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Loans and Allowance for Loan Losses (Tables)
 12 Months Ended
Dec. 31, 2019
Receivables [Abstract]  
Schedule of Loans
At December 31, 2019 and 2018, loans consisted of the following (in thousands):
 
 December 31, 2019December 31, 2018
 PCI 
Loans		All Other
Loans		TotalPCI 
Loans		All Other
Loans		Total
Commercial real estate$15,255  $890,051  $905,306  $17,682  $842,345  $860,027  
Consumer real estate6,541  416,797  423,338  8,712  398,542  407,254  
Construction and land development4,458  223,168  227,626  4,602  183,293  187,895  
Commercial and industrial407  336,668  337,075  2,557  305,697  308,254  
Consumer and other326  9,577  9,903  605  13,204  13,809  
Total loans26,987  1,876,261  1,903,248  34,158  1,743,081  1,777,239  
Less:  Allowance for loan losses(156) (10,087) (10,243) —  (8,275) (8,275) 
Loans, net$26,831  $1,866,174  $1,893,005  $34,158  $1,734,806  $1,768,964  
Schedule of Impaired and Performing Loans Receivable
The composition of loans by loan classification for impaired and performing loan status at December 31, 2019 and 2018, is summarized in the tables below (amounts in thousands):
 
 December 31, 2019
Commercial
Real Estate		Consumer
Real Estate		Construction
and Land
Development		Commercial
and
Industrial		Consumer
and Other		Total
Performing loans$889,795  $415,250  $222,621  $336,508  $9,577  $1,873,751  
Impaired loans256  1,547  547  160  —  2,510  
 890,051  416,797  223,168  336,668  9,577  1,876,261  
PCI loans15,255  6,541  4,458  407  326  26,987  
Total$905,306  $423,338  $227,626  $337,075  $9,903  $1,903,248  
 
 December 31, 2018
Commercial
Real Estate		Consumer
Real Estate		Construction
and Land
Development		Commercial
and
Industrial		Consumer
and Other		Total
Performing loans$841,709  $397,306  $182,746  $304,673  $13,088  $1,739,522  
Impaired loans636  1,236  547  1,024  116  3,559  
 842,345  398,542  183,293  305,697  13,204  1,743,081  
PCI loans17,682  8,712  4,602  2,557  605  34,158  
Total loans$860,027  $407,254  $187,895  $308,254  $13,809  $1,777,239  
Schedule of Allowance for Loan Losses for Impaired and Performing Loans Receivable
The following tables show the allowance for loan losses allocation by loan classification for impaired and performing loans as of December 31, 2019 and 2018 (amounts in thousands):

December 31, 2019
   ConstructionCommercialConsumer 
 CommercialConsumerand Landandand 
 Real EstateReal EstateDevelopmentIndustrialOtherTotal
Performing loans$4,491  $2,159  $1,127  $1,766  $69  $9,612  
Impaired loans—  343  —  132  —  475  
4,491  2,502  1,127  1,898  69  10,087  
PCI loans17  74  —  59  6  156  
Total$4,508  $2,576  $1,127  $1,957  $75  $10,243  
Credit Risk Management (continued):

December 31, 2018
   ConstructionCommercialConsumer 
 CommercialConsumerand Landandand 
 Real EstateReal EstateDevelopmentIndustrialOtherTotal
Performing loans$3,639  $1,763  $795  $1,304  $240  $7,741  
Impaired loans—  26  —  442  66  534  
3,639  1,789  795  1,746  306  8,275  
PCI loans—  —  —  —  —  —  
Total$3,639  $1,789  $795  $1,746  $306  $8,275  
Schedule of Loan Receivable Allowance For Credit Losses
The following tables detail the changes in the allowance for loan losses for the year ending December 31, 2019 and December 31, 2018, by loan classification (amounts in thousands):
 
December 31, 2019
Commercial
Real Estate		Consumer
Real
Estate		Construction
and Land
Development		Commercial
and
Industrial		Consumer
and Other		Total
Beginning balance$3,639  $1,789  $795  $1,746  $306  $8,275  
Loans charged off(36) (4) —  (659) (344) (1,043) 
Recoveries of loans charged off65  164  8  77  98  412  
Provision for loan losses840  627  324  793  15  2,599  
Ending balance$4,508  $2,576  $1,127  $1,957  $75  $10,243  

December 31, 2018
Commercial
Real Estate		Consumer
Real
Estate		Construction
and Land
Development		Commercial
and
Industrial		Consumer
and Other		Total
Beginning balance$2,465  $1,596  $521  $1,062  $216  $5,860  
Loans charged off(38) (275) —  (177) (370) (860) 
Recoveries of loans charged off2  100  9  72  156  339  
Provision for loan losses1,210  368  265  789  304  2,936  
Ending balance$3,639  $1,789  $795  $1,746  $306  $8,275  
Loan Credit Quality Indicators
The following tables outline the amount of each loan classification and the amount categorized into each risk rating as of December 31, 2019 and 2018 (amounts in thousands):

