The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND FOREIGN EQUITIES G1151C101 1,917 26,039 SH   SOLE   25,795 50 194
ACCENTURE PLC IRELAND FOREIGN EQUITIES G1151C101 100 1,360 SH   DFND   1,276 84 0
EATON CORP PLC FOREIGN EQUITIES G29183103 5 72 SH   SOLE   72 0 0
ENSCO PLC COMMON STOCK G3157S106 8 142 SH   SOLE   142 0 0
INGERSOLL-RAND PLC FOREIGN EQUITIES G47791101 8 128 SH   SOLE   128 0 0
AOL INC COMMON STOCK 00184X105 0 4 SH   SOLE   4 0 0
AT&T INC COMMON STOCK 00206R102 2,672 79,029 SH   SOLE   78,700 100 229
AT&T INC COMMON STOCK 00206R102 402 11,886 SH   DFND   10,268 1,618 0
ABBOTT LABS COMMON STOCK 002824100 1,313 39,588 SH   SOLE   39,290 55 243
ABBOTT LABS COMMON STOCK 002824100 150 4,528 SH   DFND   3,903 625 0
ABBVIE INC COMMON STOCK 00287Y109 958 21,415 SH   SOLE   21,127 55 233
ABBVIE INC COMMON STOCK 00287Y109 150 3,363 SH   DFND   3,043 320 0
ACTAVIS INC COMMON STOCK 00507K103 12 86 SH   SOLE   86 0 0
ADOBE SYS INC COMMON STOCK 00724F101 10 183 SH   SOLE   183 0 0
ADOBE SYS INC COMMON STOCK 00724F101 16 300 SH   DFND   300 0 0
AIR PRODS & CHEMS INC COMMON STOCK 009158106 11 106 SH   SOLE   106 0 0
AIR PRODS & CHEMS INC COMMON STOCK 009158106 16 150 SH   DFND   150 0 0
ALBEMARLE CORP COMMON STOCK 012653101 13 207 SH   SOLE   207 0 0
ALLSTATE CORP COMMON STOCK 020002101 25 501 SH   DFND   501 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 322 9,373 SH   SOLE   9,273 100 0
ALTRIA GROUP INC COMMON STOCK 02209S103 51 1,480 SH   DFND   1,480 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 1,956 25,909 SH   SOLE   25,664 60 185
AMERICAN EXPRESS CO COMMON STOCK 025816109 111 1,468 SH   DFND   1,338 130 0
AMERISOURCEBERGEN CORP COMMON STOCK 03073E105 46 750 SH   DFND   750 0 0
AMGEN INC COMMON STOCK 031162100 162 1,445 SH   SOLE   1,445 0 0
APACHE CORP COMMON STOCK 037411105 17 200 SH   SOLE   200 0 0
APPLE COMPUTER LTD COMMON STOCK 037833100 779 1,635 SH   SOLE   1,607 0 28
APPLE COMPUTER LTD COMMON STOCK 037833100 62 130 SH   DFND   118 12 0
ASTRAZENECA PLC FOREIGN EQUITIES 046353108 9 167 SH   SOLE   167 0 0
AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 825 11,392 SH   SOLE   11,324 0 68
AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 121 1,670 SH   DFND   1,471 199 0
BB&T CORP COM COMMON STOCK 054937107 1,714 50,791 SH   SOLE   50,579 58 154
BB&T CORP COM COMMON STOCK 054937107 118 3,485 SH   DFND   3,363 122 0
BCE INC FOREIGN EQUITIES 05534B760 8 194 SH   SOLE   119 75 0
BP AMOCO P L C FOREIGN EQUITIES 055622104 857 20,392 SH   SOLE   20,392 0 0
BP AMOCO P L C FOREIGN EQUITIES 055622104 4 100 SH   DFND   100 0 0
BAIDU COM INC COMMON STOCK 056752108 22 140 SH   SOLE   140 0 0
BALL CORP COMMON STOCK 058498106 1,451 32,326 SH   SOLE   32,208 45 73
BALL CORP COMMON STOCK 058498106 62 1,387 SH   DFND   1,293 94 0
BANK AMER CORP COMMON STOCK 060505104 162 11,767 SH   SOLE   11,767 0 0
BANK AMER CORP COMMON STOCK 060505104 11 816 SH   DFND   0 816 0
BANK OF NEW YORK MELLON C COMMON STOCK 064058100 11 365 SH   DFND   0 365 0
