The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
22nd Century Group Inc COM NEW 90137F202   4,800 40,000 SH   DFND NONE 40,000 0 0
3M Co COM 88579Y101   3,904,649 36,812 SH   DFND NONE 36,812 0 0
ADVANCED MICRO DEV COM 007903107   3,207,849 17,773 SH   DFND NONE 17,767 0 6
ALPHABET INC CAP STK CL A 02079K305   15,811,578 104,761 SH   DFND NONE 103,387 0 1,374
ALTRIA GROUP INC COM 02209S103   250,815 5,750 SH   DFND NONE 5,750 0 0
AMER EXPRESS CO COM 025816109   616,812 2,709 SH   DFND NONE 2,409 0 300
AMETEK Inc COM 031100100   1,438,143 7,863 SH   DFND NONE 7,443 0 420
ANALOG DEVICES INC COM 032654105   362,945 1,835 SH   DFND NONE 1,490 0 345
APPLIED MATERIALS COM 038222105   1,771,516 8,590 SH   DFND NONE 7,390 0 1,200
ARISTA NETWORKS INC COM 040413106   3,326,941 11,473 SH   DFND NONE 11,439 0 34
ASML HOLDING NV N Y REGISTRY SHS N07059210   4,423,402 4,558 SH   DFND NONE 4,558 0 0
AT&T INC COM 00206R102   621,667 35,322 SH   DFND NONE 33,214 0 2,108
AUTOMATIC DATA PROCESSING COM 053015103   12,326,417 49,357 SH   DFND NONE 47,361 0 1,996
AUTOZONE INC COM 053332102   2,467,742 783 SH   DFND NONE 783 0 0
AbbVie Inc COM 00287Y109   14,562,355 79,969 SH   DFND NONE 76,569 0 3,400
Abbott Laboratories COM 002824100   16,203,142 142,558 SH   DFND NONE 138,821 0 3,737
Accenture PLC SHS CLASS A G1151C101   5,325,663 15,365 SH   DFND NONE 15,121 0 244
Adobe Inc COM 00724F101   4,963,246 9,836 SH   DFND NONE 9,607 0 229
Aflac Inc COM 001055102   380,532 4,432 SH   DFND NONE 3,582 0 850
Air Products and Chemicals Inc COM 009158106   2,628,145 10,848 SH   DFND NONE 10,149 0 699
Akamai Technologies Inc COM 00971T101   1,675,339 15,404 SH   DFND NONE 15,390 0 14
Allstate Corp/The COM 020002101   257,439 1,488 SH   DFND NONE 863 0 625
Alphabet Inc CAP STK CL C 02079K107   4,591,857 30,158 SH   DFND NONE 28,758 0 1,400
Amazon.com Inc COM 023135106   15,621,630 86,604 SH   DFND NONE 85,876 0 728
American Tower Corp COM 03027X100   4,695,529 23,764 SH   DFND NONE 23,214 0 550
American Water Works Co Inc COM 030420103   433,723 3,549 SH   DFND NONE 3,449 0 100
Amgen Inc COM 031162100   775,341 2,727 SH   DFND NONE 2,527 0 200
Amphenol Corp CL A 032095101   3,588,654 31,111 SH   DFND NONE 30,795 0 316
Aon PLC SHS CL A G0403H108   647,751 1,941 SH   DFND NONE 1,941 0 0
Apple Inc COM 037833100   46,204,772 269,447 SH   DFND NONE 258,829 0 10,618
BAKER HUGHES INC CL A 05722G100   5,559,794 165,964 SH   DFND NONE 164,912 0 1,052
BALL CORP COM 058498106   4,404,334 65,385 SH   DFND NONE 65,185 0 200
BARRICK GOLD CORP COM 067901108   6,350,673 381,651 SH   DFND NONE 378,651 0 3,000
