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CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Thousands
Mar. 31, 2022
Dec. 31, 2021
ASSETS    
Cash and due from banks $ 16,206 $ 16,919
Interest-bearing deposits with other banks 554,770 566,694
Cash and cash equivalents 570,976 583,613
Investment securities:    
Available-for-sale, at fair value 106,695 116,982
Held to maturity, at amortized cost - fair value of $390,541 (2022) and $401,524 (2021) 407,138 404,594
Equity securities, at fair value 1,305 1,372
Restricted securities 9,894 4,159
Loans held for sale, at fair value 12,906 37,749
Loans held for investment 2,181,106 2,119,175
Less: allowance for credit losses (14,710) (13,944)
Loans, net 2,166,396 2,105,231
Premises and equipment, net 52,049 51,624
Goodwill 63,281 63,421
Other intangible assets, net 7,018 7,535
Other real estate owned, net 561 532
Mortgage servicing rights 5,113 4,087
Right-of-use assets 10,180 11,370
Other assets 80,985 67,867
TOTAL ASSETS 3,494,497 3,460,136
Deposits:    
Noninterest-bearing 876,415 927,497
Interest-bearing 2,192,080 2,098,739
Total deposits 3,068,495 3,026,236
Securities sold under retail repurchase agreements   4,143
Advances from FHLB - long-term 10,094 10,135
Subordinated debt 42,840 42,762
Total borrowings 52,934 57,040
Lease liabilities 10,397 11,567
Other liabilities 10,807 14,600
TOTAL LIABILITIES 3,142,633 3,109,443
COMMITMENTS AND CONTINGENCIES
STOCKHOLDERS' EQUITY    
Common stock, par value $.01 per share; shares authorized - 35,000,000; shares issued and outstanding - 19,843,379 (2022) and 19,807,533 (2021) 198 198
Additional paid in capital 200,640 200,473
Retained earnings 153,198 149,966
Accumulated other comprehensive (loss) income (2,172) 56
TOTAL STOCKHOLDERS' EQUITY 351,864 350,693
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY $ 3,494,497 $ 3,460,136