Consolidated Statements of Income (USD $)	3 Months Ended		6 Months Ended
	Jun. 30, 2013	Jun. 30, 2012	Jun. 30, 2013	Jun. 30, 2012
INTEREST INCOME
Loans, including fees	$ 4,079,369	$ 4,185,757	$ 8,221,105	$ 8,329,701
Investment securities	482,117	618,255	922,023	1,085,261
Federal funds sold & other earning assets	14,533	13,341	36,005	28,428
Total interest income	4,576,019	4,817,353	9,179,133	9,443,390
INTEREST EXPENSE
Time deposits	455,340	634,961	920,596	1,334,055
Other deposits	131,534	133,459	269,464	254,702
Federal funds purchased and securities sold under agreements to repurchase	16,743	23,074	34,823	55,304
Federal Home Loan Bank advances and other borrowings	315,948	425,737	656,387	886,944
Total interest expense	919,565	1,217,231	1,881,270	2,531,005
Net interest income before provision for loan losses	3,656,454	3,600,122	7,297,863	6,912,385
Provision for loan losses	0	0	300,000	0
Net interest income after provision for loan losses	3,656,454	3,600,122	6,997,863	6,912,385
NONINTEREST INCOME
Customer service fees	201,302	207,164	389,783	404,598
Net gains from sale of securities	424,971	0	424,971	0
Net gains from sale of loans and other assets	52,382	26,246	201,582	75,910
Other noninterest income	18,650	18,612	36,468	38,900
Total noninterest income	697,305	252,022	1,052,804	519,408
NONINTEREST EXPENSE
Salaries and employee benefits	1,622,501	1,569,555	3,219,792	3,160,690
Net occupancy and equipment expense	339,606	347,928	677,485	683,741
Depository insurance	161,120	206,866	320,964	409,649
Foreclosed assets, net	798,456	480,755	927,148	631,075
Other operating expenses	780,045	818,255	1,532,219	1,612,336
Total noninterest expenses	3,701,728	3,423,359	6,677,608	6,497,491
Income before provision for income taxes	652,031	428,785	1,373,059	934,302
Provision for income taxes	256,000	118,200	524,900	267,200
Net income	396,031	310,585	848,159	667,102
Preferred stock dividend requirements	375,000	280,031	750,000	545,887
Accretion on preferred stock discount	17,845	15,241	35,690	29,709
Net income available to common shareholders	$ 3,186	$ 15,313	$ 62,469	$ 91,506
EARNINGS PER COMMON SHARE
Basic (in dollars per share)	$ 0	$ 0	$ 0.01	$ 0.01
Diluted (in dollars per share)	$ 0	$ 0	$ 0.01	$ 0.01
DIVIDENDS DECLARED PER COMMON SHARE (in dollars per share)	$ 0	$ 0	$ 0	$ 0