Consolidated Statements of Cash Flows (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
CASH FLOWS FROM OPERATING ACTIVITIES
Net income	$ 412,151	$ 452,128
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	109,617	92,933
Provision for loan losses	165,000	300,000
Stock compensation expense	40,000	0
Gains on sales of securities	(102,272)	0
Net gains from sales of loans and other assets	(18,914)	(149,200)
Losses on sales and write-downs of foreclosed assets	309,977	68,843
Changes in other operating assets and liabilities:
Accrued interest receivable	(292,700)	(109,721)
Accrued interest payable	4,416	(29,290)
Other assets and liabilities	217,837	406,758
Net cash provided by operating activities	845,112	1,032,451
CASH FLOWS FROM INVESTING ACTIVITIES
Securities available for sale	4,582,233	8,287,586
Securities held to maturity	1,557	2,477
Purchase of securities available for sale	(612,135)	(23,654,937)
Loan originations and principal collections, net	(3,852,484)	2,670,988
Purchase of bank premises and equipment	(33,086)	(3,732)
Proceeds from sale of bank premise and equipment and foreclosed assets	58,591	252,233
Net cash provided by (used in) investing activities	144,676	(12,445,385)
CASH FLOWS FROM FINANCING ACTIVITIES
Net increase (decrease) in deposits	310,275	(7,977,320)
Net (decrease) increase in federal funds purchased and securities sold under agreements to repurchase	(4,051,049)	1,563,077
Repayment of Federal Home Loan Bank advances and other borrowings	0	(5,435,000)
Payment of dividends on preferred stock	(375,000)	(308,893)
Issuance of common stock	191,001	77,019
Net cash used in financing activities	(3,924,773)	(12,081,117)
NET DECREASE IN CASH AND CASH EQUIVALENTS	(2,934,985)	(23,494,051)
CASH AND CASH EQUIVALENTS, beginning of period	24,851,737	59,395,238
CASH AND CASH EQUIVALENTS, end of period	21,916,752	35,901,187
SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION
Cash paid during the period for interest	718,218	990,995
Cash paid during the period for taxes	80,010	0
NONCASH INVESTING AND FINANCING ACTIVITIES
Acquisition of real estate through foreclosure	95,944	1,154,400
Financed sales of foreclosed assets	$ 93,750	$ 136,000