BECTON DICKINSON COM 075887109   1,467,873 5,932 SH   DFND NONE 5,932 0 0
BK OF AMERICA CORP COM 060505104   4,470,048 117,881 SH   DFND NONE 117,812 0 69
BK OF NY MELLON CP COM 064058100   284,297 4,934 SH   DFND NONE 3,734 0 1,200
BLACKROCK FUNDS/CLOSED-END/USA COM 09254F100   150,736 12,305 SH   DFND NONE 0 0 12,305
BP PLC SPONSORED ADR 055622104   275,177 7,303 SH   DFND NONE 6,861 0 442
BRISTOL-MYRS SQUIB COM 110122108   2,297,345 42,363 SH   DFND NONE 40,963 0 1,400
Bar Harbor Bankshares COM 066849100   11,137,276 420,592 SH   DFND NONE 11,600 0 408,992
Berkshire Hathaway Inc CL B NEW 084670702   16,234,595 38,606 SH   DFND NONE 37,839 0 767
BlackRock Funds/Closed-End/USA COM 09253X102   164,318 13,625 SH   DFND NONE 0 0 13,625
BlackRock Inc COM 09247X101   1,135,499 1,362 SH   DFND NONE 1,362 0 0
Blackstone Inc COM 09260D107   324,353 2,469 SH   DFND NONE 2,469 0 0
Booking Holdings Inc COM 09857L108   2,807,979 774 SH   DFND NONE 774 0 0
Booz Allen Hamilton Holding Co CL A 099502106   12,007,015 80,888 SH   DFND NONE 80,413 0 475
Broadcom Inc COM 11135F101   825,730 623 SH   DFND NONE 163 0 460
Brown & Brown Inc COM 115236101   14,321,194 163,596 SH   DFND NONE 162,546 0 1,050
CARRIER GLOBAL CORP COM 14448C104   837,305 14,404 SH   DFND NONE 10,910 0 3,494
CHARLES SCHWAB INVESTMENT MANAGEMENT INC US DIVIDEND EQ 808524797   322,520 4,000 SH   DFND NONE 4,000 0 0
CHUBB LIMITED COM COM H1467J104   5,786,632 22,331 SH   DFND NONE 21,486 0 845
CINTAS CORP COM 172908105   772,909 1,125 SH   DFND NONE 1,125 0 0
CISCO SYSTEMS COM 17275R102   4,707,611 94,322 SH   DFND NONE 93,681 0 641
COLGATE-PALMOLIVE COM 194162103   12,480,750 138,598 SH   DFND NONE 138,598 0 0
CONOCOPHILLIPS COM 20825C104   623,163 4,896 SH   DFND NONE 4,406 0 490
CSX CORP COM 126408103   2,894,537 78,083 SH   DFND NONE 66,083 0 12,000
CVS Health Corp COM 126650100   679,715 8,522 SH   DFND NONE 8,522 0 0
Caterpillar Inc COM 149123101   18,556,015 50,640 SH   DFND NONE 50,640 0 0
Chevron Corp COM 166764100   15,683,457 99,426 SH   DFND NONE 98,222 0 1,204
Church & Dwight Co Inc COM 171340102   236,262 2,265 SH   DFND NONE 2,265 0 0
Cigna Group/The COM 125523100   539,700 1,486 SH   DFND NONE 1,365 0 121
Clorox Co/The COM 189054109   384,459 2,511 SH   DFND NONE 2,511 0 0
Coca-Cola Co/The COM 191216100   4,106,646 67,124 SH   DFND NONE 66,824 0 300
Comcast Corp CL A 20030N101   3,602,515 83,103 SH   DFND NONE 80,665 0 2,438
Consolidated Edison Inc COM 209115104   264,620 2,914 SH   DFND NONE 2,814 0 100
Costco Wholesale Corp COM 22160K105   27,656,783 37,750 SH   DFND NONE 37,572 0 178
