The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
22nd Century Group Inc COM 90137F103 326 140,450 SH   DFND   140,450 0 0
3M Co COM 88579Y101 6,955 46,712 SH   DFND   46,277 0 435
ACCENTURE SHS CLASS A G1151C101 3,805 11,283 SH   DFND   11,076 0 207
ADVANCED MICRO DEV COM 007903107 666 6,091 SH   DFND   6,091 0 0
ALPHABET INC CAP STK CL A 02079K305 13,370 4,807 SH   DFND   4,752 0 55
AMER EXPRESS CO COM 025816109 477 2,550 SH   DFND   2,250 0 300
AMETEK Inc COM 031100100 1,531 11,493 SH   DFND   11,023 0 470
ANALOG DEVICES INC COM 032654105 597 3,618 SH   DFND   2,173 0 1,445
APPLIED MATERIALS COM 038222105 1,327 10,074 SH   DFND   8,774 0 1,300
AT&T INC COM 00206R102 1,834 77,615 SH   DFND   75,161 0 2,454
AUTOMATIC DATA PROCESSING COM 053015103 11,642 51,165 SH   DFND   48,665 0 2,500
AVERY DENNISON CORP COM 053611109 289 1,663 SH   DFND   1,663 0 0
AbbVie Inc COM 00287Y109 13,413 82,746 SH   DFND   79,946 0 2,800
Abbott Laboratories COM 002824100 18,732 158,268 SH   DFND   154,914 0 3,354
Adobe Inc COM 00724F101 4,602 10,102 SH   DFND   9,845 0 257
Aflac Inc COM 001055102 407 6,320 SH   DFND   5,470 0 850
Air Products and Chemicals Inc COM 009158106 8,178 32,724 SH   DFND   30,358 0 2,366
Akamai Technologies Inc COM 00971T101 512 4,286 SH   DFND   4,286 0 0
Allstate Corp/The COM 020002101 262 1,889 SH   DFND   1,264 0 625
Alphabet Inc CAP STK CL C 02079K107 2,408 862 SH   DFND   812 0 50
Altria Group Inc COM 02209S103 287 5,500 SH   DFND   5,350 0 150
Amazon.com Inc COM 023135106 12,635 3,876 SH   DFND   3,833 0 43
American Tower Corp COM 03027X100 2,937 11,691 SH   DFND   11,276 0 415
American Water Works Co Inc COM 030420103 1,013 6,118 SH   DFND   6,018 0 100
Amgen Inc COM 031162100 797 3,294 SH   DFND   3,294 0 0
Amphenol Corp CL A 032095101 503 6,669 SH   DFND   6,669 0 0
Anthem Inc COM 036752103 479 975 SH   DFND   975 0 0
Apple Inc COM 037833100 51,218 293,330 SH   DFND   280,054 0 13,276
AvalonBay Communities Inc COM 053484101 717 2,886 SH   DFND   2,886 0 0
BALL CORP COM 058498106 5,774 64,152 SH   DFND   63,952 0 200
BAXTER INTL INC COM 071813109 336 4,337 SH   DFND   4,337 0 0
BECTON DICKINSON COM 075887109 2,271 8,537 SH   DFND   8,537 0 0
BERKSHIRE HATHAWAY CL A 084670108 529 1 SH   DFND   1 0 0
BK OF AMERICA CORP COM 060505104 3,015 73,132 SH   DFND   73,053 0 79
BOEING CO COM 097023105 295 1,541 SH   DFND   1,305 0 236
BP PLC SPONSORED ADR 055622104 266 9,038 SH   DFND   8,596 0 442
BRISTOL-MYRS SQUIB COM 110122108 2,181 29,862 SH   DFND   28,562 0 1,300
Bar Harbor Bankshares COM 066849100 2,525 88,223 SH   DFND   0 0 88,223
Berkshire Hathaway Inc CL B NEW 084670702 10,186 28,863 SH   DFND   28,437 0 426
BlackRock Advisors LLC RUS MID CAP ETF 464287499 378 4,850 SH   DFND   4,850 0 0
