fncb20180630

Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]

Note

Securities

During the

third

quarter of

2017,

management identified

two

subordinated notes issued by other financial institutions in the amount of

$1.0

million each and

$1.0

million in mandatory-redeemable preferred stock of a subsidiary of another financial institution that were included in loans receivable at

December 31, 2016

and

2015

and the interim periods ended

March 31, 2017

and

June 30, 2017.

Management determined that these financial instruments are in fact securities and upon identification reclassified the recorded investment in these instruments of

$3.0

million from loans receivable to available-for-sale securities. Management also conducted an assessment of materiality of the reclassification to determine if FNCB’s previously-issued consolidated financial statements should be amended. Based on its qualitative and quantitative assessment of materiality, management determined that the reclassification did

not

have a material impact to FNCB’s financial position or results of operations as of and for the years, and interim periods within those years, ended

December 31, 2016

and

2015,

and interim periods ended

March 31, 2017

and

June 30, 2017.

Accordingly, management concluded that FNCB’s previously-issued consolidated financial statements and notes to the consolidated financial statements could still be relied upon. However, management has elected to correct the error in these current-period consolidated financial statements and notes to the consolidated financial statements by adjusting the prior-period information for comparability. These reclassifications and valuations had

effect on the consolidated statements of income, the consolidated statements of cash flows, or on earnings per share for the annual and interim periods of

2016

and

first

two

interim periods of

2017.

Debt Securities

The following tables present the amortized cost, gross unrealized gains and losses, and the fair value of FNCB’s available-for-sale debt securities at

June 30, 2018

and

December 31, 2017:

	June 30, 2018
			Gross		Gross
			Unrealized		Unrealized
	Amortized		Holding		Holding		Fair
(in thousands)	Cost		Gains		Losses		Value
Available-for-sale debt securities:
Obligations of state and political subdivisions	$	154,461	$	9	$	4,015	$	150,455
U.S. government/government-sponsored agencies:
Collateralized mortgage obligations - residential		35,144		-		1,183		33,961
Collateralized mortgage obligations - commercial		76,219		-		3,145		73,074
Mortgage-backed securities		24,666		21		531		24,156
Corporate debt securities		4,000		-		43		3,957
Asset-backed securities		2,388		-		33		2,355
Negotiable certificates of deposit		2,924		-		19		2,905
Total available-for-sale debt securities	$	299,802	$	30	$	8,969	$	290,863

	December 31, 2017
			Gross		Gross
			Unrealized		Unrealized
	Amortized		Holding		Holding		Fair
(in thousands)	Cost		Gains		Losses		Value
Available-for-sale debt securities:
Obligations of state and political subdivisions	$	146,812	$	567	$	1,380	$	145,999
U.S. government/government-sponsored agencies:
Collateralized mortgage obligations - residential		36,100		73		516		35,657
Collateralized mortgage obligations - commercial		76,396		-		978		75,418
Mortgage-backed securities		22,254		174		117		22,311
Corporate debt securities		4,000		58		-		4,058
Asset-backed securities		3,100		3		17		3,086
Negotiable certificates of deposit		2,924		6		-		2,930
Total available-for-sale debt securities	$	291,586	$	881	$	3,008	$	289,459

Except for securities of U.S. government and government-sponsored agencies there were

securities of any individual issuer that exceeded

10.0%

of shareholders’ equity at

June 30, 2018.

June 30, 2018

and

December

31,

2017,

securities with a carrying amount of

$284.6

million and

$282.3

million, respectively, were pledged as collateral to secure public deposits and for other purposes.

The following table presents the maturity information of FNCB’s available-for-sale debt securities at

June 30, 2018.

Expected maturities will differ from contractual maturity because issuers

may

have the right to call or prepay obligations with or without call or prepayment penalties. Because collateralized mortgage obligations, mortgage-backed securities and asset-backed securities are

not

due at a single maturity date, they are

not

included in the maturity categories in the following maturity summary:

	June 30, 2018
	Amortized		Fair
(in thousands)	Cost		Value
Amounts maturing in:
One year or less	$	496	$	495
After one year through five years		54,566		53,649
After five years through ten years		102,255		99,240
After ten years		4,068		3,933
Asset-backed securities		2,388		2,355
Collateralized mortgage obligations		111,363		107,035
Mortgage-backed securities		24,666		24,156
Total	$	299,802	$	290,863

Gross proceeds from the sale of available-for-sale debt securities were

$4.6

million for the

three

and

six

months ended

June 30, 2018,

with gross losses of

thousand realized upon the sales. There were

gains realized upon the sales for the

three

and

six

months ended

June 30, 2018.

Gross proceeds from the sale of available-for-sale debt securities were

$53.3

million and

$76.5

million for the

three

and

six

months ended

June 30, 2017,

respectively, with gross gains of

$736

thousand and

$1,014

thousand, respectively, realized upon the sales. Gross losses realized upon the sales were

$43

thousand for the

three

and

six

months ended

June 30, 2017.

The following tables present the number, fair value and gross unrealized losses of available-for-sale debt securities with unrealized losses at

June 30, 2018

and

December 31, 2017,

aggregated by investment category and length of time the securities have been in an unrealized loss position.

	June 30, 2018
	Less than 12 Months						12 Months or Longer						Total
	Number				Gross		Number				Gross		Number				Gross
	of		Fair		Unrealized		of		Fair		Unrealized		of		Fair		Unrealized
(dollars in thousands)	Securities		Value		Losses		Securities		Value		Losses		Securities		Value		Losses
Obligations of state and political subdivisions		109	$	121,305	$	2,492		27	$	26,559	$	1,523		136	$	147,864	$	4,015
U.S. government/government-sponsored agencies:
Collateralized mortgage obligations - residential		14		32,961		1,183		1		16		-		15		32,977		1,183
Collateralized mortgage obligations - commercial		23		63,283		2,578		2		9,790		567		25		73,073		3,145
Mortgage-backed securities		8		18,650		405		2		1,985		126		10		20,635		531
Corporate debt securities		3		3,957		43		-		-		-		3		3,957		43
Asset-backed securities		1		492		3		1		1,863		30		2		2,355		33
Negotiable certificates of deposit		12		2,905		19		-		-		-		12		2,905		19
Total		170	$	243,553	$	6,723		33	$	40,213	$	2,246		203	$	283,766	$	8,969

	December 31, 2017
	Less than 12 Months						12 Months or Longer						Total
	Number				Gross		Number				Gross		Number				Gross
	of		Fair		Unrealized		of		Fair		Unrealized		of		Fair		Unrealized
(dollars in thousands)	Securities		Value		Losses		Securities		Value		Losses		Securities		Value		Losses
Obligations of state and political subdivisions		56	$	65,056	$	497		26	$	24,595	$	883		82	$	89,651	$	1,380
U.S. government/government-sponsored agencies:
Collateralized mortgage obligations - residential		10		24,686		516		1		53		-		11		24,739		516
Collateralized mortgage obligations - commercial		22		64,344		672		2		10,076		306		24		74,420		978
Mortgage-backed securities		4		8,454		56		2		2,058		61		6		10,512		117
Corporate debt securities		-		-		-		-		-		-		-		-		-
Asset-backed securities		1		2,443		17		-		-		-		1		2,443		17
Negotiable certificates of deposit		1		247		-		-		-		-		1		247		-
Total		94	$	165,230	$	1,758		31	$	36,782	$	1,250		125	$	202,012	$	3,008

not

management intends to sell the security, and whether it is more likely than

not

that FNCB will be required to sell the security prior to recovery of its amortized cost.

There were

203

securities in an unrealized loss position at

June 30, 2018,

including

136

obligations of state and political subdivisions,

securities issued by a U.S. government or government-sponsored agency,

negotiable certificates of deposit,

two

asset-backed securities and

three

corporate bonds. Management performed a review of all securities in an unrealized loss position as of

June

30,2018,

and determined that movements in the fair values of the securities were consistent with changes in market interest rates. In addition, as part of its review, management noted that there was

material change in the credit quality of any of the issuers or any other event or circumstance that

may

cause a significant adverse effect on the fair value of these securities. Moreover, to date, FNCB has received all scheduled principal and interest payments and expects to fully collect all future contractual principal and interest payments on all securities in an unrealized loss position at

June 30, 2018.

FNCB does

not

intend to sell the securities, nor is it more likely than

not

that it will be required to sell the securities, prior to recovery of their amortized cost. Based on the results of its review and considering the attributes of these debt securities, management concluded that the individual unrealized losses were temporary and OTTI did

not

exist at

June 30, 2018.

Equity Securities

FNCB’s investment in equity securities is comprised entirely of a mutual fund investment comprised of

one

- to

four

-family residential mortgage-backed securities collateralized by properties within FNCB’s geographical market. At

December 31, 2017,

this mutual fund had an amortized cost of

$1.0

million and an unrealized loss of

$82

thousand, resulting in a fair value of

$918

thousand. In accordance with ASU

2016

01,

Financial Instruments – Overall (Subtopic

825

): “Recognition and Measurement of Financial Assets and Financial Liabilities” which became effective

January 1, 2018,

FNCB will recognize any changes in the fair value of this equity security in the consolidated statements of income on a prospective basis. As a result of the adoption of this new accounting guidance on

January 1, 2018,

FNCB recorded a

one

-time reclassification between retained earnings and accumulated other comprehensive loss for the unrealized loss on this mutual fund, net of taxes, of

$65

thousand. During the

three

and

six

months ended

June 30, 2018,

the fair value of this equity security declined by

thousand and

$26

thousand, respectively, which is included in net loss on equity securities in the consolidated statements of income. The following table presents unrealized and realized gains and losses recognized in net income on equity securities for the

six

months ended

June 30, 2018.

For the Six Months Ended June 30,
(in thousands)	2018
Net losses recognized on equity securities	$	(26	)
Less: net gains (losses) recognized on equity securities sold		-
Unrealized losses on equity securities held	$	(26	)

Restricted Securities

The following table presents FNCB’s investment in restricted securities at

June 30, 2018

and

December 31, 2017.

Restricted securities have limited marketability and are carried at cost:

	June 30,		December 31,
(in thousands)	2018		2017
Stock in Federal Home Loan Bank of Pittsburgh	$	7,954	$	2,753
Stock in Atlantic Community Bankers Bank		10		10
Total restricted securities, at cost	$	7,964	$	2,763

Management noted

indicators of impairment for the Federal Home Loan Bank (“FHLB”) of Pittsburgh or Atlantic Community Bankers Bank stock at

June 30, 2018

and

December 31, 2017.

Equity Securities without Readily Determinable Fair Values

FNCB owns a

$1.7

million investment in the common stock of a privately-held bank holding company. The common stock was purchased during

2017

as part of a private placement pursuant to an exemption from the registration requirements of the Securities Act of

1933

for offerings

not

involving any public offering. The common stock of such bank holding company is

not

currently traded on any established market, and is

not

expected to be traded in the near future on any securities exchange or established over-the-counter market. FNCB has elected to account for this transaction as an investment in an equity security without a readily determinable fair value. An equity security without a readily determinable fair value shall be written down to its fair value if a qualitative assessment indicates that the investment is impaired and the fair value of the investment is less than its carrying value. The

$1.7

million investment is included in other assets in the consolidated statements of financial condition at

June 30, 2018.

As part of its qualitative assessment, management engaged an independent

third

party to provide a valuation of this investment as of

June 30, 2018,

which indicated that the investment was

not

impaired. Management determined that

adjustment for impairment was required at

June 30, 2018.

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Note 4 - Loans

6 Months Ended

Jun. 30, 2018

Loans, Notes, Trade and Other Receivables Disclosure [Text Block]

Note

Loans

The following table summarizes loans receivable, net, by category at

June 30, 2018

and

December 31, 2017:

	June 30,			December 31,
(in thousands)	2018			2017
Residential real estate	$	168,827		$	158,020
Commercial real estate		260,119			261,783
Construction, land acquisition and development		23,340			20,981
Commercial and industrial		167,001			150,103
Consumer		179,088			134,653
State and political subdivisions		52,954			42,529
Total loans, gross		851,329			768,069
Unearned income		(75	)		(80	)
Net deferred loan costs		4,137			2,654
Allowance for loan and lease losses		(9,459	)		(9,034	)
Loans, net	$	845,932		$	761,609

“Related Party Transactions” to these consolidated financial statements.

FNCB originates

one

- to

four

-family mortgage loans for sale in the secondary market. During the

three

and

six

months ended

June 30, 2018,

one

- to

four

-family mortgages sold on the secondary market were

$2.1

million and

$5.0

million, respectively. Net gains on the sale of residential mortgage loans for the

three

and

six

months ended

June 30, 2018

were

$51

thousand and

$100

thousand, respectively, and

$110

thousand and

$135

thousand, respectively, for the comparable periods of

2017.

FNCB retains servicing rights on these mortgages. At

June 30, 2018

and

December 31, 2017,

there were

$629

thousand and

$1.1

million

one

- to

four

-family residential mortgage loans held for sale, respectively.

During the

three

and

six

months ended

June 30, 2018,

FNCB sold the guaranteed principal balance of loans that were guaranteed by the Small Business Administration (“SBA”) totaling

$0.8

million and

$5.7

million, respectively. Net gains of

$71

thousand and

$322

thousand were realized upon the sales and included in non-interest income for the

three

and

six

months ended

June 30, 2018,

respectively. FNCB retained the servicing rights on these loans. For both the

three

and

six

months ended

June 30, 2017,

FNCB sold the guaranteed balance of loans of

$0.6

million and realized net gains on the sales of

$56

thousand. The unpaid principal balance of loans serviced for others, including residential mortgages and SBA guaranteed loans were

$108.5

million at

June 30, 2018

and

$103.0

million at

December 31, 2017.

FNCB does

not

have any lending programs commonly referred to as subprime lending. Subprime lending generally targets borrowers with weakened credit histories typically characterized by payment delinquencies, previous charge-offs, judgments, and bankruptcies, or borrowers with questionable repayment capacity as evidenced by low credit scores or high debt-burden ratios.

There were

material changes to the risk characteristics of FNCB’s loan segments, loan classification and credit grading systems and methodology for determining the adequacy of the ALLL during the

six

months ended

June 30, 2018.

Refer to Note

“Summary of Significant Accounting Policies” to FNCB’s consolidated financial statements included in the

2017

Annual Report on Form

-K for information about the risk characteristics related to FNCB’s loan segments, loan classification and credit grading systems and methodology for determining the adequacy of the ALLL.

may

be susceptible to significant revisions based upon changes in economic and real estate market conditions. Actual loan losses

may

be significantly more than the established ALLL, which could have a material negative effect on FNCB’s operating results or financial condition. While management uses the best information available to make its evaluations, future adjustments to the ALLL

may

be necessary if conditions differ substantially from the information used in making the evaluations. Banking regulators, as an integral part of their examination of FNCB, also review the ALLL, and

may

require, based on their judgments about information available to them at the time of their examination, that certain loan balances be charged off or require that adjustments be made to the ALLL.

The following table summarizes activity in the ALLL by loan category for the

three

and

six

months ended

June 30, 2018

and

2017:

							Construction,
							Land									State and
	Residential			Commercial			Acquisition and			Commercial						Political
(in thousands)	Real Estate			Real Estate			Development			and Industrial			Consumer			Subdivisions			Total
Three months ended June 30, 2018:
Allowance for loan losses:

Beginning balance, April 1, 2018	$	1,249		$	3,342		$	256		$	2,505		$	1,822		$	388		$	9,562
Charge-offs		-			(1,126	)		-			(4	)		(180	)		-			(1,310	)
Recoveries		121			2			-			75			129			-			327
Provisions (credits)		(169	)		889			(5	)		(121	)		235			51			880
Ending balance, June 30, 2018	$	1,201		$	3,107		$	251		$	2,455		$	2,006		$	439		$	9,459

Three months ended June 30, 2017:
Allowance for loan losses:

Beginning balance, April 1, 2017	$	1,144		$	3,501		$	223		$	1,679		$	1,410		$	349		$	8,306
Charge-offs		(31	)		(29	)		-			(317	)		(88	)		-			(465	)
Recoveries		11			1			-			110			85			-			207
Provisions (credits)		24			(451	)		13			841			35			(41	)		421
Ending balance, June 30, 2017	$	1,148		$	3,022		$	236		$	2,313		$	1,442		$	308		$	8,469

Six months ended June 30, 2018:
Allowance for loan losses:

Beginning balance, January 1, 2018	$	1,236		$	3,499		$	209		$	2,340		$	1,395		$	355		$	9,034
Charge-offs		(63	)		(1,126	)		-			(81	)		(440	)		-			(1,710	)
Recoveries		127			3			30			147			228			-			535
Provisions (credits)		(99	)		731			12			49			823			84			1,600
Ending balance, June 30, 2018	$	1,201		$	3,107		$	251		$	2,455		$	2,006		$	439		$	9,459

Six months ended June 30, 2017:
Allowance for loan losses:

Beginning balance, January 1, 2017	$	1,171		$	3,297		$	268		$	1,736		$	1,457		$	490		$	8,419
Charge-offs		(80	)		(29	)		-			(347	)		(306	)		-			(762	)
Recoveries		12			5			421			179			252			-			869
Provisions (credits)		45			(251	)		(453	)		745			39			(182	)		(57	)
Ending balance, June 30, 2017	$	1,148		$	3,022		$	236		$	2,313		$	1,442		$	308		$	8,469

The following table represents the allocation of the ALLL and the related loan balance, by loan category, disaggregated based on the impairment methodology at

June 30, 2018

and

December 31, 2017:

					Construction,
					Land						State and
	Residential		Commercial		Acquisition and		Commercial				Political
(in thousands)	Real Estate		Real Estate		Development		and Industrial		Consumer		Subdivisions		Total
June 30, 2018
Allowance for loan losses:
Individually evaluated for impairment	$	8	$	86	$	-	$	600	$	2	$	-	$	696
Collectively evaluated for impairment		1,193		3,021		251		1,855		2,004		439		8,763
Total	$	1,201	$	3,107	$	251	$	2,455	$	2,006	$	439	$	9,459

Loans receivable:
Individually evaluated for impairment	$	1,801	$	8,464	$	83	$	793	$	388	$	-	$	11,529
Collectively evaluated for impairment		167,026		251,655		23,257		166,208		178,700		52,954		839,800
Total	$	168,827	$	260,119	$	23,340	$	167,001	$	179,088	$	52,954	$	851,329

December 31, 2017
Allowance for loan losses:
Individually evaluated for impairment	$	33	$	138	$	-	$	600	$	2	$	-	$	773
Collectively evaluated for impairment		1,203		3,361		209		1,740		1,393		355		8,261
Total	$	1,236	$	3,499	$	209	$	2,340	$	1,395	$	355	$	9,034

Loans receivable:
Individually evaluated for impairment	$	1,902	$	8,164	$	85	$	795	$	395	$	-	$	11,341
Collectively evaluated for impairment		156,118		253,619		20,896		149,308		134,258		42,529		756,728
Total	$	158,020	$	261,783	$	20,981	$	150,103	$	134,653	$	42,529	$	768,069

Credit Quality Indicators – Commercial Loans

not

individually risk rated, and construction, land acquisition and development loans include residential construction loans which are also

not

individually risk rated. These loans are monitored on a pool basis due to their homogeneous nature as described in “Credit Quality Indicators – Other Loans” below. FNCB risk rates certain residential real estate loans and consumer loans that are part of a larger commercial relationship using a credit grading system as described in “Credit Quality Indicators – Commercial Loans.” The grading system contains the following basic risk categories:

Minimal Risk

Above Average Credit Quality

Average Risk

Acceptable Risk

Pass - Watch

Special Mention

Substandard - Accruing

Substandard - Non-Accrual

Doubtful

10.

Loss

This analysis is performed on a quarterly basis using the following definitions for risk ratings:

Pass – Assets rated

through

are considered pass ratings. These assets show

current or potential problems and are considered fully collectible. All such loans are evaluated collectively for ALLL calculation purposes. However, accruing loans restructured under a troubled debt restructuring (“TDRs”) that have been performing for an extended period, do

not

represent a higher risk of loss, and have been upgraded to a pass rating are evaluated individually for impairment.

Special Mention – Assets classified as special mention do

not

currently expose FNCB to a sufficient degree of risk to warrant an adverse classification but do possess credit deficiencies or potential weaknesses deserving close attention. Special mention assets have a potential weakness or pose an unwarranted financial risk which, if

not

corrected, could weaken the asset and increase risk in the future.

not

corrected.

Loss – Assets classified as loss are those considered uncollectible and of such little value that their continuance as assets is

not

warranted.

Credit Quality Indicators – Other Loans

Certain residential real estate loans, consumer loans, and commercial indirect auto loans are monitored on a pool basis due to their homogeneous nature. Loans that are delinquent

days or more are placed on non-accrual status unless collection of the loan is in process and reasonably assured. FNCB utilizes accruing versus non-accrual status as the credit quality indicator for these loan pools.

