CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) - USD ($) $ in Thousands		3 Months Ended
		Mar. 31, 2024	Mar. 31, 2023
INTEREST INCOME
Interest and fees on loans		$ 65,754	$ 30,828
Interest and dividends on taxable investment securities		4,419	4,064
Interest and dividends on tax-exempt investment securities		6	7
Interest on deposits with other banks		960	163
Total interest income		71,139	35,062
INTEREST EXPENSE
Interest on deposits		28,497	7,281
Interest on short-term borrowings		56	1,361
Interest on long-term borrowings		1,451	756
Total interest expense		30,004	9,398
NET INTEREST INCOME		41,135	25,664
Provision for credit losses		407	1,213
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES		40,728	24,451
NONINTEREST INCOME
Service charges on deposit accounts		1,507	1,213
Trust and investment fee income		734	432
Interchange credits		1,587	1,212
Mortgage-banking revenue		801	977
Title Company revenue		78	137
Other noninterest income		1,860	1,363
Total noninterest income		6,567	5,334
NONINTEREST EXPENSE
Salaries and wages		11,852	8,684
Employee benefits		4,097	2,921
Occupancy expense		2,416	1,619
Furniture and equipment expense		904	534
Data processing		2,867	1,798
Directors' fees		295	250
Amortization of other intangible assets		2,576	441
FDIC insurance premium expense		1,150	371
Other real estate owned expenses, net		0	(1)
Legal and professional fees		1,599	750
Fraud losses	[1]	4,502	67
Merger-related expenses		0	691
Other noninterest expenses		4,440	2,768
Total noninterest expense		36,698	20,893
Income before income taxes		10,597	8,892
Income tax expense		2,413	2,435
NET INCOME		$ 8,184	$ 6,457
Basic net income per common share (in dollars per share)		$ 0.25	$ 0.32
Diluted net income per common share (in dollars per share)		0.25	0.32
Dividends paid per common share (in dollars per share)		$ 0.12	$ 0.12

[1] Fraud losses includes $4.3 million of credit card fraud losses for the quarter ended March 31, 2024