Regulatory Capital Requirements (Tables)

12 Months Ended

Dec. 31, 2023

Regulatory Capital Requirements under Banking Regulations [Abstract]

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations

The following tables present the capital amounts and ratios at December 31, 2023 and December 31, 2022.

Regulatory Capital and Ratios	Regulatory Minimum Ratio + Capital Conversation Buffer ( 1)	The Company						The Bank
(dollars in thousands)		2023			2022			2023			2022
Common equity		$	511,135		$	364,285		$	570,100		$	395,594
Goodwill		(63,266)			(63,266)			(63,266)			(63,266)
Core deposit intangible (2)		(38,069)			(5,547)			(38,069)			(5,547)
DTAs that arise from net operating loss and tax credit carry forwards		(8,977)			—			(6,059)			—
AOCI (gains) losses		7,494			9,021			7,494			9,021
Common Equity Tier 1 Capital		408,317			304,493			470,200			335,802
TRUPs		29,158			18,398			—			—
Tier 1 Capital		437,475			322,891			470,200			335,802
Allowable reserve for credit losses and other Tier 2 adjustments		58,586			16,854			58,586			16,854
Subordinated notes		43,139			24,674			—			—
Total Capital		539,200			364,419			528,786			352,656
Risk-Weighted Assets ("RWA")		4,697,504			2,619,400			4,693,009			2,618,939
Average Assets ("AA")		5,649,116			3,390,516			5,644,930			3,386,771
Common Tier 1 Capital to RWA	7.00%	8.69		%	11.62		%	10.02		%	12.82		%
Tier 1 Capital to RWA	8.50%	9.31		%	12.33		%	10.02		%	12.82		%
Total Capital to RWA	10.50%	11.48		%	13.91		%	11.27		%	13.47		%
Tier 1 Capital to AA (Leverage) (3)	n/a	7.74		%	9.52		%	8.33		%	9.92		%

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(1)The regulatory minimum capital ratio + the capital conservation buffer .

(2)Core deposit intangible at December 31, 2023 is net of deferred tax liability.

(3)Tier 1 Capital to AA (Leverage) has no capital conservation buffer defined. The PCA well capitalized is defined as 5.00%