The following tables present the recorded investment in loans receivable by loan category and credit quality indicator at

June 30, 2018

and

December 31, 2017:

	Credit Quality Indicators
	June 30, 2018
	Commercial Loans												Other Loans
			Special								Subtotal		Accruing		Non-accrual		Subtotal		Total
(in thousands)	Pass		Mention		Substandard		Doubtful		Loss		Commercial		Loans		Loans		Other		Loans
Residential real estate	$	34,346	$	411	$	134	$	-	$	-	$	34,891	$	133,602	$	334	$	133,936	$	168,827
Commercial real estate		246,509		2,253		11,357		-		-		260,119		-		-		-		260,119
Construction, land acquisition and development		20,990		324		575		-		-		21,889		1,451		-		1,451		23,340
Commercial and industrial		157,690		649		2,353		-		-		160,692		6,309		-		6,309		167,001
Consumer		2,040		35		-		-		-		2,075		176,724		289		177,013		179,088
State and political subdivisions		51,768		1,020		102		-		-		52,890		64		-		64		52,954
Total	$	513,343	$	4,692	$	14,521	$	-	$	-	$	532,556	$	318,150	$	623	$	318,773	$	851,329

	Credit Quality Indicators
	December 31, 2017
	Commercial Loans												Other Loans
			Special								Subtotal		Accruing		Non-accrual		Subtotal		Total
(in thousands)	Pass		Mention		Substandard		Doubtful		Loss		Commercial		Loans		Loans		Other		Loans
Residential real estate	$	27,186	$	421	$	62	$	-	$	-	$	27,669	$	129,887	$	464	$	130,351	$	158,020
Commercial real estate		245,779		2,461		13,543		-		-		261,783		-		-		-		261,783
Construction, land acquisition and development		18,280		330		6		-		-		18,616		2,365		-		2,365		20,981
Commercial and industrial		142,019		479		1,597		-		-		144,095		6,008		-		6,008		150,103
Consumer		1,731		-		34		-		-		1,765		132,584		304		132,888		134,653
State and political subdivisions		42,040		-		396		-		-		42,436		93		-		93		42,529
Total	$	477,035	$	3,691	$	15,638	$	-	$	-	$	496,364	$	270,937	$	768	$	271,705	$	768,069

$3.5

million and

$2.6

million at

June 30, 2018

and

December 31, 2017,

respectively. Generally, loans are placed on non-accrual status when they become

days or more delinquent and remain on non-accrual status until they are brought current, have

six

months of performance under the loan terms, and factors indicating reasonable doubt about the timely collection of payments

longer exist. Therefore, loans

may

be current in accordance with their loan terms, or

may

be less than

days delinquent, and still be on a non-accrual status. There were

loans past due

days or more and still accruing at

June 30, 2018

and

December 31, 2017.

The following tables present the delinquency status of past due and non-accrual loans at

June 30, 2018

and

December 31, 2017:

	June 30, 2018
	Delinquency Status
	0-29 Days		30-59 Days		60-89 Days		>/= 90 Days
(in thousands)	Past Due		Past Due		Past Due		Past Due		Total
Performing (accruing) loans:
Residential real estate	$	167,523	$	827	$	20	$	-	$	168,370
Commercial real estate		258,268		-		-		-		258,268
Construction, land acquisition and development		23,257		-		83		-		23,340
Commercial and industrial		165,873		223		33		-		166,129
Consumer		177,430		1,104		265		-		178,799
State and political subdivisions		52,954		-		-		-		52,954
Total performing (accruing) loans		845,305		2,154		401		-		847,860

Non-accrual loans:
Residential real estate		317		-		-		140		457
Commercial real estate		1,126		-		-		725		1,851
Construction, land aquisition and development		-		-		-		-		-
Commercial and industrial		750		-		83		39		872
Consumer		50		68		53		118		289
State and political subdivisions		-		-		-		-		-
Total non-accrual loans		2,243		68		136		1,022		3,469

Total loans receivable	$	847,548	$	2,222	$	537	$	1,022	$	851,329

	December 31, 2017
	Delinquency Status
	0-29 Days		30-59 Days		60-89 Days		>/= 90 Days
(in thousands)	Past Due		Past Due		Past Due		Past Due		Total
Performing (accruing) loans:
Residential real estate	$	156,701	$	793	$	-	$	-	$	157,494
Commercial real estate		260,276		70		473		-		260,819
Construction, land acquisition and development		20,954		27		-		-		20,981
Commercial and industrial		149,046		185		88		-		149,319
Consumer		133,034		1,028		287		-		134,349
State and political subdivisions		42,529		-		-		-		42,529
Total peforming (accruing) loans		762,540		2,103		848		-		765,491

Non-accrual loans:
Residential real estate		342		63		-		120		525
Commercial real estate		-		-		-		964		964
Construction, land acquisition and development		-		-		-		-		-
Commercial and industrial		750		-		-		35		785
Consumer		25		92		53		134		304
State and political subdivisions		-		-		-		-		-
Total non-accrual loans		1,117		155		53		1,253		2,578

Total loans receivable	$	763,657	$	2,258	$	901	$	1,253	$	768,069

310,

June 30, 2018

and

December 31, 2017.

Non-accrual loans, other than TDRs, with balances less than the

$100

thousand loan relationship threshold are

not

evaluated individually for impairment and accordingly, are

not

included in the following tables. However, these loans are evaluated collectively for impairment as homogenous pools in the general allowance under ASC Topic

450.

Total non-accrual loans, other than TDRs, with balances less than the

$100

thousand loan relationship threshold that were evaluated under ASC Topic

450

amounted to

$0.7

million at

June 30, 2018

and

$0.5

million at

December 31, 2017.

	June 30, 2018
			Unpaid
	Recorded		Principal		Related
(in thousands)	Investment		Balance		Allowance
With no related allowance recorded:
Residential real estate	$	205	$	277	$	-
Commercial real estate		6,160		7,023		-
Construction, land acquisition and development		83		83		-
Commercial and industrial		20		52		-
Consumer		28		29		-
State and political subdivisions		-		-		-
Total impaired loans with no related allowance recorded		6,496		7,464		-

With a related allowance recorded:
Residential real estate		1,596		1,596		8
Commercial real estate		2,304		2,304		86
Construction, land acquisition and development		-		-		-
Commercial and industrial		773		773		600
Consumer		360		360		2
State and political subdivisions		-		-		-
Total impaired loans with a related allowance recorded		5,033		5,033		696

Total impaired loans:
Residential real estate		1,801		1,873		8
Commercial real estate		8,464		9,327		86
Construction, land acquisition and development		83		83		-
Commercial and industrial		793		825		600
Consumer		388		389		2
State and political subdivisions		-		-		-
Total impaired loans	$	11,529	$	12,497	$	696

	December 31, 2017
			Unpaid
	Recorded		Principal		Related
(in thousands)	Investment		Balance		Allowance
With no related allowance recorded:
Residential real estate	$	190	$	216	$	-
Commercial real estate		5,174		5,295		-
Construction, land acquisition and development		85		85		-
Commercial and industrial		21		53		-
Consumer		30		30		-
State and political subdivisions		-		-		-
Total impaired loans with no related allowance recorded		5,500		5,679		-

With a related allowance recorded:
Residential real estate		1,712		1,751		33
Commercial real estate		2,990		2,990		138
Construction, land acquisition and development		-		-		-
Commercial and industrial		774		774		600
Consumer		365		365		2
State and political subdivisions		-		-		-
Total impaired loans with a related allowance recorded		5,841		5,880		773

Total impaired loans:
Residential real estate		1,902		1,967		33
Commercial real estate		8,164		8,285		138
Construction, land acquisition and development		85		85		-
Commercial and industrial		795		827		600
Consumer		395		395		2
State and political subdivisions		-		-		-
Total impaired loans	$	11,341	$	11,559	$	773

The following table presents the average balance of, and interest income recognized on, impaired loans summarized by loan category for the

three

and

six

months ended

June 30, 2018

and

2017:

	Three Months Ended June 30,								Six Months Ended June 30,
	2018				2017				2018				2017
(in thousands)	Average Balance		Interest Income (1)		Average Balance		Interest Income (1)		Average Balance		Interest Income (1)		Average Balance		Interest Income (1)
Residential real estate	$	1,805	$	21	$	1,841	$	21	$	1,837	$	42	$	1,884	$	42
Commercial real estate		7,826		75		7,452		72		7,833		152		6,133		112
Construction, land acquisition and development		84		1		87		1		84		2		123		2
Commercial and industrial		794		1		1,059		9		794		1		879		14
Consumer		389		3		295		3		391		7		296		6
State and political subdivisions		-		-		-		-		-		-		-		-
Total impaired loans	$	10,898	$	101	$	10,734	$	106	$	10,939	$	204	$	9,315	$	176

(

) Interest income represents income recognized on accruing TDRs.

The additional interest income that would have been earned on non-accrual and restructured loans had these loans performed in accordance with their original terms approximated

$45

thousand and

$85

thousand for the

three

and

six

months ended

June 30, 2018,

respectively, and

$39

thousand and

$66

thousand for the

three

and

six

months ended

June 30, 2017,

respectively.

Troubled Debt Restructured Loans

TDRs at

June 30, 2018

and

December 31, 2017

were

$9.6

million and

$10.2

million, respectively. Accruing and non-accruing TDRs were

$8.7

million and

$0.9

million, respectively at

June 30, 2018,

and

$9.3

million and

$0.9

million, respectively at

December 31, 2017.

Approximately

$696

thousand and

$750

thousand in specific reserves have been established for TDRs as of

June 30, 2018,

and

December 31, 2017,

respectively. FNCB was

not

committed to lend additional funds to any loan classified as a TDR at

June 30, 2018.

The modification of the terms of such loans

may

include

one

or a combination of the following, among others: a reduction of the stated interest rate of the loan, an extension of the maturity date, capitalization of real estate taxes, a payment modification under a forbearance agreement, or a permanent reduction of the recorded investment in the loan.

There were

loans modified as TDRs during the

three

and

six

months ended

June 30, 2018.

The following tables present the pre- and post-modification recorded investment in loans modified as TDRs and type of modifications made during the

three

and

six

months ended

June 30, 2017.

	Three Months Ended June 30, 2017
			Pre-Modification Outstanding Recorded Investment by Type of Modification								Post-Modification
(in thousands)	Number of Contracts		Forebearance		Extension of Term		Extension of Term and Forebearance		Total		Outstanding Recorded Investment
Troubled debt restructurings:
Residential real estate		1	$	-	$	63	$	-	$	63	$	63
Commercial real estate		7		1,228		-		-		1,228		1,228
Construction, land acquisition and development		-		-		-		-		-		-
Commercial and industrial		3		1,125		-		25		1,150		1,150
Consumer		-		-		-		-		-		-
States and political subdivisions		-		-		-		-		-		-
Total new troubled debt restructurings		11	$	2,353	$	63	$	25	$	2,441	$	2,441

	Six Months Ended June 30, 2017
			Pre-Modification Outstanding Recorded Investment by Type of Modification								Post-Modification
(in thousands)	Number of Contracts		Forebearance		Extension of Term		Extension of Term and Forebearance		Total		Outstanding Recorded Investment
Troubled debt restructurings:
Residential real estate		1	$	-	$	63	$	-	$	63	$	63
Commercial real estate		8		5,250		-		-		5,250		5,250
Construction, land acquisition and development		-		-		-		-		-		-
Commercial and industrial		4		1,820		-		25		1,845		1,845
Consumer		-		-		-		-		-		-
States and political subdivisions		-		-		-		-		-		-
Total new troubled debt restructurings		13	$	7,070	$	63	$	25	$	7,158	$	7,158

There were

six

loan relationships modified as TDRs during the

six

months ended

June 30, 2017,

which incorporated a total of

thirteen

individual loans. There were

three

loan relationships, comprised of

eight

commercial real estate loans totaling

$5.3

million, and

two

loan relationships comprised of

four

commercial and industrial loans totaling

$1.8

million, that were modified under varying forms of forbearance agreements during the

six

months ended

June 30, 2017.

In addition, there was

one

residential real estate loan in the amount of

$63

thousand that had its terms extended under a TDR. The commercial real estate modifications included a principal forbearance agreement for

one

loan in the amount of

$4.0

million and reductions in required monthly principal payments resulting in balloon payments due at maturity for

seven

loans to

two

borrowers aggregating

$1.2

million. The

four

commercial and industrial loan modifications involved the delay of required principal and interest payments for predefined time periods. In addition, a charge-off in the amount of

$0.3

million was recorded as part of the modification of

three

commercial and industrial loans aggregating

$1.8

million to

one

borrower.

There were

TDRs modified within the previous

months that defaulted (defined as past due

days or more) during the

three

and

six

months ended

June 30, 2018.

There was

one

construction, land acquisition and development loan in the amount of

$10

thousand that was modified during the previous

months that defaulted during the

six

months ended

June 30, 2017.

Residential Real Estate Loan Foreclosures

There were

three

consumer mortgage loans secured by residential real estate properties with

aggregate recorded investment in the process of foreclosure at

June 30, 2018.

For the

three

and

six

months ended

June 30, 2018,

there were

residential real estate properties foreclosed upon, and there was

one

residential real estate property with an aggregate carrying value of

$63

thousand included in OREO at

June 30, 2018.

There were

two

consumer mortgage loans secured by residential real estate properties with an aggregate recorded investment of

$89

thousand that were in the process of foreclosure at

June 30, 2017.

There was

one

residential real estate property with a carrying value of

$80

thousand that was foreclosed upon during the

three

months ended

June 30, 2017.

For the

six

months ended

June 30, 2017,

there were

two

residential real estate properties with an aggregate carrying value of

$125

thousand that were foreclosed upon. Of the

two

loans foreclosed upon during the

six

months ended

June 30, 2017,

one

was an investor-owned residential real estate property with a carrying value of

$45

thousand. There were

four

residential real estate properties with an aggregate carrying value of

$166

thousand included in OREO at

June 30, 2017.

The entire disclosure for claims held for amounts due a entity, excluding financing receivables. Examples include, but are not limited to, trade accounts receivables, notes receivables, loans receivables. Includes disclosure for allowance for credit losses.

+ References + Details

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Note 5 - Borrowed Funds

6 Months Ended

Jun. 30, 2018

Debt Disclosure [Text Block]

Note

Borrowed Funds

-day borrowings.

$469.3

million and

$448.2

million at

June 30, 2018

and

December 31, 2017,

respectively, were pledged to collateralize borrowings under this agreement. FNCB’s maximum borrowing capacity was

$328.6

million at

June 30, 2018,

of which

$101.7

million in fixed-rate advances having original maturities between

three

months and

five

years, as well as

$72.6

million in overnight advances, were outstanding. At

June 30, 2018,

FNCB also had

$39.5

million in deposit letters of credit outstanding, which are used to provide pledging for public deposits. In addition to pledging loans, FNCB is required to purchase FHLB of Pittsburgh stock based upon the amount of advances and letters of credit outstanding.

(in thousands)	June 30, 2018		December 31, 2017
FHLB of Pittsburgh advances - overnight	$	72,590	$	-
FHLB of Pittsburgh advances - term		101,661		44,968
Subtotal FHLB of Pittsburgh advances		174,251		44,968
Subordinated debentures		5,000		5,000
Junior subordinated debentures		10,310		10,310
Total borrowed funds	$	189,561	$	60,278

Advances from the FHLB of Pittsburgh were

$174.3

million as of

June 30, 2018,

an increase of

$129.3

million, or

287.5%,

from

$45.0

million at

December 31, 2017.

The increase in FHLB borrowings during the

first

six

months of

2018

was used primarily to fund growth in interest-earning assets.

There have been

other material changes in the status of FNCB’s borrowed funds during the

six

months ended

June 30, 2018.

For additional information related to FNCB’s borrowings, refer to Note

“Borrowed Funds”, to the consolidated financial statements included in FNCB’s Annual Report on Form

-K for the year ended

December 31, 2017.

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Note 6 - Income Taxes

6 Months Ended

Jun. 30, 2018

Income Tax Disclosure [Text Block]

Note

Income Taxes

December 22, 2017,

President Trump signed into law H.R

An Act to provide for reconciliation pursuant to titles II and V of the concurrent resolution on the budget for fiscal year

2018,

originally introduced in Congress and informally known as the “Tax Cuts and Jobs Act,” which among other things, reduced the maximum federal corporate income tax rate from

35.0%

21.0%

effective

January 1, 2018.

The following table presents a reconciliation between the effective income tax expense and the income tax expense that would have been provided at the federal statutory tax rate of

21.0%

for the

three

and

six

months ended

June 30, 2018

and

34.0%

for the

three

and

six

months ended

June 30, 2017:

	For the Three Months Ended June 30,												For the Six Months Ended June 30,
	2018						2017						2018						2017
(in thousands)	Amount			%			Amount			%			Amount			%			Amount			%
Provision at statutory tax rates	$	613			21.00	%	$	919			34.00	%	$	1,126			21.00	%	$	1,940			34.00	%
Add (deduct):
Tax effects of non-taxable income		(92	)		(3.16	%)		(112	)		(4.14	%)		(170	)		(3.18	%)		(234	)		(4.10	%)
Non-deductible interest expense		4			0.13	%		3			0.09	%		6			0.11	%		6			0.10	%
Bank-owned life insurance		(29	)		(1.00	%)		(46	)		(1.70	%)		(57	)		(1.06	%)		(92	)		(1.61	%)
Other items, net		12			0.43	%		146			5.43	%		29			0.54	%		96			1.69	%
Income tax expense	$	508			17.40	%	$	910			33.68	%	$	934			17.41	%	$	1,716			30.08	%

FNCB had net deferred tax assets of

$16.3

million at

June 30, 2018,

of which

$8.5

million was related to

$40.5

million in net operating loss carryovers. At

December 31, 2017,

FNCB’s net deferred tax assets were

$15.8

million.

Management evaluates the carrying amount of its deferred tax assets on a quarterly basis, or more frequently if necessary, in accordance with guidance set forth in ASC Topic

740

“Income Taxes,” and applies the criteria in the guidance to determine whether it is more likely than

not

that some portion, or all, of the deferred tax asset will

not

be realized within its life cycle, based on the weight of available evidence. In evaluating available evidence, management considers, among other factors, historical financial performance, expectation of future earnings, the ability to carry back losses to recoup taxes previously paid, length of statutory carry forward periods, experience with operating loss and tax credit carry forwards

not

expiring unused, tax planning strategies and timing of reversals of temporary differences. In assessing the need for a valuation allowance, management carefully weighs both positive and negative evidence currently available. The weight given to the potential effect of positive and negative evidence must be commensurate with the extent to which it can be objectively verified. If management determines, based on available evidence, both positive and negative, that it is more likely than

not

that some portion or all of the deferred tax asset will

not

be realized in future periods, a valuation allowance is calculated and recorded. These determinations are inherently subjective and depend upon management’s estimates and judgments used in their evaluation of both positive and negative evidence.

Management performed an evaluation of FNCB’s deferred tax assets at

June 30, 2018

taking into consideration all available positive and negative evidence at that time. Based on this evaluation, management believes that FNCB’s future taxable income will be sufficient to utilize deferred tax assets. Accordingly, a valuation allowance for deferred tax assets was

not

required at

June 30, 2018

and

December 31, 2017.

XML 25 R15.htm IDEA: XBRL DOCUMENT

Note 7 - Related Party Transactions

6 Months Ended

Jun. 30, 2018

Note

Related Par

ty Transactions

In conducting its business, FNCB has engaged in, and intends to continue to engage in, banking and financial transactions with directors, executive officers and their related parties.

three

and

six

months ended

June 30, 2018

and

2017:

	For the Three Months Ended						For the Six Months Ended
	June 30,						June 30,
(in thousands)	2018			2017			2018			2017
Balance, beginning of period	$	65,884		$	44,189		$	55,576		$	42,007
Additions, new loans and advances		11,946			10,562			43,115			36,772
Repayments		(8,004	)		(13,326	)		(28,865	)		(37,354	)
Balance, end of period	$	69,826		$	41,425		$	69,826		$	41,425

June 30, 2018,

there were

loans made to directors, executive officers and their related parties that were

not

performing in accordance with the terms of the loan agreements.

Deposits from directors, executive officers and their related parties held by the Bank at

June 30, 2018

and

December

31,

2017

amounted to

$83.3

million and

$139.2

million, respectively, a decrease of

$55.9

million. The decrease was due to cyclical outflows from several large commercial deposit relationships that are owned by, or a related party to, certain directors. Interest paid on the deposits amounted to

$157

thousand and

$131

thousand, respectively, for the

six

months ended on

June 30, 2018

and

2017.

In the course of its operations, FNCB acquires goods and services from, and transacts business with, various companies of related parties, which include, but are

not

limited to, employee health insurance, fidelity bond and errors and omissions insurance, legal services, and repair of repossessed automobiles for resale. FNCB recorded payments to related parties for goods and services of

$0.6

million and

$1.0

million for the

three

and

six

months ended

June 30, 2018,

respectively, and

$0.6

million and

$1.1

million for the respective periods of

2017.

Subordinated notes (the “Notes”) held by directors and/or their related parties totaled

$3.1

million at both

June 30, 2018

and

December

31,

2017.

Regular quarterly interest payments on the Notes paid by FNCB to its directors and/or their related parties totaled

$35

thousand and

$70

thousand for the

three

and

six

months ended

June 30, 2018,

respectively and

$71

thousand and

$140

thousand for the same time periods of

2017.

XML 26 R16.htm IDEA: XBRL DOCUMENT

Note 8 - Contingencies	6 Months Ended
Note 8 - Contingencies	Jun. 30, 2018
Notes to Financial Statements
Commitments and Contingencies Disclosure [Text Block]	Note 8. Contingencies On May 24, 2012, a putative shareholder filed a complaint in the Court of Common Pleas for Lackawanna County (“Shareholder Derivative Suit”) against certain present and former directors and officers of FNCB (the “Individual Defendants”) alleging, inter alia, breach of fiduciary duty, abuse of control, corporate waste, and unjust enrichment. FNCB was named as a nominal defendant. On February 4, 2014, the Court issued a Final Order and Judgment for the matter granting approval of a Stipulation of Settlement (the “Settlement”) and dismissing all claims against FNCB and the Individual Defendants. As part of the Settlement, without admitting any fault, wrongdoing or liability, the Individual Defendants agreed to settle the derivative litigation for $5.0 million. The $5.0 million Settlement payment was made to FNCB on March 28, 2014. The Individual Defendants reserved their rights to indemnification under FNCB’s Articles of Incorporation and Bylaws, resolutions adopted by the Board, the Pennsylvania Business Corporation Law and any and all rights they have against FNCB’s and the Bank’s insurance carriers. In addition, in conjunction with the Settlement, FNCB accrued $2.5 million related to fees and costs of the plaintiff’s attorneys, which was included in non-interest expense in the consolidated statements of income for the year ended December 31, 2013. On April 1, 2014, FNCB paid the $2.5 million related to fees and costs of the plaintiff’s attorneys and partial indemnification of the Individual Defendants in the amount of $2.5 million. Commencing on July 1, 2017, FNCB made partial indemnifications to the Individual Defendants through monthly principal payments, made on behalf of the Individual Defendants, of $25,000 plus accrued interest to First Northern Bank and Trust Co. On April 11, 2018, FNCB indemnified the Individual Defendants by paying in full the $2.5 million, plus accrued interest to First Northern Bank & Trust Co. On September 5, 2012, Fidelity and Deposit Company of Maryland (“F&D”) filed an action against FNCB and the Bank, as well as several current and former officers and directors of FNCB, in the United States District Court for the Middle District of Pennsylvania. F&D has asserted a claim for the rescission of a directors’ and officers’ insurance policy and a bond that it had issued to FNCB. On November 9, 2012, FNCB and the Bank answered the claim and asserted counterclaims for the losses and expenses already incurred by FNCB and the Bank. FNCB and the other defendants are defending the claims and have opposed F&D’s requested relief by way of counterclaims, breaches of contract and bad faith claims against F&D for its failure to fulfill its obligations to FNCB and the Bank under the insurance policy. Discovery is complete and the parties have exchanged expert reports. Dispositive motions have been submitted by the parties and the Court heard oral arguments on the motions on August 9, 2017. FNCB is awaiting the Court’s rulings on the dispositive motions. At this time, FNCB cannot reasonably determine the outcome of potential range of loss, if any, in connection with this matter. FNCB has been subject to tax audits, and is also a party to routine litigation involving various aspects of its business, such as employment practice claims, workers compensation claims, claims to enforce liens, condemnation proceedings on properties in which FNCB holds security interests, claims involving the making and servicing of real property loans and other issues incident to its business, none of which has or is expected to have a material adverse impact on the consolidated financial condition, results of operations or liquidity of FNCB. Except as disclosed in this Note 8 “Contingencies,” there have been no changes in the status of the other litigation disclosed in FNCB’s Annual Report on Form 10 -K for the year ended December 31, 2017.