BAXTER INTL INC COMMON STOCK 071813109 7 106 SH   SOLE   106 0 0
BEAM INC COMMON STOCK 073730103 10 150 SH   SOLE   150 0 0
BECTON DICKINSON & CO COMMON STOCK 075887109 1,843 18,423 SH   SOLE   18,257 40 126
BECTON DICKINSON & CO COMMON STOCK 075887109 107 1,072 SH   DFND   997 75 0
BERKSHIRE HATHAWAY INC DE COMMON STOCK 084670702 5 45 SH   SOLE   45 0 0
BHP BILLITON LIMITED ADR FOREIGN EQUITIES 088606108 8 115 SH   SOLE   115 0 0
BLACKROCK INC COMMON STOCK 09247X101 4 14 SH   SOLE   14 0 0
BOEING CO COMMON STOCK 097023105 15 130 SH   SOLE   130 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 28 613 SH   SOLE   613 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 147 3,184 SH   DFND   2,959 225 0
CIT GROUP INC COMMON STOCK 125581801 10 200 SH   DFND   200 0 0
CSX CORP COMMON STOCK 126408103 85 3,300 SH   SOLE   3,300 0 0
CSX CORP COMMON STOCK 126408103 62 2,400 SH   DFND   2,400 0 0
CALLAWAY GOLF CO COMMON STOCK 131193104 4 500 SH   SOLE   500 0 0
CANADIAN NATIONAL RAILWAY FOREIGN EQUITIES 136375102 3 33 SH   SOLE   33 0 0
CAPITAL BK FINL CORP COMMON STOCK 139794101 0 13 SH   SOLE   13 0 0
CAPITAL ONE FINL CORP COMMON STOCK 14040H105 14 200 SH   SOLE   200 0 0
CARMAX INC COMMON STOCK 143130102 18 376 SH   SOLE   376 0 0
CATERPILLAR INC DEL COMMON STOCK 149123101 523 6,273 SH   SOLE   6,192 0 81
CATERPILLAR INC DEL COMMON STOCK 149123101 30 357 SH   DFND   158 199 0
CEDAR FAIR L P DEP UNIT COMMON STOCK 150185106 35 800 SH   SOLE   800 0 0
CENTERPOINT ENERGY INC COMMON STOCK 15189T107 2 93 SH   SOLE   93 0 0
CHESAPEAKE ENERGY CORP COMMON STOCK 165167107 13 510 SH   SOLE   510 0 0
CHEVRON CORP NEW COMMON STOCK 166764100 2,260 18,599 SH   SOLE   18,422 30 147
CHEVRON CORP NEW COMMON STOCK 166764100 583 4,798 SH   DFND   4,677 121 0
CHUBB CORP COMMON STOCK 171232101 2,089 23,407 SH   SOLE   23,167 45 195
CHUBB CORP COMMON STOCK 171232101 173 1,937 SH   DFND   1,739 198 0
CINCINNATI FINL CORP COMMON STOCK 172062101 7 140 SH   SOLE   140 0 0
CINCINNATI FINL CORP COMMON STOCK 172062101 15 308 SH   DFND   308 0 0
CISCO SYS INC COMMON STOCK 17275R102 10 415 SH   SOLE   415 0 0
CITIGROUP INC COMMON STOCK 172967424 0 10 SH   SOLE   10 0 0
CLOROX CO COMMON STOCK 189054109 8 96 SH   SOLE   96 0 0
COCA COLA CO COMMON STOCK 191216100 1,160 30,616 SH   SOLE   30,248 90 278
COCA COLA CO COMMON STOCK 191216100 164 4,326 SH   DFND   4,326 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 1,654 27,906 SH   SOLE   27,650 60 196
COLGATE PALMOLIVE CO COMMON STOCK 194162103 148 2,495 SH   DFND   2,355 140 0
COMCAST CORP COMMON STOCK 20030N101 53 1,175 SH   SOLE   1,175 0 0
COMCAST CORP COMMON STOCK 20030N101 30 660 SH   DFND   660 0 0
CONAGRA FOODS INC COMMON STOCK 205887102 12 400 SH   SOLE   400 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 618 8,887 SH   SOLE   8,782 0 105
CONOCOPHILLIPS COMMON STOCK 20825C104 48 690 SH   DFND   555 135 0
COSTCO WHSL CORP NEW COMMON STOCK 22160K105 3 25 SH   SOLE   25 0 0
