Consolidated Statements of Cash Flows (USD $)	9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013
CASH FLOWS FROM OPERATING ACTIVITIES
Net income	$ 1,227,325	$ 1,276,707
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	340,115	295,836
Provision for loan losses	515,000	300,000
Stock compensation expense	120,000	96,793
Gain on sale of securities	(571,510)	(424,971)
Net gains on sales of loans and other assets	(132,349)	(240,746)
Changes in other operating assets and liabilities:
Accrued interest receivable	(201,864)	(8,063)
Accrued interest payable	(3,895)	(20,429)
Other assets and liabilities	1,830,515	1,509,377
Net cash provided by operating activities	3,123,337	2,784,504
CASH FLOWS FROM INVESTING ACTIVITIES
Securities available for sale	17,829,552	29,187,978
Securities held to maturity	4,824	8,354
Purchase of securities available for sale	(3,603,228)	(49,745,656)
Distribution from equity investment	2,389,971	0
Loan originations and principal collections, net	(9,023,324)	(11,836,658)
Purchase of bank premises and equipment	(122,404)	(17,734)
Proceeds from the sale of bank premises and equipment and foreclosed assets	837,392	6,098,875
Net cash provided by (used in) investing activities	8,312,783	(26,304,841)
CASH FLOWS FROM FINANCING ACTIVITIES
Net decrease in deposits	(25,100,817)	(4,124,305)
Net increase in federal funds purchased and securities sold under agreements to repurchase	4,361,633	921,268
Net proceeds from (repayments of) Federal Home Loan Bank advances and other borrowings	1,260,000	(10,435,000)
Payment of dividends on preferred stock	(1,125,000)	(1,058,893)
Issuance of common stock	191,001	77,019
Net cash used in financing activities	(20,413,183)	(14,619,911)
NET DECREASE IN CASH AND CASH EQUIVALENTS	(8,977,063)	(38,140,248)
CASH AND CASH EQUIVALENTS, beginning of period	24,851,737	59,395,238
CASH AND CASH EQUIVALENTS, end of period	15,874,674	21,254,990
SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION
Cash paid during the period for interest	2,143,580	2,770,740
Cash paid during the period for taxes	402,087	755,820
NONCASH INVESTING AND FINANCING ACTIVITIES
Acquisition of real estate through foreclosure	1,316,064	1,604,806
Financed sales of foreclosed assets	$ 1,410,550	$ 3,939,495