December 31, 2015, loans are summarized as follows (in thousands):

	March 31, 2016						December 31, 2015
	PCI Loans		All Other Loans		Total		PCI Loans		All Other Loans		Total
Commercial real estate	$	17,106	$	354,857	$	371,963	$	20,050	$	349,727	$	369,777
Consumer real estate		12,559		156,859		169,418		12,764		148,930		161,694
Construction and land development		2,612		107,976		110,588		2,695		102,783		105,478
Commercial and industrial		2,013		80,438		82,451		2,768		82,183		84,951
Consumer and other		-		6,520		6,520		-		5,815		5,815
Total loans		34,290		706,650		740,940		38,277		689,438		727,715
Less: Allowance for loan losses		(29)		(4,499)		(4,528)		-		(4,354)		(4,354)
Loans, net	$	34,261	$	702,151	$	736,412	$	38,277	$	685,084	$	723,361

Schedule Of Impaired and Performing Loans Receivable [Table Text Block]

The composition of loans by loan classification for impaired and performing loan status at March 31, 2016 and December 31, 2015, is summarized in the tables below (amounts in thousands):

	March 31, 2016
					Construction		Commercial
	Commercial		Consumer		and Land		and		Consumer
	Real Estate		Real Estate		Development		Industrial		and Other		Total
Performing loans	$	352,906	$	153,175	$	106,906	$	80,005	$	6,520	$	699,512
Impaired loans		1,951		3,684		1,070		433		-		7,138
		354,857		156,859		107,976		80,438		6,520		706,650
PCI loans		17,106		12,559		2,612		2,013		-		34,290
Total	$	371,963	$	169,418	$	110,588	$	82,451	$	6,520	$	740,940

	December 31, 2015
					Construction		Commercial
	Commercial		Consumer		and Land		and		Consumer
	Real Estate		Real Estate		Development		Industrial		and Other		Total
Performing loans	$	347,775	$	145,289	$	101,751	$	81,715	$	5,815	$	682,345
Impaired loans		1,952		3,641		1,032		468		-		7,093
		349,727		148,930		102,783		82,183		5,815		689,438
PCI loans		20,050		12,764		2,695		2,768		-		38,277
Total loans	$	369,777	$	161,694	$	105,478	$	84,951	$	5,815	$	727,715

Schedule Of Allowance For Loan Losses For Impaired and Performing Loans Receivable [Table Text Block]

The following tables show the allowance for loan losses allocation by loan classification for impaired, PCI, and performing loans as of March 31, 2016 and December 31, 2015 (amounts in thousands):

	March 31, 2016
	Commercial		Consumer		Construction and Land		Commercial and		Consumer and
	Real Estate		Real Estate		Development		Industrial		Other		Total
Performing loans	$	1,992	$	1,049	$	693	$	507	$	33	$	4,274
PCI loans		20		9		-		-		-		29
Impaired loans		-		-		-		225		-		225
Total	$	2,012	$	1,058	$	693	$	732	$	33	$	4,528

	December 31, 2015
	Commercial		Consumer		Construction and Land		Commercial and		Consumer and
	Real Estate		Real Estate		Development		Industrial		Other		Total
Performing loans	$	1,906	$	1,015	$	627	$	519	$	29	$	4,096
Impaired loans		-		-		-		258		-		258
Total	$	1,906	$	1,015	$	627	$	777	$	29	$	4,354

Schedule Of Financing Receivable Allowance For Credit Losses [Table Text Block]

The following tables detail the changes in the allowance for loan losses for the three month period ending March 31, 2016 and year ending December 31, 2015, by loan classification (amounts in thousands):

	March 31, 2016
	Commercial		Consumer Real		Construction and Land		Commercial and		Consumer
	Real Estate		Estate		Development		Industrial		and Other		Total
Beginning balance	$	1,906	$	1,015	$	627	$	777	$	29	$	4,354
Loans charged off		-		-		-		-		(33)		(33)
Recoveries of loans charged off		15		18		3		17		16		69
Provision (reallocation) charged to operating expense		91		25		63		(62)		21		138
Ending balance	$	2,012	$	1,058	$	693	$	732	$	33	$	4,528