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Note 9 - Stock Compensation Plans

6 Months Ended

Jun. 30, 2018

Disclosure of Compensation Related Costs, Share-based Payments [Text Block]

Note

Stock Compensation Plans

FNCB has a Long-Term Incentive Compensation Plan (“LTIP”) for directors, executive officers and key employees. The LTIP authorizes up to

1,200,000

shares of common stock for issuance and provides the Board of Directors with the authority to offer several different types of long-term incentives, including stock options, stock appreciation rights, restricted stock, restricted stock units, performance units and performance shares. During the

six

months ended

June 30, 2018

and

2017,

the Board of Directors granted

57,829

and

54,549

shares of restricted stock, respectively, under the LTIP. At

June 30, 2018,

there were

921,069

shares of common stock available for award under the LTIP. For the

six

months ended

June 30, 2018

and

2017,

stock-based compensation expense, which is included in salaries and employee benefits expense in the consolidated statements of income, totaled

$137

thousand and

$167

thousand, respectively. Total unrecognized compensation expense related to unvested restricted stock awards was

$819

thousand and

$608

thousand at

June 30, 2018

and

2017,

respectively.

The following table summarizes the activity related to FNCB’s unvested restricted stock awards during the

three

and

six

months ended

June 30, 2018

and

2017:

	Three Months Ended June 30,										Six Months Ended June 30,
	2018					2017					2018					2017
				Weighted-					Weighted-					Weighted-					Weighted-
				Average					Average					Average					Average
	Restricted			Grant Date		Restricted			Grant Date		Restricted			Grant Date		Restricted			Grant Date
(dollars in thousands)	Shares			Fair Value		Shares			Fair Value		Shares			Fair Value		Shares			Fair Value
Unvested, beginning of period		162,679		$	7.05		142,283		$	6.09		106,129		$	6.23		103,874		$	5.74
Awards granted		-			-		-			-		57,829			8.54		54,549			6.83
Forfeitures		-			-		-			-		(1,279	)		6.88		(5,050	)		5.65
Vestings		(46,358	)		5.93		(35,788	)		5.65		(46,358	)		5.93		(46,878	)		5.90
Unvested, end of period		116,321		$	7.50		106,495		$	6.24		116,321		$	7.50		106,495		$	6.24

not

exceed

1,100,000

shares. Options and rights granted under the Stock Incentive Plan became exercisable

six

months after the date the options were awarded and expire

ten

years after the award date. Upon exercise, the shares are issued from FNCB’s authorized but unissued stock. The Stock Incentive Plan expired on

August 30, 2010.

Accordingly,

further grants will be made under the Stock Incentive Plan.

compensation expense related to options under the Stock Incentive Plan was required to be recorded in the

three

and

six

months ended

June 30, 2018

and

2017.

There have been

changes to the status of FNCB’s Stock Incentive Plan as of or for the

six

months ended

June 30, 2018.

For additional information related to the Stock Incentive Plan, refer to Note

to the consolidated financial statements included in FNCB’s Annual Report on Form

-K for the year ended

December 31, 2017.

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Note 10 - Regulatory Matters/Subsequent Event

6 Months Ended

Jun. 30, 2018

Regulatory Capital Requirements under Banking Regulations [Text Block]

Note

10.

Regulatory Matters/Subsequent Event

FNCB’s ability to pay dividends to its shareholders is largely dependent on the Bank’s ability to pay dividends to FNCB. Bank regulations limit the amount of dividends that

may

be paid without prior approval of the Bank’s regulatory agency. For the

three

and

six

months ended

June 30, 2018,

cash dividends declared and paid by FNCB were

$0.04

per share and

$0.08

per share, respectively, and

$0.03

per share and

$0.06

per share for the same periods of

2017.

FNCB offers a Dividend Reinvestment and Stock Purchase Plan (“DRP”) to its shareholders. Effective

July 1, 2017,

shares acquired under the DRP were purchased in open market transactions. Previously, FNCB issued shares under the DRP from authorized but unissued common shares. In

January 2018,

FNCB elected to continue purchasing dividend reinvestment shares in open market transactions, but decided to issue shares from authorized but unissued common shares for optional cash purchases. Common shares issued under the DRP for the

three

and

six

months ended

June 30, 2018

totaled

4,139

and

12,776,

respectively, and totaled

29,861

and

65,240

for the respective comparable periods of

2017.

Additionally, on

July 26, 2018,

FNCB declared a cash dividend for the

third

quarter of

2018

$0.04

per share, which is payable on

September 17, 2018,

to shareholders of record as of

September 4, 2018.

The following tables present summary information regarding FNCB’s and the Bank’s risk-based capital and related ratios at

June 30, 2018

and

December 31, 2017:

	Consolidated					Bank Only					Minimum Required For Capital Adequacy Purposes			Minimum Required For Capital Adequacy Purposes with Conservation Buffer			Minimum Required To Be Well Capitalized Under Prompt Corrective Action Regulations*
(in thousands)	Amount		Ratio			Amount		Ratio			Ratio			Ratio			Ratio
June 30, 2018

Total capital (to risk-weighted assets)	$	105,477		11.31	%	$	106,594		11.46	%		8.00	%		9.875	%		10.00	%

Tier I capital (to risk-weighted assets)		93,692		10.05	%		96,809		10.41	%		6.00	%		7.875	%		8.00	%

Tier I common equity (to risk-weighted assets)		85,778		9.20	%		96,809		10.41	%		4.50	%		6.375	%		6.50	%

Tier I capital (to average assets)		93,692		7.69	%		96,809		7.96	%		4.00	%		4.000	%		5.00	%

Total risk-weighted assets		932,367					930,273

Total average assets		1,217,970					1,216,360

	Consolidated					Bank Only					Minimum Required For Capital Adequacy Purposes			Minimum Required For Capital Adequacy Purposes with Conservation Buffer			Minimum Required To Be Well Capitalized Under Prompt Corrective Action Regulations*
(in thousands)	Amount		Ratio			Amount		Ratio			Ratio			Ratio			Ratio
December 31, 2017

Total capital (to risk-weighted assets)	$	101,135		12.08	%	$	104,272		12.49	%		8.00	%		9.25	%		10.00	%

Tier I capital (to risk-weighted assets)		89,220		10.66	%		94,856		11.36	%		6.00	%		7.25	%		8.00	%

Tier I common equity (to risk-weighted assets)		81,493		9.74	%		94,856		11.36	%		4.50	%		5.75	%		6.50	%

Tier I capital (to average assets)		89,220		7.74	%		94,856		8.24	%		4.00	%		4.00	%		5.00	%

Total risk-weighted assets		837,032					834,959

Total average assets		1,152,776					1,151,539

*Applies to the Bank only.

The entire disclosure for banks, savings institutions, and credit unions, for regulatory capital requirements imposed by the Federal Reserve System (FRB), the Federal Deposit Insurance Corporation (FDIC), the Office of Thrift Supervision (OTS) or for any state imposed capital requirements, as applicable. The disclosure may include (1) a description of regulatory capital requirements (a) for capital adequacy purposes and (b) established by the prompt corrective action provisions of Section 38 of the Federal Depository Insurance Act; (2) the actual or possible material effects of noncompliance with such requirements; (3) whether the entity is in compliance with the regulatory capital requirements including (a) required and actual ratios and amounts of Tier 1 leverage, Tier 1 risk-based, and total risk-based capital, tangible capital (for savings institutions), and Tier 3 capital for market risk (for certain banks and bank holding companies), (b) factors that may significantly affect capital adequacy; (4) the prompt corrective action category in which the entity was classified as of its most recent notification; (5) whether management believes any conditions or events since notification have changed the entity's category. Also may include additional information that might be disclosed in situations where substantial doubt about the entity's ability to continue as a going concern for a reasonable period of time.

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+ Details

XML 29 R19.htm IDEA: XBRL DOCUMENT

Note 11 - Fair Value Measurements

6 Months Ended

Jun. 30, 2018

Fair Value Disclosures [Text Block]

Note

11.

Fair Value Measurements

The fair value hierarchy gives the highest priority to unadjusted quoted market prices in active markets for identical assets or liabilities (Level

measurement) and the lowest priority to unobservable inputs (Level

measurement). A financial asset or liability’s level within the fair value hierarchy is based on the lowest level of input that is significant to the fair value measurement. The fair value hierarchy is broken down into

three

levels based on the reliability of inputs as follows:

●

Level

valuation is based upon unadjusted quoted market prices for identical instruments traded in active markets.

●

Level

valuation is based upon quoted market prices for similar instruments traded in active markets, quoted market prices for identical or similar instruments traded in markets that are

not

active and model-based valuation techniques for which all significant assumptions are observable in the market or can be corroborated by market data; and

●

Level

valuation is derived from other valuation methodologies including discounted cash flow models and similar techniques that use significant assumptions

not

observable in the market. These unobservable assumptions reflect estimates of assumptions that market participants would use in determining fair value.

A description of the valuation methodologies used for assets recorded at fair value is set forth below.

Available-for-Sale Debt

Securities

inputs), to prepare valuations. Matrix pricing is a mathematical technique widely used in the industry to value debt securities without relying exclusively on quoted prices for the specific securities, but rather by relying on the securities’ relationship to other benchmark quoted securities. The fair value measurements consider observable data that

may

include, among other things, dealer quotes, market spreads, cash flows, the U.S. Treasury yield curve, live trading levels, trade execution data, market consensus prepayment speeds, credit information and the bond’s terms and conditions, and are based on market data obtained from sources independent from FNCB. The Level

investments in FNCB’s portfolio are priced using those inputs that, based on the analysis prepared by the pricing service, reflect the assumptions that market participants would use to price the assets. Management has determined that the Level

designation is appropriate for these securities because, as with most fixed-income securities, those in FNCB’s portfolio are

not

exchange-traded, and such non-exchange-traded fixed income securities are typically priced by correlation to observed market data. FNCB has reviewed the pricing service’s methodology to confirm its understanding that such methodology results in a valuation based on quoted market prices for similar instruments traded in active markets, quoted markets for identical or similar instruments traded in markets that are

not

active and model-based valuation techniques for which the significant assumptions can be corroborated by market data as appropriate to a Level

designation.

may

not

be orderly or reflective of a significant level of activity and volume. For securities meeting these criteria, the quoted prices received from either market participants or an independent pricing service

may

be adjusted, as necessary, to estimate fair value (fair values based on Level

inputs). If applicable, the adjustment to fair value was derived based on present value cash flow model projections obtained from

third

party providers using assumptions similar to those incorporated by market participants.

June 30, 2018,

FNCB owned

three

corporate debt securities with an aggregate amortized cost and fair value of

$4.0

million. The market for these securities at

June 30, 2018

was

not

active and markets for similar securities are also

not

active. FNCB obtained valuations for these securities from a

third

-party service provider that prepared the valuations using a discounted cash flow approach. Management takes measures to validate the service provider’s analysis and is actively involved in the valuation process, including reviewing and verifying the assumptions used in the valuation calculations. Results of a discounted cash flow test are significantly affected by variables such as the estimate of the probability of default, estimates of future cash flows, discount rates, prepayment rates and the creditworthiness of the underlying issuers. FNCB considers these inputs to be unobservable Level

inputs because they are based on estimates about the assumptions market participants would use in pricing this type of asset and developed based on the best information available in the circumstances rather than on observable inputs. As it relates to fair value measurements, once each issuer is categorized and the forecasted default rates have been applied, the expected cash flows are modeled using the variables described above. Discount rates ranging from

6.37%

7.12%

were applied to the expected cash flows to estimate fair value. Management will continue to monitor the market for these securities to assess the market activity and the availability of observable inputs and will continue to apply these controls and procedures to the valuations received from its

third

-party service provider for the period it continues to use an outside valuation service.

Equity Securities

The estimated fair values of equity securities are determined by obtaining quoted prices on nationally recognized exchanges (Level

inputs).

Assets Measured at Fair Value on a Recurring Basis

The following tables present the financial assets that are measured at fair value on a recurring basis at

June 30, 2018

and

December 31, 2017,

and the fair value hierarchy of the respective valuation techniques utilized by FNCB to determine the fair value:

	Fair Value Measurements at June 30, 2018
					Significant		Significant
			Quoted Prices		Other		Other
			in Active Markets		Observable		Unobservable
			for Identical Assets		Inputs		Inputs
(in thousands)	Fair Value		(Level 1)		(Level 2)		(Level 3)
Available-for-sale debt securities:
Obligations of state and political subdivisions	$	150,455	$	-	$	150,455	$	-
U.S. government/government-sponsored agencies:
Collateralized mortgage obligations - residential		33,961		-		33,961		-
Collateralized mortgage obligations - commercial		73,074		-		73,074		-
Mortgage-backed securities		24,156		-		24,156		-
Corporate debt securities		3,957		-		-		3,957
Asset-backed securities		2,355		-		2,355		-
Negotiable certificates of deposit		2,905		-		2,905		-
Total available-for-sale debt securities	$	290,863	$	-	$	286,906	$	3,957

Equity securities:
Mutual fund	$	892	$	892	$	-	$	-

	Fair Value Measurements at December 31, 2017
					Significant		Significant
			Quoted Prices		Other		Other
			in Active Markets		Observable		Unobservable
			for Identical Assets		Inputs		Inputs
(in thousands)	Fair Value		(Level 1)		(Level 2)		(Level 3)
Available-for-sale debt securities:
Obligations of state and political subdivisions	$	145,999	$	-	$	145,999	$	-
U.S. government/government-sponsored agencies:
Collateralized mortgage obligations - residential		35,657		-		35,657		-
Collateralized mortgage obligations - commercial		75,418		-		75,418		-
Mortgage-backed securities		22,311		-		22,311		-
Corporate debt securities		4,058		-		-		4,058
Asset-backed securities		3,086		-		3,086		-
Negotiable certificates of deposit		2,930		-		2,930		-
Total available-for-sale debt securities	$	289,459	$	-	$	285,401	$	4,058

Equity securities:
Mutual fund	$	918	$	918	$	-	$	-

There were

transfers between levels within the fair value hierarchy during the

six

months ended

June 30, 2018

and

2017.

), which consisted entirely of corporate debt securities, for the

six

months ended

June 30, 2018

and

2017.

Fair Value Measurements Using Significant Unobservable Inputs (Level 3)
	Corporate Debt Securities For the Six Months Ended June 30,
(in thousands)	2018			2017
Balance at January 1,	$	4,058		$	3,339
Additions		-			2,000
Payments Received		-			-
Sales		-			-
Total gains or losses (realized/unrealized):
Included in earnings		-			-
Included in other comprehensive (loss) income		(101	)		83
Balance at June 30,	$	3,957		$	5,422

Assets Measured at Fair Value on a Non-Recurring Basis

The following tables present assets and liabilities measured at fair value on a non-recurring basis at

June 30, 2018

and

December 31, 2017,

and additional quantitative information about the valuation techniques and inputs utilized by FNCB to determine fair value. All such assets were measured using Level

inputs.

	June 30, 2018
	Fair Value Measurement						Quantitative Information
	Recorded		Valuation		Fair		Valuation	Unobservable	Value/
(in thousands)	Investment		Allowance		Value		Technique	Inputs	Range
Impaired loans - collateral dependent	$	750	$	600	$	150	Appraisal of collateral	Selling cost		10.0%
Impaired loans - other		4,284		96		4,188	Discounted cash flows	Discount rate	3.7%	-	7.5%
Other real estate owned		63		-		63	Appraisal of collateral	Selling cost		10.0%

	December 31, 2017
	Fair Value Measurement						Quantitative Information
	Recorded		Valuation		Fair		Valuation	Unobservable	Value/
(in thousands)	Investment		Allowance		Value		Technique	Inputs	Range
Impaired loans - collateral dependent	$	1,262	$	636	$	626	Appraisal of collateral	Selling cost		10.0%
Impaired loans - other		4,578		137		4,441	Discounted cash flows	Discount rate	3.7%	-	7.5%
Other real estate owned		1,023		-		1,023	Appraisal of collateral	Selling cost		10.0%

The fair value of collateral-dependent impaired loans is determined through independent appraisals or other reasonable offers, which generally include various Level

inputs which are

not

identifiable. Management reduces the appraised value by the estimated costs to sell the property and

may

make adjustments to the appraised values as necessary to consider any declines in real estate values since the time of the appraisal. For impaired loans that are

not

collateral-dependent, fair value is determined using the discounted cash flow method. When the measure of the impaired loan is less than the recorded investment in the loan, the impairment is recorded through a valuation allowance or is charged off. The amount shown is the balance of impaired loans, net of any charge-offs and the related allowance for loan losses.

OREO properties are recorded at fair value less the estimated cost to sell at the date of FNCB’s acquisition of the property. Subsequent to acquisition of the property, the balance

may

be written down further. It is FNCB’s policy to obtain certified external appraisals of real estate collateral underlying impaired loans and OREO, and estimate fair value using those appraisals. Other valuation sources

may

be used, including broker price opinions, letters of intent and executed sale agreements.

The following table summarizes the estimated fair values of FNCB’s financial instruments at

June 30, 2018

and at

December 31, 2017.

FNCB discloses fair value information about financial instruments, whether or

not

recognized in the statements of financial condition, for which it is practicable to estimate that value. The following estimated fair value amounts have been determined using available market information and appropriate valuation methodologies. However, management judgment is required to interpret data and develop fair value estimates. Accordingly, the estimates below are

not

necessarily indicative of the amounts FNCB could realize in a current market exchange. The use of different market assumptions and/or estimation methodologies

may

have a material effect on the estimated fair value amounts.

During the

first

quarter of

2018,

FNCB adopted ASU

2016

Financial Instruments – Overall (Subtopic

825

): “Recognition and Measurement of Financial Assets and Financial Liabilities”, which among other things, requires a public business entity to base their fair value disclosures for financial instruments that are

not

measured at fair value in the financial statements on the exit price notion. In accordance with this guidance, FNCB has presented the exit price disclosure requirements for the below table on a prospective basis at

June 30, 2018.

The disclosure at

December 31, 2017

continues to be presented utilizing the entry price assumption previously utilized.

	Fair Value	June 30, 2018				December 31, 2017
(in thousands)	Measurement	Carrying Value		Fair Value		Carrying Value		Fair Value
Financial assets
Cash and short term investments	Level 1	$	21,124	$	21,124	$	37,746	$	37,746
Securities available for sale	See previous table		290,863		290,863		289,459		289,459
Equity securities	Level 1		892		892		918		918
Restricted stock	Level 2		7,964		7,964		2,763		2,763
Loans held for sale	Level 2		629		629		1,095		1,095
Loans, net	Level 3		845,932		825,818		761,609		752,222
Accrued interest receivable	Level 2		3,654		3,654		3,234		3,234
Equity securities without readily determinable fair values	Level 3		1,658		1,658		1,658		1,658
Servicing rights	Level 3		338		821		265		774

Financial liabilities
Deposits	Level 2		955,243		953,202		1,002,448		962,586
Borrowed funds	Level 2		174,251		189,420		60,278		60,214
Accrued interest payable	Level 2		331		331		241		241

The entire disclosure for the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined), and the measurements of those instruments as well as disclosures related to the fair value of non-financial assets and liabilities. Such disclosures about the financial instruments, assets, and liabilities would include: (1) the fair value of the required items together with their carrying amounts (as appropriate); (2) for items for which it is not practicable to estimate fair value, disclosure would include: (a) information pertinent to estimating fair value (including, carrying amount, effective interest rate, and maturity, and (b) the reasons why it is not practicable to estimate fair value; (3) significant concentrations of credit risk including: (a) information about the activity, region, or economic characteristics identifying a concentration, (b) the maximum amount of loss the entity is exposed to based on the gross fair value of the related item, (c) policy for requiring collateral or other security and information as to accessing such collateral or security, and (d) the nature and brief description of such collateral or security; (4) quantitative information about market risks and how such risks are managed; (5) for items measured on both a recurring and nonrecurring basis information regarding the inputs used to develop the fair value measurement; and (6) for items presented in the financial statement for which fair value measurement is elected: (a) information necessary to understand the reasons for the election, (b) discussion of the effect of fair value changes on earnings, (c) a description of [similar groups] items for which the election is made and the relation thereof to the balance sheet, the aggregate carrying value of items included in the balance sheet that are not eligible for the election; (7) all other required (as defined) and desired information.

+ References + Details

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Note 12 - Earnings Per Share

6 Months Ended

Jun. 30, 2018

Earnings Per Share [Text Block]

Note

12.

