CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
ASSETS
Cash and due from banks	$ 18,440	$ 16,666
Interest-bearing deposits with other banks	292,412	170,251
Cash and cash equivalents	310,852	186,917
Investment securities:
Available-for-sale, at fair value	105,125	139,568
Held to maturity, at amortized cost - fair value of $247,835 (2021) and $65,828 (2020)	250,501	65,706
Equity securities, at fair value	1,384	1,395
Restricted securities	3,189	3,626
Loans	1,494,897	1,454,256
Less: allowance for credit losses	(15,525)	(13,888)
Loans, net	1,479,372	1,440,368
Premises and equipment, net	27,011	24,924
Goodwill	17,518	17,518
Other intangible assets, net	1,365	1,719
Other real estate owned, net	203
Right-of-use assets	5,512	4,795
Other assets	58,742	46,779
TOTAL ASSETS	2,260,774	1,933,315
Deposits:
Noninterest-bearing	554,902	509,091
Interest-bearing	1,463,163	1,191,614
Total deposits	2,018,065	1,700,705
Securities sold under retail repurchase agreements	3,501	1,050
Subordinated debt	24,521	24,429
Total borrowings	28,022	25,479
Lease liabilities	5,686	4,874
Other liabilities	7,394	7,238
TOTAL LIABILITIES	2,059,167	1,738,296
COMMITMENTS AND CONTINGENCIES
STOCKHOLDERS' EQUITY
Common stock, par value $.01 per share; shares authorized - 35,000,000; shares issued and outstanding - 11,752,445 (2021) and 11,783,380 (2020)	118	118
Additional paid in capital	51,641	52,167
Retained earnings	149,620	141,205
Accumulated other comprehensive income	228	1,529
TOTAL STOCKHOLDERS' EQUITY	201,607	195,019
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 2,260,774	$ 1,933,315