DEERE & CO COM 244199105   674,846 1,643 SH   DFND NONE 1,593 0 50
DENTSPLY SIRONA COM 24906P109   4,658,183 140,349 SH   DFND NONE 140,349 0 0
DOMINION RES(VIR) COM 25746U109   746,557 15,177 SH   DFND NONE 14,162 0 1,015
DTE Energy Co COM 233331107   207,347 1,849 SH   DFND NONE 1,849 0 0
DUKE ENERGY CORP COM NEW 26441C204   435,872 4,507 SH   DFND NONE 4,507 0 0
Danaher Corp COM 235851102   7,729,333 30,952 SH   DFND NONE 30,536 0 416
Dollar Tree Inc COM 256746108   244,863 1,839 SH   DFND NONE 1,839 0 0
Dover Corp COM 260003108   621,760 3,509 SH   DFND NONE 3,229 0 280
Dow Inc COM 260557103   1,101,771 19,019 SH   DFND NONE 18,571 0 448
Dreyfus Funds/Closed-end/USA COM SHS 09662W109   125,459 12,075 SH   DFND NONE 0 0 12,075
DuPont de Nemours Inc COM 26614N102   985,593 12,855 SH   DFND NONE 12,407 0 448
ECOLAB INC COM 278865100   1,106,935 4,794 SH   DFND NONE 4,794 0 0
EMERSON ELECTRIC COM 291011104   8,354,517 73,660 SH   DFND NONE 73,660 0 0
EQUINIX INC COM 29444U700   3,019,057 3,658 SH   DFND NONE 3,644 0 14
EQUITY COMMONWEALTH 6.5% CNV PFD D 294628201   5,571,975 222,879 SH   DFND NONE 219,129 0 3,750
Eaton Corp PLC SHS G29183103   4,047,643 12,945 SH   DFND NONE 12,941 0 4
Eaton Vance Management SH BEN INT 27826U108   137,483 13,413 SH   DFND NONE 0 0 13,413
Elevance Health Inc COM 036752103   291,419 562 SH   DFND NONE 562 0 0
Eli Lilly & Co COM 532457108   60,796,018 78,148 SH   DFND NONE 78,148 0 0
Equity LifeStyle Properties In COM 29472R108   4,076,971 63,307 SH   DFND NONE 63,307 0 0
Eversource Energy COM 30040W108   274,344 4,590 SH   DFND NONE 4,590 0 0
Exxon Mobil Corp COM 30231G102   19,755,802 169,957 SH   DFND NONE 162,678 0 7,279
FEDEX CORP COM 31428X106   4,420,853 15,258 SH   DFND NONE 15,249 0 9
FMC Corp COM NEW 302491303   241,550 3,792 SH   DFND NONE 3,792 0 0
First American Financial Corp COM 31847R102   7,995,535 130,967 SH   DFND NONE 130,967 0 0
First Bancorp Inc/The COM 31866P102   258,276 10,482 SH   DFND NONE 10,482 0 0
GE HealthCare Technologies Inc COMMON STOCK 36266G107   2,408,297 26,491 SH   DFND NONE 26,281 0 210
GEN DYNAMICS CORP COM 369550108   256,218 907 SH   DFND NONE 907 0 0
GENERAL MILLS INC COM 370334104   1,236,300 17,669 SH   DFND NONE 16,389 0 1,280
GSK PLC SPONSORED ADR 37733W204   2,876,234 67,092 SH   DFND NONE 67,092 0 0
General Electric Co COM NEW 369604301   626,116 3,567 SH   DFND NONE 2,979 0 588
Genuine Parts Co COM 372460105   822,678 5,310 SH   DFND NONE 5,310 0 0
Gilead Sciences Inc COM 375558103   276,006 3,768 SH   DFND NONE 3,268 0 500
Hanover Insurance Group Inc/Th COM 410867105   201,532 1,480 SH   DFND NONE 1,480 0 0
