CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
ASSETS
Cash and due from banks	$ 18,541	$ 16,294
Interest-bearing deposits with other banks	20,739	50,931
Cash and cash equivalents	39,280	67,225
Investment securities:
Available-for-sale, at fair value	145,410	154,432
Held to maturity, at amortized cost - fair value of $5,887 (2019) and $6,000 (2018)	5,905	6,043
Equity securities, at fair value	1,325	1,269
Restricted securities	5,095	6,476
Loans	1,240,295	1,195,355
Less: allowance for credit losses	(10,305)	(10,343)
Loans, net	1,229,990	1,185,012
Premises and equipment, net	22,710	22,711
Goodwill	17,518	17,518
Other intangible assets, net	2,540	2,857
Other real estate owned, net	524	1,222
Right-of-use assets	3,663
Other assets	14,602	17,678
Assets of discontinued operations		633
TOTAL ASSETS	1,488,562	1,483,076
Deposits:
Noninterest-bearing	346,916	330,466
Interest-bearing	902,084	881,875
Total deposits	1,249,000	1,212,341
Short-term borrowings	25,508	60,812
Long-term borrowings	15,000	15,000
Lease liabilities	3,663
Other liabilities	4,084	8,415
Liabilities of discontinued operations		3,323
TOTAL LIABILITIES	1,297,255	1,299,891
COMMITMENTS AND CONTINGENCIES
STOCKHOLDERS’ EQUITY
Common stock, par value $.01 per share; shares authorized - 35,000,000; shares issued and outstanding - 12,779,072 (2019) and 12,749,497 (2018)	128	127
Additional paid in capital	65,376	65,434
Retained earnings	125,996	120,574
Accumulated other comprehensive loss	(193)	(2,950)
TOTAL STOCKHOLDERS’ EQUITY	191,307	183,185
TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY	$ 1,488,562	$ 1,483,076