0001174947-17-001493.txt : 20171103 0001174947-17-001493.hdr.sgml : 20171103 20171103155544 ACCESSION NUMBER: 0001174947-17-001493 CONFORMED SUBMISSION TYPE: 10-Q PUBLIC DOCUMENT COUNT: 63 CONFORMED PERIOD OF REPORT: 20170930 FILED AS OF DATE: 20171103 DATE AS OF CHANGE: 20171103 FILER: COMPANY DATA: COMPANY CONFORMED NAME: WAYNE SAVINGS BANCSHARES INC /DE/ CENTRAL INDEX KEY: 0001036030 STANDARD INDUSTRIAL CLASSIFICATION: SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035] IRS NUMBER: 311557791 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 10-Q SEC ACT: 1934 Act SEC FILE NUMBER: 000-23433 FILM NUMBER: 171176356 BUSINESS ADDRESS: STREET 1: 151 N MARKET ST CITY: WOOSTER STATE: OH ZIP: 44691-4809 BUSINESS PHONE: 3302645767 MAIL ADDRESS: STREET 1: 151 N MARKET ST CITY: WOOSTER STATE: OH ZIP: 44691-4809 FORMER COMPANY: FORMER CONFORMED NAME: WAYNE SAVINGS BANKSHARES INC DATE OF NAME CHANGE: 19970319 10-Q 1 form10q-18946_wayn.htm 10-Q

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 10-Q

(Mark One)

QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the quarterly period ended September 30, 2017

TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the transition period from ___________ to ___________

Commission file number 0-23433

WAYNE SAVINGS BANCSHARES, INC.

(Exact Name of Registrant as Specified in its Charter)

Delaware		31-1557791
State or Other Jurisdiction of Incorporation or Organization		I.R.S. Employer Identification No.

151 North Market Street Wooster, Ohio 44691		44691
Address of Principal Executive Offices		Zip Code

330-264-5767

Registrant’s Telephone Number, Including Area Code

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes þ No ¨

Indicate by check mark whether the registrant has submitted electronically and posted on its corporate web site, if any, every Interactive Data File required to be submitted and posted pursuant to Rule 405 of Regulation S-T (§ 232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit and post such files). Yes þ No ¨

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, smaller reporting company, or an emerging growth company. See the definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company,” and “emerging growth company” in Rule 12b-2 of the Exchange Act.

Large accelerated filer ¨	Accelerated filer ¨
Non-accelerated filer ¨ (Do not check if a smaller reporting company)	Smaller reporting company þ
Emerging growth company ¨

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ¨

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Act). Yes ¨ No þ

As of October 31, 2017, the latest practicable date, 2,781,839 shares of the registrant’s common stock, $.10 par value, were issued and outstanding.

Wayne Savings Bancshares, Inc.

Index

			Page

PART I - FINANCIAL INFORMATION

	Item 1	Condensed Consolidated Balance Sheets	2

		Condensed Consolidated Statements of Income and Comprehensive Income	3

		Condensed Consolidated Statements of Cash Flows	4

		Notes to Condensed Consolidated Financial Statements	6

	Item 2	Management’s Discussion and Analysis of Financial Condition and Results of Operations	34

	Item 3	Quantitative and Qualitative Disclosures About Market Risk	49

	Item 4	Controls and Procedures	49


PART II - OTHER INFORMATION

	Item 1	Legal Proceedings	50

	Item 1A	Risk Factors	50

	Item 2	Unregistered Sales of Equity Securities and Use of Proceeds	50

	Item 3	Defaults Upon Senior Securities	50

	Item 4	Mine Safety Disclosures	50

	Item 5	Other Information	51

	Item 6	Exhibits	51

SIGNATURES			52

Index

Wayne Savings Bancshares, Inc.
Condensed Consolidated Balance Sheets
(In thousands, except share data)

	September 30, 2017			December 31, 2016
	(Unaudited)
Assets
Cash and due from banks	$	2,829		$	10,138
Interest-bearing deposits		4,133			6,618
Cash and cash equivalents		6,962			16,756

Available-for-sale securities		58,556			70,709
Held-to-maturity securities		11,749			9,559
Loans, net of allowance for loan losses of $3,250 and $3,040 at September 30, 2017 and December 31, 2016, respectively		343,872			332,283
Premises and equipment		6,163			6,420
Federal Home Loan Bank stock		4,226			4,226
Foreclosed assets held for sale, net		75			2
Accrued interest receivable		1,361			1,146
Bank-owned life insurance		10,029			9,827
Goodwill		1,719			1,719
Prepaid federal income taxes		—			264
Other assets		1,545			1,880
Total assets	$	446,257		$	454,791

Liabilities and Stockholders’ Equity
Liabilities
Deposits
Demand	$	113,178		$	111,213
Savings and money market		143,925			141,029
Time		113,292			131,491
Total deposits		370,395			383,733
Other short-term borrowings		7,148			7,246
Federal Home Loan Bank advances		22,300			18,000
Accrued federal income taxes		101			—
Deferred federal income taxes		39			184
Interest payable and other liabilities		3,676			4,600
Total liabilities		403,659			413,763
Commitments and Contingencies		—			—
Stockholders’ Equity

Preferred stock, 500,000 shares of $.10 par value authorized; no shares issued		—			—
Common stock, $.10 par value; authorized 9,000,000 shares; 3,978,731 shares issued		398			398
Additional paid-in capital		36,079			36,041
Retained earnings		23,760			22,317
Shares acquired by ESOP		(223	)		(273	)
Accumulated other comprehensive loss		(480	)		(519	)
Treasury stock, at cost: Common: 1,196,892 shares at September 30, 2017 and December 31, 2016.		(16,936	)		(16,936	)
Total stockholders’ equity		42,598			41,028
Total liabilities and stockholders’ equity	$	446,257		$	454,791

See accompanying notes to condensed consolidated financial statements.

Index

Wayne Savings Bancshares, Inc.

Condensed Consolidated Statements of Income and Comprehensive Income

For the three and nine months ended September 30, 2017 and 2016

(In thousands, except per share data)

(Unaudited)

	Three Months Ended September 30,						Nine Months Ended September 30,
	2017			2016			2017			2016
Interest and Dividend Income
Loans	$	3,641		$	3,375		$	10,646		$	9,753
Securities		452			516			1,406			1,712
Dividends on Federal Home Loan Bank stock and other		61			62			174			155
Total interest and dividend income		4,154			3,953			12,226			11,620

Interest Expense
Deposits		419			464			1,301			1,332
Other short-term borrowings		3			3			8			7
Federal Home Loan Bank advances		69			67			189			206
Total interest expense		491			534			1,498			1,545

Net Interest Income		3,663			3,419			10,728			10,075
Provision for Loan Losses		99			208			209			152
Net Interest Income After Provision for Loan Losses		3,564			3,211			10,519			9,923
Noninterest Income
Deposit service charges		163			161			466			443
Gain on loan sales		70			82			241			203
Gain (loss) on sale of foreclosed assets held for sale		5			(1	)		5			(6	)
Earnings on bank-owned life insurance		76			75			225			223
Interchange fees		114			101			332			300
Other operating		126			104			412			361
Total noninterest income		554			522			1,681			1,524
Noninterest Expense
Salaries and employee benefits		1,531			1,779			4,781			5,227
Net occupancy and equipment expense		601			545			1,654			1,581
Federal deposit insurance premiums		38			61			126			201
Franchise taxes		90			89			275			266
Advertising and marketing		68			74			200			216
Legal		98			27			445			117
Audit and accounting		106			87			322			252
Stockholder expense		25			31			287			89
Other		364			330			1,091			927
Total noninterest expense		2,921			3,023			9,181			8,876
Income Before Federal Income Taxes		1,197			710			3,019			2,571
Provision for Federal Income Taxes		342			160			832			640
Net Income	$	855		$	550		$	2,187		$	1,931
Other comprehensive income (loss):
Unrealized gains (losses) on available-for-sale securities		(127	)		(272	)		103			367
Unrecognized loss on split-dollar life insurance policy		—			—			(29	)		—
Tax (expense) benefit		43			92			(35	)		(125	)
Other comprehensive income (loss)		(84	)		(180	)		39			242
Total comprehensive income	$	771		$	370		$	2,226		$	2,173
Basic and Diluted Earnings Per Share	$	0.31		$	0.20		$	0.79		$	0.70
Dividends Per Share	$	0.09		$	0.09		$	0.27		$	0.27

See accompanying notes to condensed consolidated financial statements.

Index

Wayne Savings Bancshares, Inc.

Condensed Consolidated Statements of Cash Flows

For the nine months ended September 30, 2017 and 2016

(In thousands)

(Unaudited)

	Nine Months Ended September 30,
	2017			2016
Operating Activities
Net income	$	2,187		$	1,931
Items not requiring (providing) cash
Depreciation and amortization		514			496
Provision for loan losses		209			152
Amortization of premiums and discounts on securities		639			909
Amortization of mortgage servicing rights		29			31
Amortization of deferred loan origination fees		(50	)		(85	)
Increase in value of bank-owned life insurance		(202	)		(204	)
Amortization expense of stock benefit plan		89			68
Provision for impairment on foreclosed assets held for sale		12			24
(Gain) loss on sale of foreclosed assets held for sale		(5	)		6
Net gain on sale of loans		(241	)		(203	)
Proceeds from sale of loans in the secondary market		8,498			5,322
Origination of loans for sale in the secondary market		(8,257	)		(5,119	)
Deferred income taxes		(180	)		(196	)
Changes in
Accrued interest receivable		(215	)		(202	)
Other assets		570			(23	)
Interest payable and other liabilities		(299	)		(312	)
Net cash provided by operating activities		3,298			2,595
Investing Activities
Purchase of available-for-sale securities		—			(3,475	)
Purchase of held-to-maturity securities		(2,273	)		(895	)
Proceeds from maturities and paydowns of available-for-sale securities		11,662			17,551
Proceeds from maturities and paydowns of held-to-maturity securities		38			381
Net change in loans		(12,035	)		(28,442	)
Purchase of premises and equipment		(258	)		(401	)
Proceeds from the sale of premises and equipment		1			—
Proceeds from the sale of foreclosed assets		206			87
Net cash used in investing activities	$	(2,659	)	$	(15,194	)

See accompanying notes to condensed consolidated financial statements.

Index

Wayne Savings Bancshares, Inc.

Condensed Consolidated Statements of Cash Flows (continued)

For the nine months ended September 30, 2017 and 2016

(In thousands)

(Unaudited)

	Nine Months Ended September 30,
	2017			2016
Financing Activities
Net change in deposits	$	(13,338	)	$	14,106
Net change in other short-term borrowings		(98	)		417
Proceeds from Federal Home Loan Bank advances		41,450			14,875
Repayments of Federal Home Loan Bank advances		(37,150	)		(17,875	)
Advances by borrowers for taxes and insurance		(553	)		(474	)
Dividends on common stock		(744	)		(742	)
Net cash provided by (used in) financing activities		(10,433	)		10,307
Change in Cash and Cash Equivalents		(9,794	)		(2,292	)
Cash and Cash Equivalents, Beginning of period		16,756			11,156

Cash and Cash Equivalents, End of period	$	6,962		$	8,864
Supplemental Cash Flows Information
Interest paid on deposits and borrowings	$	1,494		$	1,552
Federal income taxes paid	$	575		$	400

Supplemental Disclosure of Non-Cash Investing and Financing Activities
Transfers from loans to foreclosed assets held for sale	$	287		$	106
Recognition of mortgage servicing rights	$	124		$	77
Dividends payable	$	250		$	250

See accompanying notes to condensed consolidated financial statements.

Index

Wayne Savings Bancshares, Inc.
Notes to Condensed Consolidated Financial Statements

Note 1:

Basis of Presentation

The accompanying unaudited condensed consolidated financial statements as of September 30, 2017 and for the three and nine months ended September 30, 2017 and 2016, were prepared in accordance with instructions for Form 10-Q and Article 10 of Regulation S-X and, therefore, do not include information or footnotes necessary for a complete presentation of financial position, results of operations and cash flows in conformity with accounting principles generally accepted in the United States of America. Accordingly, these condensed consolidated financial statements should be read in conjunction with the consolidated financial statements and notes thereto of Wayne Savings Bancshares, Inc. (the “Company”) included in the Annual Report on Form 10-K for the year ended December 31, 2016. Reference is made to the accounting policies of the Company described in the Notes to the Consolidated Financial Statements contained in the Company’s Annual Report on Form 10-K.

In the opinion of management, all adjustments (consisting only of normal recurring adjustments) which are necessary for a fair presentation of the unaudited financial statements have been included. The results of operations for the three and nine months ended September 30, 2017, are not necessarily indicative of the results which may be expected for the full year. The condensed consolidated balance sheet of the Company as of December 31, 2016 has been derived from the consolidated balance sheet of the Company as of that date.

Use of Estimates – The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates.

Note 2:

Subsequent event

On October 27, 2017, Wayne Savings Bancshares, Inc. (the "Company") notified the NASDAQ Stock Market of its intent to file a Notification of Removal from Listing and/or Registration Under Section 12(b) of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), with the Securities and Exchange Commission (the “SEC”) on or about November 7, 2017 to effect the voluntary delisting of its common stock from NASDAQ. The Company expects the delisting will be effective on or about November 17, 2017. The Company also announced its intention to terminate the registration of its common stock under Section 12(g) of the Exchange Act and to suspend its periodic reporting obligations with the SEC. The Company expects that its common stock will be quoted on the OTCQX Market beginning on or about November 20, 2017.

Index

Wayne Savings Bancshares, Inc.
Notes to Condensed Consolidated Financial Statements

Note 3:

Principles of Consolidation

The accompanying condensed consolidated financial statements include Wayne Savings Bancshares, Inc. and the Company’s wholly-owned subsidiary, Wayne Savings Community Bank (“Wayne Savings” or the “Bank”).

Wayne Savings has eleven full-service offices in Wayne, Holmes, Ashland, Medina and Stark counties. All significant intercompany transactions and balances have been eliminated in the consolidation.

Note 4:

Securities

The amortized cost and fair values, together with gross unrealized gains and losses, of securities are as follows:

	Amortized Cost		Gross Unrealized Gains		Gross Unrealized Losses		Fair Value
	(In thousands)
Available-for-sale securities
September 30, 2017:
U.S. government agencies	$	8	$	—	$	—	$	8
Mortgage-backed securities of government sponsored entities		47,184		349		345		47,188
State and political subdivisions		11,099		309		48		11,360
Totals	$	58,291	$	658	$	393	$	58,556

	Amortized Cost		Gross Unrealized Gains		Gross Unrealized Losses		Fair Value
Available-for-sale securities	(In thousands)
December 31, 2016:
U.S. government agencies	$	11	$	—	$	—	$	11
Mortgage-backed securities of government sponsored entities		58,797		399		582		58,614
Private-label collateralized mortgage obligations		41		—		1		40
State and political subdivisions		11,698		402		56		12,044
Totals	$	70,547	$	801	$	639	$	70,709

Index

Wayne Savings Bancshares, Inc.
Notes to Condensed Consolidated Financial Statements

	Amortized Cost		Gross Unrealized Gains		Gross Unrealized Losses		Fair Value
	(In thousands)
Held-to-maturity Securities:
September 30, 2017:
U.S. government agencies	$	15	$	—	$	—	$	15
Mortgage-backed securities of government sponsored entities		670		3		2		671
State and political subdivisions		11,064		108		64		11,108
Totals	$	11,749	$	111	$	66	$	11,794

	Amortized Cost		Gross Unrealized Gains		Gross Unrealized Losses		Fair Value
Held-to-maturity Securities:	(In thousands)
December 31, 2016:
U.S. government agencies	$	21	$	—	$	—	$	21
Mortgage-backed securities of government sponsored entities		704		7		—		711
State and political subdivisions		8,834		12		239		8,607
Totals	$	9,559	$	19	$	239	$	9,339

Amortized cost and fair value of available-for-sale securities and held-to-maturity securities at September 30, 2017 by contractual maturity are shown below. Expected maturities will differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties.

	Available-for-sale				Held-to-maturity
	Amortized Cost		Fair Value		Amortized Cost		Fair Value
	(In thousands)
One to five years	$	5,216	$	5,367	$	2,058	$	2,085
Five to ten years		4,547		4,633		3,340		3,318
After ten years		1,344		1,368		5,681		5,720
		11,107		11,368		11,079		11,123

Mortgage-backed securities of government sponsored entities		47,184		47,188		670		671
Totals	$	58,291	$	58,556	$	11,749	$	11,794

Index

Wayne Savings Bancshares, Inc.
Notes to Condensed Consolidated Financial Statements

The carrying value of securities pledged as collateral to secure public deposits and for other purposes was $37.6 million at September 30, 2017, compared to $43.7 million at December 31, 2016.

Certain investments in debt securities are reported in the financial statements at an amount less than their historical cost. The total fair value of these investments at September 30, 2017 and December 31, 2016 was $36.1 million and $49.8 million, which represented approximately 51% and 62%, respectively, of the Company’s total aggregate fair value of the available-for-sale and held-to-maturity investment portfolios. These decreases resulted primarily from changes in market interest rates.

Based on an evaluation of available evidence, including recent changes in market interest rates, credit rating information and information obtained from regulatory filings, management believes the decreases in fair value for these securities are temporary at September 30, 2017.

Should the impairment of any of these securities become other than temporary, the cost basis of the investment will be reduced and the resulting loss recognized in net income in the period the other-than-temporary impairment is identified.

The following table shows the gross unrealized losses and fair value of the Company’s temporarily impaired investments, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position.

Index

Wayne Savings Bancshares, Inc.
Notes to Condensed Consolidated Financial Statements

	September 30, 2017
	Less than 12 Months				More than 12 Months				Total
	Fair Value		Unrealized Losses		Fair Value		Unrealized Losses		Fair Value		Unrealized Losses
	(In thousands)
Mortgage-backed securities of government sponsored entities	$	14,503	$	111	$	15,777	$	236	$	30,280	$	347
State and political subdivisions		3,360		40		2,463		72		5,823		112
Total temporarily impaired securities	$	17,863	$	151	$	18,240	$	308	$	36,103	$	459

	December 31, 2016
	Less than 12 Months				More than 12 Months				Total
	Fair Value		Unrealized Losses		Fair Value		Unrealized Losses		Fair Value		Unrealized Losses
	(In thousands)
Mortgage-backed securities of government sponsored entities	$	32,810	$	409	$	7,978	$	173	$	40,788	$	582
Private-label collateralized mortgage obligations		—		—		40		1		40		1
State and political subdivisions		8,087		204		929		91		9,016		295
Total temporarily impaired securities	$	40,897	$	613	$	8,947	$	265	$	49,844	$	878

Note 5:

Credit Quality of Loans and the Allowance for Loan Losses

Loans

Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoffs are reported at their outstanding principal balances adjusted for unearned income, charge-offs, the allowance for loan losses, any unamortized deferred fees or costs on originated loans and unamortized premiums or discounts on purchased loans.

For loans amortized at cost, interest income is accrued based on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, as well as premiums and discounts, are deferred and amortized as a level yield adjustment over the term of the loan.

Index

Wayne Savings Bancshares, Inc.
Notes to Condensed Consolidated Financial Statements

The accrual of interest on mortgage and commercial loans is discontinued at the time the loan is 90 days past due unless the credit is well secured and in process of collection. Past due status is determined based on contractual terms of the loan. In all cases, loans are placed on nonaccrual or charged off at an earlier date if collection of principal or interest is considered doubtful.

All interest accrued but not collected for loans that are placed on nonaccrual or charged off is reversed against interest income. The interest on these loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current for a period of six months and future payments are reasonably assured.

Allowance for Loan Losses

The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to income. Loan losses are charged against the allowance when management believes the collectibility of a loan balance is in question. Subsequent recoveries, if any, are credited to the allowance.

The allowance for loan losses is evaluated on a regular basis by management and is based upon management’s periodic review of the collectibility of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the borrower’s ability to repay, estimated value of any underlying collateral and prevailing economic conditions. While management uses the best information available to make such evaluations, future adjustments to the allowance may be necessary if economic conditions differ substantially from the assumptions used in making the evaluations.

The allowance consists of allocated and general components. The allocated component relates to loans that are classified as impaired. For those loans that are classified as impaired, an allowance is established when the discounted cash flows (or collateral value or observable market price) of the impaired loan is lower than the carrying value of that loan. The general component covers nonclassified loans and is based on historical charge-off experience and expected loss given default derived from the Company’s internal risk rating process. Other adjustments may be made to the allowance for pools of loans after an assessment of internal or external influences on credit quality that are not fully reflected in the historical loss or risk rating data.

A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured on a loan-by-loan basis for commercial and construction loans by using the present value of expected future cash flows discounted at the loan’s effective interest rate, the loan’s obtainable market price or the fair value of the collateral if the loan is collateral dependent. Large groups of smaller balance homogenous loans are collectively evaluated for impairment. Accordingly, the Company does not separately identify individual consumer and residential loans for impairment measurements, unless such loans are the subject of a restructuring agreement due to financial difficulties of the borrower.

Index

Wayne Savings Bancshares, Inc.
Notes to Condensed Consolidated Financial Statements

The risk characteristics of each portfolio segment are as follows:

One-to-four Family Residential Real Estate Loans

For residential mortgage loans that are secured by one-to-four family residences and are generally owner occupied, the Company generally establishes a maximum loan-to-value ratio and requires private mortgage insurance if that ratio is exceeded. Home equity loans are typically secured by a subordinate interest in one-to-four family residences. Repayment can also be impacted by changes in property values on residential properties. Risk is mitigated by the fact that the loans are of smaller individual amounts and spread over a large number of borrowers.

All Other Mortgage Loans

All other mortgage loans consist of residential construction loans, nonresidential real estate loans, land loans and multi-family real estate loans.

Residential construction loan proceeds are disbursed in increments as construction progresses and as inspections warrant. Construction loans are typically structured as permanent one-to-four family loans originated by the Company with a 12-month construction phase. Accordingly, upon completion of the construction phase, there is no change in interest rate or term to maturity of the original construction loan, nor is a new permanent loan originated. These loans are generally owner occupied and the Company generally establishes a maximum loan-to-value ratio and requires private mortgage insurance if that ratio is exceeded.

Nonresidential real estate loans are negotiated on a case-by-case basis. Loans secured by nonresidential real estate generally involve a greater degree of risk than one-to-four family residential mortgage loans and carry larger loan balances. This increased credit risk is a result of several factors, including the concentration of principal in a limited number of loans and borrowers, the effects of general economic conditions on income-producing properties, and the increased difficulty of evaluating and monitoring these types of loans. Furthermore, the repayment of loans secured by nonresidential real estate is typically dependent upon the successful operation of the related real estate project. If the cash flow from the project is reduced, the borrower’s ability to repay the loan may be impaired.

The Company also originates a limited number of land loans secured by individual improved and unimproved lots for future residential construction. In addition, the Company originates loans to commercial customers with land held as the collateral.

Multi-family real estate loans generally involve a greater degree of credit risk than one-to-four family residential mortgage loans and carry larger loan balances. This increased credit risk is a result of several factors, including the concentration of principal in a limited number of loans and borrowers, the effects of general economic conditions on income-producing properties, and the increased difficulty of evaluating and monitoring these types of loans. Furthermore, the repayment of loans secured by multi-family real estate is typically dependent upon the successful operation of the related real estate property. If the cash flow from the project is reduced, the borrower’s ability to repay the loan may be impaired.

Index

Wayne Savings Bancshares, Inc.
Notes to Condensed Consolidated Financial Statements

Commercial Business Loans

Commercial business loans carry a higher degree of risk than one-to-four family residential loans. Such lending typically involves large loan balances concentrated in a single borrower or groups of related borrowers for rental or business properties. In addition, the payment experience on loans secured by income-producing properties is typically dependent on the success of the operation of the related project and thus is typically affected by adverse conditions in the real estate market and in the economy. The Company originates commercial loans generally in the $50,000 to $1,000,000 range with the majority of these loans being under $500,000. Commercial loans are generally underwritten based on the borrower’s ability to pay and assets such as buildings, land and equipment are taken as additional loan collateral. Each loan is evaluated for a level of risk and assigned a rating from “1” (the highest quality rating) to “7” (the lowest quality rating).

Consumer Loans

Consumer loans entail greater credit risk than residential mortgage loans, particularly in the case of consumer loans that are unsecured or secured by assets that depreciate rapidly, such as automobiles, mobile homes, boats, and recreational vehicles. In such cases, repossessed collateral for a defaulted consumer loan may not provide an adequate source of repayment for the outstanding loan and the remaining deficiency often does not warrant further substantial collection efforts against the borrower. In particular, amounts realizable on the sale of repossessed automobiles may be significantly reduced based upon the condition of the automobiles and the lack of demand for used automobiles.

The following presents by portfolio segment the activity in the allowance for loan losses for the three and nine months ended September 30, 2017 and 2016:

Three months ended September 30, 2017	One-to-four family residential			All other mortgage loans		Commercial business loans		Consumer loans		Total
	(In thousands)
Beginning balance	$	1,362		$	1,095	$	695	$	5	$	3,157
Provision (Credit) charged to expense		(111	)		203		—		7		99
Losses charged off		(7	)		—		—		—		(7	)
Recoveries		1			—		—		—		1
Ending balance	$	1,245		$	1,298	$	695	$	12	$	3,250

Three months ended September 30, 2016	One-to-four family residential			All other mortgage loans			Commercial business loans		Consumer loans		Total
	(In thousands)
Beginning balance	$	1,582		$	957		$	234	$	3	$	2,776
Provision (Credit) charged to expense		(105	)		238			75		—		208
Losses charged off		—			(78	)		—		—		(78	)
Recoveries		—			—			1		—		1
Ending balance	$	1,477		$	1,117		$	310	$	3	$	2,907

Index

Wayne Savings Bancshares, Inc.
Notes to Condensed Consolidated Financial Statements

Nine months ended September 30, 2017	One-to-four family residential			All other mortgage loans		Commercial business loans		Consumer loans		Total
	(In thousands)
Beginning balance	$	1,479		$	1,108	$	447	$	6	$	3,040
Provision (Credit) charged to expense		(234	)		190		247		6		209
Losses charged off		(30	)		—		—		—		(30	)
Recoveries		30			—		1		—		31
Ending balance	$	1,245		$	1,298	$	695	$	12	$	3,250

Nine months ended September 30, 2016	One-to-four family residential		All other mortgage loans			Commercial business loans		Consumer loans			Total
	(In thousands)
Beginning balance	$	1,346	$	1,210		$	279	$	2		$	2,837
Provision (Credit) charged to expense		130		(10	)		30		2			152
Losses charged off		—		(83	)		—		(1	)		(84	)
Recoveries		1		—			1		—			2
Ending balance	$	1,477	$	1,117		$	310	$	3		$	2,907

The following tables present the balance in the allowance for loan losses and the recorded investment in loans based on the portfolio segment and impairment method as of September 30, 2017 and December 31, 2016:

September 30, 2017	One-to-four family residential		All other mortgage loans		Commercial business loans		Consumer loans		Total
Allowance Balances:	(In thousands)
Ending balance:
Individually evaluated for impairment	$	143	$	159	$	434	$	5	$	741
Collectively evaluated for impairment		1,102		1,139		261		7		2,509
Total allowance for loan losses	$	1,245	$	1,298	$	695	$	12	$	3,250
Loan Balances:
Ending balance:
Individually evaluated for impairment	$	1,330	$	1,123	$	525	$	5	$	2,983
Collectively evaluated for impairment		190,763		135,090		25,461		2,143		353,457
Total balance	$	192,093	$	136,213	$	25,986	$	2,148	$	356,440

Index

Wayne Savings Bancshares, Inc.
Notes to Condensed Consolidated Financial Statements

December 31, 2016	One-to-four family residential		All other mortgage loans		Commercial business loans		Consumer loans		Total
Allowance Balances:	(In thousands)
Ending balance:
Individually evaluated for impairment	$	323	$	151	$	184	$	—	$	658
Collectively evaluated for impairment		1,156		957		263		6		2,382
Total allowance for loan losses	$	1,479	$	1,108	$	447	$	6	$	3,040

Loan Balances:
Ending balance:
Individually evaluated for impairment	$	1,527	$	1,067	$	547	$	—	$	3,141
Collectively evaluated for impairment		191,897		120,890		22,668		2,193		337,648
Total balance	$	193,424	$	121,957	$	23,215	$	2,193	$	340,789

Total loans in the above tables do not include deferred loan origination fees of $725,000 and $747,000 or loans in process of $8.6 million and $4.7 million, respectively, for September 30, 2017 and December 31, 2016.

The following tables present the credit risk profile of the Bank’s loan portfolio based on rating category and payment activity as of September 30, 2017 and December 31, 2016:

September 30, 2017	One-to-four family residential		All other mortgage loans		Commercial business loans		Consumer loans
	(In thousands)
Rating *
Pass (Risk 1-4)	$	188,779	$	131,592	$	25,311	$	2,142
Special Mention (Risk 5)		—		2,232		32		—
Substandard (Risk 6)		3,314		2,389		643		6
Total	$	192,093	$	136,213	$	25,986	$	2,148

December 31, 2016	One-to-four family residential		All other mortgage loans		Commercial business loans		Consumer loans
	(In thousands)
Rating *
Pass (Risk 1-4)	$	189,975	$	119,503	$	22,427	$	2,193
Special Mention (Risk 5)		—		—		—		—
Substandard (Risk 6)		3,449		2,454		788		—
Total	$	193,424	$	121,957	$	23,215	$	2,193

Index

Wayne Savings Bancshares, Inc.
Notes to Condensed Consolidated Financial Statements

There were no loans classified as Doubtful (Risk 7) at either September 30, 2017 or at December 31, 2016.

Ratings are generally assigned to consumer and residential mortgage loans on a “pass” or “fail” basis, where “fail” results in a substandard classification. Commercial loans, both secured by real estate or other assets or unsecured, are analyzed in accordance with an analytical matrix codified in the Bank’s loan policy that produces a risk rating as described below.

Risk 1 is unquestioned credit quality for any credit product. Loans are secured by cash and near cash collateral with immediate access to proceeds.

Risk 2 is very low risk with strong credit and repayment sources. Borrower is well capitalized in a stable industry, financial ratios exceed peers and financial trends are positive.

Risk 3 is very favorable risk with highly adequate credit strength and repayment sources. Borrower has good overall financial condition and adequate capitalization.

Risk 4 is acceptable, average risk with adequate credit strength and repayment sources. Collateral positions must be within Bank policies.

Risk 5 or “Special Mention,” also known as “watch,” has potential weakness that deserves Management’s close attention. This risk includes loans where the borrower has developed financial uncertainties or the borrower is resolving the financial uncertainties. Bank credits have been secured or negotiations will be ongoing to secure further collateral.

Risk 6 or “Substandard” loans are inadequately protected by the current net worth and paying capacity of the borrower or of the collateral pledged. This risk category contains loans that exhibit a weakening of the borrower’s credit strength with limited credit access and all nonperforming loans.

Risk 7 or “Doubtful” loans are significantly under protected by the current net worth and paying capacity of the borrower or of the collateral pledged. This risk category contains loans that are likely to experience a loss of some magnitude, but where the amount of the expected loss is not known with enough certainty to allow for an accurate calculation of a loss amount for charge-off. This category is considered to be temporary until a charge-off amount can be reasonably determined.

Index

Wayne Savings Bancshares, Inc.
Notes to Condensed Consolidated Financial Statements

The following tables present the Bank’s loan portfolio aging analysis for September 30, 2017 and December 31, 2016:

September 30, 2017	30-59 Days Past Due		60-89 Days Past Due		Greater Than 90 Days		Total Past Due		Current		Total Loans Receivable
	(In thousands)
One-to-four family residential loans	$	56	$	284	$	237	$	577	$	191,516	$	192,093
All other mortgage loans		183		—		63		246		135,967		136,213
Commercial business loans		14		50		517		581		25,405		25,986
Consumer loans		5		—		1		6		2,142		2,148
Total	$	258	$	334	$	818	$	1,410	$	355,030	$	356,440

December 31, 2016	30-59 Days Past Due		60-89 Days Past Due		Greater Than 90 Days		Total Past Due		Current		Total Loans Receivable
	(In thousands)
One-to-four family residential loans	$	442	$	419	$	959	$	1,820	$	191,604	$	193,424
All other mortgage loans		—		—		63		63		121,894		121,957
Commercial business loans		15		—		23		38		23,177		23,215
Consumer loans		8		—		—		8		2,185		2,193
Total	$	465	$	419	$	1,045	$	1,929	$	338,860	$	340,789

Nonaccrual loans were comprised of the following at:

Non-accrual loans	September 30, 2017		December 31, 2016
	(In thousands)
One-to-four family residential loans	$	1,127	$	1,473
All other mortgage loans		824		62
Commercial business loans		518		23
Consumer loans		1		—
Total	$	2,470	$	1,558

Index

Wayne Savings Bancshares, Inc.
Notes to Condensed Consolidated Financial Statements

A loan is considered impaired, in accordance with the impairment accounting guidance (ASC 310-10-35-16), when based on current information and events, it is probable the Bank will be unable to collect all amounts due from the borrower in accordance with the contractual terms of the loan. Impaired loans include nonperforming commercial loans but also include loans modified in troubled debt restructurings where concessions have been granted to borrowers experiencing financial difficulties. These concessions could include a reduction in the interest rate on the loan, payment extensions, forgiveness of principal, forbearance or other actions intended to maximize collection. Information with respect to the Company’s impaired loans at September 30, 2017 and December 31, 2016 in combination with activity for the three and nine months ended September 30, 2017 and 2016 is presented below:

	As of September 30, 2017						Three months ended September 30, 2017				Nine months ended September 30, 2017
	Recorded Balance		Unpaid Principal Balance		Specific Allowance		Average Investment in Impaired Loans		Interest Income Recognized		Average Investment in Impaired Loans		Interest Income Recognized
	(In thousands)
Loans without a specific valuation allowance
One-to-four family residential loans	$	1,122	$	1,136	$	—	$	1,130	$	10	$	1,146	$	29
All other mortgage loans		213		213		—		216		4		220		13
Commercial business loans		—		—		—		—		—		—		—
Consumer loans		—		—		—		—		—		—		—

Loans with a specific valuation allowance
One-to-four family residential loans		208		208		143		273		—		333		—
All other mortgage loans		910		910		159		875		14		857		42
Commercial business loans		525		525		434		542		7		551		21
Consumer loans		5		5		5		3		—		2		—

Total:
One-to-four family residential loans	$	1,330	$	1,344	$	143	$	1,403	$	10		1,479	$	29
All other mortgage loans		1,123		1,123		159		1,091		18		1,077		55
Commercial business loans		525		525		434		542		7		551		21
Consumer loans		5		5		5		3		—		2		—
	$	2,983	$	2,997	$	741	$	3,039	$	35	$	3,109	$	105

Index

Wayne Savings Bancshares, Inc.
Notes to Condensed Consolidated Financial Statements

	As of December 31, 2016						Three months ended September 30, 2016				Nine months ended September 30, 2016
	Recorded Balance		Unpaid Principal Balance		Specific Allowance		Average Investment in Impaired Loans		Interest Income Recognized		Average Investment in Impaired Loans		Interest Income Recognized
	(In thousands)
Loans without a specific valuation allowance
One-to-four family residential loans	$	1,121	$	1,189	$	—	$	1,024	$	10	$	1,044	$	30
All other mortgage loans		226		226		—		1,045		17		782		52
Commercial business loans		—		—		—		—		—		—		—

Loans with a specific valuation allowance
One-to-four family residential loans		406		406		323		652		—		911		—
All other mortgage loans		841		841		151		159		—		390		—
Commercial business loans		547		547		184		49		1		40		1

Total:
One-to-four family residential loans	$	1,527	$	1,595	$	323	$	1,676	$	10	$	1,955	$	30
All other mortgage loans		1,067		1,067		151		1,204		17		1,172		52
Commercial business loans		547		547		184		49		1		40		1
	$	3,141	$	3,209	$	658	$	2,929	$	28	$	3,167	$	56

The interest income recognized in the above tables reflects interest income recognized and is not materially different from the cash basis method.

All TDR classifications are due to concessions being granted to borrowers experiencing financial difficulties. Concessions to borrowers can include exceptions to loan policy including high loan-to-value ratios, no private mortgage insurance (“PMI”) and high debt-to-income ratios, as well as term and rate exceptions. There were two TDR classifications of $134,000 that occurred in the 2017 year-to-date period. One of these borrowers received a rate concession, while the second borrower was advanced additional funds. There were $412,000 of TDR classifications that occurred in the 2016 year-to-date period and included the renewal of an interest-only loan as the customer repayments had not been in accordance with the original loan terms. The remaining loans that were classified as TDR’s during the 2016 year-to-date period were to the same borrower and were on a nonaccrual status. Each TDR has been individually evaluated for impairment with the appropriate specific valuation allowance included in the allowance for loan losses calculation. There were no TDR classifications which defaulted during the three and nine months ended September 30, 2017 and 2016. The Company considers TDRs that become 90 days or more past due under modified terms as subsequently defaulted.

Index

Wayne Savings Bancshares, Inc.
Notes to Condensed Consolidated Financial Statements

	Quarter-to-Date						Year-to-Date
Troubled Debt Restructurings	Number of loans		Pre- modification Recorded Principal Balance		Post- modification Recorded Principal Balance		Number of loans		Pre- modification Recorded Principal Balance		Post- modification Recorded Principal Balance
			(dollars in thousands)						(dollars in thousands)
September 30, 2017
One-to-four family residential loans		—	$	—	$	—		2	$	134	$	134

September 30, 2016
One-to-four family residential loans		—	$	—	$	—		8	$	412	$	412

Foreclosed assets held for sale include those properties that the Bank has obtained legal title to through a formal foreclosure process or the borrower conveying all interest in the property to the Bank through the completion of a deed in lieu of foreclosure or similar legal agreement. The following table presents the balance of mortgage loans collateralized by residential real estate properties held as foreclosed assets at September 30, 2017 and December 31, 2016.

	September 30, 2017		December 31, 2016
	Recorded Investment
	(In thousands)
One-to-four family residential loans	$	75	$	2

Banks foreclose on certain properties in the normal course of business when it is more probable than not that the loan balance will not be recovered through scheduled payments. Foreclosure is usually a last resort and begins after all other collection efforts have been exhausted. The following table presents the balance of those mortgage loans collateralized by residential real estate properties that are in the formal process of foreclosure at September 30, 2017 and December 31, 2016.

	September 30, 2017		December 31, 2016
	Recorded Investment
	(In thousands)
One-to-four family residential loans	$	143	$	97

Index

Wayne Savings Bancshares, Inc.
Notes to Condensed Consolidated Financial Statements

Note 6: Goodwill

The following table presents the balance of goodwill at September 30, 2017 and December 31, 2016:

	September 30, 2017		December 31, 2016
	(In thousands)
Goodwill	$	1,719	$	1,719

The Company is required to annually test goodwill for impairment or more frequently if impairment indicators exist. The Company’s testing of goodwill at November 30, 2016 indicated there was no impairment in the carrying value of the related asset. There have been no indicators of impairment during 2017.

Note 7:

Repurchase Agreements

Repurchase agreements are offered by the Bank to commercial business customers to provide them with an opportunity to earn a return on their excess cash balances. These repurchase agreements are considered secured borrowings and are reported in other short-term borrowings. On a daily basis the Bank transfers securities to these customers in exchange for their cash and subsequently agrees to repurchase those same securities the next business day. In the event the Bank is unable to repurchase the securities from the customer, the customer will then have a claim against those securities.

The following table presents the fair value and type of securities pledged as collateral in exchange for these short-term borrowings at September 30, 2017 and December 31, 2016.

	September 30, 2017		December 31, 2016
	(In thousands)
Repurchase Agreements
Mortgage-backed securities of government sponsored entities	$	7,148	$	7,246
Gross amount of recognized liabilities for repurchase agreements in other short-term borrowings	$	7,148	$	7,246

The contractual maturities of the repurchase agreements is overnight and continuous for both September 30, 2017 and December 31, 2016.

Index

Wayne Savings Bancshares, Inc.
Notes to Condensed Consolidated Financial Statements

Note 8:

Earnings Per Share

Basic earnings per common share is computed based upon the weighted-average number of common shares outstanding during the period, less shares in the Company’s Employee Stock Ownership Plan (“ESOP”) that are unallocated and not committed to be released. There were no dilutive shares at September 30, 2017 or September 30, 2016.

The computations are as follows:

	Three months ended September 30,				Nine months ended September 30,
	2017		2016		2017		2016
Net income (in thousands)	$	855	$	550	$	2,187	$	1,931
Weighted-average common shares outstanding		2,754,573		2,747,567		2,754,573		2,747,567
Net income per share	$	0.31	$	0.20	$	0.79	$	0.70

Note 9:

Regulatory Matters

The Bank is subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory–and possibly additional discretionary–actions by regulators that, if undertaken, could have a direct material effect on the Company’s and the Bank’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines that involve quantitative measures of assets, liabilities and certain off-balance-sheet items as calculated under regulatory accounting practices. The capital amounts and the Bank’s capital classification are also subject to qualitative judgments by the regulators about components, risk weightings and other factors. Furthermore the Bank’s regulators could require adjustments to regulatory capital not reflected in these financial statements.

The Bank must give notice to, or under certain conditions specified by regulation, apply to, the Federal Reserve Bank of Cleveland prior to declaring a dividend to the Company. Under existing regulatory guidance, a dividend is generally permissible without regulatory approval if the institution is considered to be “well capitalized” and the dividend does not exceed current year-to-date net income plus the change in retained earnings for the previous two calendar years. An Ohio-chartered savings association must seek advance approval of the Superintendent of the Ohio Division of Financial Institutions before declaring a dividend that would exceed the total of the savings association’s net profits for that year combined with its retained net profits of the preceding two years, less any required transfers to surplus.

Quantitative measures established by regulation to ensure capital adequacy require the Bank to maintain minimum amounts and ratios (set forth in the following table) of Tier 1 capital to average assets, of Tier 1 common equity capital to risk-weighted assets, of Tier 1 capital to risk-weighted assets, and of total risk-based capital to risk-weighted assets, all as defined in the regulations. Management believes, as of September 30, 2017, that the Bank met all capital adequacy requirements to which it is subject.

As of September 30, 2017, based on the computations for the call report the Bank is classified as well capitalized under the regulatory framework for prompt corrective action. To be categorized as well capitalized, the Bank must maintain capital ratios as set forth in the table below. There are no conditions or events since September 30, 2017, that management believes have changed the Bank’s capital classification.

Index

Wayne Savings Bancshares, Inc.
Notes to Condensed Consolidated Financial Statements

The Bank’s actual capital amounts and ratios as of September 30, 2017 and December 31, 2016 are presented in the following table.

	Actual				For Capital Adequacy Purposes				To Be Well Capitalized Under Prompt Corrective Action Provisions
	Amount		Ratio		Amount		Ratio		Amount		Ratio
As of September 30, 2017
Tier 1 capital to average assets	$	39,967		9.0%	$	17,740		4.0%	$	22,174		5.0%
Tier 1 common equity capital to risk- weighted assets		39,967		12.9%		13,918		4.5%		20,104		6.5%
Tier 1 capital to risk-weighted assets		39,967		12.9%		18,558		6.0%		24,744		8.0%
Total risk-based capital to risk- weighted assets		43,221		14.0%		24,744		8.0%		30,929		10.0%
As of December 31, 2016
Tier 1 capital to average assets	$	38,133		8.5%	$	17,850		4.0%	$	22,313		5.0%
Tier 1 common equity capital to risk- weighted assets		38,133		13.0%		13,159		4.5%		19,007		6.5%
Tier 1 capital to risk-weighted assets		38,133		13.0%		17,545		6.0%		23,393		8.0%
Total risk-based capital to risk- weighted assets		41,176		14.1%		23,393		8.0%		29,241		10.0%

Effective January 1, 2015, new regulatory capital requirements commonly referred to as “Basel III” were implemented and are reflected in the capital table above. Management opted out of the accumulated other comprehensive income treatment under the new requirements, and as such unrealized gains and losses from available-for-sale securities will continue to be excluded from Bank regulatory capital.

Implementation of the deductions and other adjustments to Common Equity Tier 1 (CET1) began on January 1, 2015, and will phase in over a four-year period (beginning at 40% on January 1, 2015, with an additional 20% per year thereafter). Under the new rule, in order to avoid limitations on capital distributions, including dividend payments and certain discretionary bonus payments to executive officers, a banking organization must hold a capital conservation buffer composed of CET1 capital above its minimum risk-based capital requirements. The implementation of the capital conservation buffer began on January 1, 2016, at the 0.625% level and will phase in over a four-year period (increasing by that amount on each subsequent January 1 until it reaches 2.5% on January 1, 2019). The above capital ratio requirements table excludes the capital conservation buffer.

Note 10:

Accumulated Other Comprehensive Income (Loss)

The components of accumulated other comprehensive income (loss), included in stockholders’ equity, are as follows:

	Gross Unrealized Gains on Available-for- Sale Securities		Net Unrealized Loss for Unfunded Status of Split-Dollar Life Insurance Plan Liability (tax-free)			Gross Unrealized Loss for Unfunded Status of Defined Benefit Plan			Tax Effect		Total Accumulated Other Comprehensive Income (Loss)
	(In thousands)
September 30, 2017	$	265	$	(160	)	$	(750	)	$	165	$	(480	)

December 31, 2016	$	162	$	(131	)	$	(750	)	$	200	$	(519	)

Index

Wayne Savings Bancshares, Inc.
Notes to Condensed Consolidated Financial Statements

There were no amounts reclassified out of accumulated other comprehensive income (loss) during the

three and nine months ended September 30, 2017 or 2016.

Note 11:

Fair Value Measurements

Fair value is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. Fair value measurements must maximize the use of observable inputs and minimize the use of unobservable inputs. There is a hierarchy of three levels of inputs that may be used to measure fair value:

	Level 1	Quoted prices in active markets for identical assets or liabilities
	Level 2	Observable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities
	Level 3	Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities

Recurring Measurements

Following is a description of the valuation methodologies used for assets measured at fair value on a recurring basis and recognized in the Company’s consolidated balance sheets, as well as the general classification of such instruments pursuant to the valuation hierarchy.

Available-for-sale Securities

Where quoted market prices are available in an active market, securities are classified within Level 1 of the valuation hierarchy. If quoted market prices are not available, then fair values are estimated by using quoted prices of securities with similar characteristics or independent asset pricing services and pricing models, the inputs of which are market-based or independently sourced market parameters, including, but not limited to, yield curves, interest rates, volatilities, prepayments, defaults, cumulative loss projections and cash flows. Such securities are classified in Level 2 of the valuation hierarchy.

The following table presents the fair value measurements of assets measured at fair value on a recurring basis and the level within the fair value hierarchy in which the fair value measurements fall at September 30, 2017 and December 31, 2016:

Index

Wayne Savings Bancshares, Inc.
Notes to Condensed Consolidated Financial Statements

			Fair Value Measurement Using
	Fair Value		Quoted Prices in Active Markets for Identical Assets (Level 1)		Significant Other Observable Inputs (Level 2)		Significant Unobservable Inputs (Level 3)
	(In thousands)
September 30, 2017
U.S. government agencies	$	8	$	—	$	8	$	—
Mortgage-backed securities of government sponsored entities		47,188		—		47,188		—
State and political subdivisions		11,360		—		11,360		—

			Fair Value Measurement Using
	Fair Value		Quoted Prices in Active Markets for Identical Assets (Level 1)		Significant Other Observable Inputs (Level 2)		Significant Unobservable Inputs (Level 3)
	(In thousands)
December 31, 2016
U.S. government agencies	$	11	$	—	$	11	$	—
Mortgage-backed securities of government sponsored entities		58,614		—		58,614		—
Private-label collateralized mortgage obligations		40		—		40		—
State and political subdivisions		12,044		—		12,044		—

Index

Wayne Savings Bancshares, Inc.
Notes to Condensed Consolidated Financial Statements

Nonrecurring Measurements

Certain assets may be required to be measured at fair value on a nonrecurring basis in periods subsequent to their initial recognition. These assets are not measured at fair value on an ongoing basis; however, they are subject to fair value adjustments in certain circumstances, such as when there is evidence of impairment.

Collateral-dependent Impaired Loans, Net of ALLL

The estimated fair value of collateral-dependent impaired loans is based on the appraised fair value of the collateral, less estimated cost to sell. Collateral-dependent impaired loans are classified within Level 3 of the fair value hierarchy.

The Company considers the appraisal or evaluation as the starting point for determining fair value and then considers other factors and events in the environment that may affect the fair value. Appraisals of the collateral underlying collateral-dependent loans are obtained when the loan is determined to be collateral-dependent and subsequently as deemed necessary by the office of the Chief Financial Officer. Appraisals are reviewed for accuracy and consistency by the Credit Analyst. Appraisers are selected from the list of approved appraisers maintained by management. The appraised values are reduced by discounts to consider lack of marketability and estimated cost to sell if repayment or satisfaction of the loan is dependent on the sale of the collateral. These discounts and estimates are developed by the office of the Chief Financial Officer by comparison to historical results.

Foreclosed Assets Held for Sale

Foreclosed assets held for sale are carried at the lower of fair value at acquisition date or current estimated fair value, less estimated cost to sell when the real estate is acquired. Estimated fair value of real estate is based on appraisals or evaluations. Foreclosed assets held for sale are classified within Level 3 of the fair value hierarchy.

Appraisals of real estate are obtained when the real estate is acquired and subsequently as deemed necessary by the Chief Financial Officer. Appraisals are reviewed internally for accuracy and consistency in accordance with regulatory requirements. Appraisers are selected from the list of approved appraisers maintained by management.

The following table presents the fair value measurements of assets measured at fair value on a nonrecurring basis and the level within the fair value hierarchy in which the fair value measurements fall at September 30, 2017 and December 31, 2016.

Index

Wayne Savings Bancshares, Inc.
Notes to Condensed Consolidated Financial Statements

			Fair Value Measurement Using
	Fair Value		Quoted Prices in Active Markets for Identical Assets (Level 1)		Significant Other Observable Inputs (Level 2)		Significant Unobservable Inputs (Level 3)
	(In thousands)
September 30, 2017
Collateral-dependent impaired loans	$	94	$	—	$	—	$	94
Foreclosed assets		27		—		—		27

December 31, 2016
Collateral-dependent impaired loans	$	1,053	$	—	$	—	$	1,053
Foreclosed assets		2		—		—		2

Unobservable (Level 3) Inputs

The following table presents quantitative information about unobservable inputs used in recurring and nonrecurring Level 3 fair value measurements in thousands.

Fair Value

Valuation Technique

Unobservable
Inputs

Weighted
Average

September 30, 2017

Collateral-dependent
impaired loans

Market comparable
properties

Discounts

27%

Foreclosed assets

Expected selling price

Selling Costs

N/A

December 31, 2016

Collateral-dependent
impaired loans

1,053

Market comparable
properties and specialized
equipment discounts

Discounts

25%

Foreclosed assets

Expected selling price

Selling Costs

10%

There were changes in the inputs or methodologies used to determine fair value at September 30, 2017 as compared to December 31, 2016 as the commercial customer is in the process of liquidating its collateral.

Index

Wayne Savings Bancshares, Inc.
Notes to Condensed Consolidated Financial Statements

The following table presents estimated fair values of the Company’s financial instruments not carried at fair value. The fair values of certain of these instruments were calculated by discounting expected cash flows, which involves significant judgments by management and uncertainties. Fair value is the estimated amount at which financial assets or liabilities could be exchanged in a current transaction between willing parties, other than in a forced or liquidation sale. Because no market exists for certain of these financial instruments and because management does not intend to sell these financial instruments, the Company does not know whether the fair values shown below represent values at which the respective financial instruments could be sold individually or in the aggregate.

			Fair Value Measurements Using
	Carrying Amount		Quoted Prices in Active Markets for Identical Assets (Level 1)		Significant Other Observable Inputs (Level 2)		Significant Unobservable Inputs (Level 3)
	(In thousands)
September 30, 2017
Financial assets
Cash and cash equivalents	$	6,962	$	6,962	$	—	$	—
Held-to-maturity securities		11,749		—		11,794		—
Loans, net of allowance for loan losses		343,872		—		—		356,698
Federal Home Loan Bank stock		4,226		—		4,226		—
Interest receivable		1,361		—		1,361		—

Financial liabilities
Deposits		370,395		257,103		112,755		—
Other short-term borrowings		7,148		—		7,148		—
Federal Home Loan Bank advances		22,300		—		22,258		—
Advances from borrowers for taxes and insurance		753		—		753		—
Interest payable		33		—		33		—

Index

Wayne Savings Bancshares, Inc.
Notes to Condensed Consolidated Financial Statements

			Fair Value Measurements Using
	Carrying Amount		Quoted Prices in Active Markets for Identical Assets (Level 1)		Significant Other Observable Inputs (Level 2)		Significant Unobservable Inputs (Level 3)
	(In thousands)
December 31, 2016
Financial assets
Cash and cash equivalents	$	16,756	$	16,756	$	—	$	—
Held-to-maturity securities		9,559		—		9,339
Loans, net of allowance for loan losses		332,283		—		—		341,999
Federal Home Loan Bank stock		4,226		—		4,226		—
Interest receivable		1,146		—		1,146		—

Financial liabilities
Deposits		383,733		252,242		130,770		—
Other short-term borrowings		7,246		—		7,246		—
Federal Home Loan Bank advances		18,000		—		17,938		—
Advances from borrowers for taxes and insurance		1,306		—		1,306		—
Interest payable		29		—		29		—

The following methods and assumptions were used to estimate the fair value of each class of financial instruments.

Cash and Cash Equivalents, Interest Receivable and Federal Home Loan Bank Stock

The carrying amount approximates fair value.

Held-to-maturity Securities

The fair value of held-to-maturity securities was estimated by using pricing models that contain market pricing and information, quoted prices of securities with similar characteristics or discounted cash flows that use credit-adjusted discount rates.

Index

Wayne Savings Bancshares, Inc.
Notes to Condensed Consolidated Financial Statements

Loans, net of allowance for loan losses

The fair value of loans is estimated by discounting the future cash flows using the current rates at which similar loans would be made to borrowers with similar credit ratings and for the same remaining maturities. Loans with similar characteristics were aggregated for purposes of the calculations.

Deposits

Deposits include savings accounts, checking accounts and certain money market deposits. The carrying amount approximates fair value. The fair value of fixed-maturity time deposits is estimated using a discounted cash flow calculation that applies the rates currently offered for deposits of similar remaining maturities.

Interest Payable, Other Short-Term Borrowings and Advances From Borrowers for Taxes and Insurance

The carrying amount approximates fair value.

Federal Home Loan Bank Advances

Rates currently available to the Company for debt with similar terms and remaining maturities are used to estimate the fair value of existing debt.