BlackRock Advisors LLC S&P MC 400GR ETF 464287606 558 7,223 SH   DFND   7,043 0 180
BlackRock Advisors LLC S&P MC 400VL ETF 464287705 281 2,563 SH   DFND   2,453 0 110
BlackRock Advisors LLC CORE S&P SCP ETF 464287804 23,157 214,660 SH   DFND   212,636 0 2,024
BlackRock Advisors LLC CORE MSCI EMKT 46434G103 347 6,245 SH   DFND   6,245 0 0
BlackRock Fund Advisors MSCI EAFE ETF 464287465 1,867 25,366 SH   DFND   25,216 0 150
BlackRock Fund Advisors MBS ETF 464288588 1,036 10,165 SH   DFND   10,055 0 110
BlackRock Fund Advisors ISHS 5-10YR INVT 464288638 7,719 140,681 SH   DFND   140,127 0 554
BlackRock Fund Advisors ISHS 1-5YR INVS 464288646 21,833 422,137 SH   DFND   421,051 0 1,086
BlackRock Fund Advisors PFD AND INCM SEC 464288687 867 23,810 SH   DFND   23,810 0 0
BlackRock Inc COM 09247X101 1,505 1,969 SH   DFND   1,959 0 10
Blackstone Inc COM 09260D107 880 6,932 SH   DFND   6,872 0 60
Booking Holdings Inc COM 09857L108 503 214 SH   DFND   214 0 0
Broadcom Inc COM 11135F101 394 626 SH   DFND   326 0 300
Brookline Bancorp Inc COM 11373M107 592 37,430 SH   DFND   37,430 0 0
CARRIER GLOBAL CORP COM 14448C104 455 9,919 SH   DFND   7,402 0 2,517
CHUBB LIMITED COM COM H1467J104 1,226 5,731 SH   DFND   4,447 0 1,284
CINTAS CORP COM 172908105 1,124 2,641 SH   DFND   2,641 0 0
CISCO SYSTEMS COM 17275R102 3,554 63,732 SH   DFND   63,572 0 160
COGNIZANT TECHNOLO CL A 192446102 478 5,328 SH   DFND   5,328 0 0
COLGATE-PALMOLIVE COM 194162103 10,820 142,679 SH   DFND   142,679 0 0
CONOCOPHILLIPS COM 20825C104 435 4,355 SH   DFND   3,211 0 1,144
CORNING INC COM 219350105 1,466 39,716 SH   DFND   39,661 0 55
CSX CORP COM 126408103 2,682 71,607 SH   DFND   70,107 0 1,500
CVS Health Corp COM 126650100 723 7,143 SH   DFND   7,143 0 0
Caterpillar Inc COM 149123101 9,034 40,547 SH   DFND   40,497 0 50
Chevron Corp COM 166764100 16,061 98,636 SH   DFND   98,048 0 588
Church & Dwight Co Inc COM 171340102 288 2,900 SH   DFND   2,900 0 0
Coca-Cola Co/The COM 191216100 3,958 63,838 SH   DFND   62,878 0 960
Comcast Corp CL A 20030N101 3,153 67,345 SH   DFND   65,082 0 2,263
Consolidated Edison Inc COM 209115104 438 4,632 SH   DFND   4,532 0 100
Costco Wholesale Corp COM 22160K105 21,674 37,637 SH   DFND   37,441 0 196
DEERE & CO COM 244199105 1,066 2,566 SH   DFND   2,516 0 50
DOMINION RES(VIR) COM 25746U109 2,010 23,652 SH   DFND   23,479 0 173
DR HORTON INC COM 23331A109 274 3,676 SH   DFND   3,676 0 0
DTE Energy Co COM 233331107 290 2,190 SH   DFND   2,050 0 140
DUKE ENERGY CORP COM NEW 26441C204 374 3,352 SH   DFND   3,352 0 0
Danaher Corp COM 235851102 9,421 32,117 SH   DFND   31,682 0 435
Dover Corp COM 260003108 1,116 7,109 SH   DFND   6,829 0 280
Dow Inc COM 260557103 622 9,753 SH   DFND   8,968 0 785
