<SEC-DOCUMENT>0001038773-20-000082-index.html : 20200428
<SEC-HEADER>0001038773-20-000082.hdr.sgml : 20200428
<ACCEPTANCE-DATETIME>20200428172626
ACCESSION NUMBER:		0001038773-20-000082
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		33
CONFORMED PERIOD OF REPORT:	20200428
ITEM INFORMATION:		Results of Operations and Financial Condition
ITEM INFORMATION:		Regulation FD Disclosure
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20200428
DATE AS OF CHANGE:		20200428

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			SMARTFINANCIAL INC.
		CENTRAL INDEX KEY:			0001038773
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				621173944
		STATE OF INCORPORATION:			TN
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-37661
		FILM NUMBER:		20826295

	BUSINESS ADDRESS:	
		STREET 1:		5401 KINGSTON PIKE
		STREET 2:		SUITE 600
		CITY:			KNOXVILLE
		STATE:			TN
		ZIP:			37919
		BUSINESS PHONE:		866-290-2554

	MAIL ADDRESS:	
		STREET 1:		5401 KINGSTON PIKE
		STREET 2:		SUITE 600
		CITY:			KNOXVILLE
		STATE:			TN
		ZIP:			37919

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CORNERSTONE BANCSHARES INC
		DATE OF NAME CHANGE:	19980402

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	EAST RIDGE BANCSHARES INC
		DATE OF NAME CHANGE:	19970507
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>a8k-2020q1earningsrele.htm
<DESCRIPTION>8-K
<TEXT>
Document 1 - file: a8k-2020q1earningsrele.htm
</DOCUMENT> <DOCUMENT> <TYPE>EX-99.1 <SEQUENCE>2 <FILENAME>a033120earningsexhibit.htm <DESCRIPTION>EX-99.1 <TEXT> Document 2 - file: a033120earningsexhibit.htm
</DOCUMENT> <DOCUMENT> <TYPE>EX-99.2 <SEQUENCE>3 <FILENAME>smartfinancial-1q20earni.htm <DESCRIPTION>EX-99.2 <TEXT> Document 3 - file: smartfinancial-1q20earni.htm
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>4 <FILENAME>image001rgba051.jpg <TEXT> Document 4 - file: image001rgba051.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>5 <FILENAME>image002rgba051.jpg <TEXT> Document 5 - file: image002rgba051.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>6 <FILENAME>smartfinancial-1q20earni001.jpg <TEXT> Document 6 - file: smartfinancial-1q20earni001.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>7 <FILENAME>smartfinancial-1q20earni002.jpg <TEXT> Document 7 - file: smartfinancial-1q20earni002.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>8 <FILENAME>smartfinancial-1q20earni003.jpg <TEXT> Document 8 - file: smartfinancial-1q20earni003.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>9 <FILENAME>smartfinancial-1q20earni004.jpg <TEXT> Document 9 - file: smartfinancial-1q20earni004.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>10 <FILENAME>smartfinancial-1q20earni005.jpg <TEXT> Document 10 - file: smartfinancial-1q20earni005.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>11 <FILENAME>smartfinancial-1q20earni006.jpg <TEXT> Document 11 - file: smartfinancial-1q20earni006.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>12 <FILENAME>smartfinancial-1q20earni007.jpg <TEXT> Document 12 - file: smartfinancial-1q20earni007.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>13 <FILENAME>smartfinancial-1q20earni008.jpg <TEXT> Document 13 - file: smartfinancial-1q20earni008.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>14 <FILENAME>smartfinancial-1q20earni009.jpg <TEXT> Document 14 - file: smartfinancial-1q20earni009.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>15 <FILENAME>smartfinancial-1q20earni010.jpg <TEXT> Document 15 - file: smartfinancial-1q20earni010.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>16 <FILENAME>smartfinancial-1q20earni011.jpg <TEXT> Document 16 - file: smartfinancial-1q20earni011.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>17 <FILENAME>smartfinancial-1q20earni012.jpg <TEXT> Document 17 - file: smartfinancial-1q20earni012.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>18 <FILENAME>smartfinancial-1q20earni013.jpg <TEXT> Document 18 - file: smartfinancial-1q20earni013.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>19 <FILENAME>smartfinancial-1q20earni014.jpg <TEXT> Document 19 - file: smartfinancial-1q20earni014.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>20 <FILENAME>smartfinancial-1q20earni015.jpg <TEXT> Document 20 - file: smartfinancial-1q20earni015.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>21 <FILENAME>smartfinancial-1q20earni016.jpg <TEXT> Document 21 - file: smartfinancial-1q20earni016.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>22 <FILENAME>smartfinancial-1q20earni017.jpg <TEXT> Document 22 - file: smartfinancial-1q20earni017.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>23 <FILENAME>smartfinancial-1q20earni018.jpg <TEXT> Document 23 - file: smartfinancial-1q20earni018.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>24 <FILENAME>smartfinancial-1q20earni019.jpg <TEXT> Document 24 - file: smartfinancial-1q20earni019.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>25 <FILENAME>smartfinancial-1q20earni020.jpg <TEXT> Document 25 - file: smartfinancial-1q20earni020.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>26 <FILENAME>smartfinancial-1q20earni021.jpg <TEXT> Document 26 - file: smartfinancial-1q20earni021.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>27 <FILENAME>smartfinancial-1q20earni022.jpg <TEXT> Document 27 - file: smartfinancial-1q20earni022.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>28 <FILENAME>smartfinancial-1q20earni023.jpg <TEXT> Document 28 - file: smartfinancial-1q20earni023.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>29 <FILENAME>smartfinancial-1q20earni024.jpg <TEXT> Document 29 - file: smartfinancial-1q20earni024.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>30 <FILENAME>smartfinancial-1q20earni025.jpg <TEXT> Document 30 - file: smartfinancial-1q20earni025.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>31 <FILENAME>smartfinancial-1q20earni026.jpg <TEXT> Document 31 - file: smartfinancial-1q20earni026.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>32 <FILENAME>smartfinancial-1q20earni027.jpg <TEXT> Document 32 - file: smartfinancial-1q20earni027.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>33 <FILENAME>smartfinancial-1q20earni028.jpg <TEXT> Document 33 - file: smartfinancial-1q20earni028.jpg
</DOCUMENT> </SEC-DOCUMENT>