Commitments to Originate Loans, Letters of Credit and Lines of Credit

The fair value of commitments to originate loans is estimated using the fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the present creditworthiness of the counterparties. For fixed-rate loan commitments, fair value also considers the difference between current levels of interest rates and the committed rates. The fair values of letters of credit and lines of credit are based on fees currently charged for similar agreements or on the estimated cost to terminate or otherwise settle the obligations with the counterparties at the reporting date. Fair values of commitments were not material at September 30, 2017 and December 31, 2016.

Note 12:

Recent Accounting Developments

FASB ASU 2014-15, Presentation of Financial Statements-Going Concern (Subtopic 205-40), Disclosure of Uncertainties about an Entity’s Ability to Continue as a Going Concern, was issued in August 2014. The amendments in this update provide guidance in Generally Accepted Accounting Principles (GAAP) about management’s responsibility to evaluate whether there is substantial doubt about an entity’s ability to continue as a going concern and to provide related footnote disclosures. The amendments in this update were effective for the annual period ending after December 15, 2016, and for annual periods and interim periods thereafter. Early application was permitted. The adoption of this standard did not have a material impact on the Company’s consolidated financial statements.

FASB ASU 2015-10, Technical Corrections and Improvements was issued in September, 2015. The amendments in this Update represent changes to clarify the Codification, correct unintended application of guidance, or make minor improvements to the Codification that are not expected to have a significant effect on current accounting practice or create a significant administrative cost to entities. The amendments in this

Index

Wayne Savings Bancshares, Inc.
Notes to Condensed Consolidated Financial Statements

Update that require transition guidance are effective for all entities for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015. Early adoption is permitted, including adoption in an interim period. All other amendments will be effective upon the issuance of this update. The adoption of the amendments that required transition guidance did not have a material impact on the Company’s consolidated financial statements. The adoption of the other amendments in this update did not have a material impact on the Company’s consolidated financial statements.

FASB ASU 2016-01, Financial Instruments–Overall (Subtopic 825-10), Recognition and Measurement of Financial Assets and Financial Liabilities was issued in January 2016. The amendments in this Update make targeted improvements to generally accepted accounting principles, and address certain aspects of recognition, measurement, presentation, and disclosure of financial statements. The amendments in this Update are effective for fiscal years beginning after December 15, 2017, including interim periods within those fiscal years. Except as specifically stated, early adoption of the amendments in this Update is not permitted. This standard is not expected to have a material impact on the Company’s consolidated financial statements.

FASB ASU 2016-04, Liabilities-Extinguishments of Liabilities (Subtopic 405-20), was issued in March 2016. The amendments in this Update apply to entities that offer certain prepaid stored-value products, including prepaid gift cards, prepaid telecommunication cards, and travelers checks. The amendments in this Update contain specific guidance for the derecognition of pre-paid stored value product liabilities and are an improvement to GAAP because they specify how pre-paid stored-value product liabilities within the Update’s scope should be derecognized. The amendments in this Update are effective for financial statements issued for fiscal years beginning after December 15, 2017, and interim periods within those fiscal years. Earlier application is permitted, including adoption in an interim period. This standard is not expected to have a material impact on the Company’s consolidated financial statements, because the Company does not currently have any liabilities related to stored value cards.

FASB ASU 2016-13, Financial Instruments – Credit Losses (Topic 326), Measurement of Credit Losses on Financial Instruments, was issued in September 2016. The main objective of this Update is to provide financial statement users with more decision-useful information about the expected credit losses on financial instruments and other commitments to extend credit held by a reporting entity at each reporting date. To achieve this objective, the amendments in this Update replace the incurred loss impairment methodology in current GAAP with a methodology that reflects expected credit losses and requires consideration of a broader range of reasonable and supportable information to inform credit loss estimates. The amendments in this Update are effective for fiscal years beginning after December 15, 2019, including interim periods within those fiscal year. Early adoption of the amendments in this Update are allowed for fiscal years beginning after December 15, 2018, including interim periods within those fiscal years. An entity will apply the amendments in this Update through a cumulative-effect adjustment to retained earnings as of the beginning of the first reporting period in which the guidance is effective (that is, a modified-retrospective approach). A prospective transition approach is required for debt securities for which an other-than-temporary impairment had been recognized before the effective date. The effect of a prospective transition approach is to maintain the same amortized cost basis before and after the effective date of this Update. The Company is studying the implications of this update, including following evolving regulatory and industry guidance, and gathering additional detailed historical data. The effect of this Update on the Company’s financial statements is not known at this time.

Index

Wayne Savings Bancshares, Inc.
Notes to Condensed Consolidated Financial Statements

cash receipts and cash payments are presented and classified in the statement of cash flows. This Update addresses eight specific cash flow issues with the objective of reducing the diversity in practice. The amendments in this Update are effective for fiscal years beginning after December 15, 2017, and interim periods within those fiscal years. Early adoption is permitted, including adoption in an interim period. If an entity early adopts the amendments in an interim period, any adjustments should be reflected as of the beginning of the fiscal year that includes the interim period. An entity that elects early adoption must adopt all the amendments in the same period. The amendments in this Update should be applied using a retrospective transition method to each period presented. The amendments in this Update are not expected to have a material impact on the Company’s consolidated financial statements, because the Company has limited exposure to those cash flow items included in the Update.

FASB ASU 2016-18, Statement of Cash Flows (Topic 230), Restricted Cash, was issued in November 2016. The amendments in this Update require that a statement of cash flows explain the change during the period in the total of cash, cash equivalents, and amounts generally described as restricted cash or restricted cash equivalents. The amendments in this Update are effective for fiscal years beginning after December 15, 2017, and interim periods within those fiscal years. Early adoption is permitted, including adoption in an interim period. If an entity early adopts the amendments in an interim period, any adjustments should be reflected as of the beginning of the fiscal year that includes the interim period. The amendments in this Update are not expected to have a material impact on the Company’s consolidated financial statements. The cash flow presentation will be expanded to include the activity related to restricted cash, or required cash reserve balances upon adoption.

FASB ASU 2016-19, Technical Corrections and Improvements, was issued in December 2016. The amendments in this Update cover a wide range of topics in the Accounting Standards Codification. The amendments generally fall into one of several categories including, amendments related to differences between original guidance and the Accounting Standards Codification, guidance clarification and reference corrections, simplification, or minor improvements. Most of the amendments in this Update do not require transition guidance and are effective upon issuance of this Update. The amendments in this Update are not expected to have a material impact on the Company’s consolidated financial statements, because the Company has limited exposure and disclosures relating to those items included in this Update.

FASB ASU 2017-01, Business Combinations, (Topic 805), Clarifying the Definition of a Business, was issued in January 2017. The amendments in this Update clarify the definition of a business, with the objective of adding guidance to assist entities with evaluating whether transactions should be accounted for as acquisitions (or disposals) of assets or businesses. The amendments in this Update should be applied to annual periods beginning after December 15, 2017, including interim periods within those periods. The amendments in this Update should be applied prospectively on or after the effective date. The amendments in this Update are not expected to have a material impact on the Company’s consolidated financial statements, because the Company historically has experienced minimal acquisitions or disposals, if any.

FASB ASU 2017-03, Accounting Changes and Error Corrections (Topic 250) and Investments – Equity Method and Joint Ventures (Topic 323), Amendments to SEC paragraphs Pursuant to Staff Announcements at the September 22, 2016 and November 17, 2016 EITF Meetings, was issued in January 2017. The amendments in this Update provide guidance on the disclosures required regarding the reporting and financial statement impact of recently issued but not yet adopted standards. The Changes and Corrections in this Update are effective upon release. The amendments in this update will require the Company to provide increased disclosure with respect to adopting current and future accounting Updates.

Index

Wayne Savings Bancshares, Inc.
Notes to Condensed Consolidated Financial Statements

FASB ASU 2017-04, Intangibles-Goodwill and Other (Topic 350) Simplifying the Test for Goodwill Impairment, was issued in January 2017. The amendments in this Update modify the concept of impairment from the condition that exists when the carrying amount of goodwill exceeds its implied fair value to the condition that exists when the carrying amount of a reporting unit exceeds its fair value. The amendments in this Update should be adopted for the annual or any interim goodwill impairment tests in fiscal years beginning after December 15, 2019. Early adoption is permitted for interim or annual goodwill impairment performed on testing dates after January 1, 2017. The amendments in this Update are not expected to have a material impact on the Company’s consolidated financial statements.

FASB ASU 2017-07, Compensation – Retirement Benefits (Topic 715), Improving the Presentation of Net Periodic Pension Cost and Net Periodic Post-retirement Benefit Cost, was issued in March 2017. The amendments in this Update require that an employer report the service cost component in the same line item or items as other compensation costs arising from services rendered to the pertinent employees during the period. The other components of net benefit cost are required to be presented in the income statement separately from the service cost component and outside a subtotal of income from operations. The amendments in this Update also allow for the service cost component to be eligible for capitalization when applicable. The amendments in this Update are effective for annual periods after December 31, 2017, including interim periods within those annual periods. Early adoption is permitted and should be made within the first interim period that financial statements are issued. The amendments in this Update should be applied retrospectively for the presentation of the service cost component and the other components of net periodic pension cost and net periodic post-retirement benefit cost in the income statement and prospectively, on and after the effective date, for the capitalization of the service cost component of net periodic pension cost and net periodic post-retirement benefit in assets. The amendments in this Update are not expected to have a material impact on the Company’s consolidated financial statements.

FASB ASU 2017-08, Receivables-Nonrefundable Fees and Other Costs (Subtopic 310-20) Premium Amortization on Purchased Callable Debt Securities, was issued in March 2017. The amendments in this Update shorten the amortization period for certain callable debt securities held at a premium. The amendments require the premium to be amortized to the earliest call date. The amendments do not require an accounting change for securities held at a discount; the discount continues to be amortized to maturity. The amendments in this Update are effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2018. Early adoption is permitted, including adoption in an interim period. If an entity early adopts the amendments in an interim period, any adjustments should be reflected as of the beginning of the fiscal year that includes that interim period. An entity should apply the amendments in this Update on a modified retrospective basis through a cumulative-effect adjustment directly to retained earnings as of the beginning of the period of adoption. Additionally, in the period of adoption, an entity should provide disclosures about a change in accounting principle. The amendments in this Update are expected to have a negative impact on earnings during the shortened amortization period if the bond is not called. However, if the bond is not called, earnings should improve past the call date. If the bond is called as scheduled, the Updates in this amendment will not have a material impact on the Company’s consolidated financial statements.

FASB ASU 2017-9 Compensation - Stock Compensation (Topic 718), Scope of Modification Accounting, was issued in May 2017. The amendments in this Update provide guidance about which changes to the terms or conditions of a share-based payment award require an entity to apply modification accounting. The amendments in this Update are effective for all entities for annual periods, and interim periods within those annual periods, beginning after December 15, 2017. Early adoption is permitted, including adoption in any interim period, for reporting periods for which financial statements have not yet been issued. The amendments in this Update should be applied prospectively to an award modified on or after the adoption date. The amendments in this Update are not expected to impact the Company’s consolidated financial statements, as the Company does not currently have any outstanding share-based payment awards.

Index

Wayne Savings Bancshares, Inc.
Management’s Discussion and Analysis of Financial Condition
and Results of Operations

Strategic Initiatives

The Company’s ongoing strategic planning process includes several initiatives to improve the returns to shareholders over a foreseeable time horizon through the following activities:

A strategic focus on providing enhanced customer service and community relationships. Continued staff behavior development training in an effort to create increased conversations relating to the Bank’s core products resulting in additional growth.

The Company changed its charter from an Ohio-chartered savings and loan association to an Ohio-chartered commercial bank. This allows the continued growth of commercial business relationships to increase higher yielding, shorter duration assets, while also acquiring commercial deposits to reduce the necessary funding costs to carry these assets.

Modifying the branch structure from a transaction-oriented thrift culture to a relationship-oriented commercial bank culture through appropriate staffing and training. Management also continues to develop products and services which create market appeal while satisfying our customer demands in the marketplace.

Critical Accounting Policies

Critical Accounting Policies – The Company’s critical accounting policy relates to the allowance for loan losses. The Company has established a systematic method of periodically reviewing the credit quality of the loan portfolio in order to establish a sufficient allowance for loan losses. The allowance for loan losses is based on management’s current judgments about the credit quality of individual loans and segments of the loan portfolio. The allowance for loan losses is established through a provision and considers all known internal and external factors that affect loan repayment as of the reporting date. Such evaluation, which includes a review of all loans on which full repayment may not be reasonably assured, considers among other matters, the estimated net realizable value or the fair value of the underlying collateral, economic conditions, historical loan loss experience, management’s knowledge of inherent risks in the portfolio that are probable and reasonably estimable and other factors, including those required by regulation that warrant recognition in providing an appropriate loan loss allowance. Management has discussed the development and selection of this critical accounting policy with the audit committee of the Board of Directors.

Discussion of Financial Condition Changes from December 31, 2016 to September 30, 2017

At September 30, 2017, the Company had total assets of $446.3 million, a decrease of $8.5 million, from total assets at December 31, 2016. The decrease in total assets includes a $9.8 million decrease in cash and cash equivalents, and a $10.0 million decrease in securities balances, partially offset by an $11.6 million increase in net loans compared to December 31, 2016.

Index

Wayne Savings Bancshares, Inc.
Management’s Discussion and Analysis of Financial Condition
and Results of Operations

Total securities decreased $10.0 million to $70.3 million at September 30, 2017, compared to December 31, 2016. The decrease in securities is primarily due to investing the principal and interest cash flows received from securities into higher yielding loans. The decrease included principal repayments of $11.7 million, and amortization of premiums of $639,000, partially offset by purchases totaling $2.3 million and a $103,000 increase in unrealized gains on available-for-sale securities during the nine months ended September 30, 2017.

Net loans receivable increased $11.6 million at September 30, 2017 compared to December 31, 2016. The Bank originated $64.2 million of loans, received payments of $43.9 million, and sold $8.3 million of fixed-rate residential mortgage loans into the secondary market. The increase in net loan balances is mainly due to new origination in excess of principal reductions during the current year period.

The allowance for loan losses totaled $3.3 million at September 30, 2017, compared to $3.0 million at December 31, 2016. The increase was substantially due to a provision for loan losses expense of $209,000 and net loan recoveries of $1,000. Total impaired loans were $3.0 million, or 0.86% of total loans at September 30, 2017, compared to impaired loans of $3.1 million, or 0.94% at December 31, 2016.

Management continues to focus on risk selection and the returns generated in return for risks taken in making its lending and investment decisions. Key areas of risk reviewed for each potential loan origination and securities purchase include credit, interest rate and liquidity risk. Interest rate risk arises mainly from longer term fixed-rate loans. Credit risk arises mainly from loan structure and underwriting conditions. The effects of additional loan portfolio risks generated by competitive pressures in the Company’s market area are evaluated relative to the projected returns to ensure acceptable financial performance over a long-term horizon. As part of an overall strategy to manage liquidity and interest rate risk, management continues to execute a strategy of immediately selling certain newly originated fixed-rate residential mortgage loans into the secondary market to limit the interest rate risk exposure on the balance sheet and to utilize the secondary market as a backup source of liquidity. Loans sold into the secondary market are sold with representations and warranties. In the event that those representations and warranties are violated, repurchase of loans may be required. No repurchases have been required in recent periods and management believes that the bank is in full compliance with applicable selling and servicing guides. Similarly, in order to further limit the overall interest rate risk on the balance sheet, the Company focuses on the origination of shorter-term and adjustable-rate secured commercial loans and limits the retention of long-term fixed-rate residential mortgages. These strategies have the effect of generating lower loan yields in the short term due to the loans being priced off the lower yield short end of the yield curve. The principal source of liquidity is the Bank’s investment securities portfolio. To the extent that loan demand is insufficient in any given period, investments in the securities portfolio are made to provide cash flows to fund loan demand in future periods (a source of liquidity), while also limiting the interest rate risk exposure of the Company. As loan volume increases relative to investment volume, risk-based capital ratios will likely decline, because loans generally require a higher allocation of risk-based capital compared to investments. As demonstrated by quarterly balance sheet presentations, and as a result of general economic and competitive conditions, loan demand and originations are volatile on a sequential quarter basis, which in turn results in volatility in quarterly investment securities balances. The longer term trend and strategic direction is for an increase in higher yielding loan balances relative to lower yielding investment securities balances.

Index

Wayne Savings Bancshares, Inc.
Management’s Discussion and Analysis of Financial Condition
and Results of Operations

The following table sets forth certain information regarding the Company’s loan portfolio for the dates indicated.

	September 30, 2017				December 31, 2016
	Balance		Percent of total loans		Balance		Percent of total loans
	(Dollars in thousands)
Mortgage loans:
One-to-four family residential⁽¹⁾	$	192,093		53.89%	$	193,424		56.76%
Residential construction loans		7,521		2.11%		2,744		0.81%
Multi-family residential		12,399		3.48%		11,425		3.35%
Nonresidential real estate/land⁽²⁾		116,293		32.63%		107,788		31.63%
Total mortgage loans		328,306		92.11%		315,381		92.55%
Other loans:
Consumer loans⁽³⁾		2,148		0.60%		2,193		0.64%
Commercial business loans		25,986		7.29%		23,215		6.81%
Total other loans		28,134		7.89%		25,408		7.45%
Total loans before net items		356,440		100.00%		340,789		100.00%
Less:
Loans in process		8,593				4,719
Deferred loan origination fees		725				747
Allowance for loan losses		3,250				3,040
Total loans receivable, net	$	343,872			$	332,283

⁽¹⁾

Includes equity loans collateralized by second mortgages in the aggregate amount of $16.5 million at September 30, 2017 and $15.8 million at December 31, 2016. Such loans are secured by one-to-four family residential properties and are underwritten to conform with bank loan policies.

⁽²⁾

Includes commercial loans secured by residential real estate of $35.9 million at September 30, 2017 and $33.0 million at December 31, 2016, and land loans of $5.7 million at September 30, 2017 and $4.9 million at December 31, 2016.

⁽³⁾

Includes second mortgage loans of $171,000 at September 30, 2017 and $217,000 at December 31, 2016.

Index

Wayne Savings Bancshares, Inc.
Management’s Discussion and Analysis of Financial Condition
and Results of Operations

Foreclosed assets held for sale totaled $75,000 at September 30, 2017, compared to $2,000 at December 31, 2016. The increase in foreclosed assets during the current year was due to additions of properties totaling $287,000, partially offset by a provision of $12,000, and sales totaling $206,000 that resulted in a $5,000 net gain. During the prior year period there were additions of properties totaling $106,000, partially offset by a provision of $24,000, and sales totaling $87,000 that resulted in a net loss of $6,000.

Goodwill of $1.7 million is carried on the Company’s balance sheet as a result of the acquisition of Stebbins Bancshares in September 2004. In accordance with FASB ASC 350, this goodwill is tested for impairment on at least an annual basis. Management evaluated the goodwill using an analysis of required measures of value, including the current stock price as an indicator of minority interest value, change of control multiples as a measure of controlling interest value and discounted cash flow analysis as a measure of going concern value and applied a weighting based on appraisal standards to arrive at a valuation conclusion that indicated no impairment at November 30, 2016. Management believes that there were no interim impairment indicators that would require another evaluation at September 30, 2017.

Deposits totaled $370.4 million at September 30, 2017, a decrease of $13.3 million from $383.7 million at December 31, 2016. This decrease includes an $18.2 million decrease in time deposits, partially offset by a $2.0 million increase in demand deposits and a $2.9 million increase in savings and money market balances. The Bank has begun offering a consumer high-interest checking account to enhance growth of demand deposits during the fourth quarter of 2017. The Company continues to monitor deposit activity closely to respond to changes in customer preference for types of deposits and competitive pressure.

Other short-term borrowings, which consist solely of repurchase agreements with commercial customers of the Bank, decreased to $7.1 million at September 30, 2017 from $7.2 million at December 31, 2016. The decrease was due to a decrease in excess funds held by those commercial customers holding repurchase agreements. These customer repurchase agreements are offered by the Bank in order to retain commercial customer funds and to afford those commercial customers the opportunity to earn a return on a short-term secured transaction. Average balances are shown in the tables below and reflect no significant variation during the periods. The weighted-average interest rate paid on these borrowings was 0.15% at both September 30, 2017 and December 31, 2016.

Advances from the Federal Home Loan Bank (FHLB) totaled $22.3 million at September 30, 2017, an increase of $4.3 million from $18.0 million at December 31, 2016. This increase includes $7.3 million of short-term borrowings, partially offset by the scheduled maturity, and repayment, of a $3.0 million fixed-rate advance borrowing during the nine months ended September 30, 2017. The Company uses advances and borrowings from the FHLB for both short-term cash management purposes and to extend the term to maturity of liabilities for interest rate risk management purposes. The cost of longer term liabilities purchased from the FHLB is generally less expensive than obtaining a similar term to maturity through retail certificates of deposit. Repricing risk associated with advances is mitigated through the laddering of advance maturities over time. The weighted-average cost of FHLB advances was 1.35% at September 30, 2017 compared to 1.32% at December 31, 2016.

Stockholders’ equity increased by $1.6 million during the period ended September 30, 2017. This increase was due to net income of $2.2 million, and a $68,000 increase in unrealized gains on available-for-sale securities, partially offset by $744,000 in shareholder dividends, and a $29,000 increase in the unrecognized net loss arising from the cost of post-retirement split dollar life insurance coverage as part of the Company’s bank-owned life insurance plan.

Index

Wayne Savings Bancshares, Inc.
Management’s Discussion and Analysis of Financial Condition
and Results of Operations

On September 22, 2016, the Company announced that its Board of Directors adopted a new stock repurchase program. Under the new stock repurchase program, the Company is authorized to repurchase up to 69,546 shares, or 2.5%, of its issued and outstanding shares of common stock. No shares were purchased during the nine month period ended September 30, 2017.

Comparison of Operating Results for the Three Months Ended September 30, 2017 and 2016

General

Net income for the three months ended September 30, 2017, totaled $855,000, an increase of $305,000, compared to $550,000 for the three month period ended September 30, 2016. The increase in net income was primarily due to an increase in both net interest income and noninterest income, and decreases in both the provision for loan losses and noninterest expense, partially offset by an increase in the provision for federal income taxes.

Index

Wayne Savings Bancshares, Inc.
Management’s Discussion and Analysis of Financial Condition
and Results of Operations

Average Balance Sheet

The following table sets forth certain information relating to the Company’s average balance sheet and reflects the average yield on assets and average cost of liabilities for the periods indicated. Such yields and costs are derived by dividing income or expense by the average balance of assets or liabilities, respectively, for the periods presented.

	For the three months ended September 30,
	2017						2016
	Average Balance		Interest		Average Rate		Average Balance		Interest		Average Rate
	(Dollars in thousands)
Interest-earning assets:
Loans receivable, net⁽¹⁾	$	340,756	$	3,641		4.27%	$	318,055	$	3,375		4.24%
Investment securities⁽²⁾		72,363		452		2.50%		93,293		516		2.21%
Interest-earning deposits⁽³⁾		9,148		61		2.67%		12,296		62		2.02%
Total interest-earning assets		422,267		4,154		3.93%		423,644		3,953		3.73%
Noninterest-earning assets		23,615						24,096
Total assets	$	445,882					$	447,740
Interest-bearing liabilities:
Deposits	$	373,103	$	419		0.45%	$	376,034	$	464		0.49%
Other short-term borrowings		6,631		3		0.18%		5,898		3		0.20%
Borrowings		19,998		69		1.38%		20,304		67		1.32%
Total interest-bearing liabilities		399,732		491		0.49%		402,236		534		0.53%
Noninterest-bearing liabilities		3,727						4,048
Total liabilities		403,459						406,284
Stockholders’ equity		42,423						41,456
Total liabilities and stockholders’ equity	$	445,882					$	447,740
Net interest income			$	3,663					$	3,419
Interest rate spread⁽⁴⁾						3.44%						3.20%
Net yield on interest-earning assets⁽⁵⁾						3.47%						3.23%
Ratio of average interest-earning assets to average interest-bearing liabilities						105.64%						105.32%

⁽¹⁾	Includes nonaccrual loan balances.

⁽²⁾	Includes mortgage-backed securities both designated as available-for-sale and held-to-maturity.

⁽³⁾	Includes interest-bearing deposits in other financial institutions and Federal Home Loan Bank stock.

⁽⁴⁾	Interest rate spread represents the difference between the average yield on interest-earning assets and the average cost of interest-bearing liabilities.

⁽⁵⁾	Net yield on interest-earning assets represents net interest income as a percentage of average interest-earning assets.

Index

Wayne Savings Bancshares, Inc.
Management’s Discussion and Analysis of Financial Condition
and Results of Operations

Interest Income

Interest income increased $201,000, and totaled $4.2 million for the three month period ended September 30, 2017, compared to $4.0 million for the three month period ended September 30, 2016. The increase was primarily due to an increase in the weighted-average yield, partially offset by a decrease in the average balance of interest-earning assets. The weighted-average yield was 3.93% for the three months ended September 30, 2017, and increased by 20 basis points compared to 3.73% for the three months ended September 30, 2016. The average balance of interest-earning assets decreased by $1.3 million and totaled $422.3 million for the 2017 period compared to $423.6 million in the 2016 period.

Interest income on loans was $3.6 million for the three month period ended September 30, 2017, and increased $266,000 compared to the three month period ended September 30, 2016. The increase was primarily due to an increase in both the average balance of loans and the weighted-average yield. The average balance of loans increased by $22.7 million from $318.1 million in the 2016 period to $340.8 million for the 2017 period. The weighted-average yield was 4.27% for the three months ended September 30, 2017, and increased by 3 basis points compared to 4.24% for the three months ended September 30, 2016.

Interest income on securities decreased $64,000 during the three months ended September 30, 2017, compared to the same period in 2016. This decrease was due to a decrease in the average balance of investment securities, partially offset by an increase in the weighted-average rate. The average balance of investment securities decreased $20.9 million from $93.3 million in the 2016 period to $72.4 million in the 2017 period due to investing excess cash into the loan portfolio. The weighted-average rate increased 29 basis points from 2.21% in the 2016 period to 2.50% for the 2017 period due to a decrease in premium amortization compared to the prior year period.

Dividends on Federal Home Loan Bank stock and other income totaled $61,000 for the three month period ended September 30, 2017, and decreased $1,000 compared to the same period in 2016. The decrease was due to a $3.1 million decrease in the average balance outstanding, substantially offset by a 65 basis point increase in the weighted-average rate from 2.02% in the 2016 period to 2.67% in the 2017 period.

Interest Expense

Interest expense totaled $491,000 for the three month period ended September 30, 2017, a decrease of $43,000 compared to the three month period ended September 30, 2016. This decrease was due to a decrease in both the average balance of total interest-bearing liabilities and the weighted-average cost of funds. The average balance of total interest-bearing liabilities decreased $2.5 million and totaled $399.7 million at September 30, 2017, and the weighted-average cost of funds decreased 4 basis points, from 0.53% in the 2016 period to 0.49% in the 2017 period.

Index

Wayne Savings Bancshares, Inc.
Management’s Discussion and Analysis of Financial Condition
and Results of Operations

Interest expense on deposits for the three month period ended September 30, 2017 totaled $419,000, a decrease of $45,000 compared to same period in the previous year. The decrease was due to decreases in both the weighted-average cost and the average balance of deposits. The weighted average cost of deposits decreased 4 basis point from 0.49% in the 2016 period to 0.45% in the 2017 period. The average balance of deposits decreased $2.9 million from $376.0 million during the 2016 period to $373.1 million in the 2017 period. The decrease in the average balance was due to a $18.0 million decrease in certificates of deposits, partially offset by a $6.5 million increase in demand deposits and an $8.6 million increase in savings and money market balances. The increase in the demand and savings and money market balances is due to the Company’s focus on growing lower-cost deposits while allowing the higher-cost certificates to mature.

Interest expense on other short-term borrowings totaled $3,000 for both of the three month periods ended September 30, 2017 and 2016. The average balance of short-term borrowings increased $733,000 compared to the prior year period. The weighted-average cost of short-term borrowings decreased 2 basis points from 0.20% in the 2016 period to 0.18% in the 2017 period.

Interest expense on Federal Home Loan Bank advances totaled $69,000 for the three month period ended September 30, 2017, an increase of $2,000 from $67,000 in the 2016 period. The increase was primarily due to a 6 basis point increase in the weighted-average cost from 1.32% in the 2016 period to 1.38% in the 2017 period, partially offset by a $306,000 decrease in the average balance outstanding from $20.3 million in the 2016 period to $20.0 million in the 2017 period. The decrease in the average balance was due to the scheduled maturities of fixed-rate term advances, while the increase in the weighted-average cost was due to the scheduled maturity of lower rate advances.

Net Interest Income

Net interest income totaled $3.7 million for the three months ended September 30, 2017, and increased $244,000 compared to the three month period ended September 30, 2016. The increase in net interest income was primarily due to a favorable shift in the composition of earning assets compared to the prior year quarter, and an increase in the net interest spread. The change in the composition of earning assets included a $22.7 million increase in the average balance of higher yielding loans, substantially offset by a $24.1 million decline in lower yielding investments and interest-bearing deposits compared to the prior year quarter, resulting in a 20 basis point increase in the yield on earning assets. This increase was also due to a 24 basis point increase in the net interest spread from 3.20% at September 30, 2016 to 3.44% at September 30, 2017. The increase in the net interest spread is a result of yields on interest-earning assets increasing, while the rate paid on interest-bearing liabilities decreased from the prior year quarter.

Index

Wayne Savings Bancshares, Inc.
Management’s Discussion and Analysis of Financial Condition
and Results of Operations

Provision for Loan Losses

Management recorded a $99,000 provision for loan losses for the three month period ended September 30, 2017, a decrease of $109,000 compared to a $208,000 provision for the three month period ended September 30, 2016. The decrease was primarily due to a decrease in historical net charge-offs which impacted the loss history, and a decrease in current net charge-offs from $77,000 in the 2016 quarter, to $6,000 in the 2017 quarter, partially offset by higher loan balances and increased specific reserves compared to the same quarter last year.

Noninterest Income

Noninterest income totaled $554,000 for the three month period ended September 30, 2017, and increased $32,000, from $522,000 for the same period in 2016. The increase was primarily due to a $22,000 increase in other operating income due to an increase in interchange income compared to the prior year quarter.

Noninterest Expense

Noninterest expense totaled $2.9 million for three-month period ended September 30, 2017, a decrease of $102,000 from $3.0 million for the three months ended September 30, 2016. This decrease was primarily due to a $248,000 decrease in salaries and employee benefits, and a $23,000 decrease in federal deposit insurance premiums, partially offset by a $56,000 increase in net occupancy and equipment expense, a $71,000 increase in legal expense and a $34,000 increase in other operating expense compared to the prior year quarter. The decrease in salaries and employee benefits was due to decreased compensation attributable to staff reductions, a decline in healthcare costs due to a change in providers, and a decrease in pension costs due to scheduled retirements in 2016. The decrease in the federal deposit insurance premiums is due to a lower assessment rate compared to the prior year quarter. The increase in net occupancy and equipment was due to increases in noncapital furniture and fixture expense, data line expense, as the data line speed for operational efficiency, and increased ATM expense. These increases were partially offset by a decline in building repairs and maintenance expense compared to the prior year quarter. The increase in legal expense was primarily due to increased costs related to problem loans and the conversion from a savings and loan to a commercial bank compared to the prior year quarter. The increase in other operating expense includes an increase in professional services, and loan origination expenses, partially offset by a decline in both check write-offs and foreclosure expenses compared to the prior year quarter

Federal Income Taxes

Federal income tax expense totaled $342,000 for the three month period ended September 30, 2017, an increase of $182,000 compared to $160,000 for the three month period ended September 30, 2016. The increase was primarily due to a $487,000 increase in pretax income compared to the prior year period, and an increase in the effective tax rate. The effective tax rate in the current year quarter was 28.6% compared to 22.5% for the prior year quarter. The effective rate is below the statutory rate of 34% due to certain income items that are not subject to tax.

Index

Wayne Savings Bancshares, Inc.
Management’s Discussion and Analysis of Financial Condition
and Results of Operations

Comparison of Operating Results for the Nine Months Ended September 30, 2017 and 2016

General

Net income for the nine months ended September 30, 2017, totaled $2.2 million, an increase of $256,000, compared to $1.9 million for the nine month period ended September 30, 2016. The increase in net income was due to increases in both the net interest income and noninterest income, partially offset by increases in the provision for loan losses, noninterest expenses, and the provision for federal income taxes compared to the prior year period.

Net income for the nine months ended September 30, 2017 was negatively impacted by a proxy contest for the election of directors at the annual shareholders meeting held on May 25, 2017. The proxy contest resulted in increased legal and stockholder expense compared to the prior year period of $420,000. Excluding these incremental expenses, the Company’s net income would have been $2.5 million for the nine months ended September 30, 2017. The adjusted return on average equity would have been 7.84% and return on assets would have been 0.74% for the nine months ended September 30, 2017.

Index

Wayne Savings Bancshares, Inc.
Management’s Discussion and Analysis of Financial Condition
and Results of Operations

Average Balance Sheet

	For the nine months ended September 30,
	2017						2016
	Average Balance		Interest		Average Rate		Average Balance		Interest		Average Rate
	(Dollars in thousands)
Interest-earning assets:
Loans receivable, net⁽¹⁾	$	336,758	$	10,646		4.22%	$	308,744	$	9,753		4.21%
Investment securities⁽²⁾		75,971		1,406		2.47%		97,161		1,712		2.35%
Interest-earning deposits⁽³⁾		9,867		174		2.35%		12,539		155		1.65%
Total interest-earning assets		422,596		12,226		3.86%		418,444		11,620		3.70%
Noninterest-earning assets		23,647						24,157
Total assets	$	446,243					$	442,601
Interest-bearing liabilities:
Deposits	$	374,770	$	1,301		0.46%	$	370,678	$	1,332		0.48%
Other short-term borrowings		6,922		8		0.15%		5,798		7		0.16%
Borrowings		18,735		189		1.35%		20,982		206		1.31%
Total interest-bearing liabilities		400,427		1,498		0.50%		397,458		1,545		0.52%
Noninterest bearing liabilities		3,934						4,188
Total liabilities		404,361						401,646
Stockholders’ equity		41,882						40,955
Total liabilities and stockholders’ equity	$	446,243					$	442,601
Net interest income			$	10,728					$	10,075
Interest rate spread⁽⁴⁾						3.36%						3.18%
Net yield on interest-earning assets⁽⁵⁾						3.38%						3.21%
Ratio of average interest-earning assets to average interest-bearing liabilities						105.54%						105.28%

⁽¹⁾	Includes nonaccrual loan balances.

⁽²⁾	Includes mortgage-backed securities both designated as available-for-sale and held-to-maturity.

⁽³⁾	Includes interest-bearing deposits in other financial institutions and Federal Home Loan Bank stock.

⁽⁴⁾	Interest rate spread represents the difference between the average yield on interest-earning assets and the average cost of interest-bearing liabilities.

⁽⁵⁾	Net yield on interest-earning assets represents net interest income as a percentage of average interest-earning assets.

Index

Wayne Savings Bancshares, Inc.
Management’s Discussion and Analysis of Financial Condition
and Results of Operations

Interest Income

Interest income increased $606,000, and totaled $12.2 million for the nine month period ended September 30, 2017, compared to $11.6 million for the nine month period ended September 30, 2016. The increase was due to both an increase in the average balance of interest-earning assets and the weighted-average yield. The average balance of interest-earning assets increased by $4.2 million and totaled $422.6 million for the 2017 period compared to $418.4 million in the 2016 period. The weighted-average yield was 3.86% for the nine months ended September 30, 2017, and increased by 16 basis points compared to 3.70% for the nine months ended September 30, 2016.

Interest income on loans was $10.6 million for the nine month period ended September 30, 2017, and increased $893,000 compared to the nine month period ended September 30, 2016. The increase was primarily due to an increase in the average balance of loans, and to a lesser extent an increase in the weighted-average yield. The average balance of loans increased by $28.1 million from $308.7 million in the 2016 period to $336.8 million for the 2017 period. The weighted-average yield was 4.22% for the nine months ended September 30, 2017, and increased by 1 basis point compared to 4.21% for the nine months ended September 30, 2016.

Interest income on securities decreased $306,000 during the nine months ended September 30, 2017, compared to the same period in 2016. This decrease was due to a decrease in the average balance of investment securities, partially offset by an increase in the weighted-average rate. The average balance of investment securities decreased $21.2 million from $97.2 million in the 2016 period to $76.0 million in the 2017 period, while the weighted-average rate increased 12 basis points from 2.35% in the 2016 period to 2.47% for the 2017 period. The decrease in the average balance was due to investing excess cash into the loan portfolio, while the increase in yield was primarily due to a decrease in premium amortization compared to the prior year period.

Dividends on Federal Home Loan Bank stock and other income totaled $174,000 for the nine month period ended September 30, 2017, an increase of $19,000 compared to the same period in 2016. The increase was due to a 70 basis point increase in the weighted-average rate from 1.65% in the 2016 period to 2.35% in the 2017 period, partially offset by a $2.7 million decrease in the average balance outstanding.

Interest Expense

Interest expense totaled $1.5 million for both nine month periods ended September 30, 2017 and September 30, 2016. The weighted-average cost of interest-bearing liabilities declined by 2 basis points, partially offset by an increase, and change in the composition, of the average balance of total interest-bearing liabilities. The weighted-average cost of interest-bearing liabilities was 0.50% at September 30, 2017 compared to 0.52% at September 30, 2016. The average balance of total interest-bearing liabilities increased $2.9 million from $397.5 million in the 2016 period to $400.4 million in the 2017 period. The increase in the average balance of interest-bearing liabilities included a $15.1

Index

Wayne Savings Bancshares, Inc.
Management’s Discussion and Analysis of Financial Condition
and Results of Operations

million increase in lower-cost demand, and savings and money market balances, partially offset by an $11.0 million decrease in higher-cost certificate of deposit balances.

Interest expense on deposits for the nine month period ended September 30, 2017 totaled $1.3 million, a decrease of $31,000 compared to the same period in the previous year. This decrease was primarily due to a decrease in the weighted-average cost, partially offset by an increase in the average balance. The weighted-average cost of deposits was 0.46% for the nine months ended September 30, 2017, and decreased 2 basis points from the same period one year ago. The average balance at September 30, 2017 totaled $374.8 million, and increased $4.1 million from $370.7 million at September 30, 2016. The increase in the average balance was due to a $6.5 million increase in demand deposits, and an $8.6 million increase in savings and money market balances, partially offset by an $11.0 million decrease in certificates of deposits. The increase in the demand and savings and money market balances is due to the Company’s focus on growing lower-cost deposits while allowing the higher-cost certificates to mature, which allowed deposits to grow without a corresponding increase in the cost.

Interest expense on other short-term borrowings totaled $8,000 for the nine month period ended September 30, 2017, and increased $1,000 from the same period in the previous year. The average balance of short-term borrowings increased $1.1 million compared to the prior year peiord, while the weighted-average cost of short-term borrowings was 0.15% for the nine month periods ended September 30, 2017, and decreased one basis point from the same period in 2016.

Interest expense on Federal Home Loan Bank advances totaled $189,000 for the nine month period ended September 30, 2017, a decrease of $17,000 from $206,000 in the 2016 period. The decrease was primarily due to a $2.3 million decrease in the average balance outstanding from $21.0 million in the 2016 period to $18.7 million in the 2017 period, partially offset by a 4 basis point increase in the weighted-average cost from 1.31% in the 2016 period to 1.35% in the 2017 period. The decrease in the average balance was due to the scheduled maturities of fixed-rate term advances, while the increase in the weighted-average cost was due to the scheduled maturity of lower rate advances.

Net Interest Income

Net interest income totaled $10.7 million for the nine months ended September 30, 2017, and increased $653,000 compared to the nine month period ended September 30, 2016. The increase in net interest income was primarily due to a $4.2 million increase in the average balance of interest-earning assets and a favorable shift in the composition of earning assets compared to the prior year period. The increase in the average balance of earning assets was substantially due to a $28.0 million increase in the average balance of higher yielding loans, partially offset by a $23.8 million decrease in lower yielding investments and interest-bearing deposits compared to the prior year period. This increase was also due to an 18 basis point increase in the net interest spread from 3.18% at September 30, 2016 to 3.36% at September 30, 2017. The increase in the net interest spread is a result of yields on interest-earning assets increasing, while the rate paid on interest-bearing liabilities decreased.

Index

Wayne Savings Bancshares, Inc.
Management’s Discussion and Analysis of Financial Condition
and Results of Operations

Provision for Loan Losses

Management recorded a $209,000 provision for loan losses for the nine month period ended September 30, 2017, compared to $152,000 for the nine month period ended September 30, 2016. The increase is primarily due to increases in loan balances and loans requiring additional specific reserves compared to the prior year period.

Noninterest Income

Noninterest income increased $157,000 for the nine months ended September 30, 2017 compared to the nine months ended September 30, 2016. The increase was primarily due to a $38,000 increase in gain on sale of residential mortgage loans, a $32,000 increase in interchange fees, and a $51,000 increase in other operating income. The increase in gain on sale of residential mortgage loans was primarily due to an increase in loans sold, from $5.1 million in the 2016 period, to $8.3 million in the 2017 period. The increase in interchange fees is due to earning higher fees as a result of converting to Mastercard from VISA and interchange fees on business cards that were implemented in 2017. The increase in other operating income includes a $10,000 increase in sold loan servicing fees, and a $34,000 increase in non-deposit investment fees earned during the period.

Noninterest Expense

Noninterest expense totaled $9.2 million for the nine month period ended September 30, 2017, an increase of $305,000, compared to $8.9 million for the nine months ended September 30, 2016. The proxy contest costs, as previously discussed, totaled $420,000 of which is included in both legal expense and shareholder stock-related expense. The remaining increases include a $73,000 increase in net occupancy expense, a $70,000 increase in audit and accounting expense, a $123,000 increase in legal expense other than proxy contest costs, and a $164,000 increase in other expense, partially offset by a $446,000 decrease in salaries and employee benefits, and a $75,000 decrease in federal deposit insurance premiums. The increase in net occupancy expense was due to increases in furniture and fixture expense, data processing expense and depreciation expense, partially offset by a decrease in building repairs and maintenance expense compared to the prior year period. The increase in audit and accounting expense is due to an increase in the expense related to timing of the expenses and increased internal audit. The increase in legal expense was primarily related to the conversion from a savings and loan charter to a commercial bank charter. The increase in other noninterest expense was due to an increase in internet banking expense, professional services, several check loss incidents, and an increase in loan origination expenses. The decrease in salaries and employee benefits was due to decreased compensation attributable to staff reductions, a decline in healthcare costs due to a change in providers, a decrease in pension costs due to scheduled retirements in 2016, and an increase in deferred loan costs. These decreases were partially offset by an increase in education and training costs to facilitate the strategic initiative of enhanced customer service, an increase in ESOP expense, and an increase in post-retirement benefit costs compared to the prior year. The decrease in the federal deposit insurance premiums is due to a lower assessment rate compared to the prior year period.

Index

Wayne Savings Bancshares, Inc.
Management’s Discussion and Analysis of Financial Condition
and Results of Operations

Federal Income Taxes

Federal income tax expense totaled $832,000 for the nine month period ended September 30, 2017, an increase of $192,000 compared to $640,000 for the nine month period ended September 30, 2016. The increase was primarily due to a $448,000 increase in pretax income compared to the prior year period, and an increase in the effective tax rate. The effective tax rate in the current year quarter was 27.6% compared to 24.9% for the prior year period. The effective rate is below the statutory rate of 34% due to certain income items that are not subject to tax.

Index

Wayne Savings Bancshares, Inc.
Management’s Discussion and Analysis of Financial Condition
and Results of Operations

Forward-Looking Statements

This document contains forward-looking statements, which can be identified by the use of words such as “estimate,” “project,” “believe,” “intend,” “anticipate,” “plan,” “seek,” “expect” and similar expressions. These forward-looking statements include statements of goals, intentions and expectations, statements regarding prospects and business strategy, statements regarding asset quality and market risk, and estimates of future costs, benefits and results.

These forward-looking statements are subject to significant risks, assumptions and uncertainties, including, among other things, the following: (1) general economic conditions, (2) competitive pressure among financial services companies, (3) changes in interest rates, (4) deposit flows, (5) loan demand, (6) changes in legislation or regulation, (7) changes in accounting principles, policies and guidelines, (8) litigation liabilities, including costs, expenses, settlements and judgments, and (9) other economic, competitive, governmental, regulatory and technological factors affecting our operations, pricing, products and services.

Because of these and other uncertainties, our actual future results may be materially different from the results indicated by these forward-looking statements. We have no obligation to update or revise any forward-looking statements to reflect any changed assumptions, any unanticipated events or any changes in the future.

ITEM 3

Quantitative and Qualitative Disclosures About Market Risk

Management believes there has been no material change in the Company’s market risk since the Company’s Form 10-K was filed with the Securities and Exchange Commission for the year ended December 31, 2016.

ITEM 4

Controls and Procedures

(a) Evaluation of disclosure controls and procedures.

Under the supervision and with the participation of the Company’s management, including our Chief Executive Officer and Chief Financial Officer, the Company evaluated the effectiveness of the design and operation of its disclosure controls and procedures (as defined in Rule 13a-15(e) and 15d-15(e) under the Exchange Act) as of the end of the period covered by this report. Based upon that evaluation, the Chief Executive Officer and Chief Financial Officer concluded that, as of the end of the period covered by this report, the Company’s disclosure controls and procedures were effective in timely alerting them to the material information relating to the Company (or our consolidated subsidiaries) required to be included in the Company’s periodic SEC filings.

(b) Changes in internal controls.

There has been no change made in the Company’s internal control over financial reporting during the period covered by this report that has materially affected, or is reasonably likely to materially affect, the Company’s internal control over financial reporting.

Index

Wayne Savings Bancshares, Inc.
Management’s Discussion and Analysis of Financial Condition
and Results of Operations

ITEM 1.

Legal Proceedings

Not applicable.

ITEM 1A.

Risk Factors

There have been no material changes in the risk factors set forth in Part I, Item 1A of the Company’s Annual Report on Form 10-K for the year ended December 31, 2016.

ITEM 2.

Unregistered Sales of Equity Securities and Use of Proceeds

(a)

Not applicable.

(b)

Not applicable.

	(c)	The following table sets forth certain information regarding repurchases by the Company for the quarter ended September 30, 2017.

Months ended	Total number of shares purchased		Average price paid per share		Total number of shares purchased as part of the announced plan		Maximum number of shares which may still be purchased as part of the announced plan
July 31, 2017		—	$	—		—		69,546
August 31, 2017		—		—		—		69,546
September 30, 2017		—		—		—		69,546
Total		—	$	—		—		69,546

Notes to the Table:

On September 22, 2016, the Company announced the authorization by the Board of Directors of a new program for the repurchase of up to 69,546 shares, or 2.5%, of the Company’s outstanding shares of common stock.

ITEM 3.

Defaults Upon Senior Securities

Not applicable.

ITEM 4.

Mine Safety Disclosures

Not applicable.

Index

Wayne Savings Bancshares, Inc.
PART II

ITEM 5.

Other Information

Not applicable.

ITEM 6.

Exhibits

Exhibit
Number	Description

31.1	Certification of Chief Executive Officer pursuant to Section 302 of the Sarbanes-Oxley Act of 2002, 18 U.S.C. Section 1350

31.2	Certification of Chief Financial Officer pursuant to Section 302 of the Sarbanes-Oxley Act of 2002, 18 U.S.C. Section 1350

32	Written Statement of Chief Executive Officer and Chief Financial Officer furnished pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, 18 U.S.C. Section 1350

101	Interactive financial data (XBRL)

Index

Wayne Savings Bancshares, Inc.
PART II

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

Date:	November 3, 2017	By:	/s/James R. VanSickle
			James R. VanSickle
			President and Chief Executive Officer



Date:	November 3, 2017	By:	/s/Myron Swartzentruber
			Myron Swartzentruber
			Senior Vice President and
			Chief Financial Officer

EX-31.1 2 ex31-1.htm EX-31.1

Exhibit 31.1

Pursuant to Rule 13a-14(a) and 15d-14(a)

OF THE SECURITIES AND EXCHANGE ACT OF 1934

Certification of the Chief Executive Officer

I, James R. VanSickle, certify that:

I have reviewed this quarterly report on Form 10-Q of Wayne Savings Bancshares, Inc.;

Based on my knowledge, this quarterly report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this quarterly report;

Based on my knowledge, the financial statements and other financial information included in this quarterly report fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this quarterly report;

The registrant’s other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(c) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:

designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this quarterly report is being prepared;

designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;

evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this quarterly report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this quarterly report based on such evaluation; and

disclosed in this quarterly report any changes in the registrant’s internal control over financial reporting that occurred during the registrant’s most recent fiscal quarter that has materially affected, or is likely to materially affect, the registrant’s internal control over financial reporting; and

The registrant’s other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant’s auditors and the audit committee of the registrant’s board of directors (or persons performing the equivalent functions):

all significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant’s ability to record, process, summarize and report financial information; and

any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant’s internal control over financial reporting.

November 3, 2017		/s/James R. VanSickle
Date		James R. VanSickle
		President and Chief Executive Officer

EX-31.2 3 ex31-2.htm EX-31.2

Exhibit 31.2

Pursuant to Rule 13a-14(a) and 15d-14(a)

OF THE SECURITIES AND EXCHANGE ACT OF 1934

Certification of the Chief financial Officer

I, Myron Swartzentruber, certify that:

I have reviewed this quarterly report on Form 10-Q of Wayne Savings Bancshares, Inc.;

any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant’s internal control over financial reporting.

November 3, 2017		/s/Myron Swartzentruber
Date		Myron Swartzentruber
		Senior Vice President and
		Chief Financial Officer

EX-32 4 ex32.htm EX-32

EXHIBIT 32

CERTIFICATION PURSUANT TO

18 U.S.C. SECTION 1350

I, James R. Vansickle, President and Chief Executive Officer, and Myron Swartzentruber, Senior Vice President and Chief Financial Officer, of Wayne Savings Bancshares, Inc. (the “Company”), hereby certify, pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, 18 U.S.C. Section 1350, that:

(1)

The Quarterly Report on Form 10-Q of the Company for the quarter ended September 30, 2017, (the “Report”) fully complies with the requirements of Sections 13(a) or 15(d) of the Securities Exchange Act of 1934 (15 U.S.C. 78m(a) or 78o(d)); and

(2)

The information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company.

