Condensed Consolidated Statements of Income and Comprehensive Income (Unaudited) (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Interest and Dividend Income
Loans	$ 2,890	$ 2,888
Securities	780	656
Dividends on Federal Home Loan Bank stock and other	51	55
Total interest and dividend income	3,721	3,599
Interest Expense
Deposits	395	435
Other short term borrowings	2	2
Federal Home Loan Bank advances	145	152
Total interest expense	542	589
Net Interest Income	3,179	3,010
Provision (Credit) for Loan Losses	8	(141)
Net Interest Income After Provision (Credit) for Loan Losses	3,171	3,151
Noninterest Income
Gain on loan sales	25	47
Gain on sale of premises and equipment	6
Earnings on bank-owned life insurance	71	73
Service fees, charges and other operating	269	270
Total noninterest income	371	390
Noninterest Expense
Salaries and employee benefits	1,493	1,504
Net occupancy and equipment expense	511	477
Federal deposit insurance premiums	63	75
Franchise taxes	64	100
Loss on sale of foreclosed assets held for sale		3
Amortization of intangible assets	23	23
Other	497	551
Total noninterest expense	2,651	2,733
Income Before Federal Income Taxes	891	808
Provision for Federal Income Taxes	221	230
Net Income	670	578
Other comprehensive income (loss):
Unrealized gains (losses) on available-for-sale securities	542	(322)
Tax (expense) benefit	(184)	109
Other comprehensive income (loss)	358	(213)
Total comprehensive income	$ 1,028	$ 365
Basic Earnings Per Share	$ 0.24	$ 0.20
Diluted Earnings Per Share	$ 0.24	$ 0.20
Dividends per share	$ 0.08	$ 0.07