Regulatory Capital (Tables)

3 Months Ended

Mar. 31, 2024

Regulatory Capital Requirements under Banking Regulations [Abstract]

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations

Regulatory Capital and Ratios	Regulatory Minimum Ratio + CCB ( 1)	The Company						The Bank
(dollars in thousands)		March 31, 2024			December 31, 2023			March 31, 2024			December 31, 2023
Common equity		$	515,228		$	511,135		$	579,520		$	570,100
Goodwill(4)		(61,523)			(63,266)			(61,523)			(63,266)
Core deposit intangible (3)		(34,235)			(38,069)			(34,235)			(38,069)
DTAs that arise from net operating loss and tax credit carry forwards		(5,858)			(8,977)			(4,326)			(6,059)
AOCI losses		8,058			7,494			8,058			7,494
Common Equity Tier 1 Capital		421,670			408,317			487,494			470,200
TRUPs		29,237			29,158			—			—
Tier 1 Capital		450,907			437,475			487,494			470,200
Allowable reserve for credit losses and other Tier 2 adjustments		58,428			58,586			58,428			58,586
Subordinated notes		43,322			43,139			—			—
Tier 2 Capital		$	552,657		$	539,200		$	545,922		$	528,786
Risk-Weighted Assets ("RWA")		$	4,729,930		$	4,697,504		$	4,723,872		$	4,693,009
Average Assets ("AA")		$	5,684,150		$	5,649,116		$	5,679,282		$	5,644,930
Common Tier 1 Capital to RWA	7.00%	8.91		%	8.69		%	10.32		%	10.02		%
Tier 1 Capital to RWA	8.50%	9.53		%	9.31		%	10.32		%	10.02		%
Tier 2 Capital to RWA	10.50%	11.68		%	11.48		%	11.56		%	11.27		%
Tier 1 Capital to AA (Leverage) (2)	n/a	7.93		%	7.74		%	8.58		%	8.33		%

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(1)The regulatory minimum capital ratio ("Min. Ratio") + the capital conservation buffer ("CCB").

(2)Tier 1 Capital to AA (Leverage) has no capital conservation buffer defined. The PCA well capitalized is defined as 5.00%.

(3)Core deposit intangible is net of deferred tax liability.

(4)Goodwill is net of deferred tax liability as of March 31, 2024.