November 3, 2017		/s/James R. VanSickle
Date		James R. VanSickle
		President and Chief Executive Officer



November 3, 2017		/s/Myron Swartzentruber
Date		Myron Swartzentruber
		Senior Vice President and
		Chief Financial Officer

EX-101.INS 5 wayn-20170930.xml XBRL INSTANCE FILE 0001036030 2017-01-01 2017-09-30 0001036030 2016-12-31 0001036030 2015-12-31 0001036030 2017-09-30 0001036030 us-gaap:ResidentialPortfolioSegmentMember 2016-12-31 0001036030 us-gaap:ResidentialPortfolioSegmentMember 2017-09-30 0001036030 us-gaap:ResidentialPortfolioSegmentMember 2015-12-31 0001036030 us-gaap:ConsumerPortfolioSegmentMember 2015-12-31 0001036030 us-gaap:CommercialPortfolioSegmentMember 2015-12-31 0001036030 us-gaap:MortgageReceivablesMember 2015-12-31 0001036030 us-gaap:MortgageReceivablesMember 2016-12-31 0001036030 us-gaap:MortgageReceivablesMember 2017-09-30 0001036030 us-gaap:CommercialPortfolioSegmentMember 2016-12-31 0001036030 us-gaap:CommercialPortfolioSegmentMember 2017-09-30 0001036030 us-gaap:ConsumerPortfolioSegmentMember 2016-12-31 0001036030 us-gaap:ConsumerPortfolioSegmentMember 2017-09-30 0001036030 2017-07-01 2017-09-30 0001036030 us-gaap:USGovernmentAgenciesDebtSecuritiesMember 2017-09-30 0001036030 us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember 2017-09-30 0001036030 us-gaap:USStatesAndPoliticalSubdivisionsMember 2017-09-30 0001036030 us-gaap:USStatesAndPoliticalSubdivisionsMember 2016-12-31 0001036030 us-gaap:USGovernmentAgenciesDebtSecuritiesMember 2016-12-31 0001036030 us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember 2016-12-31 0001036030 us-gaap:CollateralizedMortgageObligationsMember 2016-12-31 0001036030 us-gaap:FairValueInputsLevel3Member 2017-09-30 0001036030 us-gaap:FairValueInputsLevel2Member 2017-09-30 0001036030 us-gaap:CarryingReportedAmountFairValueDisclosureMember 2017-09-30 0001036030 us-gaap:FairValueInputsLevel1Member 2017-09-30 0001036030 us-gaap:CarryingReportedAmountFairValueDisclosureMember 2016-12-31 0001036030 us-gaap:FairValueInputsLevel2Member 2016-12-31 0001036030 us-gaap:FairValueInputsLevel1Member 2016-12-31 0001036030 us-gaap:FairValueInputsLevel3Member 2016-12-31 0001036030 us-gaap:CommercialPortfolioSegmentMember 2017-07-01 2017-09-30 0001036030 us-gaap:MortgageReceivablesMember 2017-07-01 2017-09-30 0001036030 us-gaap:ResidentialPortfolioSegmentMember 2017-07-01 2017-09-30 0001036030 us-gaap:ConsumerPortfolioSegmentMember 2017-07-01 2017-09-30 0001036030 us-gaap:CommercialPortfolioSegmentMember 2017-01-01 2017-09-30 0001036030 us-gaap:MortgageReceivablesMember 2017-01-01 2017-09-30 0001036030 us-gaap:ResidentialPortfolioSegmentMember 2017-01-01 2017-09-30 0001036030 us-gaap:ConsumerPortfolioSegmentMember 2017-01-01 2017-09-30 0001036030 us-gaap:ConsumerPortfolioSegmentMember us-gaap:SpecialMentionMember 2017-09-30 0001036030 us-gaap:CommercialPortfolioSegmentMember us-gaap:SubstandardMember 2017-09-30 0001036030 us-gaap:MortgageReceivablesMember us-gaap:SubstandardMember 2017-09-30 0001036030 us-gaap:ResidentialPortfolioSegmentMember us-gaap:SubstandardMember 2017-09-30 0001036030 us-gaap:CommercialPortfolioSegmentMember us-gaap:SpecialMentionMember 2017-09-30 0001036030 us-gaap:MortgageReceivablesMember us-gaap:SpecialMentionMember 2017-09-30 0001036030 us-gaap:ResidentialPortfolioSegmentMember us-gaap:PassMember 2017-09-30 0001036030 us-gaap:MortgageReceivablesMember us-gaap:PassMember 2017-09-30 0001036030 us-gaap:CommercialPortfolioSegmentMember us-gaap:PassMember 2017-09-30 0001036030 us-gaap:ConsumerPortfolioSegmentMember us-gaap:PassMember 2017-09-30 0001036030 us-gaap:ResidentialPortfolioSegmentMember us-gaap:SpecialMentionMember 2017-09-30 0001036030 us-gaap:ConsumerPortfolioSegmentMember us-gaap:SubstandardMember 2017-09-30 0001036030 us-gaap:ResidentialPortfolioSegmentMember us-gaap:PassMember 2016-12-31 0001036030 us-gaap:MortgageReceivablesMember us-gaap:PassMember 2016-12-31 0001036030 us-gaap:CommercialPortfolioSegmentMember us-gaap:PassMember 2016-12-31 0001036030 us-gaap:ConsumerPortfolioSegmentMember us-gaap:PassMember 2016-12-31 0001036030 us-gaap:ResidentialPortfolioSegmentMember us-gaap:SpecialMentionMember 2016-12-31 0001036030 us-gaap:MortgageReceivablesMember us-gaap:SpecialMentionMember 2016-12-31 0001036030 us-gaap:CommercialPortfolioSegmentMember us-gaap:SpecialMentionMember 2016-12-31 0001036030 us-gaap:ResidentialPortfolioSegmentMember us-gaap:SubstandardMember 2016-12-31 0001036030 us-gaap:MortgageReceivablesMember us-gaap:SubstandardMember 2016-12-31 0001036030 us-gaap:CommercialPortfolioSegmentMember us-gaap:SubstandardMember 2016-12-31 0001036030 us-gaap:ConsumerPortfolioSegmentMember us-gaap:SpecialMentionMember 2016-12-31 0001036030 us-gaap:ConsumerPortfolioSegmentMember us-gaap:SubstandardMember 2016-12-31 0001036030 us-gaap:CommercialPortfolioSegmentMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2017-09-30 0001036030 us-gaap:FinancingReceivables60To89DaysPastDueMember 2017-09-30 0001036030 us-gaap:FinancingReceivables30To59DaysPastDueMember 2017-09-30 0001036030 us-gaap:ConsumerPortfolioSegmentMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2017-09-30 0001036030 us-gaap:ConsumerPortfolioSegmentMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2017-09-30 0001036030 us-gaap:ConsumerPortfolioSegmentMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2017-09-30 0001036030 us-gaap:CommercialPortfolioSegmentMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2017-09-30 0001036030 us-gaap:CommercialPortfolioSegmentMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2017-09-30 0001036030 us-gaap:MortgageReceivablesMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2017-09-30 0001036030 us-gaap:ResidentialPortfolioSegmentMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2017-09-30 0001036030 us-gaap:ResidentialPortfolioSegmentMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2017-09-30 0001036030 us-gaap:ResidentialPortfolioSegmentMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2017-09-30 0001036030 us-gaap:MortgageReceivablesMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2017-09-30 0001036030 us-gaap:MortgageReceivablesMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2017-09-30 0001036030 us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2017-09-30 0001036030 us-gaap:ResidentialPortfolioSegmentMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2016-12-31 0001036030 us-gaap:ResidentialPortfolioSegmentMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2016-12-31 0001036030 us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2016-12-31 0001036030 us-gaap:ResidentialPortfolioSegmentMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2016-12-31 0001036030 us-gaap:MortgageReceivablesMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2016-12-31 0001036030 us-gaap:MortgageReceivablesMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2016-12-31 0001036030 us-gaap:CommercialPortfolioSegmentMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2016-12-31 0001036030 us-gaap:FinancingReceivables30To59DaysPastDueMember 2016-12-31 0001036030 us-gaap:FinancingReceivables60To89DaysPastDueMember 2016-12-31 0001036030 us-gaap:MortgageReceivablesMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2016-12-31 0001036030 us-gaap:CommercialPortfolioSegmentMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2016-12-31 0001036030 us-gaap:CommercialPortfolioSegmentMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2016-12-31 0001036030 us-gaap:ConsumerPortfolioSegmentMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2016-12-31 0001036030 us-gaap:ConsumerPortfolioSegmentMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2016-12-31 0001036030 us-gaap:ConsumerPortfolioSegmentMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2016-12-31 0001036030 us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember 2016-12-31 0001036030 us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember 2017-09-30 0001036030 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel2Member us-gaap:USStatesAndPoliticalSubdivisionsMember 2017-09-30 0001036030 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel1Member us-gaap:USStatesAndPoliticalSubdivisionsMember 2017-09-30 0001036030 us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember us-gaap:EstimateOfFairValueFairValueDisclosureMember 2017-09-30 0001036030 us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentAgenciesDebtSecuritiesMember us-gaap:EstimateOfFairValueFairValueDisclosureMember 2017-09-30 0001036030 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel1Member us-gaap:USGovernmentAgenciesDebtSecuritiesMember 2017-09-30 0001036030 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel2Member us-gaap:USGovernmentAgenciesDebtSecuritiesMember 2017-09-30 0001036030 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel3Member us-gaap:USGovernmentAgenciesDebtSecuritiesMember 2017-09-30 0001036030 us-gaap:FairValueMeasurementsRecurringMember us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember us-gaap:EstimateOfFairValueFairValueDisclosureMember 2017-09-30 0001036030 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel1Member us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember 2017-09-30 0001036030 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel2Member us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember 2017-09-30 0001036030 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel3Member us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember 2017-09-30 0001036030 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel3Member us-gaap:USStatesAndPoliticalSubdivisionsMember 2017-09-30 0001036030 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel3Member us-gaap:USStatesAndPoliticalSubdivisionsMember 2016-12-31 0001036030 us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentAgenciesDebtSecuritiesMember us-gaap:EstimateOfFairValueFairValueDisclosureMember 2016-12-31 0001036030 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel1Member us-gaap:USGovernmentAgenciesDebtSecuritiesMember 2016-12-31 0001036030 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel2Member us-gaap:USGovernmentAgenciesDebtSecuritiesMember 2016-12-31 0001036030 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel3Member us-gaap:USGovernmentAgenciesDebtSecuritiesMember 2016-12-31 0001036030 us-gaap:FairValueMeasurementsRecurringMember us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember us-gaap:EstimateOfFairValueFairValueDisclosureMember 2016-12-31 0001036030 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel1Member us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember 2016-12-31 0001036030 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel2Member us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember 2016-12-31 0001036030 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel3Member us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember 2016-12-31 0001036030 us-gaap:FairValueMeasurementsRecurringMember us-gaap:CollateralizedMortgageObligationsMember us-gaap:EstimateOfFairValueFairValueDisclosureMember 2016-12-31 0001036030 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel1Member us-gaap:CollateralizedMortgageObligationsMember 2016-12-31 0001036030 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel2Member us-gaap:CollateralizedMortgageObligationsMember 2016-12-31 0001036030 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel3Member us-gaap:CollateralizedMortgageObligationsMember 2016-12-31 0001036030 us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember us-gaap:EstimateOfFairValueFairValueDisclosureMember 2016-12-31 0001036030 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel1Member us-gaap:USStatesAndPoliticalSubdivisionsMember 2016-12-31 0001036030 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel2Member us-gaap:USStatesAndPoliticalSubdivisionsMember 2016-12-31 0001036030 us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:FairValueInputsLevel2Member 2016-12-31 0001036030 us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:FairValueInputsLevel1Member 2016-12-31 0001036030 us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:FairValueInputsLevel3Member 2016-12-31 0001036030 us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:EstimateOfFairValueFairValueDisclosureMember 2016-12-31 0001036030 wayn:ImpairedFinancingReceivableMember 2016-12-31 0001036030 us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:FairValueInputsLevel2Member 2017-09-30 0001036030 us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:FairValueInputsLevel1Member 2017-09-30 0001036030 us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:EstimateOfFairValueFairValueDisclosureMember 2017-09-30 0001036030 us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:FairValueInputsLevel3Member 2017-09-30 0001036030 wayn:ForeclosedAssetsFairValueMember 2017-09-30 0001036030 wayn:ForeclosedAssetsFairValueMember 2016-12-31 0001036030 wayn:ForeclosedAssetsFairValueMember 2017-01-01 2017-09-30 0001036030 wayn:ForeclosedAssetsFairValueMember 2016-01-01 2016-12-31 0001036030 wayn:ImpairedFinancingReceivableMember 2016-01-01 2016-12-31 0001036030 2016-01-01 2016-09-30 0001036030 2016-07-01 2016-09-30 0001036030 2016-06-30 0001036030 2017-10-31 0001036030 us-gaap:ConsumerPortfolioSegmentMember 2016-01-01 2016-09-30 0001036030 us-gaap:CommercialPortfolioSegmentMember 2016-01-01 2016-09-30 0001036030 us-gaap:MortgageReceivablesMember 2016-01-01 2016-09-30 0001036030 us-gaap:ResidentialPortfolioSegmentMember 2016-01-01 2016-09-30 0001036030 us-gaap:ResidentialPortfolioSegmentMember 2016-07-01 2016-09-30 0001036030 us-gaap:MortgageReceivablesMember 2016-07-01 2016-09-30 0001036030 us-gaap:CommercialPortfolioSegmentMember 2016-07-01 2016-09-30 0001036030 us-gaap:ConsumerPortfolioSegmentMember 2016-07-01 2016-09-30 0001036030 us-gaap:CommercialPortfolioSegmentMember 2016-06-30 0001036030 us-gaap:MortgageReceivablesMember 2016-06-30 0001036030 us-gaap:ResidentialPortfolioSegmentMember 2016-06-30 0001036030 us-gaap:ConsumerPortfolioSegmentMember 2016-06-30 0001036030 wayn:ConsumerLoansMember 2017-09-30 0001036030 2016-09-30 0001036030 2017-06-30 0001036030 us-gaap:ResidentialPortfolioSegmentMember 2017-06-30 0001036030 us-gaap:MortgageReceivablesMember 2017-06-30 0001036030 us-gaap:CommercialPortfolioSegmentMember 2017-06-30 0001036030 us-gaap:ConsumerPortfolioSegmentMember 2017-06-30 0001036030 us-gaap:ResidentialPortfolioSegmentMember 2016-09-30 0001036030 us-gaap:MortgageReceivablesMember 2016-09-30 0001036030 us-gaap:CommercialPortfolioSegmentMember 2016-09-30 0001036030 us-gaap:ConsumerPortfolioSegmentMember 2016-09-30 0001036030 us-gaap:ResidentialPortfolioSegmentMember 2016-10-01 2017-09-30 0001036030 us-gaap:ResidentialPortfolioSegmentMember 2015-10-01 2016-09-30 0001036030 wayn:ImpairedFinancingReceivableMember 2017-09-30 0001036030 wayn:ImpairedFinancingReceivableMember 2017-01-01 2017-09-30 iso4217:USD xbrli:shares iso4217:USD xbrli:shares xbrli:pure wayn:N WAYNE SAVINGS BANCSHARES INC /DE/ 0001036030 10-Q 2017-09-30 false --12-31 Smaller Reporting Company Q3 2017

16756000

11156000

6962000

8864000

2000

75000

2000

75000

3040000

2837000

3250000

1479000

1245000

1346000

2000

279000

1210000

1108000

1298000

447000

695000

6000

12000

2776000

234000

957000

1582000

3000

2907000

3157000

1362000

1095000

695000

5000

1477000

1117000

310000

3000

0.10

500000

0.10

9000000

3978731

1196892

10646000

3641000

9753000

3375000

1406000

452000

1712000

516000

174000

61000

155000

62000

12226000

4154000

11620000

3953000

1301000

419000

1332000

464000

8000

3000

7000

3000

189000

69000

206000

67000

1498000

491000

1545000

534000

10728000

3663000

10075000

3419000

209000

99000

152000

208000

10519000

3564000

9923000

3211000

241000

70000

203000

82000

225000

76000

223000

75000

4781000

1531000

5227000

1779000

1654000

601000

1581000

545000

126000

38000

201000

61000

275000

90000

266000

89000

1091000

364000

927000

330000

3019000

1197000

2571000

710000

832000

342000

640000

160000

2187000

855000

1931000

550000

103000

-127000

367000

-272000

35000

-43000

125000

-92000

39000

-84000

242000

-180000

2226000

771000

2173000

370000

0.79

0.31

0.70

0.20

0.27

0.09

0.27

0.09

70547000

58291000

8000

47184000

11099000

11698000

11000

58797000

41000

801000

658000

349000

309000

402000

399000

639000

393000

345000

48000

56000

582000

1000

9339000

11794000

15000

671000

11108000

8607000

21000

711000

11794000

11749000

9559000

9339000

40897000

17863000

14503000

3360000

8087000

32810000

613000

151000

111000

40000

204000

409000

8947000

18240000

15777000

2463000

929000

7978000

40000

265000

308000

236000

72000

91000

173000

1000

49844000

36103000

30280000

5823000

9016000

40788000

40000

878000

459000

347000

112000

295000

582000

1000

209000

99000

203000

-111000

7000

247000

190000

-234000

6000

152000

208000

2000

30000

-10000

130000

-105000

238000

75000

31000

1000

30000

2000

1000

340789000

356440000

193424000

192093000

121957000

136213000

23215000

25986000

2193000

2148000

643000

2389000

3314000

32000

2232000

188779000

131592000

25311000

2142000

6000

189975000

119503000

22427000

2193000

3449000

2454000

788000

1929000

1410000

1820000

577000

63000

246000

38000

581000

8000

6000

50000

334000

258000

1000

5000

517000

14000

63000

56000

284000

237000

183000

818000

442000

419000

1045000

959000

63000

15000

465000

419000

23000

8000

338860000

355030000

191604000

191516000

121894000

135967000

23177000

25405000

2185000

2142000

1121000

1122000

226000

213000

1189000

1136000

226000

213000

216000

1130000

220000

1146000

782000

1044000

1024000

1045000

4000

10000

13000

29000

52000

30000

10000

17000

406000

208000

841000

910000

547000

525000

5000

406000

208000

841000

910000

547000

525000

5000

542000

875000

273000

3000

551000

857000

333000

2000

40000

390000

911000

652000

159000

49000

7000

14000

21000

42000

1000

3141000

2983000

1527000

1330000

1067000

1123000

547000

525000

5000

3209000

2997000

1595000

1344000

1067000

1123000

547000

525000

5000

3109000

3039000

542000

1091000

1403000

3000

551000

1077000

1479000

2000

3167000

2929000

40000

1173000

1955000

1676000

1204000

49000

105000

35000

7000

18000

10000

21000

55000

29000

56000

28000

1000

52000

30000

10000

17000

1000

134000 412000

7246000

7148000

38133000

39967000

0.0850

0.0900

17850000

17740000

0.0400

22313000

22174000

0.0500

P4Y 0.40 0.20 0.00625 P4Y 0.025 162000 265000 -131000 -160000 -750000 -750000 -200000 -165000 0.62 0.51

30000

7000

30000

84000

78000

1000

83000

78000

250000

2754573

2747567

0.79

0.31

0.70

0.20

70709000

58556000

8000

47188000

11360000

12044000

11000

58614000

40000

11360000

8000

47188000

11000

58614000

40000

12044000

1053000 1053000 1053000 94000 94000 94000 2000 2000 27000 27000 27000 2000

6962000

16756000

356698000

343872000

332283000

341999000

4226000

1361000 1361000 1146000 1146000

112755000

370395000

257103000

383733000

130770000

252242000

7148000

7246000

22258000

22300000

18000000

17938000

753000

1306000

33000

29000

43700000

37600000

49800000 36100000

454791000

446257000

1880000

1545000

1719000

9827000

10029000

1146000

1361000

4226000

6420000

6163000

332283000

343872000

6618000

4133000

10138000

2829000

111213000

113178000

141029000

143925000

131491000

113292000

383733000

370395000

7246000

7148000

18000000

22300000

413763000

403659000

398000

36041000

36079000

22317000

23760000

273000 223000

-519000

-480000

16936000

41028000

42598000

454791000

446257000

1558000

2470000

1473000

1127000

62000

824000

23000

518000

1000

97000 143000

1681000

554000

1524000

522000

9559000

11749000

15000

670000

11064000

8834000

21000

704000

19000

111000

3000

108000

12000

7000

239000

66000

2000

64000

239000

11107000

58291000

58556000

134000 412000

264000

4600000

3676000

184000

39000

747000

725000

4700000

8600000

412000 134000

47184000

47188000

101000

412000

126000

361000

104000

658000 741000 323000 143000 151000 159000 184000 434000 5000

Expected selling price

Market comparable properties and specialized equipment discounts

Market comparable properties

Selling Costs

Discounts

10%

25%

0.27

658000

741000

323000

143000

151000

159000

184000

434000

5000

2382000

2509000

1156000

1102000

957000

1139000

263000

261000

6000

7000

3141000

2983000

1527000

1330000

1067000

1123000

547000

525000

5000

337648000

353457000

191897000

190763000

120890000

135090000

22668000

25461000

2193000

2143000

9181000

2921000

8876000

3023000

514000

496000

-639000

-909000

29000

31000

50000

85000

202000

204000

89000

68000

12000

24000

5000

-6000

-1000

241000

203000

8498000

5322000

8257000

5119000

-180000

-196000

215000

202000

-570000

23000

-299000

-312000

3475000

2273000

895000

11662000

17551000

38000

381000

12035000

28442000

258000

401000

206000

87000

-13338000

14106000

-98000

417000

41450000

14875000

37150000

17875000

553000 474000

744000

742000

-9794000

-2292000

1494000

1552000

575000

400000

287000

106000

124000

77000

3298000

2595000

-2659000

-15194000

-10433000

10307000

2781839 466000 163000 443000 161000

332000

114000

300000

101000

200000

68000

216000

74000

445000

98000

117000

27000

322000

106000

252000

87000

-287000 -25000 -89000 -31000

29000

1344000

4547000

5216000

11368000

1368000

4633000

5367000

11079000

5681000

3340000

2058000

11123000

5720000

3318000

2085000

1000

0.0650 0.0650 19007000 20104000 0.0450 0.0450 13159000 13918000 0.1300 0.1290 38133000 39967000

0.0800

23393000

24744000

0.0600

17545000

18558000

0.1300

0.1290

38133000

39967000

0.1000

29241000

30929000

0.0800

23393000

24744000

0.1410

0.1400

41176000

43221000

<table cellpadding="0" cellspacing="0" border="0" style="width: 100%; margin-top: 12pt; margin-bottom: 12pt; font: bold 10pt Times New Roman, Times, Serif"><tr style="vertical-align: top"><td style="width: 1in">Note 3:</td> <td>Principles of Consolidation</td></tr> </table> The accompanying condensed consolidated financial statements include Wayne Savings Bancshares, Inc. and the Company’s wholly-owned subsidiary, Wayne Savings Community Bank (“Wayne Savings” or the “Bank”). Wayne Savings has eleven full-service offices in Wayne, Holmes, Ashland, Medina and Stark counties. All significant intercompany transactions and balances have been eliminated in the consolidation.

<table cellpadding="0" cellspacing="0" border="0" style="width: 100%; margin-bottom: 12pt; font: bold 10pt Times New Roman, Times, Serif"><tr style="vertical-align: top"><td style="width: 1in">Note 4:</td> <td>Securities</td></tr> </table> The amortized cost and fair values, together with gross unrealized gains and losses, of securities are as follows:   <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Amortized Cost</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Gross Unrealized Gains</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Gross Unrealized Losses</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Fair Value</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td> </td> <td colspan="14" style="text-align: center">(In thousands)</td><td> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-weight: bold; text-align: left">Available-for-sale securities</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td>  September 30, 2017:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 52%; text-align: left">     U.S. government agencies</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 9%; text-align: right">8</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 9%; text-align: right">—</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 9%; text-align: right">—</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 9%; text-align: right">8</td><td style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">     Mortgage-backed securities of           government sponsored entities</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">47,184</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">349</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">345</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">47,188</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt">     State and political subdivisions</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">11,099</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">309</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">48</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">11,360</td><td style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 2.5pt">          Totals</td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">58,291</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">658</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">393</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">58,556</td><td style="padding-bottom: 2.5pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> </table>   <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Amortized Cost</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Gross Unrealized Gains</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Gross Unrealized Losses</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Fair Value</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap" style="font-weight: bold">Available-for-sale securities</td><td nowrap="nowrap"> </td> <td colspan="14" nowrap="nowrap" style="text-align: center">(In thousands)</td><td nowrap="nowrap"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap">December 31, 2016:</td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="width: 52%; text-align: left">     U.S. government agencies</td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 9%; text-align: right">11</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 9%; text-align: right">—</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 9%; text-align: right">—</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 9%; text-align: right">11</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left">     Mortgage-backed securities of           government sponsored entities</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">58,797</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">399</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">582</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">58,614</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left">     Private-label collateralized mortgage           obligations</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">41</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">1</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">40</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">     State and political subdivisions</td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">11,698</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">402</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">56</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">12,044</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="padding-bottom: 2.5pt">          Totals</td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">70,547</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">801</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">639</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">70,709</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td></tr> </table>   <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Amortized Cost</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Gross Unrealized Gains</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Gross Unrealized Losses</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Fair Value</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="14" nowrap="nowrap" style="text-align: center">(In thousands)</td><td nowrap="nowrap"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="font-weight: bold; text-align: left">Held-to-maturity Securities:</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap">  September 30, 2017:</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="width: 52%; text-align: left">     U.S. government agencies</td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 9%; text-align: right">15</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 9%; text-align: right">—</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 9%; text-align: right">—</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 9%; text-align: right">15</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left">     Mortgage-backed securities of           government sponsored entities</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">670</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">3</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">2</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">671</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">     State and political subdivisions</td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">11,064</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">108</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">64</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">11,108</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="padding-bottom: 2.5pt">          Totals</td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">11,749</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">111</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">66</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">11,794</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td></tr> </table>   <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Amortized Cost</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Gross Unrealized Gains</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Gross Unrealized Losses</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Fair Value</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap" style="font-weight: bold">Held-to-maturity Securities:</td><td nowrap="nowrap"> </td> <td colspan="14" nowrap="nowrap" style="text-align: center">(In thousands)</td><td nowrap="nowrap"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap">     December 31, 2016:</td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="width: 52%; text-align: left">     U.S. government agencies</td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 9%; text-align: right">21</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 9%; text-align: right">—</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 9%; text-align: right">—</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 9%; text-align: right">21</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left">     Mortgage-backed securities of           government sponsored entities</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">704</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">7</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">711</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">     State and political subdivisions</td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">8,834</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">12</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">239</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">8,607</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="padding-bottom: 2.5pt">          Totals</td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">9,559</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">19</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">239</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">9,339</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td></tr> </table>   Amortized cost and fair value of available-for-sale securities and held-to-maturity securities at September 30, 2017 by contractual maturity are shown below. Expected maturities will differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties. <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Available-for-sale</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Held-to-maturity</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Amortized Cost</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Fair Value</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Amortized Cost</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Fair Value</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="14" nowrap="nowrap" style="text-align: center">(In thousands)</td><td nowrap="nowrap"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="width: 52%; text-align: left">One to five years</td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 9%; text-align: right">5,216</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 9%; text-align: right">5,367</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 9%; text-align: right">2,058</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 9%; text-align: right">2,085</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left">Five to ten years</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">4,547</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">4,633</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">3,340</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">3,318</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">After ten years</td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">1,344</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">1,368</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">5,681</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">5,720</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="padding-bottom: 1pt"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">11,107</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">11,368</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">11,079</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">11,123</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">Mortgage-backed securities of      government sponsored entities</td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">47,184</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">47,188</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">670</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">671</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="padding-bottom: 2.5pt">     Totals</td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">58,291</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">58,556</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">11,749</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">11,794</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td></tr> </table>   The carrying value of securities pledged as collateral to secure public deposits and for other purposes was $37.6 million at September 30, 2017, compared to $43.7 million at December 31, 2016. Certain investments in debt securities are reported in the financial statements at an amount less than their historical cost. The total fair value of these investments at September 30, 2017 and December 31, 2016 was $36.1 million and $49.8 million, which represented approximately 51% and 62%, respectively, of the Company’s total aggregate fair value of the available-for-sale and held-to-maturity investment portfolios. These decreases resulted primarily from changes in market interest rates. Based on an evaluation of available evidence, including recent changes in market interest rates, credit rating information and information obtained from regulatory filings, management believes the decreases in fair value for these securities are temporary at September 30, 2017. Should the impairment of any of these securities become other than temporary, the cost basis of the investment will be reduced and the resulting loss recognized in net income in the period the other-than-temporary impairment is identified. The following table shows the gross unrealized losses and fair value of the Company’s temporarily impaired investments, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position.   <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="22" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">September 30, 2017</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Less than 12 Months</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">More than 12 Months</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Total</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Fair Value</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Unrealized Losses</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Fair Value</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Unrealized Losses</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Fair Value</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Unrealized Losses</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="22" nowrap="nowrap" style="text-align: center">(In thousands)</td><td nowrap="nowrap"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="width: 34%; text-align: left">Mortgage-backed securities of      government sponsored entities</td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">14,503</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">111</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">15,777</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">236</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">30,280</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">347</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">State and political subdivisions</td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">3,360</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">40</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">2,463</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">72</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">5,823</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">112</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">Total temporarily impaired      securities</td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">17,863</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">151</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">18,240</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">308</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">36,103</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">459</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td></tr> </table>   <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="22" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">December 31, 2016</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Less than 12 Months</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">More than 12 Months</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Total</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Fair Value</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Unrealized Losses</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Fair Value</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Unrealized Losses</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Fair Value</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Unrealized Losses</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="22" nowrap="nowrap" style="text-align: center">(In thousands)</td><td nowrap="nowrap"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="width: 34%; text-align: left">Mortgage-backed securities of      government sponsored entities</td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">32,810</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">409</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">7,978</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">173</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">40,788</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">582</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left">Private-label collateralized      mortgage obligations</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">40</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">1</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">40</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">1</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">State and political subdivisions</td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">8,087</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">204</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">929</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">91</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">9,016</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">295</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">Total temporarily impaired      securities</td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">40,897</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">613</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">8,947</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">265</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">49,844</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">878</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td></tr> </table>

Note 6:	Goodwill The following table presents the balance of goodwill at September 30, 2017 and December 31, 2016: <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">September 30, 2017</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">December 31, 2016</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="6" nowrap="nowrap" style="text-align: center">(In thousands)</td><td nowrap="nowrap"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="width: 78%; padding-bottom: 2.5pt">Goodwill</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; border-bottom: Black 2.5pt double; text-align: right">1,719</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; border-bottom: Black 2.5pt double; text-align: right">1,719</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td></tr> </table>   The Company is required to annually test goodwill for impairment or more frequently if impairment indicators exist. The Company’s testing of goodwill at November 30, 2016 indicated there was no impairment in the carrying value of the related asset. There have been no indicators of impairment during 2017.

<table cellpadding="0" cellspacing="0" border="0" style="width: 100%; margin-top: 6pt; margin-bottom: 12pt; font: bold 10pt Times New Roman, Times, Serif"><tr style="vertical-align: top"><td style="width: 1in">Note 9:</td> <td>Regulatory Matters</td></tr> </table> The Bank is subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory–and possibly additional discretionary–actions by regulators that, if undertaken, could have a direct material effect on the Company’s and the Bank’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines that involve quantitative measures of assets, liabilities and certain off-balance-sheet items as calculated under regulatory accounting practices. The capital amounts and the Bank’s capital classification are also subject to qualitative judgments by the regulators about components, risk weightings and other factors. Furthermore the Bank’s regulators could require adjustments to regulatory capital not reflected in these financial statements. The Bank must give notice to, or under certain conditions specified by regulation, apply to, the Federal Reserve Bank of Cleveland prior to declaring a dividend to the Company. Under existing regulatory guidance, a dividend is generally permissible without regulatory approval if the institution is considered to be “well capitalized” and the dividend does not exceed current year-to-date net income plus the change in retained earnings for the previous two calendar years. An Ohio-chartered savings association must seek advance approval of the Superintendent of the Ohio Division of Financial Institutions before declaring a dividend that would exceed the total of the savings association’s net profits for that year combined with its retained net profits of the preceding two years, less any required transfers to surplus.   Quantitative measures established by regulation to ensure capital adequacy require the Bank to maintain minimum amounts and ratios (set forth in the following table) of Tier 1 capital to average assets, of Tier 1 common equity capital to risk-weighted assets, of Tier 1 capital to risk-weighted assets, and of total risk-based capital to risk-weighted assets, all as defined in the regulations. Management believes, as of September 30, 2017, that the Bank met all capital adequacy requirements to which it is subject. As of September 30, 2017, based on the computations for the call report the Bank is classified as well capitalized under the regulatory framework for prompt corrective action. To be categorized as well capitalized, the Bank must maintain capital ratios as set forth in the table below. There are no conditions or events since September 30, 2017, that management believes have changed the Bank’s capital classification. The Bank’s actual capital amounts and ratios as of September 30, 2017 and December 31, 2016 are presented in the following table. <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Actual</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">For Capital Adequacy Purposes</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">To Be Well Capitalized Under Prompt Corrective Action Provisions</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Amount</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Ratio</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Amount</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Ratio</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Amount</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Ratio</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap" style="font-weight: bold">As of September 30, 2017</td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="width: 34%; text-align: left">Tier 1 capital to average assets</td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">39,967</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 8%; text-align: right">9.0%</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">17,740</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 8%; text-align: right">4.0%</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">22,174</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 8%; text-align: right">5.0%</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left">Tier 1 common equity capital to risk-      weighted assets</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">39,967</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">12.9%</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">13,918</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">4.5%</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">20,104</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">6.5%</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left">Tier 1 capital to risk-weighted assets</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">39,967</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">12.9%</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">18,558</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">6.0%</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">24,744</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">8.0%</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left">Total risk-based capital to risk-      weighted assets</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">43,221</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">14.0%</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">24,744</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">8.0%</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">30,929</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">10.0%</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="font-weight: bold">As of December 31, 2016</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left">Tier 1 capital to average assets</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left">$</td><td nowrap="nowrap" style="text-align: right">38,133</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">8.5%</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left">$</td><td nowrap="nowrap" style="text-align: right">17,850</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">4.0%</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left">$</td><td nowrap="nowrap" style="text-align: right">22,313</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">5.0%</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left">Tier 1 common equity capital to risk-      weighted assets</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">38,133</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">13.0%</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">13,159</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">4.5%</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">19,007</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">6.5%</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left">Tier 1 capital to risk-weighted assets</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">38,133</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">13.0%</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">17,545</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">6.0%</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">23,393</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">8.0%</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left">Total risk-based capital to risk-      weighted assets</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">41,176</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">14.1%</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">23,393</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">8.0%</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">29,241</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">10.0%</td><td nowrap="nowrap" style="text-align: left"> </td></tr> </table> Effective January 1, 2015, new regulatory capital requirements commonly referred to as “Basel III” were implemented and are reflected in the capital table above. Management opted out of the accumulated other comprehensive income treatment under the new requirements, and as such unrealized gains and losses from available-for-sale securities will continue to be excluded from Bank regulatory capital. Implementation of the deductions and other adjustments to Common Equity Tier 1 (CET1) began on January 1, 2015, and will phase in over a four-year period (beginning at 40% on January 1, 2015, with an additional 20% per year thereafter).  Under the new rule, in order to avoid limitations on capital distributions, including dividend payments and certain discretionary bonus payments to executive officers, a banking organization must hold a capital conservation buffer composed of CET1 capital above its minimum risk-based capital requirements.  The implementation of the capital conservation buffer began on January 1, 2016, at the 0.625% level and will phase in over a four-year period (increasing by that amount on each subsequent January 1 until it reaches 2.5% on January 1, 2019). The above capital ratio requirements table excludes the capital conservation buffer.

<table cellpadding="0" cellspacing="0" border="0" style="width: 100%; margin-bottom: 12pt; font: bold 10pt Times New Roman, Times, Serif"><tr style="vertical-align: top"><td style="width: 1in">Note 11:</td> <td>Fair Value Measurements</td></tr> </table> Fair value is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. Fair value measurements must maximize the use of observable inputs and minimize the use of unobservable inputs. There is a hierarchy of three levels of inputs that may be used to measure fair value: <table cellspacing="0" cellpadding="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse"> <tr style="vertical-align: top"> <td style="width: 1in; padding-bottom: 9pt; text-align: justify; font-size: 10pt"> </td> <td style="width: 1in; padding-bottom: 9pt; text-align: justify; font-size: 10pt">Level 1</td> <td style="padding-bottom: 9pt; text-align: justify; font-size: 10pt">Quoted prices in active markets for identical assets or liabilities</td></tr> <tr style="vertical-align: top"> <td style="padding-bottom: 9pt; text-align: justify; font-size: 10pt"> </td> <td style="padding-bottom: 9pt; text-align: justify; font-size: 10pt">Level 2</td> <td style="padding-bottom: 9pt; text-align: justify; font-size: 10pt">Observable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities</td></tr> <tr style="vertical-align: top"> <td style="padding-bottom: 9pt; text-align: justify; font-size: 10pt"> </td> <td style="padding-bottom: 9pt; text-align: justify; font-size: 10pt">Level 3</td> <td style="padding-bottom: 9pt; text-align: justify; font-size: 10pt">Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities</td></tr> </table> Recurring Measurements Following is a description of the valuation methodologies used for assets measured at fair value on a recurring basis and recognized in the Company’s consolidated balance sheets, as well as the general classification of such instruments pursuant to the valuation hierarchy. Available-for-sale Securities Where quoted market prices are available in an active market, securities are classified within Level 1 of the valuation hierarchy. If quoted market prices are not available, then fair values are estimated by using quoted prices of securities with similar characteristics or independent asset pricing services and pricing models, the inputs of which are market-based or independently sourced market parameters, including, but not limited to, yield curves, interest rates, volatilities, prepayments, defaults, cumulative loss projections and cash flows. Such securities are classified in Level 2 of the valuation hierarchy. The following table presents the fair value measurements of assets measured at fair value on a recurring basis and the level within the fair value hierarchy in which the fair value measurements fall at September 30, 2017 and December 31, 2016: <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="10" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Fair Value Measurement Using</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Fair Value</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Quoted Prices in Active Markets for Identical Assets (Level 1)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Significant Other Observable Inputs (Level 2)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Significant Unobservable Inputs (Level 3)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="14" nowrap="nowrap" style="text-align: center">(In thousands)</td><td nowrap="nowrap"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap" style="font-weight: bold">September 30, 2017</td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="width: 56%; text-align: left">     U.S. government agencies</td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">8</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">—</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">8</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">—</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left">     Mortgage-backed securities           of government sponsored           entities</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">47,188</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">47,188</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left">     State and political           subdivisions</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">11,360</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">11,360</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td></tr> </table>   <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="10" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Fair Value Measurement Using</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Fair Value</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Quoted Prices in Active Markets for Identical Assets (Level 1)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Significant Other Observable Inputs (Level 2)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Significant Unobservable Inputs (Level 3)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="14" nowrap="nowrap" style="text-align: center">(In thousands)</td><td nowrap="nowrap"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap" style="font-weight: bold">December 31, 2016</td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="width: 56%; text-align: left">     U.S. government agencies</td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">11</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">—</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">11</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">—</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left">     Mortgage-backed securities           of government sponsored           entities</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">58,614</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">58,614</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left">     Private-label collateralized           mortgage obligations</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">40</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">40</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left">     State and political           subdivisions</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">12,044</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">12,044</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td></tr> </table>    Nonrecurring Measurements Certain assets may be required to be measured at fair value on a nonrecurring basis in periods subsequent to their initial recognition. These assets are not measured at fair value on an ongoing basis; however, they are subject to fair value adjustments in certain circumstances, such as when there is evidence of impairment. Collateral-dependent Impaired Loans, Net of ALLL The estimated fair value of collateral-dependent impaired loans is based on the appraised fair value of the collateral, less estimated cost to sell. Collateral-dependent impaired loans are classified within Level 3 of the fair value hierarchy. The Company considers the appraisal or evaluation as the starting point for determining fair value and then considers other factors and events in the environment that may affect the fair value. Appraisals of the collateral underlying collateral-dependent loans are obtained when the loan is determined to be collateral-dependent and subsequently as deemed necessary by the office of the Chief Financial Officer. Appraisals are reviewed for accuracy and consistency by the Credit Analyst. Appraisers are selected from the list of approved appraisers maintained by management. The appraised values are reduced by discounts to consider lack of marketability and estimated cost to sell if repayment or satisfaction of the loan is dependent on the sale of the collateral. These discounts and estimates are developed by the office of the Chief Financial Officer by comparison to historical results. Foreclosed Assets Held for Sale Foreclosed assets held for sale are carried at the lower of fair value at acquisition date or current estimated fair value, less estimated cost to sell when the real estate is acquired. Estimated fair value of real estate is based on appraisals or evaluations. Foreclosed assets held for sale are classified within Level 3 of the fair value hierarchy. Appraisals of real estate are obtained when the real estate is acquired and subsequently as deemed necessary by the Chief Financial Officer. Appraisals are reviewed internally for accuracy and consistency in accordance with regulatory requirements. Appraisers are selected from the list of approved appraisers maintained by management. The following table presents the fair value measurements of assets measured at fair value on a nonrecurring basis and the level within the fair value hierarchy in which the fair value measurements fall at September 30, 2017 and December 31, 2016. <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="10" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Fair Value Measurement Using</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Fair Value</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Quoted Prices in Active Markets for Identical Assets (Level 1)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Significant Other Observable Inputs (Level 2)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Significant Unobservable Inputs (Level 3)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="14" nowrap="nowrap" style="text-align: center">(In thousands)</td><td nowrap="nowrap"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap" style="font-weight: bold">September 30, 2017</td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="width: 56%; text-align: left">     Collateral-dependent           impaired loans</td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">94</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">—</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">—</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">94</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left">     Foreclosed assets</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">27</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">27</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="font-weight: bold"> December 31, 2016</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left">     Collateral-dependent           impaired loans</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left">$</td><td nowrap="nowrap" style="text-align: right">1,053</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left">$</td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left">$</td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left">$</td><td nowrap="nowrap" style="text-align: right">1,053</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left">     Foreclosed assets</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">2</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">2</td><td nowrap="nowrap" style="text-align: left"> </td></tr> </table>   Unobservable (Level 3) Inputs The following table presents quantitative information about unobservable inputs used in recurring and nonrecurring Level 3 fair value measurements in thousands. <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tr style="vertical-align: bottom"> <td nowrap="nowrap" style="text-align: left; vertical-align: bottom"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Fair Value</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Valuation Technique</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Unobservable Inputs</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid; vertical-align: bottom">Weighted Average</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="font-weight: bold; text-align: left; vertical-align: bottom">September 30, 2017</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: center; vertical-align: bottom"> </td><td nowrap="nowrap" style="text-align: center; vertical-align: bottom"> </td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: top; background-color: White; text-align: left"> <td nowrap="nowrap" style="width: 56%; text-align: left; vertical-align: bottom">    Collateral-dependent         impaired loans</td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">94</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 10%; text-align: center">Market comparable properties</td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 10%; text-align: center"> Discounts</td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: center; vertical-align: bottom"> </td><td nowrap="nowrap" style="width: 8%; text-align: center; vertical-align: bottom">27%</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left; vertical-align: bottom">    Foreclosed assets</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">27</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: center">Expected selling price</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: center">Selling Costs</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: center; vertical-align: bottom"> </td><td nowrap="nowrap" style="text-align: center; vertical-align: bottom">N/A</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left; vertical-align: bottom"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: center; vertical-align: bottom"> </td><td nowrap="nowrap" style="text-align: center; vertical-align: bottom"> </td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="font-weight: bold; text-align: left; vertical-align: bottom">December 31, 2016</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: center; vertical-align: bottom"> </td><td nowrap="nowrap" style="text-align: center; vertical-align: bottom"> </td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: top; background-color: White; text-align: left"> <td nowrap="nowrap" style="text-align: left; vertical-align: bottom">    Collateral-dependent         impaired loans</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left">$</td><td nowrap="nowrap" style="text-align: right">1,053</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: center">Market comparable properties and specialized equipment discounts</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: center"> Discounts</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: center; vertical-align: bottom"> </td><td nowrap="nowrap" style="text-align: center; vertical-align: bottom">25%</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left; vertical-align: bottom">    Foreclosed assets</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">2</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: center">Expected selling price</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: center">Selling Costs</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: center; vertical-align: bottom"> </td><td nowrap="nowrap" style="text-align: center; vertical-align: bottom">10%</td><td nowrap="nowrap" style="text-align: left"> </td></tr> </table>   There were changes in the inputs or methodologies used to determine fair value at September 30, 2017 as compared to December 31, 2016 as the commercial customer is in the process of liquidating its collateral. The following table presents estimated fair values of the Company’s financial instruments not carried at fair value. The fair values of certain of these instruments were calculated by discounting expected cash flows, which involves significant judgments by management and uncertainties. Fair value is the estimated amount at which financial assets or liabilities could be exchanged in a current transaction between willing parties, other than in a forced or liquidation sale. Because no market exists for certain of these financial instruments and because management does not intend to sell these financial instruments, the Company does not know whether the fair values shown below represent values at which the respective financial instruments could be sold individually or in the aggregate. <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tr style="vertical-align: bottom"> <td nowrap="nowrap" style="text-align: left; vertical-align: bottom"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="10" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Fair Value Measurements Using</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap" style="text-align: left; vertical-align: bottom"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Carrying Amount</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Quoted Prices in Active Markets for Identical Assets (Level 1)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Significant Other Observable Inputs (Level 2)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Significant Unobservable Inputs (Level 3)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap" style="text-align: left; vertical-align: bottom"> </td><td nowrap="nowrap"> </td> <td colspan="14" nowrap="nowrap" style="text-align: center">(In thousands)</td><td nowrap="nowrap"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap" style="font-weight: bold; text-align: left; vertical-align: bottom; padding-left: 10pt">September 30, 2017</td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left; vertical-align: bottom">Financial assets</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="width: 56%; text-align: left; vertical-align: bottom">     Cash and cash equivalents</td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">6,962</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">6,962</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">—</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">—</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left; vertical-align: bottom">     Held-to-maturity securities</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">11,749</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">11,794</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left; vertical-align: bottom">     Loans, net of allowance for           loan losses</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">343,872</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">356,698</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left; vertical-align: bottom">     Federal Home Loan Bank           stock</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">4,226</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">4,226</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left; vertical-align: bottom">     Interest receivable</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">1,361</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">1,361</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left; vertical-align: bottom"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left; vertical-align: bottom">Financial liabilities</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left; vertical-align: bottom">     Deposits</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">370,395</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">257,103</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">112,755</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left; vertical-align: bottom">     Other short-term borrowings</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">7,148</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">7,148</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left; vertical-align: bottom">     Federal Home Loan Bank           advances</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">22,300</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">22,258</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left; vertical-align: bottom">     Advances from borrowers           for taxes and insurance</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">753</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">753</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left; vertical-align: bottom">     Interest payable</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">33</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">33</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td></tr> </table>   <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="10" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Fair Value Measurements Using</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Carrying Amount</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Quoted Prices in Active Markets for Identical Assets (Level 1)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Significant Other Observable Inputs (Level 2)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Significant Unobservable Inputs (Level 3)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="14" nowrap="nowrap" style="text-align: center">(In thousands)</td><td nowrap="nowrap"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap" style="font-weight: bold">          December 31, 2016</td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left">Financial assets</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="width: 56%; text-align: left">     Cash and cash  equivalents</td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">16,756</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">16,756</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">—</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">—</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left">     Held-to-maturity securities</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">9,559</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">9,339</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left">     Loans, net of allowance for           loan losses</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">332,283</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">341,999</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left">     Federal Home Loan Bank           stock</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">4,226</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">4,226</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left">     Interest receivable</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">1,146</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">1,146</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left">Financial liabilities</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap">     Deposits</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">383,733</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">252,242</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">130,770</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left">     Other short-term borrowings</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">7,246</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">7,246</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left">     Federal Home Loan Bank           advances</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">18,000</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">17,938</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left">     Advances from borrowers           for taxes and insurance</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">1,306</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">1,306</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left">     Interest payable</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">29</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">29</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td></tr> </table>   The following methods and assumptions were used to estimate the fair value of each class of financial instruments. Cash and Cash Equivalents, Interest Receivable and Federal Home Loan Bank Stock The carrying amount approximates fair value. Held-to-maturity Securities The fair value of held-to-maturity securities was estimated by using pricing models that contain market pricing and information, quoted prices of securities with similar characteristics or discounted cash flows that use credit-adjusted discount rates. Loans, net of allowance for loan losses The fair value of loans is estimated by discounting the future cash flows using the current rates at which similar loans would be made to borrowers with similar credit ratings and for the same remaining maturities. Loans with similar characteristics were aggregated for purposes of the calculations. Deposits Deposits include savings accounts, checking accounts and certain money market deposits. The carrying amount approximates fair value. The fair value of fixed-maturity time deposits is estimated using a discounted cash flow calculation that applies the rates currently offered for deposits of similar remaining maturities. Interest Payable, Other Short-Term Borrowings and Advances From Borrowers for Taxes and Insurance The carrying amount approximates fair value. Federal Home Loan Bank Advances Rates currently available to the Company for debt with similar terms and remaining maturities are used to estimate the fair value of existing debt. Commitments to Originate Loans, Letters of Credit and Lines of Credit The fair value of commitments to originate loans is estimated using the fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the present creditworthiness of the counterparties. For fixed-rate loan commitments, fair value also considers the difference between current levels of interest rates and the committed rates. The fair values of letters of credit and lines of credit are based on fees currently charged for similar agreements or on the estimated cost to terminate or otherwise settle the obligations with the counterparties at the reporting date. Fair values of commitments were not material at September 30, 2017 and December 31, 2016.

<table cellpadding="0" cellspacing="0" border="0" style="width: 100%; margin-bottom: 12pt; font: bold 10pt Times New Roman, Times, Serif"><tr style="vertical-align: top"><td style="text-align: justify; width: 1in">Note 12:</td> <td style="text-align: justify">Recent Accounting Developments</td></tr> </table> FASB ASU 2014-15, Presentation of Financial Statements-Going Concern (Subtopic 205-40), Disclosure of Uncertainties about an Entity’s Ability to Continue as a Going Concern, was issued in August 2014. The amendments in this update provide guidance in Generally Accepted Accounting Principles (GAAP) about management’s responsibility to evaluate whether there is substantial doubt about an entity’s ability to continue as a going concern and to provide related footnote disclosures. The amendments in this update were effective for the annual period ending after December 15, 2016, and for annual periods and interim periods thereafter. Early application was permitted. The adoption of this standard did not have a material impact on the Company’s consolidated financial statements. FASB ASU 2015-10, Technical Corrections and Improvements was issued in September, 2015. The amendments in this Update represent changes to clarify the Codification, correct unintended application of guidance, or make minor improvements to the Codification that are not expected to have a significant effect on current accounting practice or create a significant administrative cost to entities. The amendments in this Update that require transition guidance are effective for all entities for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015. Early adoption is permitted, including adoption in an interim period. All other amendments will be effective upon the issuance of this update. The adoption of the amendments that required transition guidance did not have a material impact on the Company’s consolidated financial statements. The adoption of the other amendments in this update did not have a material impact on the Company’s consolidated financial statements. FASB ASU 2016-01, Financial Instruments–Overall (Subtopic 825-10), Recognition and Measurement of Financial Assets and Financial Liabilities was issued in January 2016. The amendments in this Update make targeted improvements to generally accepted accounting principles, and address certain aspects of recognition, measurement, presentation, and disclosure of financial statements. The amendments in this Update are effective for fiscal years beginning after December 15, 2017, including interim periods within those fiscal years. Except as specifically stated, early adoption of the amendments in this Update is not permitted. This standard is not expected to have a material impact on the Company’s consolidated financial statements. FASB ASU 2016-04, Liabilities-Extinguishments of Liabilities (Subtopic 405-20), was issued in March 2016. The amendments in this Update apply to entities that offer certain prepaid stored-value products, including prepaid gift cards, prepaid telecommunication cards, and travelers checks. The amendments in this Update contain specific guidance for the derecognition of pre-paid stored value product liabilities and are an improvement to GAAP because they specify how pre-paid stored-value product liabilities within the Update’s scope should be derecognized. The amendments in this Update are effective for financial statements issued for fiscal years beginning after December 15, 2017, and interim periods within those fiscal years. Earlier application is permitted, including adoption in an interim period. This standard is not expected to have a material impact on the Company’s consolidated financial statements, because the Company does not currently have any liabilities related to stored value cards. FASB ASU 2016-13, Financial Instruments – Credit Losses (Topic 326), Measurement of Credit Losses on Financial Instruments, was issued in September 2016. The main objective of this Update is to provide financial statement users with more decision-useful information about the expected credit losses on financial instruments and other commitments to extend credit held by a reporting entity at each reporting date. To achieve this objective, the amendments in this Update replace the incurred loss impairment methodology in current GAAP with a methodology that reflects expected credit losses and requires consideration of a broader range of reasonable and supportable information to inform credit loss estimates. The amendments in this Update are effective for fiscal years beginning after December 15, 2019, including interim periods within those fiscal year. Early adoption of the amendments in this Update are allowed for fiscal years beginning after December 15, 2018, including interim periods within those fiscal years. An entity will apply the amendments in this Update through a cumulative-effect adjustment to retained earnings as of the beginning of the first reporting period in which the guidance is effective (that is, a modified-retrospective approach). A prospective transition approach is required for debt securities for which an other-than-temporary impairment had been recognized before the effective date. The effect of a prospective transition approach is to maintain the same amortized cost basis before and after the effective date of this Update. The Company is studying the implications of this update, including following evolving regulatory and industry guidance, and gathering additional detailed historical data. The effect of this Update on the Company’s financial statements is not known at this time. FASB ASU 2016-15, Statement of Cash Flows (Topic 230), Classification of Certain Cash Receipts and Cash Payments, was issued in August 2016. The amendments in this Update provide guidance on how certain cash receipts and cash payments are presented and classified in the statement of cash flows. This Update addresses eight specific cash flow issues with the objective of reducing the diversity in practice. The amendments in this Update are effective for fiscal years beginning after December 15, 2017, and interim periods within those fiscal years. Early adoption is permitted, including adoption in an interim period. If an entity early adopts the amendments in an interim period, any adjustments should be reflected as of the beginning of the fiscal year that includes the interim period. An entity that elects early adoption must adopt all the amendments in the same period. The amendments in this Update should be applied using a retrospective transition method to each period presented. The amendments in this Update are not expected to have a material impact on the Company’s consolidated financial statements, because the Company has limited exposure to those cash flow items included in the Update. FASB ASU 2016-18, Statement of Cash Flows (Topic 230), Restricted Cash, was issued in November 2016. The amendments in this Update require that a statement of cash flows explain the change during the period in the total of cash, cash equivalents, and amounts generally described as restricted cash or restricted cash equivalents. The amendments in this Update are effective for fiscal years beginning after December 15, 2017, and interim periods within those fiscal years. Early adoption is permitted, including adoption in an interim period. If an entity early adopts the amendments in an interim period, any adjustments should be reflected as of the beginning of the fiscal year that includes the interim period. The amendments in this Update are not expected to have a material impact on the Company’s consolidated financial statements. The cash flow presentation will be expanded to include the activity related to restricted cash, or required cash reserve balances upon adoption. FASB ASU 2016-19, Technical Corrections and Improvements, was issued in December 2016. The amendments in this Update cover a wide range of topics in the Accounting Standards Codification. The amendments generally fall into one of several categories including, amendments related to differences between original guidance and the Accounting Standards Codification, guidance clarification and reference corrections, simplification, or minor improvements. Most of the amendments in this Update do not require transition guidance and are effective upon issuance of this Update. The amendments in this Update are not expected to have a material impact on the Company’s consolidated financial statements, because the Company has limited exposure and disclosures relating to those items included in this Update. FASB ASU 2017-01, Business Combinations, (Topic 805), Clarifying the Definition of a Business, was issued in January 2017. The amendments in this Update clarify the definition of a business, with the objective of adding guidance to assist entities with evaluating whether transactions should be accounted for as acquisitions (or disposals) of assets or businesses. The amendments in this Update should be applied to annual periods beginning after December 15, 2017, including interim periods within those periods. The amendments in this Update should be applied prospectively on or after the effective date. The amendments in this Update are not expected to have a material impact on the Company’s consolidated financial statements, because the Company historically has experienced minimal acquisitions or disposals, if any. FASB ASU 2017-03, Accounting Changes and Error Corrections (Topic 250) and Investments – Equity Method and Joint Ventures (Topic 323), Amendments to SEC paragraphs Pursuant to Staff Announcements at the September 22, 2016 and November 17, 2016 EITF Meetings, was issued in January 2017. The amendments in this Update provide guidance on the disclosures required regarding the reporting and financial statement impact of recently issued but not yet adopted standards. The Changes and Corrections in this Update are effective upon release. The amendments in this update will require the Company to provide increased disclosure with respect to adopting current and future accounting Updates. FASB ASU 2017-04, Intangibles-Goodwill and Other (Topic 350) Simplifying the Test for Goodwill Impairment, was issued in January 2017. The amendments in this Update modify the concept of impairment from the condition that exists when the carrying amount of goodwill exceeds its implied fair value to the condition that exists when the carrying amount of a reporting unit exceeds its fair value. The amendments in this Update should be adopted for the annual or any interim goodwill impairment tests in fiscal years beginning after December 15, 2019. Early adoption is permitted for interim or annual goodwill impairment performed on testing dates after January 1, 2017. The amendments in this Update are not expected to have a material impact on the Company’s consolidated financial statements. FASB ASU 2017-07, Compensation – Retirement Benefits (Topic 715), Improving the Presentation of Net Periodic Pension Cost and Net Periodic Post-retirement Benefit Cost, was issued in March 2017. The amendments in this Update require that an employer report the service cost component in the same line item or items as other compensation costs arising from services rendered to the pertinent employees during the period. The other components of net benefit cost are required to be presented in the income statement separately from the service cost component and outside a subtotal of income from operations. The amendments in this Update also allow for the service cost component to be eligible for capitalization when applicable. The amendments in this Update are effective for annual periods after December 31, 2017, including interim periods within those annual periods. Early adoption is permitted and should be made within the first interim period that financial statements are issued. The amendments in this Update should be applied retrospectively for the presentation of the service cost component and the other components of net periodic pension cost and net periodic post-retirement benefit cost in the income statement and prospectively, on and after the effective date, for the capitalization of the service cost component of net periodic pension cost and net periodic post-retirement benefit in assets. The amendments in this Update are not expected to have a material impact on the Company’s consolidated financial statements. FASB ASU 2017-08, Receivables-Nonrefundable Fees and Other Costs (Subtopic 310-20) Premium Amortization on Purchased Callable Debt Securities, was issued in March 2017. The amendments in this Update shorten the amortization period for certain callable debt securities held at a premium. The amendments require the premium to be amortized to the earliest call date. The amendments do not require an accounting change for securities held at a discount; the discount continues to be amortized to maturity. The amendments in this Update are effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2018. Early adoption is permitted, including adoption in an interim period. If an entity early adopts the amendments in an interim period, any adjustments should be reflected as of the beginning of the fiscal year that includes that interim period. An entity should apply the amendments in this Update on a modified retrospective basis through a cumulative-effect adjustment directly to retained earnings as of the beginning of the period of adoption. Additionally, in the period of adoption, an entity should provide disclosures about a change in accounting principle. The amendments in this Update are expected to have a negative impact on earnings during the shortened amortization period if the bond is not called. However, if the bond is not called, earnings should improve past the call date. If the bond is called as scheduled, the Updates in this amendment will not have a material impact on the Company’s consolidated financial statements. FASB ASU 2017-9 Compensation - Stock Compensation (Topic 718), Scope of Modification Accounting, was issued in May 2017. The amendments in this Update provide guidance about which changes to the terms or conditions of a share-based payment award require an entity to apply modification accounting. The amendments in this Update are effective for all entities for annual periods, and interim periods within those annual periods, beginning after December 15, 2017. Early adoption is permitted, including adoption in any interim period, for reporting periods for which financial statements have not yet been issued. The amendments in this Update should be applied prospectively to an award modified on or after the adoption date. The amendments in this Update are not expected to impact the Company’s consolidated financial statements, as the Company does not currently have any outstanding share-based payment awards.

