Presentation of Financial Information (Tables)

9 Months Ended

Sep. 30, 2013

Organization, Consolidation and Presentation Of Financial Statements [Abstract]

Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]

The following is a summary of the basic and diluted earnings per share for the three and nine month periods ended September 30, 2013 and September 30, 2012.

	Three Months Ended September 30,
	2013		2012
Basic earnings per common share calculation:
Numerator: Net income available to common shareholders	$	35,703	$	38,983
Denominator: Weighted avg. common shares outstanding		6,547,074		6,500,396
Effect of dilutive stock options		145,508		3,758
Diluted shares		6,692,582		6,504,154
Basic earnings per common share	$	0.01	$	0.01
Diluted earnings per common share	$	0.01	$	0.01

	Nine Months Ended September 30,
	2013		2012
Basic earnings per common share calculation:
Numerator: Net income available to common shareholders	$	98,172	$	130,489
Denominator: Weighted avg. common shares outstanding		6,547,074		6,500,396
Effect of dilutive stock options		127,453		59,090
Diluted shares		6,674,527		6,559,486
Basic earnings per common share	$	0.01	$	0.02
Diluted earnings per common share	$	0.01	$	0.02