Harbor ETF Trust SCIENTIFIC HIGH 41151J109   221,931 4,876 SH   DFND NONE 1,472 0 3,404
Hartford Financial Services Gr COM 416515104   228,874 2,221 SH   DFND NONE 1,400 0 821
Home Depot Inc/The COM 437076102   10,328,430 26,925 SH   DFND NONE 26,336 0 589
Honeywell International Inc COM 438516106   1,002,236 4,883 SH   DFND NONE 4,083 0 800
Huntington Ingalls Industries COM 446413106   11,081,106 38,018 SH   DFND NONE 38,018 0 0
ILLINOIS TOOL WKS COM 452308109   1,513,918 5,642 SH   DFND NONE 5,642 0 0
INTERCONTINENTAL EXCHANGE COM 45866F104   4,093,627 29,787 SH   DFND NONE 29,260 0 527
INTL BUSINESS MCHN COM 459200101   14,103,351 73,855 SH   DFND NONE 73,827 0 28
ISHARES MSCI STH AFR ETF 464286780   627,073 16,009 SH   DFND NONE 16,009 0 0
ISHARES SELECT DIVID ETF 464287168   909,931 7,387 SH   DFND NONE 7,387 0 0
ISHARES CORE S&P500 ETF 464287200   51,085,184 97,170 SH   DFND NONE 96,734 0 436
ISHARES IBOXX INV CP ETF 464287242   5,205,069 47,788 SH   DFND NONE 47,322 0 466
ISHARES S&P 500 GRWT ETF 464287309   682,360 8,081 SH   DFND NONE 8,081 0 0
ISHARES ISHARES BIOTECH 464287556   2,212,673 16,125 SH   DFND NONE 16,056 0 69
ISHARES RUSSELL 2000 ETF 464287655   501,776 2,386 SH   DFND NONE 2,386 0 0
ISHARES CORE MSCI EAFE 46432F842   416,077 5,606 SH   DFND NONE 5,606 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   1,249,284 30,411 SH   DFND NONE 29,661 0 750
ISHARES TRUST TIPS BD ETF 464287176   612,881 5,706 SH   DFND NONE 5,471 0 235
ISHARES TRUST GLOBAL 100 ETF 464287572   319,194 3,570 SH   DFND NONE 3,570 0 0
ISHARES TRUST GL CLEAN ENE ETF 464288224   166,460 11,907 SH   DFND NONE 11,907 0 0
ISHARES TRUST IBOXX HI YD ETF 464288513   591,214 7,606 SH   DFND NONE 7,606 0 0
ISHARES/USA S&P SML 600 GWT 464287887   226,817 1,735 SH   DFND NONE 1,735 0 0
ISHARES/USA NATIONAL MUN ETF 464288414   383,809 3,567 SH   DFND NONE 3,567 0 0
Intel Corp COM 458140100   2,798,346 63,354 SH   DFND NONE 62,554 0 800
Invesco ETFs/USA UNIT SER 1 46090E103   14,999,102 33,781 SH   DFND NONE 33,781 0 0
Invesco ETFs/USA S&P500 EQL WGT 46137V357   212,898 1,257 SH   DFND NONE 1,257 0 0
JPMorgan Chase & Co COM 46625H100   17,777,226 88,753 SH   DFND NONE 88,045 0 708
Johnson & Johnson COM 478160104   37,339,959 236,045 SH   DFND NONE 229,337 0 6,708
KIMBERLY-CLARK CP COM 494368103   1,175,145 9,085 SH   DFND NONE 9,085 0 0
KLA Corp COM NEW 482480100   335,314 480 SH   DFND NONE 480 0 0
Kinder Morgan Inc COM 49456B101   3,306,335 180,280 SH   DFND NONE 179,579 0 701
L3Harris Technologies Inc COM 502431109   4,140,320 19,429 SH   DFND NONE 19,402 0 27