The amortized cost and fair values, together with gross unrealized gains and losses, of securities are as follows:   <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Amortized Cost</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Gross Unrealized Gains</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Gross Unrealized Losses</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Fair Value</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td> </td> <td colspan="14" style="text-align: center">(In thousands)</td><td> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-weight: bold; text-align: left">Available-for-sale securities</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td>  September 30, 2017:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 52%; text-align: left">     U.S. government agencies</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 9%; text-align: right">8</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 9%; text-align: right">—</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 9%; text-align: right">—</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 9%; text-align: right">8</td><td style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">     Mortgage-backed securities of           government sponsored entities</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">47,184</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">349</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">345</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">47,188</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt">     State and political subdivisions</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">11,099</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">309</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">48</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">11,360</td><td style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 2.5pt">          Totals</td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">58,291</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">658</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">393</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">58,556</td><td style="padding-bottom: 2.5pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> </table>   <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Amortized Cost</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Gross Unrealized Gains</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Gross Unrealized Losses</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Fair Value</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap" style="font-weight: bold">Available-for-sale securities</td><td nowrap="nowrap"> </td> <td colspan="14" nowrap="nowrap" style="text-align: center">(In thousands)</td><td nowrap="nowrap"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap">December 31, 2016:</td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="width: 52%; text-align: left">     U.S. government agencies</td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 9%; text-align: right">11</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 9%; text-align: right">—</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 9%; text-align: right">—</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 9%; text-align: right">11</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left">     Mortgage-backed securities of           government sponsored entities</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">58,797</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">399</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">582</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">58,614</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left">     Private-label collateralized mortgage           obligations</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">41</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">1</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">40</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">     State and political subdivisions</td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">11,698</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">402</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">56</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">12,044</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="padding-bottom: 2.5pt">          Totals</td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">70,547</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">801</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">639</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">70,709</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td></tr> </table>

The following tables present the credit risk profile of the Bank’s loan portfolio based on rating category and payment activity as of September 30, 2017 and December 31, 2016: <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tr style="vertical-align: bottom"> <td nowrap="nowrap" style="font-weight: bold">September 30, 2017</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">One-to-four family residential</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">All other mortgage loans</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Commercial business loans</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Consumer loans</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="14" nowrap="nowrap" style="text-align: center">(In thousands)</td><td nowrap="nowrap"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap">Rating *</td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="width: 56%; text-align: left">     Pass (Risk 1-4)</td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">188,779</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">131,592</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">25,311</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">2,142</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left">     Special Mention (Risk 5)</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">2,232</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">32</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">     Substandard (Risk 6)</td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">3,314</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">2,389</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">643</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">6</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; vertical-align: bottom; padding-left: 50pt">Total</td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">192,093</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">136,213</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">25,986</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">2,148</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td></tr> </table>   <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tr style="vertical-align: bottom"> <td nowrap="nowrap" style="font-weight: bold">December 31, 2016</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">One-to-four family residential</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">All other mortgage loans</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Commercial business loans</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Consumer loans</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="14" nowrap="nowrap" style="text-align: center">(In thousands)</td><td nowrap="nowrap"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap">Rating *</td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="width: 56%; text-align: left">     Pass (Risk 1-4)</td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">189,975</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">119,503</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">22,427</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">2,193</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left">     Special Mention (Risk 5)</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">     Substandard (Risk 6)</td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">3,449</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">2,454</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">788</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">—</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 2.5pt; vertical-align: bottom; padding-left: 50pt">Total</td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">193,424</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">121,957</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">23,215</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">2,193</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td></tr> </table>

The following tables present the Bank’s loan portfolio aging analysis for September 30, 2017 and December 31, 2016:   <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tr style="vertical-align: bottom"> <td nowrap="nowrap" style="font-weight: bold">September 30, 2017</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">30-59 Days Past Due</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">60-89 Days Past Due</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Greater Than 90 Days</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Total Past Due</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Current</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Total Loans Receivable</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="22" nowrap="nowrap" style="text-align: center">(In thousands)</td><td nowrap="nowrap"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="width: 34%; text-align: left">One-to-four family      residential loans</td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">56</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">284</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">237</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">577</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">191,516</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">192,093</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left">All other mortgage      loans</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">183</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">63</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">246</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">135,967</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">136,213</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left">Commercial business      loans</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">14</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">50</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">517</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">581</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">25,405</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">25,986</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">Consumer loans</td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">5</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">—</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">1</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">6</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">2,142</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">2,148</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; vertical-align: bottom; padding-left: 30pt">Total</td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">258</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">334</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">818</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">1,410</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">355,030</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">356,440</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td></tr> </table>   <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tr style="vertical-align: bottom"> <td nowrap="nowrap" style="font-weight: bold">December 31, 2016</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">30-59 Days Past Due</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">60-89 Days Past Due</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Greater Than 90 Days</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Total Past Due</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Current</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Total Loans Receivable</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="22" nowrap="nowrap" style="text-align: center">(In thousands)</td><td nowrap="nowrap"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="width: 34%; text-align: left">One-to-four family      residential loans</td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">442</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">419</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">959</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">1,820</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">191,604</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">193,424</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left">All other mortgage      loans</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">63</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">63</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">121,894</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">121,957</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left">Commercial business      loans</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">15</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">23</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">38</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">23,177</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">23,215</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">Consumer loans</td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">8</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">—</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">—</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">8</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">2,185</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">2,193</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; vertical-align: bottom; padding-left: 30pt">Total</td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">465</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">419</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">1,045</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">1,929</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">338,860</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">340,789</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td></tr> </table>

Nonaccrual loans were comprised of the following at: <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tr style="vertical-align: bottom"> <td nowrap="nowrap" style="font-weight: bold">Non-accrual loans</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">September 30, 2017</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">December 31, 2016</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="6" nowrap="nowrap" style="text-align: center">(In thousands)</td><td nowrap="nowrap"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="width: 78%; text-align: left">One-to-four family residential loans</td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">1,127</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">1,473</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left">All other mortgage  loans</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">824</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">62</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left">Commercial business loans</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">518</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">23</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">Consumer loans</td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">1</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">—</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; vertical-align: bottom; padding-left: 40pt">Total</td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">2,470</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">1,558</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td></tr> </table>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"><tr style="vertical-align: bottom"><td nowrap="nowrap"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="10" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">As of September 30, 2017</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Three months ended September 30, 2017</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Nine months ended September 30, 2017</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Recorded Balance</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Unpaid Principal Balance</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Specific Allowance</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Average Investment in Impaired Loans</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Interest Income Recognized</td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Average Investment in Impaired Loans</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Interest Income Recognized</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="26" nowrap="nowrap" style="text-align: center">(In thousands)</td><td nowrap="nowrap"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left">Loans without a      specific      valuation      allowance</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="width: 23%; text-align: left">One-to-four      family      residential      loans</td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">1,122</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">1,136</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">—</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">1,130</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">10</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">1,146</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">29</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left">All other      mortgage loans</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">213</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">213</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">216</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">4</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">220</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">13</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left">Commercial      business loans</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left">Consumer loans</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left">Loans with a      specific      valuation      allowance</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left">One-to-four      family      residential      loans</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">208</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">208</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">143</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">273</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">333</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left">All other      mortgage loans</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">910</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">910</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">159</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">875</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">14</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">857</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">42</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left">Commercial      business loans</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">525</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">525</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">434</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">542</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">7</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">551</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">21</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left">Consumer loans</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">5</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">5</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">5</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">3</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">2</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap">Total:</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left">One-to-four      family      residential      loans</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left">$</td><td nowrap="nowrap" style="text-align: right">1,330</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left">$</td><td nowrap="nowrap" style="text-align: right">1,344</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left">$</td><td nowrap="nowrap" style="text-align: right">143</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left">$</td><td nowrap="nowrap" style="text-align: right">1,403</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left">$</td><td nowrap="nowrap" style="text-align: right">10</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">1,479</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left">$</td><td nowrap="nowrap" style="text-align: right">29</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left">All other      mortgage loans</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">1,123</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">1,123</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">159</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">1,091</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">18</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">1,077</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">55</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left">Commercial      business loans</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">525</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">525</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">434</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">542</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">7</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">551</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">21</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">Consumer loans</td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">5</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">5</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">5</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">3</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">—</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">2</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">—</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">2,983</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">2,997</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">741</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">3,039</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">35</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">3,109</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">105</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td></tr> </table> <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="10" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">As of December 31, 2016</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Three months ended September 30, 2016</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid"> Nine months ended September 30, 2016</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Recorded Balance</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Unpaid Principal Balance</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Specific Allowance</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Average Investment in Impaired Loans</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Interest Income Recognized</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Average Investment in Impaired Loans</td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Interest Income Recognized</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="26" nowrap="nowrap" style="text-align: center">(In thousands)</td><td nowrap="nowrap"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left">Loans without a      specific      valuation      allowance</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="width: 23%; text-align: left">One-to-four family      residential loans</td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">1,121</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">1,189</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">—</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">1,024</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">10</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">1,044</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">30</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left">All other mortgage      loans</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">226</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">226</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">1,045</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">17</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">782</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">52</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left">Commercial      business loans</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left">Loans with a      specific      valuation      allowance</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left">One-to-four family      residential loans</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">406</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">406</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">323</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">652</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">911</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left">All other mortgage      loans</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">841</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">841</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">151</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">159</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">390</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left">Commercial      business loans</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">547</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">547</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">184</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">49</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">1</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">40</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">1</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap">Total:</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left">One-to-four family      residential loans</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left">$</td><td nowrap="nowrap" style="text-align: right">1,527</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left">$</td><td nowrap="nowrap" style="text-align: right">1,595</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left">$</td><td nowrap="nowrap" style="text-align: right">323</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left">$</td><td nowrap="nowrap" style="text-align: right">1,676</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left">$</td><td nowrap="nowrap" style="text-align: right">10</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left">$</td><td nowrap="nowrap" style="text-align: right">1,955</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left">$</td><td nowrap="nowrap" style="text-align: right">30</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left">All other mortgage      loans</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">1,067</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">1,067</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">151</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">1,204</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">17</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">1,172</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">52</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">Commercial      business loans</td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">547</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">547</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">184</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">49</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">1</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">40</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">1</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">3,141</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">3,209</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">658</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">2,929</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">28</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">3,167</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">56</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td></tr></table>

The following table presents the balance of mortgage loans collateralized by residential real estate properties held as foreclosed assets at September 30, 2017 and December 31, 2016.   <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">September 30, 2017</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">December 31, 2016</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Recorded Investment</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="6" nowrap="nowrap" style="text-align: center">(In thousands)</td><td nowrap="nowrap"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="width: 78%; text-align: left; padding-bottom: 2.5pt">One-to-four family residential loans</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; border-bottom: Black 2.5pt double; text-align: right">75</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; border-bottom: Black 2.5pt double; text-align: right">2</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; text-align: left"> </td></tr></table> The following table presents the balance of those mortgage loans collateralized by residential real estate properties that are in the formal process of foreclosure at September 30, 2017 and December 31, 2016.   <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">September 30, 2017</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">December 31, 2016</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Recorded Investment</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="6" nowrap="nowrap" style="text-align: center">(In thousands)</td><td nowrap="nowrap"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="width: 78%; text-align: left; padding-bottom: 2.5pt; padding-left: 5.4pt">One-to-four family residential loans</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; border-bottom: Black 2.5pt double; text-align: right">143</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; border-bottom: Black 2.5pt double; text-align: right">97</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; text-align: left"> </td></tr> </table>

The following table presents the balance of goodwill at September 30, 2017 and December 31, 2016: <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">September 30, 2017</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">December 31, 2016</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="6" nowrap="nowrap" style="text-align: center">(In thousands)</td><td nowrap="nowrap"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="width: 78%; padding-bottom: 2.5pt">Goodwill</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; border-bottom: Black 2.5pt double; text-align: right">1,719</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; border-bottom: Black 2.5pt double; text-align: right">1,719</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td></tr></table>

The following table presents the fair value and type of securities pledged as collateral in exchange for these short-term borrowings at September 30, 2017 and December 31, 2016. <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">September 30, 2017</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">December 31, 2016</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="6" nowrap="nowrap" style="text-align: center">(In thousands)</td><td nowrap="nowrap"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="font-weight: bold; text-align: left">Repurchase Agreements</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="width: 78%; text-align: left; padding-bottom: 2.5pt">Mortgage-backed securities of government      sponsored entities</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; border-bottom: Black 2.5pt double; text-align: right">7,148</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; border-bottom: Black 2.5pt double; text-align: right">7,246</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">Gross amount of recognized liabilities for      repurchase agreements in other short-term      borrowings</td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">7,148</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">7,246</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td></tr></table>

There were no dilutive shares at September 30, 2017 or September 30, 2016. The computations are as follows: <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Three months ended September 30,</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Nine months ended September 30,</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2017</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2016</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2017</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2016</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="width: 56%; text-align: left">Net income (in thousands)</td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">855</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">550</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">2,187</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">1,931</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">Weighted-average common      shares outstanding</td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">2,754,573</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">2,747,567</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">2,754,573</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">2,747,567</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="padding-bottom: 2.5pt">Net income per share</td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">0.31</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">0.20</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">0.79</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">0.70</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td></tr></table>

The Bank’s actual capital amounts and ratios as of September 30, 2017 and December 31, 2016 are presented in the following table. <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Actual</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">For Capital Adequacy Purposes</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">To Be Well Capitalized Under Prompt Corrective Action Provisions</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Amount</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Ratio</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Amount</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Ratio</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Amount</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Ratio</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap" style="font-weight: bold">As of September 30, 2017</td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="width: 34%; text-align: left">Tier 1 capital to average assets</td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">39,967</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 8%; text-align: right">9.0%</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">17,740</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 8%; text-align: right">4.0%</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">22,174</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 8%; text-align: right">5.0%</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left">Tier 1 common equity capital to risk-      weighted assets</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">39,967</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">12.9%</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">13,918</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">4.5%</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">20,104</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">6.5%</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left">Tier 1 capital to risk-weighted assets</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">39,967</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">12.9%</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">18,558</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">6.0%</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">24,744</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">8.0%</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left">Total risk-based capital to risk-      weighted assets</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">43,221</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">14.0%</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">24,744</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">8.0%</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">30,929</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">10.0%</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="font-weight: bold">As of December 31, 2016</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left">Tier 1 capital to average assets</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left">$</td><td nowrap="nowrap" style="text-align: right">38,133</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">8.5%</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left">$</td><td nowrap="nowrap" style="text-align: right">17,850</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">4.0%</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left">$</td><td nowrap="nowrap" style="text-align: right">22,313</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">5.0%</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left">Tier 1 common equity capital to risk-      weighted assets</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">38,133</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">13.0%</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">13,159</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">4.5%</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">19,007</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">6.5%</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left">Tier 1 capital to risk-weighted assets</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">38,133</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">13.0%</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">17,545</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">6.0%</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">23,393</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">8.0%</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left">Total risk-based capital to risk-      weighted assets</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">41,176</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">14.1%</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">23,393</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">8.0%</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">29,241</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">10.0%</td><td nowrap="nowrap" style="text-align: left"> </td></tr> </table>

The components of accumulated other comprehensive income (loss), included in stockholders’ equity, are as follows: <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Gross Unrealized Gains on Available-for- Sale Securities</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Net Unrealized Loss for Unfunded Status of Split-Dollar Life Insurance Plan Liability (tax-free)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Gross Unrealized Loss for Unfunded Status of Defined Benefit Plan</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Tax Effect</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Total Accumulated Other Comprehensive Income (Loss)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="18" nowrap="nowrap" style="text-align: center">(In thousands)</td><td nowrap="nowrap"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="width: 45%; padding-bottom: 2.5pt">September 30, 2017</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; border-bottom: Black 2.5pt double; text-align: right">265</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; border-bottom: Black 2.5pt double; text-align: right">(160</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; text-align: left">)</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; border-bottom: Black 2.5pt double; text-align: right">(750</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; text-align: left">)</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; border-bottom: Black 2.5pt double; text-align: right">165</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; border-bottom: Black 2.5pt double; text-align: right">(480</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; text-align: left">)</td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="padding-bottom: 2.5pt">December 31, 2016</td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">162</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">(131</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left">)</td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">(750</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left">)</td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">200</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">(519</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left">)</td></tr> </table>

The following table presents quantitative information about unobservable inputs used in recurring and nonrecurring Level 3 fair value measurements in thousands. <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tr style="vertical-align: bottom"> <td nowrap="nowrap" style="text-align: left; vertical-align: bottom"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Fair Value</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Valuation Technique</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Unobservable Inputs</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid; vertical-align: bottom">Weighted Average</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="font-weight: bold; text-align: left; vertical-align: bottom">September 30, 2017</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: center; vertical-align: bottom"> </td><td nowrap="nowrap" style="text-align: center; vertical-align: bottom"> </td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: top; background-color: White; text-align: left"> <td nowrap="nowrap" style="width: 56%; text-align: left; vertical-align: bottom">    Collateral-dependent         impaired loans</td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">94</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 10%; text-align: center">Market comparable properties</td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 10%; text-align: center"> Discounts</td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: center; vertical-align: bottom"> </td><td nowrap="nowrap" style="width: 8%; text-align: center; vertical-align: bottom">27%</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left; vertical-align: bottom">    Foreclosed assets</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">27</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: center">Expected selling price</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: center">Selling Costs</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: center; vertical-align: bottom"> </td><td nowrap="nowrap" style="text-align: center; vertical-align: bottom">N/A</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left; vertical-align: bottom"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: center; vertical-align: bottom"> </td><td nowrap="nowrap" style="text-align: center; vertical-align: bottom"> </td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="font-weight: bold; text-align: left; vertical-align: bottom">December 31, 2016</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: center; vertical-align: bottom"> </td><td nowrap="nowrap" style="text-align: center; vertical-align: bottom"> </td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: top; background-color: White; text-align: left"> <td nowrap="nowrap" style="text-align: left; vertical-align: bottom">    Collateral-dependent         impaired loans</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left">$</td><td nowrap="nowrap" style="text-align: right">1,053</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: center">Market comparable properties and specialized equipment discounts</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: center"> Discounts</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: center; vertical-align: bottom"> </td><td nowrap="nowrap" style="text-align: center; vertical-align: bottom">25%</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left; vertical-align: bottom">    Foreclosed assets</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">2</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: center">Expected selling price</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: center">Selling Costs</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: center; vertical-align: bottom"> </td><td nowrap="nowrap" style="text-align: center; vertical-align: bottom">10%</td><td nowrap="nowrap" style="text-align: left"> </td></tr> </table>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"><tr style="vertical-align: bottom"><td nowrap="nowrap" style="text-align: left; vertical-align: bottom"></td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="10" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Fair Value Measurements Using</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap" style="text-align: left; vertical-align: bottom"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Carrying Amount</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Quoted Prices in Active Markets for Identical Assets (Level 1)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Significant Other Observable Inputs (Level 2)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Significant Unobservable Inputs (Level 3)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap" style="text-align: left; vertical-align: bottom"> </td><td nowrap="nowrap"> </td> <td colspan="14" nowrap="nowrap" style="text-align: center">(In thousands)</td><td nowrap="nowrap"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap" style="font-weight: bold; text-align: left; vertical-align: bottom; padding-left: 10pt">September 30, 2017</td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left; vertical-align: bottom">Financial assets</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="width: 56%; text-align: left; vertical-align: bottom">     Cash and cash equivalents</td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">6,962</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">6,962</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">—</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">—</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left; vertical-align: bottom">     Held-to-maturity securities</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">11,749</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">11,794</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left; vertical-align: bottom">     Loans, net of allowance for           loan losses</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">343,872</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">356,698</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left; vertical-align: bottom">     Federal Home Loan Bank           stock</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">4,226</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">4,226</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left; vertical-align: bottom">     Interest receivable</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">1,361</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">1,361</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left; vertical-align: bottom"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left; vertical-align: bottom">Financial liabilities</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left; vertical-align: bottom">     Deposits</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">370,395</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">257,103</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">112,755</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left; vertical-align: bottom">     Other short-term borrowings</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">7,148</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">7,148</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left; vertical-align: bottom">     Federal Home Loan Bank           advances</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">22,300</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">22,258</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left; vertical-align: bottom">     Advances from borrowers           for taxes and insurance</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">753</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">753</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left; vertical-align: bottom">     Interest payable</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">33</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">33</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td></tr> </table>   <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="10" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Fair Value Measurements Using</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Carrying Amount</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Quoted Prices in Active Markets for Identical Assets (Level 1)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Significant Other Observable Inputs (Level 2)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Significant Unobservable Inputs (Level 3)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="14" nowrap="nowrap" style="text-align: center">(In thousands)</td><td nowrap="nowrap"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap" style="font-weight: bold">          December 31, 2016</td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left">Financial assets</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="width: 56%; text-align: left">     Cash and cash  equivalents</td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">16,756</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">16,756</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">—</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">—</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left">     Held-to-maturity securities</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">9,559</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">9,339</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left">     Loans, net of allowance for           loan losses</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">332,283</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">341,999</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left">     Federal Home Loan Bank           stock</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">4,226</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">4,226</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left">     Interest receivable</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">1,146</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">1,146</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left">Financial liabilities</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap">     Deposits</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">383,733</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">252,242</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">130,770</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left">     Other short-term borrowings</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">7,246</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">7,246</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left">     Federal Home Loan Bank           advances</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">18,000</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">17,938</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left">     Advances from borrowers           for taxes and insurance</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">1,306</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">1,306</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left">     Interest payable</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">29</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">29</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td></tr> </table>

<table cellpadding="0" cellspacing="0" border="0" style="width: 100%; margin-bottom: 12pt; font: bold 10pt Times New Roman, Times, Serif"> <tr style="vertical-align: top"> <td style="width: 1in">Note 5:</td> <td>Credit Quality of Loans and the Allowance for Loan Losses</td></tr> </table> Loans Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoffs are reported at their outstanding principal balances adjusted for unearned income, charge-offs, the allowance for loan losses, any unamortized deferred fees or costs on originated loans and unamortized premiums or discounts on purchased loans. For loans amortized at cost, interest income is accrued based on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, as well as premiums and discounts, are deferred and amortized as a level yield adjustment over the term of the loan.   The accrual of interest on mortgage and commercial loans is discontinued at the time the loan is 90 days past due unless the credit is well secured and in process of collection. Past due status is determined based on contractual terms of the loan. In all cases, loans are placed on nonaccrual or charged off at an earlier date if collection of principal or interest is considered doubtful. All interest accrued but not collected for loans that are placed on nonaccrual or charged off is reversed against interest income. The interest on these loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current for a period of six months and future payments are reasonably assured. Allowance for Loan Losses The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to income. Loan losses are charged against the allowance when management believes the collectibility of a loan balance is in question. Subsequent recoveries, if any, are credited to the allowance. The allowance for loan losses is evaluated on a regular basis by management and is based upon management’s periodic review of the collectibility of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the borrower’s ability to repay, estimated value of any underlying collateral and prevailing economic conditions. While management uses the best information available to make such evaluations, future adjustments to the allowance may be necessary if economic conditions differ substantially from the assumptions used in making the evaluations. The allowance consists of allocated and general components. The allocated component relates to loans that are classified as impaired. For those loans that are classified as impaired, an allowance is established when the discounted cash flows (or collateral value or observable market price) of the impaired loan is lower than the carrying value of that loan. The general component covers nonclassified loans and is based on historical charge-off experience and expected loss given default derived from the Company’s internal risk rating process. Other adjustments may be made to the allowance for pools of loans after an assessment of internal or external influences on credit quality that are not fully reflected in the historical loss or risk rating data. A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured on a loan-by-loan basis for commercial and construction loans by using the present value of expected future cash flows discounted at the loan’s effective interest rate, the loan’s obtainable market price or the fair value of the collateral if the loan is collateral dependent. Large groups of smaller balance homogenous loans are collectively evaluated for impairment. Accordingly, the Company does not separately identify individual consumer and residential loans for impairment measurements, unless such loans are the subject of a restructuring agreement due to financial difficulties of the borrower.   The risk characteristics of each portfolio segment are as follows: One-to-four Family Residential Real Estate Loans For residential mortgage loans that are secured by one-to-four family residences and are generally owner occupied, the Company generally establishes a maximum loan-to-value ratio and requires private mortgage insurance if that ratio is exceeded. Home equity loans are typically secured by a subordinate interest in one-to-four family residences. Repayment can also be impacted by changes in property values on residential properties. Risk is mitigated by the fact that the loans are of smaller individual amounts and spread over a large number of borrowers. All Other Mortgage Loans All other mortgage loans consist of residential construction loans, nonresidential real estate loans, land loans and multi-family real estate loans. Residential construction loan proceeds are disbursed in increments as construction progresses and as inspections warrant. Construction loans are typically structured as permanent one-to-four family loans originated by the Company with a 12-month construction phase. Accordingly, upon completion of the construction phase, there is no change in interest rate or term to maturity of the original construction loan, nor is a new permanent loan originated. These loans are generally owner occupied and the Company generally establishes a maximum loan-to-value ratio and requires private mortgage insurance if that ratio is exceeded. Nonresidential real estate loans are negotiated on a case-by-case basis. Loans secured by nonresidential real estate generally involve a greater degree of risk than one-to-four family residential mortgage loans and carry larger loan balances. This increased credit risk is a result of several factors, including the concentration of principal in a limited number of loans and borrowers, the effects of general economic conditions on income-producing properties, and the increased difficulty of evaluating and monitoring these types of loans. Furthermore, the repayment of loans secured by nonresidential real estate is typically dependent upon the successful operation of the related real estate project. If the cash flow from the project is reduced, the borrower’s ability to repay the loan may be impaired. The Company also originates a limited number of land loans secured by individual improved and unimproved lots for future residential construction. In addition, the Company originates loans to commercial customers with land held as the collateral. Multi-family real estate loans generally involve a greater degree of credit risk than one-to-four family residential mortgage loans and carry larger loan balances. This increased credit risk is a result of several factors, including the concentration of principal in a limited number of loans and borrowers, the effects of general economic conditions on income-producing properties, and the increased difficulty of evaluating and monitoring these types of loans. Furthermore, the repayment of loans secured by multi-family real estate is typically dependent upon the successful operation of the related real estate property. If the cash flow from the project is reduced, the borrower’s ability to repay the loan may be impaired. Commercial Business Loans Commercial business loans carry a higher degree of risk than one-to-four family residential loans. Such lending typically involves large loan balances concentrated in a single borrower or groups of related borrowers for rental or business properties. In addition, the payment experience on loans secured by income-producing properties is typically dependent on the success of the operation of the related project and thus is typically affected by adverse conditions in the real estate market and in the economy. The Company originates commercial loans generally in the $50,000 to $1,000,000 range with the majority of these loans being under $500,000. Commercial loans are generally underwritten based on the borrower’s ability to pay and assets such as buildings, land and equipment are taken as additional loan collateral. Each loan is evaluated for a level of risk and assigned a rating from “1” (the highest quality rating) to “7” (the lowest quality rating). Consumer Loans Consumer loans entail greater credit risk than residential mortgage loans, particularly in the case of consumer loans that are unsecured or secured by assets that depreciate rapidly, such as automobiles, mobile homes, boats, and recreational vehicles. In such cases, repossessed collateral for a defaulted consumer loan may not provide an adequate source of repayment for the outstanding loan and the remaining deficiency often does not warrant further substantial collection efforts against the borrower. In particular, amounts realizable on the sale of repossessed automobiles may be significantly reduced based upon the condition of the automobiles and the lack of demand for used automobiles. The following presents by portfolio segment the activity in the allowance for loan losses for the three and nine months ended September 30, 2017 and 2016:   <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tr style="vertical-align: bottom"> <td nowrap="nowrap" style="font-weight: bold">Three months ended September 30, 2017</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">One-to-four family residential</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">All other mortgage loans</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Commercial business loans</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Consumer loans</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Total</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="18" nowrap="nowrap" style="text-align: center">(In thousands)</td><td nowrap="nowrap"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="width: 45%; text-align: left">Beginning balance</td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">1,362</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">1,095</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">695</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">5</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">3,157</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left">     Provision (Credit)           charged to expense</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">(111</td><td nowrap="nowrap" style="text-align: left">)</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">203</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">7</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">99</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left">     Losses charged off</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">(7</td><td nowrap="nowrap" style="text-align: left">)</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">(7</td><td nowrap="nowrap" style="text-align: left">)</td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="padding-bottom: 1pt">     Recoveries</td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">1</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">—</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">—</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">—</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">1</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="padding-bottom: 2.5pt">Ending balance</td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">1,245</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">1,298</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">695</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">12</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">3,250</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td></tr> </table>   <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tr style="vertical-align: bottom"> <td nowrap="nowrap" style="font-weight: bold">Three months ended September 30, 2016</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">One-to-four family residential</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">All other mortgage loans</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Commercial business loans</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Consumer loans</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Total</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="18" nowrap="nowrap" style="text-align: center">(In thousands)</td><td nowrap="nowrap"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="width: 45%; text-align: left">Beginning balance</td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">1,582</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">957</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">234</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">3</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">2,776</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left">     Provision (Credit)           charged to expense</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">(105</td><td nowrap="nowrap" style="text-align: left">)</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">238</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">75</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">208</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left">     Losses charged off</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">(78</td><td nowrap="nowrap" style="text-align: left">)</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">(78</td><td nowrap="nowrap" style="text-align: left">)</td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="padding-bottom: 1pt">     Recoveries</td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">—</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">—</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">1</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">—</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">1</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="padding-bottom: 2.5pt">Ending balance</td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">1,477</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">1,117</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">310</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">3</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">2,907</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td></tr> </table>     <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tr style="vertical-align: bottom"> <td nowrap="nowrap" style="font-weight: bold">Nine months ended September 30, 2017</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">One-to-four family residential</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">All other mortgage loans</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Commercial business loans</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Consumer loans</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Total</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="18" nowrap="nowrap" style="text-align: center">(In thousands)</td><td nowrap="nowrap"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="width: 45%; text-align: left">Beginning balance</td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">1,479</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">1,108</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">447</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">6</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">3,040</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left">     Provision (Credit)           charged to expense</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">(234</td><td nowrap="nowrap" style="text-align: left">)</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">190</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">247</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">6</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">209</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left">     Losses charged off</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">(30</td><td nowrap="nowrap" style="text-align: left">)</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">(30</td><td nowrap="nowrap" style="text-align: left">)</td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="padding-bottom: 1pt">     Recoveries</td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">30</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">—</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">1</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">—</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">31</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="padding-bottom: 2.5pt">Ending balance</td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">1,245</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">1,298</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">695</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">12</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">3,250</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td></tr> </table>   <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tr style="vertical-align: bottom"> <td style="font-weight: bold">Nine months ended September 30, 2016</td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">One-to-four family residential</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">All other mortgage loans</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Commercial business loans</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Consumer loans</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Total</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td> </td> <td colspan="18" style="text-align: center">(In thousands)</td><td> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 45%; text-align: left">Beginning balance</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">1,346</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">1,210</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">279</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">2</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">2,837</td><td style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">     Provision (Credit)           charged to expense</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">130</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(10</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">30</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">2</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">152</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left">     Losses charged off</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">—</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(83</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">—</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(1</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(84</td><td style="text-align: left">)</td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 1pt">     Recoveries</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">1</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">—</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">1</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">—</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">2</td><td style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-bottom: 2.5pt">Ending balance</td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">1,477</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">1,117</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">310</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">3</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">2,907</td><td style="padding-bottom: 2.5pt; text-align: left"> </td></tr> </table>   The following tables present the balance in the allowance for loan losses and the recorded investment in loans based on the portfolio segment and impairment method as of September 30, 2017 and December 31, 2016:   <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tr style="vertical-align: bottom"> <td nowrap="nowrap" style="font-weight: bold">September 30, 2017</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">One-to-four family residential</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">All other mortgage loans</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Commercial business loans</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Consumer loans</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Total</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap">Allowance Balances:</td><td nowrap="nowrap"> </td> <td colspan="18" nowrap="nowrap" style="text-align: center">(In thousands)</td><td nowrap="nowrap"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap">Ending balance:</td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="width: 45%; text-align: left">     Individually evaluated           for impairment</td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">143</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">159</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">434</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">5</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">741</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">     Collectively evaluated           for impairment</td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">1,102</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">1,139</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">261</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">7</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">2,509</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">Total allowance for      loan losses</td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">1,245</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">1,298</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">695</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">12</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">3,250</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left">Loan Balances:</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap">Ending balance:</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left">     Individually evaluated           for impairment</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left">$</td><td nowrap="nowrap" style="text-align: right">1,330</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left">$</td><td nowrap="nowrap" style="text-align: right">1,123</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left">$</td><td nowrap="nowrap" style="text-align: right">525</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left">$</td><td nowrap="nowrap" style="text-align: right">5</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left">$</td><td nowrap="nowrap" style="text-align: right">2,983</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">     Collectively evaluated           for impairment</td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">190,763</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">135,090</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">25,461</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">2,143</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">353,457</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">Total balance</td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">192,093</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">136,213</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">25,986</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">2,148</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">356,440</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td></tr> </table>     <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tr style="vertical-align: bottom"> <td nowrap="nowrap" style="font-weight: bold">December 31, 2016</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">One-to-four family residential</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">All other mortgage loans</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Commercial business loans</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Consumer loans</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Total</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap">Allowance Balances:</td><td nowrap="nowrap"> </td> <td colspan="18" nowrap="nowrap" style="text-align: center">(In thousands)</td><td nowrap="nowrap"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap">Ending balance:</td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="width: 45%; text-align: left">     Individually evaluated           for impairment</td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">323</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">151</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">184</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">—</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">658</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">     Collectively evaluated           for impairment</td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">1,156</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">957</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">263</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">6</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">2,382</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">Total allowance for loan      losses</td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">1,479</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">1,108</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">447</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">6</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">3,040</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left">Loan Balances:</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap">Ending balance:</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left">     Individually evaluated           for impairment</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left">$</td><td nowrap="nowrap" style="text-align: right">1,527</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left">$</td><td nowrap="nowrap" style="text-align: right">1,067</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left">$</td><td nowrap="nowrap" style="text-align: right">547</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left">$</td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left">$</td><td nowrap="nowrap" style="text-align: right">3,141</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">     Collectively evaluated           for impairment</td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">191,897</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">120,890</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">22,668</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">2,193</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">337,648</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">Total balance</td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">193,424</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">121,957</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">23,215</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">2,193</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">340,789</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td></tr> </table>   Total loans in the above tables do not include deferred loan origination fees of $725,000 and $747,000 or loans in process of $8.6 million and $4.7 million, respectively, for September 30, 2017 and December 31, 2016. The following tables present the credit risk profile of the Bank’s loan portfolio based on rating category and payment activity as of September 30, 2017 and December 31, 2016: <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tr style="vertical-align: bottom"> <td nowrap="nowrap" style="font-weight: bold">September 30, 2017</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">One-to-four family residential</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">All other mortgage loans</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Commercial business loans</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Consumer loans</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="14" nowrap="nowrap" style="text-align: center">(In thousands)</td><td nowrap="nowrap"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap">Rating *</td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="width: 56%; text-align: left">     Pass (Risk 1-4)</td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">188,779</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">131,592</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">25,311</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">2,142</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left">     Special Mention (Risk 5)</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">2,232</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">32</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">     Substandard (Risk 6)</td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">3,314</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">2,389</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">643</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">6</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; vertical-align: bottom; padding-left: 50pt">Total</td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">192,093</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">136,213</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">25,986</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">2,148</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td></tr> </table>   <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tr style="vertical-align: bottom"> <td nowrap="nowrap" style="font-weight: bold">December 31, 2016</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">One-to-four family residential</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">All other mortgage loans</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Commercial business loans</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Consumer loans</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="14" nowrap="nowrap" style="text-align: center">(In thousands)</td><td nowrap="nowrap"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap">Rating *</td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="width: 56%; text-align: left">     Pass (Risk 1-4)</td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">189,975</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">119,503</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">22,427</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">2,193</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left">     Special Mention (Risk 5)</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">     Substandard (Risk 6)</td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">3,449</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">2,454</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">788</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">—</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 2.5pt; vertical-align: bottom; padding-left: 50pt">Total</td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">193,424</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">121,957</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">23,215</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">2,193</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td></tr> </table>   There were no loans classified as Doubtful (Risk 7) at either September 30, 2017 or at December 31, 2016. Ratings are generally assigned to consumer and residential mortgage loans on a “pass” or “fail” basis, where “fail” results in a substandard classification. Commercial loans, both secured by real estate or other assets or unsecured, are analyzed in accordance with an analytical matrix codified in the Bank’s loan policy that produces a risk rating as described below. Risk 1 is unquestioned credit quality for any credit product. Loans are secured by cash and near cash collateral with immediate access to proceeds.   Risk 2 is very low risk with strong credit and repayment sources. Borrower is well capitalized in a stable industry, financial ratios exceed peers and financial trends are positive.   Risk 3 is very favorable risk with highly adequate credit strength and repayment sources. Borrower has good overall financial condition and adequate capitalization.   Risk 4 is acceptable, average risk with adequate credit strength and repayment sources. Collateral positions must be within Bank policies.   Risk 5 or “Special Mention,” also known as “watch,” has potential weakness that deserves Management’s close attention. This risk includes loans where the borrower has developed financial uncertainties or the borrower is resolving the financial uncertainties. Bank credits have been secured or negotiations will be ongoing to secure further collateral.   Risk 6 or “Substandard” loans are inadequately protected by the current net worth and paying capacity of the borrower or of the collateral pledged. This risk category contains loans that exhibit a weakening of the borrower’s credit strength with limited credit access and all nonperforming loans.   Risk 7 or “Doubtful” loans are significantly under protected by the current net worth and paying capacity of the borrower or of the collateral pledged. This risk category contains loans that are likely to experience a loss of some magnitude, but where the amount of the expected loss is not known with enough certainty to allow for an accurate calculation of a loss amount for charge-off. This category is considered to be temporary until a charge-off amount can be reasonably determined. The following tables present the Bank’s loan portfolio aging analysis for September 30, 2017 and December 31, 2016:   <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tr style="vertical-align: bottom"> <td nowrap="nowrap" style="font-weight: bold">September 30, 2017</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">30-59 Days Past Due</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">60-89 Days Past Due</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Greater Than 90 Days</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Total Past Due</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Current</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Total Loans Receivable</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="22" nowrap="nowrap" style="text-align: center">(In thousands)</td><td nowrap="nowrap"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="width: 34%; text-align: left">One-to-four family      residential loans</td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">56</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">284</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">237</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">577</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">191,516</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">192,093</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left">All other mortgage      loans</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">183</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">63</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">246</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">135,967</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">136,213</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left">Commercial business      loans</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">14</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">50</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">517</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">581</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">25,405</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">25,986</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">Consumer loans</td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">5</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">—</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">1</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">6</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">2,142</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">2,148</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; vertical-align: bottom; padding-left: 30pt">Total</td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">258</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">334</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">818</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">1,410</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">355,030</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">356,440</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td></tr> </table>   <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tr style="vertical-align: bottom"> <td nowrap="nowrap" style="font-weight: bold">December 31, 2016</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">30-59 Days Past Due</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">60-89 Days Past Due</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Greater Than 90 Days</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Total Past Due</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Current</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Total Loans Receivable</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="22" nowrap="nowrap" style="text-align: center">(In thousands)</td><td nowrap="nowrap"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="width: 34%; text-align: left">One-to-four family      residential loans</td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">442</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">419</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">959</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">1,820</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">191,604</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">193,424</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left">All other mortgage      loans</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">63</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">63</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">121,894</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">121,957</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left">Commercial business      loans</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">15</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">23</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">38</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">23,177</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">23,215</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">Consumer loans</td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">8</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">—</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">—</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">8</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">2,185</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">2,193</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; vertical-align: bottom; padding-left: 30pt">Total</td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">465</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">419</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">1,045</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">1,929</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">338,860</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">340,789</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td></tr> </table>   Nonaccrual loans were comprised of the following at: <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tr style="vertical-align: bottom"> <td nowrap="nowrap" style="font-weight: bold">Non-accrual loans</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">September 30, 2017</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">December 31, 2016</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="6" nowrap="nowrap" style="text-align: center">(In thousands)</td><td nowrap="nowrap"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="width: 78%; text-align: left">One-to-four family residential loans</td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">1,127</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">1,473</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left">All other mortgage  loans</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">824</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">62</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left">Commercial business loans</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">518</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">23</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">Consumer loans</td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">1</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">—</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; vertical-align: bottom; padding-left: 40pt">Total</td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">2,470</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">1,558</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td></tr> </table>     A loan is considered impaired, in accordance with the impairment accounting guidance (ASC 310-10-35-16), when based on current information and events, it is probable the Bank will be unable to collect all amounts due from the borrower in accordance with the contractual terms of the loan. Impaired loans include nonperforming commercial loans but also include loans modified in troubled debt restructurings where concessions have been granted to borrowers experiencing financial difficulties. These concessions could include a reduction in the interest rate on the loan, payment extensions, forgiveness of principal, forbearance or other actions intended to maximize collection. Information with respect to the Company’s impaired loans at September 30, 2017 and December 31, 2016 in combination with activity for the three and nine months ended September 30, 2017 and 2016 is presented below:   <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="10" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">As of September 30, 2017</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Three months ended September 30, 2017</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Nine months ended September 30, 2017</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Recorded Balance</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Unpaid Principal Balance</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Specific Allowance</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Average Investment in Impaired Loans</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Interest Income Recognized</td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Average Investment in Impaired Loans</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Interest Income Recognized</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="26" nowrap="nowrap" style="text-align: center">(In thousands)</td><td nowrap="nowrap"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left">Loans without a      specific      valuation      allowance</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="width: 23%; text-align: left">One-to-four      family      residential      loans</td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">1,122</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">1,136</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">—</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">1,130</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">10</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">1,146</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">29</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left">All other      mortgage loans</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">213</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">213</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">216</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">4</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">220</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">13</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left">Commercial      business loans</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left">Consumer loans</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left">Loans with a      specific      valuation      allowance</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left">One-to-four      family      residential      loans</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">208</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">208</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">143</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">273</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">333</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left">All other      mortgage loans</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">910</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">910</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">159</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">875</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">14</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">857</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">42</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left">Commercial      business loans</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">525</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">525</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">434</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">542</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">7</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">551</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">21</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left">Consumer loans</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">5</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">5</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">5</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">3</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">2</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap">Total:</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left">One-to-four      family      residential      loans</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left">$</td><td nowrap="nowrap" style="text-align: right">1,330</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left">$</td><td nowrap="nowrap" style="text-align: right">1,344</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left">$</td><td nowrap="nowrap" style="text-align: right">143</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left">$</td><td nowrap="nowrap" style="text-align: right">1,403</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left">$</td><td nowrap="nowrap" style="text-align: right">10</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">1,479</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left">$</td><td nowrap="nowrap" style="text-align: right">29</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left">All other      mortgage loans</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">1,123</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">1,123</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">159</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">1,091</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">18</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">1,077</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">55</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left">Commercial      business loans</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">525</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">525</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">434</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">542</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">7</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">551</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">21</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">Consumer loans</td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">5</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">5</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">5</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">3</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">—</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">2</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">—</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">2,983</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">2,997</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">741</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">3,039</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">35</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">3,109</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">105</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td></tr> </table> <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="10" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">As of December 31, 2016</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Three months ended September 30, 2016</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid"> Nine months ended September 30, 2016</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Recorded Balance</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Unpaid Principal Balance</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Specific Allowance</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Average Investment in Impaired Loans</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Interest Income Recognized</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Average Investment in Impaired Loans</td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Interest Income Recognized</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="26" nowrap="nowrap" style="text-align: center">(In thousands)</td><td nowrap="nowrap"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left">Loans without a      specific      valuation      allowance</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="width: 23%; text-align: left">One-to-four family      residential loans</td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">1,121</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">1,189</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">—</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">1,024</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">10</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">1,044</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">30</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left">All other mortgage      loans</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">226</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">226</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">1,045</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">17</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">782</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">52</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left">Commercial      business loans</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left">Loans with a      specific      valuation      allowance</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left">One-to-four family      residential loans</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">406</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">406</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">323</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">652</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">911</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left">All other mortgage      loans</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">841</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">841</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">151</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">159</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">390</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left">Commercial      business loans</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">547</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">547</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">184</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">49</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">1</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">40</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">1</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap">Total:</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left">One-to-four family      residential loans</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left">$</td><td nowrap="nowrap" style="text-align: right">1,527</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left">$</td><td nowrap="nowrap" style="text-align: right">1,595</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left">$</td><td nowrap="nowrap" style="text-align: right">323</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left">$</td><td nowrap="nowrap" style="text-align: right">1,676</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left">$</td><td nowrap="nowrap" style="text-align: right">10</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left">$</td><td nowrap="nowrap" style="text-align: right">1,955</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left">$</td><td nowrap="nowrap" style="text-align: right">30</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left">All other mortgage      loans</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">1,067</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">1,067</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">151</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">1,204</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">17</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">1,172</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">52</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">Commercial      business loans</td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">547</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">547</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">184</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">49</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">1</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">40</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">1</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">3,141</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">3,209</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">658</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">2,929</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">28</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">3,167</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">56</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td></tr> </table>   The interest income recognized in the above tables reflects interest income recognized and is not materially different from the cash basis method. All TDR classifications are due to concessions being granted to borrowers experiencing financial difficulties. Concessions to borrowers can include exceptions to loan policy including high loan-to-value ratios, no private mortgage insurance (“PMI”) and high debt-to-income ratios, as well as term and rate exceptions. There were two TDR classifications of $134,000 that occurred in the 2017 year-to-date period. One of these borrowers received a rate concession, while the second borrower was advanced additional funds. There were $412,000 of TDR classifications that occurred in the 2016 year-to-date period and included the renewal of an interest-only loan as the customer repayments had not been in accordance with the original loan terms. The remaining loans that were classified as TDR’s during the 2016 year-to-date period were to the same borrower and were on a nonaccrual status. Each TDR has been individually evaluated for impairment with the appropriate specific valuation allowance included in the allowance for loan losses calculation. There were no TDR classifications which defaulted during the three and nine months ended September 30, 2017 and 2016. The Company considers TDRs that become 90 days or more past due under modified terms as subsequently defaulted. <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="10" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Quarter-to-Date</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="10" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Year-to-Date</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap" style="font-weight: bold; text-align: center">Troubled Debt Restructurings</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Number of loans</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Pre- modification Recorded Principal Balance</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Post- modification Recorded Principal Balance</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Number of loans</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Pre- modification Recorded Principal Balance</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Post- modification Recorded Principal Balance</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="6" nowrap="nowrap" style="text-align: center">(dollars in thousands)</td><td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="6" nowrap="nowrap" style="text-align: center">(dollars in thousands)</td><td nowrap="nowrap"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap" style="font-weight: bold">September 30, 2017</td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="width: 34%; text-align: left">One-to-four family      residential loans</td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 8%; text-align: right">—</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">—</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">—</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 8%; text-align: right">2</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">134</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">134</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="font-weight: bold">September 30, 2016</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left">One-to-four family      residential loans</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left">$</td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left">$</td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">8</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left">$</td><td nowrap="nowrap" style="text-align: right">412</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left">$</td><td nowrap="nowrap" style="text-align: right">412</td><td nowrap="nowrap" style="text-align: left"> </td></tr> </table>   Foreclosed assets held for sale include those properties that the Bank has obtained legal title to through a formal foreclosure process or the borrower conveying all interest in the property to the Bank through the completion of a deed in lieu of foreclosure or similar legal agreement. The following table presents the balance of mortgage loans collateralized by residential real estate properties held as foreclosed assets at September 30, 2017 and December 31, 2016.   <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">September 30, 2017</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">December 31, 2016</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Recorded Investment</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="6" nowrap="nowrap" style="text-align: center">(In thousands)</td><td nowrap="nowrap"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="width: 78%; text-align: left; padding-bottom: 2.5pt">One-to-four family residential loans</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; border-bottom: Black 2.5pt double; text-align: right">75</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; border-bottom: Black 2.5pt double; text-align: right">2</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; text-align: left"> </td></tr> </table>   Banks foreclose on certain properties in the normal course of business when it is more probable than not that the loan balance will not be recovered through scheduled payments. Foreclosure is usually a last resort and begins after all other collection efforts have been exhausted. The following table presents the balance of those mortgage loans collateralized by residential real estate properties that are in the formal process of foreclosure at September 30, 2017 and December 31, 2016.   <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">September 30, 2017</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">December 31, 2016</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Recorded Investment</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="6" nowrap="nowrap" style="text-align: center">(In thousands)</td><td nowrap="nowrap"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="width: 78%; text-align: left; padding-bottom: 2.5pt; padding-left: 5.4pt">One-to-four family residential loans</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; border-bottom: Black 2.5pt double; text-align: right">143</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; border-bottom: Black 2.5pt double; text-align: right">97</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; text-align: left"> </td></tr> </table>

The following presents by portfolio segment the activity in the allowance for loan losses for the three and nine months ended September 30, 2017 and 2016:   <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tr style="vertical-align: bottom"> <td nowrap="nowrap" style="font-weight: bold">Three months ended September 30, 2017</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">One-to-four family residential</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">All other mortgage loans</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Commercial business loans</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Consumer loans</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Total</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="18" nowrap="nowrap" style="text-align: center">(In thousands)</td><td nowrap="nowrap"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="width: 45%; text-align: left">Beginning balance</td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">1,362</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">1,095</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">695</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">5</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">3,157</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left">     Provision (Credit)           charged to expense</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">(111</td><td nowrap="nowrap" style="text-align: left">)</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">203</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">7</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">99</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left">     Losses charged off</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">(7</td><td nowrap="nowrap" style="text-align: left">)</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">(7</td><td nowrap="nowrap" style="text-align: left">)</td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="padding-bottom: 1pt">     Recoveries</td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">1</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">—</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">—</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">—</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">1</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="padding-bottom: 2.5pt">Ending balance</td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">1,245</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">1,298</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">695</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">12</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">3,250</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td></tr> </table>   <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tr style="vertical-align: bottom"> <td nowrap="nowrap" style="font-weight: bold">Three months ended September 30, 2016</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">One-to-four family residential</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">All other mortgage loans</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Commercial business loans</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Consumer loans</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Total</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="18" nowrap="nowrap" style="text-align: center">(In thousands)</td><td nowrap="nowrap"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="width: 45%; text-align: left">Beginning balance</td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">1,582</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">957</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">234</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">3</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">2,776</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left">     Provision (Credit)           charged to expense</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">(105</td><td nowrap="nowrap" style="text-align: left">)</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">238</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">75</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">208</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left">     Losses charged off</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">(78</td><td nowrap="nowrap" style="text-align: left">)</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">(78</td><td nowrap="nowrap" style="text-align: left">)</td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="padding-bottom: 1pt">     Recoveries</td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">—</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">—</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">1</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">—</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">1</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="padding-bottom: 2.5pt">Ending balance</td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">1,477</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">1,117</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">310</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">3</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">2,907</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td></tr> </table>     <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tr style="vertical-align: bottom"> <td nowrap="nowrap" style="font-weight: bold">Nine months ended September 30, 2017</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">One-to-four family residential</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">All other mortgage loans</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Commercial business loans</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Consumer loans</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Total</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="18" nowrap="nowrap" style="text-align: center">(In thousands)</td><td nowrap="nowrap"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="width: 45%; text-align: left">Beginning balance</td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">1,479</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">1,108</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">447</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">6</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">3,040</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left">     Provision (Credit)           charged to expense</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">(234</td><td nowrap="nowrap" style="text-align: left">)</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">190</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">247</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">6</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">209</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left">     Losses charged off</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">(30</td><td nowrap="nowrap" style="text-align: left">)</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right">(30</td><td nowrap="nowrap" style="text-align: left">)</td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="padding-bottom: 1pt">     Recoveries</td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">30</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">—</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">1</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">—</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">31</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="padding-bottom: 2.5pt">Ending balance</td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">1,245</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">1,298</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">695</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">12</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">3,250</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td></tr> </table>   <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tr style="vertical-align: bottom"> <td style="font-weight: bold">Nine months ended September 30, 2016</td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">One-to-four family residential</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">All other mortgage loans</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Commercial business loans</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Consumer loans</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Total</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td> </td> <td colspan="18" style="text-align: center">(In thousands)</td><td> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 45%; text-align: left">Beginning balance</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">1,346</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">1,210</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">279</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">2</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">2,837</td><td style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">     Provision (Credit)           charged to expense</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">130</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(10</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">30</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">2</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">152</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left">     Losses charged off</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">—</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(83</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">—</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(1</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(84</td><td style="text-align: left">)</td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 1pt">     Recoveries</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">1</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">—</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">1</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">—</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">2</td><td style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-bottom: 2.5pt">Ending balance</td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">1,477</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">1,117</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">310</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">3</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">2,907</td><td style="padding-bottom: 2.5pt; text-align: left"> </td></tr> </table>   The following tables present the balance in the allowance for loan losses and the recorded investment in loans based on the portfolio segment and impairment method as of September 30, 2017 and December 31, 2016:   <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tr style="vertical-align: bottom"> <td nowrap="nowrap" style="font-weight: bold">September 30, 2017</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">One-to-four family residential</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">All other mortgage loans</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Commercial business loans</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Consumer loans</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Total</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap">Allowance Balances:</td><td nowrap="nowrap"> </td> <td colspan="18" nowrap="nowrap" style="text-align: center">(In thousands)</td><td nowrap="nowrap"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap">Ending balance:</td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="width: 45%; text-align: left">     Individually evaluated           for impairment</td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">143</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">159</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">434</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">5</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">741</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">     Collectively evaluated           for impairment</td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">1,102</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">1,139</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">261</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">7</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">2,509</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">Total allowance for      loan losses</td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">1,245</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">1,298</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">695</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">12</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">3,250</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left">Loan Balances:</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap">Ending balance:</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left">     Individually evaluated           for impairment</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left">$</td><td nowrap="nowrap" style="text-align: right">1,330</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left">$</td><td nowrap="nowrap" style="text-align: right">1,123</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left">$</td><td nowrap="nowrap" style="text-align: right">525</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left">$</td><td nowrap="nowrap" style="text-align: right">5</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left">$</td><td nowrap="nowrap" style="text-align: right">2,983</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">     Collectively evaluated           for impairment</td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">190,763</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">135,090</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">25,461</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">2,143</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">353,457</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">Total balance</td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">192,093</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">136,213</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">25,986</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">2,148</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">356,440</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td></tr> </table>     <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tr style="vertical-align: bottom"> <td nowrap="nowrap" style="font-weight: bold">December 31, 2016</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">One-to-four family residential</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">All other mortgage loans</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Commercial business loans</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Consumer loans</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Total</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap">Allowance Balances:</td><td nowrap="nowrap"> </td> <td colspan="18" nowrap="nowrap" style="text-align: center">(In thousands)</td><td nowrap="nowrap"> </td></tr> <tr style="vertical-align: bottom"> <td nowrap="nowrap">Ending balance:</td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td colspan="2" nowrap="nowrap"> </td><td nowrap="nowrap"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="width: 45%; text-align: left">     Individually evaluated           for impairment</td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">323</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">151</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">184</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">—</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td><td nowrap="nowrap" style="width: 1%"> </td> <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 8%; text-align: right">658</td><td nowrap="nowrap" style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">     Collectively evaluated           for impairment</td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">1,156</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">957</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">263</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">6</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">2,382</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">Total allowance for loan      losses</td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">1,479</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">1,108</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">447</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">6</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">3,040</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left">Loan Balances:</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap">Ending balance:</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap" style="text-align: right"> </td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left">     Individually evaluated           for impairment</td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left">$</td><td nowrap="nowrap" style="text-align: right">1,527</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left">$</td><td nowrap="nowrap" style="text-align: right">1,067</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left">$</td><td nowrap="nowrap" style="text-align: right">547</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left">$</td><td nowrap="nowrap" style="text-align: right">—</td><td nowrap="nowrap" style="text-align: left"> </td><td nowrap="nowrap"> </td> <td nowrap="nowrap" style="text-align: left">$</td><td nowrap="nowrap" style="text-align: right">3,141</td><td nowrap="nowrap" style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">     Collectively evaluated           for impairment</td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">191,897</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">120,890</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">22,668</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">2,193</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 1pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">337,648</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">Total balance</td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">193,424</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">121,957</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">23,215</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">2,193</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td> <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">340,789</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"> </td></tr> </table>

Ratings are generally assigned to consumer and residential mortgage loans on a "pass" or "fail" basis, where "fail" results in a substandard classification. Commercial loans, both secured by real estate or other assets or unsecured, are analyzed in accordance with an analytical matrix codified in the Bank's loan policy that produces a risk rating as described below.