	December 31, 2015
			Consumer		Construction		Commercial
	Commercial Real Estate		Real Estate		and Land Development		and Industrial		Consumer and Other		Total
Beginning balance	$	1,734	$	906	$	690	$	524	$	26	$	3,880
Loans charged off		(95)		(247)		(50)		-		(114)		(506)
Recoveries of charge-offs		-		-		26		19		12		57
Provision (reallocation) charged to operating expense		267		356		(39)		234		105		923
Ending balance	$	1,906	$	1,015	$	627	$	777	$	29	$	4,354

Financing Receivable Credit Quality Indicators [Table Text Block]

The following tables outline the amount of each loan classification and the amount categorized into each risk rating as of March 31, 2016 and December 31, 2015 (amounts in thousands):

Non PCI Loans

	March 31, 2016
					Construction		Commercial
	Commercial		Consumer		and Land		and		Consumer
	Real Estate		Real Estate		Development		Industrial		and Other		Total
Pass	$	354,162	$	154,525	$	106,285	$	79,992	$	6,520	$	701,484
Watch		182		385		93		-		-		660
Special mention		387		-		528		13		-		928
Substandard		126		1,949		1,070		433		-		3,578
Doubtful		-		-		-		-		-		-
Total	$	354,857	$	156,859	$	107,976	$	80,438	$	6,520	$	706,650

PCI Loans

	March 31, 2016
					Construction		Commercial
	Commercial		Consumer		and Land		and		Consumer
	Real Estate		Real Estate		Development		Industrial		and Other		Total
Pass	$	15,205	$	9,673	$	1,722	$	1,901	$	-	$	28,501
Watch		783		1,920		670		46		-		3,419
Special mention		-		-		-		-		-		-
Substandard		1,118		966		220		66		-		2,370
Doubtful		-		-		-		-		-		-
Total	$	17,106	$	12,559	$	2,612	$	2,013	$	-	$	34,290
Total loans	$	371,963	$	169,418	$	110,588	$	82,451	$	6,520	$	740,940

Non PCI Loans

	December 31, 2015
					Construction		Commercial
	Commercial		Consumer		and Land		and		Consumer
	Real Estate		Real Estate		Development		Industrial		and Other		Total
Pass	$	349,030	$	146,645	$	101,751	$	81,683	$	5,815	$	684,924
Watch		184		327		-		-		-		511
Special mention		387		-		-		32		-		419
Substandard		126		1,958		1,032		468		-		3,584
Doubtful		-		-		-		-		-		-
Total	$	349,727	$	148,930	$	102,783	$	82,183	$	5,815	$	689,438

PCI Loans

	December 31, 2015
					Construction		Commercial
	Commercial		Consumer		and Land		and		Consumer
	Real Estate		Real Estate		Development		Industrial		and Other		Total
Pass	$	17,127	$	11,635	$	1,947	$	2,458	$	-	$	33,167
Watch		-		260		-		-		-		260
Special mention		1,975		-		526		221		-		2,722
Substandard		948		869		222		89		-		2,128
Doubtful		-		-		-		-		-		-
Total	$	20,050	$	12,764	$	2,695	$	2,768	$	-	$	38,277
Total loans	$	369,777	$	161,694	$	105,478	$	84,951	$	5,815	$	727,715

Past Due Financing Receivables [Table Text Block]

The following tables present the aging of the recorded investment in loans and leases as of March 31, 2016 and December 31, 2015 (amounts in thousands):

	March 31, 2016
	30-89 Days		Past Due 90				Total
	Past Due and		Days or More				Past Due				Current		Total
	Accruing		and Accruing		Nonaccrual		and NonAccrual		PCI Loans		Loans		Loans
Commercial real estate	$	148	$	-	$	387	$	535	$	17,106	$	354,322	$	371,963
Consumer real estate		118		107		1,345		1,570		12,559		155,289		169,418
Construction and land development		1,075		-		522		1,597		2,612		106,379		110,588
Commercial and industrial		30		44		385		459		2,013		79,979		82,451
Consumer and other		13		-		-		13		-		6,507		6,520
Total	$	1,384	$	151	$	2,639	$	4,174	$	34,290	$	702,476	$	740,940

