Consolidated Balance Sheets (USD $)	Mar. 31, 2013	Dec. 31, 2012
ASSETS
Cash and due from banks	$ 5,074,926	$ 3,222,139
Interest-bearing deposits at other financial institutions	30,826,261	56,173,099
Total cash and cash equivalents	35,901,187	59,395,238
Securities available for sale	91,125,829	76,096,646
Securities held to maturity (fair value approximates $43,630 and $46,212 at March 31, 2013 and December 31, 2012, respectively)	42,579	45,086
Federal Home Loan Bank stock, at cost	2,322,900	2,322,900
Loans, net of allowance for loan losses of $5,669,215 and $6,141,281 at March 31, 2013 and December 31, 2012, respectively	266,880,672	270,850,465
Bank premises and equipment, net	5,289,384	5,399,340
Accrued interest receivable	1,323,499	1,213,778
Foreclosed assets	21,159,242	20,332,313
Other assets	7,664,340	7,790,634
Total assets	431,709,632	443,446,400
LIABILITIES AND STOCKHOLDERS' EQUITY
Noninterest-bearing demand deposits	55,400,253	60,053,838
Interest-bearing demand deposits	26,547,365	30,178,624
Savings deposits and money market accounts	89,564,444	80,994,239
Time deposits	165,391,211	173,653,892
Total deposits	336,903,273	344,880,593
Accrued interest payable	91,268	120,558
Federal funds purchased and securities sold under agreements to repurchase	21,150,464	19,587,387
Federal Home Loan Bank advances and other borrowings	31,740,000	37,175,000
Other liabilities	938,088	794,026
Total liabilities	390,823,093	402,557,564
Stockholders' equity:
Preferred stock - no par value; 2,000,000 shares authorized; 600,000 shares issued and outstanding in 2013 and 2012, respectively	14,839,391	14,821,546
Common stock - $1.00 par value; 20,000,000 shares authorized; 6,709,199 shares issued in 2013 and 2012; 6,547,074 and 6,500,396 shares outstanding in 2013 and 2012, respectively	6,547,074	6,500,396
Additional paid-in capital	21,420,827	21,390,486
Retained deficit	(3,149,596)	(3,274,986)
Accumulated other comprehensive income	1,228,843	1,451,394
Total stockholders' equity	40,886,539	40,888,836
Total liabilities and stockholders' equity	$ 431,709,632	$ 443,446,400