EX-101.SCH 6 wayn-20170930.xsd XBRL SCHEMA FILE 00000001 - Document - Document and Entity Information link:presentationLink link:calculationLink link:definitionLink 00000002 - Statement - Condensed Consolidated Balance Sheets link:presentationLink link:calculationLink link:definitionLink 00000003 - Statement - Condensed Consolidated Balance Sheets (Parenthetical) link:presentationLink link:calculationLink link:definitionLink 00000004 - Statement - Condensed Consolidated Statements of Income and Comprehensive Income (Unaudited) link:presentationLink link:calculationLink link:definitionLink 00000005 - Statement - Condensed Consolidated Statements of Cash Flows (Unaudited) link:presentationLink link:calculationLink link:definitionLink 00000006 - Disclosure - Basis of Presentation link:presentationLink link:calculationLink link:definitionLink 00000007 - Disclosure - Subsequent Event link:presentationLink link:calculationLink link:definitionLink 00000008 - Disclosure - Principles of Consolidation link:presentationLink link:calculationLink link:definitionLink 00000009 - Disclosure - Securities link:presentationLink link:calculationLink link:definitionLink 00000010 - Disclosure - Credit Quality of Loans and the Allowance for Loan Losses link:presentationLink link:calculationLink link:definitionLink 00000011 - Disclosure - Goodwill link:presentationLink link:calculationLink link:definitionLink 00000012 - Disclosure - Repurchase Agreements link:presentationLink link:calculationLink link:definitionLink 00000013 - Disclosure - Earnings Per Share link:presentationLink link:calculationLink link:definitionLink 00000014 - Disclosure - Regulatory Matters link:presentationLink link:calculationLink link:definitionLink 00000015 - Disclosure - Accumulated Other Comprehensive Income (Loss) link:presentationLink link:calculationLink link:definitionLink 00000016 - Disclosure - Fair Value Measurements link:presentationLink link:calculationLink link:definitionLink 00000017 - Disclosure - Recent Accounting Developments link:presentationLink link:calculationLink link:definitionLink 00000018 - Disclosure - Securities (Tables) link:presentationLink link:calculationLink link:definitionLink 00000019 - Disclosure - Credit Quality of Loans and the Allowance for Loan Losses (Tables) link:presentationLink link:calculationLink link:definitionLink 00000020 - Disclosure - Goodwill (Tables) link:presentationLink link:calculationLink link:definitionLink 00000021 - Disclosure - Repurchase Agreements (Tables) link:presentationLink link:calculationLink link:definitionLink 00000022 - Disclosure - Earnings Per Share (Tables) link:presentationLink link:calculationLink link:definitionLink 00000023 - Disclosure - Regulatory Matters (Tables) link:presentationLink link:calculationLink link:definitionLink 00000024 - Disclosure - Accumulated Other Comprehensive Income (Loss) (Tables) link:presentationLink link:calculationLink link:definitionLink 00000025 - Disclosure - Fair Value Measurements (Tables) link:presentationLink link:calculationLink link:definitionLink 00000026 - Disclosure - Securities (Narrative) (Details) link:presentationLink link:calculationLink link:definitionLink 00000027 - Disclosure - Securities (Schedule of Available for Sale Securities and Held To Maturity Securities) (Details) link:presentationLink link:calculationLink link:definitionLink 00000028 - Disclosure - Securities (Schedule of Expected Maturities of Available for Sale and Held To Maturity Securities) (Details) link:presentationLink link:calculationLink link:definitionLink 00000029 - Disclosure - Securities (Schedule of Securities in a Gross Unrealized Loss Position) (Details) link:presentationLink link:calculationLink link:definitionLink 00000030 - Disclosure - Credit Quality of Loans and the Allowance for Loan Losses (Narrative) (Details) link:presentationLink link:calculationLink link:definitionLink 00000031 - Disclosure - Credit Quality of Loans and the Allowance for Loan Losses (Schedule of Activity in Allowance for Loan Losses) (Details) link:presentationLink link:calculationLink link:definitionLink 00000032 - Disclosure - Credit Quality of Loans and the Allowance for Loan Losses (Schedule of Allowance for Loan Losses and Recorded Investment) (Details) link:presentationLink link:calculationLink link:definitionLink 00000033 - Disclosure - Credit Quality of Loans and the Allowance for Loan Losses (Schedule of Loans Receivable by Credit Risk Profile) (Details) link:presentationLink link:calculationLink link:definitionLink 00000034 - Disclosure - Credit Quality of Loans and the Allowance for Loan Losses (Schedule of Aging Analysis of Loans Receivable) (Details) link:presentationLink link:calculationLink link:definitionLink 00000035 - Disclosure - Credit Quality of Loans and the Allowance for Loan Losses (Schedule of Non-accrual Loans) (Details) link:presentationLink link:calculationLink link:definitionLink 00000036 - Disclosure - Credit Quality of Loans and the Allowance for Loan Losses (Schedule of Impaired Loans) (Details) link:presentationLink link:calculationLink link:definitionLink 00000037 - Disclosure - Credit Quality of Loans and the Allowance for Loan Losses (Schedule of Troubled Debt Restructurings) (Details) link:presentationLink link:calculationLink link:definitionLink 00000038 - Disclosure - Credit Quality of Loans and the Allowance for Loan Losses (Schedule of Loans Collateralized by Residential Real Estate Properties) (Details) link:presentationLink link:calculationLink link:definitionLink 00000039 - Disclosure - Goodwill (Details) link:presentationLink link:calculationLink link:definitionLink 00000040 - Disclosure - Repurchase Agreements (Details) link:presentationLink link:calculationLink link:definitionLink 00000041 - Disclosure - Earnings Per Share (Details) link:presentationLink link:calculationLink link:definitionLink 00000042 - Disclosure - Regulatory Matters (Narrative) (Details) link:presentationLink link:calculationLink link:definitionLink 00000043 - Disclosure - Regulatory Matters (Schedule of Regulatory Capital Requirements) (Details) link:presentationLink link:calculationLink link:definitionLink 00000044 - Disclosure - Accumulated Other Comprehensive Income (Loss) (Schedule of Accumulated Other Comprehensive Income) (Details) link:presentationLink link:calculationLink link:definitionLink 00000045 - Disclosure - Fair Value Measurements (Schedule of Fair Value Measured on a Recurring Basis) (Details) link:presentationLink link:calculationLink link:definitionLink 00000046 - Disclosure - Fair Value Measurements (Schedule of Fair Value Measured on a Nonrecurring Basis) (Details) link:presentationLink link:calculationLink link:definitionLink 00000047 - Disclosure - Fair Value Measurements (Schedule of Level 3 Fair Value Measurements) (Details) link:presentationLink link:calculationLink link:definitionLink 00000048 - Disclosure - Fair Value Measurements (Schedule of Fair Value of Financial Instruments) (Details) link:presentationLink link:calculationLink link:definitionLink EX-101.CAL 7 wayn-20170930_cal.xml XBRL CALCULATION FILE EX-101.DEF 8 wayn-20170930_def.xml XBRL DEFINITION FILE EX-101.LAB 9 wayn-20170930_lab.xml XBRL LABEL FILE Class of Financing Receivable, Type [Axis] One-to-four family residential [Member] Consumer loans [Member] Commercial business loans [Member] All other mortgage loans [Member] Major Types of Debt and Equity Securities [Axis] U.S. government agencies [Member] Mortgage-backed securities of government sponsored entities [Member] State and political subdivisions [Member] Private-label collateralized mortgage obligations [Member] Fair Value, Hierarchy [Axis] Significant Unobservable Inputs (Level 3) [Member] Significant Other Observable Inputs (Level 2) [Member] Measurement Basis [Axis] Carrying Amount [Member] Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] Internal Credit Assessment [Axis] Special Mention (Risk 5) [Member] Substandard (Risk 6) [Member] Pass (Risk 1-4) [Member] Financing Receivables, Period Past Due [Axis] 60-89 Days Past Due [Member] 30-59 Days Past Due [Member] Greater Than 90 Days Past Due [Member] Securities or Other Assets Sold under Agreements to Repurchase [Axis] Measurement Frequency [Axis] Fair Value, Measurements, Recurring [Member] Fair Value [Member] Fair Value, Measurements, Nonrecurring [Member] Asset Class [Axis] Collateral-dependent impaired loans [Member] Foreclosed assets [Member] Consumer loans [Member] Document And Entity Information Entity Registrant Name Entity Central Index Key Document Type Document Period End Date Amendment Flag Current Fiscal Year End Date Entity Filer Category Entity Common Stock, Shares Outstanding Document Fiscal Period Focus Document Fiscal Year Focus Statement of Financial Position [Abstract] Assets Cash and due from banks Interest-bearing deposits Cash and cash equivalents Available-for-sale securities Held-to-maturity securities Loans, net of allowance for loan losses of $3,250 and $3,040 at September 30, 2017 and December 31, 2016, respectively Premises and equipment Federal Home Loan Bank stock Foreclosed assets held for sale, net Accrued interest receivable Bank-owned life insurance Goodwill Prepaid federal income taxes Other assets Total assets Liabilities and Stockholders' Equity Liabilities Deposits Demand Savings and money market Time Total deposits Other short-term borrowings Federal Home Loan Bank advances Accrued federal income taxes Deferred federal income taxes Interest payable and other liabilities Total liabilities Commitments and Contingencies Stockholders' Equity Preferred stock, 500,000 shares of $.10 par value authorized; no shares issued Common stock, $.10 par value; authorized 9,000,000 shares; 3,978,731 shares issued Additional paid-in capital Retained earnings Shares acquired by ESOP Accumulated other comprehensive loss Treasury stock, at cost: Common: 1,196,892 shares at September 30, 2017 and December 31, 2016 Total stockholders' equity Total liabilities and stockholders' equity Allowance for loan losses Preferred stock, par value Preferred stock, shares authorized Preferred stock, shares issued Common stock, par value Common stock, shares authorized Common stock, shares issued Treasury stock, shares Income Statement [Abstract] Interest and Dividend Income Loans Securities Dividends on Federal Home Loan Bank stock and other Total interest and dividend income Interest Expense Deposits Other short-term borrowings Federal Home Loan Bank advances Total interest expense Net Interest Income Provision for Loan Losses Net Interest Income After Provision for Loan Losses Noninterest Income Deposit service charges Gain on loan sales Gain (loss) on sale of foreclosed assets held for sale Earnings on bank-owned life insurance Interchange fees Other operating Total noninterest income Noninterest Expense Salaries and employee benefits Net occupancy and equipment expense Federal deposit insurance premiums Franchise taxes Advertising and marketing Legal Audit and accounting Stockholder expense Other Total noninterest expense Income Before Federal Income Taxes Provision for Federal Income Taxes Net Income Other comprehensive income (loss): Unrealized gains (losses) on available-for-sale securities Unrecognized loss on split-dollar life insurance policy Tax (expense) benefit Other comprehensive income (loss) Total comprehensive income Basic and Diluted Earnings Per Share Dividends Per Share Statement of Cash Flows [Abstract] Operating Activities Net income Items not requiring (providing) cash Depreciation and amortization Provision for loan losses Amortization of premiums and discounts on securities Amortization of mortgage servicing rights Amortization of deferred loan origination fees Increase in value of bank-owned life insurance Amortization expense of stock benefit plan Provision for impairment on foreclosed assets held for sale (Gain) loss on sale of foreclosed assets held for sale Net gain on sale of loans Proceeds from sale of loans in the secondary market Origination of loans for sale in the secondary market Deferred income taxes Changes in Accrued interest receivable Other assets Interest payable and other liabilities Net cash provided by operating activities Investing Activities Purchase of available-for-sale securities Purchase of held-to-maturity securities Proceeds from maturities and paydowns of available-for-sale securities Proceeds from maturities and paydowns of held-to-maturity securities Net change in loans Purchase of premises and equipment Proceeds from the sale of premises and equipment Proceeds from the sale of foreclosed assets Net cash used in investing activities Financing Activities Net change in deposits Net change in other short-term borrowings Proceeds from Federal Home Loan Bank advances Repayments of Federal Home Loan Bank advances Advances by borrowers for taxes and insurance Dividends on common stock Net cash provided by (used in) financing activities Change in Cash and Cash Equivalents Cash and Cash Equivalents, Beginning of period Cash and Cash Equivalents, End of period Supplemental Cash Flows Information Interest paid on deposits and borrowings Federal income taxes paid Supplemental Disclosure of Non-Cash Investing and Financing Activities Transfers from loans to foreclosed assets held for sale Recognition of mortgage servicing rights Dividends payable Organization, Consolidation and Presentation of Financial Statements [Abstract] Basis of Presentation Subsequent Event Subsequent event Principles of Consolidation [Abstract] Principles of Consolidation EX-101.PRE 10 wayn-20170930_pre.xml XBRL PRESENTATION FILE XML 11 R1.htm IDEA: XBRL DOCUMENT

Document and Entity Information - shares	9 Months Ended
Document and Entity Information - shares	Sep. 30, 2017	Oct. 31, 2017
Document And Entity Information
Entity Registrant Name	WAYNE SAVINGS BANCSHARES INC /DE/
Entity Central Index Key	0001036030
Document Type	10-Q
Document Period End Date	Sep. 30, 2017
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Entity Filer Category	Smaller Reporting Company
Entity Common Stock, Shares Outstanding		2,781,839
Document Fiscal Period Focus	Q3
Document Fiscal Year Focus	2017

XML 12 R2.htm IDEA: XBRL DOCUMENT

Condensed Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Assets
Cash and due from banks	$ 2,829	$ 10,138
Interest-bearing deposits	4,133	6,618
Cash and cash equivalents	6,962	16,756
Available-for-sale securities	58,556	70,709
Held-to-maturity securities	11,749	9,559
Loans, net of allowance for loan losses of $3,250 and $3,040 at September 30, 2017 and December 31, 2016, respectively	343,872	332,283
Premises and equipment	6,163	6,420
Federal Home Loan Bank stock	4,226	4,226
Foreclosed assets held for sale, net	75	2
Accrued interest receivable	1,361	1,146
Bank-owned life insurance	10,029	9,827
Goodwill	1,719	1,719
Prepaid federal income taxes		264
Other assets	1,545	1,880
Total assets	446,257	454,791
Deposits
Demand	113,178	111,213
Savings and money market	143,925	141,029
Time	113,292	131,491
Total deposits	370,395	383,733
Other short-term borrowings	7,148	7,246
Federal Home Loan Bank advances	22,300	18,000
Accrued federal income taxes	101
Deferred federal income taxes	39	184
Interest payable and other liabilities	3,676	4,600
Total liabilities	403,659	413,763
Commitments and Contingencies
Stockholders' Equity
Preferred stock, 500,000 shares of $.10 par value authorized; no shares issued
Common stock, $.10 par value; authorized 9,000,000 shares; 3,978,731 shares issued	398	398
Additional paid-in capital	36,079	36,041
Retained earnings	23,760	22,317
Shares acquired by ESOP	(223)	(273)
Accumulated other comprehensive loss	(480)	(519)
Treasury stock, at cost: Common: 1,196,892 shares at September 30, 2017 and December 31, 2016	(16,936)	(16,936)
Total stockholders' equity	42,598	41,028
Total liabilities and stockholders' equity	$ 446,257	$ 454,791

XML 13 R3.htm IDEA: XBRL DOCUMENT

Condensed Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Statement of Financial Position [Abstract]
Allowance for loan losses	$ 3,250	$ 3,040
Preferred stock, par value	$ 0.10	$ 0.10
Preferred stock, shares authorized	500,000	500,000
Preferred stock, shares issued	0	0
Common stock, par value	$ 0.10	$ 0.10
Common stock, shares authorized	9,000,000	9,000,000
Common stock, shares issued	3,978,731	3,978,731
Treasury stock, shares	1,196,892	1,196,892

XML 14 R4.htm IDEA: XBRL DOCUMENT

Condensed Consolidated Statements of Income and Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016
Interest and Dividend Income
Loans	$ 3,641	$ 3,375	$ 10,646	$ 9,753
Securities	452	516	1,406	1,712
Dividends on Federal Home Loan Bank stock and other	61	62	174	155
Total interest and dividend income	4,154	3,953	12,226	11,620
Interest Expense
Deposits	419	464	1,301	1,332
Other short-term borrowings	3	3	8	7
Federal Home Loan Bank advances	69	67	189	206
Total interest expense	491	534	1,498	1,545
Net Interest Income	3,663	3,419	10,728	10,075
Provision for Loan Losses	99	208	209	152
Net Interest Income After Provision for Loan Losses	3,564	3,211	10,519	9,923
Noninterest Income
Deposit service charges	163	161	466	443
Gain on loan sales	70	82	241	203
Gain (loss) on sale of foreclosed assets held for sale	5	(1)	5	(6)
Earnings on bank-owned life insurance	76	75	225	223
Interchange fees	114	101	332	300
Other operating	126	104	412	361
Total noninterest income	554	522	1,681	1,524
Noninterest Expense
Salaries and employee benefits	1,531	1,779	4,781	5,227
Net occupancy and equipment expense	601	545	1,654	1,581
Federal deposit insurance premiums	38	61	126	201
Franchise taxes	90	89	275	266
Advertising and marketing	68	74	200	216
Legal	98	27	445	117
Audit and accounting	106	87	322	252
Stockholder expense	25	31	287	89
Other	364	330	1,091	927
Total noninterest expense	2,921	3,023	9,181	8,876
Income Before Federal Income Taxes	1,197	710	3,019	2,571
Provision for Federal Income Taxes	342	160	832	640
Net Income	855	550	2,187	1,931
Other comprehensive income (loss):
Unrealized gains (losses) on available-for-sale securities	(127)	(272)	103	367
Unrecognized loss on split-dollar life insurance policy			(29)
Tax (expense) benefit	43	92	(35)	(125)
Other comprehensive income (loss)	(84)	(180)	39	242
Total comprehensive income	$ 771	$ 370	$ 2,226	$ 2,173
Basic and Diluted Earnings Per Share	$ 0.31	$ 0.20	$ 0.79	$ 0.70
Dividends Per Share	$ 0.09	$ 0.09	$ 0.27	$ 0.27

XML 15 R5.htm IDEA: XBRL DOCUMENT

Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016
Operating Activities
Net income	$ 2,187	$ 1,931
Items not requiring (providing) cash
Depreciation and amortization	514	496
Provision for loan losses	209	152
Amortization of premiums and discounts on securities	639	909
Amortization of mortgage servicing rights	29	31
Amortization of deferred loan origination fees	(50)	(85)
Increase in value of bank-owned life insurance	(202)	(204)
Amortization expense of stock benefit plan	89	68
Provision for impairment on foreclosed assets held for sale	12	24
(Gain) loss on sale of foreclosed assets held for sale	(5)	6
Net gain on sale of loans	(241)	(203)
Proceeds from sale of loans in the secondary market	8,498	5,322
Origination of loans for sale in the secondary market	(8,257)	(5,119)
Deferred income taxes	(180)	(196)
Changes in
Accrued interest receivable	(215)	(202)
Other assets	570	(23)
Interest payable and other liabilities	(299)	(312)
Net cash provided by operating activities	3,298	2,595
Investing Activities
Purchase of available-for-sale securities		(3,475)
Purchase of held-to-maturity securities	(2,273)	(895)
Proceeds from maturities and paydowns of available-for-sale securities	11,662	17,551
Proceeds from maturities and paydowns of held-to-maturity securities	38	381
Net change in loans	(12,035)	(28,442)
Purchase of premises and equipment	(258)	(401)
Proceeds from the sale of premises and equipment	1
Proceeds from the sale of foreclosed assets	206	87
Net cash used in investing activities	(2,659)	(15,194)
Financing Activities
Net change in deposits	(13,338)	14,106
Net change in other short-term borrowings	(98)	417
Proceeds from Federal Home Loan Bank advances	41,450	14,875
Repayments of Federal Home Loan Bank advances	(37,150)	(17,875)
Advances by borrowers for taxes and insurance	(553)	(474)
Dividends on common stock	(744)	(742)
Net cash provided by (used in) financing activities	(10,433)	10,307
Change in Cash and Cash Equivalents	(9,794)	(2,292)
Cash and Cash Equivalents, Beginning of period	16,756	11,156
Cash and Cash Equivalents, End of period	6,962	8,864
Supplemental Cash Flows Information
Interest paid on deposits and borrowings	1,494	1,552
Federal income taxes paid	575	400
Supplemental Disclosure of Non-Cash Investing and Financing Activities
Transfers from loans to foreclosed assets held for sale	287	106
Recognition of mortgage servicing rights	124	77
Dividends payable	$ 250	$ 250

XML 16 R6.htm IDEA: XBRL DOCUMENT

Basis of Presentation

9 Months Ended

Sep. 30, 2017

Organization, Consolidation and Presentation of Financial Statements [Abstract]

Basis of Presentation

Note 1:

Basis of Presentation

XML 17 R7.htm IDEA: XBRL DOCUMENT

Subsequent Event

9 Months Ended

Sep. 30, 2017

Subsequent Event

Subsequent event

Note 2:

Subsequent event

XML 18 R8.htm IDEA: XBRL DOCUMENT

Principles of Consolidation

9 Months Ended

Sep. 30, 2017

Principles of Consolidation [Abstract]

Principles of Consolidation

Note 3:

Principles of Consolidation

Wayne Savings has eleven full-service offices in Wayne, Holmes, Ashland, Medina and Stark counties. All significant intercompany transactions and balances have been eliminated in the consolidation.

XML 19 R9.htm IDEA: XBRL DOCUMENT

Securities

9 Months Ended

Sep. 30, 2017

Investments, Debt and Equity Securities [Abstract]

Securities

Note 4:

Securities

The amortized cost and fair values, together with gross unrealized gains and losses, of securities are as follows:

	Amortized Cost		Gross Unrealized Gains		Gross Unrealized Losses		Fair Value
	(In thousands)
Available-for-sale securities
September 30, 2017:
U.S. government agencies	$	8	$	—	$	—	$	8
Mortgage-backed securities of government sponsored entities		47,184		349		345		47,188
State and political subdivisions		11,099		309		48		11,360
Totals	$	58,291	$	658	$	393	$	58,556

	Amortized Cost		Gross Unrealized Gains		Gross Unrealized Losses		Fair Value
Available-for-sale securities	(In thousands)
December 31, 2016:
U.S. government agencies	$	11	$	—	$	—	$	11
Mortgage-backed securities of government sponsored entities		58,797		399		582		58,614
Private-label collateralized mortgage obligations		41		—		1		40
State and political subdivisions		11,698		402		56		12,044
Totals	$	70,547	$	801	$	639	$	70,709

	Amortized Cost		Gross Unrealized Gains		Gross Unrealized Losses		Fair Value
	(In thousands)
Held-to-maturity Securities:
September 30, 2017:
U.S. government agencies	$	15	$	—	$	—	$	15
Mortgage-backed securities of government sponsored entities		670		3		2		671
State and political subdivisions		11,064		108		64		11,108
Totals	$	11,749	$	111	$	66	$	11,794

	Amortized Cost		Gross Unrealized Gains		Gross Unrealized Losses		Fair Value
Held-to-maturity Securities:	(In thousands)
December 31, 2016:
U.S. government agencies	$	21	$	—	$	—	$	21
Mortgage-backed securities of government sponsored entities		704		7		—		711
State and political subdivisions		8,834		12		239		8,607
Totals	$	9,559	$	19	$	239	$	9,339

	Available-for-sale				Held-to-maturity
	Amortized Cost		Fair Value		Amortized Cost		Fair Value
	(In thousands)
One to five years	$	5,216	$	5,367	$	2,058	$	2,085
Five to ten years		4,547		4,633		3,340		3,318
After ten years		1,344		1,368		5,681		5,720
		11,107		11,368		11,079		11,123

Mortgage-backed securities of government sponsored entities		47,184		47,188		670		671
Totals	$	58,291	$	58,556	$	11,749	$	11,794

The carrying value of securities pledged as collateral to secure public deposits and for other purposes was $37.6 million at September 30, 2017, compared to $43.7 million at December 31, 2016.

	September 30, 2017
	Less than 12 Months				More than 12 Months				Total
	Fair Value		Unrealized Losses		Fair Value		Unrealized Losses		Fair Value		Unrealized Losses
	(In thousands)
Mortgage-backed securities of government sponsored entities	$	14,503	$	111	$	15,777	$	236	$	30,280	$	347
State and political subdivisions		3,360		40		2,463		72		5,823		112
Total temporarily impaired securities	$	17,863	$	151	$	18,240	$	308	$	36,103	$	459

	December 31, 2016
	Less than 12 Months				More than 12 Months				Total
	Fair Value		Unrealized Losses		Fair Value		Unrealized Losses		Fair Value		Unrealized Losses
	(In thousands)
Mortgage-backed securities of government sponsored entities	$	32,810	$	409	$	7,978	$	173	$	40,788	$	582
Private-label collateralized mortgage obligations		—		—		40		1		40		1
State and political subdivisions		8,087		204		929		91		9,016		295
Total temporarily impaired securities	$	40,897	$	613	$	8,947	$	265	$	49,844	$	878

XML 20 R10.htm IDEA: XBRL DOCUMENT

Credit Quality of Loans and the Allowance for Loan Losses

9 Months Ended

Sep. 30, 2017

Receivables [Abstract]

Credit Quality of Loans and the Allowance for Loan Losses

Note 5:

Credit Quality of Loans and the Allowance for Loan Losses

Loans

Allowance for Loan Losses

The risk characteristics of each portfolio segment are as follows:

One-to-four Family Residential Real Estate Loans

All Other Mortgage Loans

All other mortgage loans consist of residential construction loans, nonresidential real estate loans, land loans and multi-family real estate loans.

Commercial Business Loans

Consumer Loans

The following presents by portfolio segment the activity in the allowance for loan losses for the three and nine months ended September 30, 2017 and 2016:

Three months ended September 30, 2017	One-to-four family residential			All other mortgage loans		Commercial business loans		Consumer loans		Total
	(In thousands)
Beginning balance	$	1,362		$	1,095	$	695	$	5	$	3,157
Provision (Credit) charged to expense		(111	)		203		—		7		99
Losses charged off		(7	)		—		—		—		(7	)
Recoveries		1			—		—		—		1
Ending balance	$	1,245		$	1,298	$	695	$	12	$	3,250

Three months ended September 30, 2016	One-to-four family residential			All other mortgage loans			Commercial business loans		Consumer loans		Total
	(In thousands)
Beginning balance	$	1,582		$	957		$	234	$	3	$	2,776
Provision (Credit) charged to expense		(105	)		238			75		—		208
Losses charged off		—			(78	)		—		—		(78	)
Recoveries		—			—			1		—		1
Ending balance	$	1,477		$	1,117		$	310	$	3	$	2,907

Nine months ended September 30, 2017	One-to-four family residential			All other mortgage loans		Commercial business loans		Consumer loans		Total
	(In thousands)
Beginning balance	$	1,479		$	1,108	$	447	$	6	$	3,040
Provision (Credit) charged to expense		(234	)		190		247		6		209
Losses charged off		(30	)		—		—		—		(30	)
Recoveries		30			—		1		—		31
Ending balance	$	1,245		$	1,298	$	695	$	12	$	3,250

Nine months ended September 30, 2016	One-to-four family residential		All other mortgage loans			Commercial business loans		Consumer loans			Total
	(In thousands)
Beginning balance	$	1,346	$	1,210		$	279	$	2		$	2,837
Provision (Credit) charged to expense		130		(10	)		30		2			152
Losses charged off		—		(83	)		—		(1	)		(84	)
Recoveries		1		—			1		—			2
Ending balance	$	1,477	$	1,117		$	310	$	3		$	2,907

September 30, 2017	One-to-four family residential		All other mortgage loans		Commercial business loans		Consumer loans		Total
Allowance Balances:	(In thousands)
Ending balance:
Individually evaluated for impairment	$	143	$	159	$	434	$	5	$	741
Collectively evaluated for impairment		1,102		1,139		261		7		2,509
Total allowance for loan losses	$	1,245	$	1,298	$	695	$	12	$	3,250
Loan Balances:
Ending balance:
Individually evaluated for impairment	$	1,330	$	1,123	$	525	$	5	$	2,983
Collectively evaluated for impairment		190,763		135,090		25,461		2,143		353,457
Total balance	$	192,093	$	136,213	$	25,986	$	2,148	$	356,440

December 31, 2016	One-to-four family residential		All other mortgage loans		Commercial business loans		Consumer loans		Total
Allowance Balances:	(In thousands)
Ending balance:
Individually evaluated for impairment	$	323	$	151	$	184	$	—	$	658
Collectively evaluated for impairment		1,156		957		263		6		2,382
Total allowance for loan losses	$	1,479	$	1,108	$	447	$	6	$	3,040

Loan Balances:
Ending balance:
Individually evaluated for impairment	$	1,527	$	1,067	$	547	$	—	$	3,141
Collectively evaluated for impairment		191,897		120,890		22,668		2,193		337,648
Total balance	$	193,424	$	121,957	$	23,215	$	2,193	$	340,789

The following tables present the credit risk profile of the Bank’s loan portfolio based on rating category and payment activity as of September 30, 2017 and December 31, 2016:

September 30, 2017	One-to-four family residential		All other mortgage loans		Commercial business loans		Consumer loans
	(In thousands)
Rating *
Pass (Risk 1-4)	$	188,779	$	131,592	$	25,311	$	2,142
Special Mention (Risk 5)		—		2,232		32		—
Substandard (Risk 6)		3,314		2,389		643		6
Total	$	192,093	$	136,213	$	25,986	$	2,148

December 31, 2016	One-to-four family residential		All other mortgage loans		Commercial business loans		Consumer loans
	(In thousands)
Rating *
Pass (Risk 1-4)	$	189,975	$	119,503	$	22,427	$	2,193
Special Mention (Risk 5)		—		—		—		—
Substandard (Risk 6)		3,449		2,454		788		—
Total	$	193,424	$	121,957	$	23,215	$	2,193

There were no loans classified as Doubtful (Risk 7) at either September 30, 2017 or at December 31, 2016.

Risk 1 is unquestioned credit quality for any credit product. Loans are secured by cash and near cash collateral with immediate access to proceeds.

Risk 2 is very low risk with strong credit and repayment sources. Borrower is well capitalized in a stable industry, financial ratios exceed peers and financial trends are positive.

Risk 3 is very favorable risk with highly adequate credit strength and repayment sources. Borrower has good overall financial condition and adequate capitalization.

Risk 4 is acceptable, average risk with adequate credit strength and repayment sources. Collateral positions must be within Bank policies.

The following tables present the Bank’s loan portfolio aging analysis for September 30, 2017 and December 31, 2016:

September 30, 2017	30-59 Days Past Due		60-89 Days Past Due		Greater Than 90 Days		Total Past Due		Current		Total Loans Receivable
	(In thousands)
One-to-four family residential loans	$	56	$	284	$	237	$	577	$	191,516	$	192,093
All other mortgage loans		183		—		63		246		135,967		136,213
Commercial business loans		14		50		517		581		25,405		25,986
Consumer loans		5		—		1		6		2,142		2,148
Total	$	258	$	334	$	818	$	1,410	$	355,030	$	356,440

December 31, 2016	30-59 Days Past Due		60-89 Days Past Due		Greater Than 90 Days		Total Past Due		Current		Total Loans Receivable
	(In thousands)
One-to-four family residential loans	$	442	$	419	$	959	$	1,820	$	191,604	$	193,424
All other mortgage loans		—		—		63		63		121,894		121,957
Commercial business loans		15		—		23		38		23,177		23,215
Consumer loans		8		—		—		8		2,185		2,193
Total	$	465	$	419	$	1,045	$	1,929	$	338,860	$	340,789

Nonaccrual loans were comprised of the following at:

Non-accrual loans	September 30, 2017		December 31, 2016
	(In thousands)
One-to-four family residential loans	$	1,127	$	1,473
All other mortgage loans		824		62
Commercial business loans		518		23
Consumer loans		1		—
Total	$	2,470	$	1,558

	As of September 30, 2017						Three months ended September 30, 2017				Nine months ended September 30, 2017
	Recorded Balance		Unpaid Principal Balance		Specific Allowance		Average Investment in Impaired Loans		Interest Income Recognized		Average Investment in Impaired Loans		Interest Income Recognized
	(In thousands)
Loans without a specific valuation allowance
One-to-four family residential loans	$	1,122	$	1,136	$	—	$	1,130	$	10	$	1,146	$	29
All other mortgage loans		213		213		—		216		4		220		13
Commercial business loans		—		—		—		—		—		—		—
Consumer loans		—		—		—		—		—		—		—

Loans with a specific valuation allowance
One-to-four family residential loans		208		208		143		273		—		333		—
All other mortgage loans		910		910		159		875		14		857		42
Commercial business loans		525		525		434		542		7		551		21
Consumer loans		5		5		5		3		—		2		—

Total:
One-to-four family residential loans	$	1,330	$	1,344	$	143	$	1,403	$	10		1,479	$	29
All other mortgage loans		1,123		1,123		159		1,091		18		1,077		55
Commercial business loans		525		525		434		542		7		551		21
Consumer loans		5		5		5		3		—		2		—
	$	2,983	$	2,997	$	741	$	3,039	$	35	$	3,109	$	105

	As of December 31, 2016						Three months ended September 30, 2016				Nine months ended September 30, 2016
	Recorded Balance		Unpaid Principal Balance		Specific Allowance		Average Investment in Impaired Loans		Interest Income Recognized		Average Investment in Impaired Loans		Interest Income Recognized
	(In thousands)
Loans without a specific valuation allowance
One-to-four family residential loans	$	1,121	$	1,189	$	—	$	1,024	$	10	$	1,044	$	30
All other mortgage loans		226		226		—		1,045		17		782		52
Commercial business loans		—		—		—		—		—		—		—

Loans with a specific valuation allowance
One-to-four family residential loans		406		406		323		652		—		911		—
All other mortgage loans		841		841		151		159		—		390		—
Commercial business loans		547		547		184		49		1		40		1

Total:
One-to-four family residential loans	$	1,527	$	1,595	$	323	$	1,676	$	10	$	1,955	$	30
All other mortgage loans		1,067		1,067		151		1,204		17		1,172		52
Commercial business loans		547		547		184		49		1		40		1
	$	3,141	$	3,209	$	658	$	2,929	$	28	$	3,167	$	56

The interest income recognized in the above tables reflects interest income recognized and is not materially different from the cash basis method.

	Quarter-to-Date						Year-to-Date
Troubled Debt Restructurings	Number of loans		Pre- modification Recorded Principal Balance		Post- modification Recorded Principal Balance		Number of loans		Pre- modification Recorded Principal Balance		Post- modification Recorded Principal Balance
			(dollars in thousands)						(dollars in thousands)
September 30, 2017
One-to-four family residential loans		—	$	—	$	—		2	$	134	$	134

September 30, 2016
One-to-four family residential loans		—	$	—	$	—		8	$	412	$	412

	September 30, 2017		December 31, 2016
	Recorded Investment
	(In thousands)
One-to-four family residential loans	$	75	$	2

	September 30, 2017		December 31, 2016
	Recorded Investment
	(In thousands)
One-to-four family residential loans	$	143	$	97

XML 21 R11.htm IDEA: XBRL DOCUMENT

Goodwill

9 Months Ended

Sep. 30, 2017

Goodwill [Abstract]

Goodwill

Note 6: Goodwill

The following table presents the balance of goodwill at September 30, 2017 and December 31, 2016:

	September 30, 2017		December 31, 2016
	(In thousands)
Goodwill	$	1,719	$	1,719

XML 22 R12.htm IDEA: XBRL DOCUMENT

Repurchase Agreements

9 Months Ended

Sep. 30, 2017

Disclosure of Repurchase Agreements [Abstract]

Repurchase Agreements

Note 7:

Repurchase Agreements

The following table presents the fair value and type of securities pledged as collateral in exchange for these short-term borrowings at September 30, 2017 and December 31, 2016.

	September 30, 2017		December 31, 2016
	(In thousands)
Repurchase Agreements
Mortgage-backed securities of government sponsored entities	$	7,148	$	7,246
Gross amount of recognized liabilities for repurchase agreements in other short-term borrowings	$	7,148	$	7,246

The contractual maturities of the repurchase agreements is overnight and continuous for both September 30, 2017 and December 31, 2016.

XML 23 R13.htm IDEA: XBRL DOCUMENT

Earnings Per Share

9 Months Ended

Sep. 30, 2017

Earnings Per Share [Abstract]

Earnings Per Share

Note 8:

Earnings Per Share

The computations are as follows:

	Three months ended September 30,				Nine months ended September 30,
	2017		2016		2017		2016
Net income (in thousands)	$	855	$	550	$	2,187	$	1,931
Weighted-average common shares outstanding		2,754,573		2,747,567		2,754,573		2,747,567
Net income per share	$	0.31	$	0.20	$	0.79	$	0.70

XML 24 R14.htm IDEA: XBRL DOCUMENT

Regulatory Matters

9 Months Ended

Sep. 30, 2017

Regulatory Matters [Abstract]

Regulatory Matters

Note 9:

Regulatory Matters

The Bank’s actual capital amounts and ratios as of September 30, 2017 and December 31, 2016 are presented in the following table.

	Actual				For Capital Adequacy Purposes				To Be Well Capitalized Under Prompt Corrective Action Provisions
	Amount		Ratio		Amount		Ratio		Amount		Ratio
As of September 30, 2017
Tier 1 capital to average assets	$	39,967		9.0%	$	17,740		4.0%	$	22,174		5.0%
Tier 1 common equity capital to risk- weighted assets		39,967		12.9%		13,918		4.5%		20,104		6.5%
Tier 1 capital to risk-weighted assets		39,967		12.9%		18,558		6.0%		24,744		8.0%
Total risk-based capital to risk- weighted assets		43,221		14.0%		24,744		8.0%		30,929		10.0%
As of December 31, 2016
Tier 1 capital to average assets	$	38,133		8.5%	$	17,850		4.0%	$	22,313		5.0%
Tier 1 common equity capital to risk- weighted assets		38,133		13.0%		13,159		4.5%		19,007		6.5%
Tier 1 capital to risk-weighted assets		38,133		13.0%		17,545		6.0%		23,393		8.0%
Total risk-based capital to risk- weighted assets		41,176		14.1%		23,393		8.0%		29,241		10.0%

- Definition

The entire disclosure for banks, savings institutions, and credit unions, for regulatory capital requirements imposed by the Federal Reserve System (FRB), the Federal Deposit Insurance Corporation (FDIC), the Office of Thrift Supervision (OTS) or for any state imposed capital requirements, as applicable. The disclosure may include (1) a description of regulatory capital requirements (a) for capital adequacy purposes and (b) established by the prompt corrective action provisions of Section 38 of the Federal Depository Insurance Act; (2) the actual or possible material effects of noncompliance with such requirements; (3) whether the entity is in compliance with the regulatory capital requirements including (a) required and actual ratios and amounts of Tier 1 leverage, Tier 1 risk-based, and total risk-based capital, tangible capital (for savings institutions), and Tier 3 capital for market risk (for certain banks and bank holding companies), (b) factors that may significantly affect capital adequacy; (4) the prompt corrective action category in which the entity was classified as of its most recent notification; (5) whether management believes any conditions or events since notification have changed the entity's category. Also may include additional information that might be disclosed in situations where substantial doubt about the entity's ability to continue as a going concern for a reasonable period of time.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 505
-Section 50
-Paragraph 1G
-URI http://asc.fasb.org/extlink&oid=84167132&loc=SL5958577-112826

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 505
-Section 50
-Paragraph 1C
-URI http://asc.fasb.org/extlink&oid=84167132&loc=SL5958572-112826

Reference 3: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 505
-Section 50
-Paragraph 1E
-URI http://asc.fasb.org/extlink&oid=84167132&loc=SL5958574-112826

Reference 4: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 505
-Section 50
-Paragraph 1H
-URI http://asc.fasb.org/extlink&oid=84167132&loc=d3e65071-112826

Reference 5: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 505
-Section 50
-Paragraph 1A
-URI http://asc.fasb.org/extlink&oid=84167132&loc=SL5958569-112826

Reference 6: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 505
-Section 50
-Paragraph 1B
-URI http://asc.fasb.org/extlink&oid=84167132&loc=SL5958570-112826

Reference 7: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 505
-Section 50
-Paragraph 1F
-URI http://asc.fasb.org/extlink&oid=84167132&loc=SL5958575-112826

Reference 8: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 505
-Section 50
-Paragraph 1
-URI http://asc.fasb.org/extlink&oid=84167132&loc=SL5958568-112826

Reference 9: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 505
-Section 50
-Paragraph 1D
-URI http://asc.fasb.org/extlink&oid=84167132&loc=SL5958573-112826

+ Details

XML 25 R15.htm IDEA: XBRL DOCUMENT

Accumulated Other Comprehensive Income (Loss)

9 Months Ended

Sep. 30, 2017

Stockholders' Equity Note [Abstract]

Accumulated Other Comprehensive Income (Loss)

Note 10:

Accumulated Other Comprehensive Income (Loss)

The components of accumulated other comprehensive income (loss), included in stockholders’ equity, are as follows:

	Gross Unrealized Gains on Available-for- Sale Securities		Net Unrealized Loss for Unfunded Status of Split-Dollar Life Insurance Plan Liability (tax-free)			Gross Unrealized Loss for Unfunded Status of Defined Benefit Plan			Tax Effect		Total Accumulated Other Comprehensive Income (Loss)
	(In thousands)
September 30, 2017	$	265	$	(160	)	$	(750	)	$	165	$	(480	)

December 31, 2016	$	162	$	(131	)	$	(750	)	$	200	$	(519	)

There were no amounts reclassified out of accumulated other comprehensive income (loss) during the

three and nine months ended September 30, 2017 or 2016.

XML 26 R16.htm IDEA: XBRL DOCUMENT

Fair Value Measurements

9 Months Ended

Sep. 30, 2017

Fair Value Disclosures [Abstract]

Fair Value Measurements

Note 11:

Fair Value Measurements

	Level 1	Quoted prices in active markets for identical assets or liabilities
	Level 2	Observable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities
	Level 3	Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities

Recurring Measurements

Available-for-sale Securities

			Fair Value Measurement Using
	Fair Value		Quoted Prices in Active Markets for Identical Assets (Level 1)		Significant Other Observable Inputs (Level 2)		Significant Unobservable Inputs (Level 3)
	(In thousands)
September 30, 2017
U.S. government agencies	$	8	$	—	$	8	$	—
Mortgage-backed securities of government sponsored entities		47,188		—		47,188		—
State and political subdivisions		11,360		—		11,360		—

			Fair Value Measurement Using
	Fair Value		Quoted Prices in Active Markets for Identical Assets (Level 1)		Significant Other Observable Inputs (Level 2)		Significant Unobservable Inputs (Level 3)
	(In thousands)
December 31, 2016
U.S. government agencies	$	11	$	—	$	11	$	—
Mortgage-backed securities of government sponsored entities		58,614		—		58,614		—
Private-label collateralized mortgage obligations		40		—		40		—
State and political subdivisions		12,044		—		12,044		—

Nonrecurring Measurements

Collateral-dependent Impaired Loans, Net of ALLL

Foreclosed Assets Held for Sale

			Fair Value Measurement Using
	Fair Value		Quoted Prices in Active Markets for Identical Assets (Level 1)		Significant Other Observable Inputs (Level 2)		Significant Unobservable Inputs (Level 3)
	(In thousands)
September 30, 2017
Collateral-dependent impaired loans	$	94	$	—	$	—	$	94
Foreclosed assets		27		—		—		27

December 31, 2016
Collateral-dependent impaired loans	$	1,053	$	—	$	—	$	1,053
Foreclosed assets		2		—		—		2

Unobservable (Level 3) Inputs

The following table presents quantitative information about unobservable inputs used in recurring and nonrecurring Level 3 fair value measurements in thousands.

Fair Value

Valuation Technique

Unobservable
Inputs

Weighted
Average

September 30, 2017

Collateral-dependent
impaired loans

Market comparable
properties

Discounts

27%

Foreclosed assets

Expected selling price

Selling Costs

N/A

December 31, 2016

Collateral-dependent
impaired loans

1,053

Market comparable
properties and specialized
equipment discounts

Discounts

25%

Foreclosed assets

Expected selling price

Selling Costs

10%

			Fair Value Measurements Using
	Carrying Amount		Quoted Prices in Active Markets for Identical Assets (Level 1)		Significant Other Observable Inputs (Level 2)		Significant Unobservable Inputs (Level 3)
	(In thousands)
September 30, 2017
Financial assets
Cash and cash equivalents	$	6,962	$	6,962	$	—	$	—
Held-to-maturity securities		11,749		—		11,794		—
Loans, net of allowance for loan losses		343,872		—		—		356,698
Federal Home Loan Bank stock		4,226		—		4,226		—
Interest receivable		1,361		—		1,361		—

Financial liabilities
Deposits		370,395		257,103		112,755		—
Other short-term borrowings		7,148		—		7,148		—
Federal Home Loan Bank advances		22,300		—		22,258		—
Advances from borrowers for taxes and insurance		753		—		753		—
Interest payable		33		—		33		—

			Fair Value Measurements Using
	Carrying Amount		Quoted Prices in Active Markets for Identical Assets (Level 1)		Significant Other Observable Inputs (Level 2)		Significant Unobservable Inputs (Level 3)
	(In thousands)
December 31, 2016
Financial assets
Cash and cash equivalents	$	16,756	$	16,756	$	—	$	—
Held-to-maturity securities		9,559		—		9,339
Loans, net of allowance for loan losses		332,283		—		—		341,999
Federal Home Loan Bank stock		4,226		—		4,226		—
Interest receivable		1,146		—		1,146		—

Financial liabilities
Deposits		383,733		252,242		130,770		—
Other short-term borrowings		7,246		—		7,246		—
Federal Home Loan Bank advances		18,000		—		17,938		—
Advances from borrowers for taxes and insurance		1,306		—		1,306		—
Interest payable		29		—		29		—

The following methods and assumptions were used to estimate the fair value of each class of financial instruments.

Cash and Cash Equivalents, Interest Receivable and Federal Home Loan Bank Stock

The carrying amount approximates fair value.

Held-to-maturity Securities

Loans, net of allowance for loan losses

Deposits

Interest Payable, Other Short-Term Borrowings and Advances From Borrowers for Taxes and Insurance

The carrying amount approximates fair value.

Federal Home Loan Bank Advances

Rates currently available to the Company for debt with similar terms and remaining maturities are used to estimate the fair value of existing debt.

Commitments to Originate Loans, Letters of Credit and Lines of Credit

- Definition

The entire disclosure for the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined), and the measurements of those instruments as well as disclosures related to the fair value of non-financial assets and liabilities. Such disclosures about the financial instruments, assets, and liabilities would include: (1) the fair value of the required items together with their carrying amounts (as appropriate); (2) for items for which it is not practicable to estimate fair value, disclosure would include: (a) information pertinent to estimating fair value (including, carrying amount, effective interest rate, and maturity, and (b) the reasons why it is not practicable to estimate fair value; (3) significant concentrations of credit risk including: (a) information about the activity, region, or economic characteristics identifying a concentration, (b) the maximum amount of loss the entity is exposed to based on the gross fair value of the related item, (c) policy for requiring collateral or other security and information as to accessing such collateral or security, and (d) the nature and brief description of such collateral or security; (4) quantitative information about market risks and how such risks are managed; (5) for items measured on both a recurring and nonrecurring basis information regarding the inputs used to develop the fair value measurement; and (6) for items presented in the financial statement for which fair value measurement is elected: (a) information necessary to understand the reasons for the election, (b) discussion of the effect of fair value changes on earnings, (c) a description of [similar groups] items for which the election is made and the relation thereof to the balance sheet, the aggregate carrying value of items included in the balance sheet that are not eligible for the election; (7) all other required (as defined) and desired information.

+ References + Details

XML 27 R17.htm IDEA: XBRL DOCUMENT

Recent Accounting Developments

9 Months Ended

Sep. 30, 2017

Accounting Changes and Error Corrections [Abstract]

Recent Accounting Developments

Note 12:

Recent Accounting Developments

FASB ASU 2016-15, Statement of Cash Flows (Topic 230), Classification of Certain Cash Receipts and Cash Payments, was issued in August 2016. The amendments in this Update provide guidance on how certain cash receipts and cash payments are presented and classified in the statement of cash flows. This Update addresses eight specific cash flow issues with the objective of reducing the diversity in practice. The amendments in this Update are effective for fiscal years beginning after December 15, 2017, and interim periods within those fiscal years. Early adoption is permitted, including adoption in an interim period. If an entity early adopts the amendments in an interim period, any adjustments should be reflected as of the beginning of the fiscal year that includes the interim period. An entity that elects early adoption must adopt all the amendments in the same period. The amendments in this Update should be applied using a retrospective transition method to each period presented. The amendments in this Update are not expected to have a material impact on the Company’s consolidated financial statements, because the Company has limited exposure to those cash flow items included in the Update.

XML 28 R18.htm IDEA: XBRL DOCUMENT

Securities (Tables)

9 Months Ended

Sep. 30, 2017

Investments, Debt and Equity Securities [Abstract]

Schedule of Available for Sale Securities

The amortized cost and fair values, together with gross unrealized gains and losses, of securities are as follows:

	Amortized Cost		Gross Unrealized Gains		Gross Unrealized Losses		Fair Value
	(In thousands)
Available-for-sale securities
September 30, 2017:
U.S. government agencies	$	8	$	—	$	—	$	8
Mortgage-backed securities of government sponsored entities		47,184		349		345		47,188
State and political subdivisions		11,099		309		48		11,360
Totals	$	58,291	$	658	$	393	$	58,556

	Amortized Cost		Gross Unrealized Gains		Gross Unrealized Losses		Fair Value
Available-for-sale securities	(In thousands)
December 31, 2016:
U.S. government agencies	$	11	$	—	$	—	$	11
Mortgage-backed securities of government sponsored entities		58,797		399		582		58,614
Private-label collateralized mortgage obligations		41		—		1		40
State and political subdivisions		11,698		402		56		12,044
Totals	$	70,547	$	801	$	639	$	70,709

Schedule of Held To Maturity Securities

	Amortized Cost		Gross Unrealized Gains		Gross Unrealized Losses		Fair Value
	(In thousands)
Held-to-maturity Securities:
September 30, 2017:
U.S. government agencies	$	15	$	—	$	—	$	15
Mortgage-backed securities of government sponsored entities		670		3		2		671
State and political subdivisions		11,064		108		64		11,108
Totals	$	11,749	$	111	$	66	$	11,794

	Amortized Cost		Gross Unrealized Gains		Gross Unrealized Losses		Fair Value
Held-to-maturity Securities:	(In thousands)
December 31, 2016:
U.S. government agencies	$	21	$	—	$	—	$	21
Mortgage-backed securities of government sponsored entities		704		7		—		711
State and political subdivisions		8,834		12		239		8,607
Totals	$	9,559	$	19	$	239	$	9,339

Schedule of Expected Maturities of Available for Sale and Held To Maturity Securities

	Available-for-sale				Held-to-maturity
	Amortized Cost		Fair Value		Amortized Cost		Fair Value
	(In thousands)
One to five years	$	5,216	$	5,367	$	2,058	$	2,085
Five to ten years		4,547		4,633		3,340		3,318
After ten years		1,344		1,368		5,681		5,720
		11,107		11,368		11,079		11,123

Mortgage-backed securities of government sponsored entities		47,184		47,188		670		671
Totals	$	58,291	$	58,556	$	11,749	$	11,794

Schedule of Securities in a Gross Unrealized Loss Position

	September 30, 2017
	Less than 12 Months				More than 12 Months				Total
	Fair Value		Unrealized Losses		Fair Value		Unrealized Losses		Fair Value		Unrealized Losses
	(In thousands)
Mortgage-backed securities of government sponsored entities	$	14,503	$	111	$	15,777	$	236	$	30,280	$	347
State and political subdivisions		3,360		40		2,463		72		5,823		112
Total temporarily impaired securities	$	17,863	$	151	$	18,240	$	308	$	36,103	$	459

	December 31, 2016
	Less than 12 Months				More than 12 Months				Total
	Fair Value		Unrealized Losses		Fair Value		Unrealized Losses		Fair Value		Unrealized Losses
	(In thousands)
Mortgage-backed securities of government sponsored entities	$	32,810	$	409	$	7,978	$	173	$	40,788	$	582
Private-label collateralized mortgage obligations		—		—		40		1		40		1
State and political subdivisions		8,087		204		929		91		9,016		295
Total temporarily impaired securities	$	40,897	$	613	$	8,947	$	265	$	49,844	$	878

- Definition

Tabular disclosure of all investments in certain debt and equity securities for which the entity has the positive intent and ability to hold until maturity.

