Consolidated Statements of Cash Flows - USD ($)	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
CASH FLOWS FROM OPERATING ACTIVITIES
Net income	$ 797,841	$ 821,634
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	237,414	246,093
Provision for loan losses	261,632	515,000
Stock compensation expense	132,000	80,000
Gains from sale of securities	(113,296)	(402,473)
Net gains from sale of loans and other assets	(89,709)	(25,443)
Net losses from sale of foreclosed assets	401,374	535,093
Deferred income taxes	278,209	325,058
Changes in other operating assets and liabilities:
Accrued interest receivable	70,762	(104,597)
Accrued interest payable	32,145	(2,243)
Other assets and liabilities	271,502	380,185
Net cash provided by operating activities	2,279,874	2,368,307
CASH FLOWS FROM INVESTING ACTIVITIES
Securities available for sale	12,498,468	12,673,540
Securities held to maturity	3,319	3,182
Purchase of securities available for sale	0	(3,603,228)
Loan originations and principal collections, net	(15,039,181)	(4,152,593)
Purchase of bank premises and equipment	(1,574,717)	(62,878)
Proceeds from sale of bank premise and equipment and foreclosed assets	901,134	325,144
Net cash (used in) provided by investing activities	(3,210,977)	5,183,167
CASH FLOWS FROM FINANCING ACTIVITIES
Net increase (decrease) in deposits	22,908,935	(10,002,373)
Net decrease in federal funds purchased and securities sold under agreements to repurchase	(5,416,511)	(1,060,982)
Repayment of Federal Home Loan Bank advances and other borrowings	(5,000,000)	(1,740,000)
Collection of participation payments due to other institutions	6,990,882	0
Payment of dividends on preferred stock	(750,000)	(750,000)
Issuance of common stock	35,743	191,001
Net cash provided by (used in) financing activities	18,769,049	(13,362,354)
NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS	17,837,946	(5,810,880)
CASH AND CASH EQUIVALENTS, beginning of period	15,527,721	24,851,737
CASH AND CASH EQUIVALENTS, end of period	33,365,667	19,040,857
SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION
Cash paid during the period for interest	1,166,587	1,450,201
Cash paid during the period for taxes	59,090	80,010
NONCASH INVESTING AND FINANCING ACTIVITIES
Acquisition of real estate through foreclosure	931,720	1,316,064
Financed sales of foreclosed assets	$ 464,350	$ 433,750