LEGG MASON PARTNERS FUND ADVISOR LLC COM 95766M105   435,577 41,682 SH   DFND NONE 0 0 41,682
LOWE'S COS INC COM 548661107   2,473,683 9,711 SH   DFND NONE 9,491 0 220
Lam Research Corp COM 512807108   5,619,561 5,784 SH   DFND NONE 5,782 0 2
Linde PLC SHS G54950103   829,740 1,787 SH   DFND NONE 1,672 0 115
Lockheed Martin Corp COM 539830109   993,891 2,185 SH   DFND NONE 2,185 0 0
M&T Bank Corp COM 55261F104   349,638 2,404 SH   DFND NONE 2,345 0 59
MARSH & MCLENNAN COM 571748102   1,068,624 5,188 SH   DFND NONE 5,064 0 124
MASTERCARD INC CL A 57636Q104   8,757,350 18,185 SH   DFND NONE 18,089 0 96
MCDONALD'S CORP COM 580135101   5,124,441 18,175 SH   DFND NONE 16,525 0 1,650
MCKESSON CORP COM 58155Q103   213,129 397 SH   DFND NONE 397 0 0
MICROSOFT CORP COM 594918104   36,833,195 87,548 SH   DFND NONE 83,056 0 4,492
MOODYS CORP COM 615369105   521,158 1,326 SH   DFND NONE 1,326 0 0
Marathon Petroleum Corp COM 56585A102   969,417 4,811 SH   DFND NONE 4,811 0 0
Medtronic PLC SHS G5960L103   11,572,387 132,787 SH   DFND NONE 132,132 0 655
Merck & Co Inc COM 58933Y105   19,731,935 149,541 SH   DFND NONE 147,336 0 2,205
MetLife Inc COM 59156R108   249,899 3,372 SH   DFND NONE 3,372 0 0
Microchip Technology Inc COM 595017104   213,510 2,380 SH   DFND NONE 180 0 2,200
Mondelez International Inc CL A 609207105   394,240 5,632 SH   DFND NONE 5,632 0 0
NEXTERA ENERGY COM 65339F101   6,548,283 102,461 SH   DFND NONE 99,196 0 3,265
NIKE INC CL B 654106103   8,508,573 90,536 SH   DFND NONE 89,999 0 537
NVIDIA Corp COM 67066G104   5,114,150 5,660 SH   DFND NONE 5,660 0 0
NVR Inc COM 62944T105   242,999 30 SH   DFND NONE 30 0 0
Nelnet Inc CL A 64031N108   10,225,418 108,034 SH   DFND NONE 107,534 0 500
Neuberger Berman Investment Advisers LLC COM 64124P101   207,987 19,865 SH   DFND NONE 630 0 19,235
Noble Holding Corp PLC ORD SHS A G65431127   7,510,762 154,893 SH   DFND NONE 154,893 0 0
Norfolk Southern Corp COM 655844108   1,735,920 6,811 SH   DFND NONE 6,611 0 200
Novartis AG SPONSORED ADR 66987V109   389,145 4,023 SH   DFND NONE 3,623 0 400
Novo Holdings A/S ADR 670100205   30,552,523 237,948 SH   DFND NONE 233,262 0 4,686
Nuveen Closed-End Funds/USA COM 670657105   196,061 17,711 SH   DFND NONE 3,014 0 14,697
Nuveen Closed-End Funds/USA COM 67066V101   149,267 13,025 SH   DFND NONE 2,550 0 10,475
Nuveen Closed-End Funds/USA COM 670928100   4,489,160 515,403 SH   DFND NONE 500,403 0 15,000
OGE Energy Corp COM 670837103   470,047 13,704 SH   DFND NONE 13,704 0 0
ON Semiconductor Corp COM 682189105   2,596,683 35,305 SH   DFND NONE 35,256 0 49