+ References + Details

XML 29 R19.htm IDEA: XBRL DOCUMENT

Credit Quality of Loans and the Allowance for Loan Losses (Tables)

9 Months Ended

Sep. 30, 2017

Receivables [Abstract]

Schedule of Allowance for Loan Losses

The following presents by portfolio segment the activity in the allowance for loan losses for the three and nine months ended September 30, 2017 and 2016:

Three months ended September 30, 2017	One-to-four family residential			All other mortgage loans		Commercial business loans		Consumer loans		Total
	(In thousands)
Beginning balance	$	1,362		$	1,095	$	695	$	5	$	3,157
Provision (Credit) charged to expense		(111	)		203		—		7		99
Losses charged off		(7	)		—		—		—		(7	)
Recoveries		1			—		—		—		1
Ending balance	$	1,245		$	1,298	$	695	$	12	$	3,250

Three months ended September 30, 2016	One-to-four family residential			All other mortgage loans			Commercial business loans		Consumer loans		Total
	(In thousands)
Beginning balance	$	1,582		$	957		$	234	$	3	$	2,776
Provision (Credit) charged to expense		(105	)		238			75		—		208
Losses charged off		—			(78	)		—		—		(78	)
Recoveries		—			—			1		—		1
Ending balance	$	1,477		$	1,117		$	310	$	3	$	2,907

Nine months ended September 30, 2017	One-to-four family residential			All other mortgage loans		Commercial business loans		Consumer loans		Total
	(In thousands)
Beginning balance	$	1,479		$	1,108	$	447	$	6	$	3,040
Provision (Credit) charged to expense		(234	)		190		247		6		209
Losses charged off		(30	)		—		—		—		(30	)
Recoveries		30			—		1		—		31
Ending balance	$	1,245		$	1,298	$	695	$	12	$	3,250

Nine months ended September 30, 2016	One-to-four family residential		All other mortgage loans			Commercial business loans		Consumer loans			Total
	(In thousands)
Beginning balance	$	1,346	$	1,210		$	279	$	2		$	2,837
Provision (Credit) charged to expense		130		(10	)		30		2			152
Losses charged off		—		(83	)		—		(1	)		(84	)
Recoveries		1		—			1		—			2
Ending balance	$	1,477	$	1,117		$	310	$	3		$	2,907

September 30, 2017	One-to-four family residential		All other mortgage loans		Commercial business loans		Consumer loans		Total
Allowance Balances:	(In thousands)
Ending balance:
Individually evaluated for impairment	$	143	$	159	$	434	$	5	$	741
Collectively evaluated for impairment		1,102		1,139		261		7		2,509
Total allowance for loan losses	$	1,245	$	1,298	$	695	$	12	$	3,250
Loan Balances:
Ending balance:
Individually evaluated for impairment	$	1,330	$	1,123	$	525	$	5	$	2,983
Collectively evaluated for impairment		190,763		135,090		25,461		2,143		353,457
Total balance	$	192,093	$	136,213	$	25,986	$	2,148	$	356,440

December 31, 2016	One-to-four family residential		All other mortgage loans		Commercial business loans		Consumer loans		Total
Allowance Balances:	(In thousands)
Ending balance:
Individually evaluated for impairment	$	323	$	151	$	184	$	—	$	658
Collectively evaluated for impairment		1,156		957		263		6		2,382
Total allowance for loan losses	$	1,479	$	1,108	$	447	$	6	$	3,040

Loan Balances:
Ending balance:
Individually evaluated for impairment	$	1,527	$	1,067	$	547	$	—	$	3,141
Collectively evaluated for impairment		191,897		120,890		22,668		2,193		337,648
Total balance	$	193,424	$	121,957	$	23,215	$	2,193	$	340,789

Schedule of Loans Receivable by Credit Risk Profile

The following tables present the credit risk profile of the Bank’s loan portfolio based on rating category and payment activity as of September 30, 2017 and December 31, 2016:

September 30, 2017	One-to-four family residential		All other mortgage loans		Commercial business loans		Consumer loans
	(In thousands)
Rating *
Pass (Risk 1-4)	$	188,779	$	131,592	$	25,311	$	2,142
Special Mention (Risk 5)		—		2,232		32		—
Substandard (Risk 6)		3,314		2,389		643		6
Total	$	192,093	$	136,213	$	25,986	$	2,148

December 31, 2016	One-to-four family residential		All other mortgage loans		Commercial business loans		Consumer loans
	(In thousands)
Rating *
Pass (Risk 1-4)	$	189,975	$	119,503	$	22,427	$	2,193
Special Mention (Risk 5)		—		—		—		—
Substandard (Risk 6)		3,449		2,454		788		—
Total	$	193,424	$	121,957	$	23,215	$	2,193

Schedule of Aging Analysis of Loans Receivable

The following tables present the Bank’s loan portfolio aging analysis for September 30, 2017 and December 31, 2016:

September 30, 2017	30-59 Days Past Due		60-89 Days Past Due		Greater Than 90 Days		Total Past Due		Current		Total Loans Receivable
	(In thousands)
One-to-four family residential loans	$	56	$	284	$	237	$	577	$	191,516	$	192,093
All other mortgage loans		183		—		63		246		135,967		136,213
Commercial business loans		14		50		517		581		25,405		25,986
Consumer loans		5		—		1		6		2,142		2,148
Total	$	258	$	334	$	818	$	1,410	$	355,030	$	356,440

December 31, 2016	30-59 Days Past Due		60-89 Days Past Due		Greater Than 90 Days		Total Past Due		Current		Total Loans Receivable
	(In thousands)
One-to-four family residential loans	$	442	$	419	$	959	$	1,820	$	191,604	$	193,424
All other mortgage loans		—		—		63		63		121,894		121,957
Commercial business loans		15		—		23		38		23,177		23,215
Consumer loans		8		—		—		8		2,185		2,193
Total	$	465	$	419	$	1,045	$	1,929	$	338,860	$	340,789

Schedule of Non-accrual Loans

Nonaccrual loans were comprised of the following at:

Non-accrual loans	September 30, 2017		December 31, 2016
	(In thousands)
One-to-four family residential loans	$	1,127	$	1,473
All other mortgage loans		824		62
Commercial business loans		518		23
Consumer loans		1		—
Total	$	2,470	$	1,558

Schedule of Impaired Loans

	As of September 30, 2017						Three months ended September 30, 2017				Nine months ended September 30, 2017
	Recorded Balance		Unpaid Principal Balance		Specific Allowance		Average Investment in Impaired Loans		Interest Income Recognized		Average Investment in Impaired Loans		Interest Income Recognized
	(In thousands)
Loans without a specific valuation allowance
One-to-four family residential loans	$	1,122	$	1,136	$	—	$	1,130	$	10	$	1,146	$	29
All other mortgage loans		213		213		—		216		4		220		13
Commercial business loans		—		—		—		—		—		—		—
Consumer loans		—		—		—		—		—		—		—

Loans with a specific valuation allowance
One-to-four family residential loans		208		208		143		273		—		333		—
All other mortgage loans		910		910		159		875		14		857		42
Commercial business loans		525		525		434		542		7		551		21
Consumer loans		5		5		5		3		—		2		—

Total:
One-to-four family residential loans	$	1,330	$	1,344	$	143	$	1,403	$	10		1,479	$	29
All other mortgage loans		1,123		1,123		159		1,091		18		1,077		55
Commercial business loans		525		525		434		542		7		551		21
Consumer loans		5		5		5		3		—		2		—
	$	2,983	$	2,997	$	741	$	3,039	$	35	$	3,109	$	105

	As of December 31, 2016						Three months ended September 30, 2016				Nine months ended September 30, 2016
	Recorded Balance		Unpaid Principal Balance		Specific Allowance		Average Investment in Impaired Loans		Interest Income Recognized		Average Investment in Impaired Loans		Interest Income Recognized
	(In thousands)
Loans without a specific valuation allowance
One-to-four family residential loans	$	1,121	$	1,189	$	—	$	1,024	$	10	$	1,044	$	30
All other mortgage loans		226		226		—		1,045		17		782		52
Commercial business loans		—		—		—		—		—		—		—

Loans with a specific valuation allowance
One-to-four family residential loans		406		406		323		652		—		911		—
All other mortgage loans		841		841		151		159		—		390		—
Commercial business loans		547		547		184		49		1		40		1

Total:
One-to-four family residential loans	$	1,527	$	1,595	$	323	$	1,676	$	10	$	1,955	$	30
All other mortgage loans		1,067		1,067		151		1,204		17		1,172		52
Commercial business loans		547		547		184		49		1		40		1
	$	3,141	$	3,209	$	658	$	2,929	$	28	$	3,167	$	56

Schedule of Troubled Debt Restructurings

	Quarter-to-Date						Year-to-Date
Troubled Debt Restructurings	Number of loans		Pre- modification Recorded Principal Balance		Post- modification Recorded Principal Balance		Number of loans		Pre- modification Recorded Principal Balance		Post- modification Recorded Principal Balance
			(dollars in thousands)						(dollars in thousands)
September 30, 2017
One-to-four family residential loans		—	$	—	$	—		2	$	134	$	134

September 30, 2016
One-to-four family residential loans		—	$	—	$	—		8	$	412	$	412

Schedule of balance of mortgage loans collateralized by residential real estate properties held as foreclosed assets

The following table presents the balance of mortgage loans collateralized by residential real estate properties held as foreclosed assets at September 30, 2017 and December 31, 2016.

	September 30, 2017		December 31, 2016
	Recorded Investment
	(In thousands)
One-to-four family residential loans	$	75	$	2

Schedule of balance of mortgage loans collateralized by residential real estate properties that are in formal process of foreclosure

The following table presents the balance of those mortgage loans collateralized by residential real estate properties that are in the formal process of foreclosure at September 30, 2017 and December 31, 2016.

	September 30, 2017		December 31, 2016
	Recorded Investment
	(In thousands)
One-to-four family residential loans	$	143	$	97

XML 30 R20.htm IDEA: XBRL DOCUMENT

Goodwill (Tables)

9 Months Ended

Sep. 30, 2017

Goodwill [Abstract]

Schedule of balance of goodwill

The following table presents the balance of goodwill at September 30, 2017 and December 31, 2016:

	September 30, 2017		December 31, 2016
	(In thousands)
Goodwill	$	1,719	$	1,719

XML 31 R21.htm IDEA: XBRL DOCUMENT

Repurchase Agreements (Tables)

9 Months Ended

Sep. 30, 2017

Disclosure of Repurchase Agreements [Abstract]

Schedule of contractual maturity of repurchase agreements, and fair value and type of securities pledged as collateral in exchange for short-term borrowings

The following table presents the fair value and type of securities pledged as collateral in exchange for these short-term borrowings at September 30, 2017 and December 31, 2016.

	September 30, 2017		December 31, 2016
	(In thousands)
Repurchase Agreements
Mortgage-backed securities of government sponsored entities	$	7,148	$	7,246
Gross amount of recognized liabilities for repurchase agreements in other short-term borrowings	$	7,148	$	7,246

XML 32 R22.htm IDEA: XBRL DOCUMENT

Earnings Per Share (Tables)

9 Months Ended

Sep. 30, 2017

Earnings Per Share [Abstract]

Schedule of Computations of Earnings Per Share

There were no dilutive shares at September 30, 2017 or September 30, 2016.

The computations are as follows:

	Three months ended September 30,				Nine months ended September 30,
	2017		2016		2017		2016
Net income (in thousands)	$	855	$	550	$	2,187	$	1,931
Weighted-average common shares outstanding		2,754,573		2,747,567		2,754,573		2,747,567
Net income per share	$	0.31	$	0.20	$	0.79	$	0.70

XML 33 R23.htm IDEA: XBRL DOCUMENT

Regulatory Matters (Tables)

9 Months Ended

Sep. 30, 2017

Regulatory Matters [Abstract]

Schedule of Regulatory Capital Requirements

The Bank’s actual capital amounts and ratios as of September 30, 2017 and December 31, 2016 are presented in the following table.

	Actual				For Capital Adequacy Purposes				To Be Well Capitalized Under Prompt Corrective Action Provisions
	Amount		Ratio		Amount		Ratio		Amount		Ratio
As of September 30, 2017
Tier 1 capital to average assets	$	39,967		9.0%	$	17,740		4.0%	$	22,174		5.0%
Tier 1 common equity capital to risk- weighted assets		39,967		12.9%		13,918		4.5%		20,104		6.5%
Tier 1 capital to risk-weighted assets		39,967		12.9%		18,558		6.0%		24,744		8.0%
Total risk-based capital to risk- weighted assets		43,221		14.0%		24,744		8.0%		30,929		10.0%
As of December 31, 2016
Tier 1 capital to average assets	$	38,133		8.5%	$	17,850		4.0%	$	22,313		5.0%
Tier 1 common equity capital to risk- weighted assets		38,133		13.0%		13,159		4.5%		19,007		6.5%
Tier 1 capital to risk-weighted assets		38,133		13.0%		17,545		6.0%		23,393		8.0%
Total risk-based capital to risk- weighted assets		41,176		14.1%		23,393		8.0%		29,241		10.0%

XML 34 R24.htm IDEA: XBRL DOCUMENT

Accumulated Other Comprehensive Income (Loss) (Tables)

9 Months Ended

Sep. 30, 2017

Stockholders' Equity Note [Abstract]

Schedule of Accumulated Other Comprehensive Income (Loss)

The components of accumulated other comprehensive income (loss), included in stockholders’ equity, are as follows:

	Gross Unrealized Gains on Available-for- Sale Securities		Net Unrealized Loss for Unfunded Status of Split-Dollar Life Insurance Plan Liability (tax-free)			Gross Unrealized Loss for Unfunded Status of Defined Benefit Plan			Tax Effect		Total Accumulated Other Comprehensive Income (Loss)
	(In thousands)
September 30, 2017	$	265	$	(160	)	$	(750	)	$	165	$	(480	)

December 31, 2016	$	162	$	(131	)	$	(750	)	$	200	$	(519	)

XML 35 R25.htm IDEA: XBRL DOCUMENT

Fair Value Measurements (Tables)

9 Months Ended

Sep. 30, 2017

Fair Value Disclosures [Abstract]

Schedule of Fair Value Measured on a Recurring Basis

			Fair Value Measurement Using
	Fair Value		Quoted Prices in Active Markets for Identical Assets (Level 1)		Significant Other Observable Inputs (Level 2)		Significant Unobservable Inputs (Level 3)
	(In thousands)
September 30, 2017
U.S. government agencies	$	8	$	—	$	8	$	—
Mortgage-backed securities of government sponsored entities		47,188		—		47,188		—
State and political subdivisions		11,360		—		11,360		—

			Fair Value Measurement Using
	Fair Value		Quoted Prices in Active Markets for Identical Assets (Level 1)		Significant Other Observable Inputs (Level 2)		Significant Unobservable Inputs (Level 3)
	(In thousands)
December 31, 2016
U.S. government agencies	$	11	$	—	$	11	$	—
Mortgage-backed securities of government sponsored entities		58,614		—		58,614		—
Private-label collateralized mortgage obligations		40		—		40		—
State and political subdivisions		12,044		—		12,044		—

Schedule of Fair Value Measured on a Nonrecurring Basis

			Fair Value Measurement Using
	Fair Value		Quoted Prices in Active Markets for Identical Assets (Level 1)		Significant Other Observable Inputs (Level 2)		Significant Unobservable Inputs (Level 3)
	(In thousands)
September 30, 2017
Collateral-dependent impaired loans	$	94	$	—	$	—	$	94
Foreclosed assets		27		—		—		27

December 31, 2016
Collateral-dependent impaired loans	$	1,053	$	—	$	—	$	1,053
Foreclosed assets		2		—		—		2

Schedule of Level 3 Fair Value Measurements

The following table presents quantitative information about unobservable inputs used in recurring and nonrecurring Level 3 fair value measurements in thousands.

Fair Value

Valuation Technique

Unobservable
Inputs

Weighted
Average

September 30, 2017

Collateral-dependent
impaired loans

Market comparable
properties

Discounts

27%

Foreclosed assets

Expected selling price

Selling Costs

N/A

December 31, 2016

Collateral-dependent
impaired loans

1,053

Market comparable
properties and specialized
equipment discounts

Discounts

25%

Foreclosed assets

Expected selling price

Selling Costs

10%

Schedule of Fair Value of Financial Instruments

			Fair Value Measurements Using
	Carrying Amount		Quoted Prices in Active Markets for Identical Assets (Level 1)		Significant Other Observable Inputs (Level 2)		Significant Unobservable Inputs (Level 3)
	(In thousands)
September 30, 2017
Financial assets
Cash and cash equivalents	$	6,962	$	6,962	$	—	$	—
Held-to-maturity securities		11,749		—		11,794		—
Loans, net of allowance for loan losses		343,872		—		—		356,698
Federal Home Loan Bank stock		4,226		—		4,226		—
Interest receivable		1,361		—		1,361		—

Financial liabilities
Deposits		370,395		257,103		112,755		—
Other short-term borrowings		7,148		—		7,148		—
Federal Home Loan Bank advances		22,300		—		22,258		—
Advances from borrowers for taxes and insurance		753		—		753		—
Interest payable		33		—		33		—

			Fair Value Measurements Using
	Carrying Amount		Quoted Prices in Active Markets for Identical Assets (Level 1)		Significant Other Observable Inputs (Level 2)		Significant Unobservable Inputs (Level 3)
	(In thousands)
December 31, 2016
Financial assets
Cash and cash equivalents	$	16,756	$	16,756	$	—	$	—
Held-to-maturity securities		9,559		—		9,339
Loans, net of allowance for loan losses		332,283		—		—		341,999
Federal Home Loan Bank stock		4,226		—		4,226		—
Interest receivable		1,146		—		1,146		—

Financial liabilities
Deposits		383,733		252,242		130,770		—
Other short-term borrowings		7,246		—		7,246		—
Federal Home Loan Bank advances		18,000		—		17,938		—
Advances from borrowers for taxes and insurance		1,306		—		1,306		—
Interest payable		29		—		29		—

XML 36 R26.htm IDEA: XBRL DOCUMENT

Securities (Narrative) (Details) - USD ($) $ in Millions	Sep. 30, 2017	Dec. 31, 2016
Investments, Debt and Equity Securities [Abstract]
Carrying value of securities pledged as collateral to secure public deposits	$ 37.6	$ 43.7
Fair value of investments, carried at less than historical costs	$ 36.1	$ 49.8
Percentage available for sale Securities in unrealized loss positions out of total available for sale securities	51.00%	62.00%

XML 37 R27.htm IDEA: XBRL DOCUMENT

Securities (Schedule of Available for Sale Securities and Held To Maturity Securities) (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Available-for-sale securities
Amortized Cost	$ 58,291	$ 70,547
Gross Unrealized Gains	658	801
Gross Unrealized Losses	393	639
Fair Value	58,556	70,709
Held-to-maturity Securities:
Amortized Cost	11,749	9,559
Gross Unrealized Gains	111	19
Gross Unrealized Losses	66	239
Fair Value	11,794	9,339
U.S. government agencies [Member]
Available-for-sale securities
Amortized Cost	8	11
Gross Unrealized Gains
Gross Unrealized Losses
Fair Value	8	11
Held-to-maturity Securities:
Amortized Cost	15	21
Gross Unrealized Gains
Gross Unrealized Losses
Fair Value	15	21
Mortgage-backed securities of government sponsored entities [Member]
Available-for-sale securities
Amortized Cost	47,184	58,797
Gross Unrealized Gains	349	399
Gross Unrealized Losses	345	582
Fair Value	47,188	58,614
Held-to-maturity Securities:
Amortized Cost	670	704
Gross Unrealized Gains	3	7
Gross Unrealized Losses	2
Fair Value	671	711
Private-label collateralized mortgage obligations [Member]
Available-for-sale securities
Amortized Cost		41
Gross Unrealized Gains
Gross Unrealized Losses		1
Fair Value		40
State and political subdivisions [Member]
Available-for-sale securities
Amortized Cost	11,099	11,698
Gross Unrealized Gains	309	402
Gross Unrealized Losses	48	56
Fair Value	11,360	12,044
Held-to-maturity Securities:
Amortized Cost	11,064	8,834
Gross Unrealized Gains	108	12
Gross Unrealized Losses	64	239
Fair Value	$ 11,108	$ 8,607

XML 38 R28.htm IDEA: XBRL DOCUMENT

Securities (Schedule of Expected Maturities of Available for Sale and Held To Maturity Securities) (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Available-for-sale- Debt maturities, Amortized Cost
One to five years	$ 5,216
Five to ten years	4,547
After ten Years	1,344
Subtotal	11,107
Totals	58,291
Available for Sale Securities, Fair Values
One to five years	5,367
Five to ten years	4,633
After ten Years	1,368
Subtotal	11,368
Totals	58,556
Held to Maturity securities, Amortized Cost
One to five years	2,058
Five to ten years	3,340
After ten Years	5,681
Subtotal	11,079
Held-to-maturity securities	11,749	$ 9,559
Held to Maturity securities, Fair Values
One to five years	2,085
Five to ten years	3,318
After ten Years	5,720
Subtotal	11,123
Total	11,794	9,339
Mortgage-backed securities of government sponsored entities [Member]
Available-for-sale- Debt maturities, Amortized Cost
Maturities without single maturity date	47,184
Available for Sale Securities, Fair Values
Maturities without single maturity date	47,188
Held to Maturity securities, Amortized Cost
Held-to-maturity securities	670	704
Held to Maturity securities, Fair Values
Total	$ 671	$ 711

XML 39 R29.htm IDEA: XBRL DOCUMENT

Securities (Schedule of Securities in a Gross Unrealized Loss Position) (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Securities with unrealized loss position
Less than 12 Months, Fair Value	$ 17,863	$ 40,897
Less than 12 Months, Unrealized Losses	151	613
More than 12 Months, Fair Value	18,240	8,947
More than 12 Months, Unrealized Losses	308	265
Total, Fair Value	36,103	49,844
Total, Unrealized Losses	459	878
Mortgage-backed securities of government sponsored entities [Member]
Securities with unrealized loss position
Less than 12 Months, Fair Value	14,503	32,810
Less than 12 Months, Unrealized Losses	111	409
More than 12 Months, Fair Value	15,777	7,978
More than 12 Months, Unrealized Losses	236	173
Total, Fair Value	30,280	40,788
Total, Unrealized Losses	347	582
Private-label collateralized mortgage obligations [Member]
Securities with unrealized loss position
Less than 12 Months, Fair Value
Less than 12 Months, Unrealized Losses
More than 12 Months, Fair Value		40
More than 12 Months, Unrealized Losses		1
Total, Fair Value		40
Total, Unrealized Losses		1
State and political subdivisions [Member]
Securities with unrealized loss position
Less than 12 Months, Fair Value	3,360	8,087
Less than 12 Months, Unrealized Losses	40	204
More than 12 Months, Fair Value	2,463	929
More than 12 Months, Unrealized Losses	72	91
Total, Fair Value	5,823	9,016
Total, Unrealized Losses	$ 112	$ 295

XML 40 R30.htm IDEA: XBRL DOCUMENT

Credit Quality of Loans and the Allowance for Loan Losses (Narrative) (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Receivables [Abstract]
Deferred loan origination fees	$ 725	$ 747
Loans in process	8,600	4,700
Troubled Debt Restructurings considered as impaired	$ 134	$ 412

XML 41 R31.htm IDEA: XBRL DOCUMENT

Credit Quality of Loans and the Allowance for Loan Losses (Schedule of Activity in Allowance for Loan Losses) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016
Activity in the allowance for loan losses by portfolio segment
Beginning balance	$ 3,157	$ 2,776	$ 3,040	$ 2,837
Provision (Credit) charged to expense	99	208	209	152
Losses charged off	(7)	(78)	(30)	(84)
Recoveries	1	1	31	2
Ending balance	3,250	2,907	3,250	2,907
One-to-four family residential [Member]
Activity in the allowance for loan losses by portfolio segment
Beginning balance	1,362	1,582	1,479	1,346
Provision (Credit) charged to expense	(111)	(105)	(234)	130
Losses charged off	(7)		(30)
Recoveries	1		30	1
Ending balance	1,245	1,477	1,245	1,477
All other mortgage loans [Member]
Activity in the allowance for loan losses by portfolio segment
Beginning balance	1,095	957	1,108	1,210
Provision (Credit) charged to expense	203	238	190	(10)
Losses charged off		(78)		(83)
Recoveries
Ending balance	1,298	1,117	1,298	1,117
Commercial business loans [Member]
Activity in the allowance for loan losses by portfolio segment
Beginning balance	695	234	447	279
Provision (Credit) charged to expense		75	247	30
Losses charged off
Recoveries		1	1	1
Ending balance	695	310	695	310
Consumer loans [Member]
Activity in the allowance for loan losses by portfolio segment
Beginning balance	5	3	6	2
Provision (Credit) charged to expense	7		6	2
Losses charged off				(1)
Recoveries
Ending balance	$ 12	$ 3	$ 12	$ 3

XML 42 R32.htm IDEA: XBRL DOCUMENT

Credit Quality of Loans and the Allowance for Loan Losses (Schedule of Allowance for Loan Losses and Recorded Investment) (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Jun. 30, 2017	Dec. 31, 2016	Sep. 30, 2016	Jun. 30, 2016	Dec. 31, 2015
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	$ 741		$ 658
Collectively evaluated for impairment	2,509		2,382
Total allowance for loan losses	3,250	$ 3,157	3,040	$ 2,907	$ 2,776	$ 2,837
Individually evaluated for impairment	2,983		3,141
Collectively evaluated for impairment	353,457		337,648
Total balance	356,440		340,789
One-to-four family residential [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	143		323
Collectively evaluated for impairment	1,102		1,156
Total allowance for loan losses	1,245	1,362	1,479	1,477	1,582	1,346
Individually evaluated for impairment	1,330		1,527
Collectively evaluated for impairment	190,763		191,897
Total balance	192,093		193,424
All other mortgage loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	159		151
Collectively evaluated for impairment	1,139		957
Total allowance for loan losses	1,298	1,095	1,108	1,117	957	1,210
Individually evaluated for impairment	1,123		1,067
Collectively evaluated for impairment	135,090		120,890
Total balance	136,213		121,957
Commercial business loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	434		184
Collectively evaluated for impairment	261		263
Total allowance for loan losses	695	695	447	310	234	279
Individually evaluated for impairment	525		547
Collectively evaluated for impairment	25,461		22,668
Total balance	25,986		23,215
Consumer loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	5
Collectively evaluated for impairment	7		6
Total allowance for loan losses	12	$ 5	6	$ 3	$ 3	$ 2
Individually evaluated for impairment	5
Collectively evaluated for impairment	2,143		2,193
Total balance	$ 2,148		$ 2,193

XML 43 R33.htm IDEA: XBRL DOCUMENT

Credit Quality of Loans and the Allowance for Loan Losses (Schedule of Loans Receivable by Credit Risk Profile) (Details) - USD ($)
$ in Thousands

Sep. 30, 2017

Dec. 31, 2016

Accounts, Notes, Loans and Financing Receivable [Line Items]

Loans Receivable, gross

$ 356,440

$ 340,789

One-to-four family residential [Member]

Accounts, Notes, Loans and Financing Receivable [Line Items]

Loans Receivable, gross

192,093

193,424

One-to-four family residential [Member] | Pass (Risk 1-4) [Member]

Accounts, Notes, Loans and Financing Receivable [Line Items]

Loans Receivable, gross

^[1]

188,779

189,975

One-to-four family residential [Member] | Special Mention (Risk 5) [Member]

Accounts, Notes, Loans and Financing Receivable [Line Items]

Loans Receivable, gross

^[1]

One-to-four family residential [Member] | Substandard (Risk 6) [Member]

Accounts, Notes, Loans and Financing Receivable [Line Items]

Loans Receivable, gross

^[1]

3,314

3,449

All other mortgage loans [Member]

Accounts, Notes, Loans and Financing Receivable [Line Items]

Loans Receivable, gross

136,213

121,957

All other mortgage loans [Member] | Pass (Risk 1-4) [Member]

Accounts, Notes, Loans and Financing Receivable [Line Items]

Loans Receivable, gross

^[1]

131,592

119,503

All other mortgage loans [Member] | Special Mention (Risk 5) [Member]

Accounts, Notes, Loans and Financing Receivable [Line Items]

Loans Receivable, gross

^[1]

2,232

All other mortgage loans [Member] | Substandard (Risk 6) [Member]

Accounts, Notes, Loans and Financing Receivable [Line Items]

Loans Receivable, gross

^[1]

2,389

2,454

Commercial business loans [Member]

Accounts, Notes, Loans and Financing Receivable [Line Items]

Loans Receivable, gross

25,986

23,215

Commercial business loans [Member] | Pass (Risk 1-4) [Member]

Accounts, Notes, Loans and Financing Receivable [Line Items]

Loans Receivable, gross

^[1]

25,311

22,427

Commercial business loans [Member] | Special Mention (Risk 5) [Member]

Accounts, Notes, Loans and Financing Receivable [Line Items]

Loans Receivable, gross

^[1]

Commercial business loans [Member] | Substandard (Risk 6) [Member]

Accounts, Notes, Loans and Financing Receivable [Line Items]

Loans Receivable, gross

^[1]

643

788

Consumer loans [Member]

Accounts, Notes, Loans and Financing Receivable [Line Items]

Loans Receivable, gross

2,148

2,193

Consumer loans [Member] | Pass (Risk 1-4) [Member]

Accounts, Notes, Loans and Financing Receivable [Line Items]

Loans Receivable, gross

^[1]

2,142

2,193

Consumer loans [Member] | Special Mention (Risk 5) [Member]

Accounts, Notes, Loans and Financing Receivable [Line Items]

Loans Receivable, gross

^[1]

Consumer loans [Member] | Substandard (Risk 6) [Member]

Accounts, Notes, Loans and Financing Receivable [Line Items]

Loans Receivable, gross

^[1]

$ 6

[1]

XML 44 R34.htm IDEA: XBRL DOCUMENT

Credit Quality of Loans and the Allowance for Loan Losses (Schedule of Aging Analysis of Loans Receivable) (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	$ 1,410	$ 1,929
Current	355,030	338,860
Total Loans receivable	356,440	340,789
One-to-four family residential [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	577	1,820
Current	191,516	191,604
Total Loans receivable	192,093	193,424
All other mortgage loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	246	63
Current	135,967	121,894
Total Loans receivable	136,213	121,957
Commercial business loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	581	38
Current	25,405	23,177
Total Loans receivable	25,986	23,215
Consumer loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	6	8
Current	2,142	2,185
Total Loans receivable	2,148	2,193
30-59 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	258	465
30-59 Days Past Due [Member] \| One-to-four family residential [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	56	442
30-59 Days Past Due [Member] \| All other mortgage loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	183
30-59 Days Past Due [Member] \| Commercial business loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	14	15
30-59 Days Past Due [Member] \| Consumer loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	5	8
60-89 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	334	419
60-89 Days Past Due [Member] \| One-to-four family residential [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	284	419
60-89 Days Past Due [Member] \| All other mortgage loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due
60-89 Days Past Due [Member] \| Commercial business loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	50
60-89 Days Past Due [Member] \| Consumer loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due
Greater Than 90 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	818	1,045
Greater Than 90 Days Past Due [Member] \| One-to-four family residential [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	237	959
Greater Than 90 Days Past Due [Member] \| All other mortgage loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	63	63
Greater Than 90 Days Past Due [Member] \| Commercial business loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	517	23
Greater Than 90 Days Past Due [Member] \| Consumer loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	$ 1

XML 45 R35.htm IDEA: XBRL DOCUMENT

Credit Quality of Loans and the Allowance for Loan Losses (Schedule of Non-accrual Loans) (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	$ 2,470	$ 1,558
One-to-four family residential [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	1,127	1,473
All other mortgage loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	824	62
Commercial business loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	518	23
Consumer loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	$ 1

XML 46 R36.htm IDEA: XBRL DOCUMENT

Credit Quality of Loans and the Allowance for Loan Losses (Schedule of Impaired Loans) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016	Dec. 31, 2016
Financing Receivable, Impaired [Line Items]
Specific Allowance	$ 741		$ 741		$ 658
Recorded Balance	2,983		2,983		3,141
Unpaid Principal Balance	2,997		2,997		3,209
Average Investment in Impaired Loans	3,039	$ 2,929	3,109	$ 3,167
Interest Income Recognized	35	28	105	56
One-to-four family residential [Member]
Financing Receivable, Impaired [Line Items]
Loans without a specific valuation allowance, Recorded Balance	1,122		1,122		1,121
Loans without a specific valuation allowance, Unpaid Principal Balance	1,136		1,136		1,189
Loans without a specific valuation allowance, Average Investment in Impaired Loans	1,130	1,024	1,146	1,044
Loans without a specific valuation allowance, Interest Income Recognized	10	10	29	30
Loans with a specific valuation allowance, Recorded Balance	208		208		406
Loans with a specific valuation allowance, Unpaid Principal Balance	208		208		406
Specific Allowance	143		143		323
Loans with a specific valuation allowance, Average Investment in Impaired Loans	273	652	333	911
Loans with a specific valuation allowance, Interest Income Recognized
Recorded Balance	1,330		1,330		1,527
Unpaid Principal Balance	1,344		1,344		1,595
Average Investment in Impaired Loans	1,403	1,676	1,479	1,955
Interest Income Recognized	10	10	29	30
All other mortgage loans [Member]
Financing Receivable, Impaired [Line Items]
Loans without a specific valuation allowance, Recorded Balance	213		213		226
Loans without a specific valuation allowance, Unpaid Principal Balance	213		213		226
Loans without a specific valuation allowance, Average Investment in Impaired Loans	216	1,045	220	782
Loans without a specific valuation allowance, Interest Income Recognized	4	17	13	52
Loans with a specific valuation allowance, Recorded Balance	910		910		841
Loans with a specific valuation allowance, Unpaid Principal Balance	910		910		841
Specific Allowance	159		159		151
Loans with a specific valuation allowance, Average Investment in Impaired Loans	875	159	857	390
Loans with a specific valuation allowance, Interest Income Recognized	14		42
Recorded Balance	1,123		1,123		1,067
Unpaid Principal Balance	1,123		1,123		1,067
Average Investment in Impaired Loans	1,091	1,204	1,077	1,173
Interest Income Recognized	18	17	55	52
Commercial business loans [Member]
Financing Receivable, Impaired [Line Items]
Loans without a specific valuation allowance, Recorded Balance
Loans without a specific valuation allowance, Unpaid Principal Balance
Loans without a specific valuation allowance, Average Investment in Impaired Loans
Loans without a specific valuation allowance, Interest Income Recognized
Loans with a specific valuation allowance, Recorded Balance	525		525		547
Loans with a specific valuation allowance, Unpaid Principal Balance	525		525		547
Specific Allowance	434		434		184
Loans with a specific valuation allowance, Average Investment in Impaired Loans	542	49	551	40
Loans with a specific valuation allowance, Interest Income Recognized	7	1	21	1
Recorded Balance	525		525		547
Unpaid Principal Balance	525		525		$ 547
Average Investment in Impaired Loans	542	49	551	40
Interest Income Recognized	7	$ 1	21	$ 1
Consumer loans [Member]
Financing Receivable, Impaired [Line Items]
Loans without a specific valuation allowance, Average Investment in Impaired Loans
Loans without a specific valuation allowance, Interest Income Recognized
Loans with a specific valuation allowance, Average Investment in Impaired Loans	3		2
Loans with a specific valuation allowance, Interest Income Recognized
Average Investment in Impaired Loans	3		2
Interest Income Recognized
Consumer loans [Member]
Financing Receivable, Impaired [Line Items]
Loans without a specific valuation allowance, Recorded Balance
Loans without a specific valuation allowance, Unpaid Principal Balance
Loans with a specific valuation allowance, Recorded Balance	5		5
Loans with a specific valuation allowance, Unpaid Principal Balance	5		5
Specific Allowance	5		5
Recorded Balance	5		5
Unpaid Principal Balance	$ 5		$ 5

XML 47 R37.htm IDEA: XBRL DOCUMENT

Credit Quality of Loans and the Allowance for Loan Losses (Schedule of Troubled Debt Restructurings) (Details) - One-to-four family residential [Member] $ in Thousands	9 Months Ended		12 Months Ended
	Sep. 30, 2017 USD ($) N	Sep. 30, 2016 USD ($) N	Sep. 30, 2017 USD ($) N	Sep. 30, 2016 USD ($) N
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of Loans \| N			2	8
Pre-modification Recorded Principal Balance			$ 134	$ 412
Post-modification Recorded Principal Balance			$ 134	$ 412

XML 48 R38.htm IDEA: XBRL DOCUMENT

Credit Quality of Loans and the Allowance for Loan Losses (Schedule of Loans Collateralized by Residential Real Estate Properties) (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Accounts, Notes, Loans and Financing Receivable [Line Items]
Recorded investment	$ 75	$ 2
One-to-four family residential [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Recorded investment	75	2
Recorded investment of assets in process of foreclosure	$ 143	$ 97

XML 49 R39.htm IDEA: XBRL DOCUMENT

Goodwill (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Goodwill [Abstract]
Goodwill	$ 1,719	$ 1,719

XML 50 R40.htm IDEA: XBRL DOCUMENT

Repurchase Agreements (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Assets Sold under Agreements to Repurchase [Line Items]
Gross amount of recognized liabilities for repurchase agreements included in other short-term borrowings	$ 7,148	$ 7,246
Mortgage-backed securities of government sponsored entities [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Total Borrowings	$ 7,148	$ 7,246

XML 51 R41.htm IDEA: XBRL DOCUMENT

Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016
Earnings Per Share [Abstract]
Net income	$ 855	$ 550	$ 2,187	$ 1,931
Weighted-average common shares outstanding	2,754,573	2,747,567	2,754,573	2,747,567
Net income per share	$ 0.31	$ 0.20	$ 0.79	$ 0.70

XML 52 R42.htm IDEA: XBRL DOCUMENT

Regulatory Matters (Narrative) (Details)	9 Months Ended
Regulatory Matters (Narrative) (Details)	Sep. 30, 2017
Regulatory Matters [Abstract]
Common Equity Tier 1, phase period	4 years
Deductions and other adjustments percentage in first year	40.00%
Deductions and other adjustments percentage in after first year	20.00%
Common Equity Tier 1, capital conservation buffer ratio	0.625%
Common Equity Tier 1, capital conservation buffer phase period	4 years
Common Equity Tier 1, maximum capital conservation buffer ratio	2.50%

XML 53 R43.htm IDEA: XBRL DOCUMENT

Regulatory Matters (Schedule of Regulatory Capital Requirements) (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Tier 1 capital to average assets
Tier 1 Capital	$ 39,967	$ 38,133
Tier 1 Capital (to average assets) ratio	9.00%	8.50%
Minimum amount of Tier 1 Capital for adequacy purposes	$ 17,740	$ 17,850
Minimum amount of Tier 1 Capital for adequacy purposes, ratio	4.00%	4.00%
Minimum Tier 1 Capital required to be well-capitalized	$ 22,174	$ 22,313
Minimum Tier 1 Capital required to be well-capitalized, ratio	5.00%	5.00%
Tier 1 common equity capital to risk-weighted assets
Tier 1 Common equity capital	$ 39,967	$ 38,133
Tier 1 Common equity capital ratio	12.90%	13.00%
Minimum amount of Tier 1 Common equity capital for adequacy purposes	$ 13,918	$ 13,159
Minimum amount of Tier 1 Common equity capital for adequacy purposes ratio	4.50%	4.50%
Minimum amount of Tier 1 Common equity capital to be well-capitalized	$ 20,104	$ 19,007
Minimum amount of Tier 1 Common equity capital to be well-capitalized ratio	6.50%	6.50%
Tier 1 capital to risk-weighted assets
Tier 1 Capital	$ 39,967	$ 38,133
Tier 1 Capital (to risk-weighted assets) ratio	12.90%	13.00%
Minimum amount of Tier 1 Capital for adequacy purposes	$ 18,558	$ 17,545
Minimum amount of Tier 1 Capital for adequacy purposes, ratio	6.00%	6.00%
Minimum Tier 1 Capital required to be well-capitalized	$ 24,744	$ 23,393
Minimum Tier 1 Capital required to be well-capitalized, ratio	8.00%	8.00%
Total risk-based capital to risk-weighted assets
Total Capital	$ 43,221	$ 41,176
Total Capital (to risk-weighted assets) ratio	14.00%	14.10%
Minimum amount of capital for adequacy purposes	$ 24,744	$ 23,393
Minimum amount of capital for adequacy purposes, ratio	8.00%	8.00%
Minimum Capital required to be well-capitalized	$ 30,929	$ 29,241
Minimum Capital required to be well-capitalized, ratio	10.00%	10.00%

XML 54 R44.htm IDEA: XBRL DOCUMENT

Accumulated Other Comprehensive Income (Loss) (Schedule of Accumulated Other Comprehensive Income) (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Stockholders' Equity Note [Abstract]
Gross Unrealized Gains on Available-for-Sale Securities	$ 265	$ 162
Net Unrealized Loss for Unfunded Status of Split-Dollar Life Insurance Plan Liability (tax-free)	(160)	(131)
Gross Unrealized Loss for Unfunded Status of Defined Benefit Plan	(750)	(750)
Tax Effect	165	200
Total Accumulated Other Comprehensive Income (Loss)	$ (480)	$ (519)

XML 55 R45.htm IDEA: XBRL DOCUMENT

Fair Value Measurements (Schedule of Fair Value Measured on a Recurring Basis) (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Recurring Fair Value Measurements
Available-for-sale securities	$ 58,556	$ 70,709
U.S. government agencies [Member]
Recurring Fair Value Measurements
Available-for-sale securities	8	11
Mortgage-backed securities of government sponsored entities [Member]
Recurring Fair Value Measurements
Available-for-sale securities	47,188	58,614
State and political subdivisions [Member]
Recurring Fair Value Measurements
Available-for-sale securities	11,360	12,044
Private-label collateralized mortgage obligations [Member]
Recurring Fair Value Measurements
Available-for-sale securities		40
Fair Value, Measurements, Recurring [Member] \| U.S. government agencies [Member] \| Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Recurring Fair Value Measurements
Available-for-sale securities
Fair Value, Measurements, Recurring [Member] \| U.S. government agencies [Member] \| Significant Other Observable Inputs (Level 2) [Member]
Recurring Fair Value Measurements
Available-for-sale securities	8	11
Fair Value, Measurements, Recurring [Member] \| U.S. government agencies [Member] \| Significant Unobservable Inputs (Level 3) [Member]
Recurring Fair Value Measurements
Available-for-sale securities
Fair Value, Measurements, Recurring [Member] \| U.S. government agencies [Member] \| Fair Value [Member]
Recurring Fair Value Measurements
Available-for-sale securities	8	11
Fair Value, Measurements, Recurring [Member] \| Mortgage-backed securities of government sponsored entities [Member] \| Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Recurring Fair Value Measurements
Available-for-sale securities
Fair Value, Measurements, Recurring [Member] \| Mortgage-backed securities of government sponsored entities [Member] \| Significant Other Observable Inputs (Level 2) [Member]
Recurring Fair Value Measurements
Available-for-sale securities	47,188	58,614
Fair Value, Measurements, Recurring [Member] \| Mortgage-backed securities of government sponsored entities [Member] \| Significant Unobservable Inputs (Level 3) [Member]
Recurring Fair Value Measurements
Available-for-sale securities
Fair Value, Measurements, Recurring [Member] \| Mortgage-backed securities of government sponsored entities [Member] \| Fair Value [Member]
Recurring Fair Value Measurements
Available-for-sale securities	47,188	58,614
Fair Value, Measurements, Recurring [Member] \| State and political subdivisions [Member] \| Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Recurring Fair Value Measurements
Available-for-sale securities
Fair Value, Measurements, Recurring [Member] \| State and political subdivisions [Member] \| Significant Other Observable Inputs (Level 2) [Member]
Recurring Fair Value Measurements
Available-for-sale securities	11,360	12,044
Fair Value, Measurements, Recurring [Member] \| State and political subdivisions [Member] \| Significant Unobservable Inputs (Level 3) [Member]
Recurring Fair Value Measurements
Available-for-sale securities
Fair Value, Measurements, Recurring [Member] \| State and political subdivisions [Member] \| Fair Value [Member]
Recurring Fair Value Measurements
Available-for-sale securities	$ 11,360	12,044
Fair Value, Measurements, Recurring [Member] \| Private-label collateralized mortgage obligations [Member] \| Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Recurring Fair Value Measurements
Available-for-sale securities
Fair Value, Measurements, Recurring [Member] \| Private-label collateralized mortgage obligations [Member] \| Significant Other Observable Inputs (Level 2) [Member]
Recurring Fair Value Measurements
Available-for-sale securities		40
Fair Value, Measurements, Recurring [Member] \| Private-label collateralized mortgage obligations [Member] \| Significant Unobservable Inputs (Level 3) [Member]
Recurring Fair Value Measurements
Available-for-sale securities
Fair Value, Measurements, Recurring [Member] \| Private-label collateralized mortgage obligations [Member] \| Fair Value [Member]
Recurring Fair Value Measurements
Available-for-sale securities		$ 40

XML 56 R46.htm IDEA: XBRL DOCUMENT

Fair Value Measurements (Schedule of Fair Value Measured on a Nonrecurring Basis) (Details) - Fair Value, Measurements, Nonrecurring [Member] - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Collateral-dependent impaired loans
Foreclosed assets
Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Collateral-dependent impaired loans
Foreclosed assets
Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Collateral-dependent impaired loans	94	1,053
Foreclosed assets	27	2
Fair Value [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Collateral-dependent impaired loans	94	1,053
Foreclosed assets	$ 27	$ 2

XML 57 R47.htm IDEA: XBRL DOCUMENT

Fair Value Measurements (Schedule of Level 3 Fair Value Measurements) (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2017	Dec. 31, 2016
Collateral-dependent impaired loans [Member]
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Collateral-dependent impaired loans	$ 94	$ 1,053
Valuation Technique	Market comparable properties	Market comparable properties and specialized equipment discounts
Unobservable Input	Discounts	Discounts
Weighted Average	0.27	25%
Foreclosed assets [Member]
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Foreclosed assets	$ 27	$ 2
Valuation Technique	Expected selling price	Expected selling price
Unobservable Input	Selling Costs	Selling Costs
Weighted Average		10%

XML 58 R48.htm IDEA: XBRL DOCUMENT

Fair Value Measurements (Schedule of Fair Value of Financial Instruments) (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Financial assets
Held-to-maturity securities	$ 11,794	$ 9,339
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Financial assets
Cash and cash equivalents	6,962	16,756
Held-to-maturity securities
Loans, net of allowance for loan losses
Federal Home Loan Bank stock
Interest receivable
Financial liabilities
Deposits	257,103	252,242
Other short-term borrowings
Federal Home Loan Bank advances
Advances from borrowers for taxes and insurance
Interest payable
Significant Other Observable Inputs (Level 2) [Member]
Financial assets
Cash and cash equivalents
Held-to-maturity securities	11,794	9,339
Loans, net of allowance for loan losses
Federal Home Loan Bank stock	4,226	4,226
Interest receivable	1,361	1,146
Financial liabilities
Deposits	112,755	130,770
Other short-term borrowings	7,148	7,246
Federal Home Loan Bank advances	22,258	17,938
Advances from borrowers for taxes and insurance	753	1,306
Interest payable	33	29
Significant Unobservable Inputs (Level 3) [Member]
Financial assets
Cash and cash equivalents
Held-to-maturity securities
Loans, net of allowance for loan losses	356,698	341,999
Federal Home Loan Bank stock
Interest receivable
Financial liabilities
Deposits
Other short-term borrowings
Federal Home Loan Bank advances
Advances from borrowers for taxes and insurance
Interest payable
Carrying Amount [Member]
Financial assets
Cash and cash equivalents	6,962	16,756
Held-to-maturity securities	11,749	9,559
Loans, net of allowance for loan losses	343,872	332,283
Federal Home Loan Bank stock	4,226	4,226
Interest receivable	1,361	1,146
Financial liabilities
Deposits	370,395	383,733
Other short-term borrowings	7,148	7,246
Federal Home Loan Bank advances	22,300	18,000
Advances from borrowers for taxes and insurance	753	1,306
Interest payable	$ 33	$ 29

