The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 379 2,929 SH   SOLE   2,929 0 0
ABBOTT LABORATORIES COM 002824100 18,836 173,362 SH   SOLE   173,362 0 0
ABBVIE INC COM 00287Y109 966 6,310 SH   SOLE   6,310 0 0
AIR PRODUCTS & CHEMICALS INC COM 009158106 9,192 38,224 SH   SOLE   38,224 0 0
ALLSTATE CORP COM 020002101 1,088 8,585 SH   SOLE   8,585 0 0
ALPHABET INC-CL A COM 02079K305 1,571 721 SH   SOLE   721 0 0
ALPHABET INC-CL C COM 02079K107 13,981 6,392 SH   SOLE   6,392 0 0
AMAZON.COM INC COM 023135106 3,265 30,740 SH   SOLE   30,740 0 0
AMERICAN ELECTRIC POWER COM 025537101 420 4,375 SH   SOLE   4,375 0 0
AMERICAN EXPRESS CO COM 025816109 13,225 95,407 SH   SOLE   95,407 0 0
AMERICAN INTERNATIONAL GROUP COM 026874784 3,170 62,002 SH   SOLE   62,002 0 0
AMERICAN TOWER CORP COM 03027X100 235 920 SH   SOLE   920 0 0
AMERICAN WATER WORKS CO INC COM 030420103 521 3,500 SH   SOLE   3,500 0 0
AON PLC SHS CL A COM g0403h108 18,248 67,665 SH   SOLE   67,665 0 0
APPLE INC COM 037833100 25,745 188,305 SH   SOLE   188,305 0 0
AT&T INC COM 00206R102 239 11,422 SH   SOLE   11,422 0 0
AUTOMATIC DATA PROCESSING COM 053015103 15,987 76,116 SH   SOLE   76,116 0 0
BANK OF NEW YORK MELLON CORP COM 064058100 9,605 230,292 SH   SOLE   230,292 0 0
BECTON DICKINSON AND CO COM 075887109 210 852 SH   SOLE   852 0 0
BERKSHIRE HATHAWAY INC DEL CL COM 084670702 282 1,033 SH   SOLE   1,033 0 0
BLACKROCK INC COM 09247X101 277 454 SH   SOLE   454 0 0
BOEING CO/THE COM 097023105 2,608 19,078 SH   SOLE   19,078 0 0
BRAINSTORM CELL THERAPEUTICS COM 10501E201 731 265,000 SH   SOLE   265,000 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 16,682 216,651 SH   SOLE   216,651 0 0
CHEVRON CORP COM 166764100 22,109 152,706 SH   SOLE   152,706 0 0
CHUBB LTD COM h1467j104 14,929 75,943 SH   SOLE   75,943 0 0
CLOROX COMPANY COM 189054109 211 1,500 SH   SOLE   1,500 0 0
COCA-COLA CO/THE COM 191216100 427 6,784 SH   SOLE   6,784 0 0
COLGATE-PALMOLIVE CO COM 194162103 384 4,796 SH   SOLE   4,796 0 0
CONOCOPHILLIPS COM 20825C104 303 3,375 SH   SOLE   3,375 0 0
COSTCO WHOLESALE CORP COM 22160K105 341 712 SH   SOLE   712 0 0
DANAHER CORP COM 235851102 434 1,710 SH   SOLE   1,710 0 0
DEERE & CO COM 244199105 10,501 35,065 SH   SOLE   35,065 0 0
DORIAN LPG LTD COM y2106r110 266 17,500 SH   SOLE   17,500 0 0
DUKE ENERGY CORP COM 26441C204 247 2,307 SH   SOLE   2,307 0 0
DUPONT DE NEMOURS INC COM 26614N102 861 15,500 SH   SOLE   15,500 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108 5,068 53,292 SH   SOLE   53,292 0 0
ELI LILLY & CO COM 532457108 362 1,116 SH   SOLE   1,116 0 0
EMERSON ELECTRIC CO COM 291011104 19,748 248,281 SH   SOLE   248,281 0 0
EXXON MOBIL CORP COM 30231G102 20,354 237,674 SH   SOLE   237,674 0 0
FACTSET RESEARCH SYSTEMS INC COM 303075105 1,538 4,000 SH   SOLE   4,000 0 0
FEDEX CORP COM 31428X106 308 1,359 SH   SOLE   1,359 0 0
FORD MOTOR CO COM 345370860 220 19,790 SH   SOLE   19,790 0 0
GENERAL DYNAMICS CORP COM 369550108 299 1,353 SH   SOLE   1,353 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 442 1,489 SH   SOLE   1,489 0 0
HOME DEPOT INC COM 437076102 15,150 55,238 SH   SOLE   55,238 0 0
HONEYWELL INTERNATIONAL INC COM 438516106 12,482 71,812 SH   SOLE   71,812 0 0
HORIZON THERAPUETICS COM g46188101 2,415 30,280 SH   SOLE   30,280 0 0