ORACLE CORP COM 68389X105   649,404 5,170 SH   DFND NONE 4,520 0 650
Otis Worldwide Corp COM 68902V107   465,179 4,686 SH   DFND NONE 2,940 0 1,746
PACCAR INC COM 693718108   8,205,359 66,231 SH   DFND NONE 66,215 0 16
PARKER-HANNIFIN COM 701094104   11,260,861 20,261 SH   DFND NONE 20,161 0 100
PEPSICO INC COM 713448108   11,272,919 64,413 SH   DFND NONE 61,448 0 2,965
PHILIP MORRIS INTL COM 718172109   349,897 3,819 SH   DFND NONE 3,819 0 0
PNC Financial Services Group I COM 693475105   457,328 2,830 SH   DFND NONE 2,830 0 0
Palo Alto Networks Inc COM 697435105   2,432,437 8,561 SH   DFND NONE 8,556 0 5
Paychex Inc COM 704326107   236,267 1,924 SH   DFND NONE 1,924 0 0
Pfizer Inc COM 717081103   4,997,054 180,074 SH   DFND NONE 177,132 0 2,942
Phillips 66 COM 718546104   825,030 5,051 SH   DFND NONE 4,826 0 225
Procter & Gamble Co/The COM 742718109   12,933,110 79,711 SH   DFND NONE 74,885 0 4,826
QUALCOMM Inc COM 747525103   881,884 5,209 SH   DFND NONE 4,184 0 1,025
ROCKWELL AUTOMATION COM 773903109   735,317 2,524 SH   DFND NONE 2,024 0 500
ROPER INDUSTRIES INC COM 776696106   486,248 867 SH   DFND NONE 747 0 120
RTX Corp COM 75513E101   2,422,743 24,841 SH   DFND NONE 20,889 0 3,952
Rentokil Initial PLC SPONSORED ADR 760125104   8,528,350 282,864 SH   DFND NONE 282,864 0 0
Ryan Specialty Holdings Inc CL A 78351F107   3,508,377 63,214 SH   DFND NONE 63,214 0 0
S&P Global Inc COM 78409V104   989,597 2,326 SH   DFND NONE 2,326 0 0
SALESFORCE.COM INC COM 79466L302   4,240,313 14,079 SH   DFND NONE 14,074 0 5
SANDSTORM GOLD LTD COM NEW 80013R206   6,087,333 1,159,492 SH   DFND NONE 1,141,472 0 18,020
SELECT SECTOR SPDR SBI MATERIALS 81369Y100   5,760,202 62,011 SH   DFND NONE 61,959 0 52
SELECT SECTOR SPDR SBI HEALTHCARE 81369Y209   22,320,821 151,092 SH   DFND NONE 150,902 0 190
SELECT SECTOR SPDR SBI CONS STPLS 81369Y308   13,088,791 171,409 SH   DFND NONE 171,289 0 120
SELECT SECTOR SPDR SBI CONS DISCR 81369Y407   24,156,342 131,363 SH   DFND NONE 131,212 0 151
SELECT SECTOR SPDR ENERGY 81369Y506   8,124,358 86,054 SH   DFND NONE 85,999 0 55
SELECT SECTOR SPDR FINANCIAL 81369Y605   18,022,727 427,890 SH   DFND NONE 427,034 0 856
SELECT SECTOR SPDR TECHNOLOGY 81369Y803   100,129,135 480,766 SH   DFND NONE 480,284 0 482
SELECT SECTOR SPDR SBI INT-UTILS 81369Y886   5,108,949 77,821 SH   DFND NONE 77,734 0 87
SSGA Funds Management Inc S&P DIVID ETF 78464A763   1,429,597 10,893 SH   DFND NONE 10,539 0 354
STARBUCKS CORP COM 855244109   2,901,450 31,748 SH   DFND NONE 31,729 0 19
STATE STREET ETF/USA NUVEEN BLOOMBERG 78464A284   391,721 15,248 SH   DFND NONE 0 0 15,248
