Restrictions on Cash and Due From Banks

12 Months Ended

Dec. 31, 2012

Restrictions On Cash and Due From Banks [Abstract]

Restrictions On Cash and Due From Banks [Text Block]

Note 3. Restrictions on Cash and Due From Banks

The Bank is required to maintain balances on hand or with the Federal Reserve Bank based on a percentage of deposits. At December 31, 2012 and 2011, these reserve balances were approximately $594,000 and $1,230,000, respectively.