INTEL CORP COM 458140100 516 13,800 SH   SOLE   13,800 0 0
INTL BUSINESS MACHINES CORP COM 459200101 19,400 137,401 SH   SOLE   137,401 0 0
ISHARES CORE S&P 500 ETF COM 464287200 222 585 SH   SOLE   585 0 0
ISHARES S&P MID CAP 400 VALUE COM 464287705 278 2,946 SH   SOLE   2,946 0 0
JOHNSON & JOHNSON COM 478160104 2,883 16,242 SH   SOLE   16,242 0 0
JPMORGAN CHASE & CO COM 46625H100 17,588 156,186 SH   SOLE   156,186 0 0
KEURIG DR PEPPER INC COM 49271V100 5,628 159,042 SH   SOLE   159,042 0 0
LOCKHEED MARTIN CORP COM 539830109 4,563 10,613 SH   SOLE   10,613 0 0
MARRIOT INTERNATIONAL INC CL A COM fhb903208 0 318,859 SH   SOLE   318,859 0 0
MARRIOTT INTERNATIONAL -CL A COM 571903202 10,257 75,414 SH   SOLE   75,414 0 0
MARSH & MCLENNAN COS COM 571748102 289 1,863 SH   SOLE   1,863 0 0
MASTERCARD INC - A COM 57636Q104 14,593 46,257 SH   SOLE   46,257 0 0
MCDONALD'S CORP COM 580135101 14,532 58,862 SH   SOLE   58,862 0 0
MCEWEN MINING INC COM 58039P107 6 13,500 SH   SOLE   13,500 0 0
MCKESSON CORP COM 58155Q103 1,410 4,321 SH   SOLE   4,321 0 0
MERCK & CO. INC. COM 58933Y105 17,472 191,642 SH   SOLE   191,642 0 0
METLIFE INC COM 59156R108 13,341 212,464 SH   SOLE   212,464 0 0
MICROSOFT CORP COM 594918104 24,896 96,935 SH   SOLE   96,935 0 0
MORGAN STANLEY COM 617446448 14,559 191,415 SH   SOLE   191,415 0 0
NEXTERA ENERGY INC COM 65339F101 13,648 176,191 SH   SOLE   176,191 0 0
NVIDIA CORP COM 67066G104 356 2,350 SH   SOLE   2,350 0 0
NYVATEX OIL CORP COM 670794106 0 20,000 SH   SOLE   20,000 0 0
PARAMOUNT GLOBAL COM 92556h206 203 8,242 SH   SOLE   8,242 0 0
PEPSICO INC COM 713448108 17,902 107,417 SH   SOLE   107,417 0 0
PFIZER INC COM 717081103 619 11,813 SH   SOLE   11,813 0 0
PROCTER & GAMBLE CO/THE COM 742718109 2,995 20,828 SH   SOLE   20,828 0 0
QUALCOMM INC COM 747525103 1,150 9,002 SH   SOLE   9,002 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 15,932 165,770 SH   SOLE   165,770 0 0
SCHLUMBERGER LTD COM 806857108 5,466 152,860 SH   SOLE   152,860 0 0
SOUTHERN CO/THE COM 842587107 219 3,067 SH   SOLE   3,067 0 0
SPDR S&P 500 ETF TRUST COM 78462F103 660 1,750 SH   SOLE   1,750 0 0
STRYKER CORP COM 863667101 5,886 29,590 SH   SOLE   29,590 0 0
TARGET CORP COM 87612E106 10,322 73,088 SH   SOLE   73,088 0 0
THEGLOBE.COM INC COM 88335r101 1 10,000 SH   SOLE   10,000 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 13,152 24,208 SH   SOLE   24,208 0 0
TRAVELERS COS INC/THE COM 89417E109 4,083 24,140 SH   SOLE   24,140 0 0
UNITED PARCEL SERVICE-CL B COM 911312106 13,713 75,121 SH   SOLE   75,121 0 0
UNITEDHEALTH GROUP INC COM 91324P102 19,103 37,192 SH   SOLE   37,192 0 0
US BANCORP COM 902973304 1,453 31,580 SH   SOLE   31,580 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 253 4,980 SH   SOLE   4,980 0 0
WALMART INC COM 931142103 242 1,988 SH   SOLE   1,988 0 0
WALT DISNEY CO/THE COM 254687106 375 3,969 SH   SOLE   3,969 0 0
WASTE MANAGEMENT INC COM 94106L109 251 1,643 SH   SOLE   1,643 0 0
SOUTHERN CO 4.95 PREF PFD 842587800 243 11,141 SH   SOLE   11,141 0 0
GATEWAY FUND CL A MUT 367829207 516 14,551 SH   SOLE   14,551 0 0
HARDING LOEVNER INTL EQUITY FD MUT 412295107 366 16,059 SH   SOLE   16,059 0 0
LOOMIS SAYLES GROWTH FD CL Y MUT 543487110 382 20,474 SH   SOLE   20,474 0 0
VANGUARD 500 INDEX TR ADMIRAL MUT 922908710 483 1,382 SH   SOLE   1,382 0 0