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Regulatory Matters (Tables)
 12 Months Ended
Dec. 31, 2016
Banking and Thrift [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations
Actual and required capital levels at December 31, 2016 and 2015 are presented below (dollars in thousands): 
 
 
Actual
 
Minimum for capital
adequacy purposes
 
Minimum to be well
capitalized under prompt
corrective action provisions
 
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
December 31, 2016
 
 

 
 

 
 

 
 

 
 

 
 

SmartFinancial, Inc.
 
 

 
 

 
 

 
 

 
 

 
 

Total Capital (to Risk-Weighted Assets)
 
$
105,756

 
11.99
%
 
$
70,553

 
8.00
%
 
$
88,191

 
10.00
%
Tier 1 Capital (to Risk-Weighted Assets)
 
100,651

 
11.42
%
 
52,915

 
6.00
%
 
70,553

 
8.00
%
Common Equity Tier 1 Capital (to Risk-Weighted Assets)
 
88,651

 
10.05
%
 
39,686

 
4.50
%
 
57,324

 
6.50
%
Tier 1 Capital (to Average Assets)
 
100,651

 
9.81
%
 
41,052

 
4.00
%
 
51,315

 
5.00
%
 
 
 
 
 
 
 
 
 
 
 
 
 
SmartBank
 
 
 
 
 
 
 
 
 
 
 
 
Total Capital (to Risk-Weighted Assets)
 
$
104,705

 
11.88
%
 
$
70,535

 
8.00
%
 
$
88,169

 
10.00
%
Tier 1 Capital (to Risk-Weighted Assets)
 
99,600

 
11.30
%
 
52,901

 
6.00
%
 
70,535

 
8.00
%
Common Equity Tier 1 Capital (to Risk-Weighted Assets)
 
99,600

 
11.30
%
 
39,676

 
4.50
%
 
57,310

 
6.50
%
Tier 1 Capital (to Average Assets)
 
99,600

 
9.71
%
 
41,041

 
4.00
%
 
51,301

 
5.00
%
 
Regulatory Capital Levels (continued):

 
 
Actual
 
Minimum for capital
adequacy purposes
 
Minimum to be well
capitalized under prompt
corrective action provisions
 
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
December 31, 2015
 
 

 
 

 
 

 
 

 
 

 
 

SmartFinancial, Inc.
 
 

 
 

 
 

 
 

 
 

 
 

Total Capital (to Risk-Weighted Assets)
 
$
99,616

 
12.32
%
 
$
64,668

 
8.00
%
 
$
80,835

 
10.00
%
Tier 1 Capital (to Risk-Weighted Assets)
 
95,253

 
11.78
%
 
48,501

 
6.00
%
 
64,668

 
8.00
%
Common Equity Tier 1 Capital (to Risk-Weighted Assets)
 
83,253

 
10.30
%
 
36,376

 
4.50
%
 
52,543

 
6.50
%
Tier 1 Capital (to Average Assets)
 
95,253

 
9.45
%
 
40,307

 
4.00
%
 
50,383

 
5.00
%
 
 
 
 
 
 
 
 
 
 
 
 
 
Cornerstone Community Bank
 
 

 
 

 
 

 
 

 
 

 
 

Total Capital (to Risk-Weighted Assets)
 
$
40,227

 
11.69
%
 
$
27,559

 
8.00
%
 
$
34,449

 
10.00
%
Tier 1 Capital (to Risk-Weighted Assets)
 
39,717

 
11.53
%
 
20,669

 
6.00
%
 
27,559

 
8.00
%
Common Equity Tier 1 Capital (to Risk-Weighted Assets)
 
39,717

 
11.53
%
 
15,502

 
4.50
%
 
22,392

 
6.50
%
Tier 1 Capital (to Average Assets)
 
39,717

 
9.05
%
 
17,550

 
4.00
%
 
21,938

 
5.00
%
 
 
 
 
 
 
 
 
 
 
 
 
 
SmartBank
 
 

 
 

 
 

 
 

 
 

 
 

Total Capital (to Risk-Weighted Assets)
 
$
60,349

 
13.03
%
 
$
37,057

 
8.00
%
 
$
46,322

 
10.00
%
Tier 1 Capital (to Risk-Weighted Assets)
 
56,546

 
12.21
%
 
27,793

 
6.00
%
 
37,057

 
8.00
%
Common Equity Tier 1 Capital (to Risk-Weighted Assets)
 
56,546

 
12.21
%
 
20,845

 
4.50
%
 
30,109

 
6.50
%
Tier 1 Capital (to Average Assets)
 
56,546

 
10.05
%
 
22,501

 
4.00
%
 
28,126

 
5.00
%