CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)	12 Months Ended
	Dec. 31, 2011	Dec. 31, 2010	Dec. 31, 2009
CASH FLOWS FROM OPERATING ACTIVITIES
Net income (loss)	$ 1,030,052	$ (4,707,521)	$ (8,178,639)
Adjustments to reconcile net income (loss) to net cash provided by operating activities:
Depreciation and amortization	510,280	555,235	958,438
Impairment of goodwill	0	2,541,476	0
Provision for loan losses	445,000	7,291,000	14,898,898
Stock compensation expense	79,140	74,612	216,600
Gain on sales of securities	(107,413)	(1,698,136)	(399,754)
Loss on sales and write-downs of foreclosed assets, loans, and other assets	1,458,797	1,448,508	1,627,168
Deferred income taxes	110,921	(1,012,915)	1,301,148
Changes in other operating assets and liabilities:
Net change in loans held for sale	262,750	(43,500)	582,000
Accrued interest receivable	(978)	194,219	250,392
Accrued interest payable	(66,058)	(174,599)	(118,226)
Other assets and liabilities	(1,000,404)	5,641,354	(5,089,681)
Net cash provided by operating activities	2,722,087	10,109,733	6,048,344
CASH FLOWS FROM INVESTING ACTIVITIES
Securities available for sale	43,761,765	127,818,220	36,851,917
Securities held to maturity	27,560	40,111	33,532
Purchase of securities available for sale	(19,160,612)	(110,123,951)	(117,340,105)
Purchase of Federal Home Loan Bank stock	0	(93,700)	(41,700)
Loan originations and principal collections, net	3,868,694	37,003,774	18,247,178
Purchase of bank premises and equipment	(123,670)	(835,007)	(310,113)
Proceeds from sale of foreclosed assets and other assets	5,982,633	7,094,142	4,119,884
Net cash provided by (used in) investing activities	34,356,370	60,903,589	(58,439,407)
CASH FLOWS FROM FINANCING ACTIVITIES
Net (decrease) increase in deposits	(21,405,146)	(69,295,023)	78,158,890
Increase (decrease) in federal funds purchased and securities sold under agreements to repurchase	5,065,438	(1,996,513)	(9,468,361)
Repayment of Federal Home Loan Bank advances	(10,000,000)	(17,000,000)	0
Net (repayments) borrowings of other borrowings	(1,670,000)	(635,000)	1,100,000
Payment of dividends	(303,412)	(34,463)	(1,094,651)
Issuance of preferred stock	7,135,402	2,727,424	0
Net cash (used in) provided by financing activities	(21,177,718)	(86,233,575)	68,695,878
NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS	15,900,739	(15,220,253)	16,304,815
CASH AND CASH EQUIVALENTS, beginning of year	22,981,952	38,202,205	21,897,390
CASH AND CASH EQUIVALENTS, end of year	38,882,691	22,981,952	38,202,205
SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION
Cash paid during the period for interest	6,427,926	9,376,413	11,307,609
Cash paid during the period for taxes	44,600	500,000	180,350
NONCASH INVESTING AND FINANCING ACTIVITIES
Acquisition of real estate through foreclosure	$ 11,300,888	$ 10,645,773	$ 14,156,244