CONSOLIDATED STATEMENTS OF INCOME (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
INTEREST INCOME
Loans, including fees	$ 16,705,237	$ 17,288,855	$ 18,128,907
Securities and interest-bearing deposits at other financial institutions	1,694,292	2,003,620	2,311,690
Federal funds sold	53,502	60,404	53,139
Total interest income	18,453,031	19,352,879	20,493,736
INTEREST EXPENSE
Time deposits	1,766,237	2,471,135	3,767,582
Other deposits	473,921	546,812	424,387
Federal funds purchased and securities sold under agreements to repurchase	73,903	94,402	125,538
Federal Home Loan Bank advances and other borrowings	1,208,490	1,672,478	2,044,361
Total interest expense	3,522,551	4,784,827	6,361,868
Net interest income before provision for loan losses	14,930,480	14,568,052	14,131,868
Provision for loan losses	300,000	430,000	445,000
Net interest income after provision for loan losses	14,630,480	14,138,052	13,686,868
NONINTEREST INCOME
Customer service fees	821,072	803,251	868,935
Other noninterest income	62,457	64,519	71,542
Gains from sale of securities	652,421	0	107,413
Net gains from sale of loans and other assets	403,569	151,710	134,997
Total noninterest income	1,939,519	1,019,480	1,182,887
NONINTEREST EXPENSES
Salaries and employee benefits	6,555,059	6,327,226	6,117,063
Net occupancy and equipment expense	1,335,126	1,447,204	1,431,863
Depository insurance	644,918	803,902	1,052,591
Foreclosed assets, net	2,001,755	1,100,670	1,922,988
Other operating expenses	3,309,532	3,498,867	3,126,998
Total noninterest expenses	13,846,390	13,177,869	13,651,503
Income before income tax expense	2,723,609	1,979,663	1,218,252
Income tax expense	1,042,800	577,600	188,200
Net income	1,680,809	1,402,063	1,030,052
Preferred stock dividend requirements	1,500,000	1,229,780	651,119
Accretion on preferred stock discount	71,381	63,924	36,718
Net income available to common stockholders	$ 109,428	$ 108,359	$ 342,215
EARNINGS PER COMMON SHARE
Basic (in dollars per share)	$ 0.02	$ 0.02	$ 0.05
Diluted (in dollars per share)	$ 0.02	$ 0.02	$ 0.05