CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
ASSETS
Cash and due from banks	$ 24,585	$ 18,465
Interest-bearing deposits with other banks	101,699	76,506
Cash and cash equivalents	126,284	94,971
Investment securities:
Available-for-sale, at fair value	86,020	122,791
Held to maturity, at amortized cost - fair value of $11,715 (2020) and $8,654 (2019)	11,710	8,786
Equity securities, at fair value	1,388	1,342
Restricted securities	3,626	4,190
Loans	1,407,249	1,248,654
Less: allowance for credit losses	(11,090)	(10,507)
Loans, net	1,396,159	1,238,147
Premises and equipment, net	24,668	23,821
Goodwill	17,518	17,518
Other intangible assets, net	1,970	2,252
Other real estate owned, net	38	74
Right-of-use assets	4,879	4,771
Other assets	45,264	40,572
TOTAL ASSETS	1,719,524	1,559,235
Deposits:
Noninterest-bearing	442,996	356,618
Interest-bearing	1,061,732	984,716
Total deposits	1,504,728	1,341,334
Short-term borrowings	1,064	1,226
Long-term borrowings		15,000
Lease liabilities	4,941	4,792
Other liabilities	8,657	4,081
TOTAL LIABILITIES	1,519,390	1,366,433
COMMITMENTS AND CONTINGENCIES
STOCKHOLDERS' EQUITY
Common stock, par value $.01 per share; shares authorized - 35,000,000; shares issued and outstanding - 12,525,667 (2020) and 12,500,372 (2019)	125	125
Additional paid in capital	61,129	61,045
Retained earnings	136,876	131,425
Accumulated other comprehensive income	2,004	207
TOTAL STOCKHOLDERS' EQUITY	200,134	192,802
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 1,719,524	$ 1,559,235