EXCEL 59 Financial_Report.xlsx IDEA: XBRL DOCUMENT begin 644 Financial_Report.xlsx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end XML 60 Show.js IDEA: XBRL DOCUMENT /** * Rivet Software Inc. * * @copyright Copyright (c) 2006-2011 Rivet Software, Inc. All rights reserved. * Version 2.4.0.3 * */ var Show = {}; Show.LastAR = null, Show.hideAR = function(){ Show.LastAR.style.display = 'none'; }; Show.showAR = function ( link, id, win ){ if( Show.LastAR ){ Show.hideAR(); } var ref = link; do { ref = ref.nextSibling; } while (ref && ref.nodeName != 'TABLE'); if (!ref || ref.nodeName != 'TABLE') { var tmp = win ? win.document.getElementById(id) : document.getElementById(id); if( tmp ){ ref = tmp.cloneNode(true); ref.id = ''; link.parentNode.appendChild(ref); } } if( ref ){ ref.style.display = 'block'; Show.LastAR = ref; } }; Show.toggleNext = function( link ){ var ref = link; do{ ref = ref.nextSibling; }while( ref.nodeName != 'DIV' ); if( ref.style && ref.style.display && ref.style.display == 'none' ){ ref.style.display = 'block'; if( link.textContent ){ link.textContent = link.textContent.replace( '+', '-' ); }else{ link.innerText = link.innerText.replace( '+', '-' ); } }else{ ref.style.display = 'none'; if( link.textContent ){ link.textContent = link.textContent.replace( '-', '+' ); }else{ link.innerText = link.innerText.replace( '-', '+' ); } } }; XML 61 report.css IDEA: XBRL DOCUMENT /* Updated 2009-11-04 */ /* v2.2.0.24 */ /* DefRef Styles */ ..report table.authRefData{ background-color: #def; border: 2px solid #2F4497; font-size: 1em; position: absolute; } ..report table.authRefData a { display: block; font-weight: bold; } ..report table.authRefData p { margin-top: 0px; } ..report table.authRefData .hide { background-color: #2F4497; padding: 1px 3px 0px 0px; text-align: right; } ..report table.authRefData .hide a:hover { background-color: #2F4497; } ..report table.authRefData .body { height: 150px; overflow: auto; width: 400px; } ..report table.authRefData table{ font-size: 1em; } /* Report Styles */ ..pl a, .pl a:visited { color: black; text-decoration: none; } /* table */ ..report { background-color: white; border: 2px solid #acf; clear: both; color: black; font: normal 8pt Helvetica, Arial, san-serif; margin-bottom: 2em; } ..report hr { border: 1px solid #acf; } /* Top labels */ ..report th { background-color: #acf; color: black; font-weight: bold; text-align: center; } ..report th.void { background-color: transparent; color: #000000; font: bold 10pt Helvetica, Arial, san-serif; text-align: left; } ..report .pl { text-align: left; vertical-align: top; white-space: normal; width: 200px; white-space: normal; /* word-wrap: break-word; */ } ..report td.pl a.a { cursor: pointer; display: block; width: 200px; overflow: hidden; } ..report td.pl div.a { width: 200px; } ..report td.pl a:hover { background-color: #ffc; } /* Header rows... */ ..report tr.rh { background-color: #acf; color: black; font-weight: bold; } /* Calendars... */ ..report .rc { background-color: #f0f0f0; } /* Even rows... */ ..report .re, .report .reu { background-color: #def; } ..report .reu td { border-bottom: 1px solid black; } /* Odd rows... */ ..report .ro, .report .rou { background-color: white; } ..report .rou td { border-bottom: 1px solid black; } ..report .rou table td, .report .reu table td { border-bottom: 0px solid black; } /* styles for footnote marker */ ..report .fn { white-space: nowrap; } /* styles for numeric types */ ..report .num, .report .nump { text-align: right; white-space: nowrap; } ..report .nump { padding-left: 2em; } ..report .nump { padding: 0px 0.4em 0px 2em; } /* styles for text types */ ..report .text { text-align: left; white-space: normal; } ..report .text .big { margin-bottom: 1em; width: 17em; } ..report .text .more { display: none; } ..report .text .note { font-style: italic; font-weight: bold; } ..report .text .small { width: 10em; } ..report sup { font-style: italic; } ..report .outerFootnotes { font-size: 1em; } XML 63 FilingSummary.xml IDEA: XBRL DOCUMENT 3.8.0.1 html 169 278 1 true 25 0 false 5 false false R1.htm 00000001 - Document - Document and Entity Information Sheet http://waynesavings.com/role/DocumentAndEntityInformation Document and Entity Information Cover 1 false false R2.htm 00000002 - Statement - Condensed Consolidated Balance Sheets Sheet http://waynesavings.com/role/BalanceSheets Condensed Consolidated Balance Sheets Statements 2 false false R3.htm 00000003 - Statement - Condensed Consolidated Balance Sheets (Parenthetical) Sheet http://waynesavings.com/role/BalanceSheetsParenthetical Condensed Consolidated Balance Sheets (Parenthetical) Statements 3 false false R4.htm 00000004 - Statement - Condensed Consolidated Statements of Income and Comprehensive Income (Unaudited) Sheet http://waynesavings.com/role/StatementsOfIncomeAndComprehensiveIncome Condensed Consolidated Statements of Income and Comprehensive Income (Unaudited) Statements 4 false false R5.htm 00000005 - Statement - Condensed Consolidated Statements of Cash Flows (Unaudited) Sheet http://waynesavings.com/role/StatementsOfCashFlows Condensed Consolidated Statements of Cash Flows (Unaudited) Statements 5 false false R6.htm 00000006 - Disclosure - Basis of Presentation Sheet http://waynesavings.com/role/BasisOfPresentation Basis of Presentation Notes 6 false false R7.htm 00000007 - Disclosure - Subsequent Event Sheet http://waynesavings.com/role/SubsequentEvent Subsequent Event Notes 7 false false R8.htm 00000008 - Disclosure - Principles of Consolidation Sheet http://waynesavings.com/role/PrinciplesOfConsolidation Principles of Consolidation Notes 8 false false R9.htm 00000009 - Disclosure - Securities Sheet http://waynesavings.com/role/Securities Securities Notes 9 false false R10.htm 00000010 - Disclosure - Credit Quality of Loans and the Allowance for Loan Losses Sheet http://waynesavings.com/role/CreditQualityOfLoansAndAllowanceForLoanLosses Credit Quality of Loans and the Allowance for Loan Losses Notes 10 false false R11.htm 00000011 - Disclosure - Goodwill Sheet http://waynesavings.com/role/Goodwill Goodwill Notes 11 false false R12.htm 00000012 - Disclosure - Repurchase Agreements Sheet http://waynesavings.com/role/RepurchaseAgreements Repurchase Agreements Notes 12 false false R13.htm 00000013 - Disclosure - Earnings Per Share Sheet http://waynesavings.com/role/EarningsPerShare Earnings Per Share Notes 13 false false R14.htm 00000014 - Disclosure - Regulatory Matters Sheet http://waynesavings.com/role/RegulatoryMatters Regulatory Matters Notes 14 false false R15.htm 00000015 - Disclosure - Accumulated Other Comprehensive Income (Loss) Sheet http://waynesavings.com/role/AccumulatedOtherComprehensiveIncomeLoss Accumulated Other Comprehensive Income (Loss) Notes 15 false false R16.htm 00000016 - Disclosure - Fair Value Measurements Sheet http://waynesavings.com/role/FairValueMeasurements Fair Value Measurements Notes 16 false false R17.htm 00000017 - Disclosure - Recent Accounting Developments Sheet http://waynesavings.com/role/RecentAccountingDevelopments Recent Accounting Developments Notes 17 false false R18.htm 00000018 - Disclosure - Securities (Tables) Sheet http://waynesavings.com/role/SecuritiesTables Securities (Tables) Tables http://waynesavings.com/role/Securities 18 false false R19.htm 00000019 - Disclosure - Credit Quality of Loans and the Allowance for Loan Losses (Tables) Sheet http://waynesavings.com/role/CreditQualityOfLoansAndAllowanceForLoanLossesTables Credit Quality of Loans and the Allowance for Loan Losses (Tables) Tables http://waynesavings.com/role/CreditQualityOfLoansAndAllowanceForLoanLosses 19 false false R20.htm 00000020 - Disclosure - Goodwill (Tables) Sheet http://waynesavings.com/role/GoodwillTables Goodwill (Tables) Tables http://waynesavings.com/role/Goodwill 20 false false R21.htm 00000021 - Disclosure - Repurchase Agreements (Tables) Sheet http://waynesavings.com/role/RepurchaseAgreementsTables Repurchase Agreements (Tables) Tables http://waynesavings.com/role/RepurchaseAgreements 21 false false R22.htm 00000022 - Disclosure - Earnings Per Share (Tables) Sheet http://waynesavings.com/role/EarningsPerShareTables Earnings Per Share (Tables) Tables http://waynesavings.com/role/EarningsPerShare 22 false false R23.htm 00000023 - Disclosure - Regulatory Matters (Tables) Sheet http://waynesavings.com/role/RegulatoryMattersTables Regulatory Matters (Tables) Tables http://waynesavings.com/role/RegulatoryMatters 23 false false R24.htm 00000024 - Disclosure - Accumulated Other Comprehensive Income (Loss) (Tables) Sheet http://waynesavings.com/role/AccumulatedOtherComprehensiveIncomeLossTables Accumulated Other Comprehensive Income (Loss) (Tables) Tables http://waynesavings.com/role/AccumulatedOtherComprehensiveIncomeLoss 24 false false R25.htm 00000025 - Disclosure - Fair Value Measurements (Tables) Sheet http://waynesavings.com/role/FairValueMeasurementsTables Fair Value Measurements (Tables) Tables http://waynesavings.com/role/FairValueMeasurements 25 false false R26.htm 00000026 - Disclosure - Securities (Narrative) (Details) Sheet http://waynesavings.com/role/SecuritiesNarrativeDetails Securities (Narrative) (Details) Details http://waynesavings.com/role/SecuritiesTables 26 false false R27.htm 00000027 - Disclosure - Securities (Schedule of Available for Sale Securities and Held To Maturity Securities) (Details) Sheet http://waynesavings.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesAndHeldToMaturitySecuritiesDetails Securities (Schedule of Available for Sale Securities and Held To Maturity Securities) (Details) Details http://waynesavings.com/role/SecuritiesTables 27 false false R28.htm 00000028 - Disclosure - Securities (Schedule of Expected Maturities of Available for Sale and Held To Maturity Securities) (Details) Sheet http://waynesavings.com/role/SecuritiesScheduleOfExpectedMaturitiesOfAvailableForSaleAndHeldToMaturitySecuritiesDetails Securities (Schedule of Expected Maturities of Available for Sale and Held To Maturity Securities) (Details) Details http://waynesavings.com/role/SecuritiesTables 28 false false R29.htm 00000029 - Disclosure - Securities (Schedule of Securities in a Gross Unrealized Loss Position) (Details) Sheet http://waynesavings.com/role/SecuritiesScheduleOfSecuritiesInGrossUnrealizedLossPositionDetails Securities (Schedule of Securities in a Gross Unrealized Loss Position) (Details) Details http://waynesavings.com/role/SecuritiesTables 29 false false R30.htm 00000030 - Disclosure - Credit Quality of Loans and the Allowance for Loan Losses (Narrative) (Details) Sheet http://waynesavings.com/role/CreditQualityOfLoansAndAllowanceForLoanLossesNarrativeDetails Credit Quality of Loans and the Allowance for Loan Losses (Narrative) (Details) Details http://waynesavings.com/role/CreditQualityOfLoansAndAllowanceForLoanLossesTables 30 false false R31.htm 00000031 - Disclosure - Credit Quality of Loans and the Allowance for Loan Losses (Schedule of Activity in Allowance for Loan Losses) (Details) Sheet http://waynesavings.com/role/CreditQualityOfLoansAndAllowanceForLoanLossesScheduleOfActivityInAllowanceForLoanLossesDetails Credit Quality of Loans and the Allowance for Loan Losses (Schedule of Activity in Allowance for Loan Losses) (Details) Details http://waynesavings.com/role/CreditQualityOfLoansAndAllowanceForLoanLossesTables 31 false false R32.htm 00000032 - Disclosure - Credit Quality of Loans and the Allowance for Loan Losses (Schedule of Allowance for Loan Losses and Recorded Investment) (Details) Sheet http://waynesavings.com/role/CreditQualityOfLoansAndAllowanceForLoanLossesScheduleOfAllowanceForLoanLossesAndRecordedInvestmentDetails Credit Quality of Loans and the Allowance for Loan Losses (Schedule of Allowance for Loan Losses and Recorded Investment) (Details) Details http://waynesavings.com/role/CreditQualityOfLoansAndAllowanceForLoanLossesTables 32 false false R33.htm 00000033 - Disclosure - Credit Quality of Loans and the Allowance for Loan Losses (Schedule of Loans Receivable by Credit Risk Profile) (Details) Sheet http://waynesavings.com/role/CreditQualityOfLoansAndAllowanceForLoanLossesScheduleOfLoansReceivableByCreditRiskProfileDetails Credit Quality of Loans and the Allowance for Loan Losses (Schedule of Loans Receivable by Credit Risk Profile) (Details) Details http://waynesavings.com/role/CreditQualityOfLoansAndAllowanceForLoanLossesTables 33 false false R34.htm 00000034 - Disclosure - Credit Quality of Loans and the Allowance for Loan Losses (Schedule of Aging Analysis of Loans Receivable) (Details) Sheet http://waynesavings.com/role/CreditQualityOfLoansAndAllowanceForLoanLossesScheduleOfAgingAnalysisOfLoansReceivableDetails Credit Quality of Loans and the Allowance for Loan Losses (Schedule of Aging Analysis of Loans Receivable) (Details) Details http://waynesavings.com/role/CreditQualityOfLoansAndAllowanceForLoanLossesTables 34 false false R35.htm 00000035 - Disclosure - Credit Quality of Loans and the Allowance for Loan Losses (Schedule of Non-accrual Loans) (Details) Sheet http://waynesavings.com/role/CreditQualityOfLoansAndAllowanceForLoanLossesScheduleOfNon-accrualLoansDetails Credit Quality of Loans and the Allowance for Loan Losses (Schedule of Non-accrual Loans) (Details) Details http://waynesavings.com/role/CreditQualityOfLoansAndAllowanceForLoanLossesTables 35 false false R36.htm 00000036 - Disclosure - Credit Quality of Loans and the Allowance for Loan Losses (Schedule of Impaired Loans) (Details) Sheet http://waynesavings.com/role/CreditQualityOfLoansAndAllowanceForLoanLossesScheduleOfImpairedLoansDetails Credit Quality of Loans and the Allowance for Loan Losses (Schedule of Impaired Loans) (Details) Details http://waynesavings.com/role/CreditQualityOfLoansAndAllowanceForLoanLossesTables 36 false false R37.htm 00000037 - Disclosure - Credit Quality of Loans and the Allowance for Loan Losses (Schedule of Troubled Debt Restructurings) (Details) Sheet http://waynesavings.com/role/CreditQualityOfLoansAndAllowanceForLoanLossesScheduleOfTroubledDebtRestructuringsDetails Credit Quality of Loans and the Allowance for Loan Losses (Schedule of Troubled Debt Restructurings) (Details) Details http://waynesavings.com/role/CreditQualityOfLoansAndAllowanceForLoanLossesTables 37 false false R38.htm 00000038 - Disclosure - Credit Quality of Loans and the Allowance for Loan Losses (Schedule of Loans Collateralized by Residential Real Estate Properties) (Details) Sheet http://waynesavings.com/role/CreditQualityOfLoansAndAllowanceForLoanLossesScheduleOfLoansCollateralizedByResidentialRealEstatePropertiesDetails Credit Quality of Loans and the Allowance for Loan Losses (Schedule of Loans Collateralized by Residential Real Estate Properties) (Details) Details http://waynesavings.com/role/CreditQualityOfLoansAndAllowanceForLoanLossesTables 38 false false R39.htm 00000039 - Disclosure - Goodwill (Details) Sheet http://waynesavings.com/role/GoodwillDetails Goodwill (Details) Details http://waynesavings.com/role/GoodwillTables 39 false false R40.htm 00000040 - Disclosure - Repurchase Agreements (Details) Sheet http://waynesavings.com/role/RepurchaseAgreementsDetails Repurchase Agreements (Details) Details http://waynesavings.com/role/RepurchaseAgreementsTables 40 false false R41.htm 00000041 - Disclosure - Earnings Per Share (Details) Sheet http://waynesavings.com/role/EarningsPerShareDetails Earnings Per Share (Details) Details http://waynesavings.com/role/EarningsPerShareTables 41 false false R42.htm 00000042 - Disclosure - Regulatory Matters (Narrative) (Details) Sheet http://waynesavings.com/role/RegulatoryMattersNarrativeDetails Regulatory Matters (Narrative) (Details) Details http://waynesavings.com/role/RegulatoryMattersTables 42 false false R43.htm 00000043 - Disclosure - Regulatory Matters (Schedule of Regulatory Capital Requirements) (Details) Sheet http://waynesavings.com/role/RegulatoryMattersScheduleOfRegulatoryCapitalRequirementsDetails Regulatory Matters (Schedule of Regulatory Capital Requirements) (Details) Details http://waynesavings.com/role/RegulatoryMattersTables 43 false false R44.htm 00000044 - Disclosure - Accumulated Other Comprehensive Income (Loss) (Schedule of Accumulated Other Comprehensive Income) (Details) Sheet http://waynesavings.com/role/AccumulatedOtherComprehensiveIncomeLossScheduleOfAccumulatedOtherComprehensiveIncomeDetails Accumulated Other Comprehensive Income (Loss) (Schedule of Accumulated Other Comprehensive Income) (Details) Details http://waynesavings.com/role/AccumulatedOtherComprehensiveIncomeLossTables 44 false false R45.htm 00000045 - Disclosure - Fair Value Measurements (Schedule of Fair Value Measured on a Recurring Basis) (Details) Sheet http://waynesavings.com/role/FairValueMeasurementsScheduleOfFairValueMeasuredOnRecurringBasisDetails Fair Value Measurements (Schedule of Fair Value Measured on a Recurring Basis) (Details) Details http://waynesavings.com/role/FairValueMeasurementsTables 45 false false R46.htm 00000046 - Disclosure - Fair Value Measurements (Schedule of Fair Value Measured on a Nonrecurring Basis) (Details) Sheet http://waynesavings.com/role/FairValueMeasurementsScheduleOfFairValueMeasuredOnNonrecurringBasisDetails Fair Value Measurements (Schedule of Fair Value Measured on a Nonrecurring Basis) (Details) Details http://waynesavings.com/role/FairValueMeasurementsTables 46 false false R47.htm 00000047 - Disclosure - Fair Value Measurements (Schedule of Level 3 Fair Value Measurements) (Details) Sheet http://waynesavings.com/role/FairValueMeasurementsScheduleOfLevel3FairValueMeasurementsDetails Fair Value Measurements (Schedule of Level 3 Fair Value Measurements) (Details) Details http://waynesavings.com/role/FairValueMeasurementsTables 47 false false R48.htm 00000048 - Disclosure - Fair Value Measurements (Schedule of Fair Value of Financial Instruments) (Details) Sheet http://waynesavings.com/role/FairValueMeasurementsScheduleOfFairValueOfFinancialInstrumentsDetails Fair Value Measurements (Schedule of Fair Value of Financial Instruments) (Details) Details http://waynesavings.com/role/FairValueMeasurementsTables 48 false false All Reports Book All Reports wayn-20170930.xml wayn-20170930.xsd wayn-20170930_cal.xml wayn-20170930_def.xml wayn-20170930_lab.xml wayn-20170930_pre.xml http://xbrl.sec.gov/dei/2014-01-31 http://fasb.org/us-gaap/2017-01-31 true true ZIP 65 0001174947-17-001493-xbrl.zip IDEA: XBRL DOCUMENT begin 644 0001174947-17-001493-xbrl.zip M4$L#!!0 ( !1_8TLG1B*+ _H &QX% 1 =V%Y;BTR,#$W,#DS,"YX M;6SLO6V3H[BR+OK]1)S_P.V]Y\1,A*O:@%^[U\R)>NF>J;N[NVIU5:_9ZW[9 M01FYS&H,'@%5[?7KKU* C3&V!0@0E/9>,>VR07HRE9E*29FIO_W?'TM;>4;8 MLUSGUS?J>?^-@IR9:UK.TZ]OOMV?7=Q?W=R\4?[O;__[?RGD__[V_YR=*1\M M9)OOE&MW=G;CS-WWRA=CB=XIOR,'8<-W\7OE'X8=P#?N?U]^_43^#-M_IPS. MM;ZAG)TQM/8/Y)@N_O;U9M/:PO=7[]Z^?7EY.7?<9^/%Q=^]\YG+UMR]&^ 9 MVK3UY\4_ORC]J3I6U/[?SW_,">9KPR<_:'UU_)-VK:KD/WW]09V^T]5WVN#_ M8^S%-_S V_32_S'I]X?]?E\/7__;CT=L6^_@OPKAN^.]^^%9O[Y)$/:BG[OX MZ:W6[ZMO__OSI_O9 BV-,\OQ?,.9H3?Q6[;E?,]Z3YU.IV_IK_&C>T]"YW$? M^EOX^='PMBT#P"//[R$AOYK^YH7DP\.WX8\[CUJ9CX["1ZWX41.EGO/0[/S) M?7Y+?B#/JX.SOGJFJ_'C&,T/0AZ]);_&#UJ>.]#4\3'ZPB?B%P+O[,DP5IL7 MYH;W2!^.?@ PXUTPY!?LVLC+?(?^DO&2XSI.L,S&9?KXK;]>H;?DH3/R%,+6 M;//>Z9=V7R 8X.ML=/27#'0OQMK9=D/^0)[Q3 P$:-^2/M^?ZOTWL7Z 3+WS MJ.1^17.%BN.[!1TD>/DL?N'\AV>^B7Z&KG]]XUG+E4UDZVW<5*@O,]?QT0]? ML;WXCJJGU]U-?[?WN;?GG;W=O,_J+>5H3]KKF/@N@1]L'F_+8E)VYI^]O> M:\0J)EX"NK?=FSNOQ-_O (B_C%AZF,\7WNV<]#$Z4S60A';Q-K12_F]; C9= M1+]P9=*P[4P:UL"D=FII@DDI=:N$29&T_D\TO?S/5^2%I!CVG8O]N6M;[CUZ M6I*O/J/E(\*-L7-KQT(XB1^BGTP"YL?*MF96A%4Q+?)DZ&A&!+[[:#G$G2!S MR5K#BDQ#!)SG%FO M0UR6A/Z9-#&L G.<7:]!9#X3RI^,)[3ED2=E)4-6#O*IJT)R8!DEY:6]\M+$ MLDG*2WOEI8EM&NG"=,6%:<+:2.GIBO0T8WOD:KO]J^UF[(Z4G/9+3J4V9WO: M/N[6:?M8R-/VM(9^N__=?4;8 8FY>$)$0)%WC1[]>S0+L.5;75F6?#;^Y>(' MB#ZYG0-]%X[YX:^ 4+ E=%<;61G35;T\L6Z]-&;?D;EEQHWG!PAV)*QTS#LR'_K6S+#O@T?3>K9@.%ZK M++&QI>.RDEZC2%EIIZS4L2K9EQ7I\[35YVE"7J3/\SI]GB9D[_&&9Z7GE7Q\>652DZ4_:N!YA=1A$(N:@5:U%8J%(?C060T8S>B&04/ ME&$00!F\W[+@_?:+G$R3;GF:=/M%4 ;SMC:8MS7"EZZX)7V^;OI\@I4B8Q! MZ?.UW.=KG\A)GZ]C/E_[1%#Z?)WQ^003OD(9@YO'[E<(G)O/P!+7D=)8@33F M@7X#49N.85]A9%K^A>9M)3C%OG/KUB< MF8Y@I#"WYN#EU8IRCBT\N1!LI=YT=,ME?K6B+'U79K<+QUAGC*TWZC^XD^FUL?;N#,^_#KIR,T&;W96L<;JC M$A.-4:H2-ONP=CQ*:N^.EE,F,3C@SE#+#SIE7)C.,KF46 S_\%1CV M@_L[1G"%X\/"<*;]UR!H;7%!.>@(TQ!+C9$>ZRO6$>E[E-2*U^.BO"*MD-Y5 MZ?T-Z5^]@MT.Z6%QUAHYFW123^1\PA:3(B>25L6NR!FD$CUA#TV44TA+@A;E M'"*$;L@MK&[JAMS%*J\;TL]Z#9HB_2U>ZQ+I9W5K)2+]J^*Z(/VJ;NF"]*>D MER3]C++R5#SE5/H;K\4,PKJJ?3T"+V6&E\R\ MGKT_N7M6GZ?Z>J3J=?BF4A=*>Z-2)3KIC4K-D+FN4D_D[D:%I1U?]U*OG);( MN@FO22NDC]5!K9 >5DFMD/Y5YW5$>E>'=ZXNC=EW9-ZC68 MWT+>C><%R+Q< M?[O_W7U&V %*[U=DO%V,S ]0NGF%+2_>BB'2.QJ,^WK;]0.J4/O>O6N;WQP3 MX8LGC! TYSVX7]$JP+.%X1W8GBK'P(Y+W:$,(!Y2IP^DU+5/ZAK)M3$L_ _# M!DMO> $.>?P5>(?)1)'V$>*';YQ5X'N?T#.RM=0SW^[O?3*5>!>.>4>F/]^: M&?9]\&A:SQ:,<%)N/?Q V&$1O MUG38#B#<'UB^P#X;_W+QPWJ%B#1>HT>?2 GQ0,C(;]5U%QF;.$FES:>TJE3: M;BJM*I6V$TK+QL'-XQ\\WUJ2Y\GZ-.YE\^':\F:V"SU*+:Y!BQM3EO(\O#0\ M*P4NCV!)?3ZFS]NUQ\43D5,B!B =6Z&0&MTAC68;;*G3K=9I-L>:312D"DO7 MNF;;(A7W^#:65-R.**XH&UE2<:M07%TJ;E<55Y>*VQ'%Y7,T)Q?'XNEY;G6J MZY16+IT%M@$6'9+97^E2B]&(MRJ?0B+-FETK\2 MI1=C02^57@2EER%G4JD%C*)IM=+NE>V12BN55BJMV'E I916QI6U5X]E7)G4 M:1E7UFH5[L[V=PM.N5NIN#*NK+.**\86ME3:HUF M6; S2H)48.'G:3%6Y-PLBU3;8TMNJ;9=45LQUM12;6M9-$NU[8K:BK$JEFK+ M(BL5<9]O+=9%*>;9KH<4\S:(.;.?*,4\>Y]+BGD;Q)QY4_)5B[G[R[_YV:Y(HQ 9L85Y)V38GIU,;TN/I2.%V/MO#O)@([+ U,].;F, M$]X MG@9)TS91+F,ZZZ8-[^,:X.82_]64+GOA'_;!@V0&QEB"'R+-S+J%/-H M&??1)>-"M!R9=)'C)4:O8Y*;N8@[07['92&UI)>R(*@L5+J<_XC=92AO*OF? M[TH;(;9Z\AQTR\E#0M\2]+S6"P^;YSY_JA]O-WQ; MR+QQGI'GTVW4-9V!;^<93Z[D@'"5_(.\DF*7%Z1^XJ\<-BET6,2O9/\DB+(N$J3(MA5$11L M Z M:"UST1J6%[FJ;/FJLF'YD>Y1:]VCV@]]=\(98UY\C/DX3\B/75.U=4S4A+W('IRL[.,U( MCUQ1M7]%58?DR B![OHY=2PFY/%^=_R<)N1%^CE=\7.:D1[IY[3?SZE4.]#4\3OR3-Q8_--N M%]#:@?;O%P9&WL$N(B;0APKW0?#='>@'KO4Q,W@+[WX!G]KPW8R"=SEXD,:8 MU6JBTVODN$LBF">Z/_[W"!@:%WI)L30[8B'PL/&.%1EAV*VZ%: M_(6]=1-9[SY0C?R*GBS/Q\3?'EZOZ/BZ\?[I6;+U?*V^L/;__V]E ?^QBNB'' AGWCF.C'?Z$U,XBD M"3W86K*[:W<6@'6"VZ^8>R'^S=_#]I.O9S5[1XW)A]#4,+>?-%8'6TMV=T%^ M->&)C[;QQ-S-W+ ]%/:PTT"RY:L 8_C:\F:&_4]DX+RTG,4E<(ZUMB\ 'RT; MX2ORTY.+V8?_?FG8Y#WE*UH1OYC,6LJ52R8R9YV4AIVFLP8MA!N=WLV;/*.=^%?&1BO M";.H/[#3_6Y]Q3<*& SZ \QXBHEF%F&X]^N;,YTHQ6@\'!']^]O;7/UQ SED M JFJC8*,!^\HR-%TI#6(<<2"<3(9#0*RQ\N_Q*-UND6Z:1&@^Y]YN^ MH.?TWD@SC.$%,"<+:30GD;-/Q*%!7F*#Q+;=%[)2*6Z_]#X(= +*R:ZX8&,R M6]I$'S> C4D'=&W8!-\XZXDZ&$^;XS W*K3!L#D9YD:%/AC52<5-@H039VHY M;&VMH$\<(Q^'7:_D)X$?CI:J"":G*'JU/Q' U!3F_;0)]&G>EQ/YP:#! MZ903#:-I$Z9^?QR*V\M:C?S!,2B.7ZW5X*?*HYXPZ>,FF)L[$?\X$?I !H* MFLGIL D+DS\W^;B #R<-BC@7'=6;P7]ZV:1-^PW-0:?-AZXV(KWYL\Y.+"-& M34@O>^[3]^=?;\S\"V^]PT?F?18X YA&GK O'<;1RHD0-Y\ M^?CFM_ZYFD#)UBD_J)G;I?5!#3NZ"/R%BZU_(Y.-FP?@T3W=@P#3794'ML^[ MVH#=>%Y0DELG\(0]E,/"S*!"6,"\N4Z=RLG0(R>0)=2R'$BN"CGMIP3_2$'J7W5?/@./GB[@IA_"-KE(H6:IC%JRZ9C;E!S6DMU M.&@$:7[)5.G0-P,UY\P^/>R#Y$3ZX<<*.1ZZ1BO7LWQ.L[G>SW;F4IV5PY17 M#J<50\HO<+J>/3MSQ91/L@:C;&W-!^F>K(O]!X27ER[&[@L1/SZ"-3F&+:-3 M;C!S+F8:@9E;_L9-PT\ M3(_.*L4PY/1-ID?=I0(0"BS+!ME[1:4PY-P!T(_Z'H<@A(YN]- 7Y'/:.AUK MV7*1[JXDK+S;I*/LZ9 GJOS"T^\?V&GD#"NGXW#(YS^%Z@Z[SQ:4E/CHT@K[ M\?;H)]?CM36O]7>A'>^2"\!\DC:M%U\!@Z75#3"?]&FI1(A\ #-%]6).ODRW M ^]S,GE#%GTY"*(2$G*:Q^&!Y6M3%.0_79IJ# :^7@IR6EU-S?9FBE'PNV'1 M[V^=>\-&WNV<'ECQFN:UU*GCP=[*PLHGQ^-^#:@*K&OT>F#E$[A4&#\S*EAQ MW+XXR/QDS=&-XP48%A\"YC!^/)KB7+[JL4HGP"I@[U:A'E%JNAIHVK1I1/EM1Q M.CV9"='M;!:LB)BMN:UV1ZE#NF0/!7K/N4.8.BTJTWF!=<2$:^\YMSQ2NR[' M.H_VRZ(CF(VIN7+QRH4S/M>YPVAI!4NNVV.I<^:\("HB(N>R8"(<#06<+U5$ M(G)N$_.EX<'X01P\"-#@XZ^EIO9M\[D[SKG7TN?2;WZ9&HUX=9S399\R]DN_ M_.(Z5A4[__UI1JS4?F?E,.4.@ZT84OX=B9335 FDO(&M_2*0XH!7SX..KP@0 MRPDLYRF*D7$=[Q+-71PY[U0H/UN.BRU_G8BOV6T%RL'YZ\_(7[B):N=\-N3T M_MY^7&T$B,>[G*L/=9H^DGRMO,L_+0S'Z1V\5\R[G+L#J638QEE'FHS,X25R MT-SBLV"<[$6N9?95#E+.J7-0-:3A6!ODXV^ID MUT#O=%&D_WSB,DG%H9?K/O^VPS2U.U:Z_YP;#ZFZED>[I_X5%)O&: %W+3Q' MYNJ;@Y%A0P+D'ZYM$JN6V'O?)&E<8,LC/UV3/YVGL%HTZ>QV3F2.DQNO[SN# M%8!MF"GYI/M,S?+:.\:5W$JGCUX%4_)9@C-MG)'QTD*N\#(H>D:"$E^8S7$B MIQ495&M:FV-%_OE:ZZI4Y#<8TVKM10Y60&M-:LD)P=+AXTGFZA9?97!M1Q 3L,*EF% MAB^HDZ)UA%/]"D$=EZG#H+2\H*ZV17WBI.+-"]=H9I-_3,XBIHTS:PH=[)XC MY*("V)\V [F$>#;%Y1+"6Y;+%\^&94,5QX\NAKC0A >ZA-O4B)=ZY7J[>ZQY M+M@9]X>ILON,/7($RC0U#R=:ZMB[,:";VIW?[G]WGQ%VX!CCX@DY,]+(-7KT MMTVR5/&<"$957!/VTIA]1^:VH; TVN4Z2?7]RG4\E\CM!SCT69%%$1O-@[&: M6@4T3_>W>UI)$(I*W;DV:6-FV/?!(UPQ"K'^K->(I!*0ZJ"2>7E7EF8XG?68"V)#40AI;M/20V8"(1UII MH_/#L]XYEOWK&Q\'Z(WRMA'P=9@6?< \_PD]S.7G3+W?1DY4X3T,^EHG.-$B MU6_"J]#975^!A[F@'U+%*,,V?7F?8J27'Y8=)+60QGCLI;>7-"$-2V[P]?@4 MPTX,,X>9M+P/73\CJG IAJ-.,*)%BM_,/D5YQ['Y8>:RLU%^7^ H(_Y MOG@ M?C9\:&:];>ZC86%ZM4IA]V.JI_R/DUUQP<:8;3.>#IH#QWLK.QKYZ^=[P>6JJ8DB>CU.6I39'"0Y>T)B2LB2EVK(J@2YN';YQ5X'N? MT#.R]6+.3V5X-#:%%F-&N3(P7EO.TU>T(D*$S(NE&SC^IHEKRYO9KA=@Q$C4 MH,$Y_.BHJ#5*R9YCQY/)T^&P"1ZG:2HL^0WY>2SXFY01CI;ML-,?Y>>Z0_: _83Y%+H6P04:P+2/&DQ'K1F3+ M&5&K;Z(.AOW7QEVRK9 '3GW3=G#5R+*A-U-'J7.%=+Z#]S6%R7."N<0Y!T;6XQW%R%&W^5>!5E=^< MT$?IVL.M([#> \R^-N'E>C?-+RZY-Q.MK>)3R;3=5WFYBDVSHY[]__&$UZ*E M:7Z)M:RO@!N\ENP3;CL^E3D.O);D@R&O/4,!2*TYS9?7UKY(G..3)L1K3=TD M9RHYIY_RV@L4B3-BY=:VB7-"+7I/,.8.NZ&DDX;ALO=/R/ 0409:M1M>0)RN M+$I%7##TRP]JSAM%!4*:D*GE$N&99=AW1)[FQ%2Y]^@)=*]8T$8%$&-!_XIF MR'H&866,DJ^*EP03&H(L;""X@<%2%IW!P]:5-36"O2 M 0DBTE10C=341(C*+]X% M&)V2&I1R%]LQ/D*J4/Y[& 7E?.Z%NZ@JSF]9WYP(==P*CZ1""N'O0G*-; MSHC9=A.&HT$J3+ YQ.F0B[)6=*H/M($@M/%>Z4ZU?NJ*$G'&K>AAIZ9.AV-! M:.)U@*N/-%74<2IYT*YKJ;KPXHQ62?BNJ:G+ M:]I"UN:Q^Q4"6?T,\X'K9--LF<1II>',5 5 $]:/^+4:YEG (*YCBRNRK%6*#O%Y=51?76V,4_IR8/]FN:"LH" M!@7(2?MP3P-\]5H=34<>< M6>G9B)_LNYEZ*IY8)-J9'!1KK>YY:)HVT$39 MI*Y4N8"(2!RK9R=2T!NP2?Z=8TPO% M",#).#:1>>,$\\'$&1F]J]+E!A3TX6%\_3*&S%;%/@@E7?3)&+>)]"T$H(@ MM'$^@1ZFRJ6+-&P%#VM3E+UZ)WV)1Q>BR9G3LC?H/[F1Z;:R]J$#^CA'4<8)KEZ;]G)P1QS1SY NC(E2]ON%(42&I M'PH\MB5,.0>I'ZKBN/I<>5-(3E1Q9X#36W0528C *R?VK5M^ED1J(C&>J.*L&(J?W7$3Y\'@ M9#)W2]E1: 88J.*<2:394=E"<2#.>H*O"'#@SG0HKD!4.NO5=$8H%P0\SO+Y M>3?BF@)^4]ZH741V;B)KM9O*54>[2!.7I::PLEOW5J^XBY7V;^-SI*B0T'.A M[RK &)4I!*)/: 9Y7BF+^N6-F;$42!C4+PAF[L5 U%&_P$9DM2/"D;JA6F#7 MN::Q*UX09#(5=\P*EP093D<%=GUK&JNR14'4(G&!-8U8V;(@@WZ!14YMXU:F M@L9$',(XEP8IL!-[@+";Y/6,MBSP//= MY6;*H9E'-0']YI 7S#MLD:=7AGUIV/!M+1-&JO(0)^@UE,.)2 M4E"AQY.2.WZ""&NE=\L,!EWA4547S*I]K?L\*GI\F8YL[B)O&C>D-P0N)N!O MG)F[1!>S&0Z@JI*_<,W6+=LXTE)09DLJ\Q$"1&(.ATO'7@&7&O;U\E,B[O*- M(RV%8VFZ)+-5K>&TDN<[+>%2NS1;Z'4<1UH*:O:PY$).()FM<#%7=K-5+"Y5 MMYQ[%5PJ.H>.7P5W:K:I0L0"#OJY]FZY!S$$0:H]2PIDYK:".X4 MM3;#4GZ*\&PI>QBB=UVG2B3"MYXS/,]+]Z.#.LR<@L9&GW:;+26-S51M_Q15 MX9'K*-_Y?>O84_2L=9@K%*=U;"EIB(5D3H.AN*GDAC+5 MG,EMCCF'+[0U %>@\-MT+G%79);W*K?<3F,K.-,^;18CZ%:@D-MC]P*V562Y MK"+%'>*6:1W7U9FXI+1'L"I:]0A@.W(%IIW8-E+9HRM*+=5R!5&=RH^9,.\< MUX"9=WVWH<:\K9J-KBW=HHSCN-.^4[L"[ FJ$F? 9W:^& OO27" MV-0>4"T4T857U>Q93D+16_K.T2'SBDT$5>5&]VC,7%% *+H+W\+:9][Q$XK> MNH*1>1!=/B+KE#_(K*M\0@K*!XR>#"T5W4_C"7+!&.XMKJ%@I' M>6UAH2T,Z&YJL'CO,;"[?\)17%M!9>$H%U4Q<^\4#)F=\$;&(/]>@=C3G "Q M\\+177EI:^$HKJUSOM'?!!SU8U:[?/D]5;&;KY\)-["5L+RXZV&XF&" M8A[CE*)XPH/B%V/MO+O#:)EXG"' J0=^-Y 3(OU]_N?W>?$7:@K_L544N73(,? M8,Y;81)7JCQO(?=8= CD]S;I"(+^BOP+J(;LX^N;")%\9LW5AB5/' MDV&?8:@/=UT%=+:#NO%XT"QTKI(]*$,)9W'BJ@W-$?;@7J(_D6U'7UO_1F9A M1=$T764QS4?ZK@0\6UJ9IHX'#8/GJBS#4K3P%BJNZE():=0GALT:U_E WO77 M4<-WX./<(6RQ!T_\=C?X9^1D'V_P5-_7R QF=!5ZX9BW_H*X8.:_@C >Q"-- MS,B_A) ;YZ.%/?^?R,#YXSL.,'G0/TQ!?EC<"+V8$\\66B0O<:-5XT%K$MDI M$EWS4Y70_C$@_ M&S^L9;"LG.D,+#\.98>>B]DL6 :T3@N5/M+H"J,%)38-N (J$Y"V9R T5 80N]7MN5?N[9MX$_6G/S@ M!1AV9.YLP_ED&8\6^7G-87#/5%W-371.< W1SS3F9^JH+R+]UVAN.4G:=,L=,ZO&Y3>S M!S ?-+Y;URRQ9^I\H(R>"FQ)YL/U"EI66#[T@[T_2 KJ=S[W\[N/IB)8B."JD)5]( M_;A-I%1VKW<=F+G5O*P#;,D#S+9*%<\PV0K-4QOTH'S@N0A@^<8^"J8(-<6+ M\T*<.UI\,A"6^[DCQ<<3D6DY$B5>O,*!VE**Q33)%<2TIPHHMV6$N-=1K] H MM!MT0;D2V]9QBR 7883XSO37UC,(J>G=&6N >Q5@7&J?/Q70&IXUR[\Q$;:S'R0^'@Z&8WV+ M-A>,*F@XLB'1#AJ..YX':1B,AZ.Q0#0<<3AKH>&#@1WR&VP,TA?H0Q>.>6W9 M@8^*E;RX.X"\?SZ>;F&?Z)D/T./[;H>!ZFJ=0$\NHHYPM%\ST.,KI,- M>) MRYXK9.Z%C5.E8=FWN,ONWFR/L;JI!GJOMW?^X:/('3JCCB!OC4S[/O@T21^#IRB,E9$TT?] M6M"G[4PODR21 OF.#6T$=-1YY$YF-H_- M;:.]2N^QO29HY]N)N5@MO] LD B]UHTZ%&Y5:A M_4/>W#9^8R>FG3S+J6&ET?\&I0R!+,RQ+ZZ#\S,M5TW4MM"F M=I@VG2V?9*AO\]G+DB8\GSB:^G8R+KJ2_D@7'22>:0>ZI5:Q"MI$L8IE:>.G M[=/!*Q=WILFDE5SB8Q$K(YWXD B^1V98\K%ECJ! $M8-8'@,VE@HM8= W01 M2.5GH^NG712_0B#X-2J9.-Z!-NZ$Z+%9F.9HC6;J@ZT("C^U]"H'OQ#Z>&/J MRO 6%XX)_T!EUV?#!BDI*W&G)>C4KF#EN'(:U4IPQ5>-?$4K%T.Z*+URI*#% M&4U'NW3,+6)T04MYB?7 M<+SMLK)Z$YXJX34?CE E1IG M7=>T5.FFNAA=H3VN#E"C(U_<;@W4Z71:W]^=?6_>IZX9Y0$!347(:%KJKOIB(&NDE:N1:2']''6?(\I*IX(6C%*)*:.3 MM(HGD1PL>7B6Y(17H]?IZS<'B$EF57V4N/2%"4\U%/#='1"%*FX! 44!5;L) MHT;W)]?-9FXF6V@*&A44CM[S-9$USQ)A;[P")(QBIHV'P]T2GX>A<$;-=VD_ M[NO3IB@IO(FI#<=J7Z$=;5;*Q-]K#=%20DOHS\>]P5"S2@UFC;0!$)=T.K= M+XC.GN-:D!U$I<9RK U& ME;*0FX$4 FGM@\W1O&3L.%RZ&+LO4)JW><>S+GA,PJ9IVC!U 4).>'60Q]42 M:)K>[PM/,D>EY &OVKV#25_ $>'G\8ZGNG@Z5N$L4!>\@@;XPGRFUS(;:QK, M>;D.P2'L?73Q@_&#IJUN;F^N>7:H!QR;(S+<75SF@U8]87S]0\&)Y:B>Y<%5 M.QOH_9%00\%SZZ-]E DC9#R-[&Q&?C#C"]LM),"RH%),3.*9VDMD E09%9R# MT 2BC*>2%<54J0'7I@URFYNQ%IZ*IF6&_UE< M.V5E)8,RU*^25_.AYIA,XI M1T >&=KAF]\&^KB?>0*1$T!U9)R^7&D(YV\CKF2$V4_QJ-[.MU$\'M@'BY@% M_Q/RO(>%X?QA>;Z+H:S/E>N5&8KI)**A1.\5$< V"#2ZA!,!&QVEB6?%F K! M9\/!>)JJTDI;9.^'Z7:OP6"D#<<,_=SZ"X1+$A66%D]TE6@T9W],Q*G#P9"U MO]]=UWRQ;+LX<6-U=[J)6\S3$QM9K#W!KLWMBP,SQ1RQ..HGZCA,M%U)R6Z_ M. HVZOO]U+S.!F,_E*;X4*N#=&1HNNUBO;,Q((Z&8^_]4 !G"3@,D]?;+/%X>#:S-4.C;QY0'BY/6DM3.=>!-*A'LH@ M8>+"7N ;*Y+H^,$#HYCAU)59AJ9C%4YUQ0,:V]RP%]B2%UIBXZBX=Z_JXY37 MF&@V9X]L_D%?'PVGK#U>N%H2WE?D&Y:#S \& M=L#2$,\B6 :PJ4I\C;DULXJO7XC"JKN;(J<[XP./S9Y$&\Q%X-'-T&\.