COSTCO WHSL CORP NEW COMMON STOCK 22160K105 17 150 SH   DFND   150 0 0
CULLEN FROST BKRS INC COMMON STOCK 229899109 80 1,130 SH   SOLE   1,130 0 0
CULLEN FROST BKRS INC COMMON STOCK 229899109 6 90 SH   DFND   90 0 0
CUSHING RENAISSANCE FD COMMON STOCK CLOSED E 231647108 11 500 SH   SOLE   500 0 0
DANAHER CORP DEL COMMON STOCK 235851102 3,445 49,700 SH   DFND   49,700 0 0
DEERE & CO COMMON STOCK 244199105 1,226 15,066 SH   SOLE   14,992 35 39
DEERE & CO COMMON STOCK 244199105 51 631 SH   DFND   631 0 0
DIAGEO P L C FOREIGN EQUITIES 25243Q205 1,979 15,571 SH   SOLE   15,428 35 108
DIAGEO P L C FOREIGN EQUITIES 25243Q205 113 886 SH   DFND   817 69 0
DICKS SPORTING GOODS INC COMMON STOCK 253393102 11 200 SH   SOLE   200 0 0
DISNEY WALT CO COMMON STOCK 254687106 93 1,446 SH   SOLE   1,446 0 0
DISNEY WALT CO COMMON STOCK 254687106 34 525 SH   DFND   525 0 0
DOMINION RESOURCES INC VA COMMON STOCK 25746U109 1,371 21,948 SH   SOLE   21,823 0 125
DOMINION RESOURCES INC VA COMMON STOCK 25746U109 332 5,311 SH   DFND   4,049 1,262 0
DOVER CORP COMMON STOCK 260003108 13 150 SH   SOLE   150 0 0
DOW CHEM CO COMMON STOCK 260543103 23 589 SH   SOLE   589 0 0
DOW CHEM CO COMMON STOCK 260543103 51 1,325 SH   DFND   875 450 0
DU PONT E I DE NEMOURS & COMMON STOCK 263534109 75 1,282 SH   SOLE   1,282 0 0
DU PONT E I DE NEMOURS & COMMON STOCK 263534109 16 272 SH   DFND   105 167 0
DUKE ENERGY CORP NEW COMMON STOCK 26441C204 20 295 SH   SOLE   295 0 0
DUKE ENERGY CORP NEW COMMON STOCK 26441C204 31 457 SH   DFND   457 0 0
E M C CORP MASS COMMON STOCK 268648102 6 250 SH   SOLE   250 0 0
E M C CORP MASS COMMON STOCK 268648102 10 400 SH   DFND   400 0 0
ECOLAB INC COMMON STOCK 278865100 59 600 SH   SOLE   600 0 0
EDISON INTL COMMON STOCK 281020107 5 105 SH   SOLE   105 0 0
EMERSON ELEC CO COMMON STOCK 291011104 1,486 22,972 SH   SOLE   22,850 60 62
EMERSON ELEC CO COMMON STOCK 291011104 133 2,055 SH   DFND   2,055 0 0
ENTERGY CORP NEW COMMON STOCK 29364G103 10 152 SH   SOLE   152 0 0
EXELON CORP COMMON STOCK 30161N101 9 291 SH   SOLE   291 0 0
EXELON CORP COMMON STOCK 30161N101 12 400 SH   DFND   0 400 0
EXELIXIS INC COMMON STOCK 30161Q104 0 7 SH   SOLE   7 0 0
EXPRESS SCRIPTS HLDG CO COMMON STOCK 30219G108 53 851 SH   SOLE   851 0 0
EXPRESS SCRIPTS HLDG CO COMMON STOCK 30219G108 10 162 SH   DFND   162 0 0
EXXON MOBIL COMMON STOCK 30231G102 3,250 37,775 SH   SOLE   37,585 35 155
EXXON MOBIL COMMON STOCK 30231G102 985 11,446 SH   DFND   10,334 1,112 0
FIRST COMMUNITY BANKSHARE COMMON STOCK 31983A103 34 2,100 SH   SOLE   2,100 0 0
FREEPORT-MCMORAN COPPER & COMMON STOCK 35671D857 22 673 SH   SOLE   673 0 0
FRONTIER COMMUNICATIONS C COMMON STOCK 35906A108 0 58 SH   SOLE   58 0 0
GALLAGHER ARTHUR J & CO COMMON STOCK 363576109 1,531 35,088 SH   SOLE   35,005 0 83
GALLAGHER ARTHUR J & CO COMMON STOCK 363576109 63 1,443 SH   DFND   1,270 173 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108 1,578 18,027 SH   SOLE   17,932 45 50
GENERAL DYNAMICS CORP COMMON STOCK 369550108 80 912 SH   DFND   912 0 0