December 31, 2019
Non PCI LoansCommercial
Real Estate		Consumer
Real Estate		Construction
and Land
Development		Commercial
and
Industrial		Consumer
and Other		Total
Pass$860,447  $413,192  $216,459  $328,564  $9,462  $1,828,124  
Watch25,180  989  6,089  6,786  40  39,084  
Special mention4,057  738  —  1,033  —  5,828  
Substandard367  1,713  620  228  51  2,979  
Doubtful—  165  —  57  24  246  
Total$890,051  $416,797  $223,168  $336,668  $9,577  $1,876,261  
 
Credit Risk Management (continued):


December 31, 2019
PCI LoansCommercial
Real Estate		Consumer
Real Estate		Construction
and Land
Development		Commercial
and
Industrial		Consumer
and Other		Total
Pass$12,473  $5,258  $902  $41  $300  $18,974  
Watch2,234  38  3,556  —  13  5,841  
Special mention139  60  —  —  —  199  
Substandard409  1,185  —  366  13  1,973  
Doubtful—  —  —  —  —  —  
Total$15,255  $6,541  $4,458  $407  $326  $26,987  
Total loans$905,306  $423,338  $227,626  $337,075  $9,903  $1,903,248  
 

December 31, 2018
Non PCI LoansCommercial
Real Estate		Consumer
Real Estate		Construction
and Land
Development		Commercial
and
Industrial		Consumer
and Other		Total
Pass$834,912  $394,728  $182,524  $303,805  $12,927  $1,728,896  
Watch6,791  2,678  64  1,090  135  10,758  
Special mention—  14  158  137  —  309  
Substandard642  1,122  547  462  142  2,915  
Doubtful—  —  —  203  —  203  
Total$842,345  $398,542  $183,293  $305,697  $13,204  $1,743,081  
 

December 31, 2018
PCI LoansCommercial
Real Estate		Consumer
Real Estate		Construction
and Land
Development		Commercial
and
Industrial		Consumer
and Other		Total
Pass$14,050  $5,617  $4,033  $2,382  $541  $26,623  
Watch1,805  756  569  —  17  3,147  
Special mention1,030  446  —  50  10  1,536  
Substandard797  1,893  —  125  37  2,852  
Doubtful—  —  —  —  —  —  
Total$17,682  $8,712  $4,602  $2,557  $605  $34,158  
Total loans$860,027  $407,254  $187,895  $308,254  $13,809  $1,777,239  
Past Due Loans and Leases
The following tables present the aging of the recorded investment in loans and leases as of December 31, 2019 and 2018 (amounts in thousands): 
 December 31, 2019
30-60 Days
Past Due and
Accruing		61-89 Days
Past Due and
Accruing		Past Due 90
Days or More
and Accruing		NonaccrualTotal
Past Due		PCI LoansCurrent
Loans		Total
Loans
Commercial real estate$466  $22  $—  $124  $612  $15,255  $889,439  $905,306  
Consumer real estate1,564  30  —  1,872  3,466  6,541  413,331  423,338  
Construction and land development507  —  607  620  1,734  4,458  221,434  227,626  
Commercial and industrial559  —  —  57  669  407  335,999  337,075  
Consumer and other86  —  —  70  170  326  9,407  9,903  
Total$3,182  $119  $607  $2,743  $6,651  $26,987  $1,869,610  $1,903,248  
 
 December 31, 2018
30-60 Days
Past Due and
Accruing		61-89 Days
Past Due and
Accruing		Past Due 90
Days or More
and Accruing		NonaccrualTotal
Past Due		PCI
Loans		Current
Loans		Total
Loans
Commercial real estate$377  $19  $—  $272  $668  $17,682  $841,677  $860,027  
Consumer real estate1,168  462  454  844  2,928  8,712  395,614  407,254  
Construction and land development343  —  —  547  890  4,602  182,403  187,895  
Commercial and industrial155  —  101  909  1,165  2,557  304,532  308,254  
Consumer and other117  —  29  124  270  605  12,934  13,809  
Total$2,160  $481  $584  $2,696  $5,921  $34,158  $1,737,160  $1,777,239  
Impaired Loans
The following is an analysis of the impaired loan portfolio, including PCI loans, detailing the related allowance recorded (in thousands): 
    