STATE STREET ETF/USA UTSER1 S&PDCRP 78467Y107   381,134 685 SH   DFND NONE 685 0 0
Schlumberger NV COM STK 806857108   511,706 9,336 SH   DFND NONE 8,836 0 500
Simplify Exchange Traded Funds None 82889N525   9,789,128 192,283 SH   DFND NONE 189,533 0 2,750
Southern Co/The COM 842587107   449,379 6,264 SH   DFND NONE 6,064 0 200
State Street ETF/USA TR UNIT 78462F103   6,295,147 12,035 SH   DFND NONE 12,035 0 0
State Street ETF/USA INDL 81369Y704   19,680,368 156,243 SH   DFND NONE 156,163 0 80
State Street ETF/USA COMMUNICATION 81369Y852   6,026,508 73,800 SH   DFND NONE 73,666 0 134
State Street ETF/USA RL EST SEL SEC 81369Y860   2,794,969 70,705 SH   DFND NONE 70,605 0 100
Synopsys Inc COM 871607107   303,467 531 SH   DFND NONE 531 0 0
Sysco Corp COM 871829107   10,340,708 127,380 SH   DFND NONE 126,419 0 961
TEXAS INSTRUMENTS COM 882508104   1,464,235 8,405 SH   DFND NONE 8,345 0 60
TJX Cos Inc/The COM 872540109   10,276,483 101,326 SH   DFND NONE 100,476 0 850
TRACTOR SUPPLY CO COM 892356106   1,718,977 6,568 SH   DFND NONE 6,533 0 35
TRAVELERS CO INC COM 89417E109   383,413 1,666 SH   DFND NONE 1,666 0 0
Target Corp COM 87612E106   982,629 5,545 SH   DFND NONE 5,483 0 62
Texas Pacific Land Corp COM 88262P102   13,189,449 22,799 SH   DFND NONE 22,664 0 135
Thermo Fisher Scientific Inc COM 883556102   4,985,038 8,577 SH   DFND NONE 8,370 0 207
Timken Co/The COM 887389104   3,139,087 35,904 SH   DFND NONE 35,904 0 0
UTD PARCEL SERV CL B 911312106   12,865,413 86,560 SH   DFND NONE 86,210 0 350
Ulta Beauty Inc COM 90384S303   1,708,772 3,268 SH   DFND NONE 3,266 0 2
Unilever PLC SPON ADR NEW 904767704   2,514,870 50,107 SH   DFND NONE 50,081 0 26
Union Pacific Corp COM 907818108   1,796,519 7,305 SH   DFND NONE 6,760 0 545
UnitedHealth Group Inc COM 91324P102   6,374,210 12,885 SH   DFND NONE 12,773 0 112
VANGUARD S&P 500 ETF SHS 922908363   728,261 1,515 SH   DFND NONE 1,515 0 0
VANGUARD ETF/USA FTSE EMR MKT ETF 922042858   6,229,244 149,132 SH   DFND NONE 146,012 0 3,120
VANGUARD ETF/USA SHRT TRM CORP BD 92206C409   5,190,825 67,143 SH   DFND NONE 67,143 0 0
VANGUARD ETF/USA INT-TERM CORP 92206C870   320,591 3,982 SH   DFND NONE 3,982 0 0
VANGUARD ETF/USA TOTAL STK MKT 922908769   474,318 1,825 SH   DFND NONE 1,825 0 0
VERIZON COMMUN COM 92343V104   6,745,280 160,755 SH   DFND NONE 156,850 0 3,905
VISA INC COM CL A 92826C839   3,629,714 13,006 SH   DFND NONE 12,966 0 40
Valero Energy Corp COM 91913Y100   2,332,991 13,668 SH   DFND NONE 13,668 0 0
Van Kampen Funds/Closed-end/US COM 46132C107   192,605 19,795 SH   DFND NONE 0 0 19,795