GENERAL ELECTRIC COMPANY COMMON STOCK 369604103 1,072 44,899 SH   SOLE   44,615 0 284
GENERAL ELECTRIC COMPANY COMMON STOCK 369604103 565 23,647 SH   DFND   22,713 934 0
GENERAL MLS INC COMMON STOCK 370334104 1,796 37,498 SH   SOLE   37,179 72 247
GENERAL MLS INC COMMON STOCK 370334104 114 2,388 SH   DFND   2,251 137 0
GENUINE PARTS CO COMMON STOCK 372460105 2,068 25,568 SH   SOLE   25,357 45 166
GENUINE PARTS CO COMMON STOCK 372460105 126 1,556 SH   DFND   1,464 92 0
GLAXO SMITHKLINE PLC FOREIGN EQUITIES 37733W105 10 203 SH   SOLE   203 0 0
GLAXO SMITHKLINE PLC FOREIGN EQUITIES 37733W105 25 500 SH   DFND   0 500 0
HCP INC COMMON STOCK 40414L109 8 200 SH   SOLE   200 0 0
HSBC HOLDINGS PLC FOREIGN EQUITIES 404280406 50 929 SH   SOLE   929 0 0
HAWAIIN ELECTRIC COMMON STOCK 419870100 8 300 SH   DFND   300 0 0
HERSHEY FOODS CORP COMMON STOCK 427866108 32 350 SH   DFND   350 0 0
HEWLETT PACKARD CO COMMON STOCK 428236103 5 218 SH   DFND   0 218 0
HOME DEPOT INC COMMON STOCK 437076102 1,266 16,689 SH   SOLE   16,401 0 288
HOME DEPOT INC COMMON STOCK 437076102 109 1,437 SH   DFND   1,141 296 0
HUBBELL INC COMMON STOCK 443510201 35 333 SH   DFND   333 0 0
HUNTINGTON INGALLS INDS I COMMON STOCK 446413106 1 16 SH   DFND   16 0 0
ILLINOIS TOOL WKS INC COMMON STOCK 452308109 2,537 33,271 SH   SOLE   33,062 55 154
ILLINOIS TOOL WKS INC COMMON STOCK 452308109 113 1,479 SH   DFND   1,371 108 0
INTEL CORP COMMON STOCK 458140100 1,863 81,303 SH   SOLE   80,586 110 607
INTEL CORP COMMON STOCK 458140100 133 5,811 SH   DFND   4,930 881 0
INTL BUSINESS MACHINES COMMON STOCK 459200101 2,106 11,373 SH   SOLE   11,249 15 109
INTL BUSINESS MACHINES COMMON STOCK 459200101 315 1,703 SH   DFND   1,481 222 0
ISHARES TR MSCI EAFE INDE EQUITY ETF 464287465 51 804 SH   SOLE   804 0 0
ISHARES COMMON STOCK 464287481 8 97 SH   SOLE   97 0 0
ISHARES EQUITY ETF 464287655 19 182 SH   DFND   182 0 0
J P MORGAN CHASE & CO COMMON STOCK 46625H100 27 521 SH   SOLE   521 0 0
J P MORGAN CHASE & CO COMMON STOCK 46625H100 31 604 SH   DFND   454 150 0
ALERIAN ENERGY MLP INDEX EQUITY ETF 46625H365 8,162 183,052 SH   SOLE   181,865 300 887
ALERIAN ENERGY MLP INDEX EQUITY ETF 46625H365 425 9,528 SH   DFND   8,573 955 0
JANUS CAP GROUP INC COMMON STOCK 47102X105 1,522 178,820 SH   SOLE   177,356 350 1,114
JANUS CAP GROUP INC COMMON STOCK 47102X105 83 9,708 SH   DFND   8,858 850 0
JETBLUE AWYS CORP COMMON STOCK 477143101 1 112 SH   SOLE   112 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 2,553 29,457 SH   SOLE   29,181 45 231
JOHNSON & JOHNSON COMMON STOCK 478160104 572 6,595 SH   DFND   6,169 426 0
JOHNSON CTLS INC COMMON STOCK 478366107 21 510 SH   SOLE   510 0 0
KELLOGG CO COMMON STOCK 487836108 8 130 SH   SOLE   130 0 0
KENNAMETAL INC COMMON STOCK 489170100 5 100 SH   SOLE   100 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103 1,804 19,145 SH   SOLE   18,943 40 162
KIMBERLY CLARK CORP COMMON STOCK 494368103 113 1,201 SH   DFND   935 266 0
KINDER MORGAN MANAGEMENT PARTNERSHIPS 49455U100 7 91 SH   SOLE   91 0 0
