Condensed Consolidated Statements of Cash Flows (Unaudited) (USD $) In Thousands, unless otherwise specified	6 Months Ended
	Jun. 30, 2012	Jun. 30, 2011
Operating Activities
Net income	$ 776	$ 920
Items not requiring (providing) cash
Depreciation and amortization	270	257
Provision for loan losses	393	192
Amortization of premiums and discounts on securities - net	1,031	669
Amortization of mortgage servicing rights	24	18
Amortization of deferred loan origination fees	(42)	(34)
Amortization of intangible assets	45	46
Increase in value of bank owned life insurance	(143)	(123)
Amortization expense of stock benefit plan	35	37
Provision for impairment on foreclosed assets held for sale	35	708
Loss (gain) on sale of foreclosed assets held for sale	13	(4)
Gain on sale of loans	(95)	(25)
Proceeds from sale of loans in secondary market	2,565	898
Origination of loans for sale in the secondary market	(2,470)	(873)
Deferred income taxes	394	(180)
Changes in
Accrued interest receivable	12	(78)
Other assets	(846)	386
Prepaid federal deposit insurance premiums	141	191
Interest payable and other liabilities	(141)	(614)
Net cash provided by operating activities	1,997	2,391
Investing Activities
Purchase of available-for-sale securities	(25,177)	(22,729)
Proceeds from maturities of available-for-sale securities	25,260	19,543
Proceeds from maturities of held-to-maturity securities	41	28
Net change in loans	(3,734)	2,101
Purchase of Bank owned life insurance	(1,243)
Purchase of premises and equipment	(258)	(327)
Proceeds from the sale of foreclosed assets	1,165	219
Net cash used in investing activities	(3,946)	(1,165)
Financing Activities
Net change in deposits	(1,840)	7,830
Net change in other short-term borrowings	3,040	(1,500)
Proceeds from Federal Home Loan Bank and Federal Reserve advances	10
Repayments of Federal Home Loan Bank and Federal Reserve advances	(2,450)	(4,440)
Advances by borrowers for taxes and insurance	(750)	(842)
Cash dividends paid	(353)	(353)
Net cash provided by (used in) by financing activities	(2,343)	695
Increase (decrease) in Cash and Cash Equivalents	(4,292)	1,921
Cash and Cash Equivalents, Beginning of period	19,816	11,800
Cash and Cash Equivalents, End of period	15,524	13,721
Supplemental Cash Flows Information:
Interest paid on deposits and borrowings	1,519	1,748
Federal income taxes paid		175
Supplemental Disclosure of Non-Cash Investing and Financing Activities
Transfers from loans to foreclosed assets held for sale		418
Unrealized gains (losses) on securities designated as available-for- sale, net of related tax effects	(4)	889
Dividends payable	$ 210	$ 180