The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   351 2,929 SH   SOLE   2,929 0 0
ABBOTT LABORATORIES COM 002824100   19,004 173,096 SH   SOLE   173,096 0 0
ABBVIE INC COM 00287Y109   1,007 6,229 SH   SOLE   6,229 0 0
AIR PRODUCTS & CHEMICALS INC COM 009158106   11,869 38,502 SH   SOLE   38,502 0 0
ALLSTATE CORP COM 020002101   1,165 8,592 SH   SOLE   8,592 0 0
ALPHABET INC-CL C COM 02079K107   455 5,125 SH   SOLE   5,125 0 0
AMAZON.COM INC COM 023135106   2,839 33,803 SH   SOLE   33,803 0 0
AMERICAN ELECTRIC POWER COM 025537101   2,436 25,651 SH   SOLE   25,651 0 0
AMERICAN EXPRESS CO COM 025816109   18,092 122,448 SH   SOLE   122,448 0 0
AMERICAN INTERNATIONAL GROUP COM 026874784   4,949 78,257 SH   SOLE   78,257 0 0
AMERICAN WATER WORKS CO INC COM 030420103   533 3,500 SH   SOLE   3,500 0 0
AMGEN INC COM 031162100   247 940 SH   SOLE   940 0 0
AON PLC SHS CL A COM g0403h108   20,107 66,992 SH   SOLE   66,992 0 0
APPLE INC COM 037833100   18,399 141,605 SH   SOLE   141,605 0 0
AT&T INC COM 00206R102   205 11,150 SH   SOLE   11,150 0 0
AUTOMATIC DATA PROCESSING COM 053015103   18,978 79,452 SH   SOLE   79,452 0 0
BANK OF AMERICA CORP COM 060505104   477 14,406 SH   SOLE   14,406 0 0
BANK OF NEW YORK MELLON CORP COM 064058100   6,660 146,301 SH   SOLE   146,301 0 0
BECTON DICKINSON AND CO COM 075887109   217 852 SH   SOLE   852 0 0
BERKSHIRE HATHAWAY INC DEL CL COM 084670702   310 1,003 SH   SOLE   1,003 0 0
BLACKROCK INC COM 09247X101   323 456 SH   SOLE   456 0 0
BOEING CO/THE COM 097023105   3,650 19,159 SH   SOLE   19,159 0 0
BRAINSTORM CELL THERAPEUTICS COM 10501E201   459 280,000 SH   SOLE   280,000 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   15,790 219,457 SH   SOLE   219,457 0 0
BROADRIDGE FINANCIAL SOLUTIO COM 11133T103   260 1,940 SH   SOLE   1,940 0 0
CHEVRON CORP COM 166764100   27,077 150,855 SH   SOLE   150,855 0 0
CHUBB LTD COM h1467j104   15,824 71,731 SH   SOLE   71,731 0 0
CLOROX COMPANY COM 189054109   210 1,500 SH   SOLE   1,500 0 0
COCA-COLA CO/THE COM 191216100   455 7,152 SH   SOLE   7,152 0 0
COLGATE-PALMOLIVE CO COM 194162103   372 4,721 SH   SOLE   4,721 0 0
CONOCOPHILLIPS COM 20825C104   412 3,492 SH   SOLE   3,492 0 0
COSTCO WHOLESALE CORP COM 22160K105   331 726 SH   SOLE   726 0 0
DANAHER CORP COM 235851102   401 1,510 SH   SOLE   1,510 0 0
DEERE & CO COM 244199105   14,875 34,693 SH   SOLE   34,693 0 0
DORIAN LPG LTD COM y2106r110   284 15,000 SH   SOLE   15,000 0 0
DUPONT DE NEMOURS INC COM 26614N102   721 10,500 SH   SOLE   10,500 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108   3,135 42,021 SH   SOLE   42,021 0 0
ELI LILLY & CO COM 532457108   4,303 11,763 SH   SOLE   11,763 0 0
EMERSON ELECTRIC CO COM 291011104   23,777 247,519 SH   SOLE   247,519 0 0
EXXON MOBIL CORP COM 30231G102   25,841 234,276 SH   SOLE   234,276 0 0
FACTSET RESEARCH SYSTEMS INC COM 303075105   1,605 4,000 SH   SOLE   4,000 0 0
FEDEX CORP COM 31428X106   217 1,254 SH   SOLE   1,254 0 0
FIFTH THIRD BANCORP COM 316773100   204 6,231 SH   SOLE   6,231 0 0
FORD MOTOR CO COM 345370860   150 12,900 SH   SOLE   12,900 0 0
GENERAL DYNAMICS CORP COM 369550108   328 1,323 SH   SOLE   1,323 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   470 1,369 SH   SOLE   1,369 0 0
HALLIBURTON CO COM 406216101   767 19,500 SH   SOLE   19,500 0 0
HOME DEPOT INC COM 437076102   17,332 54,872 SH   SOLE   54,872 0 0
HONEYWELL INTERNATIONAL INC COM 438516106   15,128 70,594 SH   SOLE   70,594 0 0