Earnings per Share

The following table presents the calculation of both basic and diluted earnings per share of common stock for the

three

and

six

months ended

June 30, 2018

and

2017:

	Three Months Ended				Six Months Ended
	June 30,				June 30,
(in thousands, except share data)	2018		2017		2018		2017
Net income	$	2,412	$	1,792	$	4,431	$	3,989

Basic weighted-average number of common shares outstanding		16,792,812		16,716,899		16,778,188		16,687,389
Plus: Common share equivalents		26,474		20,096		23,238		16,667
Diluted weighted-average number of common shares outstanding		16,819,286		16,736,995		16,801,426		16,704,056

Income per common share:
Basic	$	0.14	$	0.11	$	0.26	$	0.24
Diluted	$	0.14	$	0.11	$	0.26	$	0.24

For the

three

and

six

months ended

June 30, 2018

and

2017,

common stock equivalents reflected in the table above were related entirely to the incremental shares of unvested restricted stock. Stock options of

19,200

and

31,200

for the

six

months ended

June 30, 2018

and

2017,

respectively, were excluded from common stock equivalents. The exercise prices of stock options exceeded the average market price of FNCB’s common shares during the periods presented; therefore, inclusion of these common stock equivalents would be anti-dilutive to the diluted earnings per common share calculation.

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Note 13 - Other Comprehensive Income

6 Months Ended

Jun. 30, 2018

Comprehensive Income (Loss) Note [Text Block]

Note

13.

Other Comprehensive Income

The following tables summarize the reclassifications out of accumulated other comprehensive income (loss) for the

three

and

six

months ended

June 30, 2018

and

2017,

which are comprised entirely of unrealized gains and losses on available-for-sale debt securities:

	Three Months Ended June 30, 2018				Six Months Ended June 30, 2018
	Amount Reclassifed				Amount Reclassifed
	from Accumulated			Affected Line Item in the	from Accumulated			Affected Line Item in the
	Other Comprehensive			Consolidated Statements	Other Comprehensive			Consolidated Statements
(in thousands)	Income (Loss)			of Income	Income (Loss)			of Income
Available-for-sale securities:
Reclassification adjustment for net losses reclassified into net income	$	4		Net (loss) gain on sale of securities	$	4		Net (loss) gain on sale of securities
Taxes		(1	)	Income taxes		(1	)	Income taxes
Net of tax amount	$	3			$	3

	Three Months Ended June 30, 2017				Six Months Ended June 30, 2017
	Amount Reclassifed				Amount Reclassifed
	from Accumulated			Affected Line Item in the	from Accumulated			Affected Line Item in the
	Other Comprehensive			Consolidated Statements	Other Comprehensive			Consolidated Statements
(in thousands)	Income (Loss)			of Income	Income (Loss)			of Income
Available-for-sale securities:
Reclassification adjustment for net gains reclassified into net income	$	(693	)	Net (loss) gain on sale of securities	$	(971	)	Net (loss) gain on sale of securities
Taxes		235		Income taxes		330		Income taxes
Net of tax amount	$	(458	)		$	(641	)

The following table summarizes the changes in accumulated other comprehensive (loss) income, net of tax for the

three

and

six

months ended

June 30, 2018

and

2017:

	Three Months Ended						Six Months Ended
	June 30,						June 30,
(in thousands)	2018			2017			2018			2017
Balance, beginning of period	$	(5,612	)	$	(532	)	$	(1,745	)	$	(1,560	)
Other comprehensive (loss) income before reclassifications		(1,453	)		2,194			(5,385	)		3,405
Amounts reclassified from accumulated other comprehensive (loss) income		3			(458	)		3			(641	)
Net other comprehensive (loss) income during the period		(1,450	)		1,736			(5,382	)		2,764
Reclassification of net loss on equity securities upon adoption of ASU 2016-01		-			-			65			-
Balance, end of period	$	(7,062	)	$	1,204		$	(7,062	)	$	1,204

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Note 3 - Securities (Tables)

6 Months Ended

Jun. 30, 2018

Schedule of Available-for-sale Securities Reconciliation [Table Text Block]

	June 30, 2018
			Gross		Gross
			Unrealized		Unrealized
	Amortized		Holding		Holding		Fair
(in thousands)	Cost		Gains		Losses		Value
Available-for-sale debt securities:
Obligations of state and political subdivisions	$	154,461	$	9	$	4,015	$	150,455
U.S. government/government-sponsored agencies:
Collateralized mortgage obligations - residential		35,144		-		1,183		33,961
Collateralized mortgage obligations - commercial		76,219		-		3,145		73,074
Mortgage-backed securities		24,666		21		531		24,156
Corporate debt securities		4,000		-		43		3,957
Asset-backed securities		2,388		-		33		2,355
Negotiable certificates of deposit		2,924		-		19		2,905
Total available-for-sale debt securities	$	299,802	$	30	$	8,969	$	290,863

	December 31, 2017
			Gross		Gross
			Unrealized		Unrealized
	Amortized		Holding		Holding		Fair
(in thousands)	Cost		Gains		Losses		Value
Available-for-sale debt securities:
Obligations of state and political subdivisions	$	146,812	$	567	$	1,380	$	145,999
U.S. government/government-sponsored agencies:
Collateralized mortgage obligations - residential		36,100		73		516		35,657
Collateralized mortgage obligations - commercial		76,396		-		978		75,418
Mortgage-backed securities		22,254		174		117		22,311
Corporate debt securities		4,000		58		-		4,058
Asset-backed securities		3,100		3		17		3,086
Negotiable certificates of deposit		2,924		6		-		2,930
Total available-for-sale debt securities	$	291,586	$	881	$	3,008	$	289,459

Investments Classified by Contractual Maturity Date [Table Text Block]

	June 30, 2018
	Amortized		Fair
(in thousands)	Cost		Value
Amounts maturing in:
One year or less	$	496	$	495
After one year through five years		54,566		53,649
After five years through ten years		102,255		99,240
After ten years		4,068		3,933
Asset-backed securities		2,388		2,355
Collateralized mortgage obligations		111,363		107,035
Mortgage-backed securities		24,666		24,156
Total	$	299,802	$	290,863

Schedule of Unrealized Loss on Investments [Table Text Block]

	June 30, 2018
	Less than 12 Months						12 Months or Longer						Total
	Number				Gross		Number				Gross		Number				Gross
	of		Fair		Unrealized		of		Fair		Unrealized		of		Fair		Unrealized
(dollars in thousands)	Securities		Value		Losses		Securities		Value		Losses		Securities		Value		Losses
Obligations of state and political subdivisions		109	$	121,305	$	2,492		27	$	26,559	$	1,523		136	$	147,864	$	4,015
U.S. government/government-sponsored agencies:
Collateralized mortgage obligations - residential		14		32,961		1,183		1		16		-		15		32,977		1,183
Collateralized mortgage obligations - commercial		23		63,283		2,578		2		9,790		567		25		73,073		3,145
Mortgage-backed securities		8		18,650		405		2		1,985		126		10		20,635		531
Corporate debt securities		3		3,957		43		-		-		-		3		3,957		43
Asset-backed securities		1		492		3		1		1,863		30		2		2,355		33
Negotiable certificates of deposit		12		2,905		19		-		-		-		12		2,905		19
Total		170	$	243,553	$	6,723		33	$	40,213	$	2,246		203	$	283,766	$	8,969

	December 31, 2017
	Less than 12 Months						12 Months or Longer						Total
	Number				Gross		Number				Gross		Number				Gross
	of		Fair		Unrealized		of		Fair		Unrealized		of		Fair		Unrealized
(dollars in thousands)	Securities		Value		Losses		Securities		Value		Losses		Securities		Value		Losses
Obligations of state and political subdivisions		56	$	65,056	$	497		26	$	24,595	$	883		82	$	89,651	$	1,380
U.S. government/government-sponsored agencies:
Collateralized mortgage obligations - residential		10		24,686		516		1		53		-		11		24,739		516
Collateralized mortgage obligations - commercial		22		64,344		672		2		10,076		306		24		74,420		978
Mortgage-backed securities		4		8,454		56		2		2,058		61		6		10,512		117
Corporate debt securities		-		-		-		-		-		-		-		-		-
Asset-backed securities		1		2,443		17		-		-		-		1		2,443		17
Negotiable certificates of deposit		1		247		-		-		-		-		1		247		-
Total		94	$	165,230	$	1,758		31	$	36,782	$	1,250		125	$	202,012	$	3,008

Gain (Loss) on Securities [Table Text Block]

For the Six Months Ended June 30,
(in thousands)	2018
Net losses recognized on equity securities	$	(26	)
Less: net gains (losses) recognized on equity securities sold		-
Unrealized losses on equity securities held	$	(26	)

Investment [Table Text Block]

	June 30,		December 31,
(in thousands)	2018		2017
Stock in Federal Home Loan Bank of Pittsburgh	$	7,954	$	2,753
Stock in Atlantic Community Bankers Bank		10		10
Total restricted securities, at cost	$	7,964	$	2,763

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Note 4 - Loans (Tables)

6 Months Ended

Jun. 30, 2018

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

	June 30,			December 31,
(in thousands)	2018			2017
Residential real estate	$	168,827		$	158,020
Commercial real estate		260,119			261,783
Construction, land acquisition and development		23,340			20,981
Commercial and industrial		167,001			150,103
Consumer		179,088			134,653
State and political subdivisions		52,954			42,529
Total loans, gross		851,329			768,069
Unearned income		(75	)		(80	)
Net deferred loan costs		4,137			2,654
Allowance for loan and lease losses		(9,459	)		(9,034	)
Loans, net	$	845,932		$	761,609

Allowance for Credit Losses on Financing Receivables [Table Text Block]

							Construction,
							Land									State and
	Residential			Commercial			Acquisition and			Commercial						Political
(in thousands)	Real Estate			Real Estate			Development			and Industrial			Consumer			Subdivisions			Total
Three months ended June 30, 2018:
Allowance for loan losses:

Beginning balance, April 1, 2018	$	1,249		$	3,342		$	256		$	2,505		$	1,822		$	388		$	9,562
Charge-offs		-			(1,126	)		-			(4	)		(180	)		-			(1,310	)
Recoveries		121			2			-			75			129			-			327
Provisions (credits)		(169	)		889			(5	)		(121	)		235			51			880
Ending balance, June 30, 2018	$	1,201		$	3,107		$	251		$	2,455		$	2,006		$	439		$	9,459

Three months ended June 30, 2017:
Allowance for loan losses:

Beginning balance, April 1, 2017	$	1,144		$	3,501		$	223		$	1,679		$	1,410		$	349		$	8,306
Charge-offs		(31	)		(29	)		-			(317	)		(88	)		-			(465	)
Recoveries		11			1			-			110			85			-			207
Provisions (credits)		24			(451	)		13			841			35			(41	)		421
Ending balance, June 30, 2017	$	1,148		$	3,022		$	236		$	2,313		$	1,442		$	308		$	8,469

Six months ended June 30, 2018:
Allowance for loan losses:

Beginning balance, January 1, 2018	$	1,236		$	3,499		$	209		$	2,340		$	1,395		$	355		$	9,034
Charge-offs		(63	)		(1,126	)		-			(81	)		(440	)		-			(1,710	)
Recoveries		127			3			30			147			228			-			535
Provisions (credits)		(99	)		731			12			49			823			84			1,600
Ending balance, June 30, 2018	$	1,201		$	3,107		$	251		$	2,455		$	2,006		$	439		$	9,459

Six months ended June 30, 2017:
Allowance for loan losses:

Beginning balance, January 1, 2017	$	1,171		$	3,297		$	268		$	1,736		$	1,457		$	490		$	8,419
Charge-offs		(80	)		(29	)		-			(347	)		(306	)		-			(762	)
Recoveries		12			5			421			179			252			-			869
Provisions (credits)		45			(251	)		(453	)		745			39			(182	)		(57	)
Ending balance, June 30, 2017	$	1,148		$	3,022		$	236		$	2,313		$	1,442		$	308		$	8,469

					Construction,
					Land						State and
	Residential		Commercial		Acquisition and		Commercial				Political
(in thousands)	Real Estate		Real Estate		Development		and Industrial		Consumer		Subdivisions		Total
June 30, 2018
Allowance for loan losses:
Individually evaluated for impairment	$	8	$	86	$	-	$	600	$	2	$	-	$	696
Collectively evaluated for impairment		1,193		3,021		251		1,855		2,004		439		8,763
Total	$	1,201	$	3,107	$	251	$	2,455	$	2,006	$	439	$	9,459

Loans receivable:
Individually evaluated for impairment	$	1,801	$	8,464	$	83	$	793	$	388	$	-	$	11,529
Collectively evaluated for impairment		167,026		251,655		23,257		166,208		178,700		52,954		839,800
Total	$	168,827	$	260,119	$	23,340	$	167,001	$	179,088	$	52,954	$	851,329

December 31, 2017
Allowance for loan losses:
Individually evaluated for impairment	$	33	$	138	$	-	$	600	$	2	$	-	$	773
Collectively evaluated for impairment		1,203		3,361		209		1,740		1,393		355		8,261
Total	$	1,236	$	3,499	$	209	$	2,340	$	1,395	$	355	$	9,034

Loans receivable:
Individually evaluated for impairment	$	1,902	$	8,164	$	85	$	795	$	395	$	-	$	11,341
Collectively evaluated for impairment		156,118		253,619		20,896		149,308		134,258		42,529		756,728
Total	$	158,020	$	261,783	$	20,981	$	150,103	$	134,653	$	42,529	$	768,069

Financing Receivable Credit Quality Indicators [Table Text Block]

	Credit Quality Indicators
	June 30, 2018
	Commercial Loans												Other Loans
			Special								Subtotal		Accruing		Non-accrual		Subtotal		Total
(in thousands)	Pass		Mention		Substandard		Doubtful		Loss		Commercial		Loans		Loans		Other		Loans
Residential real estate	$	34,346	$	411	$	134	$	-	$	-	$	34,891	$	133,602	$	334	$	133,936	$	168,827
Commercial real estate		246,509		2,253		11,357		-		-		260,119		-		-		-		260,119
Construction, land acquisition and development		20,990		324		575		-		-		21,889		1,451		-		1,451		23,340
Commercial and industrial		157,690		649		2,353		-		-		160,692		6,309		-		6,309		167,001
Consumer		2,040		35		-		-		-		2,075		176,724		289		177,013		179,088
State and political subdivisions		51,768		1,020		102		-		-		52,890		64		-		64		52,954
Total	$	513,343	$	4,692	$	14,521	$	-	$	-	$	532,556	$	318,150	$	623	$	318,773	$	851,329

	Credit Quality Indicators
	December 31, 2017
	Commercial Loans												Other Loans
			Special								Subtotal		Accruing		Non-accrual		Subtotal		Total
(in thousands)	Pass		Mention		Substandard		Doubtful		Loss		Commercial		Loans		Loans		Other		Loans
Residential real estate	$	27,186	$	421	$	62	$	-	$	-	$	27,669	$	129,887	$	464	$	130,351	$	158,020
Commercial real estate		245,779		2,461		13,543		-		-		261,783		-		-		-		261,783
Construction, land acquisition and development		18,280		330		6		-		-		18,616		2,365		-		2,365		20,981
Commercial and industrial		142,019		479		1,597		-		-		144,095		6,008		-		6,008		150,103
Consumer		1,731		-		34		-		-		1,765		132,584		304		132,888		134,653
State and political subdivisions		42,040		-		396		-		-		42,436		93		-		93		42,529
Total	$	477,035	$	3,691	$	15,638	$	-	$	-	$	496,364	$	270,937	$	768	$	271,705	$	768,069

Past Due Financing Receivables [Table Text Block]

	June 30, 2018
	Delinquency Status
	0-29 Days		30-59 Days		60-89 Days		>/= 90 Days
(in thousands)	Past Due		Past Due		Past Due		Past Due		Total
Performing (accruing) loans:
Residential real estate	$	167,523	$	827	$	20	$	-	$	168,370
Commercial real estate		258,268		-		-		-		258,268
Construction, land acquisition and development		23,257		-		83		-		23,340
Commercial and industrial		165,873		223		33		-		166,129
Consumer		177,430		1,104		265		-		178,799
State and political subdivisions		52,954		-		-		-		52,954
Total performing (accruing) loans		845,305		2,154		401		-		847,860

Non-accrual loans:
Residential real estate		317		-		-		140		457
Commercial real estate		1,126		-		-		725		1,851
Construction, land aquisition and development		-		-		-		-		-
Commercial and industrial		750		-		83		39		872
Consumer		50		68		53		118		289
State and political subdivisions		-		-		-		-		-
Total non-accrual loans		2,243		68		136		1,022		3,469

Total loans receivable	$	847,548	$	2,222	$	537	$	1,022	$	851,329

	December 31, 2017
	Delinquency Status
	0-29 Days		30-59 Days		60-89 Days		>/= 90 Days
(in thousands)	Past Due		Past Due		Past Due		Past Due		Total
Performing (accruing) loans:
Residential real estate	$	156,701	$	793	$	-	$	-	$	157,494
Commercial real estate		260,276		70		473		-		260,819
Construction, land acquisition and development		20,954		27		-		-		20,981
Commercial and industrial		149,046		185		88		-		149,319
Consumer		133,034		1,028		287		-		134,349
State and political subdivisions		42,529		-		-		-		42,529
Total peforming (accruing) loans		762,540		2,103		848		-		765,491

Non-accrual loans:
Residential real estate		342		63		-		120		525
Commercial real estate		-		-		-		964		964
Construction, land acquisition and development		-		-		-		-		-
Commercial and industrial		750		-		-		35		785
Consumer		25		92		53		134		304
State and political subdivisions		-		-		-		-		-
Total non-accrual loans		1,117		155		53		1,253		2,578

Total loans receivable	$	763,657	$	2,258	$	901	$	1,253	$	768,069

Impaired Financing Receivables [Table Text Block]

	June 30, 2018
			Unpaid
	Recorded		Principal		Related
(in thousands)	Investment		Balance		Allowance
With no related allowance recorded:
Residential real estate	$	205	$	277	$	-
Commercial real estate		6,160		7,023		-
Construction, land acquisition and development		83		83		-
Commercial and industrial		20		52		-
Consumer		28		29		-
State and political subdivisions		-		-		-
Total impaired loans with no related allowance recorded		6,496		7,464		-

With a related allowance recorded:
Residential real estate		1,596		1,596		8
Commercial real estate		2,304		2,304		86
Construction, land acquisition and development		-		-		-
Commercial and industrial		773		773		600
Consumer		360		360		2
State and political subdivisions		-		-		-
Total impaired loans with a related allowance recorded		5,033		5,033		696

Total impaired loans:
Residential real estate		1,801		1,873		8
Commercial real estate		8,464		9,327		86
Construction, land acquisition and development		83		83		-
Commercial and industrial		793		825		600
Consumer		388		389		2
State and political subdivisions		-		-		-
Total impaired loans	$	11,529	$	12,497	$	696

	December 31, 2017
			Unpaid
	Recorded		Principal		Related
(in thousands)	Investment		Balance		Allowance
With no related allowance recorded:
Residential real estate	$	190	$	216	$	-
Commercial real estate		5,174		5,295		-
Construction, land acquisition and development		85		85		-
Commercial and industrial		21		53		-
Consumer		30		30		-
State and political subdivisions		-		-		-
Total impaired loans with no related allowance recorded		5,500		5,679		-

With a related allowance recorded:
Residential real estate		1,712		1,751		33
Commercial real estate		2,990		2,990		138
Construction, land acquisition and development		-		-		-
Commercial and industrial		774		774		600
Consumer		365		365		2
State and political subdivisions		-		-		-
Total impaired loans with a related allowance recorded		5,841		5,880		773

Total impaired loans:
Residential real estate		1,902		1,967		33
Commercial real estate		8,164		8,285		138
Construction, land acquisition and development		85		85		-
Commercial and industrial		795		827		600
Consumer		395		395		2
State and political subdivisions		-		-		-
Total impaired loans	$	11,341	$	11,559	$	773

Schedule of Average Balance and Interest Income on Impaired Loans [Table Text Block]

	Three Months Ended June 30,								Six Months Ended June 30,
	2018				2017				2018				2017
(in thousands)	Average Balance		Interest Income (1)		Average Balance		Interest Income (1)		Average Balance		Interest Income (1)		Average Balance		Interest Income (1)
Residential real estate	$	1,805	$	21	$	1,841	$	21	$	1,837	$	42	$	1,884	$	42
Commercial real estate		7,826		75		7,452		72		7,833		152		6,133		112
Construction, land acquisition and development		84		1		87		1		84		2		123		2
Commercial and industrial		794		1		1,059		9		794		1		879		14
Consumer		389		3		295		3		391		7		296		6
State and political subdivisions		-		-		-		-		-		-		-		-
Total impaired loans	$	10,898	$	101	$	10,734	$	106	$	10,939	$	204	$	9,315	$	176

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

	Three Months Ended June 30, 2017
			Pre-Modification Outstanding Recorded Investment by Type of Modification								Post-Modification
(in thousands)	Number of Contracts		Forebearance		Extension of Term		Extension of Term and Forebearance		Total		Outstanding Recorded Investment
Troubled debt restructurings:
Residential real estate		1	$	-	$	63	$	-	$	63	$	63
Commercial real estate		7		1,228		-		-		1,228		1,228
Construction, land acquisition and development		-		-		-		-		-		-
Commercial and industrial		3		1,125		-		25		1,150		1,150
Consumer		-		-		-		-		-		-
States and political subdivisions		-		-		-		-		-		-
Total new troubled debt restructurings		11	$	2,353	$	63	$	25	$	2,441	$	2,441

	Six Months Ended June 30, 2017
			Pre-Modification Outstanding Recorded Investment by Type of Modification								Post-Modification
(in thousands)	Number of Contracts		Forebearance		Extension of Term		Extension of Term and Forebearance		Total		Outstanding Recorded Investment
Troubled debt restructurings:
Residential real estate		1	$	-	$	63	$	-	$	63	$	63
Commercial real estate		8		5,250		-		-		5,250		5,250
Construction, land acquisition and development		-		-		-		-		-		-
Commercial and industrial		4		1,820		-		25		1,845		1,845
Consumer		-		-		-		-		-		-
States and political subdivisions		-		-		-		-		-		-
Total new troubled debt restructurings		13	$	7,070	$	63	$	25	$	7,158	$	7,158

