Consolidated Statements of Income (USD $)	3 Months Ended
	Mar. 31, 2012	Mar. 31, 2011
INTEREST INCOME
Loans, including fees	$ 4,143,944	$ 4,638,805
Securities and interest-bearing deposits at other financial institutions	467,006	568,672
Federal funds sold	15,087	11,003
Total interest income	4,626,037	5,218,480
INTEREST EXPENSE
Time deposits	699,094	1,052,449
Other deposits	121,243	92,612
Federal funds purchased and securities Sold under agreements to repurchase	32,230	31,003
Federal Home Loan Bank advances and other borrowings	461,207	579,658
Total interest expense	1,313,774	1,755,722
Net interest income before provision for loan losses	3,312,263	3,462,758
Provision for loan losses	0	15,000
Net interest income after provision for loan losses	3,312,263	3,447,758
NONINTEREST INCOME
Customer service fees	197,434	215,451
Other noninterest income	20,288	20,279
Net gains from sale of loans and other assets	49,664	34,027
Total noninterest income	267,386	269,757
NONINTEREST EXPENSES
Salaries and employee benefits	1,591,135	1,542,702
Net occupancy and equipment expense	335,813	406,334
Depository insurance	202,783	322,655
Foreclosed assets, net	150,320	361,570
Other operating expenses	794,081	783,354
Total noninterest expenses	3,074,132	3,416,615
Income before income tax expense	505,517	300,900
Income tax expense	149,000	48,625
Net income	356,517	252,275
Preferred stock dividend requirements	265,856	93,075
Accretion on preferred stock discount	14,468	0
Net income available to common stockholders	$ 76,193	$ 159,200
EARNINGS PER COMMON SHARE
Basic (in dollars per share)	$ 0.01	$ 0.02
Diluted (in dollars per share)	$ 0.01	$ 0.02
DIVIDENDS DECLARED PER COMMON SHARE (in dollars per share)	$ 0	$ 0