Consolidated Balance Sheets (USD $)	Mar. 31, 2014	Dec. 31, 2013
ASSETS
Cash and due from banks	$ 2,357,281	$ 2,149,467
Interest-bearing deposits at other financial institutions	19,559,471	22,702,270
Total cash and cash equivalents	21,916,752	24,851,737
Securities available for sale	88,801,352	92,208,672
Securities held to maturity (fair value $33,517 and $35,027 at March 31, 2014 and December 31, 2013, respectively)	32,618	34,165
Federal Home Loan Bank stock, at cost	2,322,900	2,322,900
Loans, net of allowance for loan losses of $3,011,384 and $3,203,158 at March 31, 2014 and December 31, 2013, respectively	289,940,632	286,236,578
Bank premises and equipment, net	4,929,162	4,992,449
Accrued interest receivable	1,270,625	977,925
Foreclosed assets	12,559,374	12,925,748
Other assets	7,270,241	7,673,179
Total assets	429,043,656	432,223,353
Deposits:
Noninterest-bearing demand deposits	68,707,888	75,206,540
Interest-bearing demand deposits	30,169,513	24,563,987
Savings deposits and money market accounts	79,194,510	86,329,930
Time deposits	163,652,741	155,313,920
Total deposits	341,724,652	341,414,377
Accrued interest payable	86,736	82,320
Federal funds purchased and securities sold under agreements to repurchase	18,923,068	22,974,117
Federal Home Loan Bank advances and other borrowings	26,740,000	26,740,000
Other liabilities	873,683	878,811
Total liabilities	388,348,139	392,089,625
Stockholders' equity:
Preferred stock - no par value; 2,000,000 shares authorized; 600,000 shares issued and outstanding in 2014 and 2013	14,910,773	14,892,927
Common stock - $1.00 par value; 20,000,000 shares authorized; 6,709,199 shares issued in 2014 and 2013; 6,627,398 and 6,547,074 shares outstanding in 2014 and 2013, respectively	6,627,398	6,547,074
Additional paid-in capital	21,700,560	21,549,883
Accumulated deficit	(3,080,146)	(3,099,451)
Accumulated other comprehensive income	536,932	243,295
Total stockholders' equity	40,695,517	40,133,728
Total liabilities and stockholders' equity	$ 429,043,656	$ 432,223,353