KINDER MORGAN INC DEL COMMON STOCK 49456B101 1 32 SH   SOLE   32 0 0
KRAFT FOODS GROUP INC COMMON STOCK 50076Q106 77 1,476 SH   SOLE   1,476 0 0
KRAFT FOODS GROUP INC COMMON STOCK 50076Q106 12 230 SH   DFND   230 0 0
LABORATORY CORP AMER HLDG COMMON STOCK 50540R409 40 400 SH   SOLE   400 0 0
LANDAUER INC COMMON STOCK 51476K103 11 219 SH   SOLE   219 0 0
LIBERTY PPTY TR COMMON STOCK 531172104 7 200 SH   SOLE   200 0 0
LIBERTY PPTY TR COMMON STOCK 531172104 18 500 SH   DFND   500 0 0
ELI LILLY & CO COMMON STOCK 532457108 9 173 SH   SOLE   173 0 0
ELI LILLY & CO COMMON STOCK 532457108 35 700 SH   DFND   700 0 0
LINEAR TECHNOLOGY CORP COMMON STOCK 535678106 6 141 SH   SOLE   141 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 2,108 16,526 SH   SOLE   16,387 32 107
LOCKHEED MARTIN CORP COMMON STOCK 539830109 147 1,151 SH   DFND   1,091 60 0
LOWES COS INC COMMON STOCK 548661107 1,476 31,001 SH   SOLE   30,807 110 84
LOWES COS INC COMMON STOCK 548661107 120 2,526 SH   DFND   2,126 400 0
LULULEMON ATHLETICA INC COMMON STOCK 550021109 73 1,000 SH   SOLE   1,000 0 0
LUNA INNOVATIONS COMMON STOCK 550351100 3 2,000 SH   SOLE   2,000 0 0
MAGELLAN MIDSTREAM PRTNRS COMMON STOCK 559080106 28 500 SH   SOLE   500 0 0
MARATHON OIL CORP COMMON STOCK 565849106 12 333 SH   SOLE   333 0 0
MARATHON PETE CORP COMMON STOCK 56585A102 11 166 SH   SOLE   166 0 0
MARKEL CORPORATION HOLDIN COMMON STOCK 570535104 52 100 SH   SOLE   100 0 0
MASTERCARD INC COMMON STOCK 57636Q104 135 200 SH   SOLE   200 0 0
MAXIM INTEGRATED PRODS IN COMMON STOCK 57772K101 7 238 SH   SOLE   238 0 0
MCCORMICK & CO INC COMMON STOCK 579780206 4 57 SH   SOLE   57 0 0
MCCORMICK & CO INC COMMON STOCK 579780206 13 196 SH   DFND   196 0 0
MCDONALDS CORP COMMON STOCK 580135101 1,939 20,159 SH   SOLE   19,990 30 139
MCDONALDS CORP COMMON STOCK 580135101 194 2,018 SH   DFND   1,269 749 0
MERCK & CO INC NEW COMMON STOCK 58933Y105 724 15,215 SH   SOLE   15,056 0 159
MERCK & CO INC NEW COMMON STOCK 58933Y105 91 1,913 SH   DFND   1,813 100 0
METLIFE INC COMMON STOCK 59156R108 70 1,481 SH   SOLE   1,481 0 0
METLIFE INC COMMON STOCK 59156R108 7 159 SH   DFND   0 159 0
MICROSOFT CORP COMMON STOCK 594918104 2,033 61,119 SH   SOLE   60,633 100 386
MICROSOFT CORP COMMON STOCK 594918104 186 5,581 SH   DFND   4,818 763 0
MICROSTRATEGY INC COMMON STOCK 594972408 42 400 SH   SOLE   400 0 0
MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104 6 141 SH   SOLE   141 0 0
MONDELEZ INTL INC COMMON STOCK 609207105 139 4,431 SH   SOLE   4,431 0 0
MONDELEZ INTL INC COMMON STOCK 609207105 22 692 SH   DFND   692 0 0
MONSANTO CO (NEW) COMMON STOCK 61166W101 60 575 SH   SOLE   575 0 0
MONSANTO CO (NEW) COMMON STOCK 61166W101 93 894 SH   DFND   894 0 0
MORGAN STANLEY DEAN WITTE COMMON STOCK 617446448 11 398 SH   DFND   398 0 0
NATIONAL BANKSHARES INC V COMMON STOCK 634865109 328 9,155 SH   SOLE   9,155 0 0
NATIONAL OILWELL VARCO IN COMMON STOCK 637071101 134 1,715 SH   SOLE   1,715 0 0
