Note 12 - Regulatory Matters (Tables)

9 Months Ended

Sep. 30, 2023

Notes Tables

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]

	FNCB Bank					Minimum Required For Capital Adequacy Purposes			Minimum Required For Capital Adequacy Purposes with Conservation Buffer			Minimum Required To Be Well Capitalized Under Prompt Corrective Action Regulations
(dollars in thousands)	Amount		Ratio			Ratio			Ratio			Ratio
September 30, 2023
Total capital (to risk-weighted assets)	$	181,794		13.21	%		8.00	%		10.50	%		10.00	%
Tier I capital (to risk-weighted assets)		168,156		12.21	%		6.00	%		8.50	%		8.00	%
Tier I common equity (to risk-weighted assets)		168,156		12.21	%		4.50	%		7.00	%		6.50	%
Tier I capital (to average assets)		168,156		9.11	%		4.00	%		4.00	%		5.00	%
Total risk-weighted assets		1,376,706
Total average assets		1,846,243

	FNCB Bank					Minimum Required For Capital Adequacy Purposes			Minimum Required For Capital Adequacy Purposes with Conservation Buffer			Minimum Required To Be Well Capitalized Under Prompt Corrective Action Regulations
(dollars in thousands)	Amount		Ratio			Ratio			Ratio			Ratio
December 31, 2022
Total capital (to risk-weighted assets)	$	169,984		13.11	%		8.00	%		10.50	%		10.00	%
Tier I capital (to risk-weighted assets)		154,842		11.94	%		6.00	%		8.50	%		8.00	%
Tier I common equity (to risk-weighted assets)		154,842		11.94	%		4.50	%		7.00	%		6.50	%
Tier I capital (to average assets)		154,842		8.77	%		4.00	%		4.00	%		5.00	%
Total risk-weighted assets		1,296,618
Total average assets		1,765,251