	December 31, 2015
	30-89 Days		Past Due 90				Total
	Past Due and		Days or More				Past Due		PCI		Current		Total
	Accruing		and Accruing		Nonaccrual		and NonAccrual		Loans		Loans		Loans
Commercial real estate	$	471	$	258	$	-	$	729	$	20,050	$	348,998	$	369,777
Consumer real estate		581		232		1,351		2,164		12,764		146,766		161,694
Construction and land development		137		-		483		620		2,695		102,163		105,478
Commercial and industrial		207		12		418		637		2,768		81,546		84,951
Consumer and other		12		-		-		12		-		5,803		5,815
Total	$	1,408	$	502	$	2,252	$	4,162	$	38,277	$	685,276	$	727,715

Impaired Financing Receivables [Table Text Block]

The following is an analysis of the impaired loan portfolio, excluding PCI loans, detailing the related allowance recorded as of March 31, 2016 and December 31, 2015 (amounts in thousands):

							For the three months
	At March 31, 2016						March 31, 2016
			Unpaid				Average		Interest
	Recorded		Principal		Related		Recorded		Income
	Investment		Balance		Allowance		Investment		Recognized
Impaired loans without a valuation allowance:
Commercial real estate	$	1,951	$	1,951	$	-	$	1,952	$	41
Consumer real estate		3,684		4,396		-		3,663		26
Construction and land development		1,070		1,070		-		1,052		3
Commercial and industrial		48		48		-		49		1
Consumer and other		-		-		-				-
		6,753		7,465		-		6,716		71
Impaired loans with a valuation allowance:
Commercial real estate		-		-		-		-		-
Consumer real estate		-		-		-		-		-
Construction and land development		-		-		-		-		-
Commercial and industrial		385		418		225		402		-
Consumer and other		-		-		-		-		-
		385		418		225		402		-
Total impaired loans	$	7,138	$	7,883	$	225	$	7,118	$	71

							For the year ended
	At December 31, 2015						December 31, 2015
			Unpaid				Average		Interest
	Recorded		Principal		Related		Recorded		Income
	Investment		Balance		Allowance		Investment		Recognized
Impaired loans without a valuation allowance:
Commercial real estate	$	1,952	$	1,952	$	-	$	1,898	$	73
Consumer real estate		3,641		4,341		-		4,003		81
Construction and land development		1,033		1,033		-		1,044		26
Commercial and industrial		49		49		-		54		3
Consumer and other		-		-		-		-		-
		6,675		7,375		-		6,999		183
Impaired loans with a valuation allowance:
Commercial real estate		-		-		-		-		-
Consumer real estate		-		-		-		-		-
Construction and land development		-		-		-		-		-
Commercial and industrial		418		418		258		448		-
Consumer and other		-		-		-		-		-
		418		418		258		448		-
Total impaired loans	$	7,093	$	7,793	$	258	$	7,447	$	183

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

The following table presents a summary of loans that were modified as troubled debt restructurings during the three month period ended March 31, 2016 (amounts in thousands): 

			Pre-Modification		Post-Modification
			Outstanding  Recorded		Outstanding  Recorded
March 31, 2016	Number of Contracts		Investment		Investment
Construction and land development		1	$	483	$	483
Commercial and industrial		1		385		385

Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Acquired During Period Carrying Amount Of Loans [Table Text Block]

The Company has acquired loans which there was, at acquisition, evidence of deterioration of credit quality since origination and it was probable, at acquisition, that all contractually required payments would not be collected. The carrying amount of those loans as of March 31, 2016 is as follows:

Commercial real estate	$	20,053
Consumer real estate		16,487
Construction and land development		3,463
Commercial and industrial		3,085
Consumer and other		-
Total loans	$	43,088
Less remaining purchase discount		(8,798)
		34,290
Less: Allowance for loan losses		(29)
Carrying amount, net of allowance	$	34,261

Schedule Of Certain Loans Acquired In Transfer Accounted For As Debt Securities Accretable Yield Movement [Table Text Block]

Activity related to the accretable portion of the purchase discount on loans acquired with deteriorated credit quality is as follows for the three months period ended March 31, 2016 and 2015:

	Three Months Ended March 31,  2016			Three Months Ended March 31, 2015
Accretable yield, beginning of period	$	10,216	$	3,816
Additions		-		-
Accretion income		(628)		(393)
Reclassification to nonaccretable		(41)		-
Other changes, net		60		107
Accretable yield	$	9,606	$	3,530