<SEC-DOCUMENT>0001038773-19-000002-index.html : 20190124
<SEC-HEADER>0001038773-19-000002.hdr.sgml : 20190124
<ACCEPTANCE-DATETIME>20190123193129
ACCESSION NUMBER:		0001038773-19-000002
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		33
CONFORMED PERIOD OF REPORT:	20190123
ITEM INFORMATION:		Results of Operations and Financial Condition
ITEM INFORMATION:		Regulation FD Disclosure
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20190124
DATE AS OF CHANGE:		20190123

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			SMARTFINANCIAL INC.
		CENTRAL INDEX KEY:			0001038773
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				621173944
		STATE OF INCORPORATION:			TN
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-37661
		FILM NUMBER:		19538420

	BUSINESS ADDRESS:	
		STREET 1:		5401 KINGSTON PIKE
		STREET 2:		SUITE 600
		CITY:			KNOXVILLE
		STATE:			TN
		ZIP:			37919
		BUSINESS PHONE:		866-290-2554

	MAIL ADDRESS:	
		STREET 1:		5401 KINGSTON PIKE
		STREET 2:		SUITE 600
		CITY:			KNOXVILLE
		STATE:			TN
		ZIP:			37919

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CORNERSTONE BANCSHARES INC
		DATE OF NAME CHANGE:	19980402

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	EAST RIDGE BANCSHARES INC
		DATE OF NAME CHANGE:	19970507
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>a2018q412312018earningsrel.htm
<DESCRIPTION>8-K SMARTFINANCIAL 4TH QTR 2018 EARNINGS RELEASE
<TEXT>
Document 1 - file: a2018q412312018earningsrel.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>2
<FILENAME>a2017123118q4earningsrelea.htm
<DESCRIPTION>EXHIBIT 99.1
<TEXT>
Document 2 - file: a2017123118q4earningsrelea.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.2
<SEQUENCE>3
<FILENAME>exhibit992smartfinancial.htm
<DESCRIPTION>EXHIBIT 99.2
<TEXT>
Document 3 - file: exhibit992smartfinancial.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>4
<FILENAME>exhibit992smartfinancial001.jpg
<TEXT>
Document 4 - file: exhibit992smartfinancial001.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>5
<FILENAME>exhibit992smartfinancial002.jpg
<TEXT>
Document 5 - file: exhibit992smartfinancial002.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>6
<FILENAME>exhibit992smartfinancial003.jpg
<TEXT>
Document 6 - file: exhibit992smartfinancial003.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>7
<FILENAME>exhibit992smartfinancial004.jpg
<TEXT>
Document 7 - file: exhibit992smartfinancial004.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>8
<FILENAME>exhibit992smartfinancial005.jpg
<TEXT>
Document 8 - file: exhibit992smartfinancial005.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>9
<FILENAME>exhibit992smartfinancial006.jpg
<TEXT>
Document 9 - file: exhibit992smartfinancial006.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>10
<FILENAME>exhibit992smartfinancial007.jpg
<TEXT>
Document 10 - file: exhibit992smartfinancial007.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>11
<FILENAME>exhibit992smartfinancial008.jpg
<TEXT>
Document 11 - file: exhibit992smartfinancial008.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>12
<FILENAME>exhibit992smartfinancial009.jpg
<TEXT>
Document 12 - file: exhibit992smartfinancial009.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>13
<FILENAME>exhibit992smartfinancial010.jpg
<TEXT>
Document 13 - file: exhibit992smartfinancial010.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>14
<FILENAME>exhibit992smartfinancial011.jpg
<TEXT>
Document 14 - file: exhibit992smartfinancial011.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>15
<FILENAME>exhibit992smartfinancial012.jpg
<TEXT>
Document 15 - file: exhibit992smartfinancial012.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>16
<FILENAME>exhibit992smartfinancial013.jpg
<TEXT>
Document 16 - file: exhibit992smartfinancial013.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>17
<FILENAME>exhibit992smartfinancial014.jpg
<TEXT>
Document 17 - file: exhibit992smartfinancial014.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>18
<FILENAME>exhibit992smartfinancial015.jpg
<TEXT>
Document 18 - file: exhibit992smartfinancial015.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>19
<FILENAME>exhibit992smartfinancial016.jpg
<TEXT>
Document 19 - file: exhibit992smartfinancial016.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>20
<FILENAME>exhibit992smartfinancial017.jpg
<TEXT>
Document 20 - file: exhibit992smartfinancial017.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>21
<FILENAME>exhibit992smartfinancial018.jpg
<TEXT>
Document 21 - file: exhibit992smartfinancial018.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>22
<FILENAME>exhibit992smartfinancial019.jpg
<TEXT>
Document 22 - file: exhibit992smartfinancial019.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>23
<FILENAME>exhibit992smartfinancial020.jpg
<TEXT>
Document 23 - file: exhibit992smartfinancial020.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>24
<FILENAME>exhibit992smartfinancial021.jpg
<TEXT>
Document 24 - file: exhibit992smartfinancial021.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>25
<FILENAME>exhibit992smartfinancial022.jpg
<TEXT>
Document 25 - file: exhibit992smartfinancial022.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>26
<FILENAME>exhibit992smartfinancial023.jpg
<TEXT>
Document 26 - file: exhibit992smartfinancial023.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>27
<FILENAME>exhibit992smartfinancial024.jpg
<TEXT>
Document 27 - file: exhibit992smartfinancial024.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>28
<FILENAME>exhibit992smartfinancial025.jpg
<TEXT>
Document 28 - file: exhibit992smartfinancial025.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>29
<FILENAME>exhibit992smartfinancial026.jpg
<TEXT>
Document 29 - file: exhibit992smartfinancial026.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>30
<FILENAME>exhibit992smartfinancial027.jpg
<TEXT>
Document 30 - file: exhibit992smartfinancial027.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>31
<FILENAME>exhibit992smartfinancial028.jpg
<TEXT>
Document 31 - file: exhibit992smartfinancial028.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>32
<FILENAME>image001rgba02.jpg
<TEXT>
Document 32 - file: image001rgba02.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>33
<FILENAME>image002rgba02.jpg
<TEXT>
Document 33 - file: image002rgba02.jpg

</DOCUMENT>
</SEC-DOCUMENT>