NEWBRIDGE BANCORP COMMON STOCK 65080T102 1 166 SH   SOLE   166 0 0
NEWMARKET CORP COMMON STOCK 651587107 12 40 SH   SOLE   40 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 52 644 SH   SOLE   644 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 8 100 SH   DFND   100 0 0
NIKE INC COMMON STOCK 654106103 24 326 SH   SOLE   326 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 87 1,123 SH   SOLE   1,123 0 0
NORTHERN TR CORP COMMON STOCK 665859104 1,898 34,899 SH   SOLE   34,572 70 257
NORTHERN TR CORP COMMON STOCK 665859104 100 1,841 SH   DFND   1,721 120 0
NORTHROP GRUMMAN CORP COMMON STOCK 666807102 10 100 SH   DFND   100 0 0
NOVARTIS A G FOREIGN EQUITIES 66987V109 2,225 29,007 SH   SOLE   28,765 55 187
NOVARTIS A G FOREIGN EQUITIES 66987V109 159 2,067 SH   DFND   1,865 202 0
NOVO-NORDISK A S FOREIGN EQUITIES 670100205 7 40 SH   SOLE   40 0 0
NUVEEN PREM INCOME MUN FD FIXED INC NON TAX ET 67062T100 15 1,150 SH   SOLE   1,150 0 0
NUVERRA ENVIRONMENTAL SOL COMMON STOCK 67091K104 6 2,682 SH   SOLE   2,682 0 0
OCCIDENTAL PETROLEUM CORP COMMON STOCK 674599105 34 359 SH   SOLE   359 0 0
OCCIDENTAL PETROLEUM CORP COMMON STOCK 674599105 28 300 SH   DFND   300 0 0
OMNICOM GROUP INC COMMON STOCK 681919106 1,667 26,281 SH   SOLE   26,167 60 54
OMNICOM GROUP INC COMMON STOCK 681919106 89 1,406 SH   DFND   1,292 114 0
ORACLE CORP COMMON STOCK 68389X105 32 950 SH   SOLE   950 0 0
ORACLE CORP COMMON STOCK 68389X105 7 200 SH   DFND   200 0 0
ORASURE TECHNOLOGIES INC COMMON STOCK 68554V108 1 200 SH   SOLE   200 0 0
P G & E CORP COMMON STOCK 69331C108 9 215 SH   SOLE   115 0 100
PNC FINANCIAL SERVICES GR COMMON STOCK 693475105 65 896 SH   SOLE   896 0 0
PPG INDS INC COMMON STOCK 693506107 1,487 8,900 SH   SOLE   8,842 35 23
PPG INDS INC COMMON STOCK 693506107 75 451 SH   DFND   451 0 0
PAYCHEX INC COMMON STOCK 704326107 1,401 34,486 SH   SOLE   34,291 95 100
PAYCHEX INC COMMON STOCK 704326107 66 1,625 SH   DFND   1,625 0 0
PEARSON PLC COMMON STOCK 705015105 4 217 SH   SOLE   217 0 0
PENN VA CORP COMMON STOCK 707882106 7 1,000 SH   SOLE   1,000 0 0
PEPCO HOLDINGS INC COMMON STOCK 713291102 6 300 SH   SOLE   0 0 300
PEPCO HOLDINGS INC COMMON STOCK 713291102 120 6,500 SH   DFND   6,500 0 0
PEPSICO INC COMMON STOCK 713448108 793 9,969 SH   SOLE   9,877 0 92
PEPSICO INC COMMON STOCK 713448108 87 1,100 SH   DFND   885 215 0
PFIZER INC COMMON STOCK 717081103 145 5,035 SH   SOLE   4,831 0 204
PFIZER INC COMMON STOCK 717081103 251 8,750 SH   DFND   8,750 0 0
PHILIP MORRIS INTL INC COMMON STOCK 718172109 2,194 25,337 SH   SOLE   25,165 35 137
PHILIP MORRIS INTL INC COMMON STOCK 718172109 198 2,285 SH   DFND   2,220 65 0
PHILLIPS 66 COMMON STOCK 718546104 223 3,858 SH   SOLE   3,806 0 52
PHILLIPS 66 COMMON STOCK 718546104 9 163 SH   DFND   96 67 0
PLUM CREEK TIMBER CO INC COMMON STOCK REIT 729251108 9 200 SH   SOLE   200 0 0
POWERSHARES QQQ TRUST COMMON STOCK 73935A104 12 150 SH   SOLE   150 0 0
PRAXAIR INC COMMON STOCK 74005P104 903 7,513 SH   SOLE   7,379 0 134
