SEC Form 4
FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
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 Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
1. Name and Address of Reporting Person*
VAN SINGEL GORDON J
(Last) (First) (Middle)
7261 BROOKLYN SE
(Street)
GRAND RAPIDS MI 49508
(City) (State) (Zip)
2. Issuer Name and Ticker or Trading Symbol
O A K FINANCIAL CORP [ OKFC ] 		5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director X 10% Owner
Officer (give title below) Other (specify below)
3. Date of Earliest Transaction (Month/Day/Year)
12/18/2009
4. If Amendment, Date of Original Filed (Month/Day/Year)
 6. Individual or Joint/Group Filing (Check Applicable Line)
Form filed by One Reporting Person
X Form filed by More than One Reporting Person
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V Amount (A) or (D) Price
Common Stock(14) 152,275.4257 I F.N.(1)(6)(14)
Common Stock(14) 49,262.8443 I F.N.(2)(6)(14)
Common Stock(14) 72,687 I F.N.(3)(7)(14)
Common Stock(14) 36,344 I F.N.(4)(8)(14)
Common Stock(14) 43,244.4257 I F.N.(1)(9)(14)
Common Stock(14) 68,883.68 I F.N.(5)(14)
Common Stock 12/18/2009 S 195 D $18.27 43,049.4257 I F.N.(1)(14)
Common Stock 12/18/2009 S 250 D $18.27 49,012.8443 I F.N.(2)(14)
Common Stock 12/18/2009 S 370 D $18.27 72,317 I F.N.(3)(14)
Common Stock 12/18/2009 S 185 D $18.27 36,159 I F.N.(4)(14)
Common Stock 12/21/2009 S 1,751 D $17.5 41,298.4257 I F.N.(1)(14)
Common Stock 12/21/2009 S 2,257 D $17.5 46,755.8443 I F.N.(2)(14)
Common Stock 12/21/2009 S 3,328 D $17.5 68,989 I F.N.(3)(14)
Common Stock 12/21/2009 S 1,664 D $17.5 34,495 I F.N.(4)(14)
Common Stock 109,359.68 I F.N.(10)(12)(14)
Common Stock 119,911.68 I F.N.(11)(13)(14)
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year) 7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
1. Name and Address of Reporting Person*
VAN SINGEL GORDON J
(Last) (First) (Middle)
7261 BROOKLYN SE
(Street)
GRAND RAPIDS MI 49508
(City) (State) (Zip)
Relationship of Reporting Person(s) to Issuer
Director X 10% Owner
Officer (give title below) Other (specify below)
1. Name and Address of Reporting Person*
Van Singel John A
(Last) (First) (Middle)
2201 PLEASANT POND DRIVE SW
(Street)
BYRON CENTER MI 49315
(City) (State) (Zip)
Relationship of Reporting Person(s) to Issuer
Director X 10% Owner
Officer (give title below) Other (specify below)
Explanation of Responses:
1. The Reporting Person is Gordon J. Van Singel, Trustee of the Willard J. Van Singel Trust.
2. The Reporting Persons are Gordon J. Van Singel and John A. Van Singel, Co-Trustees of the Willard J. Van Singel 2008 Grantor Retained Annuity Trust.
3. The Reporting Person is Gordon J. Van Singel, Trustee of the Willard J. Van Singel Marital Trust.
4. The Reporting Persons are Gordon J. Van Singel and John A. Van Singel, Directors of the Van Singel Family Foundation.
5. The Reporting Person is Gordon J. Van Singel, Trustee of the Willard J. Van Singel Trust, member of Van Singel Holdings, LLC.
6. The current figure reflects a transfer of 59,237.1557 shares from the Willard J. Van Singel 2008 Grantor Retained Annuity Trust to the Willard J. Van Singel Trust on September 25, 2009.
7. The current figure reflects a transfer from the Willard J. Van Singel Trust to the Willard J. Van Singel Marital Trust on November 17, 2009.
8. The current figure reflects a transfer from the Willard J. Van Singel Trust to the Van Singel Family Foundation on November 17, 2009.
9. The current figure reflects transfers from the Willard J. Van Singel Trust of 72,687 shares to the Willard J. Van Singel Marital Trust and 36,344 shares to the Van Singel Family Foundation, on November 17, 2009.
10. The Reporting Person is Gordon J. Van Singel.
11. The Reporting Person is John A. Van Singel.
12. The total holdings of Gordon J. Van Singel include: (a) 958 shares individually owned, (b) 102 shares owned by his personal IRA, of which Gordon is the beneficiary, (c) 1,679 shares owned jointly with his wife, Anne, (d) 1,621 shares as custodian of an UGMA for the benefit of his son, Christian, (e) 1,621 shares as custodian of an UGMA for the benefit of his son, David, (f) 68,883.68 shares owned by Van Singel Holdings, LLC, of which Gordon is a member, 34,495 shares owned by the Van Singel Family Foundation, of which Gordon is a Director, and (g) the following shares beneficially owned by his father, Willard J .Van Singel, deceased: 41,298.4257 shares held in the Willard J. Van Singel Trust; 46,755.8443 shares held in the Willard J. Van Singel 2008 Grantor Retained Annuity Trust; 68,989 shares owned by the Willard J. Van Singel Marital Trust; and 68,883.68 shares owned by Van Singel Holdings, LLC, of which the Willard J. Van Singel Trust is a member.
13. The total holdings of John A. Van Singel include: (a) 15,730 shares individually owned, (b) 803 shares owned by jointly with his wife, Linda, (c) 68,883.68 shares owned by Van Singel Holdings, LLC, of which John is a member, 34,495 shares owned by the Van Singel Family Foundation, of which John is a Director, and (d) the following shares beneficially owned by his father, Willard J .Van Singel, deceased: 41,298.4257 shares held in the Willard J. Van Singel Trust; 46,755.8443 shares held in the Willard J. Van Singel 2008 Grantor Retained Annuity Trust; and 68,883.68 shares owned by Van Singel Holdings, LLC, of which the Willard J. Van Singel Trust is a member.
14. Each of the Reporting Persons is filing this joint Form 4 because they may be regarded as part of a group. However, each Reporting Person disclaims beneficial ownership of the shares owned by the other Reporting Persons and disclaims membership in a group, and this filing shall not constitute an acknowledgement that the Reporting Persons are part of a group.
Remarks:
/s/ Gordon J. Van Singel 01/20/2010
/s/ John A. Van Singel 01/20/2010
** Signature of Reporting Person Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
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