XML 34 R24.htm IDEA: XBRL DOCUMENT

Note 5 - Borrowed Funds (Tables)

6 Months Ended

Jun. 30, 2018

Schedule of Debt [Table Text Block]

(in thousands)	June 30, 2018		December 31, 2017
FHLB of Pittsburgh advances - overnight	$	72,590	$	-
FHLB of Pittsburgh advances - term		101,661		44,968
Subtotal FHLB of Pittsburgh advances		174,251		44,968
Subordinated debentures		5,000		5,000
Junior subordinated debentures		10,310		10,310
Total borrowed funds	$	189,561	$	60,278

XML 35 R25.htm IDEA: XBRL DOCUMENT

Note 6 - Income Taxes (Tables)

6 Months Ended

Jun. 30, 2018

Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]

	For the Three Months Ended June 30,												For the Six Months Ended June 30,
	2018						2017						2018						2017
(in thousands)	Amount			%			Amount			%			Amount			%			Amount			%
Provision at statutory tax rates	$	613			21.00	%	$	919			34.00	%	$	1,126			21.00	%	$	1,940			34.00	%
Add (deduct):
Tax effects of non-taxable income		(92	)		(3.16	%)		(112	)		(4.14	%)		(170	)		(3.18	%)		(234	)		(4.10	%)
Non-deductible interest expense		4			0.13	%		3			0.09	%		6			0.11	%		6			0.10	%
Bank-owned life insurance		(29	)		(1.00	%)		(46	)		(1.70	%)		(57	)		(1.06	%)		(92	)		(1.61	%)
Other items, net		12			0.43	%		146			5.43	%		29			0.54	%		96			1.69	%
Income tax expense	$	508			17.40	%	$	910			33.68	%	$	934			17.41	%	$	1,716			30.08	%

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Note 7 - Related Party Transactions (Tables)

6 Months Ended

Jun. 30, 2018

	For the Three Months Ended						For the Six Months Ended
	June 30,						June 30,
(in thousands)	2018			2017			2018			2017
Balance, beginning of period	$	65,884		$	44,189		$	55,576		$	42,007
Additions, new loans and advances		11,946			10,562			43,115			36,772
Repayments		(8,004	)		(13,326	)		(28,865	)		(37,354	)
Balance, end of period	$	69,826		$	41,425		$	69,826		$	41,425

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Note 9 - Stock Compensation Plans (Tables)

6 Months Ended

Jun. 30, 2018

Schedule of Share-based Compensation, Restricted Stock Units Award Activity [Table Text Block]

	Three Months Ended June 30,										Six Months Ended June 30,
	2018					2017					2018					2017
				Weighted-					Weighted-					Weighted-					Weighted-
				Average					Average					Average					Average
	Restricted			Grant Date		Restricted			Grant Date		Restricted			Grant Date		Restricted			Grant Date
(dollars in thousands)	Shares			Fair Value		Shares			Fair Value		Shares			Fair Value		Shares			Fair Value
Unvested, beginning of period		162,679		$	7.05		142,283		$	6.09		106,129		$	6.23		103,874		$	5.74
Awards granted		-			-		-			-		57,829			8.54		54,549			6.83
Forfeitures		-			-		-			-		(1,279	)		6.88		(5,050	)		5.65
Vestings		(46,358	)		5.93		(35,788	)		5.65		(46,358	)		5.93		(46,878	)		5.90
Unvested, end of period		116,321		$	7.50		106,495		$	6.24		116,321		$	7.50		106,495		$	6.24

XML 38 R28.htm IDEA: XBRL DOCUMENT

Note 10 - Regulatory Matters/Subsequent Event (Tables)

6 Months Ended

Jun. 30, 2018

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]

	Consolidated					Bank Only					Minimum Required For Capital Adequacy Purposes			Minimum Required For Capital Adequacy Purposes with Conservation Buffer			Minimum Required To Be Well Capitalized Under Prompt Corrective Action Regulations*
(in thousands)	Amount		Ratio			Amount		Ratio			Ratio			Ratio			Ratio
June 30, 2018

Total capital (to risk-weighted assets)	$	105,477		11.31	%	$	106,594		11.46	%		8.00	%		9.875	%		10.00	%

Tier I capital (to risk-weighted assets)		93,692		10.05	%		96,809		10.41	%		6.00	%		7.875	%		8.00	%

Tier I common equity (to risk-weighted assets)		85,778		9.20	%		96,809		10.41	%		4.50	%		6.375	%		6.50	%

Tier I capital (to average assets)		93,692		7.69	%		96,809		7.96	%		4.00	%		4.000	%		5.00	%

Total risk-weighted assets		932,367					930,273

Total average assets		1,217,970					1,216,360

	Consolidated					Bank Only					Minimum Required For Capital Adequacy Purposes			Minimum Required For Capital Adequacy Purposes with Conservation Buffer			Minimum Required To Be Well Capitalized Under Prompt Corrective Action Regulations*
(in thousands)	Amount		Ratio			Amount		Ratio			Ratio			Ratio			Ratio
December 31, 2017

Total capital (to risk-weighted assets)	$	101,135		12.08	%	$	104,272		12.49	%		8.00	%		9.25	%		10.00	%

Tier I capital (to risk-weighted assets)		89,220		10.66	%		94,856		11.36	%		6.00	%		7.25	%		8.00	%

Tier I common equity (to risk-weighted assets)		81,493		9.74	%		94,856		11.36	%		4.50	%		5.75	%		6.50	%

Tier I capital (to average assets)		89,220		7.74	%		94,856		8.24	%		4.00	%		4.00	%		5.00	%

Total risk-weighted assets		837,032					834,959

Total average assets		1,152,776					1,151,539

*Applies to the Bank only.

XML 39 R29.htm IDEA: XBRL DOCUMENT

Note 11 - Fair Value Measurements (Tables)

6 Months Ended

Jun. 30, 2018

Fair Value, Assets Measured on Recurring Basis [Table Text Block]

	Fair Value Measurements at June 30, 2018
					Significant		Significant
			Quoted Prices		Other		Other
			in Active Markets		Observable		Unobservable
			for Identical Assets		Inputs		Inputs
(in thousands)	Fair Value		(Level 1)		(Level 2)		(Level 3)
Available-for-sale debt securities:
Obligations of state and political subdivisions	$	150,455	$	-	$	150,455	$	-
U.S. government/government-sponsored agencies:
Collateralized mortgage obligations - residential		33,961		-		33,961		-
Collateralized mortgage obligations - commercial		73,074		-		73,074		-
Mortgage-backed securities		24,156		-		24,156		-
Corporate debt securities		3,957		-		-		3,957
Asset-backed securities		2,355		-		2,355		-
Negotiable certificates of deposit		2,905		-		2,905		-
Total available-for-sale debt securities	$	290,863	$	-	$	286,906	$	3,957

Equity securities:
Mutual fund	$	892	$	892	$	-	$	-

	Fair Value Measurements at December 31, 2017
					Significant		Significant
			Quoted Prices		Other		Other
			in Active Markets		Observable		Unobservable
			for Identical Assets		Inputs		Inputs
(in thousands)	Fair Value		(Level 1)		(Level 2)		(Level 3)
Available-for-sale debt securities:
Obligations of state and political subdivisions	$	145,999	$	-	$	145,999	$	-
U.S. government/government-sponsored agencies:
Collateralized mortgage obligations - residential		35,657		-		35,657		-
Collateralized mortgage obligations - commercial		75,418		-		75,418		-
Mortgage-backed securities		22,311		-		22,311		-
Corporate debt securities		4,058		-		-		4,058
Asset-backed securities		3,086		-		3,086		-
Negotiable certificates of deposit		2,930		-		2,930		-
Total available-for-sale debt securities	$	289,459	$	-	$	285,401	$	4,058

Equity securities:
Mutual fund	$	918	$	918	$	-	$	-

Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]

Fair Value Measurements Using Significant Unobservable Inputs (Level 3)
	Corporate Debt Securities For the Six Months Ended June 30,
(in thousands)	2018			2017
Balance at January 1,	$	4,058		$	3,339
Additions		-			2,000
Payments Received		-			-
Sales		-			-
Total gains or losses (realized/unrealized):
Included in earnings		-			-
Included in other comprehensive (loss) income		(101	)		83
Balance at June 30,	$	3,957		$	5,422

Fair Value Measurements, Nonrecurring [Table Text Block]

	June 30, 2018
	Fair Value Measurement						Quantitative Information
	Recorded		Valuation		Fair		Valuation	Unobservable	Value/
(in thousands)	Investment		Allowance		Value		Technique	Inputs	Range
Impaired loans - collateral dependent	$	750	$	600	$	150	Appraisal of collateral	Selling cost		10.0%
Impaired loans - other		4,284		96		4,188	Discounted cash flows	Discount rate	3.7%	-	7.5%
Other real estate owned		63		-		63	Appraisal of collateral	Selling cost		10.0%

	December 31, 2017
	Fair Value Measurement						Quantitative Information
	Recorded		Valuation		Fair		Valuation	Unobservable	Value/
(in thousands)	Investment		Allowance		Value		Technique	Inputs	Range
Impaired loans - collateral dependent	$	1,262	$	636	$	626	Appraisal of collateral	Selling cost		10.0%
Impaired loans - other		4,578		137		4,441	Discounted cash flows	Discount rate	3.7%	-	7.5%
Other real estate owned		1,023		-		1,023	Appraisal of collateral	Selling cost		10.0%

Fair Value, by Balance Sheet Grouping [Table Text Block]

	Fair Value	June 30, 2018				December 31, 2017
(in thousands)	Measurement	Carrying Value		Fair Value		Carrying Value		Fair Value
Financial assets
Cash and short term investments	Level 1	$	21,124	$	21,124	$	37,746	$	37,746
Securities available for sale	See previous table		290,863		290,863		289,459		289,459
Equity securities	Level 1		892		892		918		918
Restricted stock	Level 2		7,964		7,964		2,763		2,763
Loans held for sale	Level 2		629		629		1,095		1,095
Loans, net	Level 3		845,932		825,818		761,609		752,222
Accrued interest receivable	Level 2		3,654		3,654		3,234		3,234
Equity securities without readily determinable fair values	Level 3		1,658		1,658		1,658		1,658
Servicing rights	Level 3		338		821		265		774

Financial liabilities
Deposits	Level 2		955,243		953,202		1,002,448		962,586
Borrowed funds	Level 2		174,251		189,420		60,278		60,214
Accrued interest payable	Level 2		331		331		241		241

XML 40 R30.htm IDEA: XBRL DOCUMENT

Note 12 - Earnings Per Share (Tables)

6 Months Ended

Jun. 30, 2018

Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]

	Three Months Ended				Six Months Ended
	June 30,				June 30,
(in thousands, except share data)	2018		2017		2018		2017
Net income	$	2,412	$	1,792	$	4,431	$	3,989

Basic weighted-average number of common shares outstanding		16,792,812		16,716,899		16,778,188		16,687,389
Plus: Common share equivalents		26,474		20,096		23,238		16,667
Diluted weighted-average number of common shares outstanding		16,819,286		16,736,995		16,801,426		16,704,056

Income per common share:
Basic	$	0.14	$	0.11	$	0.26	$	0.24
Diluted	$	0.14	$	0.11	$	0.26	$	0.24

XML 41 R31.htm IDEA: XBRL DOCUMENT

Note 13 - Other Comprehensive Income (Tables)

6 Months Ended

Jun. 30, 2018

Reclassification out of Accumulated Other Comprehensive Income [Table Text Block]

	Three Months Ended June 30, 2018				Six Months Ended June 30, 2018
	Amount Reclassifed				Amount Reclassifed
	from Accumulated			Affected Line Item in the	from Accumulated			Affected Line Item in the
	Other Comprehensive			Consolidated Statements	Other Comprehensive			Consolidated Statements
(in thousands)	Income (Loss)			of Income	Income (Loss)			of Income
Available-for-sale securities:
Reclassification adjustment for net losses reclassified into net income	$	4		Net (loss) gain on sale of securities	$	4		Net (loss) gain on sale of securities
Taxes		(1	)	Income taxes		(1	)	Income taxes
Net of tax amount	$	3			$	3

	Three Months Ended June 30, 2017				Six Months Ended June 30, 2017
	Amount Reclassifed				Amount Reclassifed
	from Accumulated			Affected Line Item in the	from Accumulated			Affected Line Item in the
	Other Comprehensive			Consolidated Statements	Other Comprehensive			Consolidated Statements
(in thousands)	Income (Loss)			of Income	Income (Loss)			of Income
Available-for-sale securities:
Reclassification adjustment for net gains reclassified into net income	$	(693	)	Net (loss) gain on sale of securities	$	(971	)	Net (loss) gain on sale of securities
Taxes		235		Income taxes		330		Income taxes
Net of tax amount	$	(458	)		$	(641	)

Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]

	Three Months Ended						Six Months Ended
	June 30,						June 30,
(in thousands)	2018			2017			2018			2017
Balance, beginning of period	$	(5,612	)	$	(532	)	$	(1,745	)	$	(1,560	)
Other comprehensive (loss) income before reclassifications		(1,453	)		2,194			(5,385	)		3,405
Amounts reclassified from accumulated other comprehensive (loss) income		3			(458	)		3			(641	)
Net other comprehensive (loss) income during the period		(1,450	)		1,736			(5,382	)		2,764
Reclassification of net loss on equity securities upon adoption of ASU 2016-01		-			-			65			-
Balance, end of period	$	(7,062	)	$	1,204		$	(7,062	)	$	1,204

XML 42 R32.htm IDEA: XBRL DOCUMENT

Note 2 - New Authoritative Accounting Guidance (Details Textual) $ in Thousands	Jan. 01, 2019 USD ($)
Scenario, Forecast [Member]
Operating Leases, Future Minimum Payments Due, Total	$ 825

XML 43 R33.htm IDEA: XBRL DOCUMENT

Note 3 - Securities (Details Textual) $ in Thousands		3 Months Ended			6 Months Ended		12 Months Ended
Note 3 - Securities (Details Textual) $ in Thousands	Jan. 01, 2018 USD ($)	Jun. 30, 2018 USD ($)	Sep. 30, 2017 USD ($)	Jun. 30, 2017 USD ($)	Jun. 30, 2018 USD ($)	Jun. 30, 2017 USD ($)	Dec. 31, 2017 USD ($)
Individual Stockholders Equity Maximum Percentage					10.00%
Security Owned and Pledged as Collateral, Fair Value, Total		$ 284,600			$ 284,600		$ 282,300
Proceeds from Sale of Available-for-sale Securities, Total		4,600		$ 53,300	4,600	$ 76,500
Available-for-sale Securities, Gross Realized Losses		4		43	4	43
Available-for-sale Securities, Gross Realized Gains		$ 0		736	$ 0	1,014
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions		203			203		125
Other than Temporary Impairment Losses, Investments, Total					$ 0
Available-for-sale Equity Securities, Amortized Cost Basis, Total							$ 1,000
Available-for-sale Equity Securities, Gross Unrealized Loss							82
Available-for-sale Securities, Equity Securities							918
Reclassification from Accumulated Other Comprehensive Income to Retained Earnings
Equity Securities, FV-NI, Gain (Loss), Total		$ (7)			(26)
Other Assets [Member]
Equity Securities without Readily Determinable Fair Value, Amount		1,700			1,700
Federal Home Loan Bank of Pittsburgh [Member]
Impairment on Federal Reserve Bank of Philadelphia Stock		$ 0			0		$ 0
Retained Earnings [Member]
Reclassification from Accumulated Other Comprehensive Income to Retained Earnings					$ (65)
Retained Earnings [Member] \| Accounting Standards Update 2016-01 [Member]
Reclassification from Accumulated Other Comprehensive Income to Retained Earnings	$ (65)
US States and Political Subdivisions Debt Securities [Member]
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions		136			136		82
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions		50			50
Negotiable Certificates of Deposit [Member]
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions		12			12		1
Asset-backed Securities [Member]
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions		2			2		1
Corporate Debt Securities [Member]
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions		3			3
Equity Security Without Readily Determinable Fair Value [Member]
Other than Temporary Impairment Losses, Investments, Total					$ 0
Payments to Acquire Other Investments							$ 1,700
Subordinated Note 1 Previously Recorded in Loan Portfolio [Member]
Transfer to Investments			$ 1,000
Subordinated Note 2 Previously Recorded in Loan Portfolio [Member]
Transfer to Investments			1,000
Reclassified Recorded Investment from Loans Receivable to Available-for-sale Securities [Member \| December 31, 2015 [Member]
Prior Period Reclassification Adjustment			$ 3,000

XML 44 R34.htm IDEA: XBRL DOCUMENT

Note 3 - Securities - Available-for-sale Debt Securities (Details) - USD ($) $ in Thousands	Jun. 30, 2018	Dec. 31, 2017
Available-for-sale debt securities, amortized cost	$ 299,802	$ 291,586
Available-for-sale debt securities, gross unrealized holding gains	30	881
Available-for-sale debt securities, gross unrealized holding losses	8,969	3,008
Total, fair value	290,863	289,459
US States and Political Subdivisions Debt Securities [Member]
Available-for-sale debt securities, amortized cost	154,461	146,812
Available-for-sale debt securities, gross unrealized holding gains	9	567
Available-for-sale debt securities, gross unrealized holding losses	4,015	1,380
Total, fair value	150,455	145,999
Residential Mortgage Backed Securities [Member]
Available-for-sale debt securities, amortized cost	35,144	36,100
Available-for-sale debt securities, gross unrealized holding gains		73
Available-for-sale debt securities, gross unrealized holding losses	1,183	516
Total, fair value	33,961	35,657
Commercial Mortgage Backed Securities [Member]
Available-for-sale debt securities, amortized cost	76,219	76,396
Available-for-sale debt securities, gross unrealized holding gains	0	0
Available-for-sale debt securities, gross unrealized holding losses	3,145	978
Total, fair value	73,074	75,418
Collateralized Mortgage Backed Securities [Member]
Available-for-sale debt securities, amortized cost	24,666	22,254
Available-for-sale debt securities, gross unrealized holding gains	21	174
Available-for-sale debt securities, gross unrealized holding losses	531	117
Total, fair value	24,156	22,311
Corporate Debt Securities [Member]
Available-for-sale debt securities, amortized cost	4,000	4,000
Available-for-sale debt securities, gross unrealized holding gains		58
Available-for-sale debt securities, gross unrealized holding losses	43
Total, fair value	3,957	4,058
Asset-backed Securities [Member]
Available-for-sale debt securities, amortized cost	2,388	3,100
Available-for-sale debt securities, gross unrealized holding gains		3
Available-for-sale debt securities, gross unrealized holding losses	33	17
Total, fair value	2,355	3,086
Negotiable Certificates of Deposit [Member]
Available-for-sale debt securities, amortized cost	2,924	2,924
Available-for-sale debt securities, gross unrealized holding gains		6
Available-for-sale debt securities, gross unrealized holding losses	19
Total, fair value	$ 2,905	$ 2,930

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Note 3 - Securities - Available-for-sale Debt Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Jun. 30, 2018	Dec. 31, 2017
One year or less, amortized cost	$ 496
One year or less, fair value	495
After one year through five years, amortized cost	54,566
After one year through five years, fair value	53,649
After five years through ten years, amortized cost	102,255
After five years through ten years, fair value	99,240
After ten years, amortized cost	4,068
After ten years, fair value	3,933
Total, amortized cost	299,802	$ 291,586
Total, fair value	290,863	289,459
Asset-backed Securities [Member]
Securities without a single maturity, amortized cost	2,388
Securities without a single maturity, fair value	2,355
Total, amortized cost	2,388	3,100
Total, fair value	2,355	3,086
Collateralized Mortgage Obligations [Member]
Securities without a single maturity, amortized cost	111,363
Securities without a single maturity, fair value	107,035
Collateralized Mortgage Backed Securities [Member]
Securities without a single maturity, amortized cost	24,666
Securities without a single maturity, fair value	24,156
Total, amortized cost	24,666	22,254
Total, fair value	$ 24,156	$ 22,311