PRAXAIR INC COMMON STOCK 74005P104 59 491 SH   DFND   432 59 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 2,010 26,594 SH   SOLE   26,362 45 187
PROCTER & GAMBLE CO COMMON STOCK 742718109 287 3,795 SH   DFND   3,356 439 0
QUALCOMM INC COMMON STOCK 747525103 9 136 SH   SOLE   136 0 0
RAYTHEON CO COMMON STOCK 755111507 34 443 SH   SOLE   443 0 0
REPLIGEN CORP COMMON STOCK 759916109 1 100 SH   SOLE   100 0 0
ROCKWELL AUTOMATION INC COMMON STOCK 773903109 27 250 SH   DFND   0 250 0
ROCKWELL COLLINS INC COMMON STOCK 774341101 31 450 SH   DFND   0 450 0
ROGERS COMMUNICATIONS INC COMMON STOCK 775109200 7 170 SH   SOLE   170 0 0
ROYAL BK CDA MONTREAL QUE FOREIGN EQUITIES 780087102 6 100 SH   SOLE   100 0 0
ROYAL DUTCH SHELL PLC FOREIGN EQUITIES 780259107 15 214 SH   SOLE   214 0 0
ROYAL DUTCH SHELL PLC FOREIGN EQUITIES 780259206 97 1,475 SH   DFND   1,475 0 0
RYDEX ETF TRUST COMMON STOCK 78355W106 33 500 SH   SOLE   500 0 0
SPDR GOLD TRUST EQUITY ETF 78463V107 28 220 SH   SOLE   220 0 0
SPX CORP COMMON STOCK 784635104 26 302 SH   SOLE   302 0 0
SPDR SERIES TRUST EQUITY ETF 78464A755 20 545 SH   SOLE   545 0 0
SPDR SERIES TRUST EQUITY ETF 78464A763 32 460 SH   SOLE   460 0 0
SANOFI FOREIGN EQUITIES 80105N105 11 225 SH   SOLE   225 0 0
SAP AG FOREIGN EQUITIES 803054204 7 95 SH   SOLE   95 0 0
SCANA CORP NEW COMMON STOCK 80589M102 19 406 SH   SOLE   406 0 0
SCHLUMBERGER LTD FOREIGN EQUITIES 806857108 234 2,651 SH   SOLE   2,651 0 0
SIEMENS A G FOREIGN EQUITIES 826197501 1,850 15,351 SH   SOLE   15,231 30 90
SIEMENS A G FOREIGN EQUITIES 826197501 94 778 SH   DFND   714 64 0
SONOCO PRODUCTS CO COMMON STOCK 835495102 15 380 SH   SOLE   380 0 0
SOUTHERN COMPANY COMMON STOCK 842587107 88 2,147 SH   SOLE   2,147 0 0
SOUTHERN COMPANY COMMON STOCK 842587107 25 600 SH   DFND   600 0 0
SOUTHWEST AIRLS CO COMMON STOCK 844741108 1 100 SH   SOLE   100 0 0
SPECTRA ENERGY CORP COMMON STOCK 847560109 36 1,052 SH   SOLE   1,052 0 0
SPECTRA ENERGY CORP COMMON STOCK 847560109 17 511 SH   DFND   511 0 0
STAPLES INC COMMON STOCK 855030102 1,818 124,138 SH   SOLE   123,243 0 895
STAPLES INC COMMON STOCK 855030102 87 5,949 SH   DFND   4,053 1,896 0
STELLARONE CORP COMMON STOCK 85856G100 2,333 103,697 SH   SOLE   98,507 0 5,190
STELLARONE CORP COMMON STOCK 85856G100 3,036 134,953 SH   DFND   130,000 4,953 0
STRYKER CORP COMMON STOCK 863667101 22 331 SH   SOLE   331 0 0
SUBURBAN PROPANE PARTNERS COMMON STOCK 864482104 14 300 SH   DFND   300 0 0
SUMMIT FINANCIAL GROUP, I COMMON STOCK 86606G101 2 200 SH   SOLE   200 0 0
SUNTRUST BKS INC COMMON STOCK 867914103 72 2,225 SH   DFND   2,225 0 0
SYSCO CORP COMMON STOCK 871829107 1,457 45,803 SH   SOLE   45,459 100 244
SYSCO CORP COMMON STOCK 871829107 89 2,812 SH   DFND   2,260 552 0
TAIWAN SEMICONDUCTOR MFG COMMON STOCK 874039100 5 295 SH   SOLE   295 0 0
TARGET CORP COMMON STOCK 87612E106 16 243 SH   SOLE   243 0 0
TARGET CORP COMMON STOCK 87612E106 6 100 SH   DFND   100 0 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 8 200 SH   DFND   200 0 0