<=#A M\?O;N_N%@6$[VBO!KG&B-G)VVP6[SV%>F;I/G+7$_*$3%Q&S%48+Y'C6,[IQ M9M06>QY9[MW.'XP?A3ES-E3W3JOR=%P!;B:6G@U2>[HE<3]@6J1OS<&ZJZ.I MONL$[3=>K'LVU[9 ]_27A6N3>=Z#C1E_76(2[VNIC(.]QHMUS[@O-YSF[3XQ MY9/U,$]>[)^FG.J+![:B)S!YL=UA-$<8([.0TIPZV65L_0"Q)P--60I!?R&S M/9QY&S;<21*4:N M;;GWZ F:8PJX&XQU@:E-1P:5I59-';&)16UZ;.,+L+;M,ET+E*IG*1:-Z1$M M2.-$&PA,Y%[P&%D\(3PK*+5:FS2T'*E#5>3Y8W]8'2\@U+)16MM4O3\D>6#N MA0/P&@ZZ*@RC0VZ<.^S.D$?P?G1QCHBZDO9_FBC!?01)&<2\9ZR!G@MR,? MY\(_U#1^\/] MOG@?B:6%).U*=.ME2>,X#!U%'"HAS)(&$\GQX/:H"1NWBQV MJWU:1FL'7L<5XZ/4XK>> >%P%:K:'PTJ1YYV1W@@GTST)H#ST %-K1UX'3HP M[O,=D,26_3>X%<=]U53&BJUE+2VZ#&S4R8 M *%:8MAR#T9MHD5016-%78>B\3"<38QG^3F#<>W6-.E53)=M,4EBSY>LJ*M1 MXZ-%QB^>#T.]\[KEX9G%9_9AA,MG9V=L^M3T'=YP&$O,1'ZS7480D&2\>3%0GNY*2W7QQ M$(PI*@4P?'.,>*:##*7M\3OP$EM/ED.U+CIO3#P-=8LH[V\QD?VE%2Q+Y+X- M=C<$>(*JFV"V%+M4TFB5!!_*=Z??;R(_BMN/=%DGMO[XH61B^"1MY?*A#,L, M[8](;Z25:[EV3Y=V.,R_*ULQ@G)XU^-+)G8NY+K.HBX,3OAP\>--# MY%*$Z5!YW4K&\H G&F+Z[W"2JT&4=4[I0:4HV(=JQ*_F9YI C MFM, 7]"%SP.:+1SKKX YO2"FB'BV"#(T8,$$N1N);BAUOWWXL4(S DSQD&T3 MU IQJ&%3/>ZVF6]B.R69+VJNF*-G5@,>C-L+6"[WAKWWTDI+3$ M-"M!6<"J(:V,(K:7- :YO,ZK7/415D[AZB/LWGIRZ,:>XQ,)"I;T3>[3@=K_ MZ00EV3CJ(X%A4+2A$$24DZS^N3;F0\5^'QNOBLC#%8%A^1".@[P;!R*AS,"P M[?6'9RJR!*.+0[C0IUIZ'Z(:6/43G6LOHRM$5[0?TA7V5+2GTA7V<-Z7Z0I; M.._M=(4MU>P/=84[U>PQ=84[M1=^J7QTBU>$&8HYLG"-%X(B"NA0ZR62AB8G M*VH5AU4[S6Q5\(;]PN9?0)IY5\U34['>[>8.]RI[_2[I"RI?-3,FZ?Z/"ZS4!>2^CE#C6O'^&Z\AJ7";C#D&2T7YZK"?3!]J ].+]P;I(*W:S)5)U.1Z>7MG$S[Z;OXQ**7EWNB]2?3 MDVZ80.-:E$X]W+@6ED[.6T3::-0"&\N+VN'@]+:/4&-;?/[7U*G(9HFGJZ,Q M!*;D)S61+@=!Z8[')U62S(\'LP.C?@HCR9%GQX1T7 2?OR"?B_ ,U73E$::^.4+./;:# MZ8@'Y,UOR7=NYYMX9ZB@%Y7$V-XDP^TS.IOU**-IY M.7; [A%^MJ@QMIX6OO?Y_BN?8=%2)+!VSA5U_MQPM0K4+0SGB3RR M7SNCL*"GHB'R0>!/0&[V:ZE"!.4(H->K4=[._^*#/N#!R5FN? G5>4CNZ?B>/(+UJ 'J@D[H4GL[<.E(TA M"Q):1XXSLW9M#D.O_(#FO.RK(:#YW9912@/'=6+XC-G#%+WJ)_NEP_2W.P+: 4:B*R^D[V(L@J8J:_".AINY=XD%-[,=NBG]% M_L$E,^6<)=6_'(1=&\A@&@W*-PG]OG$U5M7 ? M:+NIR&MMI:4N \P'@3\!!2RU5BD!=+*\72&R3B"KXC!7G(] #U/W%;+US0]Q M?E;KE>#=KZU\HI)S88YKT^EI63F)I3J*\ALSOP(+H\/E M+@L.S*FXEI((\N^-#<;#S&F1 W,+;:",Y_V?5XF$I ;YK@ M2E5-/[S:*@BK)DKSF\-)X6'-:VW(Z"=;KV"S@4R1>K:M.=HW-\#Y_:S)8*#Q M [RQJ'=A ;0U[.!"P?\/FXIO7":B5%4;]N[Y L]_3)RJ9%T"^-ZNQL=4E2E. MIS*C$YLIZ6[Y ,T_QX]+XMQW9Z_1RO4L7DLP5==31OUPC^6PY9];!VIJF-FA M)1G]=6.C;^?W"Q?[#P@OH4@]'PX>V8$\V#,WN/E573TLD87@?D0F6>W:?[A+ M>J$''"->F,]PN,A'0@?J('7ZS=@[1] %1'>27DT5!+V=]JIFM#Y6TXQFZIP? MY +>]QZ;P<0QR \ M$!OGS1&^G?,.<]52"X7,G@K#R2\>*<>;"+T%*!PS7I_7!*ZB:QW'QS?\M<)S_-^81 /X#;P/=]P3+A^(#-U3.WO9H^' MKR51WGSY2'1R/%$G^O1O;]GZVEGE1+LZH<5$5^39)UZ[":/1=DV3V4UA(#EO MRQOIE0#)[P(-*@.2\\:\D>H6OY\$,&KWFXOC,G\_$J*(XP!GQZCN=% 210)G0'7] L"OK4G>OY MD.0>7E85!?]#-(EW8?XK"#<4+]'E58&^;)*>4X%65<)UP&E1$, M[BE%.@7W<( G1%5LPP@OYD3E'I#S3V1@+TJ01R9<_EBX])VJIXY%RV,I1=U' M,E8/"^P&3PN^A [2A3ZYPBI%\ZT3MPW=<*1YF%ZI<(6U&W!PM.7M7Q=/R"PN MK*H>K0US]\E%Y39',274+;6X+8>#MZJ5)W P2NV7N\5';)0*U^>! MI@2%&?+.CUB=WL]6C%@68"7HSI!]?G1K_51\/6=@!91S>X9?3BGCPNQ%N^:@ MC!S,YE@K+).%U7"PM?GMFOG$R7IU/KI^IU<0)T.O\B7+5AUPQH MI5".V2*',[F.],P1<(F%+S4(#Q;E;7A\#B&,_OJKY7V_-#SBL!LKRS?LKXCF MZ9"1ND1_(MN.O@:7_L&%A_]$4,TN,[?E8%WXNP"CO7/]_GE_-(Q-%7]D#1"^ M+T,M)YQM=+,4A;B&B7W=!9SG(\ZZ1-\/6:GLO&!R.6\[3G6M;,PMY#P3%I9VC?,MO_\?VW_L0 M/Z/,B.E<&29D?/[ZA@"'O[V5,8O_?G2QB3#]Z/EK&_WZYL4R_<4[A5#PTWME M:> GRSE[='W?79(OM97_7ID3%._(F[9)GEKYRH.U1)[R!;TH7]VEX?3"+WK* M/<+6_,W_>?+?4SPX[H$FSLP,^XR8\R?GG>*[J^U39AJ'Y= ?O[@^4M1W\,Q; MWZ2/_X>JOP>&AN_!5\3CL3S%G2MW&'G(\6EA^>0K]"/>O!W^#8S:?K7]#_EQ M%:,):3Y-;LRR=TJ?_/^4/-X_'UC.>P7&+288PF&M^9K2];! BD&&?+DR' B- M(*)E!*;EAW.J"6'@)H5#_O*(0)APE:,R#U.-B932^S3"0A0&)?T>K7QZC:2B M]WL*2(5B..0-%RL^Z!0WK40PO""-E!34X MB5%3+(=C.)Z%F@[0);%\2\*VL[_3EBY@X(E4JGU ^A4] M!38=(N7^[+_A@1Y Q#1(N*>8KN*X/FER9@6<31_D'S;4\@C@>U3YKEAP0) #WAGAK=0 MYK;[X@&Q9 0 @N6O*;$4A;'15M(5@6J1;CWE"3E0"LM> X. J919P/YO#AW: M>Q@UVN/%DHC-S#A7+B@K24/VFK(AS#8(!4 Y.?@4C+=P Z*4CXB09)@1Y'\% M#AV/<( X,D@7A0QM+Q\%U ^J>Q)@)S;SP3C)YR2=[R:%)Y3[EQ9N?*S^31 M4&^,Y>K]?TPTK?_^*A3KS3?J^U_B\=QPY,)Q M+[5[1RL:\0G+'(_-=&9M?( MP)&(7I.!#B54I1(Z.B=OS@E&$$&B^TN#B K!&X-)CD]D3H$6:#4"1ZPWF-_' M+:(O(>5N]%2"61\WS+K?,@N,LD%T:?-^BFIU_#XCHW++RGHX!G:P4W AJ*^);O"^,9$5E'SD:DSA6PIMGJ M7,S^]4+4Q S%R"U[38%8CDG4%N)08LAQOR&U2V,-BHA^K-",DA'U/P]LFPIT M"/: BC\:-C6JW@(A/RVPU,Y3$'O:0)CBA3PALSK!1OHE;L*^UI]NGWQC^ H\ MW:!P0B\6?/CF439_(#\MP7)22/079:-F:H@,N!I.41E&/R$^^P9=X67,*0X< M^OY>0I_ IBR-[T0J8CJH(!J>%RQ7H9A2KAOS.1&:2*C 6)!.C&687D]Z,4(O M'%ZU$[<[P-^FY4%Q6^)ZAW/DG%HG0A#T?NB]L"<8ZE@2#DX*AR!A](R<( *! MPNRUT.B9 ;4'VQ /ABN]JWCG([\UVPE]HXMN\[ M7@T%D^G91&9&'^SZ-.3O7V!ZL.86"K7CR\7]]<7?E;":95@P !3$HA;'CXS MW"*B8H"C05Z<;>S45[1TGXD^@.A3*)^B:99HU5LR?Q"'F7P1V;5O9.+ A!.A MKTHJ!K\K$[U00\LO+$,Y[P$<=1E2[Z0]-NB!4#L M0R:Z )7?O+4MT;'7\OV'JQU'$&@F/L"C&_B$$\_A1!:-"S );:W@LVL370:W MP41VR)/8OH7%K^'PG\@/\)S:C7 4PBDVGM;"J=@+C5W<##'\9#Z&B9KV1J?S M+%QJ!&RGR= ULCV7\, AUF8&4\-FH($'X$0B,L,X8%Q#&Y@8PBSX07I8GS;# MNC.6U!J[BA=XQ-B&*T1H*[2LUBQA;-U'H@J1%[0=OP]7A[A#YH,]5#&7_@I< ML/QN./_=/ES]_;]C(7\DE#G.9F2RF*A%7E6F&3]HA74--3&EL MI04SW?H)TWVW=7"(>.VP56PKOK=ADNU"4T0''+]P0^'$>C9V=S)6<\3%=XD_ M>.;"]PJ;;/9\144"# M\IIXT1@4&9PVXNDI%\3B>*1W.D,Z/C6J.!IVQ8?ZJ,9LNU,3+6@2JT(*@9CY MT/AN?/994M)W#-$1^[)?&G=3E!6N1'B$*SI",PBJ$4:A)=)F'?.*Z+%A.0_8 M,#?7U%UO?/7F[9@H5FMPRN'<,%4$([6U1W$Z-QE +YR;Z<[&,V3BD$9\]PG! M3EHX_SYAUPM=S<#!*#I ?8);D\.U&;TZN0=FV4MX61B!VS8GAL=]\=Y5H?_A M&%$KHX[Z[P]UP29W$8Q0_,YF!+:Q\M [)?[T7MF10U:X;W9&^;#(A0+]YH 8 MI8C+VV#& K2MT(-%46P*2< G3UBY>T6 108.$AD!D7A4.S .D)D>UGV M.U7"/79]VVKDWH_T8G/)2RZ\#.^'E\S<9R9D<"HTA;-2[J0GS I,:7Y^JH,- M0_>Y1Q'\3,\KW, C,Z7W2XXN"Y!,AHL,#YFMR9H<9C 7OU/PT^//6G_0T_1) M3QL.?\EB"Z-,V&@>RMRFVL79W,5G'MR[[AWR8!\/]YJL]IZLWMR$Y. MPSW-L591O-D@UAB 2]H[0WL%DEZI@\)J6!D_?7:Q_T1LU!E @-.0[9:E.]]= M]^=N._^GA-WT5K"5#W&JB!S8 BP^.>9I=RLC MJMKK3P^K;N9.8U&$W>.>WI>L*\BZP6'#)#EW2F7U4;]*[M7B?Z9Q:N?#P@8] M_Z<'US=L=D.?":Z8W-"F%-,-'FV4>S62L\6MT S)C#M5\]'+3^E:S[[1D-U< M2=ZE)LFI+GE77&V'PU&U[*OS.$2L!9+<3Y<$M9T@IL!'6P8&GHYF41SW!1NK M7]^$_YX=?MRGU,SN3TN$;8586TG8P=TO-$8I..8\D1JG&J)?=/E>$N'(SG4C/W1 M@J@*S.VM9-G1P!_).\F[%JMJM:=@# [;*XW**CS?%V0IJR =W*$?3\>%&BD" M1FQFZ%FA)*^2$\.))CD1*\A(S0ASY *F:=^;D[F^P]:SX:,SVWA$=K@3[D/- M.;H=N(QL>>UF.U$XJ.4R.&!W%[JMC$5\SFYS1$I&I"(9$67"F.C2;G2ST<,' M0);:NC_0)O=010[][(0NCJ89D53L#.)'P>OC_J#/[I-*UG-E?58,E^1\+29' MZ_4'[,L/0:*GRZQ)Q RL+@.6CT@6B^#DT\-6'L?]WG# OE_$*T!6LC_*UNVS M._R2]WQY/]+9=POR5EQBF#46QU>EKL&9AX/ M4$;P0>?+/6_/P#V>:9[YXM#1\" M,]:)"U4XQKDV>,94N*'N':U(ADB&-,R06@_A#FTULI1 E>,F&2(9(AG2K*F3 MZ1@BQ'AGU.$KB*J T+62947"NR3O)._:H*I"Q)$5-. R':,N]V(TKBJ.L6V< MR"BZ]2KY(/,P8LVH*M2Y:8];!ON*&7FG]OJC6B/O)/<3W._+..N&6"^%OD&3 M4[/<-[(JD1&^(H?:$2$<9]V&D8<_,M*Q!/MEA&]C$;[%TUPDZ\M;G6EQQT.\ MRM%U!2XULAB7QX*2(9(A8C%$5M*6Z0@R':%%+"X0$B_3$60Z0ON9WZ%TA(/, MH2_7$R7?TM2% C,OXR=9>ELB; 7"ID^>9:PGIP R39;>SLLR&:\H>==5596Q MGC+6\_2.X+A?55GAUG%"\J&P7>\V1\8Y3L-EU*>,^BP=@C7I3709_]94_)LL M\-H0Y[42M>TDZTM:G%&_>$%-&?,I8S[+1U]->\.A#/EL+/9-LKXIUI>9]R3O MRQH=O6[NUQ$C5:!\*Z_N=MGQK\#SK?EZ-YQ'F;F>3Y>&,6=4RC& ML8N?Z3N+](%V\G=?V:^0I#RN28^.CXV9'Y!5Z.9% Y/&%^Z+HSPBVWTY5S[\ M6*&9CTR*)'H,FGVQ;%LQK?FD M^ L4"IWBNPIQ;FS%Q2I ,=).!&_)P-#*6=Q0?%Q' MN;EU??8D5@ILJP56 ).>?SS:%:19>\39K8/ 3Y];Q'-?(P-W/'!LV--4]J13 M&<,3UV]_I"]N(3DVH9KDU=5'O CF%YB@GWD,%K@LJ-9;0C) M(->%==T.IQGT1KHLK!C7UQ+DFN2^]/L;XGZ>2Z,DZSFSOM;-P*;/4GAF\5$REM(FF9_T]GB/P?Z^3C, MUMN^M%=Z]6"67/4PLK \W\6TV@YD69XK M,(8^N#F[R9;P.&0J;G&%(#(3*&'(]K@:C=CH7-V.&'GN/P?3\TG\34]Y65BS M!="%27<.D&:L5MC]82T)/?9:&:H_T==&VD\]\I@'"9C6,_FE1_&$0)4K&'-G M'>K$1%/'[[V(*./I":,G*#6T1YZ2D4N:F4"Z98("[)\39]OU*.<(ATPTP\CP MHD$B" ,;J%AA0@&V" 5A0B@9@2=$QY9\_1WYY!-1!-*L@@FXPXF:U8O@)0%O M*G1T% 3\H;FFP*,-?R@:]&R9R)FA'H$^LP.PI61 ( ?@)'5$*8E"6O0O>,UR M",.783_ \>3?[B,H!$%$^4;&+B FP\5KBF%NV>1]TAXAVWBB\@ZYN18B T2' M=#,:@"4QXF!00HE.9@,3C2*B3,;4P.ML<]+@N-POW, V*546D6X+4VIA6)QU MG V]1](C(N8/1;8S5/N8P!YMBJ96/QJ>Y<5:D)!NFL?\"&;&#&:@BD[8?RC5 M,'*V2\P)&77WR:'Y=0""<-JA0TZ[CBS3BM#LAF]3,&< YFS+[01)! I(%B'< M0F:## =+2'3;=E^ TC!#&M*_0\EZHM7X 4VP+UF"9D)>>&)P9^>[)!4%U0K[;R'F"='#2&R$;1AL& 0JHF9!WGI * MFF/^B!#,,XI!L],M)W #3TG1HM YF*AA]C!D_:?\T/1SU2&0F>LQIZM)Q:LC M%V_?SI;;H&I?3E[EXUA'KORGC6^I:LIGTNRB\U>/U,'6SRY&DJW]6QY#W1TF9%9&;\LXS*;-MXZ9@,BN ,\)U-?IZ"I'H M@T.9^N('^0E<3F%RL)R".N@-^^Q1\J^K"L41MN6X!T/R+.+9L#<>RS(Q>=FF MZ;(@45Z>Z?V>-F$/PI1LB]B6HS!+NROK'':NY5T]A8-O]9X^DI'/387\2\XW MQ'FM-QC5FF4=58\8])O>G5DOG)]6>MI,1D*-,$2K)_*!.4&N,],6LEG'#)_G+LU_O%\YTE M[TOR?M13YY:5:)$,D0R1#)$,D0S@"JB,3 M.@N!3 DZ,'SM3@G:2Q\NMY77ON"X3N18R(R@2M@J,X(J8:O,"&IK;+6,5)<9 M06WCLI19*;-MX[*469D1)#."Q(GYD!E!#06!:[V)*F/G\[)MT&<_A),\BX(W M>].QO $Y+]?4L9UN4ZRO]6(MR?D$YWNE M0\0D\PL;^^FP3M8+L1AL9//OAK\#RU_<;AXK\&-V]]X - 'CA>@-$# M 7AIN[/OO_WO_P6#];>XG]]=UX2+LC(>I3M$6A/!JVX+L"]JR[QY\=X@\F2K6^BC* MAB^/ZBA77WW^7?YA.9RB]'HB4<<0)W/8_]F9;7(&S%3C524ZJ-[!2L02%2^A MU!NKA:(H*W9ZY4B)-5*R_LQIGLO:$6(PI([:$6R+D=/%)>I9$$5W!<-=R!B1 MI6IT?[WA.(%AV^'EUS[B;]PZ7OCKO;<7CQ MM('Q&IK=N2,9(YN^;,#JFT(B;6RO*X:6MKC=)$$4ADE6\Z3)U$W=VSV!(VOU M>%G_8JR==U_1*L"SA>&ABR>,Z+WB65L!N=;W;$O-<+9)KCIWEI:A*&U]:RUV MKIDW#-YLE/?@A."[JS<)%4_AB&YFIOL(XW>';15\M>6CLF5D$>6O3_L2D(T- M9'HUO#N?$VD,[]I^7%-QO32<[Z"7,W>Y1'AF&;;R&'B6 V4O9J11EWSKP0,K M[#Y;)A1M0$OEQ?(71)45=[5RL1\XEK^&9Y"!X39NC/R ?'"IFEB8:.>,-F=X M"R7:!O'.*8@'>ML[/@B82*='.L5QWA=<(>YB3#=:PDO*X2GR/D%!KQV/[HGW M%N2+,[)*62:>/U=N 9UIP'DFO3 ^-$(;+F##\>9 ;B+'C% 57DF_90;IA5"T M,)PG1&U62"2E#A!YP:.WL5B4'MI*@DBR8H([[HUE\J+[#1:'#.MV#$QC?:[< MA 8'/8/UV>"UX+)SJI+IYI/M$OOI+D-[%5'0V_E+H=:0?.-0*T5A&,K,-JPE M06]8CN?'@#=M"G:E_=Y>6^+F>A@1?[VBYCG!E)6-S"=JI1,) %DC"W1G"=/A MO3N*8&_SX2#+Y/Y=ZW>:Y/Z=W+^3^W=-[]^=D+S-&H[%HY/K6\D0@3:GLK:H M\X3S':^AD*B" -V7".[C4$-![KUNLN;50:%49KE+7OM(:8-"EW<*LTM>UZ4] MOV.7+&F-)>G;!\N#TM6T9CY8=K5C)TJN<)4',_CW$2QB+) MZH&IE3P#JP@8.;KG"@U93N &X71.-'W!'.NX<_"5YS0K'=CZP2"(R.1\A_#] MPI#'7MMCK\F)8Z^8&V$3+/#,)2J-_C!%0BB=PGFR%"'OB>3X06 M#A^BHUIXG_1GN6:/&!SBWT:/1J?$&>?1%,V'YI@\=?+$<8%@MP"M.)LS1Y M)LF-C_4>0W:7CU(>VRB/3>\V1[[7<'2H_N@7!/&9Q#U$RL]6KL/MO0UZGB<9 M_(XI#N2O#ME3MV79V["IX5#6/\_+,ZVGYBA))[D6Y]%,=?;"6NTNL7QX^OPS MOC)E.&:W\MGP?80%SQ=^2"24>L'CO]#, MA]B!9P-;;N!%03\;DF:A",5)_5&NKKFT',OS::9NE%D\1R9-JGP,94LA*WYG M!LFCRD?#L@-,TU:7B/@_\.XR6&8W/3.<,'K#L7P+KI*8A47N")6.22%M0BO4 M]^$U$YYG/4+N+9% D&72HFEY,XSH'[O/S\(( @)Y0Z)'XRMZ4&P@ -WPC>^( ML'CF!D34$BFR)H%(.+6$W%%(FT;S.?SM'@S["'-1(V;O_#"W',.AN=<>W)9! M"3]7J&9NF&*8A"O&;*T\!9:);,@.WF2;AG4'-D,TQ\82O;CX.PV]6A&=74%< M" :\UC-20JI[VTSB)9&&<"B\%9I9'E1[@=DS:S"4X@EEJ\,(K$]MRD#A J M[8A(HC+F4RB2D8 G),9X= ,:>K-R'7BD%VJ-Y7V/0HLV^>IA /J(? MT7,R]O%A1PR?@-<$.AE<0E=/<:5F$! 07"1Q=[2HH8*T6H*(#])45]!O05(20^K MBD :ON4'0-DVEFU3&R&,]$J$C+V0&3>6 WJC^#9\;*,7&URFBSP:.@9U&DAK MLX!8"L=7ULC 9!8^,\'J.HEUJAUX80D!FBD?66>H^D"&!I*_XBB\*(4>\O.? M82I1_!<7%)QT:F#:/-& "T>Y75CN&6D,A_.'9SR'ZN)Y+I%1JIQ4-#R$OA.Y M?Z9U-#<<2L2FW@<0B$?<%5HU-*[( LTKU]%]0_#EQXWTWVS92M0:S4$-LX8_ MM'TO5 $C+D'+/BV3'W43P0YMT!;ZCC8#%PGLN>7'W#%"/H/M>*3>"$660VVI1'V1H36MO$@0?WI^/8'B>+J2S)P(4^2N39)./A7&T)_LQH."21U1K3B4Z(GC+8&('/AL.(8EF MH3X2AX-897@/)#Y4[;VXU%ZH/5LGAO#3V)J]O1':3)4O"VL&*I;P=QN,9KV@ M2IU%'N5M* 11P:EDT&ML7&= &@J"SW12RLS!5.9+G\CY3 +-S M,ZB;'!7Y1,J?,$E=)19'>SP/%W9WX?RW]_/5=B?E@DZ& M&8,&Q?)*7V\JP^4;"JN]H+-DUS6N#DY^!1]#,E**I#BUPBE A?+\*FHRZC72)]<"B3XM3..K-);F56BC[M M37.$X;8ZF:O).^N"J$;2*$KD+6H]=0Q^^6Z MK69;%4(WK$7HA$A?W/$+CAZFE\Q;3)V1\W/N\A#*K5!?3E^BVU4+5>U\RJXO M'>>%WINJ[.5?N\V,P?E0RD4T)?=[:I]]2NXV,T;5R473:W#&=7=6V%C+!U5. MB7)*S.;%I#<]9[ MFL:>_M]M_5!S;01VFQ?2<-9C.-O&"KW?FVKL51.ZS0RU+_:,RO7JQT3$2?YK M1,4>QY(-=4^P)4,D0R1#)$.$9HA :\ZR,4^5C"3[8?\!5V_24W7VFH[=EN9) MZX^9RHJ#.NY-O/),YA''U9XZ9K^[LMNJH@[.56E#I0V5 MP3Q'Y&+:TP8R^J_^8)[,VRGL4D5-X08/I4]A?*"W)D MO?_7< (#KY4P3&?8 M4QS2S(F+)RB8<&?7AD*_NB&EZR'?DDF9%NYN;G9?*>^5UZ@I*RU7-FT M+9A8'9.6-TT7S-_.Y+1\J?'H/J.=@L7N*JZ4#&75;,L/*RU D-Y@MR'/DE;"*[Y-A.6$Q5]OU MH$@D8)AC=ZD8SX9E ]RSN8O//(/@]M LP.%E#"\6U.EUX2Z% $7EX]&/F1V8 MI%'Z/JW9N\_]2@HE@S!0F: 2<1./2%AZ.^(F 19$EW5LKU%(W($0UCIWH3@_ M;/-_"+?YHVV*GZ\^/*B_$"*?# (U30N((R 87P<_C08T T/]0)%[QEN(N!C-*V?#=H&2V$ M'Q=1SW"MDTJ29"*40[9VY"@NIIY4YRP\!V1DU%.B6N/]\Y$V_$FAUT;DD1LR M#F2X/;B?]C_"^O*T)G58D!DZ1 ;1;2]X] A-8 XV !2X\\2&@N48GB$JI9T/ M?]K'./TEO PEY-Q.A>U4#71JT %%I//>*;8DU'Y[_U2I:Z72=U1=)6WC#36- M<-G2YOG&KJ$2Y=8IM7_BVJF+Q'QS2\WC#D^5D*G*SY_(3/%+D3F_WFKFV\MT MZ(U"Z RKL@%4,?OH]/@7GCWCQ>5 M,??>'9KD9/GRS&CK-I5:_!T3Z=BOZ?QMXU/M_:3\3IVLK#+/%SM.UM[O]^!U MW6^\+F8&RTJ9!X)0C')E6_[9 M-:@E5CY9<[3?U W<^D+O&[JS#6>_E4_1#6=KY6??^'$VQPBE;:L MD?".]@0WPQ?,LG.'G<-J!T: .POR#ZTZ.3BV^P-)V__Y!K:2W, C2T8&#@M] M_!6YKX/A3_NJLKT+ND"IY_3ZYVC[979G$QU4?^UTHKQ>X1NHM1%[N,$I[E50 MU5".4S1./Q,ZJQXH=OLLQV=O?,8YTD+D^-0^/JJTWAFSU]"YG2;90:Z>A>AA/^FE6,./Z?MU?'^ M9U5GCX^K9D'S^GB>9STI>&G8F^?>PH^;/S@'3]+_WT&[&U"3 M)F&@G>NQC#+2\ "1BA0L#9EUW"AJS5,PFMF&YUES"^)RPMA7QKC7,$Q',0,, M\8,0?]8%5OD+C$)606B@8SE(69)'%YZ"PFB$O4,1Q<74ISRO@_PCHEV V)2- MV\>^C14\%=Z7#@?\:%CX'X8=H&O+FQ%)"3#:Q@[*6$#U1"P@L$^A_%,^(P.X M%P9)%[6QY26/(>J/@GZFH*TP(G6%K1D*XV1?W, .0^P?(4!_AH@G$;CVILH'Y925%8A(;=ZXD8"<>\,(HZ*7QPUI:_T;T_<"#X&G%?:3A MM2"6EK,*HCAL&N6<>C)P]IZE(;Z0MQ!&O!O*PD+8P+/%.HR4)^8GC$VF89-1 M^Y2#2V,-8?Z!%_(MPJK,-_ 9PAZ3*I-6J=SBL:-A!Z,E6<,>-]J3\K'VU&A_ M$WIZ<#Z@EL\CHQ)2Q.[9\>^5M/L('S[1P/-PH?>XU>1C*,KU_/? A:F07 =/JV_P;O=L3>B2 M$8O@*)$H14/;"[.+#$_Y:V?$87P]8IH@2#)S=-^G7K"/1\8K MPP;C M3NSH/""3@X_P,ID4 'N*7&8J)O!FV5HGL/(H%^!OE?R%_X9JN[3Y!KB%U M.$ ](YY'CH<)7E5R8,C$ HY=1/FCX5FA8T2^<\F(_GN;C@F+"<-9)Q(Y/)JT M!%&11IR)^6C8-&[;6R!$,R@]Y86ZBJ%K^80DD1FU-K#<7B&ZY@YAT%4+ M- 4M@RD,V>68FR^7KDF\>0IO,X?/E9>%!9,UCGD7)4;N=D%F0<\-\"S! 8*( MJ"?-WMQDAH:)HH^!3SE"4TOI&J&GK"U$))50]XSH"^1%PA#(*82_GUW(Z@MM M9X_@17&^:(_8B+D1V/ IV@R"488='_*8^R^4R.2=&=Y"F4/:U7D8HP_J=U@. M8AE0M&-#WYP.0.K:?&,OPY43X8P7)EY&IG)^8,D(NV?%C"0P(DQ)C10E->UM M5XE6F H;RD_JJ1TPU%WFXT&NG1- M9C)=A [EYV@#8N]W6(C[\J%^'T^W.T-2)S.3D,VGUB04Z3T?;9OMVF MVO_M)O1YHR'1Y)#P'9)]ABO@N2P-G%LLW>N%2#TE?-.2IO0TB;.)1GYS?=G%_M/Q&:? M 22RT$WL@^]XXKD;SO_)G2?G$6\%YVLX75^D!ARP5&>JGE56'RJN=S[NJ1-V MR_$:%6E7X6 AD!=6#X9 14 M;F)E!)2,@)(14.V*@-K[6=F)@,IX749 51\!E5&E6T9 R0BH=LQ*!1R'5Q8! ME;]@7 .>9^6C+A&*CK#I8Q 9 ,4IP$)E+_PG8U)D!)04MVZ+FPR!XO))AD 5 MU-!L%1A.>B-U4*B1KAXXR.-U*1XM/EX7( 3J#EO/AH_.;.,1V>'AE ^%76B] MF+H-]3*:NQ3WD1 6WGC=8D20C+JI$F5Z1OU_1H85G2'MK4@+2@S)X%A6;C\I3@ MZ]/:W-ZFN&A<8O!@+3<* LJ1.T_NIM_WRL)]061:IQ7_UE$EU$>HF0>=)QHP M3*AW%A9K(V!G$1]F%IX%2RB$NU/4]P6J&_I1[7 %/4/)YEE8C@X*A2]7I&%H MJ\+:>6]BK7F,/UAT #>+MK--Y4+EA@(B3/OD&@YI\0NBETM_2W M;7L]8J,\+]'YS/7\N"S^N9+%6HHHU?F18IN*'O>:54ZP&FG)Q?BH&BRM $N$ M&GM)]AEV*.&82/RF3F14 I:H"/&=B=ZMB/;Y-"[*A-*84(F??)O4M+#"HI/H M(ZQ@/3=FOHO#$HR$69$F0N/(>;:P&^X<0VEB"@-LDS&?4U7>8>BY/-Q7 *@R16D[B.XCV 8PDC=Z6\@7#%I47GO09^F8A8 M=#)G(F)3/ .OH1HJM.[.YW!%0P3YBLC%7/EH.<3V@&V\I;_B'>H )2;F![U$ M2&AIX!FQO<8LK.1,F>SYQ#QMNKDBHFKYRH5CV&O/W[0' T'M([()3T%5L+L, MJ28-T'*:Y$$7;HHPMF\L"8 MHLA&T,J_>^(23T-;E$D,(3$FJ+:["LG9#F0\'1P93'@!+O0QL.4!#)<8 X\H M 5W78>1!U=?ZRB$GO)"/+MQ&Y,*H13&,?T#Q6A"O>R.,XVK.4"7 1=[!(@)' M@="!I$;8("Y(Z"J$(_]".$X&)&F,H/ Y<6X\ZG- ]?NP7#YQ7D TLN:AH[,$ M-16A35B E)-A) ]"JU!;=A:Z4>?*A^SY+?W"9@XS$@8M:7V]D73N>9$Y< GO?1!_@>2Y#7,CTTH+.#KTMX:@5II=^S%QLTHKJM,8U1D]0 MUMDE"")7FSJB!4QSZ 4?,,]*PC0W[VH<*NR\T9YRA9TS%B&Y:CM'8ZKPK^V< MS7NVI69%XW%(&F1VD\QNDME-;8@C[T0>@%%@%SURB4IF/AD9&1'Y1.2+!9]/YXC2G=K-0#L!G-*=*-VI M3KH3%7RF'@ZBAUUS'EO(=\H\/#M0XF>@UQR>)A7>( :9R+$N3JZ@W!=*M2+L MQKU4A\S,/#F':6Y#[X3N-7W9[B3>&R%"B+2Z6+HRLD M=&+JO10O;;'4T#AGD0 A0 B005AT#;N[0PR5MB)YQ4,L.3EFZF0Q&_;BJPO! M:/Q) F( BX*"C/W9;:?#%G.*J!$B@U\KY\BZEDSTR8L\],-.GCGI*4W=2BA: MDK-5L$/UTJ^?RXM0_@QUK%VG<\ZFY6Q<;\>3@$3.QYT;!DJ8'H$EN&8A[A:6 MHR39$)B5<) >$64"Y64X6"E"56[FR,AR!?(6TUOEN3;++_9!,R%'3]AN'<'_ MB1.IOS)CZUA_EH!R<(,]4+ 'P8*$JCSZA?.L OE?WC@S3\!1;N%7^OUYUUG7 ML:H7\'Y1';?)I1UG=+(Y0,;UFGS*>=/VP'G?T&2X)'#WN;&2/"98?:IO471J M1K/Y\+L-7Q-]L$>,R\D/67L_;UZDT\FZ'MFFSMYS]RBUG5ZE\5G#B%T8T%\-".>;R^LQ'Z,,GPC!5W M"JP!+ H=73IA6[#CFSJ_X< *_'2!^$STLO[3^ 2V,VV2%%FY?G-2&9WW*)FO M^#(&>X,&Y;7RX?":'$N(8%)#7M]A)W",XGT)'&(CQM5A6^(:!%P; MT&?;Q$LGV'>QFCC%4X\+UP<>^!ORXH,[%CPRYBB/%E??PMC5N:6KRJLW@BU> MBH -;%P/[V7@KY,B#TU@%?EKY1TS=%B4,"OR6@9XN^5C!6PLF7\,?O:,(C9W MHAW>D11LILO$C&,E=<>,2^H_TYR:EJ>D@6^@C;$BO!S;H:#X6_<108'IQ1LC MA-0F<^,GDR#*R:,CP"FWV0.*9\)'#K+EX-5X9LC+P+M>I$WT^WN/W<-,$WNV MV2V<2G.7'FR'I;G]D=3F)FYX 1%X#_LVOV7I)"!QRS>[LTK!2#$N6^+[Y&OE MH,3WZ=>W5.*[\4E+EX^FBMZ]FY(3P"^LHG=O:!>76 *\^(EWLKSPJ105B J( M4P\'T<-!':%\. K(#/QD9$#4$@*$ +D(0#HAU[:>6I6BX&!4G=^&B1^00O&@ MVZQ7.25M9#[=J.N;X@?1@TA^(M1ZBEI\I$87'/0;NT'9ON55/5X6?A6X5SL] M"#V\N-W'6C-6H83'?EL!FJ8NYVLRB2HOF7$C@N)1(M5YW&"T+QZ#RDY(LN$WQ>-)#7;LG 5VD;:NV*[O#UYOS^8S=;4<)B%TB"N3$!DZ M(K/%C7JS7O58<_?8 /[ 3"2'*O]T=TQ!C:Z\TYUO9]???N :WP8NAS"_TY[M95?T160/,#[! +K-BEL> Y4!39S<:K0G2F"0=G4O'4.W< M,VQK]N2<73U?BW'#SWLU\!EB9SFRI!G:1ZL9'?1Q_ MM=:*HD+%5TL/EHJO=B6L@ZY/2+54V\>XX5JJ&3^G6JJ-3]I)+=53V%.U5$6M MSM.)HUJJ5$NU#WM5!7OBMA8#_L6912^!]5)O8! M$ %"@ R:/M]HG=2*ELEA/=3D[Q=3&56[49>+XL4;J% EP58#MBI'&(1=!]CU MTJXMK]['6P-UK2X65 *5SLSSI&,V(^D8LRWK*SB;I<4J&M(?FR747YQEPF=$KQ'(KVD73T0#KHE+K)3R,I M!ZJMU F5 R4-G2<>2W4]HW*@0U+171FQ5/:SW8/1V81,)5+3)!W=2\=(#.F1 ME?B<4D(*J4<2C1'HQL(6[ CGALY,"1 "I"^ G*-@<58/,LH1UZR)O(;'9]KU M HOFI3%(UT3^NL7$3,S1Q#*D.Q9L75-XT;KOA[M]8+F.SSL$CCU30I^92N J M8$):.SU@2H"_Q[JT#[PNK;M1F&YL%<.&G^._-C$7"KSRP MYQ=KK@@.V NBQ MP:O$E1K\#=:"CDI"3RV'CS0NR\(__)P48U&5V"K^G##NL4OX=$[H^4N@D& ?".;V MJ*.\.TGQ!N51]V.Y-I6[)Q!VA'SO609?&Z[);!\$7@\4 _JM6P[VZAL+XD=$ M\&GC>M $K!M5^5/4GMV+VK/0A_3KK& KNF#M+%OW%&.K>[H!DFA!)PQXW%-, MRS=PPIDL)K2!=2J[ "M1,3QF6C!Z$P<.ST2/*QX*1B?2\%SR]W$R=HLKIXQ< M8+=\Q4I-/N\."$"$)\XM5W0A2 Y+3X40$?P.YM5C$?0*3-#CU@)%&$VN>,FC M&P+(=PPZ;3+4HTG(%,4A?EI,+.\&M(>< "Y;/,P)[_)UT$4>VX$(R[IV.H^]/:N+V24CT:WC=#F4MR-'!VPQ3H1E*@' ML*(-.S01]08K4F[>)92;:+N/3S0^X(G& MNWAYXI"_QB<,'P].&"[= L@QD6[3I^6=+.'/1_*K/^@@IU@Q'%0O" /ORGMW MM]>=)RG4=\&A\D1JEICS+,%6]((V\7?4O?!3?,&YYR@?'QCZS@K$)1(P@'^! MEP7F>B!PD3OYKRP(< ' *-[S78F#\:OEL-3?^K2=&P>#XEUQHX%E[/6I+7S# M#J0%]\U[.;6H2V C@(^18.BP?XK[-U0ET/D.P+^7VX#0GY'("!7-14ENL,G/ M.9[XISUH*[0@Q.;_"%IJBR@G>S)7WMY>]\16_P$$5NP$7C2T].#5-"ZZ[0LH MP'+U+1,G%)LT+:[1T4"[8\$C8TYLQ]A8JYV_VXKSD85I([LK7H4("FOS:)_B M/[43X4F9--B"'0F0(84*%M*=CBL)-J*@H_VLE\\V*I235F= \3PYV>"0_M=__!^,S_P]>AA6V:T1F;"?/->!CX: [=8Q MWV]UYY[Y'YWT,V#M6'L[U29W=N ?G]GF'Z]P5\0.7TTT^/_ %9_75[/)J__B M09A"%RB)VP;2=RD=7)@D5$!2]'\:5?U_4U09OHJ#0KFAZ,#=)T^96:$BJ6:2 MVYSD=O<[^'30J3?/1,;R6Q/[$L/"_4H".\P]K#9WO\LH#ELH'G4^A?OA]LL[ MY?;+'RBA\RMMH2J?A-[BZT>HVXV2I,!]@2^$Q%W]XN)0W[L@@IZCO/X2WL$D MP XWG2RNYI,?5241:5Q+?SC2BA;K[\X-<>]1?H9_@]$;G6HLW_K*+4^R>\(% M#ZT#H*&,W\#/E(.WJMS+MWP_9.BJ*[?A/8R-CT4H,/"L'%.L7PN5"FP5X1Z7 M.JAG]P$TIW(?6B9W:>'[7YB#E@_H*)A+7-EF:E)Y%Y(%I;S^Y?;VTX]R(# 1 M^CW'Y6 D .4>-70R((;*!=__N&7*$F5&/W]^!7$=T'U>LN_AL'B#=TK?RL M>VCWH4]C) **,K#'G0&W+SD$T^6Q3K'9(KH K:E[&%0QN1;?Z@_P6*+,+3 ; MC2#:>J05>3"9N-?B]2D"O7A%^/&**&H)MKR,%U<:[$-?F;%U^ U'[\'KP0F+ M(K_/WS'HN7.J.7@OI/98Q&H@6N-6:OFK,K[# MVX@?0"5XU(]KY1:ZSFW(]!0]6O#7N_0HP[W0";P/N$PX$I%>$8HQ2^D_NO M!VX;\#XFQLYJBNH6C!TP EW0#!Q=E/K4E8[*@05U*^Z7XX=1\1]_32H+'*GC M_Z?##ND]"0_B2*&(>3C4QUQ;!NAA(>K'"O,^MG#TR,(Y4'B1=2-6+MC\'GJL M4?A3]U&A[9+QJY/M*G8]-F0>VX#,2FKO1G.J>M.X0,?X<]1$9 M'LNT=BBLED#??$>LT+9" +CV1PAYWT'CL -U%-G,P;.C@4^XL [,EK29(K_/ MV,**6RQQA& @BW"NIM?!U<_?42A#R]\FP@ZXII=*L@[GX'1,<1T>KI[?=,_8 M9JZ=$_$""^0IO7L+GID2@'(TG7.A&Z $^9G+1"$5$P5T$_"+9,0\>06#^^K@)[(CI,M&#)/0G MWN\\'NGV?0&E-.1 M47#X),Q"Y@N.=5KLH*7TVB[23N[=OZ6(1Q9JLN&D@@ 9,XD'']'!]0ZF 5:8 M8?D@<%?PQ2:TTU0(&9K@0=I(O%(183L>4"9?B.L387H>1O>A,?0'HR R,CR0 MN*&GPK0B%(*A5TY,.H[??L6(_=9B,CC! 8@A45_8DZ$Q6S>$(,.Z0ZDU.<&! MKQ/+XR@)3I5KN_=/^/O(;>1*D&.GIQ^1O>#&_\;FQM,18))!(<^DN(,@5AV& M]6.'6%?N/%>'OR@>.MG" M-]U^$!6ORM'^X1"O[O]$S),Q/QI_0[X_!Z3[XN?T#NY(Q"4$#XC('*\-CN+W#L.!]CN MQ"=)R03(/VPLC]>; MC=:&#,I!!P2+!9^)[ /IUJ8F^#675PN-$61)@36!9U(L\%QN_N,C_+@:%MJ/ M,'+4*?$7*<\V>@8U3^SYQJ>R*>84_$V$\7C?8&OCJN$*>N%<@6J"0:#_DUJ" M6QTM .8HB04 _]Z@SN(:*1Y)XII'<1Y<2=G]%4*1ZC. CEJ56U4Q2T??(:1_ M14=2=[IO^=&[N97$I>JT%T?:6'0J.JKF=G]H/L4GBZA_=K%%X!\%&](BFG ] MV8-K(Z$%0+E'27(!,V&-F"!&$\DIH9_OM<19&%7F!P ##NCD-F2, 4OA$9X M!!'>JA_CF%YVS]@/.486MPN^.>ZC(T[B$&_8J_NSVX,ZB(\Z(L^#,TT_<**8 MW-6G,W0YWB,[-HE!XI/28>:_X"S4O=SV^%\^Z4^9.WMR?"&V=2&3N=KNY @# M7HXF=^2NOIUK2^FI8QP OYH5 ML0*8$7X9=.*().0D/M#4D>R!K0+:(32BHWL3_NCY$1D*NA*%8EO>JI8'$4OA M[A6SXNN'(S]NDJ,>$5(0TX^_\C/VDI,F5&Y9)]N&G_*6I/6!T_SQ-/X M.0A*96JE04LQTS%:R]'>TQL=NTKI6)!!$=S.T;&?P5J%S0@'CH\<:\[?,29Q MZ!(]9^?+4PY^6*3XQWU($8(!9#LR ,3YEF*&7J2F$KL*_Q6X 4RC5)&JF V6 MSDO@!L).L$J30"RL+<.S[L32].)A)CT!)9;\^:39%C4B[\*)5BP:UVA((XIC MNI165,ZN$7D78JVH/*L17YZ,-,<5I041 M3\5FCF10E52\Q+:7YH;/O ,N/SZ*)[H_N69MX]TM1A[[($TOS_J2P^V3%R4Z9(,;*^_$92 R$86T8Z( MK&@D^*M("80=/6XA$K-3 L"U\AOZ8"\&!4R7K[G3L^W# 1TJ2BZVT6EOQ,G9Y[M99$-D60[)H/NQ?)?\O/8=6GQX.@DC MOD-2*!1N%OQDUGY MQ_(=2X5]I&N%(N#EAFQZM)?GK/ X0&.+Y8X] 54/$F2BNK1VR%%.SWEZR@%P M-*^>^K.F9VIZ0Y%LYG@__MGSH/NIG3KV#Q:3'V46SP.+[+ST>0SF!H,I\YOP M__#)_^>"B"G_ T]R+1@?T]_1[3]]O16<^A1[N"CPJ M"[O>9@-><(J('3'+4Z?[7GS]^_0"=8SPO\$4M5"$D) (J M::4O#3;,&/3,2#$FX6).SLPX((JD>2,SPPQQJ"=[>Q<&?#T\,>GM,S.F,\CE M*N=4!,)2,_FLR\)W8MBHF.Z?K,D#)SWBJ*)MF[AXR7I)'7^!KL'C$W; 2^$J M%AF[&.%$-<:-5B321M1 Q$7DC.J'M\9S#RLZ8?4?K:\XSXV$&K#N;(7W; M-1&K>(6)?+IH,>"J^B),L7CO_(II([B91+]%*UE&Y>OLG_R4(3HK8X*XO.>6 M72KJSVL2RJ]%Q%H&G3 9R\<-4;KI1ZEU2">-NLN^&XS!CL*3*G=B7TBEU_2K^&YU\"W\%<\!Y>MX3^0K^2]RN5 M=O,5)0+$S'NP#$FR-@ 1\'2=(-D 9 @9$]&X$X.R*9P9C.]$9(,81]X.'H%8 M/&[,E8M\!>Z0CLDSHR7%?(_)1OBZJ&?P3!(&3!T3B($F;^-]Y.$EK*!P)\'B M0T!!3@C!+EJJR5F,'!%L4YB#F^S /D-C)&#H\D?J4/9:6I)I< 3/(@R02H!Q M3N3*R1"E;)DWXNXET>#E6*+MN^)\/:E=D)H6V87H[6)0#"0<-QS^"T/?\S38 MOV08"M6IY#[!(^5#F"^.D^^*^Q>'33X;RA2\B^U!$0C15KR-B)/X MPQ<*,<\\&-5Y*A NH/+^S<'!A_1PHEG:'ZWZ_ 45QW;RA'@?J8.]5!9&I"P. MO\U0%@?RGR?BV-*!JZ8J,EZ4YZBIL3 >B=?A0+,62*TQQ>N9,Z/1=RX@P+P7 M%[6!K=14'2;_ZG?7\=@F!+<@*LOT@4F70!B@[[EB3IB],VV"S%[<])']?)=13EJJ'UC'MC1\;K@/Q5DL9D6 M.OR"9%^&SI:RKT2P5)XE*;E3BY3DSR1BV 1L,_W4<\ M^>'!O>QGU.2E$@QYIJ+L=3^0VVBL4CX>-B.:B"33-[;,#'F;";T@02,&2(1D MQIUTN[Q:'_AIRA7O"*\K>/A%[)RMP#G[PK,:0%A_2V>Q)F'0TZVK6$1%"OA1 M]B:7<$&S3"7KFBA%]@FQ _2;*Z7-XME11+#TXFJW[A>$ADZH)3A-V(V M,IT!OEBBB"KGNU9U#4Z//O@IC9S(6+-Z+5^D@OS7YC8J5?7!];[H-DN,4\P;A79LBZ^6 MK_A,M5HMC=>#\'F1,3&D(!CXZ80Q9QI8C;'N1 MY: >%8M5NI'=$ 5OL-:YK>]]]D:)/B7%97CEFZ+= M30JE%ZFWGE56_:52RBG\KAXY05<4WWFKR.$FY7GVSQ54/GPKCAO@D]T\\,V+>6UDS*'[K.UL'<8=W*UP;\![<1O*'+XNO'^(]0!\Q=Y 9(Q)3 M<="M%ZM/#Q&R7_@B/('KCV1%GGSY"RY1PK(1+']-BN$2F =@\KIJO,Y9J^B4 MO;JB@BHMCZ*[ MS+WRP>9)!YHJHUKU4H+*EQ!4?"$-B 9TU@&U>FO/T9OC3PG)*2I]^6;L.-. M:$ #7-IEMGCIPRZF/^3L[>4O*OSC^LNUNCWZ9S&S&+=TIN\G#"OD10=B?1L\YLO56TU'\E./IMGW#HZ MT)$L1C(2+F#YZJG?EM5Q[PJ%[ I^XJGT@C[G8F4U)(?XX9UI/? J7J7"DJ6W MHN=#@-4WQS+MINY2U]3).G_I9D8:J_9P?.C-)@1=1>CF^8J)D'MIR%+^VPF:EO9&2+29"LX ==ZV5 M&V]SBV[P\-TLBJLKPNYHDUS/"+OJRW:QN&D7OG,>A_3+0:)X.@UHZ ,J=$F: M3<3 E]DLBN,^>OK^'Z_$_[XX74>/GX-L5/R5=8F$IXRM;")A3H\:XF^-$6). MECN%MP+QD+!O'/N3KY0\HB*!WR2QL44TFR Z%@:G I^O^+;S'&LRIX/56)2E M=L(V\,5'3BX%/N5+U8?N5.Y+KLS&'J<>#K6'9SL9RUGCG7*0GN]3&:;&2RT5 M#[H\WU(^DT/+B(]6[%6%O7V0D#U+_"'L"+L!+]5V3\$*&&P7RLJJO-]7A+2H M(.5&Z)?K9:5&JG2FWV#,LJ@D%XG$8C4E)*(% ^KBS3J#254%%3!%F"7V;K3HH;_(1]L]C?S(I'!PG[QM7.,BM9K4WX\ZFI22W1NG4_ MC^N(_I/9YE?W-UE:/6DC_D&I0J$]8+06,"!>Y<]GQ>4Q:)Y9Z6*894Q!HO+A MRXG#VC'VIZ)=I=@F@7_!'-:VHM<#I:4V[847+?Z)!LM5X%Y%M\&D+N-ID/#: MX6%3Y8;&=\9"@! @'0-RUM.XO)ACD5JH-&\$" %"@'2KZB@OHP]D[XR"?!5[ M54'H!@E9%9X784?8#6&I]H)05E&!4U[&NLB<:"$C&AE MM,5Y[MKB)M9O/REXFCJY.2L%C]!/H3\APG5'T)/0=ZARSBSWG7@E1/7M,^<. MA'"9=2U&&7R(\E@#?J+Z=D;UK9[O0M#7USKKZH9'_TI(GXNXU(DS3L>"! @! MTB] J*0VE=2F=(0!05R!$D_I")2.,'SP1Y2.D L.__%Y6/(#35VHL/,6_$0U MN*F'@^AAUR?/Q/5LB$ VI1K<92$COB)A-]:E2EQ/XGJ^'!%<3MJJ+SPX) B' MRGI]W(@L2YR&$^N36)^U*5@K=34C_EM7_#>J]-H1\M,:1>X(^IH:YV92O;(F M<3Z)\UF??;56%PNB?';&?2/HNX*^SKY'V-=5.K-SHU^DMNN+M5B/B[=^=!Z8 M'V",RG]OZ[YO;2QFOGMZ[SJ!IQM!J-M18S^!6W98"'9H=5W'3*NZ.0>MZN22 M[7J67_\))>= ]9AG<59,>U#E4,$!(A59\:Q@K@^=V R9W";UWN8?A&JP=HM]T!_X-55WK"/R%>K.J M7OF'P*\)_G):?,L>"P?G^7DE$3E4CEB;[ZP\+4+_ 'W:F[I$?[(D@FB'FF=: MW+GNR>Y4Q;,:E>M;LZ'QQ0(($ *D8T!Z$0S/CQ.UF7M;+Y/VQ0*F9TU%YCN$?[&@0O.= M)=O1]19=P]]UG?^LK*\Z25Q10MBC_N2\21+&\+>6$[JAGY25Q2*RGUP?OG<= M)#=S;O.P4$*6 NO\BSG(+-_8?M UB6=\+JD-4^3AD=J;WT>SY%L M]BOS?278ZHZB397?H-GMZ(M"GP/6WUR/$:R-P\J=(=(SE/O4XW5P#C03$^P@ MC,Z[1)7]26;[B";=1D$R.S0T>R:S/3!&&O5&+R>3=S;/2W7K_REYC_,15[GY MB-I<74R*T\PN*XWS&=A*5"@FS"1F"W6YI#SKLK!-9Y317Q:SV42=KHJS& @V M"5N)S.9AIZ;G&]=41;TR>V6FSFZ(.M059XZ0[PCYJ3J_.6NB!H&?NBJ$+@_H M+'MV==[$ (_[7^>5>Z[C@Z];+XE%"I^]@GCV^U=3_'8UX5\0P[>!Y[K3( 0( 0( 4* --BA_%0B\:?H[_LT MLZI(+LU;9:=[]Q9T8I+5@_WI*WJ0^C-JBOZ+%%1EF"3'-]5 M<9KIL!."^&\_>=:#'K K6[]CMC@L RVFFI3.H@D1&IG)8T;B.*\W''C0 +1LD!T[;93INT9TG]6ZF1%M])UE>\Y MH8M!.H)^/:7[Z+J"GJZI[0IYM39%C,"OK.S7BW-"WXM8"&77]C719Z*NUM7M M/LJSJ@?_C48Y;EUAOU+7)8I3$?K-HC^]J;X+$O8UE?Y:7#S@K^.X0V@Z>/C@F69^!Z M?HT[B^KD1L'_K>'QR?7<G;O>D\B6JD_<6*0;@36 \"CZ)QP='K1#W_Z)-GG#9_4\:=VY7(*1?"W^K5( M@^9%_LMA5X%[M7%#[Y08N=%WX%&=_%D!P;9,9)^=.85CI'-P:]N*"VK .T4Z M/J9'A4"TZ@; ?N_N=LPSI.@>HGT7^I:#:72$=F-H.WX(>'> Z" IUMI\2!3K MHI!]%E;+_VT!L%,A;FR.J(<7TL.N*0K20%[<%* J%OST28==[/5G=#>TJ_G+ M:F'0K%!MM5*72Z*[E\8-7,#%^@R,VI'A-EVH,[IOI3QLJC:_*/IV>;7]9<_0 M,U%^0^?:=:0&7]0QZ_K +20>\NE:F,Z*KX5Q8T% G&V9=&WI%B?C5M"=X9T? M@!.L>Z;4FS?%[=[+(Q+-P(8AWFA7+"YUMB+F:$?@W\SIFI"NH#\G\+UP!'*X MBV^5O#Y$C^./WRB+29KG6!F]T;,BM/54G:R)#M<9_K,;=4ITQ.X(<0MUO:JN M70G^FO"KVKPWM"RJ =TF4:AZL>1!'^2G>$+X^D/>!/&$B"TH?F" M.%L=@5^F7CM!WRCT57:XWA.(B##4+6$(=K(IE;'I#/^IIJX75$&K,\;*3)UJ M5$2K0\+0N=F*S]5QJEMYZ;B"TR?=#WX*649SW95LNIY:#OSO=!E#9SE(3H$O M"U9QXM"]5*I)O\ M<$4K/]%=I$W@?#.Y6A'.[>/\B\?POJQ3D+]N066O)Z=?X)P0\O61%U6YN2R? M8DS"W0AC+O0\>)J@;$I:?T7FX:FX)J;K6:$>)"N1+HA^]H+H=*U-09FO>4=! MBE]?DC@[2&+(HGBN!7%I9)QA53S$29A%H3'B;)5>FDO"K"QFVEI3%R7RQPBW M:KG>(V (QIE?2:)7/C#+%E@;H=.:?WC17J*$=>E=O.,MGO::9@.^<+$Y3 MD+(I"?AN@#]K?54"ONK=%@1^X^"?-3>K;^&-FCE#,\H9*EAD]-P(TJ,%JS MH?%%B@D0 H0 (4!Z#0C=)$$W272298QO/[S&@+)?*3*@00'GQ<@K6RIJR M*Q,TRM3['C8A5\3.*-\X2Q HBY#VT!Q^-6T=DO96G&\[;B"F,U4K45EL]&"4 MN;)A@"XHI1U7?$^*JU\'&TI"JPY\E>V:W]"-;9UA7X+B0-@WB[VF3N8D^=VAOYZ2['>6 @O;\^J&4I [ MPW\^49>K,\M_D;LZ"]^Q>7PYYQ=CR\S09O_:9/WV=]>Y-0POU.TO@1Z$W=W7 MJ:SA\7DD7= M771+A "51^8QZ,UN[UD^,Q5W@S=TIJ[OU(/L<&'I!IJJ3>GNI/*H MS9<7?P/0J'A!JQ)$ZW&?\]\4SS\:=M0XER4W!GE>E"B:-VYY;HW6U0OM3)R5 MVL=G5"[\L@@3?=N':IY>SNGTLECY9+#9*8[=W2G.XMSEJXM$L>L$HX\#VQ]W M>]WRF/ER2+Q4&+L'X>+"P:XF8ERM1RJUR1E"E;<^G@E<7A@X/][88"F;K<>8 MLH/VMK["').9!'0K0/\._G"O<.Y!"'X4!RFP,^%#)K[[L 3B.]V&S8N*ES4 M\A\.V -F1O5#SP+S8*_;IU\1^LV=P.Z986TLXU3$;_&,GF!NR,X!Q:O?LU.4 M/SH/S ]VT))B.1E?2V-95*3KR4RT#7M%C/$%=<@L69,;-WR''S[BGV"Z^/#N MXMV6DU>4<[S><'<9,H3;U+UC_24VJN..M32MHU^KI]O.P5K-^+J/:W70,Q&M MMZRIP*606:$SO10NR."N,(,737K)#)*)NJ^/%@XR4/2:A4!\:5O5;.9!MT,] ML%RG9CMZ88.N;H#U'"4Y*C:LM)X]"O)7JEG:L6Y+V/($)AJ5.^4D*AO_(P;D6F)).-Q(T'Y<5(B2EP! M-&XD6E.;OLCQHT$G6 < M(S*;D6P,Z2R'TE7.(0OK$FERXUX5A$1L3RR*9[2-&XG5LO@%Q>-&0J,\%2D2 MB^*UF<>-Q+S/-UI1GDI[$[^8DE8D)(Z4P8PV""D3K>G%H2%!&Z64B$7QN]#& MC<2T+2!Z&7 85;();72$ ^&0$58F'.C (7NS(QP&=-Q J2,DK 0( 4* $" $ MR, Z!O:(9(9 D0 H0 (4 (D"'; 91$\>RG#L\RBM=LS^$PJ;,2 M]RCTK9$?1F83RX=@H&K@<9V9)"%Y<#)OG5EH<3U'<,( M2CS;6TJ"R%P%VG3@&I&PH$2(5J5BLB82F\2"\HYCH5@2QS/B>/;8BJ!DB!8G MGE( "(DC)"@9@I(ACI&@C3+:*,F.E(&'2TF&>*OL==.TG/LK\;XWBK:/3(I2 M&1+1"_*:JS/7=ZYG,B]N\IT-D&##BN_:EMG<%;=EWE.%;9^!37.=)^ )> )^ MW, 7#_X1\(T"+UY4+D^"IJ#1*2CNK!#P8Y#]3H)KQ_V>7B^>G=]&&ZLA++QI MQ73#.YOE %W\++;D&U)+5%VOJF]1_ WM+=1+0']=/))!Z#>+_G)>/&1 V#>+ M_4R=S(J?!A/Z#:-?W1TDZ.L*OC8AP>\*?6UR9LD_-HG_%NC0O>1/N?_!KN&C MBL%L6W;E'Z\FK_B__;UN1/\^A 2L:%O?^^R-$GUZJSQ:9K %@WXR^>&MLG&= M #\#5%^M'?.5W]FC\MG=Z8XJ_J J7YAG;5X==/LE2[Z(P5Y11K'#5X\,IQ#? M9IOY\>]"0@NX 'S./UYI %[Q=Z:GW6!.P#SP7IYUS@1!T%?>5G72O=]C>G ':KUN/,64'[6U]A3DF,T%R]X$$>J)BGV)6!>\H M(=\,\LKOEA,A'W&K' GFEPT@4+SZ/3M5 M)!^=!^8'.VA)L9S32?BX@\7A96F@7^N2&VAJQ'@_XI,P!QG@.X:[8Z=_QVWA MWK'^$M/2 _S;!KLBLOB"?7K"BGA<;Y6=[MU;\*9)UI3&#=\57U897Z>6U=_N M8K-IS\VZ]KN=K-VC=[1+ M%Z':-%U&JES*1G2D]T-M28E;JGTH*UM:_9![^*IJ)9)T7NI8!2$<*FJKXH0! M0JTZ Y:PBR1N,BV><4NH1=02@JR\H)4HGT>H20;9&02MEQ&HI-A67"ZKGOTU MAH(9TVEQAL6XO1)"@BZ/>J:VTIS*J4@LJ':&S/]84345F1U.=X\7_C2J$N(LL68O5!@) M$ *$ "% "! "I-\F3^.DC1Z09OLM%O,)T18(B2.*%]T9)Y&X:>UH>FA(T('" M,2)KC>X^&=+12C/A%&*!9@C JD0IVW$O!4(BN6Z5D(B0H(MGR8C(,;77='G] MD(R(Q@,41 S-9 3/B25.2!QMHRNZAU5&JLB>D")!.,C0)0'1JD"<-?XPJAFA M'T16"\N70VT M)0*]Y!(0-S%S%4QN!FX/$!;$3VQ5*D +$18""UH>D5!H2\I]D1RL4=>GS+]V ML"MN8M336M:FR_S-L1F^H^04_0GPWZ,LQ.@KY1Z$M0 M20GY9H6>@.](Y(O'A CYX8I\UQ&ZXR%,KQ?5[PHOVU@-:>%-*Z8;WMFL]FU" M)=^0"MRJ6HE,VDQXVENI%X#^=%+=,"#TZZ%_LU@1]AUA/U774Y+\SM GP>]P MPRUQ-$3H-XO^HCA5HQ'H*9_M9:")OZ_LW'W5ZW/&9^L!S=,-T[VS6^_==__!\< MY-^C7WXQMLP,;?:OS4_L+G"]KQXW6$S\UV?F!UYH!*$'+;X//8\YP2?F6:X9 M-Z<8KH-#^* :S;6G,_./5 MY!7_M[_7C>C?AS85&!VVOO?9&R7Z]%:)[I>>3'YXJVR@ _@9;*VOUH[YRN_L M4?GL[G1'%7]0E2_0YTUBL10Q?%JP;Z(78H>O'AG..;[--O,/X@L)*N "\#G_ M>*4!>,7?F19 R:6>6#L/1O>Y5WZ[U#WX%E,0?A)#UZ^@N'9R.Y)MRX3T_^/ MZ=T 6M8=*!,'+P0/;S!2.0KJG$/&";[J0 L5)Y&T)A+3,TC$[^'NCGDG4"CN MICZ59@C+[AP8?_+8U0G".]?$FVXRKJD1HFA@N^;I-Y] . UK?\R8PJ_>Z7:A MRVIHREZ>,M5&4#WG[:L"O;\O.?F?7& M7ME0#V]RY3+'LGYMHL_L^8KE*,'6#7W=,?T?NQ\(05UH(&=US_B/O[!]P'"_ M5F835<'XS47./O60>CC^'G;-E)1AW-G\AYQC[!Z4.CGJJ_9#[0.$N*7F:!.R MR=4/>30#T6:Y&OOM]?,,(!:G;A!VA%V_%V_Q)-1!0]>@V&FSXGEEA-D9,2/Z MVK8Y4DGM,\K" M".[OK5M7EH 8&Q"-K9'B*-["\ QQME5@)0S32>*"OH47]R M4FU)[MB_-K_)NM*_XF;V'IDN ?-@ '\Q\W.RUWUFNOVS'\!WGSQWCYLX\__) M;//6_^!ZS+!=G\%GGP5'.4FEDHCV:>>V2.+/6V6G>_<60#T1_W<]MQR.^-]FX8C:\$6\81OQ,8(%\UKJ[-]W21D!3CH-P]*>E]WP,P M%,;1@$8C.)0MX*'H/KPW0@3^A9 H>J!DT&^P"[J#N1&&_$83/OLU%X5](AF1 M>#0(T)%(9KR,4KH&ST2MP/DB?N^+J)ZLU[."V@,";NNSF$_1;&X68\;U1^^Z-#1$3VJ^N MD^(N5"ZTLRQ^(^^A !W:Z M#5\8S/?_M8GZ$WIL&+Z9(OTROA+ -X/]PV>->&@!0*3H'A.9'-@+1 J?0*C0 M#]PD8!UX;;POD1&MD-=&7AMY;<-"E;PV\MI&,8_DM;7MM25_QH?>*(OK.;ER MY_ 1M'GQ*W[)E^MNGM;%+9*VG+FL$[,>^%3Y-?A^<5WST;+M3MRO-3S.O8A# MN/\=^H&U>:IT8G8OQY-]N)7M(KTAKV6T]C5Y+>2UD+7;)VLWWUB)]B(R@:J; MJNI2*WZK"!FKESI3E!?[,N9$V^\'("]4(G_&E\EW>SZS?>@96]UGM_<>8SON M3@S0\]GHEJ<\Z';(N&L3/.VY%^0S(_0L?KBTMYEYSSE_J<,I/&EBWV'\SCT_ M;L+V?*;X6W!)K^")'>HUC[\YAR:(K^,]*'[@1-[4X.U^\J;(FR)OJFMOZ@7) MBW?49)-3DEV.K TRO_KK*M0E-48Q]2OL U@]*4.(!X>ARPXN@YKIEO[>=7S7 M@Q=@D!Z;)T^X.E-2U>;%<]DH9M'E3$WGQ8V3/L8LZFR[9?30+Y[K@^>T@W<' MJ'D\9KCW#N<$VI9^9]E")Z'K54\3>KR>>++AW+KAT7MJCJ_>>Q!^L;)R. M_F[5%(JP>4Q[Q/XZKF-ACZT'$57T<2U[H$S;MTXIF;?'L M"T:*#7>W#P-^C8O/BYN\TOB_ MLT"Q'# /F?*ZW$UA)W&\)@.>S44S.QX29HO%A# KB=E4U5:5 MTDXN&C5-7<^T]E'K1<'7_.WS?_DNP\PK';J#-01 2^^.KV$M?S8I0A=N&/@! M*'IX<9T-L9V(<;QI-[<.RKPGO7R7B[FZ6!9/\,LT&MH*VE_$!,R7ZN*FIO5+ M$T K8+@3W+:PJ\+]6L/W,[D-;#USOZ;V^ MMP*LRO!G:'GB
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