Dreyfus Funds/Closed-end/USA COM SHS 09662W109 210 16,900 SH   DFND   0 0 16,900
DuPont de Nemours Inc COM 26614N102 637 8,658 SH   DFND   7,908 0 750
EMERSON ELECTRIC COM 291011104 5,508 56,178 SH   DFND   56,178 0 0
Eaton Corp PLC SHS G29183103 461 3,037 SH   DFND   3,037 0 0
Eli Lilly & Co COM 532457108 22,746 79,430 SH   DFND   79,035 0 395
Essential Utilities Inc COM 29670G102 310 6,054 SH   DFND   6,054 0 0
Eversource Energy COM 30040W108 480 5,447 SH   DFND   5,447 0 0
Exxon Mobil Corp COM 30231G102 13,112 158,771 SH   DFND   150,565 0 8,206
FEDEX CORP COM 31428X106 1,204 5,205 SH   DFND   5,199 0 6
FMC Corp COM NEW 302491303 570 4,332 SH   DFND   4,332 0 0
Facebook Inc CL A 30303M102 3,801 17,096 SH   DFND   16,706 0 390
Federated Advisory Services Co COM 31423P108 283 22,256 SH   DFND   0 0 22,256
GEN DYNAMICS CORP COM 369550108 212 880 SH   DFND   880 0 0
GLAXOSMITHKLINE SPONSORED ADR 37733W105 3,586 82,318 SH   DFND   82,318 0 0
General American Investors Co Inc COM 368802104 314 7,383 SH   DFND   7,383 0 0
General Electric Co COM NEW 369604301 286 3,120 SH   DFND   2,532 0 588
General Mills Inc COM 370334104 742 10,959 SH   DFND   9,572 0 1,387
Genuine Parts Co COM 372460105 668 5,300 SH   DFND   5,300 0 0
HORIZON THERAPEUTICS PLC SHS G46188101 295 2,810 SH   DFND   2,740 0 70
HP Inc COM 40434L105 281 7,754 SH   DFND   7,554 0 200
Hanover Insurance Group Inc/Th COM 410867105 232 1,550 SH   DFND   1,550 0 0
Home Depot Inc/The COM 437076102 7,053 23,563 SH   DFND   23,429 0 134
Honeywell International Inc COM 438516106 3,364 17,289 SH   DFND   16,880 0 409
ILLINOIS TOOL WKS COM 452308109 1,233 5,886 SH   DFND   5,886 0 0
INTERCONTINENTAL EXCHANGE COM 45866F104 3,543 26,815 SH   DFND   26,191 0 624
INTL BUSINESS MCHN COM 459200101 7,395 56,873 SH   DFND   55,013 0 1,860
ISHARES MSCI STH AFR ETF 464286780 892 16,065 SH   DFND   16,065 0 0
ISHARES SELECT DIVID ETF 464287168 946 7,387 SH   DFND   7,387 0 0
ISHARES CHINA LG-CAP ETF 464287184 1,154 36,094 SH   DFND   36,094 0 0
ISHARES CORE S&P500 ETF 464287200 46,694 102,921 SH   DFND   102,134 0 787
ISHARES IBOXX INV CP ETF 464287242 14,703 121,570 SH   DFND   120,886 0 684
ISHARES S&P 500 GRWT ETF 464287309 1,038 13,593 SH   DFND   13,017 0 576
ISHARES TR MSCI EMG MKT ETF 464287234 1,496 33,134 SH   DFND   32,984 0 150
ISHARES TRUST TIPS BD ETF 464287176 7,634 61,289 SH   DFND   61,012 0 277
ISHARES TRUST GL CLEAN ENE ETF 464288224 344 16,000 SH   DFND   16,000 0 0
ISHARES TRUST IBOXX HI YD ETF 464288513 1,630 19,808 SH   DFND   19,658 0 150
ISHARES/USA S&P SML 600 GWT 464287887 905 7,237 SH   DFND   7,237 0 0
ISHARES/USA NATIONAL MUN ETF 464288414 485 4,429 SH   DFND   4,026 0 403
Intel Corp COM 458140100 4,107 82,880 SH   DFND   82,030 0 850