XML 46 R36.htm IDEA: XBRL DOCUMENT

Note 3 - Securities - Available-for-sale Debt Securities in a Continuous Unrealized Loss Position (Details) $ in Thousands	Jun. 30, 2018 USD ($)	Dec. 31, 2017 USD ($)
Less than 12 months, number of securities	170	94
Less than 12 months, fair value	$ 243,553	$ 165,230
Less than 12 months, gross unrealized losses	$ 6,723	$ 1,758
12 months or longer, number of securities	33	31
12 months or longer, fair value	$ 40,213	$ 36,782
12 months or longer, gross unrealized losses	$ 2,246	$ 1,250
Total, number of securities	203	125
Total, fair value	$ 283,766	$ 202,012
Total, gross unrealized losses	$ 8,969	$ 3,008
US States and Political Subdivisions Debt Securities [Member]
Less than 12 months, number of securities	109	56
Less than 12 months, fair value	$ 121,305	$ 65,056
Less than 12 months, gross unrealized losses	$ 2,492	$ 497
12 months or longer, number of securities	27	26
12 months or longer, fair value	$ 26,559	$ 24,595
12 months or longer, gross unrealized losses	$ 1,523	$ 883
Total, number of securities	136	82
Total, fair value	$ 147,864	$ 89,651
Total, gross unrealized losses	$ 4,015	$ 1,380
Residential Mortgage Backed Securities [Member]
Less than 12 months, number of securities	14	10
Less than 12 months, fair value	$ 32,961	$ 24,686
Less than 12 months, gross unrealized losses	$ 1,183	$ 516
12 months or longer, number of securities	1	1
12 months or longer, fair value	$ 16	$ 53
12 months or longer, gross unrealized losses	$ 0	$ 0
Total, number of securities	15	11
Total, fair value	$ 32,977	$ 24,739
Total, gross unrealized losses	$ 1,183	$ 516
Commercial Mortgage Backed Securities [Member]
Less than 12 months, number of securities	23	22
Less than 12 months, fair value	$ 63,283	$ 64,344
Less than 12 months, gross unrealized losses	$ 2,578	$ 672
12 months or longer, number of securities	2	2
12 months or longer, fair value	$ 9,790	$ 10,076
12 months or longer, gross unrealized losses	$ 567	$ 306
Total, number of securities	25	24
Total, fair value	$ 73,073	$ 74,420
Total, gross unrealized losses	$ 3,145	$ 978
Collateralized Mortgage Backed Securities [Member]
Less than 12 months, number of securities	8	4
Less than 12 months, fair value	$ 18,650	$ 8,454
Less than 12 months, gross unrealized losses	$ 405	$ 56
12 months or longer, number of securities	2	2
12 months or longer, fair value	$ 1,985	$ 2,058
12 months or longer, gross unrealized losses	$ 126	$ 61
Total, number of securities	10	6
Total, fair value	$ 20,635	$ 10,512
Total, gross unrealized losses	$ 531	$ 117
Corporate Debt Securities [Member]
Less than 12 months, number of securities	3
Less than 12 months, fair value	$ 3,957
Less than 12 months, gross unrealized losses	$ 43
12 months or longer, number of securities	0	0
12 months or longer, fair value	$ 0	$ 0
12 months or longer, gross unrealized losses	$ 0	$ 0
Total, number of securities	3
Total, fair value	$ 3,957
Total, gross unrealized losses	$ 43
Asset-backed Securities [Member]
Less than 12 months, number of securities	1	1
Less than 12 months, fair value	$ 492	$ 2,443
Less than 12 months, gross unrealized losses	$ 3	$ 17
12 months or longer, number of securities	1	0
12 months or longer, fair value	$ 1,863	$ 0
12 months or longer, gross unrealized losses	$ 30	$ 0
Total, number of securities	2	1
Total, fair value	$ 2,355	$ 2,443
Total, gross unrealized losses	$ 33	$ 17
Negotiable Certificates of Deposit [Member]
Less than 12 months, number of securities	12	1
Less than 12 months, fair value	$ 2,905	$ 247
Less than 12 months, gross unrealized losses	$ 19
12 months or longer, number of securities	0	0
12 months or longer, fair value	$ 0	$ 0
12 months or longer, gross unrealized losses	$ 0	$ 0
Total, number of securities	12	1
Total, fair value	$ 2,905	$ 247
Total, gross unrealized losses	$ 19

XML 47 R37.htm IDEA: XBRL DOCUMENT

Note 3 - Securities - Gains and Losses Recognized in Net Income on Equity Securities (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2018	Jun. 30, 2017	Jun. 30, 2018	Jun. 30, 2017
Net losses recognized on equity securities	$ (7)		$ (26)
Less: net gains (losses) recognized on equity securities sold
Unrealized losses on equity securities held			$ (26)

XML 48 R38.htm IDEA: XBRL DOCUMENT

Note 3 - Securities - Restricted Securities (Details) - USD ($) $ in Thousands	Jun. 30, 2018	Dec. 31, 2017
Stock in Atlantic Community Bankers Bank	$ 10	$ 10
Restricted stock, at cost	7,964	2,763
Federal Home Loan Bank of Pittsburgh [Member]
Stock in Federal Home Loan Bank of Pittsburgh	$ 7,954	$ 2,753

XML 49 R39.htm IDEA: XBRL DOCUMENT

Note 4 - Loans (Details Textual) $ in Thousands	3 Months Ended		6 Months Ended
Note 4 - Loans (Details Textual) $ in Thousands	Jun. 30, 2018 USD ($)	Jun. 30, 2017 USD ($)	Jun. 30, 2018 USD ($)	Jun. 30, 2017 USD ($)	Dec. 31, 2017 USD ($)
Gain (Loss) on Sales of Loans, Net, Total	$ 51	$ 110	$ 100	$ 135
Financing Receivable, Recorded Investment, Nonaccrual Status	3,500		$ 3,500		$ 2,600
Loans Still Classified as Non-accrual Status, Period of Past Due			90 days
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	0		$ 0		0
Financing Receivable, Collectively Evaluated for Impairment	839,800		839,800		756,728
Loans and Leases Receivable, Impaired, Interest Lost on Nonaccrual Loans	45	$ 39	85	$ 66
Financing Receivable, Modifications, Recorded Investment	9,600		9,600		10,200
Loans and Leases Receivable, Allowance, Ending Balance	9,459		9,459		9,034
Loans and Leases Receivable, Impaired, Commitment to Lend	$ 0		$ 0
Financing Receivable, Modifications, Number of Contracts	0	11	0	13
Financing Receivable, Modifications, Subsequent Default, Number of Contracts	0		0
Mortgage Loans in Process of Foreclosure, Amount		$ 89		$ 89
Residential Real Estate, Foreclosed [Member]
Number of Real Estate Properties, Foreclosed	0	1	0	2
Real Estate Investment Property, Foreclosed		$ 80		$ 125
Investor-owned Residential Real Estate Foreclosed [Member]
Number of Real Estate Properties, Foreclosed				1
Real Estate Investment Property, Foreclosed				$ 45
Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Modifications, Number of Contracts		7		8
Commercial and Industrial [Member]
Financing Receivable, Collectively Evaluated for Impairment	$ 166,208		$ 166,208		149,308
Financing Receivable, Modifications, Number of Contracts		3		4
Residential Portfolio Segment [Member]
Financing Receivable, Modifications, Number of Contracts		1		1
Number of Real Estate Properties	2	4	2	4
Mortgage Loans in Process of Foreclosure, Amount	$ 0		$ 0
Other Real Estate, Ending Balance	$ 63	$ 166	$ 63	$ 166
Residential Portfolio Segment [Member] \| In Process of Foreclosure [Member]
Number of Real Estate Properties	3		3
Construction, Land Acquisition and Development [Member]
Financing Receivable, Modifications, Number of Contracts		0		0
Financing Receivable, Modifications, Subsequent Default, Number of Contracts				1
Financing Receivable, Modifications, Subsequent Default, Recorded Investment				$ 10
Troubled Debt Restructuring [Member]
Loans and Leases Receivable, Allowance, Ending Balance	$ 696		$ 696		750
Forbearance [Member] \| Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Modifications, Number of Contracts				8
Financing Receivable, Modifications				$ 5,300
Forbearance [Member] \| Commercial and Industrial [Member]
Financing Receivable, Modifications, Number of Contracts				4
Financing Receivable, Modifications				$ 1,800
Extended Maturity [Member] \| Residential Portfolio Segment [Member]
Financing Receivable, Modifications, Number of Contracts				1
Financing Receivable, Modifications				$ 63
Principal Forbearance [Member] \| Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Modifications, Number of Contracts				1
Financing Receivable, Modifications				$ 4,000
Reduction in Monthly Principal Payment [Member] \| Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Modifications, Number of Contracts				7
Financing Receivable, Modifications				$ 1,200
Charge Off [Member] \| Commercial and Industrial [Member]
Financing Receivable, Modifications, Number of Contracts				3
Financing Receivable, Modifications				$ 1,800
Financing Receivables, Impaired, Troubled Debt Restructuring, Write-down				300
Nonaccrual Loans [Member]
Financing Receivable, Collectively Evaluated for Impairment	700		700		500
Performing Financial Instruments [Member]
Financing Receivable, Modifications, Recorded Investment	8,700		8,700		9,300
Nonperforming Financial Instruments [Member]
Financing Receivable, Modifications, Recorded Investment	900		900		900
Small Business Administration [Member]
Gain (Loss) on Sales of Loans, Net, Total	71	$ 56	322	56
Loans Sold During Period, Principal Balance	800	600	5,700	600
Loans Serviced for Others, Unpaid Principal Balance	108,500		108,500		103,000
One- to Four-family Mortgages [Member]
Recorded Investment of Mortgage Loans Sold	2,100		5,000
Gain (Loss) on Sales of Loans, Net, Total	51	$ 110	100	$ 135
Loans Receivable Held-for-sale, Net, Not Part of Disposal Group, Mortgage	$ 629		$ 629		$ 1,100

XML 50 R40.htm IDEA: XBRL DOCUMENT

Note 4 - Loans - Loans Receivable, Net (Details) - USD ($) $ in Thousands	Jun. 30, 2018	Dec. 31, 2017
Loans, gross	$ 851,329	$ 768,069
Unearned income	(75)	(80)
Net deferred loan costs	4,137	2,654
Allowance for loan and lease losses	(9,459)	(9,034)
Loans, net	845,932	761,609
Residential Portfolio Segment [Member]
Loans, gross	168,827	158,020
Commercial Real Estate Portfolio Segment [Member]
Loans, gross	260,119	261,783
Construction, Land Acquisition and Development [Member]
Loans, gross	23,340	20,981
Commercial and Industrial [Member]
Loans, gross	167,001	150,103
Consumer Portfolio Segment [Member]
Loans, gross	179,088	134,653
State and Political Subdivisions [Member]
Loans, gross	$ 52,954	$ 42,529

XML 51 R41.htm IDEA: XBRL DOCUMENT

Note 4 - Loans - Activity in the Allowance for Loan Losses, by Loan Category (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2018	Jun. 30, 2017	Jun. 30, 2018	Jun. 30, 2017	Jun. 30, 2018	Dec. 31, 2017
Balance	$ 9,562	$ 8,306	$ 9,034	$ 8,419
Charge-offs	(1,310)	(465)	(1,710)	(762)
Recoveries	327	207	535	869
Provision (credit) for loan and lease losses	880	421	1,600	(57)
Balance	9,459	8,469	9,459	8,469
Individually evaluated for impairment					$ 696	$ 773
Collectively evaluated for impairment					8,763	8,261
Total	9,562	8,306	9,459	8,469	9,459	9,034
Individually evaluated for impairment					11,529	11,341
Collectively evaluated for impairment					839,800	756,728
Total					851,329	768,069
Residential Portfolio Segment [Member]
Total					168,827	158,020
Residential Portfolio Segment [Member] \| Real Estate Loan [Member]
Balance	1,249	1,144	1,236	1,171
Charge-offs		(31)	(63)	(80)
Recoveries	121	11	127	12
Provision (credit) for loan and lease losses	(169)	24	(99)	45
Balance	1,201	1,148	1,201	1,148
Individually evaluated for impairment					8	33
Collectively evaluated for impairment					1,193	1,203
Total	1,249	1,144	1,201	1,148	1,201	1,236
Individually evaluated for impairment					1,801	1,902
Collectively evaluated for impairment					167,026	156,118
Total					168,827	158,020
Commercial Real Estate Portfolio Segment [Member]
Total					260,119	261,783
Commercial Real Estate Portfolio Segment [Member] \| Real Estate Loan [Member]
Balance	3,342	3,501	3,499	3,297
Charge-offs	(1,126)	(29)	(1,126)	(29)
Recoveries	2	1	3	5
Provision (credit) for loan and lease losses	889	(451)	731	(251)
Balance	3,107	3,022	3,107	3,022
Individually evaluated for impairment					86	138
Collectively evaluated for impairment					3,021	3,361
Total	3,342	3,501	3,107	3,022	3,107	3,499
Individually evaluated for impairment					8,464	8,164
Collectively evaluated for impairment					251,655	253,619
Total					260,119	261,783
Construction, Land Acquisition and Development [Member]
Total					23,340	20,981
Construction, Land Acquisition and Development [Member] \| Real Estate Loan [Member]
Balance	256	223	209	268
Charge-offs	0
Recoveries			30	421
Provision (credit) for loan and lease losses	(5)	13	12	(453)
Balance	251	236	251	236
Individually evaluated for impairment
Collectively evaluated for impairment					251	209
Total	256	223	251	236	251	209
Individually evaluated for impairment					83	85
Collectively evaluated for impairment					23,257	20,896
Total					23,340	20,981
Commercial and Industrial [Member]
Balance	2,505	1,679	2,340	1,736
Charge-offs	(4)	(317)	(81)	(347)
Recoveries	75	110	147	179
Provision (credit) for loan and lease losses	(121)	841	49	745
Balance	2,455	2,313	2,455	2,313
Individually evaluated for impairment					600	600
Collectively evaluated for impairment					1,855	1,740
Total	2,505	1,679	2,455	2,313	2,455	2,340
Individually evaluated for impairment					793	795
Collectively evaluated for impairment					166,208	149,308
Total					167,001	150,103
Consumer Portfolio Segment [Member]
Balance	1,822	1,410	1,395	1,457
Charge-offs	(180)	(88)	(440)	(306)
Recoveries	129	85	228	252
Provision (credit) for loan and lease losses	235	35	823	39
Balance	2,006	1,442	2,006	1,442
Individually evaluated for impairment					2	2
Collectively evaluated for impairment					2,004	1,393
Total	1,822	1,410	2,006	1,442	2,006	1,395
Individually evaluated for impairment					388	395
Collectively evaluated for impairment					178,700	134,258
Total					179,088	134,653
State and Political Subdivisions [Member]
Balance	388	349	355	490
Charge-offs	0
Recoveries	0
Provision (credit) for loan and lease losses	51	(41)	84	(182)
Balance	439	308	439	308
Individually evaluated for impairment					0
Collectively evaluated for impairment					439	355
Total	$ 388	$ 349	$ 439	$ 308	439	355
Individually evaluated for impairment
Collectively evaluated for impairment					52,954	42,529
Total					$ 52,954	$ 42,529

XML 52 R42.htm IDEA: XBRL DOCUMENT

Note 4 - Loans - Loans by Credit Quality Indicator (Details) - USD ($) $ in Thousands	Jun. 30, 2018	Dec. 31, 2017
Loans	$ 851,329	$ 768,069
Commercial Loans [Member]
Loans	532,556	496,364
Accruing Loans [Member]
Loans	318,150	270,937
Nonaccrual Loans [Member]
Loans	623	768
Subtotal, Other Loans [Member]
Loans	318,773	271,705
Pass [Member] \| Commercial Loans [Member]
Loans	513,343	477,035
Special Mention [Member] \| Commercial Loans [Member]
Loans	4,692	3,691
Substandard [Member] \| Commercial Loans [Member]
Loans	14,521	15,638
Doubtful [Member] \| Commercial Loans [Member]
Loans	0	0
Unlikely to be Collected Financing Receivable [Member] \| Commercial Loans [Member]
Loans	0	0
Residential Portfolio Segment [Member]
Loans	168,827	158,020
Residential Portfolio Segment [Member] \| Commercial Loans [Member]
Loans	34,891	27,669
Residential Portfolio Segment [Member] \| Accruing Loans [Member]
Loans	133,602	129,887
Residential Portfolio Segment [Member] \| Nonaccrual Loans [Member]
Loans	334	464
Residential Portfolio Segment [Member] \| Subtotal, Other Loans [Member]
Loans	133,936	130,351
Residential Portfolio Segment [Member] \| Pass [Member] \| Commercial Loans [Member]
Loans	34,346	27,186
Residential Portfolio Segment [Member] \| Special Mention [Member] \| Commercial Loans [Member]
Loans	411	421
Residential Portfolio Segment [Member] \| Substandard [Member] \| Commercial Loans [Member]
Loans	134	62
Residential Portfolio Segment [Member] \| Doubtful [Member] \| Commercial Loans [Member]
Loans	0	0
Residential Portfolio Segment [Member] \| Unlikely to be Collected Financing Receivable [Member] \| Commercial Loans [Member]
Loans	0	0
Commercial Real Estate Portfolio Segment [Member]
Loans	260,119	261,783
Commercial Real Estate Portfolio Segment [Member] \| Commercial Loans [Member]
Loans	260,119	261,783
Commercial Real Estate Portfolio Segment [Member] \| Accruing Loans [Member]
Loans	0	0
Commercial Real Estate Portfolio Segment [Member] \| Nonaccrual Loans [Member]
Loans	0	0
Commercial Real Estate Portfolio Segment [Member] \| Subtotal, Other Loans [Member]
Loans	0	0
Commercial Real Estate Portfolio Segment [Member] \| Pass [Member] \| Commercial Loans [Member]
Loans	246,509	245,779
Commercial Real Estate Portfolio Segment [Member] \| Special Mention [Member] \| Commercial Loans [Member]
Loans	2,253	2,461
Commercial Real Estate Portfolio Segment [Member] \| Substandard [Member] \| Commercial Loans [Member]
Loans	11,357	13,543
Commercial Real Estate Portfolio Segment [Member] \| Doubtful [Member] \| Commercial Loans [Member]
Loans	0	0
Commercial Real Estate Portfolio Segment [Member] \| Unlikely to be Collected Financing Receivable [Member] \| Commercial Loans [Member]
Loans	0	0
Construction, Land Acquisition and Development [Member]
Loans	23,340	20,981
Construction, Land Acquisition and Development [Member] \| Commercial Loans [Member]
Loans	21,889	18,616
Construction, Land Acquisition and Development [Member] \| Accruing Loans [Member]
Loans	1,451	2,365
Construction, Land Acquisition and Development [Member] \| Nonaccrual Loans [Member]
Loans	0	0
Construction, Land Acquisition and Development [Member] \| Subtotal, Other Loans [Member]
Loans	1,451	2,365
Construction, Land Acquisition and Development [Member] \| Pass [Member] \| Commercial Loans [Member]
Loans	20,990	18,280
Construction, Land Acquisition and Development [Member] \| Special Mention [Member] \| Commercial Loans [Member]
Loans	324	330
Construction, Land Acquisition and Development [Member] \| Substandard [Member] \| Commercial Loans [Member]
Loans	575	6
Construction, Land Acquisition and Development [Member] \| Doubtful [Member] \| Commercial Loans [Member]
Loans	0	0
Construction, Land Acquisition and Development [Member] \| Unlikely to be Collected Financing Receivable [Member] \| Commercial Loans [Member]
Loans	0	0
Commercial and Industrial [Member]
Loans	167,001	150,103
Commercial and Industrial [Member] \| Commercial Loans [Member]
Loans	160,692	144,095
Commercial and Industrial [Member] \| Accruing Loans [Member]
Loans	6,309	6,008
Commercial and Industrial [Member] \| Nonaccrual Loans [Member]
Loans	0	0
Commercial and Industrial [Member] \| Subtotal, Other Loans [Member]
Loans	6,309	6,008
Commercial and Industrial [Member] \| Pass [Member] \| Commercial Loans [Member]
Loans	157,690	142,019
Commercial and Industrial [Member] \| Special Mention [Member] \| Commercial Loans [Member]
Loans	649	479
Commercial and Industrial [Member] \| Substandard [Member] \| Commercial Loans [Member]
Loans	2,353	1,597
Commercial and Industrial [Member] \| Doubtful [Member] \| Commercial Loans [Member]
Loans	0	0
Commercial and Industrial [Member] \| Unlikely to be Collected Financing Receivable [Member] \| Commercial Loans [Member]
Loans	0	0
Consumer Portfolio Segment [Member]
Loans	179,088	134,653
Consumer Portfolio Segment [Member] \| Commercial Loans [Member]
Loans	2,075	1,765
Consumer Portfolio Segment [Member] \| Accruing Loans [Member]
Loans	176,724	132,584
Consumer Portfolio Segment [Member] \| Nonaccrual Loans [Member]
Loans	289	304
Consumer Portfolio Segment [Member] \| Subtotal, Other Loans [Member]
Loans	177,013	132,888
Consumer Portfolio Segment [Member] \| Pass [Member] \| Commercial Loans [Member]
Loans	2,040	1,731
Consumer Portfolio Segment [Member] \| Special Mention [Member] \| Commercial Loans [Member]
Loans	35
Consumer Portfolio Segment [Member] \| Substandard [Member] \| Commercial Loans [Member]
Loans		34
Consumer Portfolio Segment [Member] \| Doubtful [Member] \| Commercial Loans [Member]
Loans	0	0
Consumer Portfolio Segment [Member] \| Unlikely to be Collected Financing Receivable [Member] \| Commercial Loans [Member]
Loans	0	0
State and Political Subdivisions [Member]
Loans	52,954	42,529
State and Political Subdivisions [Member] \| Commercial Loans [Member]
Loans	52,890	42,436
State and Political Subdivisions [Member] \| Accruing Loans [Member]
Loans	64	93
State and Political Subdivisions [Member] \| Nonaccrual Loans [Member]
Loans	0	0
State and Political Subdivisions [Member] \| Subtotal, Other Loans [Member]
Loans	64	93
State and Political Subdivisions [Member] \| Pass [Member] \| Commercial Loans [Member]
Loans	51,768	42,040
State and Political Subdivisions [Member] \| Special Mention [Member] \| Commercial Loans [Member]
Loans	1,020
State and Political Subdivisions [Member] \| Substandard [Member] \| Commercial Loans [Member]
Loans	102	396
State and Political Subdivisions [Member] \| Doubtful [Member] \| Commercial Loans [Member]
Loans	0	0
State and Political Subdivisions [Member] \| Unlikely to be Collected Financing Receivable [Member] \| Commercial Loans [Member]
Loans	$ 0	$ 0