 December 31, 2019December 31, 2018
Recorded
Investment		Unpaid
Principal
Balance		Related
Allowance		Recorded
Investment		Unpaid
Principal
Balance		Related
Allowance
Impaired loans without a valuation allowance:     
Commercial real estate$256  $261  $—  $636  $648  $—  
Consumer real estate553  553  —  1,073  1,089  —  
Construction and land development547  547  —  547  547  —  
Commercial and industrial—  —  —  69  70  —  
Consumer and other—  —  —  29  33  —  
 1,356  1,361  —  2,354  2,387  —  
Impaired loans with a valuation allowance:    
Commercial real estate—  —  —  —  —  —  
Consumer real estate994  994  343  163  205  26  
Construction and land development—  —  —  —  —  —  
Commercial and industrial160  160  132  955  973  442  
Consumer and other—  —  —  87  87  66  
 1,154  1,154  475  1,205  1,265  534  
PCI loans:      
Commercial real estate17  99  17  —  —  —  
Consumer real estate1,205  1,371  74  —  —  —  
Construction and land development—  —  —  —  —  —  
Commercial and industrial396  534  59  —  —  —  
Consumer and other45  51  6  —  —  —  
1,663  2,055  156  —  —  —  
Total impaired loans$4,173  $4,570  $631  $3,559  $3,652  $534  
  
Impaired Loans (continued):

   
 December 31, 2019December 31, 2018
Average Recorded
Investment		Interest Income Recognized
Average
Recorded
Investment
Interest
Income
Recognized
Impaired loans without a valuation allowance:    
Commercial real estate$399  $30  $855  $33  
Consumer real estate725  15  934  29  
Construction and land development619  5  547  —  
Commercial and industrial20  1  69  6  
Consumer and other11  1  15  3  
 1,774  52  2,420  71  
Impaired loans with a valuation allowance:    
Commercial real estate9  1  —  —  
Consumer real estate397  17  365  —  
Construction and land development11  —  —  —  
Commercial and industrial430  16  476  37  
Consumer and other23  —  86  3  
 870  34  927  40  
PCI loans:      
Commercial real estate1,518  (25) 11  —  
Consumer real estate922  42  —  —  
Construction and land development—  —  —  —  
Commercial and industrial79  9  —  —  
Consumer and other9  1  —  —  
2,528  27  11  —  
Total impaired loans$5,172  $113  $3,358  $111  
Troubled Debt Restructurings on Loans
The following table presents a summary of loans that were modified as troubled debt restructurings during the year ended December 31, 2019 (amounts in thousands): 
December 31, 2019Number of Contracts
Pre-Modification
Outstanding
Recorded
Investment
Post-Modification
Outstanding
Recorded
Investment
Commercial real estate1  $61  $61  
Certain Loans Acquired In Transfer Not Accounted For As Debt Securities, Acquired During Period Carrying Amount Of Loans
The Company has acquired loans which there was, at acquisition, evidence of deterioration of credit quality since origination and it was probable, at acquisition, that all contractually required payments would not be collected. The carrying amount of those loans at for the years ended December 31, 2019 and 2018 is as follows (in thousands): 
20192018
Commercial real estate$21,570  $24,849  
Consumer real estate8,411  11,108  
Construction and land development5,394  5,731  
Commercial and industrial2,540  5,824  
Consumer and other504  892  
Total loans38,419  48,404  
Less remaining purchase discount(11,432) (14,246) 
Total loans, net of purchase discount26,987  34,158  
Less: Allowance for loan losses(156) —  
Carrying amount, net of allowance$26,831  $34,158  
Schedule of Certain Loans Acquired in Transfer Accounted for as Debt Securities, Accretable Yield Movement
The following is a summary of the accretable yield on acquired loans for the years ended December 31, 2019 and 2018 (in thousands): 
 20192018
Accretable yield, beginning of period$7,052  $9,287  
Additions—  2,416  
Accretion income(4,627) (5,368) 
Reclassification from nonaccretable3,555  1,494  
Other changes, net2,474  (777) 
Accretable yield, end of period$8,454  $7,052  
Schedule of Certain Loans Acquired Accounted For As Debt Securities Acquired During Period
Purchased credit impaired loans acquired from TN Bancshares during the year ended December 31, 2018 for which it was probable at acquisition that all contractually required payments would not be collected are as follows (in thousands):

 2018
Contractual principal and interest at acquisition$15,133  
Nonaccretable difference5,302  
Expected cash flows at acquisition9,831  
Accretable yield1,292  
Basis in PCI loans at acquisition-estimated fair value$8,539  

Purchased credit impaired loans acquired from Foothills Bancorp during the year ended December 31, 2018 for which it was probable at acquisition that all contractually required payments would not be collected are as follows (in thousands):

 2018
Contractual principal and interest at acquisition$12,125  
Nonaccretable difference2,748  
Expected cash flows at acquisition9,377  
Accretable yield1,124  
Basis in PCI loans at acquisition-estimated fair value$8,253  
Schedule of Loan to Directors, Officers and Affiliated Parties A summary of activity in loans to related parties is as follows (in thousands):
 20192018
Balance, beginning of year$31,246  $18,330  
Disbursements16,297  34,639  
Repayments(23,452) (21,723) 
Balance, end of year$24,091  $31,246