Consolidated Statements of Income (USD $)	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014
INTEREST INCOME
Loans, including fees	$ 4,198,215	$ 4,095,468
Securities and interest-bearing deposits at other financial institutions	347,063	430,490
Federal funds sold	5,271	7,163
Total interest income	4,550,549	4,533,121
INTEREST EXPENSE
Time deposits	348,311	375,490
Other deposits	69,752	67,074
Federal funds purchased and securities sold under agreements to repurchase	22,407	18,660
Federal Home Loan Bank advances and other borrowings	152,955	261,410
Total interest expense	593,425	722,634
Net interest income before provision for loan losses	3,957,124	3,810,487
Provision for loan losses	350,000	165,000
Net interest income after provision for loan losses	3,607,124	3,645,487
NONINTEREST INCOME
Customer service fees	218,583	188,911
Net gains from sale of securities	0	102,272
Net gains from sale of loans and other assets	61,077	18,914
Net gains from sale of foreclosed assets	72,785	0
Other noninterest income	20,253	12,216
Total noninterest income	372,698	322,313
NONINTEREST EXPENSE
Salaries and employee benefits	1,736,672	1,826,984
Net occupancy and equipment expense	286,987	308,832
Depository insurance	155,353	154,676
Foreclosed assets, net	57,615	349,370
Other operating expenses	965,865	661,187
Total noninterest expenses	3,202,492	3,301,049
Income before income tax expense	777,330	666,751
Income tax expense	297,800	254,600
Net income	479,530	412,151
Preferred stock dividend requirements	375,000	375,000
Accretion on preferred stock discount	17,846	17,846
Net income available to common stockholders	$ 86,684	$ 19,305
EARNINGS PER COMMON SHARE
Basic (in dollars per share)	$ 0.01	$ 0
Diluted (in dollars per share)	$ 0.01	$ 0
DIVIDENDS DECLARED PER COMMON SHARE	$ 0	$ 0