XML 53 R43.htm IDEA: XBRL DOCUMENT

Note 4 - Loans - Performing and Non-performing Loan Delinquency Status (Details) - USD ($) $ in Thousands	Jun. 30, 2018	Dec. 31, 2017
Loans past due	$ 851,329	$ 768,069
Performing Financial Instruments [Member]
Loans past due	847,860	765,491
Nonperforming Financial Instruments [Member]
Loans past due	3,469	2,578
Residential Portfolio Segment [Member] \| Real Estate Loan [Member] \| Performing Financial Instruments [Member]
Loans past due	168,370	157,494
Residential Portfolio Segment [Member] \| Real Estate Loan [Member] \| Nonperforming Financial Instruments [Member]
Loans past due	457	525
Commercial Real Estate Portfolio Segment [Member] \| Real Estate Loan [Member] \| Performing Financial Instruments [Member]
Loans past due	258,268	260,819
Construction, Land Acquisition and Development [Member] \| Real Estate Loan [Member] \| Performing Financial Instruments [Member]
Loans past due	23,340	20,981
Construction, Land Acquisition and Development [Member] \| Real Estate Loan [Member] \| Nonperforming Financial Instruments [Member]
Loans past due	0	0
Commercial and Industrial [Member] \| Performing Financial Instruments [Member]
Loans past due	166,129	149,319
Commercial and Industrial [Member] \| Nonperforming Financial Instruments [Member]
Loans past due	872	785
Consumer Portfolio Segment [Member] \| Performing Financial Instruments [Member]
Loans past due	178,799	134,349
Consumer Portfolio Segment [Member] \| Nonperforming Financial Instruments [Member]
Loans past due	289	304
State and Political Subdivisions [Member] \| Performing Financial Instruments [Member]
Loans past due	52,954	42,529
State and Political Subdivisions [Member] \| Nonperforming Financial Instruments [Member]
Loans past due	0	0
Commercial Portfolio Segment [Member] \| Real Estate Loan [Member] \| Nonperforming Financial Instruments [Member]
Loans past due	1,851	964
Financing Receivables, 1 to 29 Days Past Due [Member]
Loans past due	847,548	763,657
Financing Receivables, 1 to 29 Days Past Due [Member] \| Performing Financial Instruments [Member]
Loans past due	845,305	762,540
Financing Receivables, 1 to 29 Days Past Due [Member] \| Nonperforming Financial Instruments [Member]
Loans past due	2,243	1,117
Financing Receivables, 1 to 29 Days Past Due [Member] \| Residential Portfolio Segment [Member] \| Real Estate Loan [Member] \| Performing Financial Instruments [Member]
Loans past due	167,523	156,701
Financing Receivables, 1 to 29 Days Past Due [Member] \| Residential Portfolio Segment [Member] \| Real Estate Loan [Member] \| Nonperforming Financial Instruments [Member]
Loans past due	317	342
Financing Receivables, 1 to 29 Days Past Due [Member] \| Commercial Real Estate Portfolio Segment [Member] \| Real Estate Loan [Member] \| Performing Financial Instruments [Member]
Loans past due	258,268	260,276
Financing Receivables, 1 to 29 Days Past Due [Member] \| Construction, Land Acquisition and Development [Member] \| Real Estate Loan [Member] \| Performing Financial Instruments [Member]
Loans past due	23,257	20,954
Financing Receivables, 1 to 29 Days Past Due [Member] \| Construction, Land Acquisition and Development [Member] \| Real Estate Loan [Member] \| Nonperforming Financial Instruments [Member]
Loans past due	0	0
Financing Receivables, 1 to 29 Days Past Due [Member] \| Commercial and Industrial [Member] \| Performing Financial Instruments [Member]
Loans past due	165,873	149,046
Financing Receivables, 1 to 29 Days Past Due [Member] \| Commercial and Industrial [Member] \| Nonperforming Financial Instruments [Member]
Loans past due	750	750
Financing Receivables, 1 to 29 Days Past Due [Member] \| Consumer Portfolio Segment [Member] \| Performing Financial Instruments [Member]
Loans past due	177,430	133,034
Financing Receivables, 1 to 29 Days Past Due [Member] \| Consumer Portfolio Segment [Member] \| Nonperforming Financial Instruments [Member]
Loans past due	50	25
Financing Receivables, 1 to 29 Days Past Due [Member] \| State and Political Subdivisions [Member] \| Performing Financial Instruments [Member]
Loans past due	52,954	42,529
Financing Receivables, 1 to 29 Days Past Due [Member] \| State and Political Subdivisions [Member] \| Nonperforming Financial Instruments [Member]
Loans past due	0	0
Financing Receivables, 1 to 29 Days Past Due [Member] \| Commercial Portfolio Segment [Member] \| Real Estate Loan [Member] \| Nonperforming Financial Instruments [Member]
Loans past due	1,126	0
Financing Receivables, 30 to 59 Days Past Due [Member]
Loans past due	2,222	2,258
Financing Receivables, 30 to 59 Days Past Due [Member] \| Performing Financial Instruments [Member]
Loans past due	2,154	2,103
Financing Receivables, 30 to 59 Days Past Due [Member] \| Nonperforming Financial Instruments [Member]
Loans past due	68	155
Financing Receivables, 30 to 59 Days Past Due [Member] \| Residential Portfolio Segment [Member] \| Real Estate Loan [Member] \| Performing Financial Instruments [Member]
Loans past due	827	793
Financing Receivables, 30 to 59 Days Past Due [Member] \| Residential Portfolio Segment [Member] \| Real Estate Loan [Member] \| Nonperforming Financial Instruments [Member]
Loans past due	0	63
Financing Receivables, 30 to 59 Days Past Due [Member] \| Commercial Real Estate Portfolio Segment [Member] \| Real Estate Loan [Member] \| Performing Financial Instruments [Member]
Loans past due	0	70
Financing Receivables, 30 to 59 Days Past Due [Member] \| Construction, Land Acquisition and Development [Member] \| Real Estate Loan [Member] \| Performing Financial Instruments [Member]
Loans past due	0	27
Financing Receivables, 30 to 59 Days Past Due [Member] \| Construction, Land Acquisition and Development [Member] \| Real Estate Loan [Member] \| Nonperforming Financial Instruments [Member]
Loans past due	0	0
Financing Receivables, 30 to 59 Days Past Due [Member] \| Commercial and Industrial [Member] \| Performing Financial Instruments [Member]
Loans past due	223	185
Financing Receivables, 30 to 59 Days Past Due [Member] \| Commercial and Industrial [Member] \| Nonperforming Financial Instruments [Member]
Loans past due	0	0
Financing Receivables, 30 to 59 Days Past Due [Member] \| Consumer Portfolio Segment [Member] \| Performing Financial Instruments [Member]
Loans past due	1,104	1,028
Financing Receivables, 30 to 59 Days Past Due [Member] \| Consumer Portfolio Segment [Member] \| Nonperforming Financial Instruments [Member]
Loans past due	68	92
Financing Receivables, 30 to 59 Days Past Due [Member] \| State and Political Subdivisions [Member] \| Performing Financial Instruments [Member]
Loans past due	0	0
Financing Receivables, 30 to 59 Days Past Due [Member] \| State and Political Subdivisions [Member] \| Nonperforming Financial Instruments [Member]
Loans past due	0	0
Financing Receivables, 30 to 59 Days Past Due [Member] \| Commercial Portfolio Segment [Member] \| Real Estate Loan [Member] \| Nonperforming Financial Instruments [Member]
Loans past due	0	0
Financing Receivables, 60 to 89 Days Past Due [Member]
Loans past due	537	901
Financing Receivables, 60 to 89 Days Past Due [Member] \| Performing Financial Instruments [Member]
Loans past due	401	848
Financing Receivables, 60 to 89 Days Past Due [Member] \| Nonperforming Financial Instruments [Member]
Loans past due	136	53
Financing Receivables, 60 to 89 Days Past Due [Member] \| Residential Portfolio Segment [Member] \| Real Estate Loan [Member] \| Performing Financial Instruments [Member]
Loans past due	20	0
Financing Receivables, 60 to 89 Days Past Due [Member] \| Residential Portfolio Segment [Member] \| Real Estate Loan [Member] \| Nonperforming Financial Instruments [Member]
Loans past due	0	0
Financing Receivables, 60 to 89 Days Past Due [Member] \| Commercial Real Estate Portfolio Segment [Member] \| Real Estate Loan [Member] \| Performing Financial Instruments [Member]
Loans past due	0	473
Financing Receivables, 60 to 89 Days Past Due [Member] \| Construction, Land Acquisition and Development [Member] \| Real Estate Loan [Member] \| Performing Financial Instruments [Member]
Loans past due	83	0
Financing Receivables, 60 to 89 Days Past Due [Member] \| Construction, Land Acquisition and Development [Member] \| Real Estate Loan [Member] \| Nonperforming Financial Instruments [Member]
Loans past due	0	0
Financing Receivables, 60 to 89 Days Past Due [Member] \| Commercial and Industrial [Member] \| Performing Financial Instruments [Member]
Loans past due	33	88
Financing Receivables, 60 to 89 Days Past Due [Member] \| Commercial and Industrial [Member] \| Nonperforming Financial Instruments [Member]
Loans past due	83	0
Financing Receivables, 60 to 89 Days Past Due [Member] \| Consumer Portfolio Segment [Member] \| Performing Financial Instruments [Member]
Loans past due	265	287
Financing Receivables, 60 to 89 Days Past Due [Member] \| Consumer Portfolio Segment [Member] \| Nonperforming Financial Instruments [Member]
Loans past due	53	53
Financing Receivables, 60 to 89 Days Past Due [Member] \| State and Political Subdivisions [Member] \| Performing Financial Instruments [Member]
Loans past due	0	0
Financing Receivables, 60 to 89 Days Past Due [Member] \| State and Political Subdivisions [Member] \| Nonperforming Financial Instruments [Member]
Loans past due	0	0
Financing Receivables, 60 to 89 Days Past Due [Member] \| Commercial Portfolio Segment [Member] \| Real Estate Loan [Member] \| Nonperforming Financial Instruments [Member]
Loans past due	0	0
Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Loans past due	1,022	1,253
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] \| Performing Financial Instruments [Member]
Loans past due	0	0
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] \| Nonperforming Financial Instruments [Member]
Loans past due	1,022	1,253
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] \| Residential Portfolio Segment [Member] \| Real Estate Loan [Member] \| Performing Financial Instruments [Member]
Loans past due	0	0
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] \| Residential Portfolio Segment [Member] \| Real Estate Loan [Member] \| Nonperforming Financial Instruments [Member]
Loans past due	140	120
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] \| Commercial Real Estate Portfolio Segment [Member] \| Real Estate Loan [Member] \| Performing Financial Instruments [Member]
Loans past due	0	0
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] \| Construction, Land Acquisition and Development [Member] \| Real Estate Loan [Member] \| Performing Financial Instruments [Member]
Loans past due	0	0
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] \| Construction, Land Acquisition and Development [Member] \| Real Estate Loan [Member] \| Nonperforming Financial Instruments [Member]
Loans past due	0	0
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] \| Commercial and Industrial [Member] \| Performing Financial Instruments [Member]
Loans past due	0	0
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] \| Commercial and Industrial [Member] \| Nonperforming Financial Instruments [Member]
Loans past due	39	35
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] \| Consumer Portfolio Segment [Member] \| Performing Financial Instruments [Member]
Loans past due	0	0
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] \| Consumer Portfolio Segment [Member] \| Nonperforming Financial Instruments [Member]
Loans past due	118	134
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] \| State and Political Subdivisions [Member] \| Performing Financial Instruments [Member]
Loans past due	0	0
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] \| State and Political Subdivisions [Member] \| Nonperforming Financial Instruments [Member]
Loans past due	0	0
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] \| Commercial Portfolio Segment [Member] \| Real Estate Loan [Member] \| Nonperforming Financial Instruments [Member]
Loans past due	$ 725	$ 964

XML 54 R44.htm IDEA: XBRL DOCUMENT

Note 4 - Loans - Impaired Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2018	Dec. 31, 2017
Recorded investment, with no allowance recorded	$ 6,496	$ 5,500
Unpaid principal balance, with no allowance recorded	7,464	5,679
Recorded investment, with a related allowance recorded	5,033	5,841
Unpaid principal balance, with a related allowance recorded	5,033	5,880
Related Allowance	696	773
Recorded Investment	11,529	11,341
Unpaid principal balance	12,497	11,559
Residential Portfolio Segment [Member] \| Real Estate Loan [Member]
Recorded investment, with no allowance recorded	205	190
Unpaid principal balance, with no allowance recorded	277	216
Recorded investment, with a related allowance recorded	1,596	1,712
Unpaid principal balance, with a related allowance recorded	1,596	1,751
Related Allowance	8	33
Recorded Investment	1,801	1,902
Unpaid principal balance	1,873	1,967
Commercial Real Estate Portfolio Segment [Member] \| Real Estate Loan [Member]
Recorded investment, with no allowance recorded	6,160	5,174
Unpaid principal balance, with no allowance recorded	7,023	5,295
Recorded investment, with a related allowance recorded	2,304	2,990
Unpaid principal balance, with a related allowance recorded	2,304	2,990
Related Allowance	86	138
Recorded Investment	8,464	8,164
Unpaid principal balance	9,327	8,285
Construction, Land Acquisition and Development [Member] \| Real Estate Loan [Member]
Recorded investment, with no allowance recorded	83	85
Unpaid principal balance, with no allowance recorded	83	85
Recorded investment, with a related allowance recorded	0	0
Unpaid principal balance, with a related allowance recorded	0	0
Related Allowance	0	0
Recorded Investment	83	85
Unpaid principal balance	83	85
Commercial and Industrial [Member]
Recorded investment, with no allowance recorded	20	21
Unpaid principal balance, with no allowance recorded	52	53
Recorded investment, with a related allowance recorded	773	774
Unpaid principal balance, with a related allowance recorded	773	774
Related Allowance	600	600
Recorded Investment	793	795
Unpaid principal balance	825	827
Consumer Portfolio Segment [Member]
Recorded investment, with no allowance recorded	28	30
Unpaid principal balance, with no allowance recorded	29	30
Recorded investment, with a related allowance recorded	360	365
Unpaid principal balance, with a related allowance recorded	360	365
Related Allowance	2	2
Recorded Investment	388	395
Unpaid principal balance	389	395
State and Political Subdivisions [Member]
Recorded investment, with no allowance recorded	0	0
Unpaid principal balance, with no allowance recorded	0	0
Recorded investment, with a related allowance recorded	0	0
Unpaid principal balance, with a related allowance recorded	0	0
Related Allowance	0	0
Recorded Investment	0	0
Unpaid principal balance	$ 0	$ 0

XML 55 R45.htm IDEA: XBRL DOCUMENT

Note 4 - Loans - Average Balance and Interest Income by Loan Category Recognized on Impaired Loans (Details) - USD ($)
$ in Thousands

3 Months Ended

6 Months Ended

Jun. 30, 2018

Jun. 30, 2017

Jun. 30, 2018

Jun. 30, 2017

$ 10,898

$ 10,734

$ 10,939

^[1]

$ 9,315

^[1]

Residential Portfolio Segment [Member] | Real Estate Loan [Member]

^[1]

101

106

204

176

1,805

1,841

1,837

^[1]

1,884

^[1]

Commercial Real Estate Portfolio Segment [Member] | Real Estate Loan [Member]

^[1]

7,826

7,452

7,833

^[1]

6,133

^[1]

Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member]

^[1]

152

112

^[1]

123

^[1]

Commercial and Industrial [Member]

^[1]

794

1,059

794

^[1]

879

^[1]

Consumer Portfolio Segment [Member]

^[1]

389

295

391

^[1]

296

^[1]

State and Political Subdivisions [Member]

^[1]

^[1]

Total capital (to risk-weighted assets), Amount

^[1]

$ 0

[1]	Interest income represents income recognized on accruing TDRs.

XML 56 R46.htm IDEA: XBRL DOCUMENT

Note 4 - Loans - Loans Modified as TDRs (Details) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2018	Jun. 30, 2017 USD ($)	Jun. 30, 2018	Jun. 30, 2017 USD ($)
Number of contracts	0	11	0	13
Pre-modification outstanding recorded investment		$ 2,441		$ 7,158
Post-modification outstanding recorded investment		2,441		7,158
Forbearance [Member]
Pre-modification outstanding recorded investment		2,353		7,070
Extended Maturity [Member]
Pre-modification outstanding recorded investment		63		63
Extended Maturity and Forbearance [Member]
Pre-modification outstanding recorded investment		$ 25		$ 25
Residential Portfolio Segment [Member]
Number of contracts		1		1
Pre-modification outstanding recorded investment		$ 63		$ 63
Post-modification outstanding recorded investment		63		63
Residential Portfolio Segment [Member] \| Forbearance [Member]
Pre-modification outstanding recorded investment		0		$ 0
Residential Portfolio Segment [Member] \| Extended Maturity [Member]
Number of contracts				1
Pre-modification outstanding recorded investment		63		$ 63
Residential Portfolio Segment [Member] \| Extended Maturity and Forbearance [Member]
Pre-modification outstanding recorded investment		$ 0		$ 0
Commercial Real Estate Portfolio Segment [Member]
Number of contracts		7		8
Pre-modification outstanding recorded investment		$ 1,228		$ 5,250
Post-modification outstanding recorded investment		1,228		$ 5,250
Commercial Real Estate Portfolio Segment [Member] \| Forbearance [Member]
Number of contracts				8
Pre-modification outstanding recorded investment		1,228		$ 5,250
Commercial Real Estate Portfolio Segment [Member] \| Extended Maturity [Member]
Pre-modification outstanding recorded investment		0		0
Commercial Real Estate Portfolio Segment [Member] \| Extended Maturity and Forbearance [Member]
Pre-modification outstanding recorded investment		$ 0		$ 0
Construction, Land Acquisition and Development [Member]
Number of contracts		0		0
Pre-modification outstanding recorded investment		$ 0		$ 0
Post-modification outstanding recorded investment		0		0
Construction, Land Acquisition and Development [Member] \| Forbearance [Member]
Pre-modification outstanding recorded investment		0		0
Construction, Land Acquisition and Development [Member] \| Extended Maturity [Member]
Pre-modification outstanding recorded investment		0		0
Construction, Land Acquisition and Development [Member] \| Extended Maturity and Forbearance [Member]
Pre-modification outstanding recorded investment		$ 0		$ 0
Commercial and Industrial [Member]
Number of contracts		3		4
Pre-modification outstanding recorded investment		$ 1,150		$ 1,845
Post-modification outstanding recorded investment		1,150		$ 1,845
Commercial and Industrial [Member] \| Forbearance [Member]
Number of contracts				4
Pre-modification outstanding recorded investment		1,125		$ 1,820
Commercial and Industrial [Member] \| Extended Maturity [Member]
Pre-modification outstanding recorded investment		0		0
Commercial and Industrial [Member] \| Extended Maturity and Forbearance [Member]
Pre-modification outstanding recorded investment		$ 25		$ 25
Consumer Portfolio Segment [Member]
Number of contracts		0		0
Pre-modification outstanding recorded investment		$ 0		$ 0
Post-modification outstanding recorded investment		0		0
Consumer Portfolio Segment [Member] \| Forbearance [Member]
Pre-modification outstanding recorded investment		0		0
Consumer Portfolio Segment [Member] \| Extended Maturity [Member]
Pre-modification outstanding recorded investment		0		0
Consumer Portfolio Segment [Member] \| Extended Maturity and Forbearance [Member]
Pre-modification outstanding recorded investment		$ 0		$ 0
State and Political Subdivisions [Member]
Number of contracts		0		0
Pre-modification outstanding recorded investment		$ 0		$ 0
Post-modification outstanding recorded investment		0		0
State and Political Subdivisions [Member] \| Forbearance [Member]
Pre-modification outstanding recorded investment		0		0
State and Political Subdivisions [Member] \| Extended Maturity [Member]
Pre-modification outstanding recorded investment		0		0
State and Political Subdivisions [Member] \| Extended Maturity and Forbearance [Member]
Pre-modification outstanding recorded investment		$ 0		$ 0

XML 57 R47.htm IDEA: XBRL DOCUMENT

Note 5 - Borrowed Funds (Details Textual) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2018	Dec. 31, 2017
Advances from Federal Home Loan Banks, Total	$ 174,251	$ 44,968
Federal Home Loan Bank Advances [Member] \| Minimum [Member]
Debt Instrument, Term	90 days
Federal Home Loan Bank Advances [Member] \| Maximum [Member]
Debt Instrument, Term	5 years
Federal Home Loan Bank of Pittsburgh [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged	$ 469,300	448,200
Federal Home Loan Bank, Advances, General Debt Obligations, Maximum Amount Available	328,600
Advances from Federal Home Loan Banks, Total	174,251	44,968
Letters of Credit Outstanding, Amount	$ 39,500
Increase (Decrease) in Advances from Federal Home Loan Banks, Percent	287.50%
Federal Home Loan Bank of Pittsburgh [Member] \| Federal Home Loan Bank Advances [Member]
Debt Instrument, Increase (Decrease), Net, Total	$ 129,300
Federal Home Loan Bank of Pittsburgh [Member] \| FHLB of Pittsburgh Advances - Term [Member]
Advances from Federal Home Loan Banks, Total	101,661	44,968
Federal Home Loan Bank of Pittsburgh [Member] \| FHLB of Pittsburgh Advances - Overnight [Member]
Advances from Federal Home Loan Banks, Total	$ 72,590

XML 58 R48.htm IDEA: XBRL DOCUMENT

Note 5 - Borrowed Funds - Components of Borrowed Funds (Details) - USD ($) $ in Thousands	Jun. 30, 2018	Dec. 31, 2017
FHLB of Pittsburgh advances	$ 174,251	$ 44,968
Subordinated debentures	5,000	5,000
Junior subordinated debentures	10,310	10,310
Total borrowed funds	189,561	60,278
Federal Home Loan Bank of Pittsburgh [Member]
FHLB of Pittsburgh advances	174,251	44,968
FHLB of Pittsburgh Advances - Overnight [Member] \| Federal Home Loan Bank of Pittsburgh [Member]
FHLB of Pittsburgh advances	72,590
FHLB of Pittsburgh Advances - Term [Member] \| Federal Home Loan Bank of Pittsburgh [Member]
FHLB of Pittsburgh advances	$ 101,661	$ 44,968

XML 59 R49.htm IDEA: XBRL DOCUMENT

Note 6 - Income Taxes (Details Textual) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2018	Jun. 30, 2017	Jun. 30, 2018	Jun. 30, 2017	Dec. 31, 2018	Dec. 31, 2017
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent	21.00%	34.00%	21.00%	34.00%		35.00%
Deferred Tax Assets, Net, Total	$ 16,282		$ 16,282			$ 15,785
Deferred Tax Assets, Operating Loss Carryforwards, Total	8,500		8,500
Operating Loss Carryforwards, Total	$ 40,500		$ 40,500
Scenario, Forecast [Member]
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent					21.00%

