Consolidated Balance Sheets (USD $)	Jun. 30, 2013	Dec. 31, 2012
ASSETS
Cash and due from banks	$ 1,600,127	$ 3,222,139
Interest-bearing deposits at other financial institutions	27,100,735	56,173,099
Total cash and cash equivalents	28,700,862	59,395,238
Securities available for sale	99,777,449	76,096,646
Securities held to maturity (fair value approximates $41,165 and $46,212 at June 30, 2013 and December 31, 2012, respectively)	40,014	45,086
Federal Home Loan Bank stock, at cost	2,322,900	2,322,900
Loans, net of allowance for loan losses of $5,094,740 and $6,141,281 at June 30, 2013 and December 31, 2012, respectively	270,967,656	270,850,465
Bank premises and equipment, net	5,183,270	5,399,340
Accrued interest receivable	1,152,927	1,213,778
Foreclosed assets	18,866,526	20,332,313
Other assets	8,322,485	7,790,634
Total assets	435,334,089	443,446,400
LIABILITIES AND STOCKHOLDERS' EQUITY
Noninterest-bearing demand deposits	60,094,019	60,053,838
Interest-bearing demand deposits	24,613,914	30,178,624
Savings deposits and money market accounts	90,452,881	80,994,239
Time deposits	164,038,451	173,653,892
Total deposits	339,199,265	344,880,593
Accrued interest payable	93,464	120,558
Federal funds purchased and securities sold under agreements to repurchase	22,907,064	19,587,387
Federal Home Loan Bank advances and other borrowings	31,740,000	37,175,000
Other liabilities	1,160,021	794,026
Total liabilities	395,099,814	402,557,564
Stockholders' equity:
Preferred stock - no par value; 2,000,000 shares authorized; 600,000 shares issued and outstanding in 2013 and 2012, respectively	14,857,236	14,821,546
Common stock - $1.00 par value; 20,000,000 shares authorized; 6,709,199 shares issued in 2013 and 2012; 6,547,074 and 6,500,396 shares outstanding in 2013 and 2012, respectively	6,547,074	6,500,396
Additional paid-in capital	21,485,355	21,390,486
Accumulated deficit	(3,146,410)	(3,274,986)
Accumulated other comprehensive income	491,020	1,451,394
Total stockholders' equity	40,234,275	40,888,836
Total liabilities and stockholders' equity	$ 435,334,089	$ 443,446,400