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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
 MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen
 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 Fh/OhL/4JsoyNeta57vYdJueXlTJfobkUQRq1vbsUZNJYwJ0gMiKUtEPTo7A/DZr
 3JFA+sLjo5sUqGuu150JsQ==

<SEC-DOCUMENT>9999999997-03-022555.txt : 20030522
<SEC-HEADER>9999999997-03-022555.hdr.sgml : 20030522
<ACCEPTANCE-DATETIME>20030522163613
<PAPER>
ACCESSION NUMBER:		9999999997-03-022555
CONFORMED SUBMISSION TYPE:	ARS
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20021231
FILED AS OF DATE:		20030519
EFFECTIVENESS DATE:		20030519

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			AMERICAN RESIDENTIAL INVESTMENT TRUST INC
		CENTRAL INDEX KEY:			0001035744
		STANDARD INDUSTRIAL CLASSIFICATION:	REAL ESTATE INVESTMENT TRUSTS [6798]
		IRS NUMBER:				330741174
		STATE OF INCORPORATION:			MD
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		ARS
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-13485
		FILM NUMBER:		03058984

	BUSINESS ADDRESS:	
		STREET 1:		445 MARINE VIEW AVE SUITE 230
		STREET 2:		STE 260
		CITY:			DEL MAR
		STATE:			CA
		ZIP:			92014
		BUSINESS PHONE:		6193505008

	MAIL ADDRESS:	
		STREET 1:		445 MARINE VIEW AVE SUITE 230
		CITY:			DEL MAR
		STATE:			CA
		ZIP:			92014
</SEC-HEADER>
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<TYPE>ARS
<SEQUENCE>1
<FILENAME>9999999997-03-022555.paper
<DESCRIPTION>AUTO-GENERATED PAPER DOCUMENT
<TEXT>
This document was generated as part of a paper submission.
Please reference the Document Control Number 03058984 for access to the original document.
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