XML 60 R50.htm IDEA: XBRL DOCUMENT

Note 6 - Income Taxes - Effective Income Tax Rate Reconciliation (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2018	Jun. 30, 2017	Jun. 30, 2018	Jun. 30, 2017	Dec. 31, 2017
Provision at statutory tax rates	$ 613	$ 919	$ 1,126	$ 1,940
Provision at statutory tax rates, percentage	21.00%	34.00%	21.00%	34.00%	35.00%
Tax effects of non-taxable income	$ (92)	$ (112)	$ (170)	$ (234)
Tax effects of non-taxable income, percentage	(3.16%)	(4.14%)	(3.18%)	(4.10%)
Non-deductible interest expense	$ 4	$ 3	$ 6	$ 6
Non-deductible interest expense, percentage	0.13%	0.09%	0.11%	0.10%
Bank-owned life insurance	$ (29)	$ (46)	$ (57)	$ (92)
Bank-owned life insurance, percentage	(1.00%)	(1.70%)	(1.06%)	(1.61%)
Other items, net	$ 12	$ 146	$ 29	$ 96
Other items, net, percentage	0.43%	5.43%	0.54%	1.69%
Income tax expense	$ 508	$ 910	$ 934	$ 1,716
Income tax expense, percentage	17.40%	33.68%	17.41%	30.08%

XML 61 R51.htm IDEA: XBRL DOCUMENT

Note 7 - Related Party Transactions (Details Textual) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2018	Jun. 30, 2017	Jun. 30, 2018	Jun. 30, 2017	Dec. 31, 2017
Related Party Transaction, Interest Paid	$ 35	$ 71	$ 70	$ 140
Directors, Executive Officers and Their Related Parties [Member]
Related Party Deposit Liabilities	83,300		83,300		$ 139,200
Related Party Deposit Liabilities, Increase (Decrease)			(55,900)
Related Party Transactions, Interest Paid on Deposits			157	131
Related Party Transaction, Expenses from Transactions with Related Party	600	$ 600	1,000	$ 1,100
Related Party Transactions, Subordinated Debt	3,100		3,100		$ 3,100
Directors, Executive Officers and Their Related Parties [Member] \| Nonperforming Financial Instruments [Member]
Due from Related Parties, Total	$ 0		$ 0

XML 62 R52.htm IDEA: XBRL DOCUMENT

Note 7 - Related Party Transactions - Related Party Loans (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2018	Jun. 30, 2017	Jun. 30, 2018	Jun. 30, 2017
Balance, beginning of period	$ 65,884	$ 44,189	$ 55,576	$ 42,007
Additions, new loans and advances	11,946	10,562	43,115	36,772
Repayments	(8,004)	(13,326)	(28,865)	(37,354)
Balance, end of period	$ 69,826	$ 41,425	$ 69,826	$ 41,425

XML 63 R53.htm IDEA: XBRL DOCUMENT

Note 8 - Contingencies (Details Textual) - USD ($)					3 Months Ended
Note 8 - Contingencies (Details Textual) - USD ($)	Apr. 11, 2018	Jul. 01, 2017	Apr. 01, 2014	Mar. 28, 2014	Apr. 01, 2014	Feb. 04, 2014	Dec. 31, 2013
Derivative Liability, Total						$ 5,000,000
Shareholder Derivative Suit [Member]
Litigation Settlement, Amount Awarded to Other Party				$ 5,000,000
Accrued Liabilities and Other Liabilities, Total							$ 2,500,000
Litigation Settlement Fees and Costs			$ 2,500,000
Partial Indemnification, Individual Defendants Paid	$ 2,500,000				$ 2,500,000
Litigation Settlement, Monthly Payments		$ 25,000

XML 64 R54.htm IDEA: XBRL DOCUMENT

Note 9 - Stock Compensation Plans (Details Textual) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2018	Jun. 30, 2017	Jun. 30, 2018	Jun. 30, 2017
Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period			57,829	54,549
Long-Term Incentive Compensation Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized	1,200,000		1,200,000
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant	921,069		921,069
Allocated Share-based Compensation Expense, Total			$ 137	$ 167
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized, Total	$ 819	$ 608	$ 819	$ 608
Long-Term Incentive Compensation Plan [Member] \| Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period			57,829	54,549
The 2000 Employee Stock Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant	0		0
Allocated Share-based Compensation Expense, Total	$ 0	$ 0	$ 0	$ 0
Share-based Compensation Arrangement by Share-based Payment Award, Expiration Period	10 years
The 2000 Employee Stock Incentive Plan [Member] \| Employee Stock Option [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized	1,100,000		1,100,000

XML 65 R55.htm IDEA: XBRL DOCUMENT

Note 9 - Stock Compensation Plans - Stock Compensation Plans (Details) - Restricted Stock [Member] - $ / shares	3 Months Ended		6 Months Ended
	Jun. 30, 2018	Jun. 30, 2017	Jun. 30, 2018	Jun. 30, 2017
Unvested, beginning of period (in shares)	162,679	142,283	106,129	103,874
Unvested, beginning of period (in dollars per share)	$ 7.05	$ 6.09	$ 6.23	$ 5.74
Awards granted (in shares)			57,829	54,549
Awards granted, Weighted average grant date fair value (in dollars per share)			$ 8.54	$ 6.83
Forfeitures (in shares)			(1,279)	(5,050)
Forfeitures, Weighted average grant date fair value (in dollars per share)			$ 6.88	$ 5.65
Vestings (in shares)	(46,358)	(35,788)	(46,358)	(46,878)
Vestings, Weighted average grant date fair value (in dollars per share)	$ 5.93	$ 5.65	$ 5.93	$ 5.90
Unvested, end of period (in shares)	116,321	106,495	116,321	106,495
Unvested, end of period (in dollars per share)	$ 7.50	$ 6.24	$ 7.50	$ 6.24

XML 66 R56.htm IDEA: XBRL DOCUMENT

Note 10 - Regulatory Matters/Subsequent Event (Details Textual) - $ / shares		3 Months Ended		6 Months Ended
	Jul. 26, 2018	Jun. 30, 2018	Jun. 30, 2017	Jun. 30, 2018	Jun. 30, 2017
Common Stock, Dividends, Per Share, Declared		$ 0.04	$ 0.03	$ 0.08	$ 0.06
Stock Issued During Period, Shares, Dividend Reinvestment Plan		4,139	29,861	12,776	65,240
Subsequent Event [Member]
Common Stock, Dividends, Per Share, Declared	$ 0.04

XML 67 R57.htm IDEA: XBRL DOCUMENT

Note 10 - Regulatory Matters/Subsequent Event - Risk-based Capital and Related Ratios (Details) - USD ($)
$ in Thousands

Jun. 30, 2018

Dec. 31, 2017

$ 105,477

$ 101,135

Total capital (to risk-weighted assets), Ratio

11.31%

12.08%

Total capital (to risk-weighted assets), Minimum required for capital adequacy purposes

8.00%

Total capital (to risk-weighted assets), Minimum required for capital adequacy purposes with conservation buffer

9.875%

9.25%

Total capital (to risk-weighted assets), To be well capitalized under prompt corrective action

^[1]

10.00%

Tier I capital (to risk-weighted assets), Amount

$ 93,692

$ 89,220

Tier I capital (to risk-weighted assets), Ratio

10.05%

10.66%

Tier I capital (to risk-weighted assets), Minimum required for capital adequacy purposes

6.00%

Tier I capital (to risk-weighted assets), Minimum required for capital adequacy purposes with conservation buffer

7.875%

7.25%

Tier I capital (to risk-weighted assets), To be well capitalized under prompt corrective action

^[1]

8.00%

Tier I common equity (to risk-weighted assets), Amount

$ 85,778

$ 81,493

Tier I common equity (to risk-weighted assets), Ratio

9.20%

9.74%

Tier I common equity (to risk-weighted assets), Minimum required for capital adequacy purposes

4.50%

Tier I common equity (to risk-weighted assets), Minimum required for capital adequacy purposes with conservation buffer

6.375%

5.75%

Tier I common equity (to risk-weighted assets), To be well capitalized under prompt corrective action

^[1]

6.50%

Tier I capital (to average assets), Amount

$ 93,692

$ 89,220

Tier I capital (to average assets), Ratio

7.69%

7.74%

Tier I capital (to average assets), Minimum required for capital adequacy purposes

4.00%

Tier I capital (to average assets), Minimum required for capital adequacy purposes with conservation buffer

4.00%

Tier I capital (to average assets), To be well capitalized under prompt corrective action

^[1]

5.00%

Total risk-weighted assets, Amount

$ 932,367

$ 837,032

Total average assets, Amount

1,217,970

1,152,776

Subsidiaries [Member]

Total capital (to risk-weighted assets), Amount

$ 106,594

$ 104,272

Total capital (to risk-weighted assets), Ratio

11.46%

12.49%

Tier I capital (to risk-weighted assets), Amount

$ 96,809

$ 94,856

Tier I capital (to risk-weighted assets), Ratio

10.41%

11.36%

Tier I common equity (to risk-weighted assets), Amount

$ 96,809

$ 94,856

Tier I common equity (to risk-weighted assets), Ratio

10.41%

11.36%

Tier I capital (to average assets), Amount

$ 96,809

$ 94,856

Tier I capital (to average assets), Ratio

7.96%

8.24%

Total risk-weighted assets, Amount

$ 930,273

$ 834,959

Total average assets, Amount

$ 1,216,360

$ 1,151,539

[1]	Applies to the Bank only.

XML 68 R58.htm IDEA: XBRL DOCUMENT

Note 11 - Fair Value Measurements (Details Textual) $ in Thousands	Jun. 30, 2018 USD ($)	Dec. 31, 2017 USD ($)
Debt Securities, Available-for-sale, Amortized Cost, Total	$ 299,802	$ 291,586
Debt Securities, Available-for-sale, Total	290,863	289,459
Corporate Debt Securities [Member]
Debt Securities, Available-for-sale, Amortized Cost, Total	4,000	4,000
Debt Securities, Available-for-sale, Total	$ 3,957	$ 4,058
Corporate Debt Securities [Member] \| Fair Value, Inputs, Level 3 [Member] \| Measurement Input, Discount Rate [Member] \| Minimum [Member]
Debt Securities, Available-for-sale, Measurement Input	0.0637
Corporate Debt Securities [Member] \| Fair Value, Inputs, Level 3 [Member] \| Measurement Input, Discount Rate [Member] \| Maximum [Member]
Debt Securities, Available-for-sale, Measurement Input	0.0712

XML 69 R59.htm IDEA: XBRL DOCUMENT

Note 11 - Fair Value Measurements - Assets Measured at Fair Value on a Recurring Basis (Details) - USD ($) $ in Thousands	Jun. 30, 2018	Dec. 31, 2017
Debt securities available for sale, at fair value	$ 290,863	$ 289,459
Equity securities	892	918
US States and Political Subdivisions Debt Securities [Member]
Debt securities available for sale, at fair value	150,455	145,999
Collateralized Mortgage Backed Securities [Member]
Debt securities available for sale, at fair value	24,156	22,311
Corporate Debt Securities [Member]
Debt securities available for sale, at fair value	3,957	4,058
Asset-backed Securities [Member]
Debt securities available for sale, at fair value	2,355	3,086
Negotiable Certificates of Deposit [Member]
Debt securities available for sale, at fair value	2,905	2,930
Fair Value, Measurements, Recurring [Member]
Debt securities available for sale, at fair value	290,863	289,459
Equity securities	892	918
Fair Value, Measurements, Recurring [Member] \| Fair Value, Inputs, Level 1 [Member]
Debt securities available for sale, at fair value
Equity securities	892	918
Fair Value, Measurements, Recurring [Member] \| Fair Value, Inputs, Level 2 [Member]
Debt securities available for sale, at fair value	286,906	285,401
Equity securities
Fair Value, Measurements, Recurring [Member] \| Fair Value, Inputs, Level 3 [Member]
Debt securities available for sale, at fair value	3,957	4,058
Equity securities
Fair Value, Measurements, Recurring [Member] \| US States and Political Subdivisions Debt Securities [Member]
Debt securities available for sale, at fair value	150,455	145,999
Fair Value, Measurements, Recurring [Member] \| US States and Political Subdivisions Debt Securities [Member] \| Fair Value, Inputs, Level 1 [Member]
Debt securities available for sale, at fair value
Fair Value, Measurements, Recurring [Member] \| US States and Political Subdivisions Debt Securities [Member] \| Fair Value, Inputs, Level 2 [Member]
Debt securities available for sale, at fair value	150,455	145,999
Fair Value, Measurements, Recurring [Member] \| US States and Political Subdivisions Debt Securities [Member] \| Fair Value, Inputs, Level 3 [Member]
Debt securities available for sale, at fair value
Fair Value, Measurements, Recurring [Member] \| Residential Mortgage [Member]
Debt securities available for sale, at fair value	33,961	35,657
Fair Value, Measurements, Recurring [Member] \| Residential Mortgage [Member] \| Fair Value, Inputs, Level 1 [Member]
Debt securities available for sale, at fair value
Fair Value, Measurements, Recurring [Member] \| Residential Mortgage [Member] \| Fair Value, Inputs, Level 2 [Member]
Debt securities available for sale, at fair value	33,961	35,657
Fair Value, Measurements, Recurring [Member] \| Residential Mortgage [Member] \| Fair Value, Inputs, Level 3 [Member]
Debt securities available for sale, at fair value
Fair Value, Measurements, Recurring [Member] \| Commercial Loan [Member]
Debt securities available for sale, at fair value	73,074	75,418
Fair Value, Measurements, Recurring [Member] \| Commercial Loan [Member] \| Fair Value, Inputs, Level 1 [Member]
Debt securities available for sale, at fair value
Fair Value, Measurements, Recurring [Member] \| Commercial Loan [Member] \| Fair Value, Inputs, Level 2 [Member]
Debt securities available for sale, at fair value	73,074	75,418
Fair Value, Measurements, Recurring [Member] \| Commercial Loan [Member] \| Fair Value, Inputs, Level 3 [Member]
Debt securities available for sale, at fair value
Fair Value, Measurements, Recurring [Member] \| Collateralized Mortgage Backed Securities [Member]
Debt securities available for sale, at fair value	24,156	22,311
Fair Value, Measurements, Recurring [Member] \| Collateralized Mortgage Backed Securities [Member] \| Fair Value, Inputs, Level 1 [Member]
Debt securities available for sale, at fair value
Fair Value, Measurements, Recurring [Member] \| Collateralized Mortgage Backed Securities [Member] \| Fair Value, Inputs, Level 2 [Member]
Debt securities available for sale, at fair value	24,156	22,311
Fair Value, Measurements, Recurring [Member] \| Collateralized Mortgage Backed Securities [Member] \| Fair Value, Inputs, Level 3 [Member]
Debt securities available for sale, at fair value
Fair Value, Measurements, Recurring [Member] \| Corporate Debt Securities [Member]
Debt securities available for sale, at fair value	3,957	4,058
Fair Value, Measurements, Recurring [Member] \| Corporate Debt Securities [Member] \| Fair Value, Inputs, Level 1 [Member]
Debt securities available for sale, at fair value
Fair Value, Measurements, Recurring [Member] \| Corporate Debt Securities [Member] \| Fair Value, Inputs, Level 2 [Member]
Debt securities available for sale, at fair value
Fair Value, Measurements, Recurring [Member] \| Corporate Debt Securities [Member] \| Fair Value, Inputs, Level 3 [Member]
Debt securities available for sale, at fair value	3,957	4,058
Fair Value, Measurements, Recurring [Member] \| Asset-backed Securities [Member]
Debt securities available for sale, at fair value	2,355	3,086
Fair Value, Measurements, Recurring [Member] \| Asset-backed Securities [Member] \| Fair Value, Inputs, Level 1 [Member]
Debt securities available for sale, at fair value
Fair Value, Measurements, Recurring [Member] \| Asset-backed Securities [Member] \| Fair Value, Inputs, Level 2 [Member]
Debt securities available for sale, at fair value	2,355	3,086
Fair Value, Measurements, Recurring [Member] \| Asset-backed Securities [Member] \| Fair Value, Inputs, Level 3 [Member]
Debt securities available for sale, at fair value
Fair Value, Measurements, Recurring [Member] \| Negotiable Certificates of Deposit [Member]
Debt securities available for sale, at fair value	2,905	2,930
Fair Value, Measurements, Recurring [Member] \| Negotiable Certificates of Deposit [Member] \| Fair Value, Inputs, Level 1 [Member]
Debt securities available for sale, at fair value
Fair Value, Measurements, Recurring [Member] \| Negotiable Certificates of Deposit [Member] \| Fair Value, Inputs, Level 2 [Member]
Debt securities available for sale, at fair value	2,905	2,930
Fair Value, Measurements, Recurring [Member] \| Negotiable Certificates of Deposit [Member] \| Fair Value, Inputs, Level 3 [Member]
Debt securities available for sale, at fair value

XML 70 R60.htm IDEA: XBRL DOCUMENT

Note 11 - Fair Value Measurements - Changes in Fair Value Assets (Details) - Corporate Debt Securities [Member] - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2018	Jun. 30, 2017
Balance	$ 4,058	$ 3,339
Additions		2,000
Payments Received
Sales
Included in earnings
Included in other comprehensive (loss) income	(101)	83
Balance	$ 3,957	$ 5,422

XML 71 R61.htm IDEA: XBRL DOCUMENT

Note 11 - Fair Value Measurements - Assets Measured At Fair Value on a Non-recurring Basis and Quantitative Information (Details) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2018	Dec. 31, 2017
Recorded Investment	$ 11,529	$ 11,341
Related Allowance	696	773
Fair Value, Inputs, Level 3 [Member] \| Fair Value, Measurements, Nonrecurring [Member] \| Valuation, Market Approach [Member] \| Impaired Loans, Collateral Dependent [Member]
Recorded Investment	750	1,262
Related Allowance	600	636
Fair Value	$ 150	$ 626
Selling Cost	10.00%	10.00%
Fair Value, Inputs, Level 3 [Member] \| Fair Value, Measurements, Nonrecurring [Member] \| Valuation, Market Approach [Member] \| Other Real Estate Owned [Member]
Recorded Investment	$ 63	$ 1,023
Related Allowance
Fair Value	$ 63	$ 1,023
Selling Cost	10.00%	10.00%
Fair Value, Inputs, Level 3 [Member] \| Fair Value, Measurements, Nonrecurring [Member] \| Valuation, Income Approach [Member] \| Impaired Loans, Other [Member]
Recorded Investment	$ 4,284	$ 4,578
Related Allowance	96	137
Fair Value	$ 4,188	$ 4,441
Fair Value, Inputs, Level 3 [Member] \| Fair Value, Measurements, Nonrecurring [Member] \| Valuation, Income Approach [Member] \| Impaired Loans, Other [Member] \| Minimum [Member]
Discount Rate	3.70%	3.70%
Fair Value, Inputs, Level 3 [Member] \| Fair Value, Measurements, Nonrecurring [Member] \| Valuation, Income Approach [Member] \| Impaired Loans, Other [Member] \| Maximum [Member]
Discount Rate	7.50%	7.50%

XML 72 R62.htm IDEA: XBRL DOCUMENT

Note 11 - Fair Value Measurements - Estimated Fair Values of the Company's Financial Information (Details) - USD ($) $ in Thousands	Jun. 30, 2018	Dec. 31, 2017
Financial assets
Equity securities	$ 892	$ 918
Reported Value Measurement [Member]
Financial assets
Securities available for sale	290,863	289,459
Reported Value Measurement [Member] \| Fair Value, Inputs, Level 1 [Member]
Financial assets
Cash and short term investments	21,124	37,746
Equity securities	892	918
Reported Value Measurement [Member] \| Fair Value, Inputs, Level 2 [Member]
Financial assets
Restricted stock	7,964	2,763
Loans held for sale	629	1,095
Accrued interest receivable	3,654	3,234
Financial liabilities
Deposits	955,243	1,002,448
Borrowed funds	174,251	60,278
Accrued interest payable	331	241
Reported Value Measurement [Member] \| Fair Value, Inputs, Level 3 [Member]
Financial assets
Loans, net	845,932	761,609
Equity securities without readily determinable fair values	1,658	1,658
Servicing rights	338	265
Estimate of Fair Value Measurement [Member]
Financial assets
Securities available for sale	290,863	289,459
Estimate of Fair Value Measurement [Member] \| Fair Value, Inputs, Level 1 [Member]
Financial assets
Cash and short term investments	21,124	37,746
Equity securities	892	918
Estimate of Fair Value Measurement [Member] \| Fair Value, Inputs, Level 2 [Member]
Financial assets
Restricted stock	7,964	2,763
Loans held for sale	629	1,095
Accrued interest receivable	3,654	3,234
Financial liabilities
Deposits	953,202	962,586
Borrowed funds	189,420	60,214
Accrued interest payable	331	241
Estimate of Fair Value Measurement [Member] \| Fair Value, Inputs, Level 3 [Member]
Financial assets
Loans, net	825,818	752,222
Equity securities without readily determinable fair values	1,658	1,658
Servicing rights	$ 821	$ 774

XML 73 R63.htm IDEA: XBRL DOCUMENT

Note 12 - Earnings Per Share (Details Textual) - shares	6 Months Ended
Note 12 - Earnings Per Share (Details Textual) - shares	Jun. 30, 2018	Jun. 30, 2017
Employee Stock Option [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount	19,200	31,200

XML 74 R64.htm IDEA: XBRL DOCUMENT

Note 12 - Earnings Per Share - Calculation of Basic and Diluted Earnings Per Common Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2018	Jun. 30, 2017	Jun. 30, 2018	Jun. 30, 2017
Net income	$ 2,412	$ 1,792	$ 4,431	$ 3,989
Basic (in shares)	16,792,812	16,716,899	16,778,188	16,687,389
Plus: Common share equivalents (in shares)	26,474	20,096	23,238	16,667
Diluted weighted-average number of common shares outstanding (in shares)	16,819,286	16,736,995	16,801,426	16,704,056
Basic (in dollars per share)	$ 0.14	$ 0.11	$ 0.26	$ 0.24
Diluted (in dollars per share)	$ 0.14	$ 0.11	$ 0.26	$ 0.24

The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period.

+ References

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+ Details

The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period.

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