Invesco Capital Management LLC UNIT SER 1 46090E103 12,370 34,121 SH   DFND   34,121 0 0
Invesco Capital Management LLC S&P 500 TOP 50 46137V233 247 703 SH   DFND   703 0 0
Iron Mountain Inc COM 46284V101 446 8,041 SH   DFND   0 0 8,041
JPMorgan Chase & Co COM 46625H100 11,483 84,231 SH   DFND   83,962 0 269
Johnson & Johnson COM 478160104 26,839 151,437 SH   DFND   145,327 0 6,110
KIMBERLY-CLARK CP COM 494368103 1,470 11,941 SH   DFND   11,901 0 40
Kellogg Co COM 487836108 1,300 20,152 SH   DFND   20,152 0 0
Kraft Foods Inc CL A 609207105 378 6,025 SH   DFND   6,025 0 0
Kyndryl Holdings Inc None 50155Q100 139 10,592 SH   DFND   10,220 0 372
L3Harris Technologies Inc COM 502431109 3,336 13,427 SH   DFND   13,375 0 52
LEGG MASON PARTNERS FUND ADVISOR LLC COM 95766M105 211 18,122 SH   DFND   0 0 18,122
LOWE'S COS INC COM 548661107 2,495 12,339 SH   DFND   11,654 0 685
Lam Research Corp COM 512807108 3,546 6,597 SH   DFND   6,580 0 17
Linde PLC SHS G5494J103 203 636 SH   DFND   521 0 115
Lockheed Martin Corp COM 539830109 917 2,078 SH   DFND   2,078 0 0
LyondellBasell Industries NV SHS - A - N53745100 688 6,690 SH   DFND   6,626 0 64
MARSH & MCLENNAN COM 571748102 1,219 7,157 SH   DFND   7,033 0 124
MASTERCARD INC CL A 57636Q104 6,578 18,406 SH   DFND   18,354 0 52
MCCORMICK & CO INC COM NON VTG 579780206 251 2,511 SH   DFND   2,511 0 0
MCDONALD'S CORP COM 580135101 4,219 17,061 SH   DFND   15,121 0 1,940
MICROSOFT CORP COM 594918104 24,854 80,612 SH   DFND   75,537 0 5,075
MOODYS CORP COM 615369105 258 765 SH   DFND   765 0 0
Marathon Petroleum Corp COM 56585A102 518 6,055 SH   DFND   6,055 0 0
Medtronic PLC SHS G5960L103 312 2,813 SH   DFND   2,813 0 0
Merck & Co Inc COM 58933Y105 10,482 127,749 SH   DFND   126,674 0 1,075
NEXTERA ENERGY COM 65339F101 9,005 106,310 SH   DFND   103,092 0 3,218
NIKE INC CL B 654106103 8,339 61,971 SH   DFND   61,363 0 608
NORTHERN TRUST CORP COM 665859104 349 3,000 SH   DFND   0 0 3,000
NORTHROP GRUMMAN COM 666807102 210 471 SH   DFND   471 0 0
NVIDIA Corp COM 67066G104 1,824 6,684 SH   DFND   6,584 0 100
Neuberger Berman Funds/Closed- COM 64124P101 245 18,465 SH   DFND   630 0 17,835
Norfolk Southern Corp COM 655844108 1,191 4,177 SH   DFND   3,977 0 200
Novo Holdings A/S ADR 670100205 5,506 49,582 SH   DFND   47,767 0 1,815
Nuveen Closed-End Funds/USA COM 670657105 233 17,711 SH   DFND   3,014 0 14,697
Nuveen Closed-End Funds/USA COM 67066V101 174 13,025 SH   DFND   2,550 0 10,475
Nuveen Closed-End Funds/USA COM 67071L106 164 11,053 SH   DFND   5,244 0 5,809
OGE Energy Corp COM 670837103 559 13,704 SH   DFND   13,704 0 0
ORACLE CORP COM 68389X105 599 7,246 SH   DFND   6,476 0 770
Otis Worldwide Corp COM 68902V107 381 4,955 SH   DFND   3,697 0 1,258
