Consolidated Balance Sheets (USD $)	Sep. 30, 2013	Dec. 31, 2012
ASSETS
Cash and due from banks	$ 2,148,352	$ 3,222,139
Interest-bearing deposits at other financial institutions	19,106,638	56,173,099
Total cash and cash equivalents	21,254,990	59,395,238
Securities available for sale	95,282,416	76,096,646
Securities held to maturity (fair value $37,589 and $46,212 at September 30, 2013 and December 31, 2012, respectively)	36,620	45,086
Federal Home Loan Bank stock, at cost	2,322,900	2,322,900
Loans, net of allowance for loan losses of $3,158,766 and $6,141,281 at September 30, 2013 and December 31, 2012, respectively	281,021,767	270,850,465
Bank premises and equipment, net	5,094,668	5,399,340
Accrued interest receivable	1,221,841	1,213,778
Foreclosed assets	14,923,933	20,332,313
Other assets	8,522,148	7,790,634
Total assets	429,681,283	443,446,400
LIABILITIES AND STOCKHOLDERS' EQUITY
Noninterest-bearing demand deposits	54,452,293	60,053,838
Interest-bearing demand deposits	25,463,874	30,178,624
Savings deposits and money market accounts	90,665,979	80,994,239
Time deposits	170,174,142	173,653,892
Total deposits	340,756,288	344,880,593
Accrued interest payable	100,129	120,558
Federal funds purchased and securities sold under agreements to repurchase	20,508,655	19,587,387
Federal Home Loan Bank advances and other borrowings	26,740,000	37,175,000
Other liabilities	1,426,357	794,026
Total liabilities	389,531,429	402,557,564
Stockholders' equity:
Preferred stock - no par value; 2,000,000 shares authorized; 600,000 shares issued and outstanding in 2013 and 2012	14,875,081	14,821,546
Common stock - $1.00 par value; 20,000,000 shares authorized; 6,709,199 shares issued in 2013 and 2012; 6,547,074 and 6,500,396 shares outstanding in 2013 and 2012, respectively	6,547,074	6,500,396
Additional paid-in capital	21,517,620	21,390,486
Accumulated deficit	(3,110,707)	(3,274,986)
Accumulated other comprehensive income	320,786	1,451,394
Total stockholders' equity	40,149,854	40,888,836
Total liabilities and stockholders' equity	$ 429,681,283	$ 443,446,400