Consolidated Statements of Cash Flows (USD $)	6 Months Ended
	Jun. 30, 2014	Jun. 30, 2013
CASH FLOWS FROM OPERATING ACTIVITIES
Net income	$ 821,634	$ 848,159
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	246,093	217,661
Provision for loan losses	515,000	300,000
Stock compensation expense	80,000	64,528
Gain on sale of securities	(402,473)	(424,971)
Net gains on sales of loans and other assets	(25,443)	(201,582)
Changes in other operating assets and liabilities:
Accrued interest receivable	(104,597)	60,851
Accrued interest payable	(2,243)	(27,094)
Other assets and liabilities	1,240,336	1,096,992
Net cash provided by operating activities	2,368,307	1,934,544
CASH FLOWS FROM INVESTING ACTIVITIES
Securities available for sale	12,673,540	21,494,189
Securities held to maturity	3,182	5,012
Purchase of securities available for sale	(3,603,228)	(46,297,289)
Loan originations and principal collections, net	(4,152,593)	(1,822,518)
Purchase of bank premises and equipment	(62,878)	(3,254)
Proceeds from the sale of bank premises and equipment and foreclosed assets	325,144	2,398,465
Net cash provided by (used in) investing activities	5,183,167	(24,225,395)
CASH FLOWS FROM FINANCING ACTIVITIES
Net decrease in deposits	(10,002,373)	(5,681,328)
Net (decrease) increase in federal funds purchased and securities sold under agreements to repurchase	(1,060,982)	3,319,677
Net payments on Federal Home Loan Bank advances and other borrowings	(1,740,000)	(5,435,000)
Payment of dividends on preferred stock	(750,000)	(683,893)
Issuance of common stock	191,001	77,019
Net cash used in financing activities	(13,362,354)	(8,403,525)
NET DECREASE IN CASH AND CASH EQUIVALENTS	(5,810,880)	(30,694,376)
CASH AND CASH EQUIVALENTS, beginning of period	24,851,737	59,395,238
CASH AND CASH EQUIVALENTS, end of period	19,040,857	28,700,862
SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION
Cash paid during the period for interest	1,450,201	1,908,364
Cash paid during the period for taxes	80,010	0
NONCASH INVESTING AND FINANCING ACTIVITIES
Acquisition of real estate through foreclosure	1,316,064	1,604,806
Financed sales of foreclosed assets	$ 433,750	$ 1,329,400