CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
ASSETS
Cash and due from banks	$ 33,814	$ 16,919
Interest-bearing deposits with other banks	129,492	566,694
Cash and cash equivalents	163,306	583,613
Investment securities:
Available-for-sale, at fair value	86,347	116,982
Held to maturity, at amortized cost - fair value of $501,145 (2022) and $401,524 (2021)	570,719	404,594
Equity securities, at fair value	1,222	1,372
Restricted securities, at cost	9,894	4,159
Loans held for sale, at fair value	8,342	37,749
Loans held for investment	2,401,883	2,119,175
Less: allowance for credit losses	(16,277)	(13,944)
Loans, net	2,385,606	2,105,231
Premises and equipment, net	52,252	51,624
Goodwill	63,281	63,421
Other intangible assets, net	6,007	7,535
Other real estate owned, net	197	532
Mortgage servicing rights, at fair value	5,321	4,087
Right-of-use assets	9,764	11,370
Cash surrender value on life insurance	58,768	47,935
Other assets	25,778	19,932
TOTAL ASSETS	3,446,804	3,460,136
Deposits:
Noninterest-bearing	893,808	927,497
Interest-bearing	2,121,504	2,098,739
Total deposits	3,015,312	3,026,236
Securities sold under retail repurchase agreements		4,143
Advances from FHLB - long-term	10,013	10,135
Subordinated debt	42,995	42,762
Total borrowings	53,008	57,040
Lease liabilities	10,023	11,567
Other liabilities	11,240	14,600
TOTAL LIABILITIES	3,089,583	3,109,443
COMMITMENTS AND CONTINGENCIES
STOCKHOLDERS' EQUITY
Common stock, par value $.01 per share; shares authorized - 35,000,000; shares issued and outstanding - 19,849,563 (2022) and 19,807,533 (2021)	199	198
Additional paid in capital	201,213	200,473
Retained earnings	165,590	149,966
Accumulated other comprehensive (loss) income	(9,781)	56
TOTAL STOCKHOLDERS' EQUITY	357,221	350,693
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 3,446,804	$ 3,460,136