Van Kampen Funds/Closed-end/US COM 46133G107   129,209 13,348 SH   DFND NONE 0 0 13,348
Vanguard ETF/USA VAN FTSE DEV MKT 921943858   19,828,137 395,219 SH   DFND NONE 394,566 0 653
Vanguard ETF/USA REAL ESTATE ETF 922908553   272,498 3,151 SH   DFND NONE 3,151 0 0
Vanguard ETF/USA MID CAP ETF 922908629   3,141,240 12,572 SH   DFND NONE 12,543 0 29
Vanguard ETF/USA SMALL CP ETF 922908751   426,092 1,864 SH   DFND NONE 1,864 0 0
WASTE MANAGEMENT COM 94106L109   5,625,029 26,390 SH   DFND NONE 26,377 0 13
WELLS FARGO & CO COM 949746101   313,680 5,412 SH   DFND NONE 5,412 0 0
WISDOMTREE ASSET MANAGEMENT INC US LARGECAP FUND 97717W588   414,724 7,486 SH   DFND NONE 7,486 0 0
WW Grainger Inc COM 384802104   311,294 306 SH   DFND NONE 306 0 0
Walgreens Boots Alliance Inc COM 931427108   1,836,666 84,678 SH   DFND NONE 84,678 0 0
Walmart Inc COM 931142103   10,234,736 170,097 SH   DFND NONE 169,770 0 327
Walt Disney Co/The COM 254687106   5,533,364 45,222 SH   DFND NONE 43,526 0 1,696
Western Asset Trust Closed End COM 958435109   119,671 15,110 SH   DFND NONE 0 0 15,110
Xcel Energy Inc COM 98389B100   289,659 5,389 SH   DFND NONE 5,389 0 0
YUM BRANDS INC COM 988498101   709,888 5,120 SH   DFND NONE 5,120 0 0
ZIMMER HLDGS INC COM 98956P102   3,788,618 28,706 SH   DFND NONE 28,690 0 16
Zoetis Inc CL A 98978V103   247,723 1,464 SH   DFND NONE 1,464 0 0
iShares ETFs/USA CORE S&P TTL STK 464287150   6,238,998 54,111 SH   DFND NONE 54,111 0 0
iShares ETFs/USA CORE US AGGBD ET 464287226   51,262,384 523,406 SH   DFND NONE 520,575 0 2,831
iShares ETFs/USA MSCI EAFE ETF 464287465   2,241,830 28,072 SH   DFND NONE 27,922 0 150
iShares ETFs/USA RUS MID CAP ETF 464287499   541,456 6,439 SH   DFND NONE 6,439 0 0
iShares ETFs/USA CORE S&P MCP ETF 464287507   27,286,230 449,230 SH   DFND NONE 447,288 0 1,942
iShares ETFs/USA S&P MC 400GR ETF 464287606   500,141 5,481 SH   DFND NONE 5,481 0 0
iShares ETFs/USA RUS 1000 ETF 464287622   236,761 822 SH   DFND NONE 822 0 0
iShares ETFs/USA S&P MC 400VL ETF 464287705   241,903 2,045 SH   DFND NONE 2,045 0 0
iShares ETFs/USA CORE S&P SCP ETF 464287804   22,964,398 207,785 SH   DFND NONE 205,713 0 2,072
iShares ETFs/USA ISHS 5-10YR INVT 464288638   15,681,137 303,898 SH   DFND NONE 300,154 0 3,744
iShares ETFs/USA ISHS 1-5YR INVS 464288646   19,740,339 384,952 SH   DFND NONE 381,918 0 3,034
iShares ETFs/USA 3 7 YR TREAS BD 464288661   215,754 1,863 SH   DFND NONE 1,863 0 0
iShares ETFs/USA PFD AND INCM SEC 464288687   398,975 12,379 SH   DFND NONE 10,879 0 1,500
iShares ETFs/USA MSCI USA ESG SLC 464288802   205,567 1,883 SH   DFND NONE 1,883 0 0