CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
ASSETS
Cash and due from banks	$ 37,661	$ 16,919
Interest-bearing deposits with other banks	17,838	566,694
Cash and cash equivalents	55,499	583,613
Investment securities:
Available-for-sale, at fair value	83,587	116,982
Held to maturity, at amortized cost - fair value of $494,626 (2022) and $401,524 (2021)	559,455	404,594
Equity securities, at fair value	1,233	1,372
Restricted securities, at cost	11,169	4,159
Loans held for sale, at fair value	4,248	37,749
Loans held for investment	2,556,107	2,119,175
Less: allowance for credit losses	(16,643)	(13,944)
Loans, net	2,539,464	2,105,231
Premises and equipment, net	51,488	51,624
Goodwill	63,266	63,421
Other intangible assets, net	5,547	7,535
Other real estate owned, net	197	532
Mortgage servicing rights, at fair value	5,275	4,087
Right-of-use assets	9,629	11,370
Cash surrender value on life insurance	59,218	47,935
Other assets	28,001	19,932
TOTAL ASSETS	3,477,276	3,460,136
Deposits:
Noninterest-bearing	862,015	927,497
Interest-bearing	2,147,769	2,098,739
Total deposits	3,009,784	3,026,236
Securities sold under retail repurchase agreements		4,143
Advances from FHLB - short-term	40,000
Advances from FHLB - long-term		10,135
Subordinated debt	43,072	42,762
Total borrowings	83,072	57,040
Lease liabilities	9,908	11,567
Other liabilities	10,227	14,600
TOTAL LIABILITIES	3,112,991	3,109,443
COMMITMENTS AND CONTINGENCIES
STOCKHOLDERS' EQUITY
Common stock, par value $.01 per share; shares authorized - 35,000,000; shares issued and outstanding - 19,849,563 (2022) and 19,807,533 (2021)	199	198
Additional paid in capital	201,494	200,473
Retained earnings	171,613	149,966
Accumulated other comprehensive (loss) income	(9,021)	56
TOTAL STOCKHOLDERS' EQUITY	364,285	350,693
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 3,477,276	$ 3,460,136