PACCAR INC COM 693718108 831 9,442 SH   DFND   9,427 0 15
PARKER-HANNIFIN COM 701094104 1,538 5,420 SH   DFND   5,320 0 100
PEPSICO INC COM 713448108 10,127 60,505 SH   DFND   56,584 0 3,921
PNC Financial Services Group I COM 693475105 1,081 5,862 SH   DFND   5,862 0 0
PayPal Holdings Inc COM 70450Y103 257 2,225 SH   DFND   1,085 0 1,140
Paychex Inc COM 704326107 325 2,381 SH   DFND   2,381 0 0
Pfizer Inc COM 717081103 11,276 217,806 SH   DFND   206,151 0 11,655
Pfizer Inc CL A 98978V103 314 1,664 SH   DFND   1,664 0 0
Phillips 66 COM 718546104 719 8,318 SH   DFND   7,766 0 552
Procter & Gamble Co/The COM 742718109 12,786 83,678 SH   DFND   78,276 0 5,402
QUALCOMM INC COM 747525103 1,740 11,383 SH   DFND   10,675 0 708
ROCKWELL AUTOMATION COM 773903109 427 1,526 SH   DFND   1,026 0 500
ROPER INDUSTRIES INC COM 776696106 3,146 6,662 SH   DFND   6,490 0 172
Raytheon Technologies Corp COM 75513E101 1,991 20,097 SH   DFND   16,987 0 3,110
S&P Global Inc COM 78409V104 212 515 SH   DFND   515 0 0
SELECT SECTOR SPDR SBI MATERIALS 81369Y100 2,774 31,462 SH   DFND   31,387 0 75
SELECT SECTOR SPDR SBI HEALTHCARE 81369Y209 20,956 152,978 SH   DFND   152,673 0 305
SELECT SECTOR SPDR SBI CONS STPLS 81369Y308 12,543 165,282 SH   DFND   165,099 0 183
SELECT SECTOR SPDR SBI CONS DISCR 81369Y407 25,433 137,480 SH   DFND   137,250 0 230
SELECT SECTOR SPDR ENERGY 81369Y506 6,927 90,624 SH   DFND   90,519 0 105
SELECT SECTOR SPDR FINANCIAL 81369Y605 17,939 468,133 SH   DFND   466,771 0 1,362
SELECT SECTOR SPDR TECHNOLOGY 81369Y803 84,006 528,573 SH   DFND   527,658 0 915
SELECT SECTOR SPDR SBI INT-UTILS 81369Y886 2,732 36,689 SH   DFND   36,603 0 86
SPDR GOLD TRUST GOLD SHS 78463V107 2,348 13,001 SH   DFND   12,801 0 200
SSGA Funds Management Inc S&P DIVID ETF 78464A763 943 7,358 SH   DFND   7,048 0 310
SSgA Funds Management Inc TR UNIT 78462F103 468 1,036 SH   DFND   1,036 0 0
SSgA Funds Management Inc SBI INT-INDS 81369Y704 16,432 159,567 SH   DFND   159,386 0 181
SSgA Funds Management Inc COMMUNICATION 81369Y852 4,839 70,349 SH   DFND   70,086 0 263
SSgA Funds Management Inc RL EST SEL SEC 81369Y860 3,268 67,643 SH   DFND   67,524 0 119
STARBUCKS CORP COM 855244109 3,326 36,560 SH   DFND   36,503 0 57
STATE STREET ETF/USA NUVEEN BLOOMBERG 78464A284 420 7,624 SH   DFND   0 0 7,624
STATE STREET ETF/USA UTSER1 S&PDCRP 78467Y107 288 588 SH   DFND   588 0 0
Schlumberger NV COM STK 806857108 368 8,911 SH   DFND   7,411 0 1,500
Sealed Air Corp COM 81211K100 693 10,344 SH   DFND   10,344 0 0
Southern Co/The COM 842587107 435 5,995 SH   DFND   5,795 0 200
State Street Corp COM 857477103 206 2,358 SH   DFND   2,358 0 0
Stryker Corp COM 863667101 283 1,057 SH   DFND   257 0 800
Synopsys Inc COM 871607107 3,072 9,217 SH   DFND   9,156 0 61