INTEL CORP COM 458140100   289 10,950 SH   SOLE   10,950 0 0
INTL BUSINESS MACHINES CORP COM 459200101   19,599 139,107 SH   SOLE   139,107 0 0
ISHARES CORE S&P 500 ETF COM 464287200   348 907 SH   SOLE   907 0 0
ISHARES S&P MID CAP 400 VALUE COM 464287705   252 2,500 SH   SOLE   2,500 0 0
JOHNSON & JOHNSON COM 478160104   7,313 41,397 SH   SOLE   41,397 0 0
JPMORGAN CHASE & CO COM 46625H100   21,472 160,118 SH   SOLE   160,118 0 0
KEURIG DR PEPPER INC COM 49271V100   7,048 197,648 SH   SOLE   197,648 0 0
LOCKHEED MARTIN CORP COM 539830109   5,159 10,604 SH   SOLE   10,604 0 0
LPL FINANCIAL HOLDINGS INC COM 50212V100   3,507 16,225 SH   SOLE   16,225 0 0
MARRIOT INTERNATIONAL INC CL A COM fhb903208   0 318,859 SH   SOLE   318,859 0 0
MARRIOTT INTERNATIONAL -CL A COM 571903202   11,294 75,858 SH   SOLE   75,858 0 0
MARSH & MCLENNAN COS COM 571748102   308 1,863 SH   SOLE   1,863 0 0
MASTERCARD INC - A COM 57636Q104   15,968 45,921 SH   SOLE   45,921 0 0
MCDONALD'S CORP COM 580135101   16,554 62,816 SH   SOLE   62,816 0 0
MCKESSON CORP COM 58155Q103   2,164 5,770 SH   SOLE   5,770 0 0
MERCK & CO. INC. COM 58933Y105   21,879 197,200 SH   SOLE   197,200 0 0
METLIFE INC COM 59156R108   15,994 221,010 SH   SOLE   221,010 0 0
MICROSOFT CORP COM 594918104   18,252 76,108 SH   SOLE   76,108 0 0
MORGAN STANLEY COM 617446448   18,175 213,768 SH   SOLE   213,768 0 0
NEXTERA ENERGY INC COM 65339F101   14,902 178,255 SH   SOLE   178,255 0 0
NIKE INC -CL B COM 654106103   1,156 9,880 SH   SOLE   9,880 0 0
NVIDIA CORP COM 67066G104   425 2,911 SH   SOLE   2,911 0 0
NYVATEX OIL CORP COM 670794106   0 20,000 SH   SOLE   20,000 0 0
PEPSICO INC COM 713448108   23,631 130,804 SH   SOLE   130,804 0 0
PFIZER INC COM 717081103   605 11,813 SH   SOLE   11,813 0 0
PROCTER & GAMBLE CO/THE COM 742718109   4,235 27,942 SH   SOLE   27,942 0 0
QUALCOMM INC COM 747525103   951 8,647 SH   SOLE   8,647 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101   13,481 133,583 SH   SOLE   133,583 0 0
SCHLUMBERGER LTD COM 806857108   17,899 334,811 SH   SOLE   334,811 0 0
SCHWAB (CHARLES) CORP COM 808513105   4,026 48,350 SH   SOLE   48,350 0 0
SPDR S&P 500 ETF TRUST COM 78462F103   590 1,544 SH   SOLE   1,544 0 0
STRYKER CORP COM 863667101   7,460 30,512 SH   SOLE   30,512 0 0
TARGET CORP COM 87612E106   14,046 94,244 SH   SOLE   94,244 0 0
THEGLOBE.COM INC COM 88335r101   4 10,000 SH   SOLE   10,000 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   13,413 24,356 SH   SOLE   24,356 0 0
TRAVELERS COS INC/THE COM 89417E109   5,312 28,332 SH   SOLE   28,332 0 0
UNITED PARCEL SERVICE-CL B COM 911312106   13,344 76,759 SH   SOLE   76,759 0 0
UNITEDHEALTH GROUP INC COM 91324P102   19,354 36,504 SH   SOLE   36,504 0 0
VISA INC-CLASS A SHARES COM 92826C839   3,073 14,791 SH   SOLE   14,791 0 0
WALMART INC COM 931142103   1,081 7,624 SH   SOLE   7,624 0 0
WALT DISNEY CO/THE COM 254687106   326 3,754 SH   SOLE   3,754 0 0
WASTE MANAGEMENT INC COM 94106L109   258 1,643 SH   SOLE   1,643 0 0
WELLS FARGO & CO COM 949746101   562 13,606 SH   SOLE   13,606 0 0
GATEWAY FUND CL A MUT 367829207   519 14,600 SH   SOLE   14,600 0 0
HARDING LOEVNER INTL EQUITY FD MUT 412295107   385 16,447 SH   SOLE   16,447 0 0
LOOMIS SAYLES GROWTH FD CL Y MUT 543487110   388 23,852 SH   SOLE   23,852 0 0
PIONEER SEIRS HIGH INCOME MUNI MUT 72387n820   503 80,726 SH   SOLE   80,726 0 0
VANGUARD 500 INDEX TR ADMIRAL MUT 922908710   501 1,415 SH   SOLE   1,415 0 0