3M CO COM COMMON STOCK 88579Y101 2,245 18,802 SH   SOLE   18,645 35 122
3M CO COM COMMON STOCK 88579Y101 145 1,211 SH   DFND   921 290 0
TIME WARNER INC COMMON STOCK 887317303 3 48 SH   SOLE   48 0 0
TIME WARNER CABLE INC COMMON STOCK 88732J207 7 66 SH   SOLE   66 0 0
TOTAL FINA ELF S.A FOREIGN EQUITIES 89151E109 1,301 22,468 SH   SOLE   22,356 55 57
TOTAL FINA ELF S.A FOREIGN EQUITIES 89151E109 65 1,128 SH   DFND   1,128 0 0
TRAVELERS COMPANIES INC COMMON STOCK 89151E109 8 92 SH   SOLE   92 0 0
UDR INC COMMON STOCK REIT 902653104 14 572 SH   SOLE   572 0 0
UNILEVER PLC COMMON STOCK 904767704 7 181 SH   SOLE   181 0 0
UNION FIRST MKT BANKSH CP COMMON STOCK 90662P104 134 5,719 SH   SOLE   1,054 4,665 0
UNITED PARCEL SERVICE INC COMMON STOCK 911312106 2,047 22,404 SH   SOLE   22,229 40 135
UNITED PARCEL SERVICE INC COMMON STOCK 911312106 130 1,428 SH   DFND   1,348 80 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 2,274 21,096 SH   SOLE   20,917 35 144
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 151 1,404 SH   DFND   1,216 188 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 16 224 SH   SOLE   224 0 0
UNIVERSAL DISPLAY CORP COMMON STOCK 91347P105 3 100 SH   SOLE   100 0 0
V F CORPORATION COMMON STOCK 918204108 2,332 11,717 SH   SOLE   11,618 20 79
V F CORPORATION COMMON STOCK 918204108 142 711 SH   DFND   627 84 0
VALSPAR CORP COMMON STOCK 920355104 32 500 SH   SOLE   500 0 0
VANGUARD INTL EQUITY INDE EQUITY ETF 922042858 17 430 SH   SOLE   430 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 1,301 27,869 SH   SOLE   27,683 0 186
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 165 3,536 SH   DFND   2,776 760 0
VERSAR INC COMMON STOCK 925297103 0 100 SH   SOLE   100 0 0
VISA INC COMMON STOCK 92826C839 38 200 SH   SOLE   200 0 0
VODAFONE GROUP PLC NEW FOREIGN EQUITIES 92857W209 36 1,032 SH   SOLE   1,032 0 0
VODAFONE GROUP PLC NEW FOREIGN EQUITIES 92857W209 23 656 SH   DFND   656 0 0
WAL MART STORES INC COMMON STOCK 931142103 23 306 SH   SOLE   306 0 0
WAL MART STORES INC COMMON STOCK 931142103 18 249 SH   DFND   249 0 0
WALGREEN CO COMMON STOCK 931422109 2,639 49,061 SH   SOLE   48,513 85 463
WALGREEN CO COMMON STOCK 931422109 167 3,105 SH   DFND   2,636 469 0
WASHINGTON REAL ESTATE IN COMMON STOCK 939653101 15 600 SH   SOLE   600 0 0
WASTE MGMT INC DEL COMMON STOCK 94106L109 1,918 46,518 SH   SOLE   46,152 85 281
WASTE MGMT INC DEL COMMON STOCK 94106L109 119 2,879 SH   DFND   2,654 225 0
WELLPOINT INC COMMON STOCK 94973V107 36 428 SH   SOLE   428 0 0
WELLS FARGO & CO NEW COMMON STOCK 949746101 1,934 46,831 SH   SOLE   45,877 655 299
WELLS FARGO & CO NEW COMMON STOCK 949746101 104 2,526 SH   DFND   2,291 235 0
WEYERHAEUSER CO COMMON STOCK 962166104 8 291 SH   SOLE   291 0 0
WISCONSIN ENERGY CORP COMMON STOCK 976657106 48 1,200 SH   SOLE   1,200 0 0
YUM BRANDS INC COMMON STOCK 988498101 37 516 SH   SOLE   516 0 0
YUM BRANDS INC COMMON STOCK 988498101 62 864 SH   DFND   864 0 0
ZIMMER HLDGS INC COMMON STOCK 98956P102 16 200 SH   DFND   200 0 0