Sysco Corp COM 871829107 10,269 125,768 SH   DFND   124,408 0 1,360
TEXAS INSTRUMENTS COM 882508104 1,965 10,710 SH   DFND   10,650 0 60
TORONTO-DOMINION COM NEW 891160509 214 2,692 SH   DFND   2,692 0 0
TRACTOR SUPPLY CO COM 892356106 861 3,689 SH   DFND   3,574 0 115
TRAVELERS CO INC COM 89417E109 242 1,327 SH   DFND   1,327 0 0
Target Corp COM 87612E106 1,193 5,623 SH   DFND   5,561 0 62
Tesla Inc COM 88160R101 347 322 SH   DFND   322 0 0
Thermo Fisher Scientific Inc COM 883556102 8,702 14,732 SH   DFND   14,513 0 219
Timken Co/The COM 887389104 2,191 36,094 SH   DFND   36,094 0 0
UTD PARCEL SERV CL B 911312106 18,770 87,523 SH   DFND   87,173 0 350
Union Pacific Corp COM 907818108 854 3,125 SH   DFND   3,125 0 0
UnitedHealth Group Inc COM 91324P102 4,188 8,212 SH   DFND   8,096 0 116
VANGUARD S&P 500 ETF SHS 922908363 1,620 3,902 SH   DFND   3,902 0 0
VANGUARD ETF/USA SHRT TRM CORP BD 92206C409 250 3,200 SH   DFND   3,200 0 0
VERIZON COMMUN COM 92343V104 5,171 101,503 SH   DFND   97,562 0 3,941
VISA INC COM CL A 92826C839 2,158 9,731 SH   DFND   9,691 0 40
Valero Energy Corp COM 91913Y100 1,371 13,503 SH   DFND   13,503 0 0
Van Kampen Funds/Closed-end/US COM 46132C107 211 18,420 SH   DFND   0 0 18,420
Vanguard ETF/USA 500 VAL IDX FD 921932703 226 1,500 SH   DFND   1,500 0 0
Vanguard ETF/USA FTSE DEV MKT ETF 921943858 11,852 246,770 SH   DFND   244,966 0 1,804
Vanguard ETF/USA FTSE EMR MKT ETF 922042858 6,453 139,886 SH   DFND   130,891 0 8,995
Vanguard ETF/USA SMALL CP ETF 922908751 251 1,182 SH   DFND   1,182 0 0
Voya Investments LLC CORE S&P TTL STK 464287150 5,236 51,873 SH   DFND   51,873 0 0
Voya Investments LLC CORE S&P MCP ETF 464287507 24,476 91,215 SH   DFND   90,738 0 477
WASTE MANAGEMENT COM 94106L109 4,263 26,896 SH   DFND   26,773 0 123
WELLS FARGO & CO COM 949746101 247 5,108 SH   DFND   5,108 0 0
WEYERHAEUSER CO COM NEW 962166104 3,201 84,468 SH   DFND   83,754 0 714
WISDOMTREE ASSET MANAGEMENT INC US LARGECAP FUND 97717W588 498 10,296 SH   DFND   10,296 0 0
WW Grainger Inc COM 384802104 211 409 SH   DFND   409 0 0
Walgreens Boots Alliance Inc COM 931427108 4,062 90,751 SH   DFND   90,751 0 0
Walmart Inc COM 931142103 5,685 38,178 SH   DFND   38,078 0 100
Walt Disney Co/The COM 254687106 4,082 29,755 SH   DFND   27,855 0 1,900
Western Asset Trust Closed End COM 95766P108 249 18,505 SH   DFND   0 0 18,505
Western Asset Trust Closed End COM 958435109 130 15,110 SH   DFND   0 0 15,110
Xcel Energy Inc COM 98389B100 622 8,615 SH   DFND   8,615 0 0
YUM BRANDS INC COM 988498101 379 3,197 SH   DFND   3,197 0 0
ZIMMER HLDGS INC COM 98956P102 1,126 8,807 SH   DFND   8,792 0 15
iShares ETFs/USA CORE US AGGBD ET 464287226 75,672 706,551 SH   DFND   699,390 0 7,161