Loans and Allowance for Loan Losses (Details Textual) (USD $)

12 Months Ended

Dec. 31, 2012

Dec. 31, 2011

Description Of Bank's Loan Grading Process

The Bank’s loan grading process is as follows:

§ All loans are assigned a loan grade at the time of origination by the relationship manager. Typically, a loan is assigned a loan grade of “pass” at origination.

§ Loans relationships greater than or equal to $500 thousand are reviewed by the Bank’s external loan review provider on an annual basis.

§ Additionally, the Bank's external loan review provider samples other loan relationships between $100 thousand and $500 thousand with an emphasis on commercial and commercial real estate loans and insider loans.

§ The Bank’s internal loan review department samples approximately 33 percent of all loan relationships less than $500 thousand on an annual basis for review.

§ If a loan is delinquent 60 days or more or a pattern of delinquency exists, the loan will be selected for review.

§ Generally, all loans on the Bank’s internal watchlist are reviewed annually by internal loan review or external loan review providers.

Financing Receivable, Modifications, Recorded Investment

$ 9,403,000

$ 5,026,000