Regulatory Matters (Tables)

6 Months Ended

Jun. 30, 2014

Regulatory Matters Tables

Schedule of regulatory capital requirements

The Bank’s actual capital amounts and ratios as of June 30, 2014 and December 31, 2013 are presented in the following table.

	Actual				For Capital Adequacy Purposes				To Be Well Capitalized Under Prompt Corrective Action Provisions
	Amount		Ratio		Amount		Ratio		Amount		Ratio
As of  June 30, 2014
Tier I Capital to average assets	$	36,016		8.7%	$	16,559		4.0%	$	20,699		5.0%
Tier I Capital to risk-weighted assets		36,016		14.3%		10,107		4.0%		15,160		6.0%
Total Risk-based capital to risk-weighted assets		38,565		15.3%		20,214		8.0%		25,267		10.0%
As of December 31, 2013
Tier I Capital to average assets	$	35,065		8.6%	$	16,372		4.0%	$	20,465		5.0%
Tier I Capital to risk-weighted assets		35,065		14.2%		9,866		4.0%		14,798		6.0%
Total Risk-based capital to risk-weighted assets		37,884		15.4%		19,731		8.0%		24,664		10.0%